Making the move to Las Ventanas may be your best decision yet.
It’s a one-of-a-kind community that offers much more than just maintenance-free, amenity-rich active adult living. It’s premier Life Care living. What does that mean? It’s greater security, peace of mind and financial stability. Simply put, it’s less worry and more fun – the way active adult living should be.
Las Ventanas is Nevada’s only Life Care active adult community, offering guaranteed access to a full continuum of on-site care. This unique program gives you financial security through predictable monthly expenses for the rest of your life. So if you ever need long-term Assisted Living, Skilled Nursing, Respite Care or Rehab Services you can rest assured knowing it will be immediately available, who will provide it and, most importantly, what it will cost.
Why is Las Ventanas considered Las Vegas’s preferred Active Adult Living community?
Why is Las Ventanas considered Las Vegas’s preferred Active Adult living community? It’s not just any one thing. In fact, it’s everything. Las Ventanas offers an environment where residents enjoy all the security and convenience of our Summerlin location, as well as its excellent shopping, dining, entertainment and golf. At Las Ventanas, residents enjoy a community and lifestyle that is rich with activity and socialization. Amenity-wise, Las Ventanas’ campus certainly holds its own – from the billiards and game rooms to the airy veranda, outdoor pool and well-equipped fitness center.
Las Ventanas offers beautifully appointed apartment homes and villas that allows our residents to enjoy maintenance-free living. Because Las Ventanas is the only Active Adult community in Nevada to offer the guarantee of Life Care, residents assume greater freedom knowing a full continuum of care is available if they should ever need it.
Life Insurance has sometimes been described as a bet between you and the Insurance Company. The Insurance Company is betting that you are going to live and you are betting that you are going to die. If you do die, you win the bet. This approach has been the basis of life Insurance policies in the past. Despite the fact that it would seem this does not much benefit an individual, the truth was that the Life Insurance payout was designed to provide for those that you left behind.
Changes in health care and the increasing life span have brought some changes to this concept. The desire for senior citizens to spend their retirement in an active adult community where they can enjoy their golden years to the maximum has prompted many to take a fresh approach to the use of the cash value of life insurance. It has also influenced the type of policies that have become popular. When a payout upon death was the main purpose of an insurance policy, the only thing that mattered was the amount of the death benefit.
Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement. It has become possible to redeem the cash value of an insurance policy prior to death through an annuity settlement. The basic idea is the seller of the annuity provides a cash settlement to you at retirement. In return, they basically become the new beneficiary of your policy.
The annuity settlement changes the conditions of the bet. Now, you are betting that you are going to live, and the new beneficiary of your policy is betting you will die. If you live, you win. Many senior citizens are seeing this as a better idea. It takes some careful planning, and each case must be considered individually. The debt situation and the situation of a spouse and of children must be taken into consideration. The increased popularity of Individual Retirement Accounts has lessened the need for a large death payout to some degree. The best time to plan for your life insurance needs as a senior citizen is long before you ever become one. Sadly, this is not always done until too late. In this case, the options can be considered. It is not a time to be rash and seeking the advice of a trusted Insurance agent or financial advisor is highly recommended. If you plan on spending your last years enjoying a California active adult community, start that planning as early as possible.
Natalie Aranda writes about finance. Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement.
Article Source: http://EzineArticles.com/?expert=Natalie_Aranda
As you age dental care becomes more important and essential. You can no longer afford to put off treatments that you need today, until tomorrow or next month. The neglect of minor treatments can lead to bigger and riskier health problems down the line.
What is a senior citizen discount dental plan?
Discount dental plans allow senior citizens over the age of 65 to get access to treatments and procedures, while paying as little as possible. Senior citizens can save up to 60% on routine checkups and procedures. Unlike dental insurance, dental plans require very little paperwork and there are no health restrictions.
My income is limited, how do I ensure that I get access to treatments when I need them?
The fact is a lot of senior citizens live on limited income. This income must be distributed on a monthly basis to cover housing, healthcare, automobile, food, entertainment and other daily living expenses. This fact unfortunately leads some seniors to treat dental care as a luxury rather than an essential part of their lives.
Since plans do not have health restrictions, it is relatively easy to enroll in one and gain access to routine dental checks – which are important to ensure that minor issues do not become big dental problems in the future.
Will I qualify, if I have existing dental problems?
Yes, plans do not have pre-existing conditions or health restrictions so almost anyone can qualify – even if you have less-than-perfect dental health.
How are plans priced?
Most plans are priced based on your zip code. A reputable plan network allows you to search for plan rates with no commitments and compare various networks before making any purchases.
Search dental plan rates at http://www.cheapdentalplanfinder.com. Dental plan rates are offered for consumers in all 50 states. With over 30 dental networks, you can compare plan rates and save money.
Article Source: http://EzineArticles.com/?expert=Marcia_Templer