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Life Extension: The Modern Anti-Aging Movement – Are We Standing at the Threshold of Immortality?

July 17, 2016 by · Comments Off on Life Extension: The Modern Anti-Aging Movement – Are We Standing at the Threshold of Immortality?
Filed under: General 

Why is skincare the focus of longevity research? I guess a cell is a cell, and if you can crack the code for one human cell, it is only a matter of time to solving the puzzle with different types of cell – and skin is without doubt the most visible cells each of us have. And it’s our faces in particular we often judge ourselves and others by, and we are in turn quickly scrutinized, and often opinions reached in a fraction of a second. Our faces often show the most visible signs of aging, and for many in modern society age is by nature “bad” and young or looking young is the ideal. That is why billions and billions of dollars each year are poured by consumers into all sorts of treatments to minimize wrinkles, to push back the effects of gravity, and to turn back the hands of time. And with that much money to be spent by consumers, there are many manufacturers eager to find the next step in arresting Father Time – and at least detaining him until the next stagecoach arrives, where hopefully he can be encouraged to move on before too much damage can be done.

The Entire Issue Explained – In A Pair of Shoelaces

Some time ago a friend gave me a simple analogy that puts this entire issue in perspective. The science may not win a Nobel Prize, but it gave me the necessary ah-ha moment.

The double helix of the DNA strand – our most basic foundation for life – is held together at each end by things that act in the same way as the hard plastic bits on the end of shoelaces do – preventing the DNA from unraveling, and the individual chromosomes scattering across the floor like dropping a string of pearls down a marble staircase. These things are called telomeres.

Somewhere programmed into these tiny telomeres is the entire basis to how long the DNA stays intact – and by inference these are the keys to the length of life of the organism. Somewhere written into the telomere is a great musical score but like all musical scores it has a double bar somewhere to signify the end; but is it to be a minuet or a Wagnerian epic? But sure enough, when the time comes, and the telomeres blow the full time whistle, the DNA strand will unravel and die – and the circle of life begins again. Telomeres govern how often our skin cells are replaced; why a puppy and a child born on the same date may age exactly the same chronologically, but the puppy has become a geriatric before the child reaches puberty.

Telomeres, my friend explained, occasionally go on the fritz (that must have a very specific scientific meaning). One of the ways this occurs is they may forget their programming to release and unravel, and they just hang on, allowing the cells thus affected to multiply again and again without dying. In fact, when this occurs often they become very difficult to kill and to all intents and purposes once the telomeres act in this way, the cell – and those it propagates – are effectively immortal.

This condition has a name which we all know. Cancer.

But, what if we were able in some way to persuade the telomeres within a cancer to behave normally – would that not be the “magic bullet” cure for cancer? And the other side to that equation – if the telomeres in healthy cells could be persuaded to act as they do in a cancer – then is this the recipe for a healthy cell that does not die? Does the cure for cancer and immortality hang on just this one thread?

Whatever your views may be, the reality is that some of the world’s finest research scientists are working on that exact question and some would say it is only a matter of a decade or two before this is neither conjecture nor science fiction, but a reality to face up to. The changes that would take place in society even if life expectancy were to take a leap forward by say 10 or 20 years are enormous, but we should all be thinking that this is a distinct possibility.

From the dab of lanoline a generation ago to what I know hold in my hand as an anti aging skincare treatment is more than just a revolution – and I have no doubt in a few years I will be saying this cream will not just slow the aging process and reduce the visible signs of aging, making your face appear younger – but it will actually be younger.

But before that, let’s look back at how this whole engagement with life extension and anti-aging started. Mankind has always striven for longevity and mused about immortality – but the past 50 years has seen some dramatic steps in reality toward this goal.

Genesis

The thought of extending life has been on the mind of mankind for millennia. References to the search for ways to prolong life can be found as far back as the Epic of Gilgamesh.

Gilgamesh was reputedly the fifth king of the kingdom of Uruk, the modern-day Iraq, around 2500 BC. According to the Sumerian list of kings, he reigned for 126 years. The Torah or Old Testament records Methuselah as living over 900 years, with life spans measured in centuries apparently commonplace before the time of Noah.

Throughout the development of scientific thought from the Reformation onwards, scholars have applied themselves to solving this riddle and these endeavors continue today at the very leading edge of scientific progress.

Unraveling Secrets

As the secrets of our existence are unraveled in ever more minute detail, we are beginning to understand what it is that makes us grow from tiny babies into adults. We now know, for example, that cell functions slow down as the body ages and that production of certain substances required by the body to regenerate decrease or cease completely.

Skin, for instance, needs two substances to retain strength and firmness.
The production of these substances namely collagen (strength, tightness) and elastin (flexibility) decreases with age. The decreases in production together with other factors that include the threat of free radicals make the skin age and become wrinkly. Free radicals are essentially incomplete oxygen molecules causing destructive chain reactions within cells.

The same kind of thing happens in every cell, every tissue and organ around the human body. For example, people develop frown lines, crow’s feet and wrinkles. Nutrients are no longer absorbed easily and vital cell functions, hormones and other substances are produced at decreased rates resulting in the body aging.

A Brief History of the Life Extension Movement

Science has been looking for ways to slow down this process for centuries. The forming of life extension movements, however, did not really begin until around 1970.

➢ In this year, Denham Harman, the originator of the so-called ‘free radical theory of aging’, decided that an organization dedicated to the research and information sharing between scientists working in biogerontology (the field of science concerned with the biological aspects involved in the aging process) was needed. As a result, the American Aging Association was formed.

➢ In 1976, two futurists, Philip Gordon and Joel Kurtzman wrote a book on the research into extending the human lifespan. This popular volume was titled ‘No More Dying. The Conquest Of Aging And The Extension Of Human Life’.

➢ Kurtzman was then invited to speak at Florida’s House Select Committee (HSC) of Aging, which was chaired by Claude Pepper, an American politician and spokesman for the elderly. The aim of this talk was to discuss the impact on Social Security by life extension.

➢ In 1980, Saul Kent, a prominent activist in the field of life extension, published the book ‘The Life Extension Revolution’ and founded the nutraceutical (from ‘nutrition’ and ‘pharmaceutical’, in other words, a nutrition supplement) firm known as ‘The Life Extension Foundation’.

This foundation is a non-profit making organization promoting dietary supplements and publishing the periodical ‘Life Extension Magazine’. Kent was later involved in work relating to cryogenics. He was jailed in the course of this work over a dispute at one point, although charges were dropped at a later stage.

➢ In 1982, American health writer and life extension advocate Sandy Shaw and her co-writer, Durk Pearson, popularized the term ‘life extension’ even further with the bestseller ‘Life Extension: A Practical Scientific Approach’.

➢ Roy Walford, a gerontologist and life-extensionist, published ‘Maximum Lifespan’, another popular book on the subject. He and Richard Weindruch, his student, followed this up in 1988 with their summary on the research they had conducted into the ability to prolong the life of rodents through calorie restriction. The title of this book is ‘The Retardation of Aging and Disease by Dietary Restriction’.

Although this ability to extend life with calorie restriction had been known since the 1930’s, when gerontologist, biochemist and nutritionist Clive McCay did some research into the subject, it was the work of Walford and Weinbruch that gave solid scientific grounding to the McCay’s findings.

Walford’s scientific work was driven by a personal interest in life extension. He practiced calorie restriction as part of his own life and eventually died at the age of 80. The cause of his death was amyotrophic lateral sclerosis, a progressive motor neuron disease.

➢ A4M, the ‘American Academy of Anti-Aging Medicine’ was founded in 1992 to create a medical specialty for anti aging that was distinctly separate from geriatrics. This allowed scientists and physicians interested in this particular field of science to hold conferences and discuss the latest developments.

➢ The sci.life-extension, a Usenet group, was created by California-born author, philosopher and translator Brian M. Delaney. This represented an important development within the movement of life extension. It made it possible, for example, for the CR (Calorie Restriction) Society to be created.

➢ A more recent development is the proposal of Dr A. de Grey, a biogerontologist at Cambridge University. This proposal suggested that damage to cells, macromolecules, organs and tissues can be repaired with the help of advanced biotechnology. This is evident in hair restoration products, for instance.

More than Books

Although it would appear that most of the work revolving around life extension has been done solely by writing books or founding societies or organizations of some kind or another, the reality is that these books were written in response to or based on very specific, detailed scientific research that have yielded positive results.

They are no longer the works of hopeful minds, but the works of dedicated scientists who have spent their lives working on discovering facts about aging and trying to find ways to slow down, or even reverse the process.

Many breakthroughs have been made, and in many ways, we are already able to extend lives to a certain extent. The average lifespan of a human being is already far greater than it used to be as a result of medical, pharmaceutical and nutritional advances brought about by research and development.

The work continues, and scientists around the world are continually conducting research, comparing results, discussing options and making advances on our behalf.

Driving Forces behind the Development of the Life Extension Movement

What factors are driving this movement into ever greater efforts to find solutions to the extension of Life? The answer to this question actually includes a whole range of factors.

Expectations Have Risen

As the ‘baby boomer’ generation (born between 1946-1964) enters retirement age, expectations of this group are dramatically different from those of the preceding generations. They have greater expectations and desires to enjoy their life as pensioners to the fullest and for as long as is possible. This expectation covers not only length of life, but quality of life as well and this is not a passive request but an active and strident demand in many cases.

Pharmacology

Progress in pharmacology has led to a wide selection of drugs that allow people to live longer and fuller lives being developed over the last two decades or so. The work is still very much in progress and many more drugs are being developed daily.

One of the classic examples of a drug raising the quality of life for older individuals are erectile dysfunction treatments – notably Viagra, Cialis and Levitra. These drugs have dramatically reduced the number of fatalities or serious injury resulting from elderly men rolling out of bed, as well as a number of more qualitative benefits.

Advances in Genetics

Some of the latest scientific research and subsequent advances made in biotechnology and genetics are providing some hope that it may be possible to hold back some of the fundamental causes of aging.

As we outlined previously, chromosomes containing DNA strings are essentially capped with a binding substance known as telomeres. In effect, the telomeres are consumed during cell division and over time, they become shorter and shorter.

This was first observed by a scientist called Leonard Hayflick, and the process of limited cell division was subsequently named the Hayflick Limit. Advocates of life extension work on the thought that lengthening the telomeres through drugs or gene therapy may ultimately extend the Hayflick Limit and thereby fool the cells, and as such the body, into ‘thinking’ it is younger than it actually is.

Developments in Precision Manufacture

Advances made in the fields of nanotechnology, miniaturization, computer chips and robotics also provide hope for potentially life extending solutions.

In the 1970’s, a popular TV series starred Lee Majors as the ‘Six Million Dollar Man’? Science fiction then. Today, it is science fact. Millions of people now walk through life with artificial ankle, knee and hip joints and healthy feet. A generation ago, mass production of this kind of technology was a distant dream.

The same applies to many individuals with artificial limbs. Artificial legs used to be crude wooden contraptions that were just able to keep a person balanced. Today’s artificial limbs are almost fully functional.

The Blessings of Medical Progress

Who would have thought even 50 years ago that it would become possible to bypass a coronary artery, or even replace a heart completely? Yet there are hundreds of thousands, if not millions of individuals enjoying their lives after having this kind of surgery – few of whom would be alive just half a century ago.

Millions of people no longer have to wear glasses, because of the availability of laser surgery. This, too, was science fiction just a few years ago. Today, it is advertised next to shampoo in magazines and on TV.

In other words, science is moving rapidly towards not only extending life, but making the quality of these extra years better as well.

Is it Science, Science Fiction or Lunacy?

What should the average person believe? This question is almost as difficult to answer as finding solutions to extended life. Even among scientists, opinions are divided. Some do believe that extending the quality of life is as possible as extending life in general.

Others brush off the thought as un-scientific nonsense. This is often simply based on the fear of anything ‘new’ disturbing the status quo of established limits. Fortunately, real scientists do keep on looking, because if every single scientist had decided that some of the advancements already in medical, pharmaceutical and technological fields could not be possible, we would all still be dying at 30.

So where does that leave us?

There is no doubt what-so-ever that there are many charlatans out there trying to make a quick buck out of people’s desire to retain their youth. Even today, many products being sold in their millions are essentially non-effective – often given fantastic names and have the most bewildering ingredients to make them look scientific to consumers and justify their cost.

But the facts are while many advancements are being made and research points to the possibility of eventually finding the key to maintaining youth for longer, the scientific community is still warning the public that many of the products being sold today are unreliable to say the least.

➢ Although food supplements may assist in keeping a body healthier – something that can often be achieved by simply adopting a healthier life style and diet – there is as yet no categorical and undeniable proof that they slow down aging as such.

➢ The same goes for many hormone treatments. Although they may have a short term effect of some kind, it is not yet scientifically proven that they will actually work in the long run. The fear that it may not work is based on the fact that taking hormones, a good example is the hormonal acne treatment, will ultimately actually slow down the body’s own production of these hormones.

In addition, many treatments may have potential (and yet unknown) side effects in the long run that could be harmful to the user’s health. This includes the fears that such hormone treatments could increase the risk of cancer, diabetes and other major illnesses.

➢ Other ideas, like the calorie restriction method, are working for rodents. In fact, studies conducted with rats on 30 to 50 per cent restricted diets have shown to almost double the life span of rats.

Similar studies conducted on primates have also shown tendency to extend life to a certain extent and prevent a list of age related illnesses. There are as yet no studies on humans, although some are actually living on calorie restricted diets. Whether this will prolong their lives, however, is a question of having to wait and see.

The theory is that by reducing calorie intake, the metabolism of the body is slowed down, thereby slowing the aging process as well. Nutritionists say there is a certain amount of calories a body of a certain size and weight needs to have to maintain health. Reducing this amount by up to 50 per cent is hardly a good idea in the long term.

Time will tell, as they say, but how will anyone be able to tell the difference? If a person lives to the age of 80, is this because they are on this diet or would they have lived to this age anyway?

Where Will This Lead?

Many believe there is realistic hope and expectation of making significant strides in the area of longevity within the next two decades. This group typically believes the answer will ultimately lie within genetics and biotechnology. It is too early to make definite predictions, but the research so far shows promise and, as mentioned earlier, some of the results of this research are already being used in certain treatments to improve patients’ lives.

At present, overall aging is difficult to slow down, to say the least. Some products indicate they will assist in maintaining overall health/longevity, but the area we are seeing the first commercial products being developed is in the area of skin care and given the size of this market, it is likely that this will continue to be the weather-vane of longevity treatments.

Science or Snake Oil?

It will be difficult to tell these two apart for many years. Charlatans are likely to about, because it is difficult to disprove many theories easily. Equally difficult will be positive proof from those with an ethical perspective on the trail of a real breakthrough, as products based on valid research and using technology or ingredients that will actually have an effect rarely promise overnight results. This is something that anyone looking to find improved youthful looks, etc, will have to bear in mind. None of these products can perform miracles. Even the best of them will take time and regular use in order to achieve the desired effect.

The bottom line is that where we stand now, we can be sure there are some things which are ineffective or even harmful; there are some that show some promise and there are some that are starting to cross the line of being able to demonstrate results – albeit modestly at this point.

In the meantime, it is wise to research products very carefully and to refuse to be baffled by weird and wonderful sounding ingredients or fantastic sounding promises of instant youth. Regeneration will take time – let’s face it, it has taken a lifetime to get to this point, turning back the clock can never be possible over night.

Skin Care and the Life Extension Movement

One may well ask just what all this, and in particular the life extension movement as such, could possibly have to do with skin care, health and beauty products. The fact is, much of the research into life extension is resulting in new approaches to skin care as a kind of by-product.

A greater understanding of how genetics and cellular processes affect the aging and condition of skin allows these research and development teams to investigate different compounds, their compatibility with human cells and genetic make up.

Many compounds found in nature are not just compatible to human skin but in fact the skin cells actually have natural receptors for these compounds. Because life extension research has discovered these receptors, skin care developers can now use this knowledge and create the formulae for their products to provide maximum effect.

Another skin care ‘by-product’ of life extension research is the use of nanotechnology. The use of nanotechnology, or, to be more precise, nanoparticles, has had a huge impact on the way nutrients and other components of skin care products are being delivered to the skin cells. In some ways, nanotechnology has already revolutionized skin care. It is now possible to use active ingredients previously difficult to effectively deliver to the skin, as well as making old, proven ingredients even more effective. Some ingredients used in cosmetics for hundreds, if not thousands of years by certain cultures can now be even more effectively used to improve skin condition and maintain a healthy, youthful look.

Even the moisturizing effect of skin care products can be improved with nantechnology. For this effect, so-called nanosomes are used. Nanosomes are small, pocket-like particles that melt or disintegrate on skin contact. By doing this, the moisturising effect is accelerated, assisting the skin faster and more efficiently.

Nanotechnology plays a key part not only in slowing the aging of skin, but is believed to actively assist in repairing and healing skin cells and tissue.

Another breakthrough in life extension research that is beginning to make itself felt in skin care products is the research into stem cells. Stem cells are elements of all life, plant, animal and human. Stem cells have two properties other cells do not have. These properties are the ability to develop into any kind of cell type and the ability to divide almost indefinitely. The use of plant stem cell extracts in skin care is likely to become one of the next ‘big things’ in the industry. And prepare for the debate when human stem cells are proposed as part of an anti-aging skincare regime, as will inevitably occur!

One thing we can be certain of, is that science will continue to search for answers to the question of life extension, and business will drive the commercialization of discoveries. But whether these lead us to a utopian future or potentially a minefield of strife as we debate who will use and who will benefit from these new godlike powers. In the meantime, at a practical level in the skincare, health and beauty industry we remain hopeful and expectant we will see the emergence of products that not only promise results, but produce them.

David Christensen is a veteran of Asia Pacific business, currently residing in Bangkok, Thailand and heading up the business he was a co-founder of, Royal Siam Natural Health & Beauty – who can be located at [http://www.royalsiam.asia], and the information supporting site at [http://www.royalsiam.info]. Royal Siam was established after careful planning in early 2011, spending 2011 concentrating on building the necessary business infrastructure and concentrating on the domestic Thai market. Early in 2012 Royal Siam launched its international website and online store, and in April 2012 publicly declared the ambition to be among the world’s top 20 premium health and beauty brands by the year 2020. Royal Siam is a unique business, operating in the premium skincare, anti aging, and related fields. At its core, one mission is to commercialize and bring to a global market the immense wealth of knowledge about the healing and beneficial properties of Thai and South East Asian plants – a knowledge base carefully built up over the last thousand years. At the same time, the mission is to bring to market the very latest in scientific advances in the area of anti aging… resulting in the unique position of having a Thai heritage and offering the best of nature, tradition, and science.

Article Source: http://EzineArticles.com/expert/David_D_Christensen/1317312

The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age

July 4, 2016 by · Comments Off on The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age
Filed under: General 

The beginning stages of aging are very important because prevention is really a much better method for coping with aging skin than treating the skin when the signs of aging have already appeared. The fact is that, all of us are without exception are subject to aging. And skin at different stages of aging need different attention that providing age-specific anti-aging care. However, most people have the wrong impression that we should deal with our skin about anti aging when we reaches older! The question now is when shall we begin our routine to counteract the earliest stages of aging skin? The answer is as earlier as in your mid 20s!

Aging begin as soon as adulthood is reached. Physically, early (20 to 39 years old) and middle adulthood (40 to 59 years old) are marked by slow, gradual declines in body functioning, which accelerate as late adulthood (60 and above of age) is reached. The mass of muscle will continue to boost through till mid 20s, thereafter gradually decreasing. Each stage experiences its own specific type of breakdown of protein and collagen and other building blocks that keep your skin looking youthful and glowing.

During the early adulthood, the production of collagen start slowing down and the regeneration of new cells diminishes slightly. Inside your skin along with other parts of your bodies, cells are constantly dying and rejuvenating and the new cells are pristine and strong and it shows on your faces. This process is part of youth and aging, once you reach mid 20s, the process of generation slows down. This is hardly noticeable on the outside of the skin but this is when aging actually begin to happen.

In the middle adulthood, aging starts happening under your skin from the ages of 40. But it can be started as earlier as from 35 depends on how you taking care of your skin, practices healthy diet and lifestyle. During this stage, you will begin to show fine lines around your eyes and outside the mouth area. The color of the skin becomes more pale or dull and loses its youthful glow. Then you begin to lose collagen and amino acids which natural bonding substance in your body that keep your skin plump and puffy. This is the stage where wrinkles start to take underlying on your face.

As in the late adulthood, the human growth hormone is depleted and aging starts to speed up. If you have not used repairing products like anti aging serum, then all of the damaging activities occurring beneath your skin continues but they will accelerate and the consequences will probably be a lot worse than one who used good skin care products, implemented healthy diet and lifestyle routine. Without the aid of good anti aging wrinkle products that help to prevent, restore, protect and rejuvenate, your wrinkles will go deeper and age spots will show up. The building blocks beneath your skin have broken down so you start experience an intense loss of plumpness and resilience.

Therefore, in early stage of adulthood especially you reach mid 20s, a good skin care product series, avoid too much sun light exposure, keep your body hydrated plus eat antioxidants rich foods would definitely make you look much younger and glow in your older age. The start of uses a good anti aging serum that with ingredients such as antioxidants, Alpha Hydroxy Acids (AHAs) and retinols in addition to your moisturizer cream is highly recommended when reaches your middle adulthood to keep your skin restore and rejuvenate. When come to late adulthood, series of high quality anti aging products that include serum, face cream and eye cream is surely as much needed at this time. But it never too late to improve the look of your skin no matter what age you in!

Keng Chan is an anti aging practitioner with more than 10 years of experiences. Frequently research of information, finding interesting tips and solutions for anti aging which helped him look more than 10 years younger than his age! He surprised all of the new friends he met!

Article Source: http://EzineArticles.com/7113303

How to Choose the Best Anti Aging Cream?

June 26, 2016 by · Comments Off on How to Choose the Best Anti Aging Cream?
Filed under: General 

As we become old, the skin renews itself much more slowly than when you are young because the production of collagen, natural proteins that provide the firmness of the skin begin to fall, causing dehydration of the skin and wrinkles.

When you reach 30/40 years, a regular moisturizer will not be enough for your skin, you should start using anti-wrinkle cream (anti-aging) to slow the signs of aging.

Fortunately, there are now a range of anti-aging products designed for every skin type, for all ages and for different needs.

There are wrinkle creams, serums, masks, creams around the eyes, neck, hands, face, etc..

The advantages of using anti-aging creams

– Gives a brightness and youthful glow to the skin
– Eliminate and reduce wrinkles
– Strengthen and firm the skin
– Reduces the appearance of fine lines
– Check and neutralize free radicals
– Moisturize and nourish the skin
– Rejuvenate and firm the skin
– Stimulates the production of collagen and elastin
– Harmonize the pigmentation of the skin
– Stimulates cellular activity and firm the skin
– Prevent the appearance of new wrinkles
– Helps rebuild the skin texture
– Redefine the skin of the cheeks and neck
– Helps repair signs of loosening around the neck and chin
– Renouvelent the elasticity of the skin by stimulating its natural healing processes
– Satisfies wrinkles

How do anti-aging creams?

Most anti-aging products contain retinol, collagen, alpha hydroxy acid, minerals and vitamins. These elements are known for their power to stop the signs of aging and reduce wrinkles and fine lines.

Once the anti-aging cream is applied to the skin, the components therein inhibit muscle movement and to reduce wrinkles and prevent their further training.

Substances penetrate the outer layer of the skin and repair. They also stimulate the production of collagen and elastin in the skin.

Other wrinkle operate by separating the upper layer of the skin, allowing healthy new cells of the skin to appear (that are generally products containing alpha-hydroxy acids).

You should know that all anti-aging products can remove wrinkles or fine lines after the first few days of use.These products gradually smooth your skin and the results are usually seen after a month or two.

How to choose the best anti-aging cream for the face to you?

Today, anti-aging creams are specially designed for specific skin problems: some creams treat crow’s feet, dark circles around the eyes and fine lines around the mouth, others are designed to revitalize the skin, reducing the depth of wrinkles and firm the neck.

There are even anti-aging creams for the hands, neck and neckline.

There are anti-wrinkle products for each skin type: for those who are fat, dry or sensitive.

One of the most important rules when choosing the best anti-aging product for your skin is to look at the components of the product.

It is essential to choose an anti-aging cream that suits your skin type and needs.

If your skin has a lot of wrinkles around the eyes, you should consider buying an anti-aging cream for the eyes that treats crow’s feet and dark circles around the eyes.

During the selection of anti-aging cream make sure it is not too hard or very greasy as it can clog pores and cause a problem if it is left on overnight.

It is essential to choose a product that offers good sun protection (SPF of at least 15 or more) to protect your skin from harmful sun rays that cause premature aging of the skin.

Today, most anti-aging creams available and contain antioxidants that neutralize free radicals associated with excessive exposure to the sun can cause serious skin problems.

Common components of anti-aging creams

Retinol (vitamin A)

Vitamin A is a powerful antioxidant that neutralizes free radicals that cause premature aging usually (Free radicals break down skin cells and collagen in the skin).

Retinol is also known as vitamin A, retinoic acid and retinoid.

Vitamin A is probably the most component used in anti-aging creams, serums and toners. It reduces wrinkles, fine lines and discoloration of the skin and stimulates collagen production. Vitamin A is also known for its ability to tighten pores and minimize sun damage.

Retinol is widely used to treat severe acne and rosacea.

The kinetin

The Kénitine a natural component that helps the skin retain natural moisture and stimulates collagen production.

It is a powerful antioxidant that can also fight against uneven pigmentation. It restores the function of the natural moisture of the skin, helps to preserve and soften the skin without side effects and provides protection for the skin against free radical damage.

Α-hydroxy acids (AHA or)

AHAs are widely used in the cosmetic industry because they remove the top layer of dead skin cells and stimulate the growth of healthy new cells.

Α-hydroxy acids work come exfoliating agents, they have a cooling effect on the skin and improve its overall appearance.

Α-hydroxy acids generally used include: glycolic acid, lactic acid and salicylic acid.
Α-hydroxy acids act as deep into the dermis and stimulate the production of collagen and elastin fibers which are essential for healthy skin.

You should know that all types of α-hydroxy acids increase susceptibility to the harmful effects of the sun and it is essential to use sunscreen daily to avoid sun damage.

Α-hydroxy acids are present in a variety of products including skin care moisturizers, cleansers, eye cream, sunscreen, and foundation.

Coenzyme Q10

Coenzyme Q10 is a fat-soluble vitamin-like substance found in every human cell and that neutralizes free radicals (acts as an antioxidant) and reduces fine lines and wrinkles. It prevents sun damage and skin discolorations.

Coenzyme Q10 is commonly used in anti-wrinkle creams and serums because it prevents damage to collagen and elastin production process and help prevent fine lines and wrinkles.

Copper peptides

Copper peptides are widely used in anti-aging creams, because they stimulate the production of collagen.Copper peptides also enhance the action of antioxidants and enhance wound healing.

Copper peptides are effective against various forms of skin irritation, mainly because of their anti-inflammatory effects. Copper peptides also stimulate the formation of elastin and reduce sagging and wrinkles.

Vitamin A

Vitamin A is a powerful antioxidant that helps reduce the appearance and depth of wrinkles. It stimulates cellular renewal of the skin.

There are different forms of vitamin A: retinol, retinyl palmitate and retinyl linoleate. Lack of vitamin A can cause dryness and hardening of the skin.

Vitamin C

Vitamin C is an antioxidant with a brightening effect of the skin.

It is a common component in products skin care as well as makeup products because it gives the skin a youthful and stimulates blood circulation.

Vitamin C also keeps the skin elastic and prevents premature aging of the latter.

When combined with vitamin E reduces the signs of aging: wrinkles, fine lines, brown spots and age spots.

Vitamin C is also known as ascorbic acid.

Vitamin E

Vitamin E provides natural protection against harmful UV rays.

Vitamin E creates a moisture barrier and prevents the discoloration of the skin. It helps the skin to repair itself.

Antioxidants

The most common are vitamin A, vitamin C and vitamin E. Antioxidants neutralize free radicals and prevent premature aging of the skin.

Many beauty products: the facial cleansers, moisturizing lotions, tonics, claim to contain antioxidants.

Antioxidants are added to cosmetic products containing fat such as lipstick and moisturizers to prevent rancidity.

Tea extracts

Tea extracts (green tea, black tea, white) are usually found in anti-aging creams, serums, masks and lotions.

The tea extracts act as antioxidants in the fight against free radicals. They have anti-inflammatory properties and help in repairing skin damage.

Retinoids

Retinoids are chemical compounds that are chemically related to vitamin A. They make the skin thinner and smoother and reduce the appearance of fine lines and wrinkles.

Retinoids are widely used in the treatment of many diseases and are effective in treating a number of skin conditions such as inflammatory disorders of the skin, cancer, skin disorders in cell renewal and aging.

Retinoids reduce wrinkles, freckles, blackheads (whiteheads and blackheads), and stains caused by sunlight.

Topical retinoids are also effective treatments for mild acne and severe.

It takes about 3 months for the skin acclimates to a retinoid.

Hyaluronic acid

Hyaluronic acid is a component of connective tissue whose function is to cushion and lubricate the skin.

It is found naturally in the skin, its function is to hold water.

Useful tips related to the use of anti-aging creams

– Apply your anti-aging cream with upward strokes from the throat to the front.
– Do not forget: you may need to use an anti-wrinkle for several weeks before you notice improvement.
– Ask for samples before buying a face cream to see if it works for you.
– Try to use a facial cleanser with glycolic acid.
– Exfoliate your skin regularly (at least twice per week) with a gentle exfoliant to remove dead skin cells and accelerate cell renewal.
– Always use a sunscreen with an SPF of at least 15 to protect your skin against the sun’s harmful rays that cause premature aging of the skin and causes discoloration.
– Consult a dermatologist or esthetician to give you the product that best suits you.
– It is essential to get a good amount of sleep each night.
– Try to use a wrinkle cream that contains more natural ingredients, vitamins, essential oils, aloe vera and natural emollients.
– You can put on your sunscreen cream.
– Choose makeup: foundation, concealers, lipsticks, lip glosses that offer sun protection.
– It is essential to follow a strict regimen of skin care every day to keep your skin clear and healthy.
– Always remove your makeup at night with a mild cleanser that suits your skin type.
– Use masks or face firming moisturizer twice to keep your skin radiant mature.
– Drink plenty of mineral water at least 1.5 liters a day to keep your body and skin hydrated.
– Perhaps now is the perfect time to quit smoking: Smoking seriously harms health and damages the skin by destroying collagen and elastin.
– Compare different wrinkle creams and find out what works best for you.

For more information about wrinkles and anti-aging creams visit my blog Best Cream for Wrinkles.

Article Source: http://EzineArticles.com/7259744

Goodbye, Signs of Aging

June 19, 2016 by · Comments Off on Goodbye, Signs of Aging
Filed under: General 

Everyone is affected with signs of aging at some point in their life, be it visible wrinkles, blemishes, pigmentation changes, expression lines, discolorations, poor texture, or other environment-related conditions of the skin. As we age, the production of skin reviving and plumping collagen gradually slows, revealing fine lines and wrinkles.

Anti-aging creams promise to reduce these signs of aging. Yet, despite the ever-rising demand and great popularity, there has been skepticism and anxiety related to anti-wrinkle creams. Many believe that anti-aging creams are but fads, and do not work at all. Debates still continue whether anti-aging creams are cosmetics or drugs. Many argue that most of the anti-aging creams only enhance the outward appearance of the skin and only temporarily at that; and therefore should be placed on equal footings with other cosmetics.

So the promises of younger, fresher looking skin are nothing but lies? No. Fortunately for wrinkle-cream customers, that’s not always so. Granted, in most scenarios, wrinkle creams only offer what can already be achieved through the use of moisturizers and sunscreens. But with a little knowledge of active ingredients used nowadays in certain anti-aging creams, the promises may as well be fulfilled.

Anti-aging creams come under the category of “cosmeceuticals”, mixture of cosmetics and pharmaceuticals; which means they are cosmetic products containing certain biologically active ingredients claiming to give medical or drug-like effect. With ample scientific research and knowledge collected thus, researchers HAVE found out such ingredients which are almost just as effective and relatively inexpensive compared to medical cosmetic procedures.

Active Anti-aging Ingredients:

Most people usually stick to buying cosmetic products of their favorite brands. But to actually gain satisfactory results from anti-aging creams, you’ll have to go an extra mile and start with researching products containing active ingredients which really work on aging skin.

Retinoid:

The active ingredient in Retin-A is tretinoin. The chemical is the only one till date to achieve FDA approval ratings for anti-aging as well as anti-sun damage properties. Retinoid prevents the loss of collagen from skin due to excessive exposure and consequent photo-damage.

In anti-aging creams, retinoid-derivatives in the form of retinol and retinyl palmitate (combination of pure retinol and cleansing agent palmitic acid) are used. However, these must be present at a sufficiently high concentration of 0.04% to 0.07% to be effective. Customers should also take care to note the expiry date of the product, since products containing retinoid tend to expire after a month or so post opening.

Side effects may include mild irritation and redness. Customers with sensitive skin should use a much lower concentration of retinol (approx. 0.025%). It is also advisable to avoid the use of products containing retinoid during pregnancy or breast feeding period, since it is a Vitamin A derivative which is associated with birth defects.

Alpha Hydroxy Acids (AHAs):

Various alpha and beta hydroxy acids are already popular ingredients in various cosmetic products like cleansers, moisturizers, toners, etc. Two most popular AHAs are lactic acid and glycolic acid, known for their ability to efficiently penetrate skin.

AHAs have superb exfoliation properties helping in removal of dead skin cells and growth of new ones. Effectiveness of anti-wrinkle creams containing AHAs depends upon concentration (5% to 8% are sufficient) and frequency of application.

AHAs can increase sun-sensitivity by almost 50%, therefore an effective sunscreen providing UVA and UVB protection is an FDA requisite in final product formulation. Irritation, redness and possible scarring can also occur as side effects. Some people tend to be allergic to certain hydroxy acids. Therefore it’s best to consult a physician before trying a product with an AHA mentioned in ingredients.

Peptides:

Peptides are short-chained proteins which occur naturally in the skin, mainly acting as messengers (in the form of signal peptides) or hormones. They are well known for their natural skin-healing benefits. Peptides such as oligopeptides work as collagen boosters, while Palmitoyl Tripeptide-5 and Tripeptide-1 stimulate the skin for synthesizing collagen of types I and III, and simultaneously decreasing enzyme production to protect collagen and elastin integrity. Pentapeptide-18 and Acetyl hexapeptide-8 (Argireline) are peptides that are known to tighten the skin, thereby reducing the appearance of wrinkles.

There are minimal side-effects related to use of peptides for anti-aging treatment. Not only they help against wrinkles, they also increase skin’s moisture retaining ability, elasticity, and resilience.

Anti-oxidants:

Anti-oxidants are substances that are known to protect the body from damage caused by free radicals-unstable molecules that damage cell membranes, proteins, lipids, and DNA. Free radicals are also one of the major causes of premature aging. Anti-oxidants are already popular for their extraordinary health benefits, and their use in anti-aging products is relatively new yet promising.

Green tea, rosemary, grapes, and tomatoes contain the most effective anti-oxidants and products containing extracts of same can give visible satisfactory results with regular application. A 10% concentration of green tea extract in a given product is especially effective for fighting aging.

It should be noted that although anti-oxidants can be used in diet and applied topically, the effectiveness of an anti-oxidant diet for anti-aging is somewhat debatable. Also, most anti-oxidants will only help in prevention of wrinkles, and may not work to remove those which already exist.

Sunscreens:

Excess exposure to sun leaves visible skin prone to aging effects of UVA and UVB rays. Increased levels of exposure can cause wrinkling, discoloration, formation of freckles and dark spots, damaging of elastin and collagen, skin cancer, as well as DNA mutations. Yes, those 2 minutes you saved by opting out sunscreen application will take its heavy toll.

Sunscreens and sunblocks are applied topically in various forms to prevent such skin related hazards. Following the age old adage of “prevention is better than cure”, sunscreen application substantially reduces chances of photo aging.

Nowadays, sunscreens with active anti-aging ingredients are on rise. These will not only prevent photo aging, but will also treat existing signs of aging. The most effective ones contain tretinoin, the efficacy of which has been already discussed in the Retinoid section as a miracle chemical with proven anti-aging as well as anti-sun damage properties. Other anti-aging sunscreens contain anti-oxidants in the form of minerals.

Vitamin C:

Vitamin C is one of the most widely used skin-care ingredient, given its astounding skin healing properties. It skin rejuvenation and anti-wrinkle properties have been scientifically proved: It is essential for synthesis of collagen in skin, thus curing wrinkles and fine lines; and it is a well-known anti-oxidant, capable of preventing skin-damage due to free radicals.

Vitamin C on its own is rather tricky, since it oxidizes instantly and may cause more harm than good when used topically. To overcome this barrier, anti-aging creams use the vitamin’s more stable and effective derivatives like magnesium ascorbyl phosphate, ascorbyl palmitate, etc.

Vitamin C taken in dietary form is good for health, but provides insubstantial anti-aging benefits for skin, since higher concentrations for anti-wrinkle properties are required than those available to skin through vitamin rich diet.

Anti-aging creams do work, wonderfully. The effects of a given anti-aging product will depend upon active ingredients in its formulation, their respective concentrations, and frequency and regularity of application. Also keep in mind that many of the active ingredients listed above work best in ‘synergy’, i.e. combined form, than by themselves. For instance, AHAs sun-sensitivity factor can be negated by adding sunscreen in its formulation, and a sunscreen with retinoid will work wonders on wrinkle-ridden skin.

For more information about anti wrinkle creams please visit: [http://www.antiwrinklecreamsblog.com/]

Article Source: http://EzineArticles.com/expert/Binh_Hanh_Thai_Nguyen/1413972

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Mature Age Job Seekers – Beating the Bias

June 12, 2016 by · Comments Off on Mature Age Job Seekers – Beating the Bias
Filed under: General 

Australian business is starting to see the light when it comes to their hiring policies for mature aged employees, and the positive impact they can have on the workplace. A brief visit to main street shopping centre and you will begin to see a few more weathered faces at work than you would have seen a few years ago.

However, if you scratch below the surface, you begin to see this trend still has a long way to play out. A few older workers get hired into the senior ranks where experience and maturity are greatly valued, more older workers are now being hired at the lower end of the corporate scale into unskilled roles, however the numbers being hired into the mid tier ranks remains low.

This barbell approach to hiring mature workers at the top and bottom of an organisation reflects an ongoing bias that remains difficult to overcome. A company is a microcosm of society, and in a perfect world employers should (within reason) seek diversity in the workplace and value skill, experience and aptitude, regardless of age, race or gender.

Unfortunately, we live in a far from perfect world. When it comes to mature aged workers they tend to be penalised on two fronts. Often the first to be made redundant in uncertain economic times, this setback is then compounded when they are regularly overlooked for someone younger as they begin searching for a new job.

As a result of these two biases towards mature aged job seekers, once out of work, the journey back can often be long and arduous. This is reflected in RBA statistics which indicate long-term unemployment at approximately 40% for those aged 45-64, compared to about 25% for those aged between 25 and 44.

So what are the reasons employers provide for not hiring mature aged workers? Typically, reasons include being overqualified or over-experienced. Taken at face value being overqualified or experienced might not seem so bad, but when you hear the same reason trotted out time and again, it becomes less palatable.

Openly negative feedback from employers tend to include perceptions that mature aged workers are not as IT savvy, do not possess the latest skills, or are not as flexible as their younger counterparts. While these reasons may hold true in many instances, many of the older job seekers I speak to, believe these are often used as convenient excuses to exclude them.

Employer feedback that you are not likely to hear include concerns about health (and subsequent cost) or worse insecurity. There are many poor managers in the workplace that may be intimidated by the experience a mature applicant brings to the role. Rather than leveraging the knowledge and experience an older worker can bring to the workplace, the insecure hirer is concerned about the potential competition, and the presence of someone who may know more than they do.

Dealing with many of these preconceived concerns and fears remains an ongoing challenge for the mature aged job seeker. Perhaps the following facts should be mandatory reading for hiring managers. These facts debunk many of the concerns and myths that persist in the workplace relating to mature aged workers;

    • Mature aged workers can deliver cost savings to employers through increased retention rates. For example, workers over 55 are five times less likely to change jobs compared to workers aged 20-24, reducing both recruitment and training costs. Australian Bureau of Statistics (2006)Labour Mobility Survey,
    • Mature workers can deliver an average net benefit of $1956 per year to their employer compared to other workers due to high retention rates, lower rates of absenteeism, decreased recruitment costs and greater return on investment.Business, Work and Ageing (2000) Profiting from Maturity: The Social and Economic Costs of Mature Age Unemployment
    • Australians are living longer and are healthier.2005 ABS survey found the proportion of Australians aged 55-64 reporting their health as ‘good’, ‘very good’ or ‘excellent’ was 75.5% – an increase of four per cent since 1995. Australian Bureau of Statistics (2006) National Health Survey: Summary of Results, 2004-05
    • Mature workers were the least likely group to take days off due to their own illness or as a carer. In the two week period prior to the survey nearly half the number of mature workers had days off compared to workers aged 25-34. ibid
    • ABS data shows that Australians aged 55-64 are the fastest growing users of information technology. Australian Bureau of Statistics (2005) Year Book Australia,
  • Australian Health Management which examined the daily work habits of 4000 employees found that workers aged 55 years and over performed at their best for approximately seven hours out of an eight-hour day-an achievement that other workers in the study were unable to match. Australian Health Management (2006), Baby boomers give employers a bang for their buck

While government has been doing its part to address mature aged unemployment through initiatives like DEEWR Experience+, the introduction of the Age Discrimination Act (2004) and appointment of an Age Discrimination Commissioner, it remains imperative that older job seekers directly address some of these age bias issues themselves if they are to enhance their prospects for employment.

Following are some helpful hints that mature aged workers can utilise to make themselves more appealing to employers and thus improve their chances of a speedy return to the workforce;

Government or Community Assistance– Take advantage of government or community based initiatives and assistance. There is a considerable amount of free information and assistance available, and I would strongly recommend looking into these resources. For example, the DEEWR “Experience+” initiative provides free career planning and advice for over 45’s until June 2016, along with an Assistance Program delivering refresher and basic training in IT and social media applications.

Value Proposition– Whether writing your resume or cover letter, or sitting in an interview, ensure the focus of discussion clearly remains on the value that you can bring to an organisation. Discuss how you can help, what you have done in the past and what you can deliver going forward. Outline how your experience might bring special insights and perspectives that other candidates may not possess.

Training– Undertake relevant training or up-skilling. Keeping ‘up to date’ is critical if you expect serious consideration for any position, especially if there is a technical element. The benefit will be that an employer will see that you have not fallen behind and therefore will not require retraining, along with any associated cost.

Resume– You will need a properly structured and well written resume to be considered for most roles. Use an appropriate resume style that is tailored to your strengths, skills and experience. Also ensure primary focus of your resume is on the last 5-10 years (include older information where pertinent). Think about getting assistance from a professional resume writer, whocan add significant value if you are looking to ‘get it right the first time’.

Age Bias – To counter potential impact of age bias, you will need to carefully address the following with any potential employer;

Health– Don’t hesitate to communicate your good health and fitness to potential employers at opportune moments. Inform them if you play sport, run, walk or go to the gym regularly. This should allay any potential concerns about health.

IT Savvy –Take every opportunity to indicate your IT capability. Whether it’s your ability to use specialised systems, the MS Office suite or even your use of Facebook or Twitter, this will highlight your ability to embrace new technology.

Adaptability – Highlight your adaptability in the workplace, providing actual examples where appropriate. If you don’t know something, indicate you are keen to learn (and not that you wouldn’t know where to start). Highlighting your adaptability will help to dispel concerns of rigidness and inflexibility.

Team Player –Communicating that you work well as part of a team is critical. It shows a willingness to take direction and work for the common good, and can present you as less threatening, especially if the hirer feels concerned by a mature more experienced candidate.

Be Positive –Though you need to be fully prepared to discuss negative issues, make every attempt to keep the discussion on a positive footing. Unless specifically requested, there is no need to volunteer information of a negative nature.

While industry is beginning to see the light when it comes to acceptance of mature aged workers, the pace of change remains slow. While providence is on the right side due to the ageing Australian population and the inevitable necessity to hire older workers, the fact remains that age discrimination is still entrenched in much current thinking.

As a result, dealing with age bias will continue to be a challenge for the foreseeable future. However with the combination of positive government policy, changing attitudes and a proactive attitude to making oneself more appealing to employers (as outlined above), the situation is not without promise.

Honing your individual approach and message will take time and effort. To strike the right balance the mature job seeker will need to walk a fine line between sounding experienced, but not old, adaptable, but not inflexible and appear keen, not desperate. There is no magic formula for success except practice, perseverance and occasionally seeking help where necessary.

A.J. Bond, is the proprietor of Absolute Resume Writing Services ( http://absoluteresume.com.au ), an Australian based consultancy specializing in the provision of Resume and Cover Letter writing services.

Absolute Resume assists a broad range of job seekers to find their preferred roles, including mature aged job seekers, individuals out of work for a period of time and those made redundant.

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The Aging Process: Can It Be Reversed?

June 6, 2016 by · Comments Off on The Aging Process: Can It Be Reversed?
Filed under: General 

With regard to fitness, for many years, I have been outspoken about my support of sports and strength training as good alternatives to redundant exercises like treadmill workouts. Steve Holman, editor-in-chief of Iron Man Magazine, has taken that idea to the extreme with a new body shaping program designed to slow down and even reverse the aging process. But he’s not the only one interested in the concept of aging.

You may also be familiar with the Real Age Program, or with one of its founders, Dr. Mehmet Oz. Real Age asserts that your actual age is often not in synch with the biological condition of your body. Based on your level of conditioning and diet and other factors, your body may be aging at an accelerated rate. Real Age calculates your age based on your body’s condition and compares it your chronological age. The goal is to improve the body so its actual “real age” is at or below one’s biological age. To me, that is the basis for Holman’s approach: return the body to the youthful condition that it was in before declining fitness and other factors accelerated the aging process.

According to Steve Holman, after we reach the age of 40, our bodies start aging at a faster rate than they had to that point. Studies have shown that without the proper nutrients and exercise, our bodies are aging about 6 months extra for every year that passes! So, let’s say you’re 40. By the time you reach 50, you will look and feel 55. By the time you reach 60, you will look and feel 70 years old! I don’t know about you but that kind of aging does not appeal to me a whole lot.

Did you ever notice that the folks who stay the most physically active seem to be aging more slowly than others who don’t? In my mind, I picture a 63-year old woman gardening while her 65-year-old husband is chopping wood nearby and they both look like they’re in their 50s. Hmm… maybe that was a scene from a 1940s movie but I think it makes the point. They kept active with muscle taxing activities and no doubt felt and looked younger because of it. Steve Holman says that 90% of people over the age of 35 lose enough muscle every year to burn off an additional 4 pounds of body fat. The aging process really starts to catch up with us at that point. Muscle gives shape and strength to our bodies. As we know, when you lose muscle mass, you gain fat, even if the calories you take in stay the same. We don’t feel or look as good. Then we get depressed because we don’t feel and look as good. Then we give up on retaining our youth and it’s all downhill from there. Wow. That was depressing, huh?

Fear not! That doesn’t have to happen.

Both the folks at Real Age and Steve Holman insist that all of this accelerated aging is reversible. According to them, there are specific ways to move and eat that will slow down the rapid aging process to the point where you’re aging less than a year for every year. That means we can look younger in a few years than we do now? Now that is an aging plan we could get behind, right?

Not so fast. Are there drugs, supplements or expensive supplies to buy? No. Just food choices and targeted short-duration exercises are involved. Steve Holman says his years as a fitness magazine editor have allowed him to pick up tips, tricks and strategies from anti-aging experts over the years. And they don’t involve cycling classes or elliptical machines.

According to Steve, to get started, there are 5 rules one must absolutely follow if he or she wants to “slow the aging process, reclaim your health and achieve your ideal body”:

Forget low-fat diets. They lead to sugar addiction and we all know what that causes – fat storage!
Work out less. Resistance training done the right way burns fat and is a great cardiovascular workout, as well. Sports that tax muscles over the entire body can be effective, as well.
Drink water. Water renews your skin, helps burn fat, suppresses hunger and allows your kidneys to operate under less strain which allows your liver to burn fat like it’s supposed to.
Stop endless cardio workouts. Cardiovascular conditioning can be gained with far less time and effort. New studies are showing that long-duration exercise accelerate the aging process by increasing free radicals. These free radicals are scavengers that prey on your body’s essential nutrients and tissues.
Don’t blame your age for all your fitness issues. Studies have shown that men and women of every age, even those in their 90s, were able to gain muscle tone in just a matter of weeks of simple weight training.
Well, those are good guidelines to use to begin combating the aging process. There’s an old saying that goes something like, “I want to die as young as possible at as old an age as possible” (or something like that). I do follow the 5 steps already, though I would admit to not doing enough of #2. How about you? I have been told I look younger than I really am and that’s nice. Now if only I could reverse the aging process so I would feel younger…

Hi. This is Mike. As I mentioned, playing sports can give you a great full body workout and help reverse the aging process. If you are just getting started or getting restarted after a layoff, we can help you with information about supplies and equipment at our site: [http://www.roundballgames.com/sample-page]. Or read our blog @ [http://www.roundballgames.com]

Article Source: http://EzineArticles.com/expert/Michael_Piccoli/1556773

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How Old Are You Really? Biological Age

May 29, 2016 by · Comments Off on How Old Are You Really? Biological Age
Filed under: General 

People have always been interested in being “forever young” and today’s society is no different. We want to resist the ageing process.

The speed at which we are ageing can be measured – its called biological age, or how old your body really is.

The area of study which is now called longevity, and was once called anti aging, is hugely popular in the states.

It’s something I’m very interested in, and see it as a big part of the future for myself and my clients.

Your chronological age is how old you actually are.

Biological age is the age of your body at the cellular level.

Today we will look into how you can establish, what your biological age is and how you can improve it.

There are a few longevity factors in the list which surprised me!

(Deep question alert!)

What is the purpose of life? I don’t mean any deep seated stuff, like procreation.

I just mean, what is most people’s AIM in life. What do they want to get out of their time on earth?

Firstly and most importantly, people want to be happy. Easier said than done.

Happiness is a state of mind. It’s a feeling.

Ask someone with a big goal (like building a successful business or losing more than three stone).

“What will reaching your goal do for you?”

Often they will say something like “When I get there I will feel happy”, or “satisfied with myself”, or they say “I will feel proud”.

“I will have more energy”.

“I won’t be afraid of trying new clothes on or going out with friends”.

“I don’t want to feel like a slave to food”

“I don’t want to be scared to look in the mirror or get on the scales”.

Life is all about feelings.

People spend their entire lives in search of feelings! (mostly happiness, contentment, satisfaction and love)

How people actually reach this state of “happiness” is different for us all.

Most people I know AIM for a decent job (or business) with decent money.

All with the ultimate goal of having a good retirement.

I hear people say “When I finish work, I’m going to do this or I’m going to… (insert goal)”.

The point here being, if being happy and having a nice retirement is people’s main goal in life, then keeping your body fit and healthy surely must be part of your plan.

I know of a very wealthy man who got cancer and passed away just before his retirement, I’m sure that was not part of the master plan, he had built his business up so he could sell it and have a nice retirement (as most business people do).

He didn’t make it and didn’t get to “cash out”.

Many people don’t make it to retirement because their “plan” is messed up from the start.

Without sounding depressing we only get one shot remember.

This is NOT a rehearsal.

A lot of people get to retirement age and their body is wrecked!

This stops them from being able to enjoy their time off as much. Living life with lots of restrictions. “I can’t go there because of the steep hill”, or “I can’t do that because of my back or my knees”.

After working hard for 40-50 years – to give yourself a good pension and retirement, this is the last thing that anyone wants.

Peoples bodies are like cars.

On one hand you have new cars with high mileage that are not well serviced.

On the other hand you have old cars with low mileage that have been well looked after.

I want YOU to be like a well looked after old car, with low mileage when you get to your retirement.

I know some people, that slog away and get to the age of 40, and feel and look like they’re 50 or 60!

I also know many people who hit retirement age and feel like a 40 year old, and can keep on working and exercising for another 20 years!

This is all dependent on how we live our lives, obviously there are things such as injuries, diseases and other bad things which can impact our lives negatively through no fault of our own but on the whole we are in control of our own health.

What affects our longevity?

Scientists agree that these factors all affect your longevity in some way, big or small. (this is not a definitive list)

Muscle size and strength
Level of education
How pro active you are with going to see the doctor if needed
The amount of friends you can rely on, and love in your life
Your diet
Blood pressure
Your upper body strength
If you enjoy your work or not
Weather you smoke/drink alcohol or not, and the amount
If you exercise or not

Most of us shorten our lives and ultimately kill ourselves, through our bad habits and lifestyle choices, whatever they may be.

As you would of guessed, it is possible to slow down the onset of ageing and even reverse it to some extent.

I must say, that there is nothing wrong with ageing, it is inevitable. It is something we should be proud of, a chance to show our wisdom to the younger generation.

This article is just to show you how you can SLOW the ageing process with ease and actually enjoy it.

The Ageing Process

As we get older our bodies start to slow down and stop being able to function as well, sadly there is no getting away from this.

BUT through healthy living and making the right choices day in day out we can delay our body slowing down by years!

Just think how much more you will be able to enjoy your retirement if you feel like a 40 year old? and can spend it with the people you love.

Compare this to how much you will enjoy it if you can barely walk up a flight of stairs without having tired legs and being short of breath.

Your chronological age doesn’t have to be the same, or worse, than your physiological age.

How to slow the effects of ageing

The list above obviously helps you but here are a few more ideas for you to beat the clock.

When some people think anti aging, I’m sure some of you may think of things like anti wrinkle creams and lotions, hair dying products, botox and maybe even plastic surgery.

That does kind of sum up some of the western world that these are the steps that the majority of people (plastic surgery being an extreme example) will take to make them look younger, rather than eating healthily and exercising.

Aging leads to loss of muscle mass, loss of mental function, low mobility and a lack of energy, and as you know the cosmetic type anti aging steps I mentioned won’t help any of these.

Top tips to delay ageing naturally:

Enjoy the Outdoors – Don’t spend all of your time cooped up indoors behind the computer or watching TV. There are plenty of things to do and see outside, especially on a nice day I can’t think of anything better than going for a walk with the family down the park or beach. Sunlight also is a natural source of Vitamin D.

Yoga & Meditation – I would say that this is one of the most important strategies in staying young. I started to do this myself and it honestly makes me feel great. Yoga and meditation can help you relax and lower your stress levels (linked with aging) dramatically. It can also help you to see things a lot clearer.

Yoga is also great for your flexibility, the more flexible and supple you are the less chance you have in the future of suffering falls and lack of mobility.

Socialise – Loneliness can be a real killer. Socialise as much as possible with your friends and family. Get out there and do things, go to the cinema, concerts, attend an evening class (the more mentally stimulating the better).

Stay Strong & Active – You have to keep moving or your body will come to a standstill. Taking part in regular exercise is absolutely vital. Regular strength training is extremely important.

Losing muscle mass is something you want to avoid or at least delay for as long as possible so strength training will help this as well as keeping your bones strong, this will lower your chances of osteoporosis.

Nutrition

I believe food is medicine, many of the effects you get from modern day medicine you can get from eating the right foods.

Nutrition influences biochemistry. Biochemistry influences everything at a cellular level.

If you eat well there should be no need for some medications.

If you spend your whole life eating fresh, natural whole foods and stay active then it will also show. You will most likely be lean, mobile, disease free and full of energy, a rarity these days.

You should aim to eat a diet containing lots of quality fats and protein’s (the bodies building materials) which will help you to maintain your muscle stores. Also protein boosts the production of HGH in your body, HGH (Human growth Hormone) is your body’s natural ‘fountain of youth’.

As you age the production of this hormone slows down greatly, regular strength exercise (lifting, pushing and pulling heavy stuff) and quality protein keeps the production of this hormone going!

Eat plenty of antioxidant rich foods – Antioxidants which are found in colourful fruit and vegetables help to reduce the damage caused by free radicals in your system.

Free radicals can speed up the onset of ageing; they are unstable electrons (O1 molecules)which are produced during metabolism. They damage the cell nucleus and the mitochondria.

Free radicals bounce around inside your cells like a pin ball, causing damage every time they hit something. They cause absolute havoc.

Antioxidants provide the free radical with the extra O1 molecule they need to become stable O2 molecules.

Good quality natural foods are the best way to combat these harmful free radicals. Natural organic foods are packed with antioxidants which neutralise the free radicals before they cause too much damage.

Eat Omega 3s – They fight inflammation, improve the appearance of your skin and aid brain function. Three vital things that we need as we age. So make sure you get as many omega 3s into your system as you can, the best source is fresh fish, if not a fish oil supplement will do.

Lower Sugar Intake – Aim to cut out any excess sugar that you eat, excess sugars can modify essential proteins in our body which can lead to wrinkles and energy loss.

Look after your skin through good food and lots of water – Eating foods containing vitamin A (sweet potatoes, broccoli, spinach, asparagus and carrots), Vitamin C (red peppers, broccoli, cauliflower, strawberries, oranges, kiwi and pineapple) and Vitamin E (nuts, seeds and spinach) are a great way of helping your skin look healthy.

Stop smoking and limit alcohol intake – There are few things that age you faster than smoking and drinking alcohol every day so cut out smoking and do as much as you can to drink less.

Lower Stress Levels – This is another big one, I just mentioned that there are few things that age you faster than smoking and alcohol; well I think stress is one of them.

Being constantly stressed will ruin your mood, energy levels, social interaction as well as causing so many health problems.

As I mentioned above, I have found deep breathing techniques, yoga and meditation really important and a great way of combating stress.

Let’s be realistic the big medical and health companies aren’t going to promote anti aging through the things I just said, they are going to promote it through new miracle pills, lotions and creams, there is a lot of money to be made from it so they will keep on doing it.

The people who buy these products don’t have to alter their lifestyle one little bit so it suits them which is why it is so popular.

We ultimately reap our rewards in our retirement, if you have invested some time and effort into your “health & fitness account”, you will reap the rewards.

If you haven’t then you won’t!

You can actually measure your biological age online with a biological age calculator.

If all of the things I have mentioned above didn’t require effort or commitment then everyone would be running around into their 90s and later!!

But unfortunately we don’t, we die much younger than that.

Depending on what stats you use, in 2010, UK men were reported to live on average until about 77 or 78, and women on average live until 82 or 83 years old.

Do it naturally and do it right.

Let me know your thoughts on this topic, comment below, I really want to know what you think.

Thanks for reading, take care,

Richard

If you would like to receive weekly health and fitness updates on the top news in the industry along with several free gifts then follow this link: http://richard-clarke.co.uk/

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There are also many easy to read helpful articles and information which can inspire you to reach your fitness and exercise goals FASTER!

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Aging Is a Treatable Disease

May 22, 2016 by · Comments Off on Aging Is a Treatable Disease
Filed under: General 

Live Healthy – Look Marvelous – Live Longer

There are actions you can, and should take today to dramatically improve your health, your appearance and your longevity. You can control 70% of the factors affecting your longevity; only 30% are controlled by genetics until very late in life when genetics become more controlling

Almost all of the effects of aging and the common diseases that come with aging are treatable, to at least some extent. The key is early detection and early treatment.

Our understanding of the aging process is advancing rapidly. Some scientists believe that the first immortal human may be living today.

In 1786, life expectancy was 24 years. Better diets and some medical innovations allowed it to double to 48 years in the next 100 years.

Modern medicine has now increased life expectancy to over 76 years. Future medicine promises to increase it to over 100 years during our lifetime.

“Over half the baby boomers here in America are going to see their hundredth birthday and beyond in excellent health.” says Dr. Ronald Klatz of the American Academy of Anti-Aging. “We’re looking at life spans for the baby boomers and the generation after the baby boomers of 120 to 150 years of age.”

The key to Live Healthy – Look Marvelous – Live Longer is to delay the diseases of aging so that when they do occur, it is very late in your life.

The causes of aging are finally being understood. There are actions you can take today to take advantage of the recent medical developments. Dr. Rudman ran a series of tests on aging people and demonstrated that the effects of aging could be slowed and even reversed. He concluded: “The overall deterioration of the body that comes with growing old is not inevitable.”

The Causes of Aging

Almost all life on earth blossoms with youth, until it has reproduced and passed its genes on to the next generation. After that, the flowers wilt and die, and we humans began to age. Yes, we begin to age while we are still in our 20’s.

We age because the products of our metabolism, I.e., the “ashes” from the oxidation processes that produce energy in our cells, accumulate faster then our endocrine system can remove them. This is because most of the cleansing hormones that surged through our youthful bodies begin to decrease as we begin to age. Some of these more critical hormones have decreased by about 10 to 30% as we enter our 30’s. The decreases become ever more dramatic as we enter successive decades of life. Most of our hormones have decreased by over 50% and some have been reduced to near zero as we enter our 70’s. So we age. Our muscles and bones weaken; our reaction time slows; we lose our agility; all combine to make us more susceptible to accidents. Our immune system weakens and makes us more susceptible to disease. And we die.

The Death Clock

Dr. Hayflick has shown that we have another cause of aging. He has shown that we have a built-in death date of about 120 years, if diseases or accidents do not get us earlier. The point at which our cells have divided a fixed number of times sets this death date. It has been termed the “Hayflick limit.”

Our cells divide to produce new cells to replace the old cells damaged by metabolic ash build-up, free radicals, toxins, and other wear and tear mechanisms. As the cells divide, the chromosomes split to provide chromosomes for the new cells. When the chromosomes split, they lose part of their telomeres – the genes at their ends that keep the chromosomes organized. After a certain number of splits, the telomeres wear away and become too short to keep the chromosome organized and therefore the cell dies without being able to replace itself.

You can think of telomeres as analogous to the plastic bands on the ends of shoelaces. Telomeres hold the important DNA code intact, preventing it from fraying as the molecules replicate over time.

Resetting the Death Clock

But tests over the past few years have shown that the “Hayflick limit” can be extended by the use of an enzyme that causes the “organizing genes” at the ends of the chromosomes (the telomeres) to re-grow. This enzyme is called telomerase.

Telomerase treatments on human cells in the laboratory have indicated that telomerase can make human cells immortal. Doctors and researchers involved in these treatments are reporting that it is their belief that death is not inevitable.

Telomerase is actually an enzyme (a catalytic protein) that is able to arrest or reverse the telomere shortening process. The body produces telomerase when we are embryos in the womb to accommodate the very rapid growth of the embryo. But, unfortunately our bodies do not produce telomerase after birth except possibly for the creation of sperm.

So for humans to extend life we must do two things: first, eliminate the oxidants and toxins in our foods and environment; and find a dietary or pharmaceutical method for increasing and preserving the length of our cells’ telomeres.

Promising Anti-Aging Research

There are many ongoing projects that promise to solve our problems of aging. One is from a team of South Korean scientists. They report that they have created a newly-synthesized molecule, named CGK733 that can make cells younger.

“All cells face an inevitable death as they age. On this path, cells became lethargic and in the end stop dividing but we witnessed that CGK733 can block the process,” Prof. Kim Tae-kook reported. He further stated: “We also found the synthetic compound can reverse aging, by revitalizing already-lethargic cells. Theoretically, this can give youth to the elderly via rejuvenating cells.”

Kim expects that the CGK733-empowered drugs that keep cells youthful far beyond their normal life span would be commercialized in less than 10 years.

Researchers at The Wistar Institute have defined a key target of an evolutionarily conserved protein that regulates the process of aging. The study provides fundamental knowledge about key mechanisms of aging that could point toward new anti-aging strategies and cancer therapies.

Aging saps our strength and ability to enjoy life, cripples us, and eventually kills us. Tens of millions die from age-related conditions each and every year. Comparatively few people know that degenerative aging can be slowed with diet and lifestyle choices, medicines and nutracuetials.

Comparatively few people are aware of the many serious scientific efforts, presently underway, aimed at understanding and intervening in the aging process – in order to one day reverse its effects.

Your objective should be to have a healthy life and continue to live long enough to take advantage of all the medical advances and technologies now in development.

Our health is determined by our genetics, our diets, and our past and current lifestyles. You can now optimize your current and future health by defining and taking medications, vitamins, and other supplements and treatments tailored to your specific health needs. The program to do this recognizes the validity of three basic themes:

  • The Future of Medicine is in Personal Tailoring
  • Preventative Medicine is Key
  • Aging is a Treatable Disease.

Your Anti-Aging Longevity Plan

It is strongly recommended that you get familiar with the latest anti-aging information and develop your personal Longevity Plan. The key to longer life is to detect any health issues as early as possible and take advantage of the available technology to address them. Time really is of the essence.

Article Source: http://EzineArticles.com/5073181

The Programmed Cellular Death Approach to Anti-Aging Treatment

May 8, 2016 by · Comments Off on The Programmed Cellular Death Approach to Anti-Aging Treatment
Filed under: General 

Modern anti-aging treatment is built on a common base of knowledge that I will quickly review. Biochemistry and molecular biology tell us there are many types of chemical reactions going on in the human body. We know that it is the genetic information programmed inside our cellular DNA that defines what reactions occur. Genetic information, expressed in regulated ways, builds the body’s proteins and enzymes, and controls how enzymes carry out the cell’s biochemical reactions.

This information, contained in the DNA of our genome, consists of many thousands of long, often repetitive, sequences of base pairs that are built up from four basic nucleotides. Human genome mapping has shown there are over 3 billion base pairs in our DNA. It is estimated they contain some 20,000 protein-coding genes. All body functions are controlled by the expression of the genes in our genome. The mechanisms controlling the aging process are believed to be programmed into our DNA but only a fraction of the biochemical reactions related to the aging process have been looked at in any detail. Cellular aging is a very complex process and many of its low level operating details have yet to be discovered.

Anti-aging theory has consolidated itself along two lines of thought: the programmed cellular death theory and the cellular damages theory. The programmed death theory focuses on the root causes of aging. The cellular damages theory looks at the visible aspects of aging; i.e. the symptoms of aging. Both theories are correct and often overlap. Both theories are developing rapidly as anti-aging research uncovers more details. As works in progress these theories may take years to complete. This broad characterization also applies to the currently available types of anti-aging treatments.

The programmed death theory of aging suggests that biological aging is a programmed process controlled by many life span regulatory mechanisms. They manifest themselves through gene expression. Gene expression also controls body processes such as our body maintenance (hormones, homeostatic signaling etc.) and repair mechanisms. With increasing age the efficiency of all such regulation declines. Programmed cellular death researchers want to understand which regulatory mechanisms are directly related to aging, and how to affect or improve them. Many ideas are being pursued but one key area of focus is on slowing or stopping telomere shortening. This is considered to be a major cause of aging.

With the exception of the germ cells that produce ova and spermatozoa, most dividing human cell types can only divide about 50 to 80 times (also called the Hayflick limit or biological death clock). This is a direct consequence of all cell types having fixed length telomere chains at the ends of their chromosomes. This is true for all animal (Eukaryotic) cells. Telomeres play a vital role in cell division. In very young adults telomere chains are about 8,000 base pairs long. Each time a cell divides its telomere chain loses about 50 to 100 base pairs. Eventually this shortening process distorts the telomere chain’s shape and it becomes dysfunctional. Cell division is then no longer possible.

Telomerase, the enzyme that builds the fixed length telomere chains, is normally only active in young undifferentiated embryonic cells. Through the process of differentiation these cells eventually form the specialized cells from which of all our organs and tissues are made of. After a cell is specialized telomerase activity stops. Normal adult human tissues have little or no detectable telomerase activity. Why? A limited length telomere chain maintains chromosomal integrity. This preserves the species more than the individual.

During the first months of development embryonic cells organize into about 100 distinct specialized cell lines. Each cell line (and the organs they make up) has a different Hayflick limit. Some cell lines are more vulnerable to the effects of aging than others. In the heart and parts of the brain cell loss is not replenished. With advancing age such tissues start to fail. In other tissues damaged cells die off and are replaced by new cells that have shorter telomere chains. Cell division itself only causes about 20 telomere base pairs to be lost. The rest of the telomere shortening is believed to be due to free radical damage.

This limit on cell division is the reason why efficient cell repair can’t go on indefinitely. When we are 20 to 35 years of age our cells can renew themselves almost perfectly. One study found that at the age 20 the average length of telomere chains in white blood cells is about 7,500 base pairs. In humans, skeletal muscle telomere chain lengths remain more or less constant from the early twenties to mid seventies. By the age of 80 the average telomere length decreases to about 6,000 base pairs. Different studies have different estimates of how telomere length varies with age but the consensus is that between the age of 20 and 80 the length of the telomere chain decreases by 1000 to 1500 base pairs. Afterwards, as telomere lengths shorten even more, signs of severe aging begin to appear.

There are genetic variations in human telomerase. Long lived Ashkenazi Jews are said to have a more active form of telomerase and longer than normal telomere chains. Many other genetic differences (ex.: efficiency of DNA repair, antioxidant enzymes, and rates of free radical production) affect how quickly one ages. Statistics suggest that having shorter telomeres increases your chance of dying. People whose telomeres are 10% shorter than average, and people whose telomeres are 10% longer than average die at different rates. Those with the shorter telomeres die at a rate that is 1.4 greater than those with the longer telomeres.

Many advances in telomerase based anti-aging treatments have been documented. I only have room to mention a few of them.

– Telomerase has been used successfully to lengthen the life of certain mice by up to 24%.

– In humans, gene therapy using telomerase has been used to treat myocardial infarction and several other conditions.

– Telomerase related, mTERT, treatment has successfully rejuvenated many different cell lines.

In one particularly important example researchers using synthetic telomerase that encoded to a telomere-extending protein, have extended the telomere chain lengths of cultured human skin and muscle cells by up to 1000 base pairs. This is a 10%+ extension of telomere chain length. The treated cells then showed signs of being much younger than the untreated cells. After the treatments these cells behaved normally, losing a part of their telomere chain after each division.

The implications of successfully applying such techniques in humans are staggering. If telomere length is a primary cause of normal aging, then, using the telomere length numbers previously mentioned, it might be possible to double the healthy time period during which telomere chain lengths are constant; i.e. from the range of 23 to 74 years to an extended range of 23 to 120 or more years. Of course this is too optimistic because it is known that in vitro cultured cells are able to divide a larger number of times than cells in the human body but it is reasonable to expect some improvement (not 50 years but say 25 years).

We know that telomerase based treatments are not the final answer to anti-aging but there is no doubt that they can, by increasing the Hayflick limit, extend or even immortalize the lifespan of many cell types. It remains to be seen if this can be done safely done in humans.

Telomerase based treatments are only a partial answer to anti-aging. Please carefully research any anti-aging supplements based on this line of treatment. Through my articles and website I want to help you maintain your good health for the next 10 to 25 years. My hope is that within time period the fruits of anti-aging research will become available to everyone.

Article Source: http://EzineArticles.com/9227048

Part Four: Current and Future Anti-Aging Treatments

May 1, 2016 by · Comments Off on Part Four: Current and Future Anti-Aging Treatments
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As previously noted, many anti-oxidants are essential nutrients. Natural anti-oxidants, like vitamin C and E, work synergistically. Anti-oxidants may be more effective if obtained from a diet rich in fruits and vegetables. Nutritionists recommend eating 6 or more daily servings of anti-oxidant rich fruits and vegetables. Everyone agrees the use of antioxidant supplements for anti-aging may be helpful, but there is no agreement on what the most effective supplement dosages should be.

Anti-aging medicine acknowledges that stress of all kinds causes aging but has not yet developed individualized treatment for this. There are countless sources of internal and external stress and individual stress levels vary greatly. One overlooked cause of internal stress is improper hydration. Water is essential in for the correct operation of many internal functions. Too little or too much water causes age producing stress. When one is old (80+) thirst perception declines and dehydration can easily set in. Other overlooked sources of stress are antioxidants themselves. High doses (or doses above certain yet unspecified amounts) of supplemental anti-oxidants are a known cause of stress.

To be helpful, antioxidant supplements must prevent other types of stress more than the stress they themselves create. Knowing the correct supplement dosages that can do this is an essential part of anti-aging treatment. A healthy young person in his twenties, who is properly nourished, will have less internal stress that an older individual in his sixties. For a young individual, lower amounts of antioxidants may be safer than higher amounts. A older person, whose many internal homeostatic mechanisms are less able to deal with internal stress, may benefit more from higher amounts of antioxidants. Theoretically an anti-oxidant based course of anti-ageing treatment will slow the rate at which cellular damage occurs. Cells will become “sick” more slowly. Over time, as fewer sick cells are replaced at a slower rate, the number of cells retaining longer telomere chains will be higher. You can then reasonably expect this to result in an increase in life expectancy. For now the recommended but imprecise approach to decrease the rate at which cellular damage occurs is to increase your per day intake of anti-oxidant rich fruits and vegetables, to slightly increase your intake of antioxidants, and to take various vitamins and small amounts of anti-aging supplements on a daily basis. One study has shown taking a good multivitamin supplement is associated with longer telomere length.

Ideally anti-aging treatment should to be fine tuned for each individual. The key here would be to measure and minimize the cumulative effects of different kinds of stress on an individual basis. Easily measurable practical bio-markers for various types of stress do not yet exist or are not being used. When they are used it will be easy to customize individual antioxidant dosages so that everyone have “optimum” levels throughout their life. “Optimum” levels would maintain a safe reserve of protective antioxidants in the body.

Next I will briefly discuss the most popular nutrients associated with anti-aging. The most popular of the anti-oxidants, vitamins, and nutrients often associated with good health and anti-aging include: beta-carotene (vitamin A), vitamin C, vitamin E, various Flavonoids,Omega-3 and omega-6 fatty acids, Co-enzyme Q10, Lycopene, Selenium.

There are dozens of supplements that are known to effectively treat specific symptoms of old age. A few of the better known supplements include: DMAE, Acetyl-l-carnitine, L-carnosine, Alpha Lipoic Acid, DHEA, L-arginine, and melatonin

Good food contains some of the anti-oxidants previously mentioned. A few other popular foods associated with anti-aging include: Green Tea, turmeric, and red wine.

All of the above have unique biological properties and, in my opinion, are “good” for you if taken in small or moderate amounts. Some (ex. vitamin C) may also be “good” for you in larger amounts. Various studies on each of these may conflict with each other. You need to carefully research each substance on your own but researchers have already found several nutrients to be associated with longer than average telomere lengths. These include: Green Tea, Omega-3, Vitamins A, C, D, and E.

Vitamin E has been associated with telomere lengthening anti-aging properties.

Green tea contains many antioxidants, including vitamin C, E and flavenoids.Flavenoids form a large antioxidant class (including catechins and quercetin) that has many anticarcinogenic, antihypercholesterolemic, antibacterial, (helps prevent dental caries), and anti-inflammatory properties. The leaves of the tea plant are rich in polyphenols. The consumption of 3 cups or more of green tea daily has been associated with longer than average telomere length.

The Omega-3s are essential long-chain polyunsaturated fatty acids that are anti-inflammatory and help prevent heart disease, stroke, memory loss, depression, arthritis, cataract, cancer. Omega-3s slow down the shortening of telomeres; i.e. they may protect against aging on a cellular level.

Vitamin C is an abundant internal water soluble antioxidant that protects cellular components against free-radical formation caused by pollution and cigarette smoke. Many studies have associated high vitamin C intakes with lower rates of cancer of the mouth, larynx and esophagus. Vitamin C has shown promise in treating premature aging and possibly aging itself.

Due to limitations on the number of links I can incorporate into this article I could not provide more reference links supporting the preceding paragraphs. If interested please email me at the email address shown at the end of this article and I will forward them to you.

The sooner you start some sort of anti-aging treatment the better but it is never too late to start. All real treatments will help you maintain a longer than average average telomere chain length.

The goal of the programmed death theory of aging is to address the root causes of aging. This goal includes attempts to slow or reverse the telomere shortening process. Two such treatments are: TA 65 and human genetic engineering.

TA 65 is a telomerase activating product produced and marketed by Sierra Sciences. The key ingredient in TA 65 is Astragalus, a plant extract known to have telomerase activation properties. The product may work but I do not recommend it for several reasons. TA 65 is too expensive for the average person. A number of expensive health spas incorporate TA 65 in their programs. Again these are financially beyond the reach of the average person. The marketing tactics of Sierra Sciences have been questioned by many and there are law suits pending against TA 65.

The big issue I have with TA 65 is one of scientific honesty. The company genetically engineered mice that allowed telomerase to be switched off and on at an early age. TA 65 was able to switch telomerase back on in these mice and allowed them to live normal lives. http://www.nature.com/news/2010/101128/full/news.2010.635.html

Using this to show how effective TA65 treatment is, is dishonest. This is not how telomerase normally works and there was no real extension of the lifespan beyond what it would have been without the genetic modification. In normal mice the effects of TA65 were temporary and little or no life extension was seen. http://www.thedailybeast.com/articles/2011/04/11/anti-aging-pill-new-study-on-ta-65-sparks-controversy.html

Human genetic engineering is the real answer to fighting and defeating aging. It can directly address the root causes of aging. Advances in this area (ex. CRISPR) allow DNA base pairs to be inserted or deleted at specific place in our DNA. This means the human genome can now be precisely edited as needed. The lifespan of old mice has been modestly increased using telomerase gene therapy. In humans gene modification therapy has frequently been used for various medical problems. On September 15, 2015, Elizabeth Parrish was the first human to undergo anti-aging gene therapy. Anti-aging treatments will rapidly advance as our knowledge of the specifics of the human genome grows.

Current general social-political attitudes seem to be favoring the further development of anti-aging research. There are no international recognized political programs to stop aging or extend life but since 2012 a few pro-immortality political parties have sprung up. Their aim is to support anti-aging and life extension research, and to help provide access to advances in these areas to everyone. Among the numerous organizations supporting anti-aging research, the SENS (Strategies for Engineered Negligible Senescence) organization has come up with an anti-aging research plan. They want to develop anti-aging therapies to repair most forms of cellular damage. SENS, is a charitable organization. Any anti-aging advances resulting from funding it provides will become readily available public knowledge. In addition to the normal scientific research there is the $1,000,00 Palo Alto Longevity Prize that is being offered to anyone who can come up with an effective anti-aging treatment.

As of 2015, all known anti-aging treatments are only partially effective. Depending on when one starts a comprehensive anti-aging program, one can probably extend one’s life by 10 to 25 years. Researchers from the Harvard School of Public Health estimated that an anti-aging lifestyle can add 24.6 more productive years to one’s lifespan. Anti-aging knowledge increases at a rate of about 10 times every 10 years. This probably means that for many of us there is more than enough time to reap the anticipated benefits in anti-aging research. One day soon, aging, like many other diseases, will be cured. While we wait for those anti-aging technological singularities to occur the name of the game is to ensure we stay healthy long enough repeat their benefits.

As a former engineer I have a strong affinity to all sciences including biology.

My interests include following advances in the fields of anti-aging, health and nutrition. Rapid advances in these areas will vanquish the disease we call aging.
Through my articles and website I want to help you maintain your good health for the next 10 to 25 years. I believe this can be done by a daily program that includes moderate exercise, a healthy diet that includes vitamins and related supplements, and taking advantage of any advances in related research. My hope is that within the next 25 years or less, the fruits of anti-aging research will become available to everyone.

Article Source: http://EzineArticles.com/9239681

Take a Number: Five Ways to Look at Age

April 24, 2016 by · Comments Off on Take a Number: Five Ways to Look at Age
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One for the Ages

Satchel Paige was a great baseball pitcher, one of the greatest of all time. He was an African-American and, due to the racial discrimination of the time, most of his outstanding career was not spent in the (white) major leagues. However, after the historic breakthrough by the courageous and talented Jackie Robinson (Mr. Paige’s junior by about 14 years), Satchel Paige pitched in the major leagues for a number of years. In fact, he was still able to get major league batters out at the age of 60! (Mr. Paige’s age at his retirement from baseball is not known for certain because no one, probably including Mr. Paige himself, knew his exact year of birth; some thought he was older than 60). Mr. Paige revealed a mind as sharp as the break on his curve ball when he asked this profound question for the ages:

“How old would you be if you did not know how old you are?”

These writings are dedicated to the memory of Satchel Paige and to all the so-called “over-the-hill” guys and gals in every sport and in every area of life, from Churchill and Reagan in politics to Jessica Tandy in acting and Paul McCartney in fatherhood. They and many like them in the past and present will be joined by many more in the future who are not really “over the hill” because they are too busy taking the hill.

Five Ways to Look at Age

Chronological Age

The most common way to look at age is the Chronological. This is the one that everyone is familiar with. It is simply the time that has passed since your date of birth to today. It is the one that governments and insurance companies require of you and that your Doctor knows, even if your boy friend doesn’t. It is a unidimensional measure because it considers only time. It is uniform because everybody who is 48 years, 6 months, and 3 weeks old is exactly that, chronologically. People who view age only from the chronological perspective are somewhere between dumb and dumber.

True Age

True Age is another and better way to look at your age. True age is basically what a measurement of all the biomarkers of aging would reveal about you. Here’s four points about true age. One, if a well-trained physician did NOT know how old you are but reviewed a print-out of your biomarkers, she or he could accurately estimate your true age. Two, your true age is not uniform but varies by individual: you can be younger or older than your chronological age. Three, true age is multidimensional rather than confined to time. Four, absolutely nothing can be done about chronological age because it is fixed, but a great deal can be done about true age.

Appearance Age

Appearance Age is the age you appear to be to others. It no doubt has some relationship to both chronological age and true age. Yet it is different. This is because it is heavily influenced by a number of factors outside the scope of biomarker measurement, not the least of which is attitude. We all know people that appear to be quite a bit younger or older than their chronological age. But the only scientific way to measure a person’s appearance age would be to have a representative sample of the population observe a person for at least a few minutes. A quick glance is not sufficient because appearance age includes factors such as movement of the body and alertness, not just a frozen face. Then the estimates from all members of the representative sample would be gathered, simple statistical measures applied, and Voila! You have the person’s appearance age. Of course, unless we are part of a study, none of us will ever get this scientific about it. We will just have to rely on random comments from friends, family, and nice or mean strangers to estimate our appearance age; and usually it’s a pretty good estimate.

NEAT Age

A new way to look at age, which occurred to me awhile back, is what I call one’s N.E.A.T. age. This is simply one’s time left on the planet from right Now to the time of death. This age is unknowable by readers or anyone, except those committed to imminent suicide (and these poor folks are no more likely to take the short time remaining to do age calculations than they are to be caught dead reading an article about lively longevity). The best we can do is make a calculated estimate based on what we know about the general population and factor in any pluses or minuses that apply to us individually.

The N in NEAT of course stands for Now since the calculation is from the present, today, right now. E is for Elusive because I believe moments of time are elusive. As we humans try to hold or capture a moment of time it eludes us because the next moment is here, and then the next. Time and life are a flow.

The A in NEAT is for Allotted. Everyone who has ever lived has only so much time to live. Some have short lives, some have long lives, and some have lives neither particularly long nor short. But human life is finite and almost certainly will remain finite into the distant future if not forever. We do not need to take sides in the age-old debate about whether or not our allotted time is predestined by God in order to recognize that the amount is finite.

Of course, T is for Time. Time remaining is what it is all about. As has been oft noted: a millionaire on his death bed would gladly exchange his riches for a little more time, say one more day of healthy living.

So one’s NEAT age is one’s Now Elusive Allotted Time. It is a concept that provides a different perspective on aging and on life. For example, let’s suppose there was a 30-year old person named Terry and a 60-year old person named Sydney living in the same town in 1960. Conventional wisdom and simple arithmetic agree that Sydney was twice as old as Terry at that time. Such wisdom carries the (usually) unstated assumption that Terry is about 30 years further from the grave than Sydney. Statistically, this is difficult to argue with. But statistics are oft off for an individual and sometimes by a wide margin.

Let’s suppose that Terry had a lifetime of very bad health habits and, never having had the opportunity to read my writings, continued the very bad habits. Poor Terry expired a little shy of 40. (The same fate could have befallen Terry due to a dreaded disease or tragic accident.) Sydney, on the other hand, decided at some point to lead a health-conscious life. Sydney made good choices and stuck with them. Sydney enjoyed basically good health beyond age 100 before passing on. When Sydney was 60 and Terry was 30, Sydney had a NEAT age of 40+ and Terry had a NEAT age just under 10. So way back in 1960, who was younger: the one with less than a decade of life left, or the one with more than four decades of vibrant life left? One of the neat things about the NEAT age is that the bigger this age number the better.

Ideal Age

The fifth and final way that we will look at age is one’s Ideal Age. Your ideal age is your age of choice, your preferred age. The concept of ideal age brings us back to Satchel Paige’s question:

How old would you be if you did not know how old you are?

In a sense, perhaps most of us do NOT know how old we are anyhow. Sure we know our chronological age, and some of us have a rough gauge of our appearance age. But few of us know our true age, and none of us knows our NEAT age. So it should not be so difficult to put chronological age aside for a few moments and answer Mr. Paige’s question.

Before leaping to an answer like 21, keep in my mind that successful living usually involves a combination of physical vigor, mental acuity, and wisdom. Personally, my ideal age is 37; thus even at my next birthday I will still be one year younger than all the women over 40.

What about you? What’s your number? What’s your ideal age? The way my anti-aging program works for you is that after reflection you establish your ideal age. Then we work with all the tools and techniques of the program to bring your true age into ever closer alignment with your ideal age. There is a balance to be struck. A 90-year old reader shooting for an ideal age of 19 is setting up way too much of a challenge and thus is setting up for failure. A 50-year old reader settling for an ideal age of 45 is not challenging herself or himself enough.

Take a number.

Satchel Paige was the impetus for me to write the close to this article:

When it comes to matters of age,

It is best to take a page out of Paige,

And move forward with grace,

Paying no mind to this myth of the human race.

Gary Patrick is a certified anti-aging professional (Giovane Medical Services). He is also an author, hypnotist, personal trainer, and speaker. Free stuff is available for a limited time at his web site: [http://rapidresults.biz]

Article Source: http://EzineArticles.com/expert/Gary_Patrick/18668

Specific Ingredients That Senior Citizens Should Look For In A Multivitamin by Michael Walters

October 23, 2013 by · Leave a Comment
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Specific Ingredients That Senior Citizens Should Look For In A Multivitamin

Senior citizens require a different mixture of ingredients in their multivitamins. These multivitamins are geared towards them using a unique combination of important vitamins and the question is whether or not others should use it as well.

Naturally, those multivitamins are beefed up, due in large part to a senior citizen’s far more substantial needs than say, a young adult male. This is why some people are actually considering using them even though they’re not in that demographic.

That doesn’t mean you have to exclusively go for multivitamins targeted at the elderly. There are premium natural multivitamins out there that provide the same levels of health benefits that the elderly targeted alternatives would.

Multivitamins are important for the elderly because they make sure that they don’t end up nutritionally deficient. Young people can get away with not taking multivitamins.

Anti-oxidants are something you should also get in your multivitamins. Flavonoids and carotenoids are other things that should also be in it. There’s more to multivitamins that just, well, the vitamins. There are things that synergize with vitamins that make them doubly effective, if not more.

The internet helped me immensely when I was studying these facts myself. I dug through so many websites as I learned more. That means that you can learn more things about multivitamins without working too hard on it. As for me, I spent a lot of time on it.

Your health is important. The healthier you are, the more comfortable you will be in your twilight of your life. Doctors and scientists around the world have been struggling to make sure that life is more than about just living longer – it’s about living better as well as longer.

So many people could have had one more year if only they took care of themselves. You should take care of yourself.

This author frequently posts his thoughts on electronics like cheap computer speakers and computer speaker cable.

Article Source: http://EzineArticles.com/?expert=Michael_Walters

How To Start Your Own Senior Citizen Events Service by Vince Stead

October 3, 2013 by · Leave a Comment
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Expert Author Vince Stead

You can start your own business and make money helping others have a good time, and have a good time yourself doing it! As the population of baby boomers grows, and more of our population becomes older as time goes by. There are millions of folks 55 and older that have a lot of energy, desire, time and money, to do many things still! Some of the retirement communities that allow only people 55 and older to live their, have some of the most active seniors, with all kinds of wants and needs, and if you can fulfill that market, you can make some money doing it.

Find a way to fulfill this need, with either day trips, bus tours, cruises, vacation scheduling help, or even bingo, and you can set up various outings, where someone will win a big grand prize! You could arrange with local tour operators who are already in business. Find out their prices for certain day trips, and then negotiate for even a better price, so that you can make even more profit. You could make up your own fliers, and offer the same trips, but market it differently than the tour operators do, by going directly to places older folks like to be. You can try places like mobile home parks, senior citizens centers, hospitals, churches, etc…

You could start this business part time, and turn it into a full time business with a little imagination, and by putting lots of free classified ads up on the internet!

Vince Stead has written 9 books so far. You can find his books at places like Amazon, Barnes and Noble, and http://www.vincestead.com

Article Source: http://EzineArticles.com/?expert=Vince_Stead

 

Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth

October 1, 2013 by · Comments Off on Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth
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Expert Author Susan Elizabeth

Many people think that when they get to the age of retirement that their opportunity for adventure is over. But the baby boomer generation is an entirely different breed of retiree. They are one of the groups that has made senior citizen travel such a huge and growing ever bigger segment of the travel industry.

There are in fact, probably more travel companies now who specialize in taking older travelers on travel adventures than have ever been in existence before. Part of the reason for this is that there are so many baby boomers; and so many baby boomers who think young, act young and live young.

And part of it is because so many of the baby boomer generation have a little bit of extra money to spend on taking cool trips.

One of the growing sub segments of the travel industry, specifically in the senior travel part is genealogical travel. This is where people want to go back to the country of their family origin to see what life is like back there. Although, this kind of travel focuses on foreign destinations, there are plenty of travel opportunities in the genealogical sector that will allow you to travel to the parts of the US where your family was originally from.

Maybe this is so popular because so many baby boomers were so independently minded growing up that they moved away from their family home, and maybe just because many of the parents and grandparents of the people who are boomers came from other countries. Either way, this is a big deal in travel and if it is something you are interested in, you can easily find all sorts of travel agencies who can help you out with a genealogical travel tour to investigate your own roots.

Another kind of travel that is very popular with baby boomer folks is small group travel. Often in regular travel tours, especially the tour packages, there are as many as a hundred people in the same tour group. And if you are not on a cruise, this is way too many.

The tour companies do this to cut down on the amount of overhead they have to pay the tour guides and the hotels. You will still have to pay whatever fees they charge but you will not get the same amount of personal attention that you would in a small group tour situation. Make sure you check out the tour group size before you book your tour.

Senior citizen travel is alive and well and isn’t going anywhere. As a baby boomer traveler, you can find as many travel opportunities online as you can search for. And more just keep appearing each and every day.

Susan is a full fledged baby boomer and avid internet researcher who writes about baby boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Online Dating Tips for Senior Citizens by Salma Owais

September 30, 2013 by · Leave a Comment
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Dating for senior citizens is something that is very interesting. This means that every human being of any age group needs some special kind of attention from the opposite sex. Well, actually dating of senior citizens is just like dating of any age group because there is nothing wrong to find a true friend to share your feelings with. This is natural and a very healthy sign. In fact this is a very positive step. Online dating is a very good source of searching a perfect match, but it’s always better to get some knowledge before getting into this.

First of all if you are interested to get into this game you must choose a well reputed dating site. Senior citizen should avoid free dating site because of the security reasons, as older singles might be an easy target for the mischievous people to cheat. On the other hand paid sites provide you with the genuine profiles of the people who are seriously interested. A very important thing is that you should select the site of your age group specifically; because it will save the time and make the other person clear about your age. Another advantage for these particular sites is that there would be no competition with younger people. Be honest about your age to have a successful and reliable relationship. Make an impressive profile without exaggeration and upload a good picture of yours and make sure that the picture should not be very old to give a young impression. Find a person according to your requirement and begin the game. There should be no need to tell to be patient and do not share personal things early in your relation. Judge the person by their discussion. Do not tell your financial position in the beginning, if your new partner starts having the problems that require money, immediately cut off with them. This is one of the biggest all time scam to con people out of their money by gaining sympathy.

Do not talk about your previous relationship so quickly and avoid comparing the new person with your older spouse. As you have entered into a mature age so your discussion should be decent but don’t make it boring for the other person so add a little bit of spice and humor in your discussion to show the lively aspect of your personality. Don’t talk about your pains and harsh experiences in life, because the other person might get turn off as they would have had more bitter experiences then you; but want some pleasant change, so leave these things for later meetings and have fun with online dating.

If you are interested in using a dating service then visit our dating service website for membership, dating advice, ideas and stories.

Article Source: http://EzineArticles.com/?expert=Salma_Owais

How to Take Care of a Senior Citizen in the Family – Some Do’s and Don’ts by Ruma Sen

September 26, 2013 by · Leave a Comment
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Expert Author Ruma Sen

Although the idea may sound quaint to some, having a senior citizen in your home is something unavoidable. Yes, it is burdensome. Yes, it means having frayed nerves. Yes, it means sacrificing your privacy. Yes, you should not expect any pay-back from your elderly parents…this is their time in the sun.

From the outset,let me explain, that there is no one who will understand the problems faced by the family when an elderly person is a permanent resident, unless he/she too is in a similar position. Elders grow even older, and with increasing age comes unexpected blows, in the form of health issues, visits to doctors, and mounting medical bills. Realize that no one from the extended family or even the closer family members will be there to pitch in. It’s a fact of life….no one wants to INVITE trouble!

Most articles on Senior Citizen care lay stress on the fact that it is an honourable task that you have undertaken, to look after an old person. Few go on to explain what measures you can take to avoid those inevitable moments of depression, craziness, and having the blues, whilst you’re at the job.

Being a seasoned caretaker of a permanent live-in elderly in-law for the past two decades, I can only say this: forget your Ego, forget your cravings for instant happiness and impulsive actions. Look at the long term benefits only. Do you really want to ignore an old person’s problems by staying away and pretending to have fun? In that case, you are only playing with fire. With their lack of presence of mind, the family elder may either leave the house premises, and roam unattended, or leave the gas or geyser on, leading to gravely dangerous situations.

Be kind to the elderly, even though it may raise your hackles at times. Remember, their insensitivity and memory losses are something beyond their understanding or intention. Sometimes, the elderly get violent…handle the situation appropriately. Nowadays there are n number of forums, support groups etc who cater to specific problems involved in caring for the elderly.

Here are some pointers to follow at home, in the event of having an elderly person to take care of.

 

  1. Do keep your house well-ventilated, clean and dust-free.
  2. Try keeping the bathrooms of the elderly clean and DRY, to avoid cases of slipping.
  3. Provide ample reading material and interesting things to do, customized to suit the individual.
  4. Music is a great mood elevator; keep music of their generation easily accessible, with simple to operate music systems.
  5. Constant reminders are needed for the elderly; sometimes they react negatively to such instructions. Be prepared to face bouts of anger.
  6. Keep a doctor’s number, an ambulance number handy.
  7. Inform all the people living around your house about the elderly relative you are looking after. This will help avoid situations in which you will feel flustered.
  8. Keep all medicines out of their reach, and administer medicine in your presence.
  9. Employ a part-time help at home in cases where you feel helpless.
  10. Try to involve them in family outings and fun.
  11. Make them feel respected, loved and wanted. This is an uphill task, as the next generation has no patience to communicate with the elderly.
  12. Keep all the financial support ready. This may be in the form of medical insurance, pensions, savings and other schemes. One never knows when an emergency situation requiring a sudden lumpsum of money may arise.
  13. Make them carry some form of an identity on their person if they happen to be going out for a walk, by themselves.

 

Lastly, do pay attention to their diet.

It finally does not matter whether the senior citizen you are looking after happens to be an in-law or your own parent. In both cases, remember you are dealing with aging problems, and this is not an easy task. It calls for a lot of patience on your part. And when I say Patience, I mean patience! Try not to shout and express your feelings of disgust, anger, and rage: even though these might feelings may be uppermost on your mind.

Balance your own life out by reading, meditation, having friends over, or going out for a break. A strong family bond will ensure that the stressful moments will be counterbalanced with relaxed ones. Lastly, always boost yourself up by reminding yourself that the present situation could have been worse!

This article is an original one. The contents have been garnered from various sources, online, books and real life experiences. In case the reader wishes to add any new dimension to this, I would welcome it.
http://rumasen77.wordpress.com

Article Source: http://EzineArticles.com/?expert=Ruma_Sen

How The Senior Citizens Can Learn Self Defence by Imran Al

September 17, 2013 by · Leave a Comment
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self

Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defence. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

Better Health For Senior Citizens by Irene Mori

September 13, 2013 by · Leave a Comment
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People are living longer these days than in years past. The average age of longevity is not as young as it was, and it is not unusual for people to live well into their nineties. Baby boomers started becoming senior citizens several years ago, and they want to have better health. Just as they have been influencing buying patterns for decades, they are now having an impact on the health and nutrition products available on the market.

The health and wellness businesses are expected to grow by leaps and bounds as more baby boomers enter their later years. This is a group of people who have influenced the physical fitness areas of gyms and spas. Although they are likely to be inclined to exercise less as they age, they will undoubtedly be consuming more nutritional supplements to help maintain good health which has been an important aspect of their lives.

New nutritional supplements are introduced to the markets all the time. The drug store and grocery store shelves are full of items to prolong life and improve health. Liquid juices with nutritional benefits are becoming increasingly popular. There are vitamins and pills of all kinds designed to improve health.

As they are trying to maintain and have better health, senior citizens are becoming involved with home based businesses, often in the health and nutritional industry with nutritional supplements sold through network marketing (MLM or multi-level marketing where people are paid for the efforts of those they bring into the business). Although most will not succeed in the business aspect of MLM, they may become good customers for many years as they are willing to spend money for health products.

As the economy and investments have suffered and made life difficult for many senior citizens who are faced with dwindling retirement funds, they may enter home based businesses which have great promise and potential. Since these are businesses which may be entered for a relatively small amount of money, they seem desirable.

Yet many more people may be interested in maintaining good health than in earning money when they are in the autumn of their lives. They want to find ways to enjoy better health as they age. Liquid nutritional supplements have become a popular method of ingesting the vitamins and anti-oxidants which have been touted as being beneficial for health and wellness. Liquids are easier to take than pills, and they are becoming more available and desirable

Better health means taking care of one’s self and doing all in your power to maintain a healthy lifestyle which results in improved mental and physical capabilities. Living longer will be more pleasant if one is able to enjoy good health and well being.

Irene Mori is involved with network marketing. To learn about a savings and earnings program, visit: http://www.moremlmsuccess.com. If you are interested in emergency preparedness and food storage or a home based business in this area, check out: http://www.preparedforlife.net.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

A Crusade to Help Senior Citizens in Car Shopping by Irene Mori

September 12, 2013 by · Leave a Comment
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Seldom is shopping for and buying a new automobile a wonderful experience. Indeed, there is a chance that it could be a horrible encounter with unpleasant consequences. Signing the papers to lease or purchase a car, if one is not ready to do so, can be an event which causes monumental anxiety and stress.

Senior citizens who want to obtain a new car can be vulnerable to the unscrupulous and at times unethical tactics of salespeople who want to make a sale and hence a commission. Insensitive salesmen and saleswomen could be concerned with their own welfare and the money they would make. High pressure and conniving tricks may be used against unsuspecting customers.

Sydney’s husband was willing to sign a lease the day they shopped for a new car although they had previously not expected to do so yet. They still had a lease on the car they were currently driving, and it would not expire for another two months. They had not discussed nor decided upon what course of action to take. They had not made any decisions about whether to keep leasing that car, to purchase it, or to acquire a new car. They were just looking, or so thought Sydney. Unfortunately, Sydney’s husband told the saleswoman that they COULD get a car that day. She said they would pay for the last two months on the present lease. She made it sound like they were getting a good deal on the lease of a new car, which they would not need for another two months.

They decided to take a car for a test drive. They admitted that the car was nice. Then the trouble began. The seemingly nice saleswoman turned to a person with a mission-to sell an automobile. She became a wolf in sheep’s clothing. She turned into a witch underneath a seemingly pleasant demeanor.

Although Sydney repeatedly stated that they needed to discuss the matter, the saleswoman would not let them leave the showroom. She brought in reinforcements such as a sales manager and others. Instead of letting them go out for lunch to discuss the matter, they brought in lunch. She wrote down their name on the board as having already purchased a car.

It was almost as if Sydney and her husband had been chained to the table, but Sydney finally broke loose. She allowed the reasonable thoughts to crowd out the demons. It was not easy to do against such odds, but she stood her ground and got up to leave. The saleswoman tried to bully her into staying with all kinds of strange and irrational statements. Sydney’s guardian angel had eventually come to her aid, and she spoke her mind. She needed to get out of there and think about it. Of course, the saleswoman knew that Sydney and her husband would not be back. There was no way that Sydney would deal with that woman again. She had finally broken loose, and she was extremely satisfied that she had not relented to the pressure.

Sydney recalled the experience of her friend Helen, who had signed a lease against her will. She tried to get out of the deal, but she was stuck. The dealership said she could get out of the deal by paying a $5,000 restocking fee. They basically did not listen. They had found another sucker.

Senior citizens and everyone should buy a car with pleasure only when they are ready. Don’t let a terrible salesperson talk you into something you are not happily ready and willing to do. A car purchase should be a pleasant experience, not an ordeal that brings pain and anguish.

Irene Mori has been involved with network marketing and home based business for a number of years. She works in the food and nutrition areas as well as with a company which offers discounts on everyday purchases and cash back for online shopping. FREE training and marketing tools are readily available with this affordable opportunity with a good profit potential. Get more information on this business by visiting: http://www.moremlmsuccess.com. You can learn about a business in the food storage area by sending an email to: sr.marcia1@gmail.com.

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Diet Management For Senior Citizens by Jane Kim

September 11, 2013 by · Leave a Comment
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As people grow older, they become less active, especially after retirement from an active job. Food is required to maintain the health and state of the body, as in younger age groups, but less energy is needed. Senior citizens can maintain their health by following tips:

– Many elderly women and some men suffer from a condition called osteoporosis, which is result of gradual loss calcium and other minerals from the skeleton. Bones become brittle, may break easily, and are painful.

– To help prevent this problem everyone, but especially women, should have plenty of calcium and vitamin D in their diet when younger, and take regular exercise. There is evidence that taking hormone replacement therapy (HRT) at, and for few years after, menopause can help prevent osteoporosis in women.

– The size of meals should decrease as people become less active, but the quality should not. There is no need for elderly to eat soft or smooth foods only, unless they have a digestive disorder which makes this necessary; they can still enjoy crisps, crunchy; and hard foods, even if they wear dentures, providing that the dentures fit into the gums properly.

– It may be necessary to increase the intake of fiber to avoid constipation, which is common disorder in this age group. Many elderly people resort to using laxatives to prevent or ease constipation. This is undesirable and usually unnecessary if the diet contains sufficient fiber.

– A reduced income may mean that it is not possible to eat much meat or other protein foods, and this poses problems to many senior citizens. Pulses and cereals can be eaten as cheaper alternatives to meat and other and other animal protein foods, or to supplement them.

– Mobility problems may also influence where foods is purchased and how often, and the elderly may require help from the social services department or from willing neighbors.

– The loss of a partner may also affect the motivation to cook and eat well, and this often leads to poor health among the elderly.

– Senior citizen’s luncheon clubs are run by many religious organizations and charities to enable the elderly to meet in social atmosphere, and enjoy a meal together. This is good for their quality of life and happiness. And provide the chance to enjoy a cooked meal which they may not have at home. The meals are usually subsidized.

– Meals on wheels are provided in many areas, and offer daily social contact for elderly people, as well as a regular hot meal. In some areas, people now receive a weekly delivery of frozen meals which they reheat in microwave oven. This saves costs, but limits the important social contact.

Jane Kim writes for Society50 social networking website. You can visit Health and Diet Club of Society50 to ask your questions or just to get advise on any body and health related issue.

Article Source: http://EzineArticles.com/?expert=Jane_Kim

Columbus Travel Insurance For Senior Citizens by Lee Jacksonlee

September 4, 2013 by · Leave a Comment
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perfect-travel-insurance-product

Majority of the senior citizens nowadays opt for insurance whenever they plan for any trips, especially when traveling abroad. It does not matter whether they are experienced travelers or have been waiting for the journey of a lifetime, they would still want to have a safe and enjoyable trip. Moreover, senior citizens and the rest of the people would like to travel with a peaceful mind, knowing that any misfortunes along the way would be well taken care of with minimum distractions.

As a matter of fact, most senior citizens are covered with health insurance at home. So it makes it even more sensible to be safely protected with travel insurance while they are away from home. Where health is concerned, irregardless of how fit and healthy you are, you cannot afford to take the risk of not being insured. The reason being, in the event of any sicknesses or accidents, the medical expenses incurred will be very costly, especially if require hospitalization.

Depending on your destination, less developed countries with unfamiliar and perhaps unhygienic food may be hazardous to health, what more with poor quality drinking water…! The climate may also be another factor contributing to health problems, especially when there is a drastic change in temperature. Besides the issue of health, there are other types of mishaps too, such as flight cancellation, lost luggage or personal belongings, delayed flights, thefts and even accidents.

There are many insurance agencies available online with competitive prices. Some rates provided are more lucrative and affordable than the others so it is wise to scout around for better deals. In fact, there is a variety of comprehensive coverage specially catered to meet the requirements and demands of consumers, namely backpacker and adventure travel insurance, pre-existing medical insurance, business insurance, single and group insurance.

Generally, a customer oriented company will pride themselves on providing quick, efficient and hassle-free service. So go ahead and enjoy your golden years by seeing the world. Travel extensively but do it only under the protection of insurance. Ensure to obtain an adequate coverage to give you and your loved ones peace of mind. Then you can “stop worrying about the potholes in the road and celebrate the journey”… as quoted by Fitzhugh Mullan.

So if your parents want enjoy their vocation with good memories, seek travel insurance from Columbus travel insurance. By doing so, you are not just securing your trip from any unforeseen events but also for a surely wonderful vacation with affordable best travel insurance

Article Source: http://EzineArticles.com/?expert=Lee_Jacksonlee

Diversion Safes For Senior Citizens by Carleton Cook

September 3, 2013 by · Leave a Comment
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Expert Author Carleton Cook

Diversion Safe Helps Senior Citizens Keep Valuables Hidden

Diversion safes are perfect for senior citizens. In case you have never heard of a Diversion Safe, it is a small safe disguised as a can of dog food, or shaving cream, or a cleaning supply product. When thieves break into a home, they are looking for cash or jewelry lying around, plus electronic items, such as, televisions, radios, and other gadgets that have value to them.

When thieves enter a home, they don’t have time to go through things that will slow them down, and they aren’t going to bother with cleaning supplies or dog food, after all, it’s heavy and will weigh them down, as well.

A diversion safe, could be a dog food can on the outside, but on the inside is a secret compartment where you can store cash, jewelry, stock certificates, or whatever else you want to hide. The diversion safe can also be a way to have cash stored in your home that you spouse or visiting family members won’t know about. The point is that your privacy is your privacy and no one has a right to invade your privacy OR rob you of these items.

Perhaps you have a visiting nurse or house cleaner that you don’t want to see your jewelry or cash lying around, so the diversion safe can be great for that reason as well. So, whether you are rich or poor, single or married, living alone or with someone, you can safeguard your valuables with a small, inexpensive, discreet, unnoticed diversion safe, in your home, apartment, or room.

Not only are these perfect for senior citizens, but they are perfect for anyone, and they make a great gift item. When you need or want to give someone a gift, and don’t know what to get, why not a diversion safe, so that they can protect and hide their precious, secret belongings? A person can never be “too careful” these days, and a diversion safe is one step in the right direction.

Carleton Cook is a life long military, police, and private security expert. Carleton Cook & Affiliates has a staff of thirteen employees and three warehouses available to serve you.

[http://www.know-selfdefense.com] IF YOU DON’T NEED US NOW YOU MAY IN THE FUTURE

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Senior Citizen Information – The Social Security Funding Problem by Glen Jensen

September 2, 2013 by · Leave a Comment
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The Baby Boomer generation will begin taking early retirement in 2008. In 2011 they will approach the traditional retirement age of 65. As more and more Baby Boomers retire they will put a tremendous strain on the Social Security system. So far, no significant changes have been implemented to lessen the impact Baby Boomers will have on the Social Security system. The longer any action is delayed the more drastic the changes will be. Will these changes affect you? If you were born between 1946 and 1964, then you are officially a Baby Boomer and will probably be impacted by the Social Security funding problem.

The current and projected future financial status of the Governments’ trust funds is presented in the “The 2007 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds (OASDI).” The good news is that the Social Security Administration (SSA) states that there are no plans to reduce benefits for current retirees. In fact, benefits for current retirees are scheduled to continue growing with inflation. However, the 2007 OASDI Trustees Report also states, “Social Security’s combined trust funds are projected to allow full payment of scheduled benefits until they become exhausted in 2041. This means that unless changes are made soon, benefits for all retirees could be cut by 26 percent in 2040 and continue to be reduced every year thereafter. If you are “younger” senior citizen or a want to-be senior citizen, this is not good news

The Trustees of Social Security, the Comptroller General of the United States and the Chairman of the Federal Reserve Board have said, the sooner we address the problem, the smaller and less abrupt the changes will be. The independent, bipartisan Social Security Advisory Board has also said: “As time goes by, the size of the Social Security problem grows, and the choices available to fix it become more limited.” Addressing the problem now will allow today’s younger workers planning for their retirement to have a better assurance of the future of Social Security. The problem has not been addressed as of 2007.

If Social Security is not changed we have a limited number of options in the future. The options are to increase payroll taxes, reduce the benefits of today’s younger workers or borrow from the general fund. Social Security’s Trustees state, “If no action were taken until the combined trust funds become exhausted in 2040, much larger changes would be required. For example, payroll taxes could be raised to finance scheduled benefits fully in every year starting in 2040. In this case, the payroll tax would be increased to 16.65 percent at the point of trust fund exhaustion in 2040 and continue rising to 17.78 percent in 2080. Similarly, benefits could be reduced to the level that is payable with scheduled tax rates in every year beginning in 2040. Under this scenario, benefits would be reduced 26 percent at the point of trust fund exhaustion in 2040, with reductions reaching 30 percent in 2080.”

Social Security was never meant to be the sole source of income in retirement and that especially applies to the Baby Boomer generation. It is often said that a comfortable retirement is based on a “three-legged stool” of Social Security, pensions and savings. American workers should be saving for their retirement on a personal basis and through employer-sponsored or other retirement plans. If a Baby Boomer is not preparing for retirement with a pension and/or savings to supplement their Social Security benefits, they will have to delay retirement or continue working part-time.

Glen Jensen is a writer for [http://www.SeniorCitizenDirectory.com] which is a site that provides Senior Citizen Information.

Article Source: http://EzineArticles.com/?expert=Glen_Jensen

Debt and Senior Citizens by David Cunningham

August 28, 2013 by · Leave a Comment
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We are in a consumer driven world. There are so many things all around us that make our lives easier and, in a way, influence us to think that we must have them. There are always things that we want which we simply cannot afford. As banks and credit card companies mushroom out of control, we are barraged with opportunities to accept so-called help from these financial institutions just so we can buy more merchandise we want but do not need.

The best part is that you do not even have go to them asking for the credit that you want. They will be at your beck and call offering credit cards, store credit cards (from those stores you wanted to purchase from anyway), merchandise cards (you’re given hundreds of dollars in credit to purchase from the company’s specific catalog), and leasing arrangements that allow you to pay over time.

The only problem with buying on credit is paying it off. Using an analogy, it is easier to step into quicksand than it is to get out. There isn’t always a branch lying around attached to a willing helper. Credit may be no problem if your current job earns enough money to repay your debts completely each month. It simply becomes part of your overall expenses. What happens, though, when your debt overextends your pay check?

Unfortunately, retired senior citizens are more susceptible to this pitfall. In prior years, they worked and earned a certain amount of money, but upon retirement are saddled with little more than Social Security – definitely a blow to the pocket book. Their income is not as flexible as it once was. There are solutions, however, from which seniors can benefit. Some are even geared specifically toward them.

As a senior citizen, you can request the help of a professional. Financial advisors are available to help tackle your problems. Asking for the aid of one such professional can save you a great deal of anxiety, credit ruin and, more importantly, stress. Your financial advisor can act as a mediator between you and creditors to develop “payoff amounts” that won’t leave you destitute – and usually at a fraction of your current payments. If you feel that you’re drowning financially, you shouldn’t wait until the water is over your head. Contact a financial advisor now for assistance.

Before meeting with an advisor, there are steps you should take to be best prepared for the discussion. Grab a notebook and pen to list all your creditors. List them in order of importance, starting with your mortgage (or rent or community fees, etc.) and ending with small payments like store credit cards. List their amounts as well. If you owe $50,000 on your home then list $50,000 and your current monthly payment. For example:

ABC Mortgage Company $50,000 (debt), $775 (monthly payment)

Listing the information this way will show your credit advisor that you are serious about getting your debt in order. It also is incredibly useful for the advisor in contacting your creditors since your financial advisor can then, at a glance, see what you owe and to whom. A sample short list follows below.

It is important that you have a clear comprehension of your financial situation. The best solution to debt is to not get into any that you cannot handle. However if you have already reached that “destination,” especially as a retired senior, then utilizing a financial advisor is certainly a great option to help rid yourself of the burden.

And now, the sample I promised:

John Smith

Total Monthly Income: $1200

DEBTS / MONTHLY PAYMENTS

ABC Mortgage $50,000 (debt), $750 (monthly payment)

Car Payment $20,000 (debt), $450 (monthly payment)

Credit Bank #1 $3,000 (debt), $25 (monthly payment)

Credit Bank #2 $1,200 (debt), $15 (monthly payment)

Store Credit Card #1 $5,000 (debt), $75 (monthly payment)

House Phone $50 (monthly payment)

Cell Phone $55 (monthly payment)

Total Debt $79,200

Total Monthly Payments $1,400

As you can see from this example, this person is losing $200 every month ($1400 monthly payments minus $1200 income). A financial advisor can usually negotiate with the credit card companies. They may even suggest that this person discontinue either their home phone or cell phone, for example, as most can probably get along with just one or the other.

For practical debt & credit assistance [http://www.debt-credit-assistance.com/credit_card_debt_solutions.shtml] information, please visit [http://www.debt-credit-assistance.com], a popular site providing great insights concerning how to address your issues and worries related to nagging debt struggles [http://www.debt-credit-assistance.com/usa_debt_management.shtml].

Article Source: http://EzineArticles.com/?expert=David_Cunningham

 

Senior Citizens Should Keep Track of Their Money by Irene Mori

August 27, 2013 by · Leave a Comment
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While it is wise for everyone of any age to keep track of their money and their expenditures, it is something that senior citizens may need to do more than others. Although there are many older people in the world who are millionaires or who at least have enough money to not have to worry, many seniors are living on fixed incomes where money is scarce.

Budgeting has long been touted as something beneficial, but it is a distasteful practice to many in the world. Most businesses and organizations would never think of operating without a yearly budget, but many individuals likely never use a real organized budget but may use some of the attributes of a budget. A good budget helps people live within their means which is a prudent course of action which can be helpful for anyone. Keeping a record of one’s daily expenses is useful for planning and for knowledge of where one’s money is going. Spending less than you take in has always been good advice. It takes planning and discipline to manage your money well, and a budget can help.

Being burdened by unnecessary debt can cause extreme distress and discouragement. It is too easy to spend more than one has, especially with credit card usage. Debt comes so easily and can materialize almost without notice. Too many people place this hardship on themselves by overspending for unnecessary material goods. A careful evaluation of needs and wants can help to remedy the situation of spending too much money.

If a person is keeping track of his money and finds that it is severely lacking, it may be time to make some changes. There are ways for even senior citizens to earn extra income. Most would not need a lot more money, but it would make for a more pleasant existence if a lack of enough money to take care of basic needs were satisfied.

Home based businesses have become a popular avenue for seniors to make some extra money. There are many opportunities available although it is not always easy to find a good fit. If someone is thinking of getting involved with such a business, it would help to talk to people who have actually found some success with the opportunity. There are so many scams being perpetuated which take people’s money without any return. It is easy to lose one’s hard earned money which many seniors can ill afford to do.

For some people, keeping better track of one’s money, curtailing one’s appetite, and cutting expenses may be the most judicious path to take.

Check out http://www.moremlmsuccess.com for information about a product which may aid in the aging process. Click on True TV to watch informative videos. You may try the product as a preferred customer or join the home based business opportunity for a cost of $630 for products, marketing materials, and training or a sign up cost of $50 to start small as a distributor. Have a good day.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Ways You Can Get a Senior Citizen Up and Active Again by Kristie Brown

August 26, 2013 by · Leave a Comment
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Expert Author Kristie Brown

Ask almost any senior citizen if they prefer to just sit around and take things easy, and they’re going to tell you “no way”. Mistakenly many of us equate an advanced age with lack of vitality and interest in the world around them, but as people are living longer, they’re retaining these characteristics well into their golden years. It’s possible you may know a senior who is somewhat limited in mobility or crippled up with arthritis, but you’ll find that if you suggest an activity, they’ll be more than willing to go with you. Here are some ideas for getting them up and active again:

1. If the person is lonely and enjoys company, you might be able to interest them in going to a local senior center or joining some type of club. Here they can find the companionship they seek, meet new friends, and enjoy activities with peers. In the beginning it may be difficult to get the person to go, because something new can be a challenge to anyone. Talk to the director of the center or club and find out when a good time to visit might be. Maybe there’s a time when the center isn’t very busy so that your senior wouldn’t be intimidated by a whole room full of strangers. You could invite them to go to dinner with you at a center potluck, or entice them with some of the activities you know they’d particularly enjoy. Once you get them involved, it’s a sure bet they’ll want to go back again and again.

2. Volunteering offers unique experiences for willing seniors. The different types of jobs abound, and your loved one will be sure to find something out there that he or she enjoys doing. Not only do these activities involve working as productive members of the community, but they can also come with perks, such as free dinners, small gifts, and service recognition awards. A senior who has been busy their entire lifetime doesn’t like to feel that they aren’t able to be an active part of the work community any longer. They can begin feeling depressed and worthless. Volunteering will demonstrate to them that they still have plenty to give and that their efforts are appreciated.

3. With the help of your senior, plan a get-together for others in the age group who live nearby in order to establish friendships. This is especially important when the person reaches an age where they are losing friends and need to find other people to share their world. Make sure to allow the senior to help with everything from planning to clean up. You may have to modify tasks to their abilities, but you also might find them working rings around you, because older folks have strong work ethics. Plan a simple menu and a few “get to know you” games to break the ice. They will have a lot to talk about, because they have shared similar experiences, such as the Great Depression, health problems, parenting,and other events from their lifetimes.

Need additional information on home care Maple Grove? Get high quality, customized home care that fits your needs here: home care.

Article Source: http://EzineArticles.com/?expert=Kristie_Brown

When Senior Citizens Become Suddenly Single by Beverly Slover

August 24, 2013 by · Leave a Comment
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Expert Author Beverly Slover

In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Life Insurance Schemes Aimed At Senior Citizens by Bobby E Richardson

August 23, 2013 by · Leave a Comment
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Expert Author Bobby E Richardson

I remember reading a news post once about a man in Florida that was arrested in a Life Insurance scam. It had been estimated that he had stolen millions in Life Insurance money from our senior citizens. Just thinking about the story infuriates me, and inspired me to give a few pointers out to seniors considering the purchase of a policy.

One of the craziest facts about the story aside from the stolen money is that he worked in a large financial group. I know that a scam can happen in any business structure but I was expecting it to be a door to door insurance salesman. When I say that, it’s not to take shots at those type of salesman; I used to be one, but those were my expectations.

First let’s take a look at a few of the reasons why seniors would need Life Insurance, and then how they can make sure they don’t get taken advantage of from a few idiots who call themselves salesmen.

There are several factors that could bring about concerns for seniors to leave money behind to loved ones.It is a way for them to cover final expenses for a proper burial and not leave the responsibility to loved ones, they can leave a lump sum of money to heirs that will be tax-free upon receipt, they could be raising grand babies that will need financial assistance, or it could be to just make sure money is in place to cover excess debts if they were to suddenly pass on.

The only drawback to getting Life Insurance as a senior is that finding a low costing policy is not impossible but it can be difficult.The best thing you can do is see if a trusted family member or friend knows an insurance agent or you can spend some time reading to learn about life insurance yourself.Then, go to a few websites or call around to shop to some of the agencies.

There are a few companies that will not allow seniors to purchase a term policy. With those companies the cut off age is usually about 65 and up. With the companies that do allow it, it will be more expensive.

9 times out of 10 seniors will be required to accept a whole life policy. Seniors should keep in mind that in order for them to pay off a whole life policy, the contract has to be maintained for 10 years.This time commitment does vary with a few of the insurance companies.

Here is a few question seniors should ask when considering a Life Insurance policy:

Does the company require a medical exam?

Are monthly premiums locked in for the life of the policy or will they increase with time?

Can I continually renew the policy for the life of the contract?

What are the specific renewal requirements?

Can the monthly premiums be waived in the event of disability or injury that limits my income?

When will the beneficiary receive the death benefit? (Some policies require the insured to be alive for 3 years before the beneficiaries received the face amount. If the insured dies earlier than the requirement, they will receive all of the premiums paid into the policy plus 10% interest, which is still better than putting the money into a bank account that wouldn’t give as much interest.)

Seniors just need to make they plan and effectively select a good policy, to give themselves that peace of mind in knowing that their loved ones will be protected financially in the event of their death. It’s sick to know that there are scam artist out there that will take advantage of those good intentions. But I do want to point out the fact that there are many good insurance brokers who will sincerely help people with finding the best policy to fit their families needs and more importantly their budget.

It is my pleasure to help Americans enjoy their retirement years with financial security. I care about providing products that protect you and your family. I am committed to ensuring peace of mind for your retirement future. My commitment to unsurpassed service and strong contract owner benefits has allowed me to experience consistent growth within my industry. I’m the one to offer you diverse financial planning choices for your retirement dollars.

We represent over a dozen of the nation’s top rated life insurance and annuity providers. We’ll provide you with information and pricing on every service available at your location and let you choose. No more high-pressure, heavily biased sales pitches from pushy insurance salespeople.

Life’s Protection

Bobby E Richardson

Phone: (386) 308-9626

Fax: (407) 210-1602

bobby.richardson@lifesprotection.com

[http://www.lifesprotection.com]

Article Source: http://EzineArticles.com/?expert=Bobby_E_Richardson

A Comprehensive Look At Senior Citizens Travel by Bruce A. Hoover

August 22, 2013 by · Leave a Comment
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Expert Author Bruce A. Hoover

Travel is becoming popular among many groups of people. Children are traveling more with their parents, teens are traveling more in groups and people who thought they could not afford to travel are traveling more now because of the availability of so many deals! Senior citizens travel too and today, they are traveling more than ever!

In the past, only seniors who had a substantial retirement savings were able to travel. Today, there are so many deals and opportunities for cheap, quality travel that anyone, including seniors on a budget can see the world without going broke!

Some destinations are cheaper than others such as the Caribbean, Mexico and some countries in Europe. Of course, there are many places to see in your own backyard and The United States and Canada are no exception where deals are concerned. Just like there are cheaper destinations, there are also cheaper methods of travel. Cruising is a great way to see many different parts of the world at a low price and all-inclusive Caribbean vacations are great deals as well.

If you are a senior looking for a great travel deal, there are many things you can do to maximize your chances of finding the best deal. First, ask around. You never know what you might find out from friends and family members who have traveled recently. Do a thorough internet search and sign up for travel deal newsletters that allow you to be among the first to find out about deals. Start looking for your trip and book your trip as early as possible in order to get the best savings.

If you put the proper amount of time and effort into your search, you will have no problem the right vacation for you at the right price and next thing you know, you will be on your way to relax and have some fun in a place you have always wanted to see!

Next, now that you understand how you can get inexpensive senior citizens travel will you take advantage of it?

Article Source: http://EzineArticles.com/?expert=Bruce_A._Hoover

How Senior Citizens Can Stay In Shape by Mark Warrington

August 21, 2013 by · Leave a Comment
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As we grow older, our bodies undergo many changes. And not all of those changes are good ones. Our bones go weak, our muscles sag and our strength walks out on us. It’s something that we cannot avoid but there is a way to slow down the aging process and that is with exercise. Almost 85 percent of senior citizens fail to exercise regularly even though they know the importance of it. And the reason for that is almost the same as the one younger people have. That being exercise is too tiring, too hard or it takes too long for the results to show. It’s also a problem for older people being at the gym because of the younger people around them. And honestly, we all have our insecurities and when we’re older, being around a lot of younger people doesn’t help out. So, if you’re part of this age group and you want to stay fit, you can start working out at home instead.

The first thing older people need to consider is what exercises they should do. The number one exercise for seniors are cardio exercises. Cardio exercises can help keep the heart healthy. Walking, swimming and bike riding are the recommended exercises for seniors. If you don’t have a pool at home, 2 out of 3 isn’t bad. You can get a treadmill and a stationary bike to get the exercise you need. The next best exercise is strength training with the help of some dumbbells. As we grow older, our muscles grow weaker and they actually shrink. Doing strength exercises can help with preventing this because muscles that are frequently used decline slower. It is critical that before you do any of these exercises that consult your doctor so they could give you a recommendation.

If you’re ready to start working out at home, the next thing to do is to get the equipment you need. Before you get them though, you have to look out for some things. Since seniors are not as strong, the equipment needs to have soft steps or cushions for some equipments such as a treadmill. For dumbbells, you can get those that are made of rubber so it would be safer in case it’s dropped.

Before you start, make sure that you have someone to workout with, if necessary. This person not only ensures that you’re safe, they can also encourage you. It’s just like being in the gym with a trainer except you don’t have to deal with that many people and with that noise which irritates some older people easily making their exercises more uncomfortable. Don’t forget to do some stretching as well as this helps with your flexibility which is also important to keep your joints healthy.

Exercise is good for everyone, young or old. We just have to remember that old saying, no pain, no gain. Go ahead and make a fresh start tomorrow. Don’t be aged, be ageless.

Over at the FitnessArmory.com, you can let our expert advice on fitness and equipment reviews help you create the perfect home gym but without all the huge costs. We have the exclusive reviews on all your favorite brands and models to help you get in shape, get healthy and look great. Recent product reviews include: HealthRider H90THealthRider H95E. We invite you to stop by or drop us a line if you have any questions or need help with your fitness equipment selections.

Article Source: http://EzineArticles.com/?expert=Mark_Warrington

Massage For Senior Citizens – Benefits and Precautions by Eva Gnech

August 20, 2013 by · Leave a Comment
Filed under: Articles 

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Probably the most important benefit of massage is the pleasure of human touch, and the companionship provided during massage therapy sessions. This provides a relaxation which alone may relieve some of the loneliness, depression and fears that many seniors suffer from. A recent study found that all senior citizens who were receiving regular massages showed a dramatic improvement in their moods and their attitudes toward life in general. Nearly 50% of the same group tested also showed additional health benefits;a reduction in their rates of breathing, an increase in their range of motion, an improvement of their postures, development of more body awareness, their skin took on healthier colors and their muscle tones were enhanced.

In addition to these general life improvements, some health conditions that may respond positively to regular massage include:

– inflammations in the joints;

– arthritis;

– skin discoloration and other dermatological conditions;

– deteriorating muscles and bones;

– reduced appetite and therefore weight loss;

– poor blood circulation;

– sleep disorders;

– weakened mental capacity,

– tendonitis;

– bursitis;

– asthma;

– emphysema;

– high blood pressures;

– diminished functions of the internal vital organs such as the heart, the liver, the brain, the thyroid, the stomach and the intestines.

Before you make your appointment, make sure you take care of safety first:

– Find a massage therapist that is properly trained;

– Limit your appointments to 30-45 minutes at a time;the elderly appear to respond better to shorter, more frequent sessions.

– Be careful when positioning yourself on the massage table: ask for help or request a chair massage.

– Tell your massage therapist if it is your first massage: request a gentle relaxation massage. Your bones may be thinner and your joints stiffer than other patients; ease into it. Over time you may request a deeper tissue massage if it feels comfortable for you.

– Tell your massage therapist if you are not comfortable being touched in some areas: Many elderly prefer head, hands and feet massages. Even massaging these body parts alone will greatly benefit you.

– Request use of lotions or oils, or bring in your own favorite lotions: senior citizens’ skin tends to be thinner and less pliable, and using oils will help avoid cracking or damaging of your skin. Lotions will also soften and moisturize your skin, making it healthier and more pliable.

Relax and enjoy your massage! With the above precautions massages are perfectly safe regardless of your age. Most importantly, massages help you relax and improve your outlook on life. That alone may alleviate other aches and pains and make this worth your while.

So contact a qualified massage therapist today, and make the appointment that will help you relax and enjoy some TLC, you deserve it!

For a more detailed description of the benefits and precautions of Seniors Massage, see http://massagetherapystartup.com/massage_therapy_for_senior_citizens.html.

For more information regarding massage therapy, setting up your own massage therapy business, or how to make a lucrative living in the massage industry, see http://massagetherapystartup.com

Article Source: http://EzineArticles.com/?expert=Eva_Gnech

Senior Citizens Moving – How to Decide If It’s Time to Move by Jennifer Strong

August 19, 2013 by · Leave a Comment
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senior-citizen-moving

At what time rearranging, it is significant to remember that who will be moving, not only when and where the move will be happening. This is very important, as some people need a little bit extra in the approach of preparation and accommodation when it comes to the huge method that is moving. Senior citizens, as, often need additional time and a bit more consideration when going through the procedure than people of a younger generation. Here are five very essential moving tips to make moving with seniors in exacting much easier and simpler.

1. Take a Time Out – The news that you will be moving is a huge shock to the system. You might be able to handle it, but seniors have a hard time adjusting to the thought that their whole world is about to be turned upside down. It can obtain time to get used to the detail that they will be moving before the procedure can move onward. Make sure that you take a time out and explain all of the ins and outs of the move and the reasoning behind it to the senior in question before you ever start down the road to a successful move.

2. Get them Involved – When you do start working on making the overall moving process a successful one, make sure that you get them involved in all of the decisions that have to be made. This is important, as the move will be for them, and they should have a say in how things are done. This will also set out a long way to building the senior in difficulty feel as if they are being useful and adding to the procedure rather than being an obstacle.

3. Research is Everything – Every move requires research in order to find the best deals and the best companies, but when you are moving with a senior, it might take a little bit extra. On occasion, it is an excellent thing to discover a company that will go the additional mile to assist the senior think as if their belongings are going to be cared for with the highest care, and a friendly company is not at all something that will be onwards.

4. Plan Ahead – Seniors are normally on an unchanging income, and so, they might desire to know how they will be paying for the move. This is important, as an out of control senior can suffer when they feel as if their own lives are not within their control. Make sure to write everything out so that it can be easily viewed at any time during the process.

5. Make a Budget – Seniors are often on a fixed income, and as such, they might want to know how they will be paying for the move. It is important that you set of contacts a moving financial plan, even if you will be serving to give for the move. This will assist them see where the funds is coming from, as well as where it is departing and when it is appropriate. It will also help you both locate areas where money might be saved along the way.

Moving is a complex event, especially when you are including seniors or other special needs people in the process. It is possible to have an enjoyable and simple move, no matter who is moving. Confirm to use these simple tips in order to assurance that your move goes effortlessly.

MovingCompanies.us is an official source of moving information. Here you can find local moving company near you. If you are moving to another state, here you can find free online estimate from a Florida moving company in your area.

Article Source: http://EzineArticles.com/?expert=Jennifer_Strong

Senior Citizen Cruise Ship Vacations – You’re Never Too Old by Tim Roseland

August 16, 2013 by · Leave a Comment
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As the members of the Baby Boomer generation have begun to reach retirement age, they have completely turned the traditional idea of the “sunset years” on its ear. The senior citizen of today is nowhere near ready to slow down, and has more opportunities than ever before to continue enjoying life to the full.

If you’re a senior citizen who’s been exploring life’s possibilities, you’ve undoubtedly thought about traveling. Finding vacation packages geared for seniors is easier than you can imagine, whether they be guided tours, travels with a church or other social group, or simply flying solo. But one sometimes overlooked senior travel possibility is the cruise ship vacation.

The cruise vacation industry has grown exponentially over the past ten years, and most cruise lines operate several different ships in a variety of classes. They have made their ships to accommodate, and fill their cruises with so many activities that you’re sure to find the one which is perfect for you.

Here’s a list of just some typical daily activities aboard one of the leading cruise lines:

– Low-impact aerobics
– Sunrise stretch class
– Walkathon
– Napkin folding
– Shopping and island information talks
– Party Bridge
– Golf putting tournament
– Art auction
– Cash prize Bingo
– Island music poolside
– Slots tournament
– Perfume seminar
– Jewelry and Cash Bingo
– Aquadynamics
– Blackjack tournament
– Piano music
– Movie
– Cocktail music
– Karaoke
– Piano bar entertainment
– Dance music
– 50s and 60s Trivia

This list, however, doesn’t include anything about the shipboard stage entertainment, the offshore excursions, or dining. Nor does sit mention the ship’s library, pool tables, onboard shops, and private deck areas along the ship’s stern where you can simply stretch out on a lounge chair and watch the clouds and ocean drift by.

Most cruises will offer lectures and seminars on everything from the culture of your next port-of-call to the wines being offered with the evenings’ entrees. If you love the food, you may be lucky enough to sit in on a cooking lesson with the ship’s chef (or even a visiting celebrity chef!) One cruise line will even let you earn SCUBA certification before you reach the next great coral reef.

The stage show offered of today’s cruise ships are every bit the equal of what you can expect to see in Las Vegas, complete with pyrotechnics, laser lighting, and huge casts of dancers and singers. Royal Caribbean has three ships with ice skating rinks, and even if you think your skating days are behind you, you can still enjoy their version of the Ice Capades! Vaudeville is alive and well on cruise ships, when you’re in the mood for sheer silliness.

Most cruise ships have cocktail mixers at which you can mingle with your shipmates, and most of them also have dance floors where you can strut your stuff. The casinos and Bingo parlors are great for fun on the days you’re at sea, but the ports-of-call you’ll visit are really the highlights of your cruise. Pulling into a tropical bay with balmy breezes and 75° temperatures when the folks back home are bundled up against the snow, and strolling along a deserted beach or playing a round of golf on one of the world’s elite courses are just some of the unforgettable experiences you’ll enjoy on your cruise.

You’ll never have a safer vacation environment than that of a cruise ship. Regardless of whether you’ll be traveling solo or with family or friends, you can relax completely and let yourself be pampered just as you’ve always dreamed. The only thing you won’t like about your senior cruise ship vacation is that you waited so long to take it!

myroadtotravel was created in late 2007 as way for my wife and I to do what we love most…Travel. We love to share our experiences with others and have recently created our first blog [http://www.myroadtotravelblog.com] to help us do just that. Through this blog, we offer travel tips, our own personal experiences/adventures and photos from our vacations. Please stop by and give us your feedback and remember, for all your travel booking needs please visit us athttp://www.myroadtotravel.com

Article Source: http://EzineArticles.com/?expert=Tim_Roseland

In an Aging Society – Are Senior Citizens Driving Safely? by Diane Carbo

August 15, 2013 by · Leave a Comment
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Remember when you couldn’t wait until you were old enough to drive. Getting a driver’s license gave us an opportunity to experience a new freedom we did not have before. For those of us with two parents working, driving meant taking ourselves and our siblings to after school activities and work. Driving took us to a level of independence that we had not experienced before. In an aging society of drivers, those very same feelings exist in many today. Driving gives us a sense of independence and freedom, the ability to go out and socialize, go to work or to church. Safety issues are a concern as many move into the golden years. The life expectancy of seniors is increasing. There are more active senior citizens out on the road today than ever before. Since we all age differently, many aging adults, can drive into their seventies and eighties. As we age, the risks for having a serious car accident that requires hospitalization rises. Statistics show that fatal car accidents rise after the age of seventy.

If you know an aging adult driver who is experiencing difficulty with driving, it is important to carefully monitor the situation. This article can help you determine whether you should take steps to encourage the senior to stop driving.

An aging society and risk

Some key risk factors that affect our aging society are:

Vision declines affecting depth perception and ability to judge speed of oncoming traffic. Night vision becomes a problem as our eyes loose the ability to process light. By age 60, you need three times the amount of light that you did at age 20 in order to drive safely after nightfall. We also become more sensitive to bright light and glare. Signs and road markings can be difficult to see.

With age, flexibility may decrease as response time increases. A full range of motion is crucial on the road. Turning your head both ways to see oncoming traffic, moving both hands and feet can be difficult for those with chronic conditions such a rheumatoid arthritis, or Parkinson’s disease, heart disease and diabetes.

Older adults in an aging society will often need to begin to take medications. Certain medications, as well as a combination of medications and alcohol, can increase driving risk. Be aware and careful about medication side-effects and interactions between medications. It is important to talk to your pharmacist to be aware of interactions that could affect your driving safely. Some medications cause drowsiness.

Aging affects our quality of sleep, resulting in daytime sleepiness. Falling asleep at the wheel is a major concern for those that dose off during the day.

The beginning of dementia or mental impairment can make driving more dangerous. A decreased mental capacity or decrease tolerance to stressful driving situations such as complex and confusing intersections may cause delayed reactions to sudden or confusing situations on the road. An aging brain and body does not have the same response time as we did when we were younger.

Look for warning signs

There are multiple warning signs that an aging adult is becoming or is an unsafe driver. Some of them are small, but if there are multiple concerns it may be time to talk about your concerns with the aging driver. Warning signs of an unsafe driver include

 

  • Abrupt lane changes, braking, or acceleration.
  • Increase in the dents and scrapes on the car or on fences, mailboxes, garage doors, curbs, etc
  • Trouble reading signs or navigating directions to get somewhere
  • Range-of-motion issues (looking over the shoulder, moving the hands or feet, etc.)
  • Becoming anxious or fearful while driving or feeling exhausted after driving
  • Experiencing more conflict on the road: other drivers honking; frustration or anger at other drivers. Oblivious to the frustration of other drivers towards them
  • Getting lost more often
  • Trouble paying attention to signals, road signs, pavement markings, or pedestrians
  • Slow reaction to changes in the driving environment
  • Increased traffic tickets or “warnings” by traffic or law enforcement officers
  • Forgetting to put on a safety belt

 

If you are concerned about an aging adult driver, closely monitor their driving before deciding whether they need a refresher coarse on their driving skills or approaching them to give up their driver’s license altogether. Ongoing and open communication is important to addressing the issue of driving. Studies conducted by Harvard and MIT show that while most drivers preferred to discuss the issue with their spouse, doctor or adult children (in that order), this is not the case for everyone. The right person may not necessarily be the most forceful or outspoken one, but rather someone whose judgment and empathy are especially trusted by the driver.

Talk with other family members, your doctor, and close friends to determine the best person for “the conversation.” Remember driving signifies independence, freedom and being self sufficient to active senior citizens. Realize you may meet with resistance and the aging driver may become defensive. Emotion may get in the way of a rational conversation. Express your concerns and give specific reasons for those concerns.

The goal is to get the aging driver be part of the decision making process

You may begin by asking your loved one to make some concessions because of your concerns.

 

  • Taking a driver refresher course
  • Not driving at night
  • Suggest they not drive on busy thoroughfares or during rush hour
  • Taking shorter trips
  • Not driving under adverse weather conditions
  • Encourage a visit to their primary care physician or pharmacist to go over medications that may affect driving skills. Your physician may be able to recommend a Driver Rehabilitation Specialist. This individual can assess driving safety by an office exam and driving test and make recommendations regarding special equipment or techniques that can improve the driver’s safety. Consider ways to decrease the need to drive. Check out alternatives to shopping by car, including:

  • Arrange for home deliveries of groceries and other goods, and try to arrange for home visits by clergy, medical and personal care providers, and government service providers.
  • Use financial services that don’t require bank visits, like automatic bill paying, direct deposit, and bank-by-phone or on-line banking services.

Fears of those living in an aging society 

Fear of isolation and decrease in socializing is a real concern for the aging driver. It is important to keep spirits high as the aging driver makes the adjustments to becoming a non driver. Be in tune to their need for fun, volunteering, work and religious activities. Create a transportation plan that can make it easier for the aging driver to give up driving. You can create a list of friends and family that are willing to drive, contact the church and the local Area Agency on Aging in regards to transportation programs in the area.

Some seniors may adjust better if they can keep their own car, but have others drive them. Their own car may feel more comfortable and familiar, and the sense of loss from not driving may be lessened. Remember, baby boomers have grown up walking out the door and being able to go where they want to go. We need to keep the aging adult driver and those on the road with them safe.

Diane Carbo RN- As a geriatric care manager, that has cared for her father and mother in law in their homes, she learned first hand how overwhelming, stressful, and time consuming caring for a loved one can be. Staying in their homes was very important to them. As a result, Diane started http://www.aginghomehealthcare.com to assist others age in familiar surroundings and avoid the emotional and frustrating task of maneuvering the medical delivery system

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

A Senior Citizen In Juvenile Hall by Eva Fry

August 9, 2013 by · Leave a Comment
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It was my first time speaking at Juvenile Hall, I was terrified! I had seen enough movies to know I didn’t want to be there. As I hurried through the metal detectors, and pushed through the big metal doors, my heart was pounding and I was filled with fear. I wondered if I would get out of this place alive.

I passed the holding tanks, rooms with big windows containing kids who had just been arrested. In there were kids pacing, fighting addictions, fearfully waiting to be assigned to a unit. Some kids were right at home. They knew this place! They had been there before.

When I stepped into the inner sanctum I heard sounds that confirmed my fears. Angry kids were screaming, using profane language. I heard loud pounding on the doors, which dotted the narrow hallways. Juvenile inmates were communicating through the thick cement walls. As I scurried along, I saw empty eyes piercing out at me through the small, eye level windows of their rooms. I passed through more metal doors and hallways, until I came to the unit I was to speak in. Inside sat fifty young men, of all nationalities. I knew from their varying hair color. Their backs were toward me. They were juveniles from the age of 15 to 17.

As I slowly walked to the front of the room, I made sure there was a guard on either side, in case one of them grabbed me. I took a deep breath and turned toward them. My heart stopped! I was shocked! They were just kids! I expected them to look like criminals, but they looked like they could be one of my nine grandkids.

Although some did appear tough, and others rough, there was something about them that touched me. At that moment, my life changed! A still small voice inside me said, “you must try to help them!”

Thus began my continuing, nine-year mission, to help kids who are in trouble with the law. These are my kids. “The Forgotten Kid.” The children we think we can lock up, throw away the key, and forget. The ones who learned most of the bad things they have done, from us, the older generation. They are kids, paying the price for the sins of society. Our scapegoats

There are up to 600 kids locked up, in this facility, at any time. The Hall houses kids from the age of 10 to 18, although I saw a nine-year and ten-year-old carrying blankets and pillows. Were they going camping?
No! They were headed to their rooms, to be locked up, for armed robbery.

BE A WINNER IN LIFE IS MY PROGRAM. I help the kids believe they can still be WINNERS. I teach them they have potential to do amazing things with their life. In fact, I believe God sent them to this earth to do good with their lives. I tell them each one is a genius, in their own way, and can do something better than anyone else can do. They must find their genius. They must go to school, obey the law, obey their parents, be honest and work hard. My goal is to share with them the same truths I taught my kids: the basic truths of right and wrong.

I hope to support the parents who are good parents, but their kids got on the wrong track. I try to teach the ones with bad parents, or no parents, values they were never taught: basic principals of good and bad.

How did I start speaking at Juvenile Hall? It began a long time ago, when I was a little girl, the daughter of an alcoholic father who emotionally damaged my mother and us kids. I grew up in circumstances similar to some of these young wards.

I speak to them because I would have loved to have had someone, who cared, talk to me when I was young.

Some of these kids, like me, are the off spring of parents who didn’t care how their actions affected their kids. We were from homes full of contention caused by parents with addictions. Sick parents who were unable to control their own lives, let alone parent a child. So-called parents, who lived in their own hell and created havoc in the lives of their children. Parents who abandoned their kids.

When I talk to the kids, I relate to the ones who hope to fix their parents, and those who must care for their siblings. I relate because I remember pouring my Dad’s alcohol down the drain, thinking it would fix our problems but instead, I got myself into lots of trouble. I remember taking money from my Dad’s pocket, after he passed out, to give to my Mom. Money for food.

I remember the day I realized that whatever I did at home would change nothing. I would never have the loving family I longed for. Like many of these kids, I turned to friends for the family I needed. Like them, they were usually the wrong kids of friends, peers who were doing bad things. I remember drinking alcohol, even though I hated it, so I could fit in.

I hear my same story, over and over again, at Juvenile Hall.

To help them I share a profound truth, which I discovered in my young life. “Bad things happen for a reason!”

My bad thing: after a wasted life, at the age of 57, my Dad died an alcoholic. His drink of choice was 100% over proof rum. The good thing: My Dad’s death led to me realize I didn’t want to end up like him, or give my kids the life he gave me. I eventually made a commitment to stop drinking and change my life. Thankfully I was young and not an alcoholic, like my Father and Grandfather.

My commitment worked! I share with them how wonderfully my life has turned out, because of one small choice. I used my Dad’s mistakes to choose a better life for myself. I now have the life I dreamed about. My husband and I have been happily married for 45 years and with our children and grandchildren, are a close knit, happy, non-drinking family.

I tell them, “you can turn the bad things which have happened in your life into motivation for a better life too.” I help them believe they still have time to change.

Another reason I speak at Juvenile Hall is because I was a victim of a drunk driver. At the age of 17, the car I was riding in was hit head-on by a drunk driver. My head went through the windshield. My nose and part of my ear was torn off. Thankfully doctors put me back together, but I came to realize the terrible carnage alcohol could cause. I’ve had a mission all my life to teach the evils of alcohol use. I was a speaker for Mother’s Against Drunk Driving for several years. In fact, they were the ones who first sent me to speak at Juvenile Hall.

I teach the kids to abstain from alcohol and drugs. I have commitment cards, which I encourage them to sign and honor. I know if I can help them make a commitment not to drink alcohol, or use drugs; they will have a better chance at changing their lives and reaching their potential. They don’t need alcohol or drugs in their life. Most of the kids are locked up because of their first drink of alcohol, which lead to drug use and criminal behavior.

One of the questions people always ask me is “what is it like to talk to young criminals? Do they listen to you?”

My answer is, “at first it took a little time to know what to say and how to say it, so they would accept me. It took me time to overcome my fear of knowing how to communicate with them and have them accept me.”

One night, one of them asked, “why do you come to Juvenile Hall?” I answered, “why do you think?” His response, “for the money!” I replied, “no one pays me, in fact the first time I spoke, someone stole the hub caps from my car.” His mouth fell open and then he really listened to my program.

I’m happy to say I do very well with them! The kids are very attentive. They know I care. I don’t judge them. In most cases, I don’t know what their crime is. I don’t want to know. I tell them that what they have done is wrong and they must pay the price. On the other hand, I hope to stop them from getting deeper into crime. If I can stop them from hurting someone in the future, I feel my time is worthwhile.

I know I won’t get through to all of them, but I hope to plant seeds, which may take root someday when they have choices to make. My dream is to save as many as I can.

It is very gratifying when I feel I have gotten through to them and when they thank me. One boy said. “You told me bad things happen for a reason. Your right!” I never would have gotten an education if I hadn’t come to Juvenile Hall. I just got my GED. I applied to a college and was accepted. I will be going to school to be come an engineer when I get out.”

I am happy when I feel I have helped them look at life in a more positive way.

I try to help them turn their mistakes and bad experiences into something good. My greatest success is that I encourage the kids at Juvenile Hall to write letters to save other kids from the consequences they are experiencing. They have written incredible letters. Their letters have great impact on other kids because they come from their peers. My latest book “Letters from Juvenile Hall, Kids Helping Kids contain the letters.

Here are inserts from some of the letters:

Addiction controlled my life. Don’t let it control you! I wish for all you guys to be safe, and I pray for you kids that don’t know what life is really about, because after that second when you make the bad decision, it goes down hill from there. Only you can change your future. I hope you all understand that there’s a number in prison with your name on it, if you don’t change. Now’s the time to change. Not later. Not when you get out, but now! If you don’t change now you never will.

Gang banging was my worst thing I ever gotten into. If I could take it back, I would. I repeated my Dad’s cycle.

Now I sit here in a one-room cell, facing 25 years to life. I want you to look around and see what kind of situation you’re in. Open you eyes and your minds and soak as much education as you can. I’m 17 years old in a couple of weeks. I will be graduating from high school (in Juvenile Hall). Education is the key to life.

I’m in the Hall, Unit 800. Why? Because I committed a sin while I was on drugs. At the age of 13, I started using drugs because my best friend was asking me to try some. At the age of 16, my charges are DUI, evading a peace officer, driving at an unsafe speed with no license, a firearm in the car and 187 murder.

All the violence that is going on in our community is not solving nothing. The only thing it’s doing is killing us off, one by one. Before you know it the human race will be extinct. Because we are the last of the dying breed. I’m only telling you this so you guys can make the right decision. Your homies probably say they are down for you, but they be faking, and that’s real. The only people that’s going to stick by you is your mama and your family. I seen too much in my life young homies and it’s not what you are thinking. I lost my little homie and that really hit me. All that was on my mind was retaliation but when I thought about it, I knew it wouldn’t bring him back so I thought of another game plan. I prayed!

Eva, I want to thank you for all the help that you have given me. All the little words you’ve spoken in your groups have helped me so much along the way. I have changed in ways that people wouldn’t believe. I have done a whole 360. Without the help of you, I see the change being 100% more difficult. I wish my family was around to see my new life.

As you can see, my experience with my kids, at Juvenile Hall, has been emotionally rewarding and very satisfying to me. These kids give my life meaning. I feel I am making a difference.

I continue to try to help kids. I have written a book called “BE A WINNER IN LIFE”, which I hope to get into the hands of every child in Juvenile Hall’s, all over the country. Also, I want to get it into the hands of parents. I hope to get to kids before they are locked up.

Yes I’m a grateful to be a senior citizen at Juvenile Hall! I’m grateful my senior years have value and that I am doing something with my time, which is worthwhile.

I now know that every senior citizen can use the wisdom they have gained throughout their life to make a difference. We can all do something. I encourage you to find a way to help a child. Our kids need you!

Eva Fry is an author, singer/songwriter and motivational speaker. She had a ten year volunteer program at Juvenile Hall called “Be a Winner in Life” She has three books “You Must Have a Dream” for seniors, “Be a Winner in Life” for kids, troubled kids and their parents, and Letters from Juvenile Hall, Kids Helping Kids” – for all kinds, especially those who are locked up and to help kids from being locked up. She started writing and songwriting at the age of 60. Her goal is to encourage seniors to reach their potential and help kids do the same. She has many free articles on her web site to help young and old. She has six CD’s which are spiritually based and inspire young and old. She is avilable as a speaker or performer. Her work is available on her web site Eva Fry – eva@evafry.com http://www.evafry.com ( She has many free articles on her web site)

Article Source: http://EzineArticles.com/?expert=Eva_Fry

Health Care for Senior Citizens – About Arthritis by KV Gopalakrishnan

August 8, 2013 by · Leave a Comment
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Once you cross the threshold of fifty years, it is best to be aware of some typical diseases which have the potential to diminish your enjoyment of everyday living. Arthritis is certainly one of the ailments that falls into this class. This article offers you, in a nutshell, information about the disease, as well as the lifestyle modifications, which might enable you to prevent it and address it if needed.

What is Arthritis?

Arthritis is typically the swelling and infection of one or more body joints, where a pair of bones meet. Arthritis develop when the cartilage, which protects a joint and enables it to move freely, gets affected. Since the cartilage facilitates in absorbing impact when stress is exerted on the joint like when you walk or jog, its damage affects movement of the joint. When the normal quantity of cartilage material diminishes, the bones may begin rubbing with each other, triggering discomfort, swelling (inflammation), and rigidity, resulting in Arthritis.

Causes for Arthritis

The damage to the cartilage and joint soreness can occur due to a variety of factors. This impairment to the cartilage can occur due to normal wear and tear of joints, a damaged bone, infection in the region caused by bacteria or virus, and in some cases due to an auto-immune condition wherein body immune system erroneously assaults healthy tissues. Generally Arthritis gets cured once the particular trigger goes away or is addressed. At times the disease does not get cured. When this occurs, it is called chronic Arthritis.

Signs and symptoms of Arthritis

The indicators of this illness include joint ache, joint inflammation, restricted movements of one’s joints, soreness on the skin close to a joint, stiffness especially in the early morning and warmth all-around a joint. An early on diagnosis of Rheumatoid Arthritis is definitely a crucial factor in treating it and also preventing it from turning into acute.

Treatment options for Arthritis

The healthcare specialist treating Arthritis is referred to as a Rheumatologist. The comprehensive treatment solution of Arthritis consists primarily of life-style modifications, physical exercise program, and if needed medicines, dietary supplements and surgical procedure. Immediate therapy include things like, heating or cooling, Orthotics (splints) support, water treatment and massage therapy. The objective of treatment is usually to minimize suffering, enhance function, and prevent further harm to the joint. Nevertheless, in a few instances, the root cause can not be remedied.

Cure for Arthritis – Lifestyle changes

Life-style modifications are the favored treatment solution for Arthritis as well as other types of joint inflammation. Primarily, it is important to get rid of any excess weight to reduce the stress on the affected joints. Physical exercise may help alleviate stiffness, minimize suffering and fatigue, and boost muscle and bone strength. It is best to seek advice from your therapist to design a workout plan that may suit your needs.. Work out plans may also incorporate low impact aerobic activity, flexibility workouts and power training for muscular tissues. If necessary, the therapist can recommend usage of some unique devices to help you to drive, dress and do other everyday activities.

Other tips which can enable you to get relief include:

 

  • Having 8-10 hours of sleep,
  • Avoiding remaining in one position.
  • Avoiding extra pressure on joints and
  • Practicing yoga and meditation.

 

So far as nutrition is concerned, it is best to eat healthy diet which include:

 

  • Substantial amount of fruits and veggies,
  • Omega three rich foodstuff such as fish, soybeans and walnuts.
  • Complex carbohydrates with minimal salt, sugar and fat
  • Green tea is claimed to scale back inflammation and degradation of cartilage.

 

Prevention of Arthritis

For prevention of Arthritis, please take care to avoid strain or injury to joints and also to have timely cure of infections in the region of joints. It might be far better to stay away from jogging after you cross fifty years of age mainly because it can result in weakness to knee joints and lower back.. Swimming is an effective alternative for jogging.

The lifestyle adjustments and the dietary recommendations described in the section ‘Cure for arthritis – Lifestyle changes’ are equally relevant in preventing it.

The goal of this short article is to present you with basic information about Arthritis as well as emphasize the significance of lifestyle modifications for curing and preventing it. Having said that, you should invariably seek the advice of a healthcare professional to treat the ailment.

Senor Citizen Consultant

Retired from Government service and enjoying life.

My aim is to help senior citizens by giving useful tips to enable them to enjoy health, wealth and happiness.

http://enjoyafter50.com/ <-Visit this website for tips and tricks to make your retirement life happy and enjoyable.

Article Source: http://EzineArticles.com/?expert=KV_Gopalakrishnan

An Enjoyable Disney World Adventure For Senior Citizens by Herb Leibacher

August 6, 2013 by · Leave a Comment
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You have finally decided to go to Disney World. The difference between you and many of the others who decide to go is that you have been waiting to travel here for most of your life. But, now that you are able to go, you wonder if it is too late. Disney World is a kids place so will there really be enough for you to do as a Senior Citizen? Do not worry and do not hesitate to pack your bags because not only will you have a blast while there, you will leave feeling like a kid again!

Attractions and Shows

Disney World is known for its magic and their shows and attractions are no exception. You could literally fill up each of your days at Disney World by just attending the shows. While they do have traditional dinner and short shows you can enjoy, Disney World goes above and beyond with several of their longer shows such as the Hall of Presidents and Walt Disney’s Carousel of Progress at the Magic Kingdom. Disney’s Hollywood Studios also has two great attractions that you will easily enjoy. Both The Great Movie and Walt Disney: One Man’s Dream offer wonderful historical perspectives of both Walt Disney and movies. Another great place to find attractions you will enjoy will be the Animal Kingdom where you can visit a petting zoo, travel nature trails, and observe animals while learning about their care.

Rides

Trying to decide the kind of ride you will be able to experience may be a little worrisome as well but rest assured there are plenty of rides that are fun for everyone. Many of Disney’s rides are developed so they are safe for people of all ages. In the Magic Kingdom, take the gentle It’s a Small World boat ride to learn about the various cultures, visit the jungle on the Jungle Cruise, fly through Neverland on the magical Peter Pan’s Flight, explore the unknown of outer space on the Astro Orbiter, or discover the sea with your mates on the Pirates of the Caribbean. After that, head over to Epcot to explore the world of energy on Ellen’s Energy Adventure before experiencing the evolution of communication on the slow riding Spaceship Earth. Finally, let your adventurer out to observe animals on the Kilimanjaro Safari at the Animal Kingdom.

Resorts

You have many options for places to stay during your visit to Disney World. All resorts offer rooms with showers wide enough to roll a wheelchair into and that have tub handrails. Additionally, all resorts have handicap accommodated rooms. Just make sure you do ask questions about any specific need you may have when you book the reservation.

Additional Activities

While you are at Disney World, make sure you take the time to see as many of the shows and street events as possible. Not only are these fantastic shows, but they will give you a great opportunity to rest during the day as well. Each park offers a variety of shows during the day and do not forget the night shows with fantastic light and firework displays.

Disney World may seem to be a place for young kids, but really it is a place for the young at heart. Do not let this misconception be a reason you do not go. There is plenty to do and experience as a senior citizen, so book your vacation, pack your bags, and let the adventure begin.

Herb likes to write about Disney World. Please check out his website that contains Disney World Vacation information as well as Disney Fantasmic information.

Article Source: http://EzineArticles.com/?expert=Herb_Leibacher

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
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Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

How The Senior Citizens Can Learn Self Defence by Imran Al

August 1, 2013 by · Leave a Comment
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Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defense. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

When Senior Citizens Become Suddenly Single by Beverly Slover

July 30, 2013 by · Leave a Comment
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7856870-mature-couple-in-love-senior-citizens-portraits-of-a-married-couple

In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Senior Citizens Can Do Well in Network Marketing by Irene Mori

July 29, 2013 by · Leave a Comment
Filed under: Articles, General 

Golden Years

If you have become a senior citizen, you have reached the golden years. It is time to enjoy life. Hopefully, you are healthy enough in mind and body to gain fulfillment in the autumn of your years.

Senior citizens have earned the right to sit back, relax, and enjoy life. Often this is not possible because the financial means are not there. It is a struggle to make ends meet as rising prices and dwindling resources have taken their toll. The bills for your daily needs, including medical and prescription costs, may have increased to the point where they are difficult to pay.

Enjoying life does not necessarily mean retiring from daily employment or work. Some seniors enjoy working well into their eighties and nineties. If they are able to do so, more power to them. Some politicians are good examples of this. They just keep working, serving, and giving even though they are financially able to retire and relax. They put themselves into the line of fire daily because they want to serve. Older entrepreneurs may be in the same boat.

Life has not dealt everyone with the same resources. As has always been true, life is not fair. Yet we take what we have been given and run with it, so to speak. We should make the best of our situation and do what we can to improve it.

As many older people have been forced into taking on menial jobs just to make some extra income or they found employment for the pure enjoyment of being out and seeing people, more senior citizens are working now than in earlier times. At this time in their lives, they may consider joining the network marketing industry for the first time. This can be a good thing or it can be a disaster.

There are hundreds of network marketing companies, and many are similar to each other. They all offer hope, but they often do not deliver. The main thing is to find a sponsor who is willing to help you succeed and to be willing to work hard. You will need to study and learn about all aspects of the company. You need to go in with an open mind and realize that the possibilities are there if you are willing to make it happen.

It is possible to achieve financial success so that you can enjoy your golden years, whether that means relaxing or continuing to work. The hope is alive.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with leads and recruiting for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Spend Time Musing – Suggestions For Senior Citizen Contemplation by Jerry Elrod

July 16, 2013 by · Leave a Comment
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One of the big time blessings of aging is having time to think. Senior citizens indulging in thought is one of the luxuries that has too many enemies. We are bidden by the distractions and temptations which discourage genuine, quiet, and worthwhile contemplation.

The patio at your home offers the silence and serenity necessary for productive or just meandering thought. The front porch allows the mind to wander and flit and the eye to gaze and the heart to be at peace. What more healthy enterprise can one find for engaging oneself than these? What more useful way to allow for the discovery of an idea or a thought, for the development of a series of pure fantasies that give one peace of spirit. Or such may allow one to launch out into new adventures full of exciting inquiries and inventively creative designs.

What if your thinking encouraged you to take up art or sculpting or writing poetry or penning short stories or designing greeting cards? What if watching the clouds opened up vistas beyond inspiring you to see there strange and wonderful childlike adventures?

Maybe you play the piano enough that your thinking could result in a worthy composition. Maybe your meditations could dissolve some great ethical problem. Maybe your mind holds a secret the world has long awaited!

Somewhere out there in the wonderland of our thoughts is a new discovery, a new uncharted course to new unfound lands, a path from our front door to doors previously unopened.

Spend the time in thought that might otherwise go begging for activity. Spend moments meditating over some great and moving inspiration that may unlock puzzles and break down barriers and leap over the impossible.

Your world will become larger…your mind more fruitful…your time well spent. Muse awhile every day and you may meet with some new retirement revelation.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon Shaw Elrod, manage Senior Citizen Journal online. For information on retirement, Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

No One Told Me Being A Senior Citizen Would Be Such Fun by Eva Fry

July 15, 2013 by · Leave a Comment
Filed under: Articles 

choir

I am a late-bloomer singer/songwriter from San Diego. I didn’t know how much fun it would be to be a senior citizen but my senior years have been my most exciting and I hope to inspire other seniors to live their dreams, as I am doing.

Let me tell you of my accomplishments, so you have an idea of what I have done and
why I hope to inspire you.

First, my age is a factor. I am now a Medicare recipient. I am 67. This doesn’t mean much, except seven years ago I began to write music. At the age of 60 I wrote my first
song, something I had no idea I could do. Since that time I have written 60 songs and
had all of them produced. I have completed six CD’s and have four of them on the
market. The amazing thing is, I have had 150 radio stations play my music.

Before I began to write music, I had no musical training. I could not read music and could not
play a musical instrument. I am now learning to play the guitar and piano. During these
seven years I also wrote and published three books. As you can tell, I have been busy,
but I am having the time of my life.

I hope to encourage others to live their dreams too. As I am proving, we can all do more
than we think we can. Your life can be exciting too!

At the age of 67, I am a singer/song writer, author, entertainer, motivational speaker and
comedienne. I am the MC for the City of San Diego Senior talent contests and have my
own shows at the San Diego and Orange County Fairs. I was 1st and 2nd runner up in the
Ms Senior America Pageant here in San Diego in 2005 & 2006
How was I was able to change my life from a stay-at-home Mom to entertainer? I did it
with a dream!

First, let me tell you about my youth. When I was young, I had two dreams. I wanted to
be a missionary and I wanted to be an entertainer, but life didn’t provide opportunities
for my dreams. My father was alcoholic. My childhood was very difficult. I married
young and began a family. My family then became my dream. I wanted to be a good
Mom, give my kids what I didn’t have and help my husband. I was successful. I have
three grown, responsible and righteous children who are now being good parents to my
nine grandchildren. My husband, Al, and I have been married for 47 years. We have a
happy life together.

I’m grateful for my “Mom” stage of life, but life moves on. When my children grew up,
a new stage developed. Time for old dreams! I still enjoy my family, but now I have a
life of my own too.

In my book “You Must Have a Dream” I tell of being in my empty nest and writing down
my old dreams and making plans to live them. I was shy and needed to overcome my
shyness, if I wanted to accomplish my dreams. In my 50’s I decided to go to college and
take a speech class. I was chosen to be on the speech team at Palomar College, in San
Marcos, California. I traveled for two years, all over America, with fun, intelligent
young people, competing in speech competitions. I won a national speaking award!

This accomplishment gave me the confidence I needed. I used my newfound talent to help others. For many years, I spoke for Mother’s Against Drug Driving, because I had
been a victim of a drunk driver, when I was young. I then began a volunteer program at
Juvenile Hall in San Diego, speaking to incarcerated young people, helping them change
their lives. I ultimately wrote my book “Be a Winner in Life”, for at-risk- young people
and their parents. This was part of my missionary dream. I have many letters of thanks
from troubled young people. My book is being used as a manual in a school in
Mississippi, in their drug and alcohol prevention program. My latest book is “Letters
From Juvenile Hall, Kids Helping Kids, A book of letters from the kids to help save
others from their consequences and a book of encouragement and council to the kids.

For my entertainment dream, I now had the confidence to be in front of people. I began to learn the words to old songs, which my mother loved, and entertain at care homes and
senior centers. The sweet souls, in my audience, loved my shows. They also thought I
was young, since most of them were many years older than I. I had such fun with them
and still do.

It was then I wondered if I could write my own songs. My first song was written in the
car, as I drove to my daughter’s home, in Las Vegas. I was age sixty. I could not read
music or play a musical instrument so I just sang into a cassette recorder. I wrote two
more songs and was told to take them to Justin Gray, the Music Director at Lawrence
Welk Theatre, ten minutes from my home. Justin produced my first songs and launched
my career. This was why I wrote my second book – “You Must Have a Dream” to show
others seniors how they can live their dreams, as I am doing.

What is my life like now? I love performing in my shows and making people happy. I
love inspiring others to live their dreams. Recently, a 78-year-old lady gave me two
books she had written and published. She was inspired after reading my book. I am so
proud of her. Her husband also just published a book. I have had many people thank me
for my books and inspiration. It feels good to help others.

I now know that God blesses us, when we choose to use the talents he has given us.

I believe we all need a philosophy for our own lives. My philosophy is this: I believe God
sent each one of us here on a mission. He gave us gifts and talents and potential. It
should be our life’s work to discover those gifts, develop them and reach our potential
and then take what we have learned and share it with others. We must do all we can to
make our world a better place. This is what I try to do and encourage others to do.
Whoever you are or whatever your age, with this philosophy, you will discover the true
meaning of happiness. Someone said, “Happiness lies in following a dream. I know this
is true.

I hope that my life story will inspire you to discover and live your dreams. You can do
more than you think you can! I’m grateful to be a late-bloomer, living my dreams and
having so much fun!

Eva Fry’s mission is to help others become better and happier. She is an inspirational author, singer/songwriter, motivational speaker, and seminar leader. Eva has published three books: “YOU MUST HAVE A DREAM” -for seniors, “BE A WINNER IN LIFE”-for good kids, troubled kids and their parents, and “LETTERS FROM JUVENILE HALL, KIDS HELPING KIDS” (Actual letters from kids at Juvenile Hall, intended to save other kids from destroying their lives). She has produced 7 Music CD’s: REMEMBER (new music for seniors), OH WHAT JOY CHIRSTMAS THE LITTLE THINGS (inspirational country), I LOVE LIVING THE TEACHINGS OF THE LORD (Gospel/Christian), SAVIOR OF MINE – (Christian), GOD GAVE YOU INTELLIGENCE (for children), CLASSICAL STYLE (instrumental).

Her music and books can be purchased at =>http://www.evafry.com Her books can also be ordered at any bookstore. email eva@evafry.com

Her articles have been published, all over the world. She invites you to use the FREE ARTICLES she has written for: at-risk kids as well as FREE ARTICLES of inspiration to help meet life’s challenges. Visit =>http://www.evafry.com

Article Source: http://EzineArticles.com/?expert=Eva_Fry

Information Speed Reader For Senior Citizens – Blog and RSS Readers by Robert McCluskey

July 12, 2013 by · Leave a Comment
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This is a great time to be alive if you are an information junkie, especially if you are a senior citizen and have more time on your hands to indulge your love of information than you did during your younger years. With the Internet you can read, listen and watch to your heart’s content.

But, senior information junkies have even better news! Absorbing and the learning new things from the information that is easily accessible on the Internet is one of the best things you can do to maintain your brain health, especially memory.

More good news! Using information gathering tools available free on the Internet can make your consumption of information easier, faster and more meaningful than randomly surfing from website to website. This article will reveal some of those tools: blog and RSS readers.

First, a little terminology. The word “blog” is a combination of the words “web log.” A blog is a kind of online diary that is published on the Internet. They usually offer subscriptions so that readers can receive and read new entries each time they are published. They also commonly offer the opportunity for readers to comment.

“RSS” is an abbreviation of the words “really simple syndication.” It simply indicates the means by which blogs, and some other forms of Internet information, are commonly published.

When you utilize a blog, or RSS, reader, you are aggregating and organizing many different sources of Internet information to which you have described, in one place. This makes them easier and faster to read, understand and remember.

Many free blog readers are available on the Internet. Some varieties are:

 

  • programs you download to your local computer
  • blog reader websites that display in your web browser
  • blog readers that are built into web browsers. For example, the latest versions of Microsoft Internet Explorer have blog readers built-in.

 

An example of the second type of blog reader is Google Reader. It has an excellent feature set including:

 

  • the ability to search for information by keywords
  • the ability to separate articles that you have read from those who have not
  • recommendations for new information sources based upon the sources you have previously selected

 

you can easily add a browser bookmark to this reader and start aggregating information from all over the World Wide Web for easy review as often as you like.

There is a lot of buzz about recent research indicating that many folks will live to 100 years of age in the foreseeable future. The quality of that long life will depend significantly on our mental health and activity as we age. Using blog readers has information aggregators can be fun and beneficial at the same time. Start using a blog reader today and improve your expertise in things that interest you.

Robert A. McCluskey

Bob McCluskey is a semi retired teacher and school administrator. He has recently been teaching college-level psychology classes and has developed a course in the psychology of aging. Bob teaches courses specifically designed for senior citizens and is especially interested in the mental health of aging, With an emphasis on the preservation and enhancement of memory.

If you would like to learn more about this topic visit our web site: Senior Technology News
Find out everything you would like to know about aging well

Article Source: http://EzineArticles.com/?expert=Robert_McCluskey

Furniture Pieces That All Senior Citizens Need by Monika Kay

July 11, 2013 by · Leave a Comment
Filed under: Articles 

As you get older, the body starts to break down and simple tasks can suddenly become very difficult. Going down the stairs or taking a bath can pose hazards that previously never existed. It might eventually be necessary to purchase furniture and accessories that can help you to get around the house easier. Here are some pieces that senior citizens should consider purchasing in the immediate future.

A Wheelchair

A wheelchair can be purchased for able-bodied and disabled individuals alike. For people who can still walk, using a wheelchair once in a while can take away the strain that is often felt in the joints. For individuals who have great difficulty walking, a wheelchair allows them to travel for long distances and participate in out-of-the-home activities.

A Bath Lift

Bath lifts are great apparatuses for the home because they take away a lot of the danger that can be found in bathrooms. Slippery floors and spills can make entering the tub a precarious activity. Bath lifts, on the other hand, slowly lower individuals from the top of the tub to the bottom. This makes bath time a considerably safer time.

A Lift Chair

Getting up from the couch or the recliner can be much more difficult for senior citizens. A lift chair takes away this difficulty by raising the back end of the apparatus, helping an individual to get up from a sitting position into a standing one. This is a great chair for any living room or den.

A Reclining Bed

These types of beds are very similar to the ones found in hospitals in that they can recline and lift at the headboard and the baseboard. Reclining beds meant for the home are a lot more comfortable and a lot less sterile. This is really good for older individuals who may have difficulty sleeping or who need to rest in a certain position.

A CD Player

This might seem like an odd choice but it has to do with quality of life as opposed to practicality. Several studies have shown that music can enliven and excite even the most comatose individuals. Many senior citizens fight off depression and loneliness and great music is one of the best cures for these conditions.

When it comes to acquiring furniture, older individuals should purchase things according to their needs. Older and more fragile bodies require assistance and all furniture pieces should accommodate this. The better equipped a home is, the more likely an individual can continue to live a full and happy life.

You must absolutely check out and browse the Lift Chair Store if you want to save BIG on mobility furniture, lift recliners and more… http://www.lift-chair-store.com/

Article Source: http://EzineArticles.com/?expert=Monika_Kay

 

Know How Senior Citizens Become Targets for Fraud by Diana R Beam

July 10, 2013 by · Leave a Comment
Filed under: Articles 

Although you and I can’t imagine cheating anyone- especially a sweet-natured senior citizen- thousands of other people can. In fact, they make a career of lurking in the shadows, waiting to the win the trust of your aging mother, beloved grandfather or isolated, elderly neighbor.

According to the National Crime Prevention Council, 56 to 80 percent of fraudulent telemarketers intentionally dial senior citizen’s telephone numbers. This is appalling information, of course. But this statistic hopefully has your full attention. To protect the aging loved ones in your family, you must commit yourself to two goals: one, to consistently stay abreast of fraud and scams directed toward the elderly; and two, make sure to educate your aging loved one about the do’s and don’ts of telephone communication, email responses, door-to-door sales visits and how to safely dispose of important personal information or documents that are no longer necessary to keep.

Aging seniors are often easy targets for criminals because:

  • The senior may be confused easily during telephone contact, either by dementia or hearing impairment.
  • The caller is a smooth talker who wins the trust of the vulnerable lady who lives alone.
  • If the dishonest telemarketer speaks sternly, demanding perhaps, that she absolutely must provide personal information, elderly seniors may feel intimidated, stressed and confused. More often than not, fraud has again been accomplished by the time the phone call ends. The senior may be unsure of how to judge if the call is legitimate, so the more pressured she feels; the more likely she is to give the demanded information.
  • The con artist telemarketer strikes up a conversation and asks many questions which not only builds a trusting relationship for a later con but also, the senior has unknowingly provided personal information to a potentially dangerous stranger. “You sound lonely today, Mrs. Smith. Does your family live in your neighborhood? What day does your daughter stop by? And that’s the only time you see other people? Just on that day? Well no wonder you sound a bit depressed.” You get the picture. By the end of many conversations, seniors have unknowingly placed themselves in danger not only for identity theft but also for burglary or worse.

 

Identity theft is rampant in our country and every person of every age is a potential victim. Keep in mind, though, that career thieves scope out particular trash cans- especially those of aging seniors. They wait for innocent victims to carelessly toss banking information, social security numbers, etc. in the trash can. So make a list of don’t-throw-away documents and tape it to your loved one’s fridge, to help her remember what to keep. Then periodically collect documents that are no longer needed and safely shred the information.

Helping aging loved ones can be a challenge because they can unwittingly become the targets of unscrupulous con artists that neither they, nor you, see coming. Your best defense is a proactive offense- starting with awareness.

Checking on aging loved ones every day to be sure they are safe is a challenge, however, you don’t have to go it alone. You have a valuable resource in Diana Beam, founder and owner of Keeping in Touch Solutions. Diana has ways to help your aging loved ones continue to live independently and safely in their own homes as long as possible while giving family comfort and peace of mind. Learn more at http://www.KeepinginTouchSolutions.com

Article Source: http://EzineArticles.com/?expert=Diana_R_Beam

How to Organize an Outdoor Event for Senior Citizens by Salma Owais

July 9, 2013 by · Leave a Comment
Filed under: Articles 

 Planning an event for senior citizens can be tricky especially if you do not belong to their age group. But if you are close to your parents, grand parents or uncles and aunts you can find different ways to make arrangements for such an event. Usually people become more emotional and touchy when they reach their retirement age and require extra attention. So if you are given the task of arranging an event for them you should know a few things about people of that age group before arranging the event. So before arranging any event like a reunion, a retirement party or even golden jubilee anniversary of a couple note down a few things and make the arrangements accordingly.

  • Search for good and well reputed event Rental Company so you can get good quality equipment for the event. You can find plenty of them on the internet. It would be better if you select the service near you.
  • Having a theme for a party can make it more attractive and interesting, but it is very obvious that you do not need to have a very adventurous and different theme. You need to create a decent and sophisticated ambiance for the gathering but it should not be too dull and boring. So go for a suitable theme. For example you can pick a theme of an old Hollywood movie of their era.
  • Although senior citizens are usually not very busy and have plenty of free time but it would still be better to arrange their event during the day so they can wind up early and go home to rest.
  • Venue should be nearby so they can reach the place easily in time.
  • Your event rental company may have stylish and well designed furniture but for senior citizens comfort comes first. Make sure that the sofas and chairs are comfortable enough for them.
  • There should be an adequate number of tables available with their seats so the guests do not have to look for a place put their belongings like purses, hats etc.
  • Keep the age group in mind before selecting the menu. Most seniors are not permitted to have rich or spicy food, so select food for them accordingly.
  • While serving alcohol keep an eye on the guests and make sure nobody gets more alcohol than they should.
  • Games can make any party more enjoyable; you can arrange bingo for the guests. ‘Play name that tune’ would also be a good option for them. You can play the music of an old song from their teenage era and let them guess the song. This will take them back to their days of youth.
  • Always keep medical help readily available when you arrange such an event, because excitement can sometimes cause medical emergencies in seniors.

 

For more information on Event rental culver-city visit hollywoodeventrentals.com

Article Source: http://EzineArticles.com/?expert=Salma_Owais

 

Great Gifts For Senior Citizens by Scott Moger

July 5, 2013 by · Leave a Comment
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We all know that one person (or couple) in our life that nearly brings us to the brink of a nervous breakdown during the holidays because we absolutely can’t find anything to buy for them. It’s a common problem, as some people just seem to literally have everything. But especially difficult is grandpa and/or grandma.

Luckily, there are still fun, unique gifts out there that can be had for very reasonable prices and that will really elicit a “wow, that’s so neat!” response from your grandparents or even from an unrelated but special “senior citizen.”

One of those unique gifts is the gift of American land. Yes, you can actually purchase one square inch of land in any/every state in the union. This gift is not only fun and original, but it’s also very sincere, as you will actually be issued a legal land deed for your purchase. Yes, a legal deed! Not only that, but the deeds can be personalized for almost any occasion, and will almost guarantee that your gift is the most popular one at the party or wherever you present your gift to your elder.

The gift of land is perfect for grandparents or quite honestly anyone from newborn babies to college students who will brag to their friends that they own land in all fifty states in the good ol’ US of A. This also makes an outstanding gift idea for Real Estate agents, professors, and even your boss. It has the gag gift feel, but with the official land deed and property listings booklet, they’ll know right away that they actually own a real piece of land.

The land deeds can be customized for birthdays, anniversaries, and pretty much any major holiday that you can think of. If you’re in a hurry for a clever, last minute gift idea, you can also have the certificate of land ownership emailed to you for easy printing and gift giving. So you’ll never have to worry about going shopping the night before a holiday or event. You can shop in your pajamas and still show up with the best present in the house!

If you have a little extra time, you can order the “gift of land” in a frame or even on an attractive, highly professional plaque for easy display. You can also just order the individually numbered deed by itself if you want to frame it or display it yourself.

Giving your grandmother, grandfather, a senior, or anyone the opportunity to own a piece of America, one square inch at a time, is not only something they can forever be proud of, but it will create a lasting impression of you as the gift-giver, which will more than likely pay off in the future.

There aren’t many places on the Internet where you can get your own piece of American land but the best place for great gifts for senior citizens might be www.veryclevergifts.com.

Author’s biography

Scott Moger is an Internet entrepreneur and author who has been published internationally. He’s CEO of EmaxVentures and has published a book on Internet marketing which includes chapters about gifts for senior citizens and unusual gifts for seniors. Earlier Mr. Moger held top management positions at Columbia Pictures, ABC TV, and 20th Century Fox TV and has represented Miramax Films and Warner Brothers TV.

Article Source: http://EzineArticles.com/?expert=Scott_Moger

 

Fitness For Senior Citizens by Thomas Shay

July 5, 2013 by · Leave a Comment
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As people grow older, their fitness level goes down due partially to indifference and also due to the aging process. People in the age group of 60 – 80 come under this category.

Their problem relating to physical and mental health can be tackled in a planned and scientific manner. Fitness is affected not only by physical illness but also by mental stress. The problems are universal and similar if not identical, among all senior citizens, irrespective of social or financial standing.

When we talk of physical health it is mostly a matter of proper diet and exercise. A doctor will say “Take plenty of vegetables, fruits, milk with rice or wheat preparations” to vegetarians and will add meat, fish and poultry to non-vegetarians. He will also mention the proportion of each item.

The well to do can follow the doctor’s instructions meticulously, provided they have the inclination to do so on a permanent basis. That will keep them out of harm’s way. They can be free of stomach disorders and other related illness. The problem crops up for people who cannot afford what the doctor prescribes as diet. There is no solution in this case.

Light exercises are recommended for old people. Nothing will strain the aging parts of the body is allowed. The best form of exercise, for a senior citizen is a brisk or ordinary walk, according to his physical condition and strength, both in the morning and evening.

There will be a marked reluctance to do exercises regularly and it cannot be avoided. It will of course affect the fitness level. This goes for the diet also. Most aged people eat what they like but not well for their system and end up in a clinic.

So, it is a bit difficult task to keep themselves fit but the effort should be made by near and dear ones to enforce some sort of discipline at least in the matter of diet. But, there is a very different aspect for aged person losing fitness is mental trouble. It is mostly a feeling of being unwanted by the younger generation and consequent reluctance to take care of their health.

Old age homes though providing food, shelter and medical needs cannot help in this matter. Only love and affection from their children and other members can give solace in this problem. In fact in such a situation the senior citizens may remain physically fit also.

Thomas W. Shay is a long time Author and Computer Consultant. Come visit his latest website about finding the best deals for Radial Arm Saw [http://www.radialarmsawshop.com/] and learn about Radial Arm Saw Safety [http://www.radialarmsawshop.com/radialarmsawsafety.htm] when using them.

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Senior Citizen Housing Choices Are Ready For Today’s Baby Boomer Retirees by Susan Elizabeth

July 3, 2013 by · Leave a Comment
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When it comes time to retire from work, there are some significant choices that you will need to make. One of them is whether you will continue to get up at the same time in the morning as when you had to go to work. Most people opt to not get up as early, but some still like doing that because it is such a habit.

Another choice is about where you want to live after retirement. It isn’t like anyone is saying you have to leave your house if you don’t want to, but many people think that finding an alternative kind of senior citizen housing is more appropriate than where they currently live.

There are so many baby boomers who are retiring right now, that there has been kind of a boom in the amount of places available for seniors to live in. There are a great amount of active retirement communities and assisted living facilities and even more and more nursing homes for people who need a lot of extra help.

But as far as where you are supposed to live, that is something that is completely up to the individual. And that kind of choice is one of the big characteristics of baby boomers; expecting to have a large amount of choice over their lives. That idea of being in charge of your own life certainly has not changed appreciably in any way since back when the boomers were in college.

In general, there are three choices in senior housing. These are identified by the amount of extra nursing and personal care that the residents require throughout the day. The active senior communities are where the folks live who need the least amount of extra personal care during the day. These are often based around sports like golf or tennis and have very active people living there.

The nursing home setups are where the people live who need the most extra assistance. These are staffed by nurses and doctors 24 hours a day and the people who live there need the most amount of extra care during the day.

In the middle are the assisted living facilities where people who need just a small amount of extra personal or nursing care live. This can be a place like a senior apartment complex or an entire community full of small homes where the residents live.

But no matter what amount of extra assistance a person needs after retirement, the internet can certainly help you find the best senior citizen housing option for you and your particular situation.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

A Senior Citizen Community For The Perfect Retirement by Susan Elizabeth

July 2, 2013 by · Leave a Comment
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Many times when people think about retiring from the world of the working, they are left wondering what their options are. For some, what really works out the best for them is o live with one of their children. This is not as common as it used to be, but is still a popular option.

For others, the best choice might be to consider moving to a senior citizen community. There are few kinds of these and most of the difference depends on what you like to do after you retire and move there.

Most of these retirement communities require that you buy a property there. In some there are standalone houses and in others, condos or apartments. But for the most part it is like buying a home anywhere, you need to deal with an agent onsite and have a closing and that kind of legal stuff.

Often, this transaction can be taken care of right there onsite. And some of the communities even have their own financing options through a lender so that once you sign up, the details of the buying the property are taken care of all at once.

They are not all like this, of course, but the days of consolidation are here and sometimes it is just so much easier to deal with one or two people rather than having to go trekking all around town to put all the parts of a deal together.

Some retirement communities feature their activities very heavily. And often these are participant sports like horseback riding or golf or tennis. There is no reason why you have to be interested in those particular things in order to have a residence there. It’s just that if the entire community is centered around that one idea, then you might feel out of place sometimes if that one idea is of no interest to you at all.

Many times, the senior retirement facilities are places that feature very little activity and in these cases living there is a lot like living anywhere else. Neighbors around you all interested in different things in their lives and going to the community center for special events every once in a while.

The big difference, though is that by choosing to live in senior community, you are pretty much limiting your choice of neighbors by age group. And if it suits you that all your neighbors are going to be of retirement age, then a senior citizen community might be the perfect place for you to spend your retirement years.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

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Senior Citizen Dating – Making Matches the Right Way by Susan Elizabeth

July 2, 2013 by · Leave a Comment
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One of the reasons that you hear that people like internet dating is that they can pretend to be somebody they are not. And still manage to get a lot of dates.

But no matter what you hear, or what you read in dating forums, this idea is wrong, false, incorrect, just plain bad and can lead you failure on any senior citizen dating website you decide to join.

Think about it this way for a moment. If you are really going to pretend to be someone you are not, how long do you think you are going to be able to keep up that facade? Are you going to invent an entire other life that only exists in your head. Are you really prepared to create all the details that it takes to be successful at being another person?

Just imagine how difficult this is going to be. Inventing things like a fake birthday, languages you speak, how much you weigh, how tall you are, your hair color or your accomplishments in life.

They train people for a long time at the spy agencies just for them to be believable in a couple of circumstances. And you probably don’t have any of that kind of training. Which will inevitably doom your best efforts at deceit to failure.

And when you’re found out, what have you gained? Its not like you have people to go out on dates with Or a list of phone numbers to call, or people who want to spend any time with you at all. You really have even less than when you stated because you wasted all your time trying to pretend.

The reality is so much easier to deal with. If you are bald, well, then say so. Lots of women like bald men. If you are carrying a couple of extra pounds, own up to it, many people of both sexes don’t mind and even enjoy going out with someone who isn’t stick thin.

It is so easy to be yourself in an online dating situation that the trouble it takes to invent a different person just for the dating sites is just not worth it.

This doesn’t mean you have to compose a tell-all story of your past failed relationships, it just means that it is OK to be the real person that you are. And when you sign up to a senior citizen dating site you will find it so much easier to attract the person you are really looking for if you are truthful that you will never consider being any other way again.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior citizen dating and other baby boomer topics on her site at www.second50years.com.

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Senior Citizen Medical Alert Systems and Fall Detectors by Angelo Losavio

July 1, 2013 by · Leave a Comment
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If you are looking for a medical alert system to protect an elderly loved one, be sure to do your homework.  There are a lot of companies out there that offer personal emergency response systems with a number of features and benefits that are very useful and others with serious limitations.  For example medical alert phones may be a practical solution for your elderly loved one if they are comfortable with the technology and you believe that they are not in a great risk of falling in becoming incapacitated. A medical alert phone is more or less a wireless phone that you can program with an auto dial feature.  It allows the user to carry the telephone around and be able to present auto dial button and be connected with friends, relatives or emergency response professionals but it does require them to be able to access the telephone, operate the telephone and communicate with the person that they’re calling.

The trouble with these medical alert phones is that in the event of a sudden illness, fainting or slip and fall the elderly user may not be able to find, use or even remember that they have the phone.  On the plus side, these systems are cheaper than medical monitoring systems as there is no monthly monitoring service to pay for.  By getting your senior citizen a reliable mobile phone and preprogramming personal contact numbers into autodial you pretty much accomplish the same effect. We’re not knocking these phones we just want to point out that while they give the user access to a telephone service remotely the system is only as strong as its weakest link.

When an elderly person falls chances are they are going to be disoriented.  If they are too confused to find and operate a remote medical alert phones they will not be able to use this system to summon help.

A more practical solution is a medical alert system that can be activated using a pushbutton that is worn around the neck as a pendant or on the wrist like a watch. These medical alarm systems will allow your parent to maintain an independent lifestyle because you’ll have the peace of mind of knowing that they can get help simply by pushing a button.

A typical medical alert system has a transmitter which is worn by the user and receiver located somewhere in the house.  The range on these devices generally will cover the interior of an average home but they will not provide any protection once you go outside their radio range. Some systems will alert the monitoring station when the signal is lost in the call will be placed to the home to determine if everything is all right.

The basic system operates under the scenario that the elderly person falls and is unable to get up to reach a phone to call for help. By pushing the panic button on the pendant or wristwatch transmitter a coal box is activated in the house which connects the caller to the monitoring station. The monitoring agent speaks with the user to determine how to best help remedy the situation. If the user is coherent and able to give instructions to the monitoring station those instructions will typically be followed. If the caller can’t be reached or understood, the monitoring station will then follow a predetermined emergency call protocol which may include calling 911 responders, relatives, friends and next-door neighbors.

The worst-case scenario is that an elderly person falls and becomes unconscious, or they suffer a stroke. In this state they are unable to push a panic button. That’s where an auto fall detector can be the difference between life and death.  A senior monitoring system with a fall-alert feature should, in theory, create an alarm at the monitoring station which will prompt an operator to contact the user to see if everything is all right.

Other more elaborate monitoring systems can actually provide richer detail and true fault detection. Sometimes when people fall they don’t fold face down and make a loud thump on the ground.  Sometimes they simply slumped down slowly to the floor or chair.  Most fall detection systems are only activated if the device is violently jarred. A more subtle and advanced system will be able to detect the positioning and inactivity as well as changes in body functions to alert the monitoring station.

These more advanced monitoring systems that are able to monitor heart rate, skin temperature and mobility are slightly more expensive but offer much more protection. The downside is that the device that monitors bodily functions must be worn around the chest and some users may find this too invasive.

There are no simple solutions to providing total safety to a senior citizen living at home.  All medical monitoring and emergency response systems for aging people have their pluses and minuses.  A system that may be right for your grandmother may not work for your grandfather. It’s important that you study the features and benefits of all the top brands to decide which features you can live with and which ones are not worth paying for.

If you’ve had personal experience with a monitoring service that you’d like to recommend or suggest that we take a critical look at please get in touch by leaving a comment below.

Lifestation – Senior Monitoring Service

myHalo – Medical Monitoring – True Fall Detection and Medical Monitor

VRI Medical Alert Systems

Freedom Alert – Medical Alert Phone

Wellcore Personal Emergency Response

Philips Lifeline with AutoAlert

Brickhouse Alert Fall Detection Device

Response Link Medical Alert

Life Guardian Medical Alarm System

Connect America Medical Alert

Find support and discover how you can give your elderly loved one the care they deserve – without burning out or going broke – by visiting ElderKind.com. This site will help make caring for that special senior citizen less stressful. Get fast, free and easy access to elder care resources at ElderKind.com

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Bodybuilding Health – Exercises For Senior Citizens by Machahi John Joel

June 27, 2013 by · Leave a Comment
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Crafting the ideal bodybuilding program

With the special concerns highlighted above, the training program, the bodybuilding exercises, the intensity and frequency of training must be precisely considered before setting up the ideal program. Remember that at this age, most senior citizens have assorted health complications ranging from hypertension, diabetes to kidney failures. The body is particularly susceptible to accumulating fats and the metabolism is usually skewed.

The contemporary health and fitness approach, that is the approach of initiating bodybuilding training as a means to optimal health and physical fitness, requires that everyone remains active in the gym, regardless of age. The idea therefore, is to design a bodybuilding training regimen that counters these age-borne adversities and thus maintains the body at a prime state.

The special features of their training program

The programs for older adults must feature:

 

  • Aggressive weight loss strategies
  • Increased cardiovascular exercises for a healthy cardiovascular system and weight loss
  • Moderate intensity in weight exercises to stimulate muscle growth
  • Endurance training to strengthen the bones
  • Proper diet rich in minerals like iron and calcium
  • Reduced training frequency (Ideally at two days a week)
  • Reduced training duration (Ideally at 35-45 minutes)

Ideal Kinds of Exercises 

There are particular bodybuilding exercises that must be incorporated in the training regimen for senior citizens. Remember that the exercises must be construed as intent on assisting the older adults regain or maintain their health and physical fitness. They should incorporate four distinct types of exercises namely:

 

  • Weight lifting exercises for strength (Maintain an intensity level between low and medium)
  • Balance exercises that stimulate physical fitness (Ideally done using free weights i.e. side leg raises)
  • Stretching exercises for flexibility
  • Endurance exercises that last longer but with a minimal intensity i.e. jogging, walking, swimming or riding a bicycle.

 

For these exercises, two workout sessions of 40 minutes each will be ideal. In most cases, a senior citizen is advised to contract a fitness trainer or at least to consult one regularly. This will ensure that his or her bodybuilding program is comprehensive, safe and beneficial. That means that they can craft a workout schedule like the following:

Monday

· Pre-workout warm up – 5 minutes

· Endurance exercises – 15 Minutes

· balance exercises for – 15 minutes

· Post workout warm up – 5 minutes

Thursday

· Pre-workout warm up – 5 minutes

· Stretching exercises – 15 Minutes

· Weight exercises for – 15 minutes

· Post workout warm up – 5 minutes

Two individuals cannot craft a similar bodybuilding regimen. Older adults must design their own program based on:

· Age

· Body strength

· History in the gym

· Medical status of health

· Body fat ratio

· Daily activity levels

· Diet program

· Diet supplementation

Conclusion

There are some particular issues that need to be considered even as the program takes off. Lets us regard these as safety tips that will assist senior citizens in deriving maximal benefits from bodybuilding training despite advance in age. Here they are:

· Consult the physician before initiating any bodybuilding training and severally while on the program

· The light activities should always begin a training session and the intensity should then increase gradually

· Warm ups are a must before and after a training session

· Keep the body well hydrated before, during and after workouts

· Rest durations must be at least 72 hours long

· Proper dressing and protective gear must always be worn while in the gym or on the track

There is a link between a bodybuilding lifestyle and optimal health. Once an individual strikes that link, he or she attains optimal physical fitness as a by-product. With the right information, you can easily set up a training regimen that is centered on bodybuilding health. From this program, muscle mass and strength will accrue and with it physical fitness.

Machahi John Joel is a successful body builder who has spent the last four years pumping iron. It is from this background that he now writes expert articles trying to expound on the link between bodybuilding, health and physical fitness. Learn more about that critical link at [http://digitalhealthandfitness.com/]. In this information age, you need a digital connection to a happy life.

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Choosing the Right Pet For a Senior Citizen? by Kelly Marshall

June 25, 2013 by · Leave a Comment
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When you are in a place where you are holding a purring cat or playing with a dog in the yard, have you ever noticed that you are often in a good mood? Many people have noticed that pets can give us warm feelings of love and importance, and while these are important no matter what age you are, more people are beginning to notice that the elderly can really benefit from them. There are many studies that show that the owning and handling of animals will significantly benefit the health of the individual, and that owning pets that make them feel loved and important can help the elderly to lead to longer, healthier lives.

Is there an elderly person in your life who could benefit from the love that an animal has to give? While many people are interested in getting a pet for the senior citizen in their life, they often do not know where to start. If this is something that you are thinking about doing, you will find that it is very important to prepare and to make sure that you are going to be able to get them the pet that is right for them. Take some time and consider the matter. Are they in a situation where they are going to be able to take care of the animal and do they like animals? Many people find that they can ease their family into the idea if they introduce them to a pet through a service first.

When you are looking for a pet for a senior citizen, you should start by looking for an older animal, especially if the person in question has some limited mobility. For instance, there are cats and dogs that are adults and ready to be adopted from the animal shelter. There are many advantages to adopting adult animals. For instance, you already know how large the animal is going to get and you also know what their temperament is like. You will not be bringing a bouncy youngster into the home that will need to be trained and you will find that older animals tend to be very laid back. Not only are you going to be giving an older animal a home, you will find that they can be just the perfect fit for the person you have in mind.

If the senior citizen in question has never owned an animal before, you will find that this is something that requires a lot of discussion. Ask them if they have ever considered it, and make sure that they do get to meet the animals in question. Getting a good match in terms of personality and lifestyle is essential, as is making sure that the levels of care that are necessary are going to suit. Take some time and make sure that you consider what your options are when you are thinking about finding the right pet for the senior citizen in your life.

Pets can enhance our lives in so many ways, so make sure that you consider what they can do for the older person in your life!

This article was written by Kelly Marshall of http://www.ohmydogsupplies.com – the only place to go for dog feeders metal, stainless steel, and wrought iron.

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A Guide to Medications For Senior Citizens by David Crumrine

June 24, 2013 by · Leave a Comment
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Although modern medicines have many benefits for senior citizens in treatment of age-related disease, caution needs to be taken when using a combination of medicines. Medicine or “drugs” can refer to any substance you get with a prescription, any oral or topical substance used for pain relief, and dietary supplements. Any substance that has the potential to interact with other substances in the body can be considered in this category. To prevent mixing medicinal substances together that could be harmful, always let your doctor know what medications you take in addition to those prescribed. Senior citizens should keep a list of medications and doses that they take and bring it to every doctor’s appointment.

It is very important to practice safe habits with medication as many drugs can be lethal is taken in the wrong way. Senior citizens should use the following tips to ensure safe use of medication. Companions or caregivers should use these tips to help facilitate and encourage proper medication use.

Tips for when you are Prescribed Medications

When a doctor prescribes a new medication for specified symptoms, remember the following tips for how to proceed afterward:

 

  • Tell your doctor about all other medications you currently take,
  • Remind primary care physicians about allergies that you have or side effects that you experience from other types of medications.
  • Be sure that you understand exactly how all of your medications work and how to properly take them.

 

Here are some helpful questions to get this information:

 

  • What is the name of the medication?
  • Why am I taking it?
  • How many times a day should I take it?
  • Should I take this medication before, during, or after meals?
  • What does “as needed” mean?
  • When should I stop taking the medication?
  • If I forget to take the medication, what should I do?
  • What side effects can I expect?

 

You can also ask your pharmacist these questions and others to get more information about your medication. By having all of your medications filled at the same pharmacy, the pharmacy may be able to predict harmful interactions if all of your medications are kept on file. When getting a prescription filled at the pharmacy, keep these tips in mind:

 

  • Be sure that you can read and understand all directions and writing materials that accompany prescribed medication.
  • Check that you can open the container the medicine is in.
  • Let your pharmacist know if you have difficulty swallowing pills, so that you can get a liquid variety if available – Do not crush or chew medication meant to be swallowed.
  • Ask about the best way to store the medication.
  • Be sure that the label of the medication indicates that it is the correct medication you were prescribed and displays your name.

Tips for Taking Medications 

After filling a prescription for a medication that you received from your doctor, you should be sure that you follow directions for taking that medication. Here are some tips for safely taking a combination of medications:

 

  • Have a list of medications; include the doctor who prescribed it, the name of the medication, the reason you take it, and the directions for use.
  • Read and save all written information that comes with prescribed medication
  • Take your medication exactly in the way that it is meant to be taken.
  • Let your doctor know immediately if you experience any unexpected side effects from the medication.
  • Use charts, calendars, or weekly pillboxes to help you remember which medications to take on a daily basis.
  • Make sure companions or caregivers know when and how you are supposed to take your medication so that they can remind you.
  • Do not skip medication – if you have trouble affording medication, research programs that can aid in funding for needed medications. Medicare, a government program for senior citizens, may be a good place to start.
  • Avoid mixing alcohol and medication – alcohol can cause medications to not work correctly.
  • Take medication until it is finished or your doctor instructs you to stop.
  • Do not take medication prescribed to others.
  • Do not take medication in the dark to avoid making a mistake.
  • Check expiration dates on your pill bottles in case a medication should be replaced.
  • Do not leave your medication in the open where children or pets could get to them.

 

The Caring Space
http://www.TheCaringSpace.com

David Crumrine at the Caring Space
We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

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Starting a Home Based Business – A Consideration For Senior Citizen Retirees by Jed Tooke

June 21, 2013 by · Comments Off on Starting a Home Based Business – A Consideration For Senior Citizen Retirees by Jed Tooke
Filed under: Articles 

Who needs to consider starting a home based business? The answer is YOU and the overwhelming majority of people, due to the Recession. However, in particular and one of the most vulnerable to the affects of the Recession are senior citizen retirees.

Many individuals from age 55 and above who are retired and receiving Social Security or a company pension may have to come out of retirement and find a job. Retired senior citizens face a huge challenge when competing for jobs against those who are younger. Retirees do not want to cut back their lifestyle at this stage of the game.

Recently, a study done by Charles Schwab & Co. estimates that a large number of senior citizen retirees in the United States are considering returning to the workforce on at least a part-time basis.

What Can Senior Citizens do about it?

Since older job seekers, especially those who have been out of the workforce in the recent past will have a difficult time competing. The best option is to start a home business on the Internet.

They need to prepare themselves with the necessary information and skills needed to accept the challenge of starting a business on the Internet. If some retirees already have the needed technical skills and resources they are good to go.

For those who do not, I encourage you to first purchase a state-of-the-art computer and learn basic computer and Internet skills. That can be done by way of the thousands of free online tutorials. You will most likely need a mentor, friend or some other person to guide you from beginning to end. Do not let the idea of training and learning something new cause you to give up. Also, neither age nor gender is a factor in this industry; it is open to everyone.

In addition to those resources, you will need be self-disciplined and self-motivated to get started with building a home business and ultimately become financially secure. If doing it on a part-time basis is sufficient to supplement your income, all well and good. However, you should know that there is no limit on the amount of income you can generate, either part-time or full-time.

Also, for those who think you can simply join a home business opportunity, promote it for a couple of weeks and expect to get rich, is not reality. Dismiss that idea and do it the right way. If you join a legitimate home business opportunity, you will be on the road to starting a home based business and ultimately, financial freedom.

Learn the real truth about starting a home based business [http://homebasedbusinessteam.com/03/starting-a-home-based-business-4/] working with a team. Discover how working with a team in building a business for you that yields residual income which means independence and financial freedom.

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Memory Techniques For Senior Citizens – Secrets to a Lasting Memory! by Carson Hill

June 20, 2013 by · Leave a Comment
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The mind is very capable of growing and generating beyond what we give it credit for! Senior citizens can greatly reduce their brains lack of focus by taking time for small brain stimulation sessions each day.

I recommend starting your brain exercise five minutes a day, Monday through Friday and gradually working up to a fifteen minutes a day session. The objective of the brain sessions is to only focus on the minds growth by stretching it beyond it’s normal though capacity.

Brain techniques can consist of anything that stimulates the mind beyond it’s normal thinking capacity. A great place to start is number memorization. The great thing about number memorization techniques is that it is simple and very easy to chart progress. It is also optimal for brain stimulation since numbers are not fairly plain and not distracting. When doing brain stimulation, you do not want to be in the creative, visual mode.

List about three to five numbers on a piece of paper. Now turn the paper over and see if you can remember what numbers you just wrote. Use thicker paper so you can not see the other side. Now add an additional digit until your brain is really having to stretch to remember them all. This is were the benefit results!

Do this for about fifteen minutes a day, five days a week and you will begin to notice additional focus ability and memory strength. These two assets go hand in hand!

You may incorporate other exercises as long as they do not distract you. keep the goal of your exercises mind resistance and not increased intelligence. Work your mind out just like you would a muscle.

Now that you understand the basic principle behind memory technique with an exercise method available, you can start to schedule five minutes of your day aside for this alone. You will be amazed how much this small exercise can help your ability to focus and remember.

If you liked this information you may locate more details at http://www.regrowmybrain.info You can also visit: http://www.squidoo.com/memory-fitness-for-senior-citizens

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Senior Citizens and Cell Phones by John Dondero

June 19, 2013 by · Leave a Comment
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As I speak to more operators and administrators of independent and assisted living facilities in regards to their telephone infrastructure strategy. It is clear that they are no longer providing telephone service as a standard amenity in their homes. This is for two main reasons; First they don’t want to have the hassle of billing like they are a phone company. Also, with all the phone options available today, senior citizens are also taking advantage of cable telephone, VoIP and cellular options. In fact, much like their grandchildren seniors in retirement communities are choosing to only use cellular service instead of having a landline or both. When I first started my sales career fifteen years ago middle aged people would come in and complain about how complicated the cutting edge bag phone and flip phones were. I sometimes laugh at this now because comparing those phones to the Palms, Blackberrys and iPhones of today is like comparing telegraph to the touch tone phone. However, companies like Jitterbug Cellular Phones are focusing on the senior citizen niche and making simple cell phones because not everyone needs a computer in their pocket.

The Jitterbug J, may be the perfect option for seniors wanting independence or who are living in independent and assisted living facilities. It can give their families who are always worried about eldercare, peace of mind, because they know it’s a phone simple enough for their elderly parents to use. We will look at what makes this generation of phone different?

The Jitterbug J, “the phone for everyone,” starts with a large bright color display that uses a large easy to read font with clarity. The keypad has large roomy backlit buttons that are laid out for easy dialing for the elderly. The earphone eliminates background noise, has a dial tone similar to landlines similar to landlines when you open the phone with a powerful speaker. The phone eliminates confusing menus and only requires a yes or a no. They offer 24/7 U.S. based customer service and operators who can update the phone book, connect calls and provide directory assistance.

The rate plans start at $14.99 per month and offer upgrades like the Jitterbug Complete Care Bundle. The bundle provides roadside assistance, handset replacement and Jitterbug LiveNurse through a partnership with FONEMED. LiveNurse gives loved ones 24/7 access to registered nurses in English or Spanish. They can assist in connecting them to a large pre-recorded health information library with current information on a variety of topics. The nurses can also help document a users personal health history.

With technology simplified, better customer service, and cheap and easy billing, it’s no wonder more seniors are using cell phones with assistive technologies for safety and security.

John Dondero has spent ten years in the medical equipment industry. He has sold radiology systems to hospitals, medical hardware and software, and now RFID devices including Senior Safety equipment to Senior Living facilities.

To find more information on senior or family safety and security issues, please visit [http://www.silverlifechoices.com]

for more information on the Jitterbug J please visit [http://silverlifechoices.com/jjitterbug.aspx]

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What Options Are Available to Keep Senior Citizens Safe and Independent in Their Own Home? by Michelle M. Kelly

June 18, 2013 by · Leave a Comment
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There are many options available that can help keep senior citizens safe and secure in their own home while also helping to keep them independent of nursing home facilities, retirement homes and other less personal alternatives. These options can be used independently or in conjunction to customize a solution that makes the most sense in your particular situation.

1) Automated Medical Alert Pendants / Necklaces — Many monitored services are available out there that offer a personal medical alert pendant or necklace that can be worn around the neck and in the event of an emergency (medical, police or fire), the authorities can be signaled at the touch of a button and help can be on its way. When monitored by a security company, this becomes a very valuable piece of equipment and can safe the live of your loved one.

2) Automated Wristwatch Medical Alert — Much like the above option, the personal medical alert watches act in the same manner. The difference is that the watch is worn around the wrist, rather than around the neck. Other than that, the functionality is identical.

3) Medical Alert Bracelets or Necklaces — These are just like ID bracelets or dog tags and list allergies or medical conditions so that if the authorities arrive after an emergency they know how to treat you or your loved one without causing additional problems. This option does not alert the authorities – just gives them more information when they arrive on the scene.

4) A Home Security System — A Traditional Home Security System is great for senior citizens as well. In the event of an intruder, fire or even a Carbon Monoxide leak, a signal can be passed to a central monitoring station for immediate investigation and dispatch. Also, depending upon the options selected with your security system, you can have a Two Way Voice component where 24 hours a day / 7 days a week / 365 days a year, you can talk directly with a live security representative from your alarm panel in the event of an emergency. Also, there are typically Police, Fire and Medical panic buttons on the alarm panels for immediate signaling to the monitoring center.

5) Programmable Keychain Remotes — If you would prefer not to wear a pendant or wristwatch, but would like to know that help is just a button push away, keychain remotes that come with the home security systems, can be programmed to have the panic button signal medical personnel in the event of an emergency, rather than police, which is the default setting. If this option would better suit you, you can discuss your needs with your security company to find the best solution.

The reality of the situation is that you will probably want to consider multiple solutions above since many of these items work together to help protect your loves ones in a myriad of ways. A recommendation would be to decide on whether you would prefer a medical pendant, a wristwatch or a programmable remote for your one push medical alert solution and couple this with the monitoring from your security system. From there, the only question is whether or not you would also like to have a bracelet or other ID indicating any allergies or illnesses in case of emergency. Or you can simply attach this information to your pendant or wristwatch so that everything is in one place.

Security Monitoring prices and packages can vary, but for around $40 per month – some packages are less and some are more, you can have whole house protection along with medical. The peace of mind that comes along with this package is included for no additional charge – regardless of the security vendor that you select. Plus you can save up to 20% on your Homeowners Insurance, which can negate some or all of your monthly monitoring charge.

Regardless, this is a much cheaper alternative to nursing homes or retirement homes and you can keep your elderly loved ones happy, independent and safe in the process.

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Article Source: http://EzineArticles.com/?expert=Michelle_M._Kelly

Senior Citizens Need Their Pets by Debbie Foster

June 17, 2013 by · Leave a Comment
Filed under: Articles 

Most senior citizens who have pets treat them like they are their children. Of course, you don’t need to be a senior to do that, but homes without children of the human kind truly do have children of the furry kind.

In addition to providing companionship, unconditional love and a calming effect, larger pets can also provide a sense of safety to seniors. Its also been shown that people who have pets tend to live longer. Pet ownership, as we all know, also has its responsibilities. Sometimes these responsibilities are more difficult on seniors and keeping their pets can present problems. The escalating cost of veterinary bills and the ability to transport their pets when many don’t drive are very real issues.

Several cities in Colorado have been surveying their veterinarian population to find out which ones offer discounts to senior citizens for pet care, as well as which ones either make home visits or provide some type of transportation assistance and other help. In Fort Collins, their Senior Advisory Board obtained a grant allowing it to start a mobile veterinary service for seniors called Elder Pet Care. What a great idea!! Seniors are charged based on a sliding scale for veterinary services performed at their homes. The program is now self-sustaining after ten years.

Some transit systems, like the city of Loveland, CO are also on board by allowing pets to ride in crates. Transit systems in Boston, Toronto, Seattle and San Francisco allow full size dogs on leashes to come on board as well as ferries in some of these cities.

I think all these programs are worth duplicating across the United States. Next time you’re at your vet, why not ask if they’re involved in any programs that offer discounts or mobile pet care to seniors. After all, it never hurts to ask!

Debbie Foster is the owner of Pet Beds Unlimited and an avid animal lover. You can find a wide selection of quality pet beds, dog crates, dog carriers [http://www.petbedsunlimited.com/dog_carriers.html], dog pens [http://www.petbedsunlimited.com/dog_pens.html], cat beds, cat carriers and pet strollers at [http://petbedsunlimited.com]

Article Source: http://EzineArticles.com/?expert=Debbie_Foster

Senior Citizen Travel Insurance by Kirthy Shetty

June 15, 2013 by · Leave a Comment
Filed under: Articles 

If you’re having a retired life and are looking out for a holiday package then, don’t overlook your insurance cover. It’s indispensable to get yourself insured while you travel so that if you happen to fall sick or break down due to some illness you don’t have to incur a huge medical expense in a foreign country. Avert any astronomical medical expenses. Enjoy your vacation. Look out for your options under Senior Citizen Travel Insurance cover.

o Discount Airfares, Holidays & Vacation Packages

Online travel planning and flight-booking. Purchase airline tickets online, find vacation packages, and make hotel and car reservations, find maps, destination information, travel news and more.

o Travel Information, adventure, travel and luxury tours

African safari with Abacus African Safari vacation – romantic and exciting African safaris adventure travel, exotic honeymoon, family tours or luxury safaris.

o Sales Courses

UK sales training and courses for business and personal sales development. Improve your sales skills with our industry recognised courses.

o Mortgages UK

UK based mortgage supplier offering first time buyer, variable rate and fixed rate mortgage quotes.

Such Insurance covers any illness or accident whilst traveling? You’re at the right place; special insurance policy such as a Senior Citizen Travel’s offers a good insurance cover for senior citizens in the age 65 to 89 years.

Other Travel Insurance covers available are:

Single Trip Insurance:

Cheap holiday insurance is available as and when you need it. Single trip cover is simple to arrange and offered at fantastic prices online.

Annual Travel Insurance:

Ideal for families, annual cover can often be cheaper than arranging single trip insurance every time. Best of all, it means you only have to think about it once and every time you go away you can relax in the knowledge that you’re protected.

Backpackers Insurance:

The longer the trip, the higher the risk of mishap and the more you’ll need to be backed by excellent cover in the event of an emergency. Online backpackers travel insurance won’t blow your budget and covers a wide range of trips – from a month’s jaunt around Europe to your next global adventure.

Business Travel Insurance:

Business travel can be stressful, infinitely worse if something goes wrong. Stay stress-free with our cost effective and tailor made business travel insurance packages.

Golf Insurance:

Golf insurance is vital, and not only for the reasons you may imagine. In addition to the risk to themselves, golfers can accidentally cause injury to others and even damage to property. An excellent insurance deal may make your next game less expensive!

With Senior Citizen Travel Insurance avail annual multi-trip policies for people up to the age of 79. Over 65 tour insurance policies are designed for mature and retired people in UK looking for good all round holiday cover at a competitive price. Try your online route for more options.

Kirthy Shetty, expert author, platinum status

Ski Travel Insurance services online:

Ski Travel Insurance

Online Back Packer Travel Insurance UK:

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Article Source: http://EzineArticles.com/?expert=Kirthy_Shetty

 

Senior Citizen Laser Eye Surgery by Dr. Frank Thomnpson

June 15, 2013 by · Leave a Comment
Filed under: Articles 

Presbyopia is one of the most common conditions affecting senior citizens nowadays. Presbyopia is caused by the eye’s inability to focus in old age, especially with near objects. Thus, blurring of vision occurs, more prominently in the dark. Presbyopia typically presents with blurring of vision when looking at near objects, requiring patients to hold objects far away to be able to see or read. Some people who are nearsighted before they are 40 years old find that their nearsightedness is actually surprisingly advantageous, allowing them to see more clearly when presbyopia starts to set in.

Previously, presbyopia was treated with corrective lenses that are able to compensate for the loss of the eye’s ability to focus effectively. If the patient has an additional refractive error, convex lenses can be used. If corrective lenses aren’t enough, senior citizens can be given a prescription for bifocals or multifocals. The downside to the use of these lenses is that they can occasionally distort the images that you see. Also, the prescription of the glasses changes constantly, as presbyopia progresses.

Senior citizens who would rather not use eyeglasses or contact lenses can opt to undergo laser eye surgery in order to correct presbyopia. Typically, LASIK eye surgery is used in correcting presbyopia. Conventional LASIK eye surgery, however, can further aggravate the senior citizen’s inability to see things up close. Thus, instead of employing the typical LASIK eye surgery, a specific approach, known as monovision, is used.

The monovision approach was initially employed using contact lenses. One contact lens corrects near vision in one eye while the other contact lens corrects distance vision in the other. In time, a more permanent form of monovision was developed. Instead of using contact lenses, laser can be used to permanently change the vision of the eye. One eye can be permanently corrected for near vision while the other eye is permanently corrected for distance vision.

Some people find it very hard to adjust to monovision. Before undergoing monovision laser eye surgery, it is a good idea to first try with contact lenses. This will help you determine whether you can handle permanent monovision or not. If you can’t, laser eye surgery may not be for you. You may want to consider other forms of treatment for presbyopia. These treatments include the use of intraocular lenses and novel techniques, such as the use of scleral expansion bands and the surgical reversal of presbyopia, or SRP.

If you would like to learn more vital information that is critical to your well being then visit the resources below.

Cons of Lasik eye surgery [http://www.correctiveeyesurgery.biz/consoflasikeyesurgery.html]

Laik corrective eye surgery [http://www.correctiveeyesurgery.biz/lasikcorrectiveeyesurgery.html]

Corrective eye surgery [http://www.correctiveeyesurgery.biz]

Article Source: http://EzineArticles.com/?expert=Dr._Frank_Thomnpson

 

Adsense Senior Citizen Affiliates: Why The Road To Success Is Much Harder For Them by Christopher Kyalo

June 14, 2013 by · Comments Off on Adsense Senior Citizen Affiliates: Why The Road To Success Is Much Harder For Them by Christopher Kyalo
Filed under: Articles 

There is no age limit that locks out any senior citizen from being and AdSense affiliate. Still the road to success is much harder for them. The culprit is mostly their past and sticking too rigidly to rules that may have applied better to offline businesses.

Many an AdSense senior citizen affiliate has failed to take advantage of many online opportunities to improve their businesses simply because it goes against everything they have learnt in their long offline experience.

Probably the thing that bothers many AdSense senior citizen affiliates most is how something effective and valuable can be available for free. It is a lot more difficult for the grasp the popular online business model of offering something for free, building up huge traffic and then finding a way to make money by targeting a fraction of your current free users.

This is exactly how Google grew into the huge giant of a company that we know today. This is the exact model they used when they started off with their then revolutionary and powerful new search engine. This is a concept that one needs to not only grasp and understand but to also fully embrace as a probable model that an online entrepreneur can use or their own business, before somebody can stand a good chance of being successful online.

To succeed AdSense senior citizen affiliates need to stop being so rigid to their old ways and beliefs and accept the revolutionary new ways of the World Wide Web.

Learn more about the best home business opportunity from a blogger who rakes in thousands of dollars… and growing from their home business. Also get the bloggers’ amazing free report How I used only free articles marketing to get thousands of hits daily at my site.

Article Source: http://EzineArticles.com/?expert=Christopher_Kyalo

Creating a Senior Citizen-Friendly Environment by Warren Comer

June 14, 2013 by · Leave a Comment
Filed under: Articles 

Now, more than ever, elderly adults opt to stay in the comforts of their homes instead of living in a nursing facility. That is why an increasing number of home owners are beginning to adjust the environments of their houses in order to make it more senior citizen-friendly. This can be a task that would require a great amount of effort, and just like any endeavor that you’d like to accomplish successfully, it requires a lot of efficient planning.

If you’re a concerned relative who wants only what’s best for your elderly member, there are two general tips that you should remember. (Note that every senior experiences a unique condition from the rest and it would be wrong to generalize their particular needs.):

1) As I have mentioned: plan. Though you’d want to take action as soon as possible in order to shorten your loved one’s discomfort, it will be impractical to simply throw in one idea over another without properly considering the most efficient way of doing them.

Planning includes checking every part of your home and making a list from the simple things that may need adjustments to things that you think you may install to make the house more convenient. Some details that you’d want to consider are the width of your door frames — especially if your senior uses a device such as a wheelchair or a walker, the floor — make sure that the surface is not at all slippery and is clear of clutter, and the availability of space in the house — ensure that there is enough of it to allow the senior to move about without bumping on furniture or appliances.

Finally when you’ve made your list, you can proceed to the organizing part. Evaluate your list and see which items go with each other or in which areas of the house should each adjustment be applied. The evaluation will also allow you to realize if you’ve missed some important issues. For instance, in choosing the best materials or brands to utilize and considering your financial needs, you may realize that you need to determine further which ones are affordable for the time being and if you’re going to need to apply for a loan.

A great plan leads to great implementation. When you’ve finally come up with a well thought out plan, made a list of all the adjustments and materials needed, and specialists you may consult, you can finally proceed to putting this plan into effect. Remember that if you keep the well-being of the elderly in your heart, for the entirety of this project, you’ll be able to successfully pull it through.

In performing these tasks, make sure that every adjustment is favorable to your senior. Allow him/her to tag along if you’re going shopping for recliner chairs or walkers and make them try various models and sizes so they could choose which ones are best for them. It is also important to allow them to familiarize with the adjustments you’ve made so they’d be aware of the changes and quickly adapt to them.

Family First HomeCare is the perfect solution for seniors and others in need in New Jersey who are not ready to leave their home for an institutional setting, but because of illness or chronic conditions need support to remain at home. We improve your life by providing compassionate, one-on-one care in the comfort of your own home. Find out more about senior care services in New Jersey.

Article Source: http://EzineArticles.com/?expert=Warren_Comer

 

Grants for Senior Citizens: Why Apply? by Erin Millano

June 13, 2013 by · Leave a Comment
Filed under: Articles 

The crisis-stricken global economy of our era has affected all people, even our seniors, too.

Retirement fund, whether invested in stocks, stored in the banks, or simply piled up in their safety vaults, has been much affected by the global crash. Most of which is spent to augment their emergency and urgent needs. This leaves them with nothing but literally crumbs of bread. Some cling to the vague hope of finding a home that will sufficiently and trouble-freely provide their every need.

But let’s face it, even the shelters for seniors nowadays are finding a hard time making both ends meet with the limited supply of finances they hold. They, too, are vulnerable to the economy as much as the elderly whom they are catering to.

The point here is that, no matter how non-profit organizations give their services for free, they still have to pay for what they give. And there lies the rub. In one way or another, somebody has to ask for help to supplement the elders’ needs. But the good news here is not only the shelter can ask for help, even the elderly are capable of it. All it takes is a bit of cunning to convince charitable companies and government units, and some guts to do it.

Never mind if you don’t have the writing prowess to jot a proposal, somebody else can take care of it.

So, are you too old to find ways to support your needs? Or are you too cliché of an organization to ask for support from the federal government and other agencies? Think again. For non-profit organizations, all it takes is determination, a will to sustain your noble cause in order to find ways for it. As for the seniors, all it takes is a handful of grit, a will to live your sunset days untroubled. Then let the rest take care of itself.

Or if you’re still doubtful whether there is an agency out there that will choose giving their charities to you than to a thousand others, here’s one advice: If you believe you deserve the assistance, just ask. Again just ask. There are people who are specially tasked to write a convincing grants proposal for senior citizens.

The government is spending millions of dollars for grants, mentioning aside what non-government agencies shed for it. If you believe there isn’t enough for you, rethink about it. Your only task here is to believe that you deserve a grant, and that you are fortunate enough that there are people out there who are willing to give them to you, and that senior citizens also have the right to quality life.

The grant for senior citizens, you see, is a privilege just waiting for any deserving person who has the courage enough to request for it. Now if that person is you, why have second thoughts? No one has been too old to be able to pose an appeal for a better life.

Mind you, more than enough are willing to help those who send their proposals.

Erin Millano has always been passionate to improve the quality of life of marginalized, low-income individuals, and families. She is a lobbyist, freelance photojournalist, and proposal writer.

Article Source: http://EzineArticles.com/?expert=Erin_Millano

Senior Citizens Vs Crime by Victor C Swindell

June 13, 2013 by · Leave a Comment
Filed under: Articles 

What can we say about Senior Citizens?

  • They are Old!
  • They are Slow!
  • They have money!
  • They have nice expensive stuff!
  • They make easy targets to rob and beat up.
  • And almost no one seems to care.

 

Lately, you many have seen various news stories where senior citizens were a target of crime. In one of the latest stories in 2012 a WWII veteran was attacked, beaten, and car-jacked during daylight at a busy Detroit gas station and he had to crawl across a concrete parking lot to get help. If this wasn’t tragic enough there were lots of people who walked and drove pass him during this ordeal. What a shame! If you have seen the TV Show WHAT WOULD YOU DO, you know that we have a society of people who choose not to get involved, or treat a crime in progress like watching a reality television show. Some would say that this is a sign of the modern times, but it has happened before. During the same war in which this soldier fought a government decided to lie, round-up and exterminate some of its citizens, while other citizens turned a blind eye and did nothing. So history would prove that, many citizen chose not to get involved. We all hope that when we are in danger that others would come to assist us. Don’t necessarily count on it. The first line of defense in your life is YOU.

7 Things Senior Citizens Can Do

  1. Have a crime preventions specialist or local police give your residence a home security survey. They can tell you of things you can do to decrease you chances of being targeted.
  1. If you are returning home, look around of suspicious-looking strangers, have your key ready. If someone is home, alert them that you are coming home and to keep watch out for you. Don’t linger at the door. If you see someone near your house, go to your neighbor’s house and pretend to be a visitor, and it would be a good time to call the police.
  1. Establish a light up and lock-up routine to make sure all your doors and windows are locked. Be sure to close your drapes and pull down shades when you are retiring for the night.
  1. Jesus sent his disciples out two-by-two. This is an example you should adopt if possible. Whenever you need to go shopping or on an excursion that take you away from home, try to take a friend or relative with you.
  1. Try to vary your routines, you don’t know who is watching you and trying to figure when you are not going to be home.
  1. When parking, Try to park as close to your destination. Younger people should park a little further out to save spaces for elderly people.
  1. Be mindful of strangers, not all of them are really trying to help you- TRUST YOUR GUT!

 

Victor Swindell is a freelance writer of informational blogs on self defense and security countermeasures. PepperEyes.com is dedicated to providing you with the best and most affordable personal protection products on the market to meet your security needs. We believe that in today’s society being equipped mentally and physically is no longer an option.

visit http://www.peppereyes.com

Article Source: http://EzineArticles.com/?expert=Victor_C_Swindell

 

Mobile Phones For Senior Citizens by Kathie R. Dionisio

June 13, 2013 by · Leave a Comment
Filed under: Articles 

Many of the old people I know are fixed in their ways and they have the idea that they’re not up to using new technology. However, a cell phone in the hands of a senior citizen can be a life-saver. It’s pretty useless having a land line if you’re face down in the back yard after falling down.

They have these little devices that senior citizens can wear around their necks, but all they do is summon emergency services and the monthly cost is way higher than the cost of a cell phone. It’s mostly the older generation that keep their land lines anyway, so if you know a senior citizen that may be at risk, try to persuade them to get a cell phone instead, the cost may even be less.

Most senior citizens won’t want to text their BFFs in the assisted living facility so a simple cell phone will be the answer. Most of us have old cell phones somewhere in the house and giving an old cell phone to an old person is a thoughtful way to recycle them. In some areas there are charities where you can drop off your unwanted phone and they are distributed to older folks who may be in poor health or live alone. It’s even a good way to get rid of the charger too, because many cell phone recycling places don’t want the old cases, car or wall chargers.

If the old person can get into the habit of carrying a cell phone in their pocket all the time then help will always be at hand for them. You may have to sit down and show them how to use it including how to plug it up and recharge it, but if you can impress on them how helpful it will be in case they have a problem, then they might listen. Call every day to make sure they’re carrying it.

Many seniors unfortunately suffer from Alzheimer’s or senile dementia and hundreds of them wander off and get lost every year. If you have an elderly friend or relative, you could add a GPS tracking system to their phone, hopefully they will remember to take the phone with them before they go wandering off.

Even if it saves just a few from getting into serious problems it’s a good idea. Chances are they won’t use it much anyway, so a pay-as-you-go plan that costs only $10 a month may be sufficient to keep them safe and give you peace of mind if you can’t visit as often as you like.

Find out more about mobile recycling and recycle iPhone 4 16GB options.

Article Source: http://EzineArticles.com/?expert=Kathie_R._Dionisio

Tips For Senior Citizens To Live Safer And Longer In Their Own Homes by Jamie McAdams

June 13, 2013 by · Leave a Comment
Filed under: Articles 

As people age, they are more prone to injuries occurring in their home. Common injuries that affect senior citizens are falls that occur in the home. In addition, medical emergencies often occur while a person is at home, and can be life threatening especially if immediate medical attention is not taken. Relying on other individuals being around to call for emergency services is a risky proposition, as for example if a fall happens in the shower it may take hours for someone to realize what has happened. Every minute is vital during injuries and medical emergencies.

While falls are a common cause of injury, there are several steps one can take to help prevent falling in the first place. These fall prevention tips include staying fit and active, wearing sensible shoes, removing tripping hazards from the walkways in the home, and ensuring walkways in the home have ample lighting. In addition, ensuring that stairways have hand rails, steps have non-slip treads, toilets are at the appropriate height, and grab bars are in the shower and tub helps to prevent falls.

In addition to the fall prevention tips listed above, it may be important to consider other ways of improving safety at home. To offset the dangers of living or being at home alone as one ages, a home medical alert system could be considered as an important component of living safely and independently at home.

A medical alert system is simply a system that enables a person to push a button, typically waterproof and worn somewhere on the body, which causes the medical alert company to respond typically within 20 seconds. The company is able to provide assistance over the phone, contact friends and relatives, and notify emergency services personnel if required.

Medical alert systems are appropriate for people who live alone, who are 65 years of age or older, have fallen in the past 3 years, who are worried about falling in the shower, and who have any health issues which could potentially require use of an ambulance. A medical alert system can provide peace of mind for seniors and their families, and can help keep seniors living in their own home independently.

Visit [http://www.MedAlertSystems.us] for more information on medical alert systems.

Jamie McAdams has worked in home health care and has worked with senior citizens in-home.

Article Source: http://EzineArticles.com/?expert=Jamie_McAdams

Informative Information for Female Senior Citizens and Purse Snatching by Lawanna Bean

June 12, 2013 by · Leave a Comment
Filed under: Articles 

Female Senior Citizens and Purse Snatching

I have read several articles recently about older women having their purses snatched. I am a 70 year old female senior citizen and realize that women who are older are perfect victims for purse snatchers. Mainly, because they are not able to defend themselves as well as a younger, more alert and strong person. Being a female senior citizen, this concerns me personally.

Did you know that statistics are that the majority of purse snatchers are young men under the age of 18? They are quicker, stronger and more alert, so an older woman would be a prime target for them.

By the way, if you try to hold on to your purse or resist in any way, there is always the possibility that you could fall and break a hip. Older people don’t have the balance they once did when they were younger. And for some reason, we tend to fall differently. When we are younger we are able to think quick enough to try and brace our fall. But as we get older, we don’t always think to do that, therefore we are more prone to broken bones.

There are a lot of challenges being a senior citizen. Just to name a few:

 

  • Balance,
  • Difficulty hearing
  • Impaired vision
  • Forgetfulness
  • Our side peripheral vision is not as good as it once was

 

Personally, I have to admit carrying a purse is just one more thing to keep up with when I’m out and about. And now we have to remember to have our cell phones with us at all times as well as our keys and our and purses. It’s just too much! So it’s very important to eliminate as many opportunities of having your purse snatched as possible.

Scenarios for Purse Snatchers:

 

  • It’s not a good idea to go shopping alone. If possible, go with a friend.
  • I know better, but I have been guilty of walking a few feet away from the grocery cart at the grocery store with my purse in it. NOT a good idea. Never leave your purse open or unattended.
  • Waiting for a bus at a bus stop.
  • Areas that are not well lit at night.

 

Common Sense Ideas:

If it’s at all possible, leave your purse at home. Put the credit card and/or checkbook in your pants or jacket pocket. That way, the opportunity is eliminated entirely. For some reason, we tend to think that we have to have all of our credit cards, checkbooks, etc with us at all times.

 

  • A good investment would be a Fanny or Belt Pack. Granted they certainly aren’t very pretty, and you can’t carry very much in them. But they have the advantage of fitting snugly around your waist and are easily accessible when you need them. You can even wear them under your shirt or jacket. They have just enough room for a little cash, a credit card and your driver’s license, all the things that are necessary for a shopping trip.
  • And for goodness sake, don’t be guilty of putting your name or address on your keys. Then you not only have lost your purse, but you have the added worry of knowing the person now knows where you live.
  • One idea that works for me, if I think of it, is to put my purse at the bottom of the grocery cart before I start shopping. That way, someone would have to literally empty my cart to get to my purse.

 

Carry a Purse if You Must

Some of us old timers think a purse is a necessity. So if you really have to take a purse with you only carry whatever is absolutely necessary. Leave all unnecessary valuable items at home.

If you do carry a credit card, it’s a good idea to make a copy of the number and phone number so you can call and report it as lost or stolen.

Ways to Protect Yourself

 

  • For under $10.00, you can have a small container of Pepper Spray or Mace. Pepper spray often has a quick release key chain that allows you to separate your keys from the pepper spray container. It sprays up to 10 feet and will temporarily blind your attacker.
  • There are inexpensive personal alarms that can be put on your key chain. If you are in harm’s way, just a touch of a button will send off a high decibel crisis alarm and send the perpetrator packing!
  • There is an alarm that fits around your wrist and also attaches to your purse. If someone tries to grab your purse, the pull of the purse will set off an alarm immediately. In most cases, the person will drop the purse and run for their life.

 

Remember, when you carry a purse, it’s always in plain sight. That, in itself gives the purse snatcher a golden opportunity to just grab it and run. Always take precautions and protect yourself!

Don’t be a Victim!

Lawanna Bean is passionate about marketing products that will help people stay safe. The products she found are top quality and competitively priced. Most of us can’t afford an expensive home security system, but that’s no reason we can’t be protected. A canister of mace or Pepper Spray costs under $10.00. Personal safety for you and your family should be your No. 1 priority!

Be sure and visit her website, http://www.peppersprayetcstore.com. Get informed and take action today!

Article Source: http://EzineArticles.com/?expert=Lawanna_Bean

 

Online Home Business is a Good Alternative For Senior Citizens That Still Want to Work by Per Fossum

June 11, 2013 by · Leave a Comment
Filed under: Articles 

Most people looking forward to the day they become senior citizens and the right to enjoy every day. Many do this as well, especially those who have put aside a lot of money for the retirement existence, have a holiday house boat, like to travel or engage in other forms of leisure life and activities.

But, what about those who have not put aside money or do not have any of the other things? For these people, there will be a lot of sitting home and watching TV. One day is equal to the second and with little variation. After a time they want a work again.

To find a job in retirement is not easy, unless you are expert in a field and can start up the service with this in one form or another. For example, information and training, repairs, etc.

Internet business from home can be a good solution, but the problem is that many of these newly established senior citizens have no experience with PC or the Internet. For these are the first to familiarize themselves with basic computer usage and internet through books or courses. If this is right for them, they can invest in a PC and do an Internet connection.

We have learned from the past that we should have patience and not go too fast forward in many different contexts. This applies also to build an online business.

To build up an online business is like going up a ladder, you have to take one step at a time and not try to skip a step. Then you can fall down and have to start over again. I hope you understand the comparison.

Many Senior Citizens and older people have here some problems versus younger people. Most forgets faster, hear and do not look so good anymore and they do not work as quickly as before. Therefore also use the slightly longer time to learn things. They have simply not sufficient time to have patience. They want to get started as soon as possible.

It is then better to buy services in order to get things done, and it is perhaps much better. But, be wise. . . be careful.

Seniors are often targeted by criminals because it can sometimes be easier to gain the trust of a senior, and also because the older ones probably have set aside savings and thus become a more lucrative target.

It can be helpful to keep some of the following tips in mind to help you or your loved one protected against scams and frauds, especially when shopping or working online.

For those seniors who need to make money, considering starting an online business opportunity program, here are some tips.

You do not have to pay hundreds of dollars for nothing! Any company looking for a great deal of money from you to do business, you should stay away completely!

You are strongly urged not to make a move on any kind of internet marketing opportunity that requires the outlay of that kind of money.

Most internet opportunities can be up and running for only a few hundred dollars in a day or two and that would be a fairly big deal.

At last. . . As I said before, older people forget faster, so please try to remember this. If you sign up for a 30 day trial program for $1, then later, after 30 days, you will be charged for $25 per month,

Do not forget to cancel if you do not want to continue.

Per Fossum is from Norway and a former Forex trader.After his retirement,he moved to Thailand where he works with his own online Home Business.
Made his website from Site Sell.

Article Source: http://EzineArticles.com/?expert=Per_Fossum

 

Medicare and Medicaid For Senior Citizens by David Crumrine

June 11, 2013 by · Leave a Comment
Filed under: Articles 

There are two main programs administered by the government that offer benefits to senior citizens – Medicare and Medicaid.  Medicare is available for all senior citizens age 65 or older.  Those under age 65 with certain disabilities may also be eligible for Medicare.  If you are not a U.S. citizen, you must have entered the U.S. lawfully at least five years prior to receiving Medicare benefits. Medicaid is for people with limited income.

Medicare has two parts. Part A is the hospital insurance and Part B is the medical insurance.

Medicare Part A can pay for home health care if the patient meets certain requirements.  Part A is set up mainly to pay for care in a hospital or skilled nursing facility, or by hospice.  Depending on the amount of Medicare taxes paid by the patient and their spouse over their lifetimes, they may not have to pay a monthly fee for Medicare Part A.  Otherwise, the patient may have to enroll and pay a premium.

Medicare Part B is the medical portion which helps pay for medically-necessary doctors’ services and other patient care.  Part B can also pay for some preventative services (like flu shots) or some services to keep certain illnesses from getting worse.  The standard monthly premium for Medicare Part B was $96.40 in 2008.

You have two main options in how you get your Medicare coverage.  

You can choose traditional Medicare coverage, which is managed by the Federal government.  This plan provides Medicare Part A and Part B coverage.  The recipient can choose to have either Part A or Part B or both.  There is a mandatory deductible, and usually coinsurance charges for each time one gets service. A Medicare supplemental insurance policy known as “Medigap,” can also be purchased. This helps pay for some of the “gaps” such as co-payments, coinsurances, and deductibles.

Medicare Advantage Plans, offered by Medicare-approved private insurance companies (called Part C) is another option.  They generally provide services in addition to Part A and Part B services.  Co-payments, co-insurance, and deductibles are likely to be less, but you pay a monthly premium.

Medicare Part D is available for senior citizens with limited income to help pay for prescription costs.

Medicaid

Medicaid is a health insurance program designed for people with low-income.  It is funded by both the Federal and state government.  Each state administers the program for its residents. Rules for eligibility include the potential recipient’s income and assets.  Each state may have slightly different rules for determining financial need and other eligibility requirements.

If the senior citizen you are caring for has limited income, you should apply to find out if he or she is qualified.  Find a qualified caseworker in your state to help you with the application process.  You may have to pay a co-pay for certain medical services, depending on your state’s policies.

Medicare and Medicaid will pay for most of the medical expenses, including nursing home care, for those who qualify.

The Caring Space
http://www.TheCaringSpace.com

David Crumrine at the Caring Space
We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

Article Source: http://EzineArticles.com/?expert=David_Crumrine

 

Senior Citizens Want to Stay Healthy by Irene Mori

June 11, 2013 by · Leave a Comment
Filed under: Articles 

Of course, everyone wants to stay healthy. Young people are generally in good health. As we age, our bodies are affected. Senior citizens these days seem younger than they used to be, or it is just a matter of perspective that they don’t seem as old as they once did. Health and nutrition are of greater importance today, and more senior citizens want to stay young and healthy. They are willing to do whatever it takes to stay that way. Many older people are exercising and taking care of their bodies. They are interested in good nutrition and are willing to pay good money for products to help maintain youthful lives as much as possible.

Baby boomers have entered the senior years, and they have been having a profound influence on markets for years. As they age, the health and wellness industry is expected to grow by billions of dollars. New nutritional supplements are popping up all over the grocery store shelves. Liquid juices with nutritional benefits are extremely popular.

Many network marketing (MLM or multi-level marketing) companies have jumped on the band wagon to tap into the huge market of liquid nutritional supplements. It seems that new companies emerge regularly. Although their products are generally more expensive, people join these companies because of the hope of earning money while buying products they like at wholesale.

Senior citizens may be looking for a way to supplement the incomes which have dwindled over the years as the bad economy has taken a hit on their retirement funds. Even the normal, though meager, cost of living increase which they had received on social security funds was lacking this year. They may turn to network marketing as a means of earning extra income from a home based business.

Network marketing offers a hope and a promise. New distributors signing up for the chance for substantial income in this industry should realize that 97% of the people who sign up fail. It can be very lucrative and beneficial. However, it is not as easy as they make it sound when a new distributor is recruited. Except perhaps for the few new people who are natural sales people and already leaders in other fields of endeavor, it takes a great deal of hard work, determination, and persistence to find any measure of success in network marketing.

You need to be a leader or get yourself hooked up with a leader who will help you to succeed in this business. It is not easy, but it is possible to build a substantial income or even a small amount of money each month which may be all that is necessary to make life better for some senior citizens.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

 

Cremation Or Burial – What Do Senior Citizens Prefer? by Padmanabha Vyasamoorthy

June 10, 2013 by · Leave a Comment
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Society for Serving Seniors, an NGO in Secunderabad recently conducted a small survey asking people (all respondents are retirees above 55) to state how they desire to be disposed off after their death. Out of some 550 people to whom this was circulated, only 26 answered the questionnaire. The main reason for this low response is that old people do not want to discuss death and related issues!

The results for the five options posed are given below:

 

Disposal Method                         Number        %

 

Cremation – wood -Traditional 1 3%
Burial, Cemetery 1 3%
Donated to Medical School 12 46%
Cremation, Electrical 12 46%
Thrown into River for fishes 0 0
Mummified & preserved 0 0

 

In India we continue to have traditional cremation with firewood at burning Ghats and Electric crematoria in State maintained funeral homes. The latter have come up in recent years. We being tradition bound, most people may not like to mess up with death related activities, I thought. However, much to my surprise, I find that 46% of people want to donate their bodies for medical schools and organ donation. Another 46% prefer Electric cremation but only a small percentage prefer to go in for Traditional firewood cremation. Persons opting for burial constitute just 3%.

Burial is fraught with extensive land being put to dead use. Land costs are sky rising and it is difficult to find more and more land to be allocated for burial grounds. At any point of time the total number of dead persons will always be increasing compared to people who are alive. Have you not heard the phrase ‘joining the Majority’ meaning ‘ceasing to be’? Therefore burial as a mode of disposal of the dead body should be done away with. As this is connected with religious sentiments, it is difficult but worth trying.

Electrical cremation is fast and relatively pollution free. Problem of bad smell is also eliminated. But they are power intensive. Findings of this survey call for establishing more electric crematoria. NGOs concerned with organ harvesting should increase their marketing activities and reach the right type of people so that Living Wills could be made properly.

That many persons are willing to donate their bodies after death for useful purposes is very encouraging. As already indicated most people are vary of entertaining any talk about death. And death related customs and rituals are adhered to more out of social pressure than out of free will to follow. Being ready to donate one’s body for medical research involves courage and convictions. This happy trend must be encouraged by proper sensitization of senior citizens. This can be achieved through Senior Citizen Associations and NGOs working for elders.

Dr P Vyasamoorthy is a Retired Librarian turned Information Consultant. Specialist in providing Information to Senior Citizens who are Indians or Indians living abroad. Moderates a Web group for Senior Citizens in India for the past 8 years. Web group: http://groups.yahoo.com/group/sss-global

He blogs at: http://vyasa-kaaranam-ketkadey.blogspot.com/ The posts in his blog are mostly his own writings dealing with retired peoples’ problems.

He has taken to writing recently for the past six months and writes in Merinews, cplash, karmayog, Triond and other sites.

Article Source: http://EzineArticles.com/?expert=Padmanabha_Vyasamoorthy

 

Why is Bankruptcy a Growing Problem For the Senior Citizen Generation by Gerald Lewis

June 10, 2013 by · Leave a Comment
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Today, senior citizens are facing bankruptcy at an alarming rate. Why is that?

The two main reasons is simply time and money. Because of increase prices for our normal goods and the fact that seniors are living longer today more that ever before, seniors are out living there money more and more. Sometimes is poor planning, sometimes is higher medical cost or loss of retirement income from company cutbacks, company closings or jobs going to other countries or a combination of all.

But higher prices for ordinary goods and services have hit the senior citizen community very hard. Plus the older we get the harder it gets. The bankruptcy filings of those 75 and older has quadrupled over the past several years. This information is from a study by “The Consumer Bankruptcy Project” which examined a sampling of noncommerical bankruptcy filing between 1991 and 2007

Again, what do we do? Many take full time, part time jobs in retail, food service, or other service positions that pay low wages just to help make ends meet.

But more and more of us are turning to the computer and the internet looking to start our own home based business. The internet does not ask how old you are or what is your work history, your background or anything else. It does not care. You get rewarded for what you do and know and nothing more.

But because of our age and for the most part, fixed income,we don’t have a lot of time and money to spend on trial and error. We need to know what we are doing the first time around.

I think most of us, when thinking of a home based business, think of multi level marketing,amway, herbelife, etc. But what they teach, going to meetings, in-home showings, etc, takes the two things we don’t have to waste. Time and money.

Again, where do we go and what do we do? There is a new system in town and it called attraction marketing. When done right, it’s designed so your potential clients will come to you instead of having to go after them. You become the hunted instead of the hunter. This in turn will save us all a ton of both time and money.

Do it right, and where you are to day will be only a bad dream from where you could be or at least well on your way a year or so from now.You deserve the financial safety this means to you. It is also something you can teach your children, grandchildren how to do and let them continue with your success long after we are gone. There is an old saying “you can give a man a fish and he eat for the day, teach him how to fish and he and his family eats evermore.” What more could you leave behind.

Thank You

Jerry

My name is Jerry and I am of the senior citizen generation and I am dedicated to showing others like myself who are not ready to roll up the sidewalks and are still active and still eager to learn. The Internet is a great source if your looking to start a home based business. My business is showing other seniors how to succeed, step by step, click by click how to succeed in internet marketing.

[http://renegaderunway.org]

Article Source: http://EzineArticles.com/?expert=Gerald_Lewis

Senior Citizens – If You Cannot Be Your Own Advocate For Your Medications, Get Help! by J Delms

June 7, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens purchase 35-40% of all prescribed and over-the-counter (OTC) drugs. Seniors between the ages of 65-84 take from 14-to-18 prescriptions annually. Up to 25% of these medications are considered unnecessary or inaccurate.

The Internet offers numerous articles and other information on how senior citizens can protect themselves from over-medication and other unnecessary treatments. Some of these articles are written by physicians who realize that medical drugs are not the answer to all health conditions. Additionally, a recent midwestern newspaper article indicates that less than half of our medical care is supported by adequate scientific evidence. These kind of articles also offer recommendations for protection from the harmful side effects of too much medication.

Recommendations

1. Good insurance pays. Although health insurance is a good thing to have nowadays, do keep in mind that your insurance and drug plans could be prevailed upon for medical business reasons. If you already have medicare and other health insurance, your health condition could inadvertently be targeted for more treatments than really necessary.

2. Common sense. Listen to your best instincts about the treatments you might or might not need. Do not passively accept medication without knowing its exact health goal and purpose first. Ask questions about your prescription and why you need it for your specific condition? Make sure this treatment makes sense to you.

Although senior citizens account for only 13% of the population, they purchase up to 40% of all medications. Therefore, document any side effects from your prescriptions, and report them to your doctor, e.g., headache, cough, drowsiness, dizziness, pain, itching, gas, upset stomach, or constipation. Your doctor can change these medications if they cause you discomfort.

3. Take someone with you to an appointment. Take a friend or family member with you when you see your doctor. This person will add to your advocacy by giving you emotional support, and by helping you thwart questionable prescriptions or treatments. Three heads are better than one. Also, remember that 77% of the seniors between the ages of 65-70 have at least one chronic illness. Thus, you could really need one or two prescriptions of some kind.

Yet, other prescriptions are questionable. For example, if you have a desirable cholesterol level lower than 200-mg/dL, and your doctor prescribes a statin drug to enhance your cholesterol level, you will need to question that recommendation to find out exactly why you need it for your apparent condition. Will it affect your other bodily systems in some way, good or bad? In another reported situation, a study at a northwestern state university found that some doctors were prescribing powerful anti-psychotic drugs to patients for mild depression, anxiety, and insomnia. These drugs are approved only for serious mental and emotional disorders. Otherwise, the effects from these drugs can be harmful.

Still other adverse medical effects can be somewhat innocent. In one case, a senior started taking two common OTC pills daily to help reduce hip pain. However, these pills thinned that person’s blood, which caused his or her small colon fissures to bleed. After the resulting bleeding showed up in the stool, this senior was much relieved to find out it was not caused by cancer.

4. Learn about your medical condition. If you have a computer available, search the Internet for reliable information about your condition, and how to treat it. If not, try a public or medical library to find out as much about it as you can. This kind of knowledge is defensive power in favor of your continued good health.

5. Keep and carry your own set of records. Carry your basic health history and information with you, in writing. List your chronic conditions, medications, allergies, blood type as well as your doctor’s name and phone number. Also keep a copy of these life-saving records in the open at your residence in case of an emergency, or in case you become unconscious and cannot provide this information verbally. Additionally, if possible, add copies of your laboratory test results to these records. Your life could depend on them.

6. Report suspected abuse or fraud. Medicare fraud costs tax payers multiple millions of dollars, and causes health insurance premiums to rise sharply. Study the suspect fraud carefully, and then report it. Such abuse can be reported to a senior-medicare patrol in your area or state if they exist. These offices or patrols are found at the government agencies on aging. For starters, see the links below for prevention and protection.

1. Avoid Medication Problems — http://longevity.about.com/od/optimizemedicalcare/a/medications.htm

2. Report Medicare Fraud — http://www.medicare.gov/fraudabuse/howtoreport.asp

Article Source: http://EzineArticles.com/?expert=J_Delms

 

The Best Gift Ideas for Senior Citizens by Uma Eklund

June 6, 2013 by · Leave a Comment
Filed under: Articles 

It happens every year about this time. We start thinking about creative and thoughtful gifts for our older family members and friends and just can’t get any help. Search on Amazon for senior citizen gift ideas and you’ll be overwhelmed by lots of frankly inappropriate selections.

So what is the magic secret to avoiding the same old flowers, scarves and socks? Let’s look at a few options that we have given to our parents and grandparents that have really gone down well.

Thoughtfully practical

As we get older, everyday tasks become harder. You don’t want to see Grandpa taking out the trash on a winter night holding trash in one hand and a flashlight in the other. The thoughtful solution might be a lighted baseball cap with LEDs to light his way, freeing one hand for stability.

Is Mom having trouble reaching the cat dishes because she has trouble bending? What about a reaching device that is not just useful, but will have everyone in the family playing with it.

Anyone in the family having bathroom issues? A $2,000+ Japanese talking robotic toilet would be great, but did you know that there are several low-cost options for retrofitting automatic toilet seats to your bathroom?

Thoughtfully beautiful

Practical is great, but there are times that a simply beautiful gift is more appropriate. Even here, though, it pays to be sensitive to the challenges of aging.

My Mom has been suffering from arthritis recently, and her ability to fasten buttons and clasps has diminished significantly. So my last gift to her was a set of 30 inch gold and silver chains that she could slip over her head without doing the clasp. We also swapped a few of her pendants from her older chains so that she could wear her favorite pieces all over again.

Thoughtfully personalized

No, we don’t mean a cup with “World’s greatest Dad” on it. We’ve had great success with thoughtfully personalizing gifts, particularly using today’s technology.

Do you know anything that gets older members of the family to reminisce more than music from their “golden age”? One of our favorite recommendations for anyone looking for the perfect senior gift is an MP3 player.

Yes, we know that your parents and grandparents can barely get to grips with the TV remote (ours, too). That’s where the personalization comes in. You add the music beforehand and keep adding to their collection over time. We bought Dad 3 CDs of 50s classics and loaded them on the MP3 player so all he has to do is press play and stop (and on his player that’s the same button).

So this year stay away from the same old tired gifts and get something for your favorite senior citizen that is thoughtfully practical, beautiful or personalized.

Uma Eklund is dedicated to providing products and gifts that allow seniors to enjoy life to the full. Uma researches and selects products to recommend based on her own experience with finding and buying the best gifts for senior citizens.  If you would like more gift ideas for senior citizens please visit our website at http://www.thoughtfulseniorgifts.com.

Article Source: http://EzineArticles.com/?expert=Uma_Eklund

 

Respecting The Rights Of Senior Citizens – 4 Factors To Pick The Right Care Facility For The Elderly by Abhishek Agarwal

June 4, 2013 by · Leave a Comment
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There is no formal ‘Senior Citizens Bill of Rights’, but as individuals, senior citizens are entitled to their rights. However, the senior citizens have little energy left in them in their old age to fight for their rights and therefore, it is the duty of the children to see that their elderly parents are getting what they are rightfully entitled to.

Every right must be claimed to be deemed as a right. There are laws in existence for the running of nursing homes for the elderly and retirement communities. Even if your elderly mom or dad is in an assisted care facility, there are certain laws that are fundamental and expected to be followed by these care facilities too. It is your duty as a caregiver to see that they are following the laws and living up to the expectations.

There are some factors that you must verify before selecting a facility for your elderly parents:

– Ensure that the facility will provide the basic cleanliness and safety. Check out the evacuation plans in place, in case of an emergency situation. Verify whether the evacuation plan is a workable one, considering the fact that the facility may be full of elderly and invalids who may be slow in moving out of the building in case of a fire. Find out if there is emergency power available to operate the automatic doors and elevators so that everyone can get out safely.

– If food is provided by the facility, ensure that meals will be provided three times a day. The meals should be healthy and the food should be delivered to the room if your parent is disabled or injured. There should be some variety in the diet and since there is a separate charge for the food, it is not wrong to expect some quality and variety in the food.

– If your parent has moved to an assisted care facility, they have every right to live as they wish in that apartment, since they have paid for it. However, they have to observe certain restrictions because they are living in a community setting. They should be able to live without any interference from the staff of the facility and have the freedom to select the décor of the apartment or have family and friends to visit.

– Another fundamental right of a senior citizen is to be treated with compassion, respect and dignity. Although this is not a tangible right, how the staff at the facility treats the elderly is an important aspect in the selection of a facility for your parents. The staff of the facility must be respectful and pleasant in their dealings with your parents. If your parent complains of any emotional or verbal abuse, you must investigate and hold the facility accountable for it.

As a primary caregiver, responsible for the well being of your elderly parents, you have the right to remind the assisted care facility of their responsibilities. Ensure that your parents are getting the service and care that they paid for and that they are comfortable in their living quarters and enjoying their stay there.

Abhishek successfully runs an Old Age Home and he has got some great Eldercare Secrets up his sleeves! Download his FREE 80 Page Ebook, “How To Take Great Care Of Elders” from his website http://www.Senior-Guides.com/560/index.htm. Only limited Free Copies available.

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Senior Citizens and the Job Search by Mort Ferguson

June 4, 2013 by · Leave a Comment
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Although many employers are looking for new graduates or someone younger with a bit of experience, there are still plenty of jobs that you can secure as a senior citizen. Opportunities in the work force abound for older Americans. On the surface it may seem harder to find such roles; however they are available – you just need to know where and how to approach the search.

There is a great potential among older employees. They have more experience, are (generally) easier to work with, and typically more flexible than the person fresh from college who is more likely to have an implanted ideal of what their job should be like. In other countries such as the Netherlands and Australia, younger employees are losing jobs to the more experienced and mature adults; in North America, this is a growing trend as well.

It is illegal, of course, to have someone ask your age when applying for a job, but hiring personnel can tell from application and resume information whether you may have been in the work force for some time. That is why instead of talking strictly about your age, you need to highlight your experience. When putting together your resume, clearly list your accomplishments over the years and all your previous jobs. In your cover letter, focus on why you would be better suited for the job than a young applicant – even if you committed decades at home to raise children – thus helping employers understand the benefits in hiring you over a recent graduate with no real life experience.

If you have been out of work for a while or entering a field in which you have not had that much experience, consider enrolling in a class that can refresh your memory about that market or a class that can update you on new policies. Businesses are constantly changing, and part of entering the work force again means learning contemporary methods of working rather than continuing the way work was done when you were younger.

The Internet has web sites offering opportunities for senior citizens, and shows relevant vacancies in the city in which you work. There are even specific agencies that work solely with senior citizens to make sure you can find a job in which you would be welcome. Some of the fields that value the knowledge of a senior citizen include healthcare, public speakers, and writers. You simply need to determine what you may be interested in doing and then make the move to apply for jobs in your chosen field.

It is not so difficult to land a job when you are 60; you just need to become a bit savvy at learning where to look.

For practical job hunting & career [http://www.job-hunting-careers.com/medical_billing_and_coding_career.shtml] information, please visit [http://www.job-hunting-careers.com], a popular site providing great insights on your search for just the right job or career, ranging from US Post Office to a travel nurse [http://www.job-hunting-careers.com/travel_nurse_employment.shtml] position and many more!

Article Source: http://EzineArticles.com/?expert=Mort_Ferguson

Senior Citizens Can Have a Home Based Business by Irene Mori

June 3, 2013 by · Leave a Comment
Filed under: Articles 

In this day and age when more senior citizens are finding it difficult to manage with the retirement funds at their disposal, many are seeking outside employment after leaving the regular workforce. They may find themselves greeting customers at a Walmart store, helping people find products at Home Depot, or sweeping floors at a McDonald’s or another fast food restaurant. While it may seem sad to think of older people doing these seemingly menial jobs, some people enjoy the work as they earn a little money to help pay expenses. They feel some sense of fulfillment as they interact with other people in what might otherwise be a dreary life alone in some cases. Some seniors just like being able to get out of the house as they do something meaningful.

There are many seniors who may need extra money but who are reluctant to go to a retail or eating establishment to seek employment. These are the people who just might do well with a home based business of some kind. There are many types of work which people can do in the comfort of their own home without having to dress up, drive somewhere, and see people.

It is important that a person research the opportunity and try to make very sure that it is not a scam. Often it is difficult to tell the good from the bad, but it helps if someone can personally verify that the opportunity is real and that it is possible to earn money with it. There are too many scams which are taking away the hard earned money of senior citizens who may ill afford to lose it. Dishonest people with no scruples are preying on vulnerable older people.

Network marketing (also known as MLM or multi-level marketing) is an area in which some senior citizens, as well as all ages, are finding success. This is a business model which has been in existence for decades from the early days of giants like Amway. It is where people are supposed to help people and where they get paid on the efforts of others. It is a known fact that leveraging one’s efforts with the possibility of earning more is a more effective way of making money than simply being paid for only the efforts of yourself. This is the concept of network marketing.

There are perhaps hundreds of different MLM companies in existence. Some come into being and fall by the wayside quite quickly. Others have endured and become extremely successful. They sell all types of products with lotions and potions being very popular along with liquid nutritional supplements which are also plentiful in this area of business.

It is extremely easy to enter a network marketing company. It does not cost much to become involved. Regular purchases are required. Earning money at it is difficult, but it can be done. Finding success in anything does require hard work and dedication. Indeed, there are many senior citizens who are finding success in network marketing.

Check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income.

If you are interested in an opportunity in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Health Insurance for Senior Citizens – How to Get the Best Rate by Brian Stevens

May 31, 2013 by · Leave a Comment
Filed under: Articles 

As a senior citizen, you may find yourself in a health insurance crisis – no longer covered by an employer’s health insurance policy but needing health insurance more than you ever did before. Of course, Medicare covers some of your medical expenses, but how can you get the best rate on health insurance to cover the gaps Medicare leaves?

What Medicare Covers

Once you are 65 years old, you’re eligible to enroll in Medicare. Medicare can include several programs:

* Medicare Part A, which helps cover inpatient hospital care, nursing home care, hospice care, and some home health care. Most people pay for this coverage through taxes, so they do not pay a deductible or monthly premium.

* Medicare Part B, which helps cover doctors’ services, outpatient hospital care, medical equipment, physical and occupational therapy and some home health care. Most people pay an annual deductible and a monthly premium for this health plan.

* Medicare Part C, Medicare Advantage Plan, which offers you more choices among health plans and extends your benefits.

* Medicare Part D, prescription drug coverage.

In addition, you may need MediGap coverage, which is health insurance that covers what Medicare does not.

Affordable Health Insurance for Senior Citizens

As you can see, health insurance for senior citizens can be confusing. Fortunately, insurance comparison websites can help you gain a clear picture of what health insurance you need, as well as help you find that insurance at a reasonable rate.

All you need to do is go to an insurance comparison website and complete a simple form with information about yourself and your insurance needs. Once you submit the form, you will soon receive quotes for affordable health insurance from multiple A-rated insurance companies. And at the best insurance comparison websites, insurance professionals are standing by to talk with you and answer any health insurance questions you have. (See link below.)

Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get health insurance quotes for senior citizens from top-rated companies and see how much you can save. You can also get more insurance tips there.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on health insurance for senior citizens.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

Life Insurance Planning for Senior Citizens by Natalie Aranda

May 31, 2013 by · Leave a Comment
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Life Insurance has sometimes been described as a bet between you and the Insurance Company. The Insurance Company is betting that you are going to live and you are betting that you are going to die. If you do die, you win the bet. This approach has been the basis of life Insurance policies in the past. Despite the fact that it would seem this does not much benefit an individual, the truth was that the Life Insurance payout was designed to provide for those that you left behind.

Changes in health care and the increasing life span have brought some changes to this concept. The desire for senior citizens to spend their retirement in an active adult community where they can enjoy their golden years to the maximum has prompted many to take a fresh approach to the use of the cash value of life insurance. It has also influenced the type of policies that have become popular. When a payout upon death was the main purpose of an insurance policy, the only thing that mattered was the amount of the death benefit.

Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement. It has become possible to redeem the cash value of an insurance policy prior to death through an annuity settlement. The basic idea is the seller of the annuity provides a cash settlement to you at retirement. In return, they basically become the new beneficiary of your policy.

The annuity settlement changes the conditions of the bet. Now, you are betting that you are going to live, and the new beneficiary of your policy is betting you will die. If you live, you win. Many senior citizens are seeing this as a better idea. It takes some careful planning, and each case must be considered individually. The debt situation and the situation of a spouse and of children must be taken into consideration. The increased popularity of Individual Retirement Accounts has lessened the need for a large death payout to some degree. The best time to plan for your life insurance needs as a senior citizen is long before you ever become one. Sadly, this is not always done until too late. In this case, the options can be considered. It is not a time to be rash and seeking the advice of a trusted Insurance agent or financial advisor is highly recommended. If you plan on spending your last years enjoying a California active adult community, start that planning as early as possible.

Natalie Aranda writes about finance. Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement.

Article Source: http://EzineArticles.com/?expert=Natalie_Aranda

Thoughtful Gift Ideas for Senior Citizens by Natalie Aranda

May 31, 2013 by · Leave a Comment
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Kids are easily pleased by almost any gifts as the whole world is new to them. Senior citizens may have experienced and owned everything they wanted in their life. That’s what makes a challenge when it comes to choose gifts for your grandmothers or grandfathers.

No matter what time of year it is, personalized yet unique gifts will sure impress them if you listen to they say and look at what they do. Far too often people tend to buy senior citizens items that they’d never want. Consequently, you should first make a list of what type of hobbies they like. Do they enjoy golfing or spending time playing games with their friends? If this is the case, you could purchase a unique game for their Christmas gift. Researching vintage entertainment or new board games on EBay would be a different approach. This way you could give them something one of a kind. Christmas gift ideas may be tricky to come up with, but they should also incorporate how much you are thinking about them. Since you do want them to enjoy what you purchase, you could get them a gift certificate to a spa or a day at a romantic inn. These gifts are wonderful and inspiring items, regardless of what holiday it is. Chances are they will thank you for months, because the majority of gift givers do not think so deeply.

If you are having trouble coming up with birthday gift ideas, you should always remember to avoid joke presents! When we all get older, we cringe at the thought of age being mentioned. Although some senior citizens embrace who they are, some people would rather not make a big deal of their age. Therefore, you should avoid the birthday gift ideas that involve age jokes. You never know when you are going to offend someone. After all, the last thing you want to do is remind them of their life insurance settlements or the life settlement issues they may have to worry about.

If you are trying to find a better birthday idea, you should explore the idea of scrapbooks. By creating a book filled with photos, memories, and comments, it will bring your grandparents to tears. They embrace nostalgia and would love to have a keepsake that they can look through for years. As a result, these special birthday gift ideas are an extraordinary way to say you love them and are happy to be part of their lives.

Senior citizens may seem like they are impossible to buy for, but all they want are unique gifts like everyone else. No matter whom you are buying presents for, the gift ideas need to be out of the ordinary. Discouraged and don’t have a lot of money to spend? Even by taking time to create a memory book or photo album, it would bring a smile to their face. From birthday gift ideas to Christmas gift ideas, anything is possible as long as you put your heart into it. If you are looking for a quick fix and a simple present to buy, sadly you will be like everyone else.

Natalie Aranda writes on home and family [http://www.moonsome.net/Family-1/]. If you are having trouble coming up with birthday gift ideas, you should always remember to avoid joke presents! When we all get older, we cringe at the thought of age being mentioned. Although some senior citizens embrace who they are, some people would rather not make a big deal of their age. Therefore, you should avoid the birthday gift ideas that involve age jokes. You never know when you are going to offend someone. After all, the last thing you want to do is remind them of their life insurance settlements or the life settlement issues they may have to worry about.

Article Source: http://EzineArticles.com/?expert=Natalie_Aranda

Even Senior Citizens Can Make Money From Adsense by Christopher Kyalo

May 30, 2013 by · Comments Off on Even Senior Citizens Can Make Money From Adsense by Christopher Kyalo
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For senior citizens the really good news is that one can never be too old to make money from Adsense. And like any other online opportunity Google Adsense’s strict terms and conditions do not include an upper age limit.

In fact senior citizens willing to learn in their old age and also to shrug off things that they may have believed in too closely, in the past, AdSense is the perfect way for them to make money. This is because when a person has reached that age, there are plenty of useful experiences and skills that they have picked up over the years. It should not be too difficult finding what they experiences and skills that a senior citizen can mine to make money from Adsense.

Senior citizens usually love to reminisce over their long lives and past experiences both good and bad and this can be used to make money from Adsense. This is because this is just the sort of ingredients that can go to setting up a fascinating AdSense blog. These are usually the sort of personal experience blogs that have a huge potential of picking up traffic pretty quickly. Everybody knows that high traffic on an AdSense blog is a license to print money.

Nothing should really be a hindrance to senior citizens joining the ranks of those who make serious money from Adsense.

Find out how you can learn more about the best Adsense make money secrets from an expert who makes over $19,000 a month from Adsense. Or grab my ezine on Adsense secrets for free by sending a blank email now to clickaffiliatesecrets-subscribe@yahoogroups.com

Article Source: http://EzineArticles.com/?expert=Christopher_Kyalo

Why Are Reverse Mortgages Important to Senior Citizens? by Craig Castle

May 30, 2013 by · Leave a Comment
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In Texas and many other parts of the country, senior citizens are being squeezed. They receive, on average, $965 per month in social security. And, while property taxes vary, a senior in many Texas cities with a home valued at $100,000 will pay more than $200 per month in property taxes alone. Add to that the high cost of necessities like health care, prescription medicine, utilities, and mortgage payments, and the financial picture can be very bleak. It’s no wonder that many seniors face foreclosure or tax liens on their homes.

“Reverse mortgages are important to Texas seniors because they allow them to obtain a loan against the equity in their home—often their single largest asset—without making monthly payments to repay that loan. That means that with a government-insured reverse mortgage, a senior will never lose his or her home to a bank simply because he or she could not make a payment,” said Craig Castle, a San Antonio reverse mortgage specialist for the past four years.

So why don’t more Texas seniors take advantage of this financial product?

Castle says that in his experience, seniors shy away from reverse mortgages for three reasons:
◾1. Fear
◾2. Bad advice
◾3. The availability of other, more well-advertised, loan products

“I have had many clients elect not to complete the reverse mortgage process because of fear,” Castle says. “Usually, the additional cash could have improved their lives significantly.”

Seniors’ fear is not unfounded. They are often the targets of scams and fraud. But, reverse mortgages have one important safe-guard built into them to protect even those who are uncomfortable making financial decisions. In order to obtain a government-insured reverse mortgage, a senior must have counseling by a HUD counselor with the local housing authority or the Consumer Credit Counseling Office. This unbiased person can help the senior determine whether a reverse mortgage makes sense for his or her individual situation.

And, sometimes well-meaning family and friends give bad advice.

“I have had ministers tell clients that they heard that you could lose your home with a reverse mortgage,” Castle said. “It isn’t true, but advice isn’t always based on facts.”

The availability of home equity loans also clouds the picture for many seniors. “Home equity loans can be appropriate for people who have an income, but they often spell disaster for seniors,” Castle said. “I talk to potential clients every week who tell me that they are having problems keeping up with their payments.”

“My experience has been that most home equity clients who are over 65 and have taken the maximum 80% of their home value will eventually lose their house—if they live at least 3-5 years beyond the date of loan origination,” Castle added.

With a reverse mortgage, the homeowner can access from 40-60% of the appraised value of their home, but the loan is not repaid until they die or leave the home permanently. Then the home is sold and the proceeds are used to repay the loan, with any remainder going to the owner’s estate.

To find out more about the benefits and requirements for a reverse mortgage, visit [http://www.SouthTexasReverseMortgage.com] and request the free Federal Trade Commission publication, Facts for Seniors about Reverse Mortgages. Or call Castle at 210-789-3685.

“Misinformation has prevented many seniors from getting a reverse mortgage when it would have provided them with greater financial stability—and peace of mind. That’s why I like to have the family involved and why I often spend several hours at my clients’ home explaining and re-explaining how a reverse mortgage works and how the various pay-out options can make their lives better,” Castle said.

Craig Castle is a Reverse Mortgage Specialist with Financial Freedom in San Antonio and the South Texas area. He holds a BA in Economics from the University of Missouri, is a former Licensed Stock Broker, and has worked with reverse mortgages for the past four years. He is also chairman of the Not Forgotten Coalition, a not-for-profit organization that provides services and advocacy for senior citizens in San Antonio. For more information, visit [http://www.SouthTexasReverseMortgage.com] or phone 210-789-3685.

Article Source: http://EzineArticles.com/?expert=Craig_Castle

What You Need to Know About Senior Citizens Travel by Mansi Aggarwal

May 30, 2013 by · Leave a Comment
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Are you drained of sitting at home, doing babysitting of your grandchildren? Have your dreams to explore the world not turned to reality? Are your eyes longing to capture the grandeur of the world around you? If yes, don’t detain yourself from discovering the world. Your age should not be an impediment in living your life to the fullest.

When it comes to traveling, horde of choices are available for the senior citizens too.

From opting a perfect destination that lives up to their tastes to the mode to travel and the place to cuddle, all lie at their discretion.

· The destination

For those who enjoy basking in glory of the sun at the beaches, locations like Hawaii Islands, Bahamas and the like are ideal holiday spots. The connoisseurs of art and architecture can move to the cities like Barcelona, New Orleans etc. that are swarming with the masterpieces of eminent painters and architects. Evergreen places like Switzerland, Germany and so forth are never meant to be overlooked.

· The Decisive Factor

The determination of a destination is directly proportional to factors like budget, mode to transport, the climatic conditions and the food.

Most of the senior citizens prefer and desire to travel according to their pockets. Since the youth bids goodbye at this age, the potential to earn more takes a backseat. The expenditure is by and large made from the savings that mushroom a little. Keeping in mind the state of affairs of senior citizens, numerous travel agencies offer discount packages that can be availed in the peak as well as the off season.

If you propose to make a trip within the periphery of your country, the costs incurred will be significantly minimized. For instance, you can accomplish your destination by traveling via a bus, a rented car or a train. The fare will be relatively low as compared to outlay on air tickets. But bear in mind that money is not prior to life. If the distance is a bit too long and you haven’t got the muscle to sit for long (in a train or bus) take a flight. Your health always precedes your wealth.

A majestic feel of heaven on earth is readily available on the deck of a cruise in a cruise voyage. There are several cruises that can serve you with the best of all amenities, all you have to do is discuss with your travel agent and search online about it.

At this age you should not excuse food as a crucial factor in determining the venue. A little search on the Internet and your travel agent can familiarize you with the cuisine, tastes of people and the luxury plus the budget restaurants at the place you propose to go. Also if you have a petite idea about the cuisine of the place, you can ask the locals the place they throng to gratify their hunger. This definitely will correspond to your pocket.

Try to leave the home when the weather conditions are adverse there and positive and enjoyable. It is always prudent to make an assessment of the climatic conditions beforehand and plan your trip accordingly.

· Some crucial tips

1. The senior citizens and students should be extra vigilant in carrying cash. Avoid moving with lot of cash. Take your credit card along. This safeguards you against uninvited perils.

2. Carry a mobile phone. If that is unaffordable, leave your complete itinerary and all the contact numbers (of the hotel, villa, apartment etc.) with your children.

3. Pack the clothes with your all your essential and even not so significant medicines.

4. Last but not the least, if on the cards get all the reservations done in advance for at this age you should excuse yourself from the last minute anxiety and stress.

Things can be easy in life, all one needs is a little planning and prudence.

Mansi aggarwal writes senior citizens travel topics. Learn more at http://www.seniortravelcentral.com.

Article Source: http://EzineArticles.com/?expert=Mansi_Aggarwal

Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers by Barbara Mascio

May 29, 2013 by · Leave a Comment
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Are your clients pleased by the fine quality service that you provide?  Validating your clients’ endorsement of you through Certification as a Senior Approved Service will increase your client base.  Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.

If you serve the older adult, the disabled or those with chronic illnesses you may qualify for an independent consumer-driven survey process leading to certification as a Senior Approved Service.

You will not pay for clients, leads or referrals.  You will not violate HIPAA or the Anti-kickback rulings.  You will not pay for membership or advertising space.

Certifications are offered for medical, non-medical, alternative healing practices, housing, elder-law, and financial planners – virtually any type of business that reaches this population.  “We are building the ultimate one-call solution,” states Barbara Mascio, founder.  “Seniors are need of many kinds of service, including lawn care, handyman services and so on.  We save the headache of shopping around and completely remove the guess work.”

Confident business owners recognize the benefits of being part of an exclusive network of Certified Senior Approved Services.  See [http://www.qualityeldercare.com/senior-services.html]

Jean F. Wales, President of Wales Consulting LLC and Author of “Do It Now! An Organizing Handbook for Families and Senior Citizens writes  Becoming a Senior Approved Service instantly raised the credibility of my book “Do It Now! An Organizing Handbook for Families and Senior Citizens.  [http://www.seniorsapprove.com/organizing.html]

Ester Whitney, owner of Sweet Adeline’s Home writes  I feel I have been given a great opportunity to be the first Residential Home Care Provider to be approved by Senior Approved Services in the Dallas Area … everyone has been impressed …  [http://www.sweetadelineshomes.com/]

Tony Latina and Peggy Schmidt, co-owners of Advanced Laser Solutions writes  We have had nothing but positive feedback from the referrals from Senior Approved Services. They have been excellent to work with and we strongly recommend them.   [http://www.seniorsapprove.com/stop_smoking.html]

Paul Stone, owner of Occasional Help for Seniors a general cleaning and handyman service writes  We are so proud to be Certified as a Senior Approved Service. Putting this on our brochures, business cards and other advertisement pieces has clearly, without a doubt, increased our client base. Barbara is right; seniors need services but are afraid or confused about which one to call. [http://www.seniorsapprove.com/occasional-help.html]

See [http://www.qualityeldercare.com/providers] for details.  Mention Savings Code 0630 when you apply for certification.

Barbara Mascio, Founder of Senior Approved Services – a National Network of Products, Resources and Services Endorsed by Seniors

Article Source: http://EzineArticles.com/?expert=Barbara_Mascio

The Amazon Kindle Fire Tablet Is Perfect for Senior Citizens on the Go by Amy B Sycamore

May 29, 2013 by · Leave a Comment
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Whether seniors are enjoying time on the golf course, a cruise to the Bahamas, or just visiting the grandkids there are a lot of great new technologies on the market to make their lives easier. The new Amazon tablet known as the Kindle Fire can be ordered right now for $199.00, and ships to consumers November 15, 2011. Users will be able to watch movies, play games, listen to music using a vibrant color touch screen with an extra wide viewing angle. The 199.00 Kindle Fire can be used for web browsing, checking email, and reading books and magazines.

Just think of having all of that computing power in your pocket for only 199.00? Senior citizens can carry only one thin tablet around instead of stacks of heavy books. No more need for a bulky laptop on all of those trips, saving seniors from experiencing shoulder pain. With the easy to use interface seniors only need to touch the screen to surf the web, finally a tablet computer that is easy for the whole family to enjoy. The Amazon tablet weighs in at 14.6 ounces and has a super durable display screen that won’t scratch or break.

Just think of having every Agatha Christie book on one device! The Amazon Kindle Fire has an 8GB internal memory. That is enough for 80 apps, plus 10 movies or 800 songs or 6,000 books. You could have every Humphrey Bogart movie right there to watch on the plane. Many senior citizens are moving onto the Internet as a way to connect and share information with their kids, grandkids, and friends. With the baby boomers retiring soon, there is going to be a huge wave of seniors who have tech skills and the desire to own and operate the latest in technology whether it is a laptop, touch pad, smart phone, or camera. Seniors are moving onto Facebook, using Google, uploading pictures to Picasa and chatting with their friends on Skype or using Google chat. Now, for these seniors who are on the move, they can take all of their entertainment with them, on one small Kindle Fire!

Here are some tips to know if a tablet computer is right for you:

1) If you aren’t using your computer for word processing. Touch screens are not comfortable for typing unless you get an external plug in keyboard.

2) If portability is more important to you than functionality.

3) If you are a new computer user and want something that is easy to use instead of extremely powerful.

If you are interested in buying a new computer and want something cheap but powerful and extremely easy to use, think about the Amazon Kindle Fire. For more information on how to buy a Kindle Fire or for technical help, check your local seniors focused tech help company.

Amy B. Sycamore is a technology specialist who focuses on senior citizens. She works as a computer tech in Naples, Florida helping seniors get on the web.

Article Source: http://EzineArticles.com/?expert=Amy_B_Sycamore

Planning Fun Activities for Senior Citizens by Matthew G Young

May 29, 2013 by · Leave a Comment
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Many senior citizens do not want to or cannot leave the house. There are many reasons for this, some are physically impaired and have trouble getting around, and others simply don’t leave because they believe that they have nothing to do. Either way, getting out of the house is important sometimes, if only for the sake of the joys that social gatherings bring. Maintaining existing friendships and creating new ones can mean a lot to elderly folks, especially if they have not left the house for a while.

There are many senior citizen friendly activities out there, the trick is to match an activity with an interest that they hold, and therefore will be more accepting of going out of the comfort zone that is their home. Many people enjoy playing cards or board games. This is a much better solution than something like going to a movie will create; when playing games, it is hard not to be social. Movies are not the best choice because, although fun, there is little opportunity for social exchange. Games foster relationships, especially games like canasta or trivial pursuit where you can play on teams.

Another great activity for senior citizens is craft making. A group of people being instructed in how to put together a scrap book or design simple jewelry for the first time promises to be very fruitful. Not only will they learn a fun new skill, but they will inevitably interact with others at nearby at their table.

Going to a zoo or to a museum is another great choice. If there are any disabilities or hindrances to mobility, this can be a frustrating thing, but most public gatherings and places now allow people to rent wheelchairs. This will make getting around a much easier task, even if the people you are with have difficulty walking. Electric wheelchairs are perhaps the best choice since these require minimal effort in using.

Finally, you can always just go to a coffee shop. Social gatherings don’t need to be big group affair; sometimes people feel more comfortable in an intimate setting. Taking a friend out for coffee is a great way to interact on a one on one basis. It’s hard not to have a good time when you are with a close friend or relative. Coffee shops are great public places to go to with a couple friends because of this.

The most important thing about choosing an activity is to make sure that the person you are with has fun. If the senior citizen you are caring for does not have fun, they will not be likely to give social outings a second chance. As a caretaker, it’s your job to care for them physically as well as emotionally. Making activities fun isn’t hard, but you do need to choose the right activity that will match their desires and wishes.

Matthew G. Young is a freelance writer who specializes in financial, sports, and health-related topics. To learn more about in home health care visit Paradise In Home Care

Article Source: http://EzineArticles.com/?expert=Matthew_G_Young

Senior Citizens – Victims No More by Chris Bruno

May 28, 2013 by · Leave a Comment
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Violent crime against senior citizens used to be unthinkable. It was rare that a street thug would target an elderly person; however criminals of today have a totally different mindset. They prey upon those they perceive to be weak and an easy target and who will offer the least resistance. In the mind of a street thug, seniors fit this category. This alone is why you need to become informed, and do whatever you can to keep yourself from becoming a victim.

Oftentimes senior citizens are led to believe that they have somehow lost the ability to defend themselves against criminals and crime in general. This belief is totally false and in fact there are many quick and easy things seniors can do to defend themselves.

The first thing you should do is find a senior self defense class in your area. Many organizations provide these free of charge. Check with your local police department, YMCA or seniors club in your area. Many community organizations offer these classes free of charge.

Many seniors are opposed to carrying weapons of any kind. This is a thought process that needs to change. Pepper spray or a stun gun are ideal choices and offer a level of protection that will not only boost your confidence but actually allow you to survive an assault by temporarily incapacitating your attacker. Each of these weapons are extremely easy to operate and take just a few minutes to learn.

Because many seniors are so opposed to carrying something such as pepper spray, if you do use it, the attacker will be caught off guard and the element of surprise will buy you the critical time you need to get to a safe location and notify the police. The effects of either weapon are temporary and will not cause permanent injury.

If you are not willing to carry a traditional weapon consider using a cane if you have one. Swing the cane in an “X” pattern, targeting the knees, elbows and other bony parts of the attackers’ body. These strikes will be effective but in very temporary way. They will probably only distract an attacker, so a secondary plan is definitely needed. I would suggest a Personal Alarm. They are a very small discreet device that you can carry in a pocket, purse or on your belt that when activated sound a very loud ear piercing noise which causes your attacker to flee and forget about attacking you. Many alarms are equipped with flashing strobe lights and a few even contain hidden pepper spray giving you the best of both worlds.

Of course, the best way to defend yourself is to not allow yourself to become a victim in the first place. I know this may sound like an obvious statement but simply by adhering to a few easy to follow best practices you can greatly lower your chances of becoming a victim. When you are going out, try and keep jewelry hidden or simply wear it discreetly. Do not carry large amounts of cash. Remain aware of what is going on around you. If you see or even sense something bad, adjust your actions accordingly. Changing the direction you are walking is far easier than recovering from injuries you sustain in an attack.

Senior safety at home is a whole different ballgame but equally as important. Do not keep large sums of money at home. Consider using a debit card and having any monthly payments due you directly deposited into a bank account.

Do not divulge any personal information over the phone or in person. DO NOT withdraw any money from a bank account unless you are absolutely sure you know who you are giving it to. There are a huge number of scams out there and many target seniors. In fact many seniors are scammed out of their life savings simply because they felt sorry for someone or had their emotions preyed upon. If something seems too good to be true, it most definitely is.

When it comes to defending yourself, anyone can improve their abilities. All it takes is the desire to take a stand, educate yourself, and practice some of the techniques mentioned here. With your new found confidence and some practice you will already have done a great deal to lessen your chances of becoming a victim.

Chris Bruno is a retired police officer and contributing author to Safety Products Depot. His certification as a Pepper Spray [http://www.safetyproductsdepot.com/pepper-spray.html] Instructor gives him unique insight into the effectiveness of this defensive weapon. Chris is offering you a 10% discount off any purchase at [http://www.safetyproductsdepot.com] Visit the site now to claim your discount coupon.

Article Source: http://EzineArticles.com/?expert=Chris_Bruno

Note To Criminals: Do Not Mess With Senior Citizens That Carry Pepper Spray by Carl Vouer

May 28, 2013 by · Leave a Comment
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Dear criminals,

We understand your plight, you need money to help fuel your insatiable appetite for drugs and alcohol and because you are morally and ethically bankrupt you would like to attain this money in the easiest and sleaziest way possible; by mugging the decent, hard-working, law-abiding citizens of this country. We also understand that when your depraved, conscious-less mind is choosing an individual to rob you would like an individual that is going to present the least resistance possible while you attempt to relieve them of their money and any valuables that they may have on their person. Senior citizens often fall into this category as they have naturally lost a bit of strength, speed and the general ability to defend themselves in a physical altercation. If we could offer just one bit of advice in this scenario, do NOT mess with a senior citizen that is carrying pepper spray.

See, pepper spray is a highly effective means of self-defense for seniors, women, men, students and just about anyone who doesn’t enjoy handing over their wallets and/or purses to complete low-life strangers like yourself. Pepper spray’s active ingredient is capsaicin, which is a chemical derived from the fruit of plants in the Capsicum genus, including chilis. It is basically just that, a spray made from peppers. Now when we say concentrated, we mean concentrated. The scoville rating system is a measurement used to measure the “hotness” of a pepper. For reference sake, a jalapeno pepper registers about 2,500-8,000 units on this scale, that’s a pretty hot pepper. There is a pepper called the Naga Viper pepper that will absolutely destroy your mouth as it is one of the hottest peppers on earth and this bad boy packs about 855,000 scoville units. Eating one of these Naga Viper peppers raw could put you in a hospital or even worse. So how hot is the average pepper spray? Try about 5 million scoville units. How do you think that will feel in your eyes, nose, throat and lungs after some little old lady sprays you in self-defense? Let’s just say it will have a significantly detrimental effect on the remainder of your day.

It would be in your best interest to steer clear of any senior citizen that may be carrying pepper spray on them. Now I know what you are asking, ‘How do I know which seniors might be carrying a defensive spray in their purse or pocket?’. You don’t. That’s the beauty of pepper spray, it is easily concealable and amazingly easy to carry on your person at all times which makes it ideal for seniors. You also need no special skills or strength to operate a defensive spray device. I guess what we are trying to say is that you should probably not mess with anyone in general as you never know who may be carrying such a spray, as it is going to wind up being you that feels the pain, not them. Maybe it’s time to go back to school and become a doctor.

Yours Truly,

Carl Vouer
Puzek Security Systems

To see more pepper spray for seniors please visit us online at Puzek Security Systems

Article Source: http://EzineArticles.com/?expert=Carl_Vouer

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Multivitamins For Senior Citizens – Why Some Types Are Better Than Others by Michael Walters

May 18, 2013 by · Leave a Comment
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The effectiveness of multivitamins is due in large part to the fact that they  are targeted towards specific demographics. There are multivitamins just for the  elderly, for women and even specifically for men. The ones targeted towards  senior citizens in particularly raise questions.

It’s fairly simple – people think about multivitamins targeted at senior  citizens because those things seem like they’re inherently stronger. This is  because senior citizens require just a little more than everyone else.

There are other alternatives that have as much of a health kick as senior  multivitamins. Premium class supplements are just as strong, if not stronger  than senior multivitamins, so it’s an option.

Seniors, naturally, find themselves lacking in nutrition more than the young.  It’s important to keep yourself healthy during the golden years. Your comfort  could be drastically improved if you make sure that you enter those years as  healthily as you can manage.

Don’t get fooled by the name – there’s more to multivitamins than you’d  think. There are special ingredients that include resveratol as well as herbal  extracts that are unique to specific multivitamins that you should consider when  picking your multivitamin.

It can get confusing, but luckily the internet is here to help you out. I’ve  researched these things myself for the better part of the decade and believe me,  there’s enough information out there to help you become educated just like  me.

Your health is reliant on what things you give your body. Give it the  nutrition it deserves and it will treat you right. Scientists and doctors can’t  be wrong about it.

So many lives are lost because people don’t take care of themselves. Make  sure to buy the best multivitamins that you can find to make sure that you don’t  become just another statistic. Be a survivor and take the vitamins that you  need.

Read more of this author’s work on electronic topics like cheap computer speakers and computer speaker cable.

Article Source: http://EzineArticles.com/?expert=Michael_Walters

Health Insurance For Senior Citizens – Why Are They So Hard To Insure? by Zandra Jones

May 17, 2013 by · Leave a Comment
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Private health insurance for senior citizens is very hard to come by. As you get older, it becomes more prevalent that commercial insurance companies don’t want to cover older Americans. Since the creation of Medicare, there is no incentive to cover senior citizens because most buy into the Medicare system any way. Even though this may be true, there are still some older Americans who need to buy private health insurance. So let’s take a look at some of the main reasons why getting insurance for them can be difficult.

Your Age Is a Dominant Factor.

There are a number of reasons why senior citizens can’t get health coverage. For starters, a lot of health insurance companies look at your age. When people start getting over the age of 50, they are prone to have more illnesses, they see the doctor more often, and they might have more hospital stays. So the risks of insuring an older person far outweigh the benefits. We all age so why is this such an important factor?

The Cost Of Insuring An Older Person Is High.

Due to the fact that the elderly are prone to so many conditions and will need so much care, there are many companies who consider them to be a big risk. The average hospital stay of a person over the age of 50 is longer than some one in their 20’s and 30’s. Younger people heal and recover a lot quicker then older adults so their cost per treatment is less. Insurance companies know approximately how much they have to pay out for each age group and take all these things into consideration when pricing policies.

Pre-Existing Conditions are Not Insurable.

If you have a pre-existing condition like diabetes or high blood pressure, it is most of the time not insurable. May be with the new health care reform this will change. However, what does a pre-existing condition tell an insurance company? It tells them that you may not do a good job in taking care of yourself or you have bad eating habits. So why insure someone who could have possibly prevented such conditions by not drinking, not smoking, and not overeating. This may not be fair but insurance companies are in the business of making money for their investors.

Affordability May Be A Problem.

The last thing that you will find is that many times, senior citizens can’t afford the insurance. Even if they find a company willing to insure them, many are retired and are on a limited income. The cost of premiums alone can eat up any retirement check or pension income. Many have to choose between insurance or keeping a roof over their heads.

Getting health insurance for senior citizens is still a big problem for many. Many have never paid into the social security system and are not eligible for medicare and private insurance is way too expensive. Hopefully, the new health care reform will address many of these issues otherwise what options do these seniors have.

Getting good Health Insurance Information to stay update with the ever changing laws can be difficult. Visit www.healthbenefitstoday.com to get all the fact before you make a decision to purchase health insurance.

Article Source: http://EzineArticles.com/?expert=Zandra_Jones

Senior Citizen Moving Tips For the Elderly by Nancy Davies

May 17, 2013 by · Leave a Comment
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Most of the families have to move once or twice in their life and many people  experience their first move when they are senior citizen. Maybe they are living  alone in a huge house and need to move to a small condo or apartment that will  be easier to maintain and also easier on their health. Maybe they are moving in  with their grown up children after the partner has passed away, or due to an  unexpected illness. The reasons can be quite varied, but it is a fact that  people, even as senior citizen, are moving regularly across cities and  states.

So here are a few senior citizen moving tips that you should know in case you  come across such a situation – or you might have to move as well.

  • Take the time to adjust to the change. Living for many years in the same  house means that any move can be a big shock and news to digest. People get  attached to their homes where they’ve been living their entire lives, or  spending their life with their partners. Nobody moves to another place with an  easy heart and this is even more relevant for elderly. Take time off and learn  first to adjust to the idea before you take the big step ahead in your  life.
  • If your parents are moving, even if they are quite old, don’t forget to  involve them in the moving process. No person likes to be left outside of  things, particularly if it involves them directly. And elderly are a bit more  helpless than others, but that doesn’t mean they have to like it. They still  feel and think just like the rest of us, even if their bodies don’t cooperate  the way they would like to.
  • Plan and research ahead so you know how much the senior citizen will have to  pay for the move. It is known that they are usually on a fixed income which is  not all that big, so planning ahead and finding the best deal (without  sacrificing quality) is well worth it for them. Some companies have actually  discounts and offers when elderly are involved, so it might pay off to shop a  bit around before settling for the next moving company. People don’t like to be  out of control so they need to know at all times all the steps of the way, so  don’t forget to involve them even when you are searching for companies. And if  you have to go to rentals offices to discuss deals, the senior citizen will be  grateful if they can tag along and feel that they are fully involved in the  entire process.

Using truck  rentals for moving is a necessity when moving seniors to another location,  but finding good quality yet inexpensive pick up ruck rentals is well worth the initial search locally  or on the net.

Article Source: http://EzineArticles.com/?expert=Nancy_Davies

Senior Citizens May Find Time is Running Out by Irene Mori

May 16, 2013 by · Leave a Comment
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For senior citizens, sometimes it feels like time is running out. The oldest  of the baby boomers entered the realms of becoming seniors several years ago.  This large group of the population has been influencing markets for years and  still do so. Now as they enter the twilight years, they must come to realize  that their youthfulness has been spent and there may not be that many more  spring times left. Health and wellness is still an issue.

Many seniors have already commenced vigorous pursuit of the completion of  their “bucket list” which includes the experiences they want to have before they  leave this earthly existence. It’s time for this segment of people to be  concerned with themselves and to do the things they enjoy while they still can  do them.

If and when good health and a stable mental capacity leave a person, it then  becomes too late to pursue the interests which may be there now. Senior citizens  are able to have active, busy lives full of productivity and enjoyment.

Because money is not plentiful for a number of seniors, many are working  menial jobs at stores or fast food outlets. The reasons for doing so may be  varied such as for extra income necessary to make ends meet or to simply have a  place to go and enjoy the company of other people. Many are searching for home  based businesses as a means of supplementing their social security or other  meager retirement income.

Although there are thousands of wealthy senior citizens, there are  undoubtedly many more who struggle in their daily lives. They find it difficult  to pay for necessities like shelter, food, and medications. Some seniors find  life has little meaning, but it does not have to be that way. Keeping one’s mind  and body active helps a person feel better and act younger.

Dorothy Dale Kloss is an example of someone who is young at heart and young  in actions although at age 85, she is the oldest showgirl in the Universe  according to the Guinness Book of World Records. Dorothy decided she needed  something to do fourteen years ago so she auditioned with the Fabulous Palm  Springs Follies. She got the job and now dances at about nine performances each  week. She has been dancing since she was five years old and obviously loves to  dance. Upon seeing and meeting her, there is no way that anyone would guess that  she is 85.

Although time may be running out, seniors can still find ways of being  productive, engaged citizens who can still enjoy life to the fullest.

Irene Mori lives near the Nation’s capital where she is able to regularly  experience the happenings of the government. She is involved with home based  business and network marketing. For information on an affordable money making  opportunity with a company which provides discount savings on everyday purchases  and cash back for online shopping along the chance to make some extra income,  visit http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Internet Safety For Senior Citizens by James Kirkwood

May 16, 2013 by · Leave a Comment
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Dishonest individuals scamming senior citizens out of their money appears to  be happening more often than ever before. Seniors are targeted most often by  criminals due to the fact that it can sometimes be easier to gain the trust of a  senior trust and also due to the fact older, retired people are more likely to  have some savings set aside and therefore become a more lucrative target. It can  be helpful to keep some of the following tips in mind to help you or your loved  ones who are older protected against scams and frauds, especially when shopping  or working online.

Todays seniors say that staying in touch with family members and friends  remains the main reason that they use the internet. According to recent research  by the American Association of Retired Persons, seniors are the segment of the  online community that is growing the most quickly. It is estimated that more  than 27.5 million senior citizens are using the internet today. These numbers  have risen significantly from about 10 years ago, when it was estimated that  just over 10 million seniors were online. Increasingly, these seniors are  putting their computers to use doing online shopping and banking, and people 55  and older are becoming quite a popular target for internet marketers.  Unfortunately, some of those marketers are actually criminals who are using the  internet to take money from unsuspecting victims. Because of the fact that the  internet is relatively new, these scams continue to grow and develop.

While almost all age groups have their own distinct vulnerabilities and risks  when making online transactions, seniors unfortunately seem to be at the  greatest risks for internet phishing scams. Many scam artists are tailoring  complex schemes specifically targeted to exploit internet users who are older.  Many of the online scams will target seniors with nearly unbelievable deals on  low-cost insurance and discount prescriptions. Scams will also often target  older internet users with documents that seem genuine such as phony ‘bank  notices’ and ‘final warnings’.

Just like in the ‘real world’, you should take care when revealing your date  of birth, social security number or credit card information over the internet.  Search for web addresses on one of the major search engines instead of clicking  links that you receive in e-mails. Then, use that address to contact the company  and inquire about the message you received. Once you have verified that you are  on a legitimate website, you can save that address in your broswer as a  ‘favorite’. You will then be able to return there again safely in the  future.

Senior  home safety begins with making yourself aware of today’s numerous scams. If  you would like to read more articles on how to keep senior citizens safe, please come and visit our  website.

Article Source: http://EzineArticles.com/?expert=James_Kirkwood

Where Can You Find Employment For Senior Citizens? by Raymond Angus

May 15, 2013 by · Leave a Comment
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Are you trying to locate employment for senior citizens? Is it for yourself?  Has the staggering economy scared you?

Are your carefully laid plans for a pleasant tour, although perhaps not  royal, through your golden years seem to be stalling? Will employment for senior  citizens be the answer to your dilemma?

You are not alone? The same feeling is infecting your senior citizen neighbor  next door, your sixty year old friend down at the retirement center, your old  buddy in the bowling league and your aging sister in Buffalo.

The truth is, you have options! We all do. Too often, we seniors tend to feel  betrayed by our government and left to fend for ourselves at the mercy of an  indifferent panicking society. Scrub away those thoughts!

You are no different than the forty old accountant that was cut loose by his  business firm, or the thirty five year old new car salesman who is left to his  own devices. You are just older than them, but you have a lot more going for you  than they do. Most of their experiences and trained talents and skills are still  down the road in front of them. Yours are spread out in a panorama behind  you.

Look back at your life. Now is the best of times for you to make the things  you have learned over the years put you up in front of the growing crowd of  employment seekers. If you were to write down all you have experienced, dealt  with, learned from, overcame, and grown from, it would fill an entire library  shelf.

Do you think that from all of this knowledge and living you can find some  things that would increase the performance and productivity of an employers  business.

Do you realize that the sum of all your hands on training and acquired  talents and skills would be of great value to some employer?

There are wheelbarrow loads of gold nuggets kicking around in your head, my  friend. Grab hold of a few of them and transform them into that perfect job you  are now dreaming about.

It is not as hard to accomplish this as you may think!

Here is a valuable gem of knowledge and fact that should stir up the juices  inside of you.

Most vacant employment positions are not even advertised! Whoa! What does  this tell you?

There is no competition for these jobs outside of word of mouth. Why? There  are many reasons why this is so.

Maybe the job has not been defined by the manager yet, he knows that the need  exists but what will he call it? You can step in and give him a definition. Do  some advance homework.

A harried business owner is overworked and wishing for a fairy godmother to  wave her wand and provide the perfect assistant. Check out the company and tell  him how much easier you can make his life, and earn him more profit as a  byproduct.

You read an item in the newspaper, or saw it on the TV news, about a business  making substantial growth spurts. That is your cue!

Call the company and inform them all the things you can do for them, and let  them know you will be stopping by tomorrow, would he or she have time to spend a  few moments with you.

Where can you look for employment for senior citizens? In your own head! Take  advantage of your own experience and skills.

There are jobs out there waiting for you. Be creative and bold. It will  happen!

Raymond Angus is the author of http://www.TheSeniorsLife.com. He writes about how fellow  seniors find work in today’s economy. Do you want to know where the seniors’  jobs are and how to get one? Go to http://www.TheSeniorsLife.com and click on  employment/jobs/retirees.

Article Source: http://EzineArticles.com/?expert=Raymond_Angus

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Senior Citizen Assisted Living Facilities by David Crumrine

May 15, 2013 by · Leave a Comment
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Assisted living is an alternative living arrangement for senior citizens requiring moderate elder care, including help with activities like eating, getting dressed, bathing, and using the bathroom as opposed to the more intensive care provided in nursing homes. This type of care serves as an intermediate between in home care for the elderly and the elder care provided by a nursing home. Facilities for this type of living may be in connection with retirement communities, nursing homes, home health care agencies, or complexes for senior citizens, or they may be separate facilities. This type of elder care is known by many names, such as residential care, board and care, congregate care, and personal care.

Assisted Living Facilities

When looking for an assisted living facility, you can usually expect to have your own room or apartment, provided meals, a staff of caregivers for support, and some or all of the following services:

  • housekeeping and laundry
  • security
  • recreational activities and exercise
  • transportation
  • guidance and monitoring of health care
  • reminders about or help taking medication
  • support with dressing, bathing, and eating

Choosing the Right Assisted Living Community

 

With these ideas in mind, it is important to choose the right facility for you. Each facility may have different ideologies of caring for the elderly, so not every facility may be a match for the kind of care and services you are looking for. When searching for elder care in an assisted living facility, there are a number of ways to determine whether a certain place will provide you with the comfort, security, and level of care you need:

  • Think about your future needs and determine whether the facility can provide the right kind of care for those needs.
  • Figure out whether the facility is near family, friends, and shopping centers or other businesses you’d like to walk to.
  • Are there admission and retention policies that do not allow people with severe cognitive impairments or physical disabilities to live there?
  • Is there a written statement of the philosophy of elder care of the facility, and do you agree with it?
  • Make more than one trip to each facility you are considering, sometimes unannounced.
  • Try to make some of those trips during mealtimes to check out the quality of food and service to the residents.
  • Take note of interactions between residents and those providing the elder care.
  • Ask whether each facility offers social, recreational, and spiritual activities based on your interests.
  • Talk to residents.
  • Find out what kind of training caregivers receive and how often they are trained.
  • Review state licensing reports.

Researching Assisted Living Centers

 

If you have concerns after performing some of the preceding suggestions-or if you would simply like to be thorough in your search-you may also wish to consider the following:

  • Call your state’s long-term care ombudsman as well as the local Better Business Bureau to ask about recently issued complaints against the facilities you are considering.
  • If a facility is connected to a nursing home or home health care agency, you may want to find out more its counterpart. You can find information about nursing homes on the Medicare website (www.medicare.gov/nhcompare/home.asp).

Assisted Living Financial Considerations for Seniors

 

Another aspect of assisted living facilities to consider is cost. Assisted living is generally less expensive than nursing home care, but more expensive the in home care for the elderly. The usual range is anywhere from $10,000 per year to over $50,000 per year, so it is important to know what you can afford and how much each facility costs. Another thing to know is that there may be fees not included in the basic rate. It will be helpful to figure out how much extra you will have to pay to live in a certain home.

Insurance may help cover some of these costs, but usually charges are covered primarily by the senior citizens who decide to live in these residences or family members responsible for their elder care. Some facilities also offer financial assistance programs, which you may want to inquire about.

Medicare does not cover the costs of these residences or the elder care provided there. Medicaid-the joint federal and state program that helps senior citizens and people with disabilities pay for health care when they are unable to afford it-may cover the service component of assisted living in certain states.

It is important to consider the different options in elder care. If cost is a concern, it may be helpful to consider in home care for senior citizens. This type of elder care may provide sufficient care for your needs in the comfort of your own home. If the degree of elder care provided by in home care or an assisted living facility does not meet your needs, consider a nursing home.

The Caring Space http://www.TheCaringSpace.com

David Crumrine at the Caring Space We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

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Memory Strategies For Senior Citizens – What Technology Today Tells Us! by Carson Hill

May 15, 2013 by · Leave a Comment
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Memory loss, lack of brain clarity, or fear of memory loss is something  experienced by just about every aging adult or senior citizen today!

Facing these obstacle personally can cause a lot of panic, anxiety and  frustration.

Most aging adults think they are losing their ability to focus and remember  because their brain is just simply getting old but this is not totally the case!  In fact, contrary to popular belief, most of the beginning stages of brain fuzz  symptoms and memory loss issues have more to do with a lack of use than a lack  of youth!

As adults and seniors age, the demand to rely on their brain occurs less  frequently. When their brain is not challenged it does not expand and grow;  therefore their memory and ability to focus is not sharp! Their memories and  focus becomes dull.

The good news is that technology today strongly indicates that we can have a  dramatic effect on the capability of our brain as a result of how we treat  it!

Brain exercise and utilization of proper brain techniques can sharpen the  brain and even make it strong again! Regardless of age, proper brain function  techniques can literally re-grow the brain. Most people don’t realize that with  use, the brain does grow!

The brain is malleable. It’s almost like a piece of plastic that can be  shaped!

With proper stimulation and healthy activity, the brain creates neuron  connections. These connections can be compared to a tree that is growing more  branches.

With this knowledge, we can treat our brains like we would a muscle. As we  age, we can learn to keep our minds properly stimulated using specific  techniques. With proper brain stimulation, senior citizens can are in far more  control than has been thought possible. They can notice drastic effects and  exciting changes in their memory, focus and clarity both long term and short  term!

Now you have an understanding that you are directly impacting your mind  through the way you treat it. I’ve told you that your brain is malleable. I’ve  told you that it grows with use! I’ve also told you that your short term memory  and long term memory can be greatly affected by proper brain stimulation.

I’ve been studying the brain for the last five years. I am fascinated by the  brain and grateful to know that we have so many excellent options and resources  to benefit us in this day and age.

If you or someone you know personally has interest in improving their brain  function in their aging years, I would recommend they visit http://www.regrowmybrain.info. There you’ll find excellent  information with a fantastic program tailored specifically for senior citizens  and aging adults. This is the only brain fitness program I’ve found that tailors  to the older generations exclusively!  The material includes some bonus  information that has to do with Alzheimer’s understanding and coping. These are  great resources to have whether your are faced with that condition or not.

Also visit http://www.squidoo.com/memory-strategies-for-senior-citizens for a better summary of what I just discussed with visuals.

Article Source: http://EzineArticles.com/?expert=Carson_Hill

Government Grants For Senior Citizens – Specific Grants Set Up For the Elderly by Matthew Salvinger

May 15, 2013 by · Leave a Comment
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The government has grants set up to help every group of people in the  country, including senior citizens. In some cases these grants may be approved  to the senior citizens themselves, but the grants can also be awarded to people  who assist the citizens on a regular basis. Whether it’s medical research for  the elderly or increasing the safety of old folks homes there are grants that  will provide funding to those who need it.

Government grants for senior citizens will often go to organizations that  work with the elderly and charities that support senior citizen groups. These  organizations can be businesses or volunteer groups, as long as they work with  the elderly in some capacity. The grants can be used for special classes for  people over 65, providing cheaper medical services for the elderly, keeping  volunteer groups that run errands for disabled older adults funded, and just  about anything else an organization can think of to help the elderly  community.

Various websites have provided lists of where to find these government  grants. They have information on what government organization is funding the  grant, when the deadline for the grant application is, what the grant is  intended for, and how to apply for those specific grants. Anyone can apply for  government grants for senior citizens as long as they qualify for the grant. It  tends to be easier for individuals to go through organizations if they are  seeking grant money although individuals are permitted to apply also. Certain  grants for the elderly such as education grants and housing grants are simple to  get without the assistance of an agency. More information on who can apply for  these grants is available through government websites and some local government  agencies.

The US Government and private foundations award MILLIONS IN GRANTS to people just like you who are in need of  financial help. The best part is, most grants come with absolutely NO INTEREST!  Get More  Details

Article Source: http://EzineArticles.com/?expert=Matthew_Salvinger

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