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Aging Is a Treatable Disease

May 22, 2016 by · Comments Off on Aging Is a Treatable Disease
Filed under: General 

Live Healthy – Look Marvelous – Live Longer

There are actions you can, and should take today to dramatically improve your health, your appearance and your longevity. You can control 70% of the factors affecting your longevity; only 30% are controlled by genetics until very late in life when genetics become more controlling

Almost all of the effects of aging and the common diseases that come with aging are treatable, to at least some extent. The key is early detection and early treatment.

Our understanding of the aging process is advancing rapidly. Some scientists believe that the first immortal human may be living today.

In 1786, life expectancy was 24 years. Better diets and some medical innovations allowed it to double to 48 years in the next 100 years.

Modern medicine has now increased life expectancy to over 76 years. Future medicine promises to increase it to over 100 years during our lifetime.

“Over half the baby boomers here in America are going to see their hundredth birthday and beyond in excellent health.” says Dr. Ronald Klatz of the American Academy of Anti-Aging. “We’re looking at life spans for the baby boomers and the generation after the baby boomers of 120 to 150 years of age.”

The key to Live Healthy – Look Marvelous – Live Longer is to delay the diseases of aging so that when they do occur, it is very late in your life.

The causes of aging are finally being understood. There are actions you can take today to take advantage of the recent medical developments. Dr. Rudman ran a series of tests on aging people and demonstrated that the effects of aging could be slowed and even reversed. He concluded: “The overall deterioration of the body that comes with growing old is not inevitable.”

The Causes of Aging

Almost all life on earth blossoms with youth, until it has reproduced and passed its genes on to the next generation. After that, the flowers wilt and die, and we humans began to age. Yes, we begin to age while we are still in our 20’s.

We age because the products of our metabolism, I.e., the “ashes” from the oxidation processes that produce energy in our cells, accumulate faster then our endocrine system can remove them. This is because most of the cleansing hormones that surged through our youthful bodies begin to decrease as we begin to age. Some of these more critical hormones have decreased by about 10 to 30% as we enter our 30’s. The decreases become ever more dramatic as we enter successive decades of life. Most of our hormones have decreased by over 50% and some have been reduced to near zero as we enter our 70’s. So we age. Our muscles and bones weaken; our reaction time slows; we lose our agility; all combine to make us more susceptible to accidents. Our immune system weakens and makes us more susceptible to disease. And we die.

The Death Clock

Dr. Hayflick has shown that we have another cause of aging. He has shown that we have a built-in death date of about 120 years, if diseases or accidents do not get us earlier. The point at which our cells have divided a fixed number of times sets this death date. It has been termed the “Hayflick limit.”

Our cells divide to produce new cells to replace the old cells damaged by metabolic ash build-up, free radicals, toxins, and other wear and tear mechanisms. As the cells divide, the chromosomes split to provide chromosomes for the new cells. When the chromosomes split, they lose part of their telomeres – the genes at their ends that keep the chromosomes organized. After a certain number of splits, the telomeres wear away and become too short to keep the chromosome organized and therefore the cell dies without being able to replace itself.

You can think of telomeres as analogous to the plastic bands on the ends of shoelaces. Telomeres hold the important DNA code intact, preventing it from fraying as the molecules replicate over time.

Resetting the Death Clock

But tests over the past few years have shown that the “Hayflick limit” can be extended by the use of an enzyme that causes the “organizing genes” at the ends of the chromosomes (the telomeres) to re-grow. This enzyme is called telomerase.

Telomerase treatments on human cells in the laboratory have indicated that telomerase can make human cells immortal. Doctors and researchers involved in these treatments are reporting that it is their belief that death is not inevitable.

Telomerase is actually an enzyme (a catalytic protein) that is able to arrest or reverse the telomere shortening process. The body produces telomerase when we are embryos in the womb to accommodate the very rapid growth of the embryo. But, unfortunately our bodies do not produce telomerase after birth except possibly for the creation of sperm.

So for humans to extend life we must do two things: first, eliminate the oxidants and toxins in our foods and environment; and find a dietary or pharmaceutical method for increasing and preserving the length of our cells’ telomeres.

Promising Anti-Aging Research

There are many ongoing projects that promise to solve our problems of aging. One is from a team of South Korean scientists. They report that they have created a newly-synthesized molecule, named CGK733 that can make cells younger.

“All cells face an inevitable death as they age. On this path, cells became lethargic and in the end stop dividing but we witnessed that CGK733 can block the process,” Prof. Kim Tae-kook reported. He further stated: “We also found the synthetic compound can reverse aging, by revitalizing already-lethargic cells. Theoretically, this can give youth to the elderly via rejuvenating cells.”

Kim expects that the CGK733-empowered drugs that keep cells youthful far beyond their normal life span would be commercialized in less than 10 years.

Researchers at The Wistar Institute have defined a key target of an evolutionarily conserved protein that regulates the process of aging. The study provides fundamental knowledge about key mechanisms of aging that could point toward new anti-aging strategies and cancer therapies.

Aging saps our strength and ability to enjoy life, cripples us, and eventually kills us. Tens of millions die from age-related conditions each and every year. Comparatively few people know that degenerative aging can be slowed with diet and lifestyle choices, medicines and nutracuetials.

Comparatively few people are aware of the many serious scientific efforts, presently underway, aimed at understanding and intervening in the aging process – in order to one day reverse its effects.

Your objective should be to have a healthy life and continue to live long enough to take advantage of all the medical advances and technologies now in development.

Our health is determined by our genetics, our diets, and our past and current lifestyles. You can now optimize your current and future health by defining and taking medications, vitamins, and other supplements and treatments tailored to your specific health needs. The program to do this recognizes the validity of three basic themes:

  • The Future of Medicine is in Personal Tailoring
  • Preventative Medicine is Key
  • Aging is a Treatable Disease.

Your Anti-Aging Longevity Plan

It is strongly recommended that you get familiar with the latest anti-aging information and develop your personal Longevity Plan. The key to longer life is to detect any health issues as early as possible and take advantage of the available technology to address them. Time really is of the essence.

Article Source: http://EzineArticles.com/5073181

105-Year-Old Woman Surprised With New Car from Anonymous Fan

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

105-Year-Old Woman Surprised With New Car from Anonymous Fan

Gift enables California’s oldest driver to continue volunteering regularly at Direct Relief

California’s oldest driver, 105-year-old Edythe Kirchmaier, received a big surprise when she was gifted a brand new car from an anonymous fan.

Kirchmaier has a perfect 86-year driving record with no accidents, parking, or moving violations. She renewed her driver’s license this January after passing her test with flying colors.

The longtime Santa Barbara resident garnered international attention earlier this year with appearances on The Ellen DeGeneres Show, The Tonight Show with Jay Leno, and Access Hollywood Live in which she inspired the world to make a difference by raising awareness for her beloved charity, Direct Relief.

As the oldest registered Facebook user, Kirchmaier’s 105th birthday wish was to get 105,000 people to like Direct Relief’s Facebook page by lighting a candle on the world’s largest virtual birthday cake that the humanitarian organization created for her.

Kirchmaier was given a brand new 2013 Honda Civic after the anonymous fan heard her 1997 minivan was having lots of break downs and needing many repairs, jeopardizing her ability to continue volunteering at Direct Relief, as she has for the past 40 years.

Driving since she was 19, Kirchmaier learned to drive on a Ford Model T.  

About Direct Relief
Direct Relief is a leading medical relief organization, active in all 50 states and in 70 countries. It works with more than 1,000 health clinics across the U.S. to assist in emergencies and an ongoing basis, providing them with free medications for people in need. The organization has been among the world’s largest medical suppliers in Haiti after the 2010 earthquake, has top charity ratings, including four-star and “top-notch” rating from Charity Navigator, and a 99% fundraising efficiency rating from Forbes magazine. For more information visit www.DirectRelief.org.

CONTACT:
Kerri Murray, (805) 452-7599
kmurray@directrelief.org

Columbus Travel Insurance For Senior Citizens by Lee Jacksonlee

September 4, 2013 by · Leave a Comment
Filed under: Articles 

perfect-travel-insurance-product

Majority of the senior citizens nowadays opt for insurance whenever they plan for any trips, especially when traveling abroad. It does not matter whether they are experienced travelers or have been waiting for the journey of a lifetime, they would still want to have a safe and enjoyable trip. Moreover, senior citizens and the rest of the people would like to travel with a peaceful mind, knowing that any misfortunes along the way would be well taken care of with minimum distractions.

As a matter of fact, most senior citizens are covered with health insurance at home. So it makes it even more sensible to be safely protected with travel insurance while they are away from home. Where health is concerned, irregardless of how fit and healthy you are, you cannot afford to take the risk of not being insured. The reason being, in the event of any sicknesses or accidents, the medical expenses incurred will be very costly, especially if require hospitalization.

Depending on your destination, less developed countries with unfamiliar and perhaps unhygienic food may be hazardous to health, what more with poor quality drinking water…! The climate may also be another factor contributing to health problems, especially when there is a drastic change in temperature. Besides the issue of health, there are other types of mishaps too, such as flight cancellation, lost luggage or personal belongings, delayed flights, thefts and even accidents.

There are many insurance agencies available online with competitive prices. Some rates provided are more lucrative and affordable than the others so it is wise to scout around for better deals. In fact, there is a variety of comprehensive coverage specially catered to meet the requirements and demands of consumers, namely backpacker and adventure travel insurance, pre-existing medical insurance, business insurance, single and group insurance.

Generally, a customer oriented company will pride themselves on providing quick, efficient and hassle-free service. So go ahead and enjoy your golden years by seeing the world. Travel extensively but do it only under the protection of insurance. Ensure to obtain an adequate coverage to give you and your loved ones peace of mind. Then you can “stop worrying about the potholes in the road and celebrate the journey”… as quoted by Fitzhugh Mullan.

So if your parents want enjoy their vocation with good memories, seek travel insurance from Columbus travel insurance. By doing so, you are not just securing your trip from any unforeseen events but also for a surely wonderful vacation with affordable best travel insurance

Article Source: http://EzineArticles.com/?expert=Lee_Jacksonlee

In an Aging Society – Are Senior Citizens Driving Safely? by Diane Carbo

August 15, 2013 by · Leave a Comment
Filed under: Articles 

Remember when you couldn’t wait until you were old enough to drive. Getting a driver’s license gave us an opportunity to experience a new freedom we did not have before. For those of us with two parents working, driving meant taking ourselves and our siblings to after school activities and work. Driving took us to a level of independence that we had not experienced before. In an aging society of drivers, those very same feelings exist in many today. Driving gives us a sense of independence and freedom, the ability to go out and socialize, go to work or to church. Safety issues are a concern as many move into the golden years. The life expectancy of seniors is increasing. There are more active senior citizens out on the road today than ever before. Since we all age differently, many aging adults, can drive into their seventies and eighties. As we age, the risks for having a serious car accident that requires hospitalization rises. Statistics show that fatal car accidents rise after the age of seventy.

If you know an aging adult driver who is experiencing difficulty with driving, it is important to carefully monitor the situation. This article can help you determine whether you should take steps to encourage the senior to stop driving.

An aging society and risk

Some key risk factors that affect our aging society are:

Vision declines affecting depth perception and ability to judge speed of oncoming traffic. Night vision becomes a problem as our eyes loose the ability to process light. By age 60, you need three times the amount of light that you did at age 20 in order to drive safely after nightfall. We also become more sensitive to bright light and glare. Signs and road markings can be difficult to see.

With age, flexibility may decrease as response time increases. A full range of motion is crucial on the road. Turning your head both ways to see oncoming traffic, moving both hands and feet can be difficult for those with chronic conditions such a rheumatoid arthritis, or Parkinson’s disease, heart disease and diabetes.

Older adults in an aging society will often need to begin to take medications. Certain medications, as well as a combination of medications and alcohol, can increase driving risk. Be aware and careful about medication side-effects and interactions between medications. It is important to talk to your pharmacist to be aware of interactions that could affect your driving safely. Some medications cause drowsiness.

Aging affects our quality of sleep, resulting in daytime sleepiness. Falling asleep at the wheel is a major concern for those that dose off during the day.

The beginning of dementia or mental impairment can make driving more dangerous. A decreased mental capacity or decrease tolerance to stressful driving situations such as complex and confusing intersections may cause delayed reactions to sudden or confusing situations on the road. An aging brain and body does not have the same response time as we did when we were younger.

Look for warning signs

There are multiple warning signs that an aging adult is becoming or is an unsafe driver. Some of them are small, but if there are multiple concerns it may be time to talk about your concerns with the aging driver. Warning signs of an unsafe driver include

 

  • Abrupt lane changes, braking, or acceleration.
  • Increase in the dents and scrapes on the car or on fences, mailboxes, garage doors, curbs, etc
  • Trouble reading signs or navigating directions to get somewhere
  • Range-of-motion issues (looking over the shoulder, moving the hands or feet, etc.)
  • Becoming anxious or fearful while driving or feeling exhausted after driving
  • Experiencing more conflict on the road: other drivers honking; frustration or anger at other drivers. Oblivious to the frustration of other drivers towards them
  • Getting lost more often
  • Trouble paying attention to signals, road signs, pavement markings, or pedestrians
  • Slow reaction to changes in the driving environment
  • Increased traffic tickets or “warnings” by traffic or law enforcement officers
  • Forgetting to put on a safety belt

 

If you are concerned about an aging adult driver, closely monitor their driving before deciding whether they need a refresher coarse on their driving skills or approaching them to give up their driver’s license altogether. Ongoing and open communication is important to addressing the issue of driving. Studies conducted by Harvard and MIT show that while most drivers preferred to discuss the issue with their spouse, doctor or adult children (in that order), this is not the case for everyone. The right person may not necessarily be the most forceful or outspoken one, but rather someone whose judgment and empathy are especially trusted by the driver.

Talk with other family members, your doctor, and close friends to determine the best person for “the conversation.” Remember driving signifies independence, freedom and being self sufficient to active senior citizens. Realize you may meet with resistance and the aging driver may become defensive. Emotion may get in the way of a rational conversation. Express your concerns and give specific reasons for those concerns.

The goal is to get the aging driver be part of the decision making process

You may begin by asking your loved one to make some concessions because of your concerns.

 

  • Taking a driver refresher course
  • Not driving at night
  • Suggest they not drive on busy thoroughfares or during rush hour
  • Taking shorter trips
  • Not driving under adverse weather conditions
  • Encourage a visit to their primary care physician or pharmacist to go over medications that may affect driving skills. Your physician may be able to recommend a Driver Rehabilitation Specialist. This individual can assess driving safety by an office exam and driving test and make recommendations regarding special equipment or techniques that can improve the driver’s safety. Consider ways to decrease the need to drive. Check out alternatives to shopping by car, including:

  • Arrange for home deliveries of groceries and other goods, and try to arrange for home visits by clergy, medical and personal care providers, and government service providers.
  • Use financial services that don’t require bank visits, like automatic bill paying, direct deposit, and bank-by-phone or on-line banking services.

Fears of those living in an aging society 

Fear of isolation and decrease in socializing is a real concern for the aging driver. It is important to keep spirits high as the aging driver makes the adjustments to becoming a non driver. Be in tune to their need for fun, volunteering, work and religious activities. Create a transportation plan that can make it easier for the aging driver to give up driving. You can create a list of friends and family that are willing to drive, contact the church and the local Area Agency on Aging in regards to transportation programs in the area.

Some seniors may adjust better if they can keep their own car, but have others drive them. Their own car may feel more comfortable and familiar, and the sense of loss from not driving may be lessened. Remember, baby boomers have grown up walking out the door and being able to go where they want to go. We need to keep the aging adult driver and those on the road with them safe.

Diane Carbo RN- As a geriatric care manager, that has cared for her father and mother in law in their homes, she learned first hand how overwhelming, stressful, and time consuming caring for a loved one can be. Staying in their homes was very important to them. As a result, Diane started http://www.aginghomehealthcare.com to assist others age in familiar surroundings and avoid the emotional and frustrating task of maneuvering the medical delivery system

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

Convenience and Product Selection Encourage More People to Manage Incontinence Online, Parentgiving.com Survey Reveals

July 29, 2013 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

Convenience and Product Selection Encourage More People to Manage Incontinence Online, Parentgiving.com Survey Reveals

For the first time in its five-year history, the senior wellness site Parentgiving.com conducted an opinion survey on incontinence, reaching out to nearly 5,000 of its customers who shop for self-care products in this category. The focus was to learn how people best cope with incontinence and if a greater awareness about it as a medical issue has erased its stigma and prompted more people to talk to their doctors about treatment. Respondents were also asked to share both their frustrations and their strategies for maintaining quality of life.

(Logo:  http://photos.prnewswire.com/prnh/20130724/PH51806LOGO)

Results show that progress is being made. Slightly over 70 percent have talked to their healthcare provider about incontinence—many of them are taking or have tried medications, and a few have had surgical procedures.

But nearly 30 percent of respondents have still not sought medical attention. Reasons are varied. A few people still feel too embarrassed to bring it up, even in front of a doctor, while some assume it’s just a normal part of old age (it’s not!) or don’t know that there are treatments that might help. Others say they have more life-threatening medical issues, from diabetes to stroke recovery, that take precedence when they’re at the doctor’s office. For a few, the possibility of yet another medication to add to their existing regimen would be financially out of the question.

More Key Points From the Parentgiving Survey

* Fear of accidents is the top concern.
Two-thirds of respondents ranked this as their number one worry. The lack of product selection came in second at 21%. People want more product choices, which will, in turn, help them feel more secure about avoiding accidents.

* Online is the way people want to buy products.
Nearly 46% buy products online where they can get the widest selection and have anonymity.

* Absorbency is the key feature in choosing products.
An overwhelming 81% ranked this first. Information on a product’s absorbency should be front and center on product descriptions, say the respondents. Comfort ranked second and the ability to buy a product online ranked a strong third at 36%, above both cost and anatomical design of items.

* Many people are satisfied with their incontinence products. In fact, 40% are very satisfied. However 44% are only somewhat satisfied—there’s room for better education about products to help people find those that are more effective for them and the respondents had numerous suggestions for incontinence product manufacturers to improve styles.

For complete survey results, go to http://www.parentgiving.com/elder-care/incontinence-survey-results/. There is also a companion article, “Survey Says: 50 Top Strategies for Managing Incontinence,” featuring respondents’ experiences and suggestions at http://www.parentgiving.com/elder-care/survey-says-50-top-strategies-for-managing-incontinence/. For more information, please contact Julie Davis, Chief Content Officer at 203-984-4424 or email.

About Parentgiving. Parentgiving.com is the online destination dedicated to the health and wellness needs of seniors and their caregivers. A comprehensive website, Parentgiving offers hundreds of informative articles on eldercare, plus Q&As with experts on healthy aging. The Parentgiving Store sells find thousands of products from medical supplies to practical tools for the activities of daily living. Everything can be ordered by phone or online with fast shipping right to the senior. For more information please visit www.Parentgiving.com or follow us on Twitter.

Medicare Part D & Senior Citizens by Rick Martino

May 17, 2013 by · Leave a Comment
Filed under: Articles, General 

Medicare Part D, since its launch in January 2006 has acted as a boon to  senior citizens. The senior citizens are quite happy investing in the plans  offered under part D. The plans are very clear & present the exact view of  the offerings so as not making the senior people to think about it much. Part D  help seniors to manage their finances to the best. Seniors are very well made  cleared about the amount they have to pay as the premium to the company &  they happily do that just because of the following reasons:

• Any of the plans do not make a Dent to their pocket, so they don’t mind  paying. This plan helps them get a safety cover with their small income so that  they can pay for prescription cost easily.

• They know that they are secured & are free from any unexpected drug  expenses. In spite of a low premium, part D offers coverage on various drugs  under different plans. It might not be easy to find a plan that suits them  exactly but yes, quite easy to find a plan which satisfies them to a great  extent by include various drugs.

• A lot many drugs can be covered in one plan. It is practically not possible  to know that which medicine might be needed in the near future but a plan which  allows you to get various important medicines is a good option for anyone as  that will again reduce the chances of unexpected expenses on drugs.

• Clear & easy terms turn the Part D into most trusted insurance policy  for them. There are a many plans under part D which have a similar terms like:  all the plans are available at lowest price ever, the best is provided at the  cheapest price & a clear presentation makes clear the terms of policy  stating that where the seniors are investing & what they can expect out of  it.

The Medicare Part D plans are considered the safest & most sensible to  invest with, as with the senior citizens the things can go critical more often  than anyone else. So the option to get insured by part D is considered  beneficial than any other insurance policy. The stats define that Medicare Part  D is considered as the most favorite among senior citizens all over the  US.

Rick Martino is employed with MedicareAide. MedicareAide provides information  on Medicare Coverage & Medicare Insurance Plans allowing you to choose the right plan from more than 25 insurance  providing companies.

Article Source: http://EzineArticles.com/?expert=Rick_Martino

 

Marketing to Senior Citizens – Assume Nothing! by Marte Cliff

May 3, 2013 by · Leave a Comment
Filed under: Articles 

Once upon a time, senior citizens were old people. They were assumed to be  suffering from ill health and in need of care. They sold their homes so they  could move in with children or move to a care facility. Not any more.

Now senior citizens exhibit the same variety of health and fitness as  people much younger. In fact, those who have actively taken care of  themselves are probably more fit than those in their teens and 20’s who shun  exercise and live on junk food.

So, assume nothing, because senior citizens come in many varieties,  with many different goals.

Many choose to remain in their homes, while others want a change of scenery.  But even those want to sell have different reasons.

Some want to get away from excessive maintenance chores. They’ll  choose a smaller home with a smaller yard – or perhaps a condo. They may be in  failing health, but don’t assume so. They may just want to pursue hobbies or  take up volunteer work or be free to travel. Many have something they want to do  that they couldn’t do before, and they don’t want to be tied down by a high  maintenance home.

Others want to find a new home with a large yard, or even acreage, so  they can take up gardening or buy a horse or raise dogs.

Some just want to get away! They’ll sell the old homestead and move  into a motor home so they can see the places they’ve been dreaming about for all  those years when they were tied to work.

Some want to move to a more temperate climate – they’re tired of the  cold and snow and want to get outdoors and play all year. Some have always  dreamed of living on a lake or in the mountains or on the desert. Some wanted to  get away to a small town with a slower pace – or to move to a city with opera  houses and art galleries and the theater. But until now, they were stuck because  they were afraid to move away from their work. Now they can go where they  want.

Of course, there still are those seniors who are selling because they do need  to move in with the kids or to an assisted living facility.

Your job as an agent is to not assume anything. If you want  to sort your lists, set up a capture on your website with information about  downsizing to a smaller home, and a separate capture with information about  transitioning to assisted living. You could even have different pages on your  site – just like you might have different pages and different information for  first time buyers and move-up buyers.

When you get a call to list a home for a senior citizen, go with no pre-set  ideas. Wait and talk to the homeowner before you try to anticipate just what  kind of assistance they need. Otherwise, you’ll risk alienating a new client  before you get a chance to show your stuff!

Marte Cliff is a Freelance Copywriter who specializes in writing for real  estate and related industries.

She’ll help you with one letter, or an entire marketing plan. For Real Estate  agents and brokers who are ready to get full value from their websites, she’ll  be happy to put together an entire package – from the web copy to the lead  generation packages that make an agent’s phone ring.

For busy agents on a budget, Marte offers pre-written letter sets for use in  postal mail or in e-mail continuity campaigns. The current selection includes  letters for FSBO’s, Expired Listings, Short Sale sellers, First Time Buyers, and  a set for new agents to send to buyers. Read what’s included in these sets by  visiting http://www.copybymarte.com/pro/prospecting.html

Marte’s weekly ezine for real estate professionals offers tips and hints for  building a successful business. To subscribe, and to see other resources  available for real estate sales professionals, visit her at http://www.copybymarte.com

Article Source: http://EzineArticles.com/?expert=Marte_Cliff

 

Know More About Short Term Health Insurance Plans For Senior Citizens by John D. Edwards

May 2, 2013 by · Leave a Comment
Filed under: Articles 

Short term insurance has become very popular over the recent years as it is a  cheaper and affordable insurance option for many people. When it comes to  insurance polices there are many to choose from. There are companies that  provide a host of insurance policies and at times it is difficult to choose the  ideal one for you. For people over 65 years of age it becomes even more  difficult because they are not aware of the right plans for themselves and they  fear the amount of premium that they need to pay as the amount for insurance  policy increases with age. If you are over 65 years this may sound depressing  for you however the good news is that there are many short term health insurance  plans that are offered by insurance companies for their benefit and welfare.

The above insurance companies offer the best policies that are less expensive  for them. These companies have two sets of health insurance policies that are  available for people under 65 and the next set for people over 65. The insurance  policies that have been framed for senior citizens by Medicare are short term  insurance policies that have been targeted for the welfare of these citizens.  There are certain cholesterol levels, blood pressure, family history, height,  weight and other considerations that are taken into account for these citizens.  In fact, the above policy considerations are more liberal than the ones that are  made for younger adults. These citizens can reap the benefits of short term  health insurance polices that have been made keeping their needs in mind.

The term insurance policy intended for senior citizens offer the best rates  and helps them save significant money. The short term insurance is also called a  temporary insurance that provides health insurance for a limited period only.  The time period can be as short as a month and can also go up to 6 to 12 months  as well. The term health insurance works in the same way as the long term health  insurance. The coverage between the two is different and in the case of the  former the person gets a health card that will possess limits and the  deductibles on the services of the policy. Such a short term insurance policy  provides you with the advantages of an insurance against accidents and illnesses  only for a limited period.

The short term health insurance plan for senior citizens do not contain  pre-existing conditions and preventive care. The pre-existing condition is a  medical problem that a person suffers from before he or she goes into insurance.  These short term health insurance plans are specially designed to provide  protection against major health problems that a senior citizen faces.

Thus, from the above it is evident that the above short term health insurance  have been specially designed for the purpose of senior citizens and they can  avail all the benefits and the advantages of the polices that have been offered  to them with ease.

Are you looking for low cost short term health insurance? Visit http://www.short-termhealthinsurance.com today  for more information!

Article Source: http://EzineArticles.com/?expert=John_D._Edwards

 

Auto Insurance And the Senior Citizen by Hema Patel

April 17, 2013 by · Leave a Comment
Filed under: Articles 

The issue of rising premiums on auto insurance is a real concern to many  people. This is particularly true for senior citizens who are striving to live  within their means during this stage of their life. Auto insurance rates for  senior citizens is, of course, much cheaper than it would be for a young driver.  Getting this lower premium on their auto insurance has a lot to do with their  many years of driving along with their good driving history. Some seniors have  found that it is difficult for them to rely on public transportation and this  has many seniors driving around regardless of their age.

Having auto insurance is mandatory for both senior and young drivers alike.  There may be a notion that once a person becomes a senior citizen that their  insurance premiums will go up. Senior citizens actually tend to have the  advantage on premiums as compared to the younger driver. Older drivers are  actually more careful with their vehicle and less likely to be involved in  accidents. This is a proven statistic that gives them the upper hand on lower  premiums. Senior citizens that apply for auto insurance will find that their  rates will be lower if they can show a clean driving history.

Individuals that are past the age of 50 are usually included in this category  of lower premiums. Life insurance premiums will increase as you get older  however the cost of car insurance will go down. Insurance companies use many  factors that will determine the best deal for a senior citizen as each of their  needs can be different. Taking the time to shop around for the best deal and  contacting several different companies is still the best way to get the best  bargain

In this growing internet age many computer savvy senior citizens scour the  web to get their auto insurance needs met. Many seniors opt for this type of  information gathering much more than having to drive from one company to  another. Auto Insurance providers know this fact and have designed their online  presence to provide accurate rates and more importantly to present relevant  reviews on their products posted by current customers. Having all of this type  of information available on their site is a favorable option for many senior  citizens who can get what they need without going door to door.

No matter what your age is, make sure you still ask questions of your  prospective insurance company and ensure that they give you the appropriate  answers and or explanations. However if you are a senior and you need insurance  on your car, truck or other type of vehicle, you can find affordable and  dependable coverage and at lower rates. You have driven for years and you have  the age and good driving record to prove it, so do your research and you will  find the right insurance company that is looking to reward you for it.

Find out more information for your auto insurance needs at  www.auto-insurance-blog.com [http://www.auto-insurance-blog.com].

Article Source: http://EzineArticles.com/?expert=Hema_Patel

 

Reasons for Hospitalizations of Senior Citizens by Warren Comer

April 15, 2013 by · Leave a Comment
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Experts are saying that senior citizens of today are a lot healthier than the  elderly a few decades ago. Not only are they getting sick less, but they are  also more active. They are living fuller lives, something that the old folks in  the past couldn’t have done.

What the Numbers Say

Statistics show than one third of all seniors need medical attention in a  hospital annually. The reasons for hospitalization are very varied, but most of  it is caused by the declining condition of their bodies. The fact remains  however, that life expectancy is on the rise.

What Increased Life Expectancy Means

The increase in life expectancy means that people people would need care for  a longer period. Though they are living longer years, it does not mean that they  are immune from the more common ailments. Even if they don’t get sick, their  body conditions really aren’t at their top forms anymore.

Common Reasons for Hospitalization

When a person becomes a senior citizen, the chances of being hospitalized are  increased. There are two major reasons why a person can be hospitalized, these  are due to injuries and heart problems.

Common Senior Citizen Injuries

Falls are the most common causes of injuries for the elderly. As people grow  older, the chances of falling are greatly increased. Half of all those who are  over 80 are likely to experience falling at some point.

The most common type of injury for seniors who have fallen is a hip injury.  It accounts for more than 40% of all the injuries that seniors suffer because of  falls

We all know that as people start to age, their bones become a lot weaker.  This would account for the brittleness of the bones. When a person who doesn’t  have a strong structure falls, the bones could easily break.

Other Types of Injuries

There are other types of injuries that seniors are prone to getting. These  include injuries from motor vehicle accidents, poisoning from medications and  fires. Their frail physical conditions can make them suffer more from these  injuries. It is important that they be given immediate medical attention should  they suffer from any of them.

Illness among Senior Citizens

When it comes to illnesses, heart problems are the most common reasons why  seniors get hospitalized. These problems include heart attacks and strokes. When  seniors exhibit signs and symptoms of any heart ailment, they should be brought  to the hospital right away so they can be treated.

Something as simple as flu can cause the hospitalization of a senior. In  their stage in life, a simple flu can cause a great deal of problems already. It  should be treated right away so that it won’t get any worse or cause other  conditions.

These are the most common reasons why seniors get taken to a hospital. If you  are living with a member of your family who is a senior citizen, then you should  know about these things so you can take better care of them. You can also share  what you’ve learned to make them aware of the health risks.

Family First  HomeCare is the perfect solution for seniors and others in need in New  Jersey who are not ready to leave their home for an institutional setting, but  because of illness or chronic conditions need support to remain at home. We  improve your life by providing compassionate, one-on-one care in the comfort of  your own home. Find out more about senior care services in New Jersey.

Article Source: http://EzineArticles.com/?expert=Warren_Comer

 

Should You Send Your Elders to a Senior Citizen Home? By Cindy Heller

April 12, 2013 by · Leave a Comment
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Asking your elders to move to a senior citizen home can be a very complicated situation. Most elders dislike the idea as they prefer to stay at their old home. If the elders are suffering from Alzheimer’s, it may make the situation much simpler as their memory has lost gradually. In normal condition, it is often for children to enroll their parents or grandparents in one of these places under terrible feelings of guilt.

Unfortunately, sometimes senior citizen housing is the only choice that you have. You cannot leave your parents or grandparents alone at home where they may endanger themselves. There is no one who can take care of them or assist them as they start needing help to do certain activities that they used to be able to do by themselves. Many accidents have happened because people keep leaving their elders alone at home although they know that those elderly people cannot take care of themselves as they used to be.

The positive aspects of senior citizen home

When we pass our prime time and start becoming seniors, it can be a frustrating experience, especially if we need others to help us to do certain things. In today’s fast-paced world, it is common that children do not have enough time to take care of parents. Children are busy with works and other social events that they need to attend so they leave their elderly parents at home.

A good senior citizen home can be the solution for this issue. You can place your elders in one of these places so they will have experienced staffs to take care of them. Another positive aspect is that they will not be lonely because they can have a social life with other people of their own age. Senior citizen home also offers regular activities to its residents to avoid monotonous life. Loneliness is one of the most common problems for elders and this facility may have the answer for their problem.

The negative aspects of senior citizen home

If you think back how your parents have taken care of you when you were only a small boy, it is hard not to do the same thing for them. It can be a traumatic experience for the whole family to place their elders into one of these senior citizen homes. In addition, many elders, even if they cannot take care of themselves properly anymore, prefer to stay home and welcome death rather than moving into a senior citizen home. Therefore, in many occasion, children force their elders to move.

This is indeed a dilemmatic situation as it seems that elders do not have any rights anymore and they are being lowered to an object. Some elders feel that they are helpless and unloved, which is not the way people should feel for their remaining lives.

What alternatives that you have?

If you do not want to place your elders in a senior citizen home, you have a couple other alternatives. You can hire an au pair for your elders. You should understand that many au pairs come from developing countries so you will not be surprised when you try to find one. An au pair is a good addition to your household as she can help with daily activities of elders, such as preparing meals, serving, and bathing.

Hiring a geriatric care nurse, either part time or full time, is another alternative that you can consider. For both alternatives, you should make sure that you choose the right person who has experiences in taking care of elders and has compassion in doing her job. These alternatives can answer your problem so you do not need to place your elders in a senior citizen home.

Cindy Heller is a professional writer. Visit Senior Home Plan to learn more about senior citizen retirement home.

Article Source: http://EzineArticles.com/?expert=Cindy_Heller

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    S.I.N.G. Agenda:
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