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baby boomers | Nevada Senior Guide

Where to Find Your Retirement-Planning Confidence

November 12, 2017 by · Comments Off on Where to Find Your Retirement-Planning Confidence
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(Family Features) With the leisure and reward of retirement a few short years away, the majority of baby boomers – born between 1945 and 1966 – are confident they have adequately planned and saved for their golden years. This is according to new research from investing services company Scottrade, Inc., which also found that 56 percent of baby boomers expect to fully retire between the ages of 55 and 74.

DIY Retirement Planning

Overall, 72 percent of Americans report a strong level of confidence in their ability to plan their own retirement. That confidence comes from two actions: discussing retirement plans and savings strategies with others, and monitoring the news. Thirty-nine percent also said their self-assurance came from the fact that they preserved most of their retirement savings through the economic downturn.

“More online and in-person investment education opportunities are available to Americans than ever before,” said Kim Wells, Scottrade’s executive director of product development and chief marketing officer. “The availability of easy-to-use online trading and investing tools is empowering investors to build their portfolios and take charge of their financial futures themselves.”

Retirement Fund Trends
Scottrade’s research found that more than half of Americans, at 55 percent, are actively planning their retirement without the help of an advisor. This do-it-yourself action plan seems to be working. The majority of Americans did not see the value of their retirement accounts decline last year, and 73 percent reported the value of their retirement accounts either increased or stayed the same.

For Americans who saw a decline in their account value, 67 percent expect to recover those losses within 10 years. In response, a growing number of Americans are looking to save more in order to rebuild their retirement accounts, and 35 percent of Americans plan to save up to 10 percent more.

Staying on Track

For those who are uncertain whether they’re contributing enough to their retirement fund, online calculators make it easy to determine how much should be contributed annually, based on age, income and retirement plan. Check out the retirement calculator in Scottrade’s online Knowledge Center at www.scottrade.com, to help determine how much to save for retirement.

Learn more about self-directed investing at www.scottrade.com, and find more information on the Scottrade 2012 American Retirement Study at http://about.scottrade.com/.

 

Photo courtesy of Getty Images

Mature Age Job Seekers – Beating the Bias

June 12, 2016 by · Comments Off on Mature Age Job Seekers – Beating the Bias
Filed under: General 

Australian business is starting to see the light when it comes to their hiring policies for mature aged employees, and the positive impact they can have on the workplace. A brief visit to main street shopping centre and you will begin to see a few more weathered faces at work than you would have seen a few years ago.

However, if you scratch below the surface, you begin to see this trend still has a long way to play out. A few older workers get hired into the senior ranks where experience and maturity are greatly valued, more older workers are now being hired at the lower end of the corporate scale into unskilled roles, however the numbers being hired into the mid tier ranks remains low.

This barbell approach to hiring mature workers at the top and bottom of an organisation reflects an ongoing bias that remains difficult to overcome. A company is a microcosm of society, and in a perfect world employers should (within reason) seek diversity in the workplace and value skill, experience and aptitude, regardless of age, race or gender.

Unfortunately, we live in a far from perfect world. When it comes to mature aged workers they tend to be penalised on two fronts. Often the first to be made redundant in uncertain economic times, this setback is then compounded when they are regularly overlooked for someone younger as they begin searching for a new job.

As a result of these two biases towards mature aged job seekers, once out of work, the journey back can often be long and arduous. This is reflected in RBA statistics which indicate long-term unemployment at approximately 40% for those aged 45-64, compared to about 25% for those aged between 25 and 44.

So what are the reasons employers provide for not hiring mature aged workers? Typically, reasons include being overqualified or over-experienced. Taken at face value being overqualified or experienced might not seem so bad, but when you hear the same reason trotted out time and again, it becomes less palatable.

Openly negative feedback from employers tend to include perceptions that mature aged workers are not as IT savvy, do not possess the latest skills, or are not as flexible as their younger counterparts. While these reasons may hold true in many instances, many of the older job seekers I speak to, believe these are often used as convenient excuses to exclude them.

Employer feedback that you are not likely to hear include concerns about health (and subsequent cost) or worse insecurity. There are many poor managers in the workplace that may be intimidated by the experience a mature applicant brings to the role. Rather than leveraging the knowledge and experience an older worker can bring to the workplace, the insecure hirer is concerned about the potential competition, and the presence of someone who may know more than they do.

Dealing with many of these preconceived concerns and fears remains an ongoing challenge for the mature aged job seeker. Perhaps the following facts should be mandatory reading for hiring managers. These facts debunk many of the concerns and myths that persist in the workplace relating to mature aged workers;

    • Mature aged workers can deliver cost savings to employers through increased retention rates. For example, workers over 55 are five times less likely to change jobs compared to workers aged 20-24, reducing both recruitment and training costs. Australian Bureau of Statistics (2006)Labour Mobility Survey,
    • Mature workers can deliver an average net benefit of $1956 per year to their employer compared to other workers due to high retention rates, lower rates of absenteeism, decreased recruitment costs and greater return on investment.Business, Work and Ageing (2000) Profiting from Maturity: The Social and Economic Costs of Mature Age Unemployment
    • Australians are living longer and are healthier.2005 ABS survey found the proportion of Australians aged 55-64 reporting their health as ‘good’, ‘very good’ or ‘excellent’ was 75.5% – an increase of four per cent since 1995. Australian Bureau of Statistics (2006) National Health Survey: Summary of Results, 2004-05
    • Mature workers were the least likely group to take days off due to their own illness or as a carer. In the two week period prior to the survey nearly half the number of mature workers had days off compared to workers aged 25-34. ibid
    • ABS data shows that Australians aged 55-64 are the fastest growing users of information technology. Australian Bureau of Statistics (2005) Year Book Australia,
  • Australian Health Management which examined the daily work habits of 4000 employees found that workers aged 55 years and over performed at their best for approximately seven hours out of an eight-hour day-an achievement that other workers in the study were unable to match. Australian Health Management (2006), Baby boomers give employers a bang for their buck

While government has been doing its part to address mature aged unemployment through initiatives like DEEWR Experience+, the introduction of the Age Discrimination Act (2004) and appointment of an Age Discrimination Commissioner, it remains imperative that older job seekers directly address some of these age bias issues themselves if they are to enhance their prospects for employment.

Following are some helpful hints that mature aged workers can utilise to make themselves more appealing to employers and thus improve their chances of a speedy return to the workforce;

Government or Community Assistance– Take advantage of government or community based initiatives and assistance. There is a considerable amount of free information and assistance available, and I would strongly recommend looking into these resources. For example, the DEEWR “Experience+” initiative provides free career planning and advice for over 45’s until June 2016, along with an Assistance Program delivering refresher and basic training in IT and social media applications.

Value Proposition– Whether writing your resume or cover letter, or sitting in an interview, ensure the focus of discussion clearly remains on the value that you can bring to an organisation. Discuss how you can help, what you have done in the past and what you can deliver going forward. Outline how your experience might bring special insights and perspectives that other candidates may not possess.

Training– Undertake relevant training or up-skilling. Keeping ‘up to date’ is critical if you expect serious consideration for any position, especially if there is a technical element. The benefit will be that an employer will see that you have not fallen behind and therefore will not require retraining, along with any associated cost.

Resume– You will need a properly structured and well written resume to be considered for most roles. Use an appropriate resume style that is tailored to your strengths, skills and experience. Also ensure primary focus of your resume is on the last 5-10 years (include older information where pertinent). Think about getting assistance from a professional resume writer, whocan add significant value if you are looking to ‘get it right the first time’.

Age Bias – To counter potential impact of age bias, you will need to carefully address the following with any potential employer;

Health– Don’t hesitate to communicate your good health and fitness to potential employers at opportune moments. Inform them if you play sport, run, walk or go to the gym regularly. This should allay any potential concerns about health.

IT Savvy –Take every opportunity to indicate your IT capability. Whether it’s your ability to use specialised systems, the MS Office suite or even your use of Facebook or Twitter, this will highlight your ability to embrace new technology.

Adaptability – Highlight your adaptability in the workplace, providing actual examples where appropriate. If you don’t know something, indicate you are keen to learn (and not that you wouldn’t know where to start). Highlighting your adaptability will help to dispel concerns of rigidness and inflexibility.

Team Player –Communicating that you work well as part of a team is critical. It shows a willingness to take direction and work for the common good, and can present you as less threatening, especially if the hirer feels concerned by a mature more experienced candidate.

Be Positive –Though you need to be fully prepared to discuss negative issues, make every attempt to keep the discussion on a positive footing. Unless specifically requested, there is no need to volunteer information of a negative nature.

While industry is beginning to see the light when it comes to acceptance of mature aged workers, the pace of change remains slow. While providence is on the right side due to the ageing Australian population and the inevitable necessity to hire older workers, the fact remains that age discrimination is still entrenched in much current thinking.

As a result, dealing with age bias will continue to be a challenge for the foreseeable future. However with the combination of positive government policy, changing attitudes and a proactive attitude to making oneself more appealing to employers (as outlined above), the situation is not without promise.

Honing your individual approach and message will take time and effort. To strike the right balance the mature job seeker will need to walk a fine line between sounding experienced, but not old, adaptable, but not inflexible and appear keen, not desperate. There is no magic formula for success except practice, perseverance and occasionally seeking help where necessary.

A.J. Bond, is the proprietor of Absolute Resume Writing Services ( http://absoluteresume.com.au ), an Australian based consultancy specializing in the provision of Resume and Cover Letter writing services.

Absolute Resume assists a broad range of job seekers to find their preferred roles, including mature aged job seekers, individuals out of work for a period of time and those made redundant.

Article Source: http://EzineArticles.com/7334746

Aging Is a Treatable Disease

May 22, 2016 by · Comments Off on Aging Is a Treatable Disease
Filed under: General 

Live Healthy – Look Marvelous – Live Longer

There are actions you can, and should take today to dramatically improve your health, your appearance and your longevity. You can control 70% of the factors affecting your longevity; only 30% are controlled by genetics until very late in life when genetics become more controlling

Almost all of the effects of aging and the common diseases that come with aging are treatable, to at least some extent. The key is early detection and early treatment.

Our understanding of the aging process is advancing rapidly. Some scientists believe that the first immortal human may be living today.

In 1786, life expectancy was 24 years. Better diets and some medical innovations allowed it to double to 48 years in the next 100 years.

Modern medicine has now increased life expectancy to over 76 years. Future medicine promises to increase it to over 100 years during our lifetime.

“Over half the baby boomers here in America are going to see their hundredth birthday and beyond in excellent health.” says Dr. Ronald Klatz of the American Academy of Anti-Aging. “We’re looking at life spans for the baby boomers and the generation after the baby boomers of 120 to 150 years of age.”

The key to Live Healthy – Look Marvelous – Live Longer is to delay the diseases of aging so that when they do occur, it is very late in your life.

The causes of aging are finally being understood. There are actions you can take today to take advantage of the recent medical developments. Dr. Rudman ran a series of tests on aging people and demonstrated that the effects of aging could be slowed and even reversed. He concluded: “The overall deterioration of the body that comes with growing old is not inevitable.”

The Causes of Aging

Almost all life on earth blossoms with youth, until it has reproduced and passed its genes on to the next generation. After that, the flowers wilt and die, and we humans began to age. Yes, we begin to age while we are still in our 20’s.

We age because the products of our metabolism, I.e., the “ashes” from the oxidation processes that produce energy in our cells, accumulate faster then our endocrine system can remove them. This is because most of the cleansing hormones that surged through our youthful bodies begin to decrease as we begin to age. Some of these more critical hormones have decreased by about 10 to 30% as we enter our 30’s. The decreases become ever more dramatic as we enter successive decades of life. Most of our hormones have decreased by over 50% and some have been reduced to near zero as we enter our 70’s. So we age. Our muscles and bones weaken; our reaction time slows; we lose our agility; all combine to make us more susceptible to accidents. Our immune system weakens and makes us more susceptible to disease. And we die.

The Death Clock

Dr. Hayflick has shown that we have another cause of aging. He has shown that we have a built-in death date of about 120 years, if diseases or accidents do not get us earlier. The point at which our cells have divided a fixed number of times sets this death date. It has been termed the “Hayflick limit.”

Our cells divide to produce new cells to replace the old cells damaged by metabolic ash build-up, free radicals, toxins, and other wear and tear mechanisms. As the cells divide, the chromosomes split to provide chromosomes for the new cells. When the chromosomes split, they lose part of their telomeres – the genes at their ends that keep the chromosomes organized. After a certain number of splits, the telomeres wear away and become too short to keep the chromosome organized and therefore the cell dies without being able to replace itself.

You can think of telomeres as analogous to the plastic bands on the ends of shoelaces. Telomeres hold the important DNA code intact, preventing it from fraying as the molecules replicate over time.

Resetting the Death Clock

But tests over the past few years have shown that the “Hayflick limit” can be extended by the use of an enzyme that causes the “organizing genes” at the ends of the chromosomes (the telomeres) to re-grow. This enzyme is called telomerase.

Telomerase treatments on human cells in the laboratory have indicated that telomerase can make human cells immortal. Doctors and researchers involved in these treatments are reporting that it is their belief that death is not inevitable.

Telomerase is actually an enzyme (a catalytic protein) that is able to arrest or reverse the telomere shortening process. The body produces telomerase when we are embryos in the womb to accommodate the very rapid growth of the embryo. But, unfortunately our bodies do not produce telomerase after birth except possibly for the creation of sperm.

So for humans to extend life we must do two things: first, eliminate the oxidants and toxins in our foods and environment; and find a dietary or pharmaceutical method for increasing and preserving the length of our cells’ telomeres.

Promising Anti-Aging Research

There are many ongoing projects that promise to solve our problems of aging. One is from a team of South Korean scientists. They report that they have created a newly-synthesized molecule, named CGK733 that can make cells younger.

“All cells face an inevitable death as they age. On this path, cells became lethargic and in the end stop dividing but we witnessed that CGK733 can block the process,” Prof. Kim Tae-kook reported. He further stated: “We also found the synthetic compound can reverse aging, by revitalizing already-lethargic cells. Theoretically, this can give youth to the elderly via rejuvenating cells.”

Kim expects that the CGK733-empowered drugs that keep cells youthful far beyond their normal life span would be commercialized in less than 10 years.

Researchers at The Wistar Institute have defined a key target of an evolutionarily conserved protein that regulates the process of aging. The study provides fundamental knowledge about key mechanisms of aging that could point toward new anti-aging strategies and cancer therapies.

Aging saps our strength and ability to enjoy life, cripples us, and eventually kills us. Tens of millions die from age-related conditions each and every year. Comparatively few people know that degenerative aging can be slowed with diet and lifestyle choices, medicines and nutracuetials.

Comparatively few people are aware of the many serious scientific efforts, presently underway, aimed at understanding and intervening in the aging process – in order to one day reverse its effects.

Your objective should be to have a healthy life and continue to live long enough to take advantage of all the medical advances and technologies now in development.

Our health is determined by our genetics, our diets, and our past and current lifestyles. You can now optimize your current and future health by defining and taking medications, vitamins, and other supplements and treatments tailored to your specific health needs. The program to do this recognizes the validity of three basic themes:

  • The Future of Medicine is in Personal Tailoring
  • Preventative Medicine is Key
  • Aging is a Treatable Disease.

Your Anti-Aging Longevity Plan

It is strongly recommended that you get familiar with the latest anti-aging information and develop your personal Longevity Plan. The key to longer life is to detect any health issues as early as possible and take advantage of the available technology to address them. Time really is of the essence.

Article Source: http://EzineArticles.com/5073181

Baby Boomers and Seniors face nutritional triple threat of obesity, weight loss and lack of balanced meals

November 29, 2013 by · Leave a Comment
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Livliga dishware is a new solution to help these two generations eat right and stay healthy 

Americans are living longer than ever, according to the U.S. Centers for Disease Control, but the fight to stay healthy is just as challenging as it has been with past generations. Recent studies show that the Silent Generation, born from 1927 to 1945 and Baby Boomers, born from 1946 to 1964, collectively face three major nutritional challenges.

 

A Journal of the American Medical Association Internal Medicine study shows Baby Boomers have higher rates of hypertension, diabetes, obesity and high cholesterol when compared to their previous generation. The Food and Agricultural Organization of the United Nations also shows the highest obesity rates are currently found in Baby Boomers.

 

For the Silent Generation, currently ages 68 to 85, the National Institute on Aging says its main challenge is related to lack of balanced nutrition and getting enough calories.

The NIA says this group has:

  • decreased appetite
  • trouble chewing food
  • less socialization around food
  • diminished sense of taste and smell
  • medication interference with food enjoyment
  • fixed incomes

One new solution is Livliga, a tool Baby Boomers and Silent Generation seniors can use to promote right-sized food portions to reach target weights as well as to guide intake of balanced nutritional meals. Created with an Advisory Committee including a cardiologist and certified nutritionist, Livliga offers easy, subtle cues to improve and control the food environment.

 

“Livliga is a solution for every stage of life,” says inventor, Sheila Kemper Dietrich. “It can be used by people who are under eating and need to be reminded to take in more calories or to help those who are struggling to shrink their waistlines. The guide to portion sizes combined with reminders of what comprises a balanced meal are the keys to better health for both groups.”

 

Livliga is Swedish for LIVELY, VIBRANT or VIVID, which is the company’s core philosophy. Kemper Dietrich’s vision was to create an attractive suite of place settings designed for a healthy lifestyle and suitable for entertaining family and friends in both formal and informal settings. The beautiful designs on the dishware offer elegant visual cues to guide appropriate and right-sized servings. The initial product launch was a 4-piece place setting in two patterns, including a dinner plate, salad/luncheon plate, bowl and mug. Livliga also offers a serving bowl, etched water and wine glasses.

 

For Baby Boomers or Silent Generation seniors with grandchildren, Kidliga can also be helpful to promote healthy habits for the entire family. Kidliga is whimsical, fun dishware for kids, accompanied by a health-oriented children’s storybook. Sammie & Sax in the Land of Quinoa: The Search for a Balanced Meal just won a Moonbeam Award in the Health Issues category and is a useful tool and solution to help families in the fight against childhood obesity.

 

Livliga products are specifically designed to help both adults and children address the “psychology of eating”.  The rim sizes, color palette, and designs all combine to encourage slower eating, make portion sizes look larger, as well as make food more visually appealing.

 

A 4-piece Livliga place setting is available on the company website at www.LivligaHome.com at an introductory price of $49.95 (MSRP $59.95). All of the additional products and pricing can be easily found on the website as well. Kemper Dietrich says plans call for further product launches, including additional patterns and a set of LivSpoons that makes for easy, everyday measuring and serving of right-sized portions.

 

To purchase Livliga, visit the online store at www.LivligaHome.com.  “Like” Livliga on Facebook at facebook.com/LivligaHome, follow on Twitter @LivligaHome and visit our blog at LivligaHome.blogspot.com.  Watch our videos on YouTube.com/LivligaHome.

 
Audrey Strong
Agency Zero Public Relations
audrey@agencyzero.com
720.231.6097

Coalition to Protect Retirement Launches Campaign to Safeguard Retirement Savings Incentives

November 29, 2013 by · Leave a Comment
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Nearly 9 in 10 Americans Say Retirement Savings Accounts Should be “Off Limits” As a Source of New Tax Revenue – Part of National Campaign to Raise Awareness About Benefits of Tax Deferral

WASHINGTON, Nov. 7, 2013 /PRNewswire-USNewswire/ — Americans overwhelmingly – by a margin of 4 to 1 – oppose changing tax rules for retirement savings accounts, according to a new survey released today by the Coalition to Protect Retirement, a group of America’s leading supporters of retirement savings plans.

The research shows widespread support across political parties for maintaining the current tax treatment for retirement savings vehicles, such as 401(k) plans, 403(b) plans, and traditional IRAs.  According to the survey, which was conducted in mid-October, 87 percent of all Americans and 95 percent of those who have a tax-deferred 401(k)-like retirement plan accounts believe retirement savings should be “off limits” to Congress and not a source of new revenue for the government.

Today’s release of the survey coincides with the Coalition’s launch of a national education and advocacy campaign to preserve the current tax incentives for retirement savings.  The campaign will raise awareness about how current tax deferral rules are helping millions of Americans prepare for their own retirement, and will urge workers and their employers to tell Congress not to change or limit these incentives to save.  Visitors to the Coalition’s website www.HowAmericaSaves.com will be able to send letters to their elected officials and follow developments in Congress.

“Retirement savings incentives play an essential role in encouraging Americans to save and employers to sponsor retirement plans,” said Hank Jackson, President and CEO of the Society for Human Resource Management (SHRM) on behalf of the Coalition.  “This isn’t just smart tax policy – it’s proven good sense.”

Tax Incentives Help Americans Save for Retirement
The current tax incentives have succeeded in helping Americans save for retirement and have increased the number of workers who are covered by retirement plans.  According to the latest available data, more than 67 million people participate in private-sector defined contribution plans alone.  All told, Americans have $20.9 trillion in assets earmarked for retirement.

All Income Levels Benefit from Retirement Plan Tax Incentives
Individuals at all income levels have benefitted from these incentives, particularly middle-income earners.  More than 70 percent of American workers who earn between $30,000 and $50,000 a year contribute to a retirement savings plan when one is offered at work.

“Given the vast numbers of baby boomers who reach retirement age every day, retirement savings incentives are needed more than ever,” said Kenneth E. Bentsen, Jr., President of the Securities Industry and Financial Markets Association (SIFMA).  “They are doing what they were intended to do – helping people who need them most to take responsibility for their own retirement security.”

The Coalition noted the important role employers play in helping workers prepare for retirement.  Between 2000 and 2009, employers contributed almost $3.5 trillion to public and private retirement plans.  Changes to current incentives could adversely affect employer-sponsored plans, contributions, and the retirement security of millions of Americans.

“Raising new revenue should not come at the expense of Americans’ retirement savings, not now or in the future,” said Brian Graff, CEO and Executive Director of the American Society of Pension Professionals & Actuaries (ASPPA).  “If Congress reduces the benefits of offering and contributing to retirement savings, fewer people will save.  The result: more of tomorrow’s retirees will need to turn to the government for help, and that will mean more federal spending.”

Media Availability
Representatives of the Coalition to Protect Retirement and of Juncture Strategies/ORC International will be available to answer questions and discuss the national survey on Thursday, November 7 from 1:30 – 2:00 p.m. Eastern Time. 
Call-in number:  1-800-745-6370        Passcode:  5356061

About the Coalition to Protect Retirement
The Coalition to Protect Retirement believes that Congress should encourage retirement savings for American workers through the preservation of current tax incentives.  The Coalition is composed of the following associations:  American Benefits Council, American Council of Life Insurers, American Society of Pension Professionals and Actuaries, The ERISA Industry Committee, ESOP Association, Insured Retirement Institute, Investment Company Institute, Plan Sponsor Council of America, Securities Industry and Financial Markets Association, and the Society for Human Resource Management.

The Coalition’s website www.HowAmericaSaves.com was created to raise awareness among workers, employers, policymakers, and the public about the important role that tax deferral plays in helping people plan for their own retirement security.  The site provides tools for individuals and organizations to make their views known to elected officials and to stay informed about proposals being debated in Congress.  To learn more, visit:  www.HowAmericaSaves.com.

About the Survey
Juncture Strategies/ORC International conducted a national on-line survey of 1,011 adults, 18 years of age or older, during October 14–16, 2013.  A summary of the survey results is available at: http://bit.ly/retresearch.

Contact: Bill Maroni BMaroni@howamericasaves.com / 301 802-3375

Keepsakes, Family Heirlooms Passed Down More Effectively with New Legacy Builder Tool Chest from LegacyStories.org

November 20, 2013 by · Leave a Comment
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Allianz American Legacy Studies researchers asked a group of Baby Boomers and their parents to rank on a scale of 1-10 (10 being most) what was more important to them when it comes to passing down an inheritance: values and life lessons or financial assets.

Perhaps not so surprisingly, the results showed that passing down values were over seven times more important than passing down valuables.

Yet only a small fraction of these three generations has made any provisions, mostly due to lack of awareness, education and the tools to do the job properly.

In addition to values and life lessons, a lot more should be included when building and passing down a legacy. Keepsakes and awards often represent defining moments and milestone events and can become family heirlooms when the stories behind their acquisitions are documented.

Identifying people in a select group of vintage family photos is one the best ways to document personal history, as some of the people in the old photos might as well be strangers to grandchildren. Those who grew up in the 20th century were first generations to record special events and moments.

Today’s digital technology offers a chance to pass down a purposeful legacy that will survive the ravages of time, and the experts at LegacyStories.org have developed an innovative Legacy Builder Tool Chest to help.

Consisting of fourteen drawers, each “toolkit” focuses on a specific legacy topic with interactive how-to guidebooks, downloadable forms, video tutorials and lots of helpful resources.

Toolkit topics include “Life Lessons and Values“, “Keepsakes & Heirlooms”, “Vintage Legacy Photos”, and one titled “Loved Ones in Care” to help caregivers build a legacy for victims of Alzheimer’s, people in hospice care, or seniors living in assisted or skilled nursing facilities.

“Since passing down life lessons and values is the highest priority, we provide members the ‘Life Lessons and Values’ toolkit at no cost,” says Tom Cormier, co-founder of LegacyStories.org. “Membership in LegacyStories.org is also free so there are no obstacles to prevent anyone from securing an honored place in family history. They just need to take action before regretting it.”

The Legacy Builder Tool Chest is also being recommended by financial advisors, estate planners and elder law attorneys as a means to engage with their clients in a purposeful way.

Content for the individual toolkits is contributed by top legacy experts including members of The International Assoc. of StoryKeepers (I-ASK) and the Association of Personal Historians (APH).

Our goal is to help people establish themselves as “effective elders” while they are alive, and to become “awesome ancestors” when they pass on,” Cormier states. “Our grandchildren and descendants will one day have an interest in learning about their family history. Because so few people will take the time to document their personal history, those who do will live on forever as their descendants’ go-to awesome ancestor.”

Contact info:
Tom Cormier — Co-founder
Phone: 423-295-5904
Email
Website: www.legacystories.org

Read more news from LegacyStories.org

AARP Report Highlights Need for Innovative Long-Term Care for the Aging Baby Boomer Population; Japan’s Technological Secrets May Hold the Answers

November 20, 2013 by · Leave a Comment
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A newly published AARP report illustrates a profound demographic shift that will have consequences for decades to come, particularly in the senior living and long-term care industry. Baby boomers are entering their retirement years, while the ratio of potential family caregivers to those who require long-term services and support is beginning to drop. Fewer available caregivers will mean the senior living industry must rapidly adapt to a surging market. The AARP’s full report is available here: http://bit.ly/156phYi

Family caregiving is a low-cost but often burdensome approach to elder care. Becoming a primary caregiver often involves leaving behind a career, among other sacrifices. Plus, these well-intentioned caregivers may not have the expertise necessary to provide the level of care needed by an aged parent. Adults in these roles often feel enormous pressure and stress, sometimes even resentment. At any rate, the nation’s changing demographics will make today’s family caregiving situation far different in the near future.

Between 1990 and 2010, there were about 7 potential caregivers for every one person aged 80-plus. That ratio is at the start of a freefall that will force society to change the way it cares for its elderly members. By 2030, the ratio of caregivers to elderly will be 4 to 1. All remaining baby boomers will have reached their years of highest risk (80+) by 2050, when the caregiver ratio will have plummeted still further to 3 to 1.

Kevin Williams, president of SeniorMarketing.com, suggests innovative thinking will be required to bridge this care gap: “Naturally, with fewer family caregivers available, the responsibility will largely shift to senior living communities, care agencies and already overextended government programs. But it will take more than simply building more communities or training more staff—assuming an adequate number of candidates are even available. Technological innovation may be the silver bullet to raise the standard of living for aging boomers, improve efficiency, and reduce costs.”

The nation of Japan, which has the greatest life expectancy and one of the oldest average populations in the world, has recently experienced a demographic transition of its own. Recently, the Ministry of Health, Labor and Welfare put out a call for 2 million new professional caregivers, but only received 1.3 million eligible candidates. With low birth rates being the norm, that shortfall will only increase. A tech-savvy society to begin with, the Japanese have embraced robotics and automation as a solution to the elder care issue. Motorized, assistive devices can help older individuals perform tasks themselves, while automated pill dispensers can prevent dangerous medication mistakes. A recent blog post on The Economist explained Japan’s inventive approach to the elder care dilemma: http://www.economist.com/blogs/babbage/2013/05/automation-elderly

Williams concluded: “This demographic shift is a great challenge but also a great opportunity. Forward-thinking, entrepreneurs will be leading the way in this new environment. Technology to assist with daily tasks, provide medical care, monitor, and connect seniors to loved ones is advancing at a faster pace every year. It’s not unreasonable to predict that the future will witness even better care for our future seniors.”

About SeniorMarketing.com

Baltimore-based SeniorMarketing.com was created with twin goals in mind. First, the company helps connect caregivers and seniors with local, affordable care options. Second, the company increases income for senior living communities and health care agencies.

Contact:

Kevin M. Williams, President
SeniorMarketing.com
5024 Campbell Blvd., Suite D-3
Baltimore, MD 21236
Phone: 1-888-523-3311

How To Start Your Own Senior Citizen Events Service by Vince Stead

October 3, 2013 by · Leave a Comment
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Expert Author Vince Stead

You can start your own business and make money helping others have a good time, and have a good time yourself doing it! As the population of baby boomers grows, and more of our population becomes older as time goes by. There are millions of folks 55 and older that have a lot of energy, desire, time and money, to do many things still! Some of the retirement communities that allow only people 55 and older to live their, have some of the most active seniors, with all kinds of wants and needs, and if you can fulfill that market, you can make some money doing it.

Find a way to fulfill this need, with either day trips, bus tours, cruises, vacation scheduling help, or even bingo, and you can set up various outings, where someone will win a big grand prize! You could arrange with local tour operators who are already in business. Find out their prices for certain day trips, and then negotiate for even a better price, so that you can make even more profit. You could make up your own fliers, and offer the same trips, but market it differently than the tour operators do, by going directly to places older folks like to be. You can try places like mobile home parks, senior citizens centers, hospitals, churches, etc…

You could start this business part time, and turn it into a full time business with a little imagination, and by putting lots of free classified ads up on the internet!

Vince Stead has written 9 books so far. You can find his books at places like Amazon, Barnes and Noble, and http://www.vincestead.com

Article Source: http://EzineArticles.com/?expert=Vince_Stead

 

Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth

October 1, 2013 by · Comments Off on Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth
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Expert Author Susan Elizabeth

Many people think that when they get to the age of retirement that their opportunity for adventure is over. But the baby boomer generation is an entirely different breed of retiree. They are one of the groups that has made senior citizen travel such a huge and growing ever bigger segment of the travel industry.

There are in fact, probably more travel companies now who specialize in taking older travelers on travel adventures than have ever been in existence before. Part of the reason for this is that there are so many baby boomers; and so many baby boomers who think young, act young and live young.

And part of it is because so many of the baby boomer generation have a little bit of extra money to spend on taking cool trips.

One of the growing sub segments of the travel industry, specifically in the senior travel part is genealogical travel. This is where people want to go back to the country of their family origin to see what life is like back there. Although, this kind of travel focuses on foreign destinations, there are plenty of travel opportunities in the genealogical sector that will allow you to travel to the parts of the US where your family was originally from.

Maybe this is so popular because so many baby boomers were so independently minded growing up that they moved away from their family home, and maybe just because many of the parents and grandparents of the people who are boomers came from other countries. Either way, this is a big deal in travel and if it is something you are interested in, you can easily find all sorts of travel agencies who can help you out with a genealogical travel tour to investigate your own roots.

Another kind of travel that is very popular with baby boomer folks is small group travel. Often in regular travel tours, especially the tour packages, there are as many as a hundred people in the same tour group. And if you are not on a cruise, this is way too many.

The tour companies do this to cut down on the amount of overhead they have to pay the tour guides and the hotels. You will still have to pay whatever fees they charge but you will not get the same amount of personal attention that you would in a small group tour situation. Make sure you check out the tour group size before you book your tour.

Senior citizen travel is alive and well and isn’t going anywhere. As a baby boomer traveler, you can find as many travel opportunities online as you can search for. And more just keep appearing each and every day.

Susan is a full fledged baby boomer and avid internet researcher who writes about baby boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Senior Citizen Information – The Social Security Funding Problem by Glen Jensen

September 2, 2013 by · Leave a Comment
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The Baby Boomer generation will begin taking early retirement in 2008. In 2011 they will approach the traditional retirement age of 65. As more and more Baby Boomers retire they will put a tremendous strain on the Social Security system. So far, no significant changes have been implemented to lessen the impact Baby Boomers will have on the Social Security system. The longer any action is delayed the more drastic the changes will be. Will these changes affect you? If you were born between 1946 and 1964, then you are officially a Baby Boomer and will probably be impacted by the Social Security funding problem.

The current and projected future financial status of the Governments’ trust funds is presented in the “The 2007 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds (OASDI).” The good news is that the Social Security Administration (SSA) states that there are no plans to reduce benefits for current retirees. In fact, benefits for current retirees are scheduled to continue growing with inflation. However, the 2007 OASDI Trustees Report also states, “Social Security’s combined trust funds are projected to allow full payment of scheduled benefits until they become exhausted in 2041. This means that unless changes are made soon, benefits for all retirees could be cut by 26 percent in 2040 and continue to be reduced every year thereafter. If you are “younger” senior citizen or a want to-be senior citizen, this is not good news

The Trustees of Social Security, the Comptroller General of the United States and the Chairman of the Federal Reserve Board have said, the sooner we address the problem, the smaller and less abrupt the changes will be. The independent, bipartisan Social Security Advisory Board has also said: “As time goes by, the size of the Social Security problem grows, and the choices available to fix it become more limited.” Addressing the problem now will allow today’s younger workers planning for their retirement to have a better assurance of the future of Social Security. The problem has not been addressed as of 2007.

If Social Security is not changed we have a limited number of options in the future. The options are to increase payroll taxes, reduce the benefits of today’s younger workers or borrow from the general fund. Social Security’s Trustees state, “If no action were taken until the combined trust funds become exhausted in 2040, much larger changes would be required. For example, payroll taxes could be raised to finance scheduled benefits fully in every year starting in 2040. In this case, the payroll tax would be increased to 16.65 percent at the point of trust fund exhaustion in 2040 and continue rising to 17.78 percent in 2080. Similarly, benefits could be reduced to the level that is payable with scheduled tax rates in every year beginning in 2040. Under this scenario, benefits would be reduced 26 percent at the point of trust fund exhaustion in 2040, with reductions reaching 30 percent in 2080.”

Social Security was never meant to be the sole source of income in retirement and that especially applies to the Baby Boomer generation. It is often said that a comfortable retirement is based on a “three-legged stool” of Social Security, pensions and savings. American workers should be saving for their retirement on a personal basis and through employer-sponsored or other retirement plans. If a Baby Boomer is not preparing for retirement with a pension and/or savings to supplement their Social Security benefits, they will have to delay retirement or continue working part-time.

Glen Jensen is a writer for [http://www.SeniorCitizenDirectory.com] which is a site that provides Senior Citizen Information.

Article Source: http://EzineArticles.com/?expert=Glen_Jensen

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
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Elderly-Couple-Walks-Retirement

Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Spend Time Musing – Suggestions For Senior Citizen Contemplation by Jerry Elrod

July 16, 2013 by · Leave a Comment
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One of the big time blessings of aging is having time to think. Senior citizens indulging in thought is one of the luxuries that has too many enemies. We are bidden by the distractions and temptations which discourage genuine, quiet, and worthwhile contemplation.

The patio at your home offers the silence and serenity necessary for productive or just meandering thought. The front porch allows the mind to wander and flit and the eye to gaze and the heart to be at peace. What more healthy enterprise can one find for engaging oneself than these? What more useful way to allow for the discovery of an idea or a thought, for the development of a series of pure fantasies that give one peace of spirit. Or such may allow one to launch out into new adventures full of exciting inquiries and inventively creative designs.

What if your thinking encouraged you to take up art or sculpting or writing poetry or penning short stories or designing greeting cards? What if watching the clouds opened up vistas beyond inspiring you to see there strange and wonderful childlike adventures?

Maybe you play the piano enough that your thinking could result in a worthy composition. Maybe your meditations could dissolve some great ethical problem. Maybe your mind holds a secret the world has long awaited!

Somewhere out there in the wonderland of our thoughts is a new discovery, a new uncharted course to new unfound lands, a path from our front door to doors previously unopened.

Spend the time in thought that might otherwise go begging for activity. Spend moments meditating over some great and moving inspiration that may unlock puzzles and break down barriers and leap over the impossible.

Your world will become larger…your mind more fruitful…your time well spent. Muse awhile every day and you may meet with some new retirement revelation.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon Shaw Elrod, manage Senior Citizen Journal online. For information on retirement, Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Senior Citizen Housing Choices Are Ready For Today’s Baby Boomer Retirees by Susan Elizabeth

July 3, 2013 by · Leave a Comment
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When it comes time to retire from work, there are some significant choices that you will need to make. One of them is whether you will continue to get up at the same time in the morning as when you had to go to work. Most people opt to not get up as early, but some still like doing that because it is such a habit.

Another choice is about where you want to live after retirement. It isn’t like anyone is saying you have to leave your house if you don’t want to, but many people think that finding an alternative kind of senior citizen housing is more appropriate than where they currently live.

There are so many baby boomers who are retiring right now, that there has been kind of a boom in the amount of places available for seniors to live in. There are a great amount of active retirement communities and assisted living facilities and even more and more nursing homes for people who need a lot of extra help.

But as far as where you are supposed to live, that is something that is completely up to the individual. And that kind of choice is one of the big characteristics of baby boomers; expecting to have a large amount of choice over their lives. That idea of being in charge of your own life certainly has not changed appreciably in any way since back when the boomers were in college.

In general, there are three choices in senior housing. These are identified by the amount of extra nursing and personal care that the residents require throughout the day. The active senior communities are where the folks live who need the least amount of extra personal care during the day. These are often based around sports like golf or tennis and have very active people living there.

The nursing home setups are where the people live who need the most extra assistance. These are staffed by nurses and doctors 24 hours a day and the people who live there need the most amount of extra care during the day.

In the middle are the assisted living facilities where people who need just a small amount of extra personal or nursing care live. This can be a place like a senior apartment complex or an entire community full of small homes where the residents live.

But no matter what amount of extra assistance a person needs after retirement, the internet can certainly help you find the best senior citizen housing option for you and your particular situation.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Senior Citizens Want to Stay Healthy by Irene Mori

June 11, 2013 by · Leave a Comment
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Of course, everyone wants to stay healthy. Young people are generally in good health. As we age, our bodies are affected. Senior citizens these days seem younger than they used to be, or it is just a matter of perspective that they don’t seem as old as they once did. Health and nutrition are of greater importance today, and more senior citizens want to stay young and healthy. They are willing to do whatever it takes to stay that way. Many older people are exercising and taking care of their bodies. They are interested in good nutrition and are willing to pay good money for products to help maintain youthful lives as much as possible.

Baby boomers have entered the senior years, and they have been having a profound influence on markets for years. As they age, the health and wellness industry is expected to grow by billions of dollars. New nutritional supplements are popping up all over the grocery store shelves. Liquid juices with nutritional benefits are extremely popular.

Many network marketing (MLM or multi-level marketing) companies have jumped on the band wagon to tap into the huge market of liquid nutritional supplements. It seems that new companies emerge regularly. Although their products are generally more expensive, people join these companies because of the hope of earning money while buying products they like at wholesale.

Senior citizens may be looking for a way to supplement the incomes which have dwindled over the years as the bad economy has taken a hit on their retirement funds. Even the normal, though meager, cost of living increase which they had received on social security funds was lacking this year. They may turn to network marketing as a means of earning extra income from a home based business.

Network marketing offers a hope and a promise. New distributors signing up for the chance for substantial income in this industry should realize that 97% of the people who sign up fail. It can be very lucrative and beneficial. However, it is not as easy as they make it sound when a new distributor is recruited. Except perhaps for the few new people who are natural sales people and already leaders in other fields of endeavor, it takes a great deal of hard work, determination, and persistence to find any measure of success in network marketing.

You need to be a leader or get yourself hooked up with a leader who will help you to succeed in this business. It is not easy, but it is possible to build a substantial income or even a small amount of money each month which may be all that is necessary to make life better for some senior citizens.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

 

Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

June 5, 2013 by · Leave a Comment
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Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

Caring.com Named Preferred Provider by Assisted Living Federation of America (ALFA)

SAN MATEO, Calif., May 6, 2013 /PRNewswire/ — A group of the nation’s largest senior living providers — including Brookdale Senior Living (NYSE: BKD), Emeritus Senior Living (NYSE: ESC), Benchmark Senior Living, and Senior Star — have chosen Caring.com as their agency of record for national buying of Internet leads for families looking for housing and care for their elderly loved ones. Separately, the Assisted Living Federation of America (ALFA) named Caring.com as its preferred partner for Internet marketing services.

(Logo: http://photos.prnewswire.com/prnh/20070921/AQF020LOGO)

With surging demand in the U.S. senior housing market, more Americans than ever before are turning to the Internet and online word of mouth to find and select the best senior living providers for their senior loved ones. About 30-50% of the senior living industry’s leads are coming from the Internet and that number is expected to rise, as tech adoption among baby boomers and seniors alike continues to increase. Whether seeking independent livingassisted living, or memory care, about two million consumers every month turn to Caring.com to find expert guidance about their options, research local providers, and get help in making well-informed selection decisions.

The country’s top senior living providers have chosen Caring.com to increase visibility of their senior living communities, optimize inquiry-to-visit rates, and leverage Caring.com’s resources to better nurture leads from the moment the search begins, through the research and decision-making phases, all the way to community selection and move-in.

In Q4-2012, Caring.com expanded its service offering with the launch of a new toll-free referral help line. Available seven days a week to those seeking senior housing, Caring.com’s family advisors explain different types of senior living options, help identify local senior communities matched to the prospective resident’s needs and preferences, schedule tours, share and encourage consumer reviews, and answer a range of senior living questions. With this added consumer support infrastructure, as well as other new and expanded capabilities for lead qualification and nurturing, the group of senior living community partners announced Caring.com as the agency of record for lead qualification and development, starting January 1. The help line is now referring nearly four thousand prospective residents per week.

“Caring.com has been great to work with as they’ve added the referral model to their business,” said Jayne Sallerson, executive vice president of sales and marketing at Emeritus Senior Living. “Emeritus wanted to consolidate our Internet lead buying with a company we could trust, and Caring.com has demonstrated their commitment to consumers, to us, and to the industry. Their new program is showing positive signs of increased tours and conversions.”

“Caring.com has proven themselves to be a strong partner for Brookdale,” said Jim Pusateri, senior vice president of sales at Brookdale Senior Living. “Working with fewer Internet lead sources has improved our operational efficiencies, lowered our marketing costs, and improved consumers’ experience with Brookdale Senior Living.”

Separately, ALFA, the largest national association of providers of professionally managed communities for seniors, signed Caring.com as its preferred provider for Web-based lead services as well as to power the organization’s new ALFA Senior Living Community Directory.

“Caring.com is our preferred provider of Web-based services because they are an exceptional online resource,” said Richard P. Grimes, president and CEO of ALFA, which is the largest national association exclusively dedicated to professionally managed, consumer-driven senior living communities. “Caring.com’s high-quality content, easy-to-use directory, and online reviews help prospective residents and their families find the right solutions for their needs — this is good for consumers and good for senior living.”

“From the beginning, we’ve focused on building the most comprehensive and most credible online resource to help those caring for a senior parent, spouse, or other loved one,” says Andy Cohen, co-founder and CEO of Caring.com. “Unlike some other Internet resources that will only share information about those providers who pay them, we’ve stayed true to our social mission and help connect consumers to a variety of quality resources for their needs. Working with ALFA and the leading senior living communities helps enable our ability to best serve those in need of senior care — and we continue to offer referral to free and low-cost support resources as well.”

More information for senior living providers interested in partnering with Caring.com is available here: http://providerinfo.caring.com/ProviderGetListed.html Consumers can begin their search for senior housing here: http://www.caring.com/local

About Caring.com
Caring.com is the leading website for family caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. Caring.com provides helpful caregiving content,online support groups, and the most comprehensive Senior Care Directory in the United States, with 35,000 consumer ratings and reviews and a toll-free senior living referral line (1-866-824-8174). In January 2012, Caring.com launched the Caring Stars award program recognizing America’s best assisted living communities based on consumer reviews. This year, 383 communities in 40 states were named the Caring Stars of 2013. Based in San Mateo, California, Caring.com is a private company funded by DCM, Intel Capital, Shasta Ventures, and Split Rock Partners. Connect with Caring.com onFacebookTwitterGoogle+, PinterestLinkedIn and/or YouTube.

CONTACT: PR@caring.com, 650-762-8190

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
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Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

The Amazon Kindle Fire Tablet Is Perfect for Senior Citizens on the Go by Amy B Sycamore

May 29, 2013 by · Leave a Comment
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Whether seniors are enjoying time on the golf course, a cruise to the Bahamas, or just visiting the grandkids there are a lot of great new technologies on the market to make their lives easier. The new Amazon tablet known as the Kindle Fire can be ordered right now for $199.00, and ships to consumers November 15, 2011. Users will be able to watch movies, play games, listen to music using a vibrant color touch screen with an extra wide viewing angle. The 199.00 Kindle Fire can be used for web browsing, checking email, and reading books and magazines.

Just think of having all of that computing power in your pocket for only 199.00? Senior citizens can carry only one thin tablet around instead of stacks of heavy books. No more need for a bulky laptop on all of those trips, saving seniors from experiencing shoulder pain. With the easy to use interface seniors only need to touch the screen to surf the web, finally a tablet computer that is easy for the whole family to enjoy. The Amazon tablet weighs in at 14.6 ounces and has a super durable display screen that won’t scratch or break.

Just think of having every Agatha Christie book on one device! The Amazon Kindle Fire has an 8GB internal memory. That is enough for 80 apps, plus 10 movies or 800 songs or 6,000 books. You could have every Humphrey Bogart movie right there to watch on the plane. Many senior citizens are moving onto the Internet as a way to connect and share information with their kids, grandkids, and friends. With the baby boomers retiring soon, there is going to be a huge wave of seniors who have tech skills and the desire to own and operate the latest in technology whether it is a laptop, touch pad, smart phone, or camera. Seniors are moving onto Facebook, using Google, uploading pictures to Picasa and chatting with their friends on Skype or using Google chat. Now, for these seniors who are on the move, they can take all of their entertainment with them, on one small Kindle Fire!

Here are some tips to know if a tablet computer is right for you:

1) If you aren’t using your computer for word processing. Touch screens are not comfortable for typing unless you get an external plug in keyboard.

2) If portability is more important to you than functionality.

3) If you are a new computer user and want something that is easy to use instead of extremely powerful.

If you are interested in buying a new computer and want something cheap but powerful and extremely easy to use, think about the Amazon Kindle Fire. For more information on how to buy a Kindle Fire or for technical help, check your local seniors focused tech help company.

Amy B. Sycamore is a technology specialist who focuses on senior citizens. She works as a computer tech in Naples, Florida helping seniors get on the web.

Article Source: http://EzineArticles.com/?expert=Amy_B_Sycamore

Senior Citizens May Find Time is Running Out by Irene Mori

May 16, 2013 by · Leave a Comment
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For senior citizens, sometimes it feels like time is running out. The oldest  of the baby boomers entered the realms of becoming seniors several years ago.  This large group of the population has been influencing markets for years and  still do so. Now as they enter the twilight years, they must come to realize  that their youthfulness has been spent and there may not be that many more  spring times left. Health and wellness is still an issue.

Many seniors have already commenced vigorous pursuit of the completion of  their “bucket list” which includes the experiences they want to have before they  leave this earthly existence. It’s time for this segment of people to be  concerned with themselves and to do the things they enjoy while they still can  do them.

If and when good health and a stable mental capacity leave a person, it then  becomes too late to pursue the interests which may be there now. Senior citizens  are able to have active, busy lives full of productivity and enjoyment.

Because money is not plentiful for a number of seniors, many are working  menial jobs at stores or fast food outlets. The reasons for doing so may be  varied such as for extra income necessary to make ends meet or to simply have a  place to go and enjoy the company of other people. Many are searching for home  based businesses as a means of supplementing their social security or other  meager retirement income.

Although there are thousands of wealthy senior citizens, there are  undoubtedly many more who struggle in their daily lives. They find it difficult  to pay for necessities like shelter, food, and medications. Some seniors find  life has little meaning, but it does not have to be that way. Keeping one’s mind  and body active helps a person feel better and act younger.

Dorothy Dale Kloss is an example of someone who is young at heart and young  in actions although at age 85, she is the oldest showgirl in the Universe  according to the Guinness Book of World Records. Dorothy decided she needed  something to do fourteen years ago so she auditioned with the Fabulous Palm  Springs Follies. She got the job and now dances at about nine performances each  week. She has been dancing since she was five years old and obviously loves to  dance. Upon seeing and meeting her, there is no way that anyone would guess that  she is 85.

Although time may be running out, seniors can still find ways of being  productive, engaged citizens who can still enjoy life to the fullest.

Irene Mori lives near the Nation’s capital where she is able to regularly  experience the happenings of the government. She is involved with home based  business and network marketing. For information on an affordable money making  opportunity with a company which provides discount savings on everyday purchases  and cash back for online shopping along the chance to make some extra income,  visit http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Incremental Retirement – Sensible Advice For Senior Citizens by Jerry Elrod

May 15, 2013 by · Leave a Comment
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Many senior citizens just won’t retire. They are ambitiously alive. They stay  busy. They love what they do. They are not putting off retirement because of  economic issues. They either own their business or are in a situation in which  their business gives them so much permission that the business can do quite well  without them. That is, of course, a fortunate place to be. They are in  incremental retirement. They are doing it in stages. For the most part, they  don’t keep rigid or strict hours. They are fully aware of what’s going on in  their business or their lives, but they don’t obsess over it. An acquaintance  is, at 70, building a new office and expanding his business. It is not to “make  more money” for himself. He gives it all away to his family and causes he  believes in.

Another person travels a great deal, sometime in a humongous motor home. He  is quite well off, but he chases around Texas doing what he does for his  business.

Still another is a retired judge, but still a practicing lawyer. He and his  spouse spend enormous time enjoying themselves with frequent travel forays and  maintain an elegant antebellum home in East Texas. When home, he still keeps a  busy roster of clients.

Incremental Retirement, whether continuing to pursue business or professional  interests, is a healthy way to retire. It doesn’t have to happen all at once.  One need not surrender the things of ones previous life all at once. Keeping up  with events and excitement in ones “career” world is a healthy way to stimulate  body, mind and soul.

Incremental Retirement means you may do it on your own terms. You can plan to  have a three-month hiatus, while the wheels keep turning. You can generate new  excitement and energy for living. You can even expand your career interests in  ways that will provide further for family, charity, a foundation, and a life of  absolute satisfaction.

So, look at Incremental Retirement, if you are fortunate like many senior  citizens, which may round out your life in enormously gratifying ways.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Senior Citizen Travel Insurance – Baby Boomer Travelers Need This Protection by Susan Elizabeth

May 13, 2013 by · Leave a Comment
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One of the favorite activities of senior citizens and baby boomers is  traveling. There are large numbers of travel agencies and tour groups that  specialize in providing travel adventures to seniors. And one of the things that  is most important when you are a boomer and you are out traveling around the  country or the world is senior citizen travel insurance.

This kind of insurance helps you if you need medical help when you are on  your trip. In particular if you are overseas, the doctors and the hospitals may  not want to treat you unless you can guarantee that they are going to receive  payment. And sometimes, you just don’t have the amount on your credit card to  afford the treatment you really need.

Just to make it clear, getting senior travel health insurance is a very  important thing to do before you leave n your trip.

Here are a couple of tips when you are asking insurance agents either online  or offline about senor travel insurance.

You want to be sure what age they are calling seniors. It doesn’t help much  if you are 64 and the cutoff age is 65. You are not going to be able to take  advantage of that insurance e coverage no matter what. So it is very important  to get that right out in the open right away. You will probably be able to get  some kind of health coverage from that particular agency but it might not be  senior citizen coverage.

Another point to consider is mode of transportation on your trip. There are  some health insurance policies that have exclusion provisions for particular  modes of travel. Not so much airplanes or cruise liners but odd kinds of things  like mule trains and bicycles. You want to be sure that however you are going to  be traveling on your trip that you get insurance that is going to cover you for  that form of transportation.

None of these things are deal breakers as far as getting travel insurance  goes. You just want to be sure that you have your bases covered before you set  off on your adventure. Oftentimes, the best deals with the best insurance agents  and companies are found on the senior websites. They can offer you excellent  group packages on discount insurance because their membership is so big.

And even though you really need senior citizen travel insurance to cover your  health while you are on your trip, it doesn’t mean you can’t take advantage of  any discount you can find. And that is one thing that the internet is really  good at finding for you – discounts.

Susan is a full fledged baby boomer and avid internet researcher who writes  about baby  boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Death is Not My Next Goal – More Advice For Senior Citizens by Jerry Elrod

May 8, 2013 by · Leave a Comment
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Aging is a phenomenon which introduces all kinds of subjects and issues we  would rather leave alone. Many senior citizens (and others) are timid and  reluctant to broach the subject of death, being ready for it, making necessary  practical plans and decisions and even admitting to its very likelihood.

Death, however, will happen to each of us, whether we admit, like it, deal  with it or not. Thus, the question, why the hesitance? Discussing death does not  speed its coming, nor prevent its happening.

Recent studies have shown that in the United States male longevity for a 70  year old male today will likely extend to 83.2 years. A female, aged 70, will  likely live to 85.8. These statistics come from the Center for Disease Control  and Prevention.

Depending on where you are on that scale, the news may be either good or not  so good. There is a story making the rounds of a person who said, “I wouldn’t  want to live to be 90,” to which his listening friend allowed: “You must not be  89.”

Dear Seniors, do not make Death your next goal, but remember, Denial is not a  river in Egypt. There is room for some in-between choices here, in-between  denial and talking openly and comfortably about death. If you don’t talk about  it, or if you try to ignore its reality, you just create more problems. You make  it something like the huge elephant in the room. Something unknown that is to be  feared. It’s not an elephant… it’s just death, something that will happen to  each of us. And talking about it doesn’t make it happen sooner. Most of us  simply are not in control of when or how we die.

In order for Death to be removed from your list of life goals, it is not  necessary to pretend it isn’t going to happen to you.

In addition to the practical issues of seeing a doctor and participating in  appropriate care disciplines, there are other dynamics surrounding the “D” issue  that need our attention.

  1. Spend time with your significant other and/or family looking at the issues  surrounding death and how they will be managed as necessity and wise assessment  of conditions indicate.
  2. Lay it all out. Do not skirt issues. Be courageous in opening those matters  about which some will find discomfort and even embarrassment. Dealing with it  now is better than delaying. Delay will create considerably more discomfort and  likely more disagreement within the family.
  3. Go so far as to talk about what a memorial or funeral service would look  like. Put it down in a record. Date it. Change it if necessary.
  4. Open up issues like traditional burial or cremation and scattering of ashes.  Deal with economic issues.
  5. If more comfortable, invite a professional, a pastor or other who would not  impose judgment, but allow for wide ranging issues to be exposed and  addressed.
  6. Maybe, make a group list of the issues that really would be helpful to  discuss. Have Kleenex handy for those who will, naturally, have some emotional  moments.
  7. If/when some anecdotal stories are told, have someone write them down for  recall when the time comes for a celebration of life.
  8. While death is not our next goal, this exercise will begin to put it in its  place.

 

Remember the maximum life expectancy in Sweden in the 1860’s was 101. It is  now 108. And, by the way, 70% of the increase is attributed to death rates above  70. Given optimal genes and good medical care, no one, so far, has lived beyond  123. The good news is you and I have about a 1 in 2 billion chance to live to  120.

Death is not a goal, There is an old song which Virginia slaves used to sing  at funerals: “Come down, death, right easy.” For let that be our song, senior  citizens and all.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

What to Do When – Etiquette Suggestions For Senior Citizens by Jerry Elrod

May 8, 2013 by · Leave a Comment
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Many senior citizens know that one of the contributors to Emily Post’s  success came when more and more people wanted to know how to behave in social  situations. Letters of inquiry launched a career, still a part of Americana. Her  answers became legend and law and revisions have been made as necessary  throughout the decades.

There are new questions today, necessitated by a changed and an ever changing  social environment. These questions arise as legitimately as they did when  persons wanted to know which fork to use.

But today’s questions have more to do with sensitivity to social crises than  to table manners. They are questions that come from every generation. No age  group is immune. Seniors, whose experience may be sharpened through years of  experience, are nonetheless often caught in situations new to them and are  frequently in need of advice.

Here are some of the surprises and dynamics that may confront us all:

Q: A friend sends an invitation to a wedding of one of their children. The  bride is pregnant and marrying someone of another ethnic background; how do you  handle it?

A: You handle it as you would any invitation. If you are available and wish  to attend, you reply accordingly. You purchase a gift which you have sent or  take to the occasion. You exercise 100% genuine courtesy, thoughtfulness and  participate as a friend who cares and is delighted to have been invited.

Q: Someone special in your circle, friend or family, is going through an  experience of terminal illness with someone in their family; how can you be  present to them during their uncertainty and pain?

A: Exercising compassion and presence is an absolute top of the list must.  Authentic presence, in body or not, is the best extension of caring there is.  Caring Bridge is a web site where many persons going through this experience are  available to receive messages of caring. Direct contact, without overdoing it,  is always welcomed. Telephone calls, timed appropriately, are very intimate and  personal. Greeting cards, offers for assistance, dropping by with a platter of  cookies are expressions of affection. Listening is the most precious gift of  all. Offering a shoulder follows that.

Q. Someone in your acquaintance has lost a significant portion of their  retirement nest egg. They aren’t sure what lies ahead, how can you be  helpful?

A. While you may not be in a position to rescue them from their financial  catastrophe, you can be in a position to assist strategizing with them a means  for coping and moving forward. It will be painful. It may offer some dead ends,  but their having someone to assist them to hold up the ceiling, when it feels as  if it is crashing in upon them, will be a gift beyond measure. It is the age old  story for senior citizens. Etiquette is another way of showing respect, offering  generosity and grace, especially when it takes into account the deepest respect  for and needs of others.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Should Mobile Car Washes And On-Site Auto Detailing Companies Give Senior Citizen Discounts? by Lance Winslow

May 1, 2013 by · Leave a Comment
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The other day, I was talking to a mobile detailing entrepreneur in the state  of Florida. He been doing business an awful long time, but he also noted that  unemployment in the state just hit 8.8%. It wasn’t like this in the past where  he could go to any office building, and all the workers were flush with cash and  paid him for an executive $20 wash, and a $125.00 detail every other month.  Today, he is busy trying to find any customer he can, and he asked me a very  interesting question.

He told me that many of the customers in the retirement resort gated  communities were asking him for a senior citizen discount. I told him that would  be rather tough because almost everyone in those facilities, living between the  fairways and the golf courses was a senior citizen. You might as well just lower  the price and give it to everyone, or raise the price and let everyone get the  discount, either way the concept of a senior citizen discount in Florida is  rather silly.

Further, retired folks like to talk a lot, and they have nothing better to do  but sit there and watch you detail the car, this could actually slow you down,  and then they want to tell you all about their grandchildren, like you have  time, you need to get to the next car to make some more money so you can afford  to put gas in your mobile detailing rig because even that is up to four dollars  a gallon now. Of course, the seniors do like to get a discount or least feel  they are getting a discount, so maybe it is time that you rearranged the prices  on your menu flyer, perhaps raising them 10 or 15%, and then giving the senior  citizens a 20% discount.

Another issue that you may not have considered is that the baby boomers are  retiring in record numbers, and they’re all hitting age 55 or 60. It might even  be possible now to tell people that if they are only 65; “hell you are still  young, you could probably wash and detail your own car, so I can’t give you the  discount, I only give the senior citizen discounts to people 90 years old or  older.” They might get a laugh about that, but maybe you can set your senior  discount age at 70 or 75. If you are in the state of Florida like my  acquaintance, you’ll still have plenty of customers take you up on the  offer.

Well that’s all for now, if you have other questions or concerns you may  shoot an e-mail. Until then I hope you will please consider all this and think  on it.

Lance Winslow has launched a new series of eBooks on the Mobile Detailing Business. Lance Winslow is a retired Founder  of a The Detail Guys, a Nationwide Franchise Chain, and now runs the Online  Think Tank; http://www.worldthinktank.net

Article Source: http://EzineArticles.com/?expert=Lance_Winslow

 

Realizing You Have Become A Senior Citizen by Irene Mori

April 27, 2013 by · Leave a Comment
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Someday you may come to the realization that you have become a senior  citizen. When we are young, we think old age is so far off that we never worry  about reaching it. We generally feel good physically and cannot imagine a life  which includes aches and pains on a daily basis. Life is enjoyable, and movement  is easy.

Of course, there are exceptions to every rule. Some young people have to  endure health struggles or are prone to emotional instability. They may have  trials and problems of great magnitude. Everyone wants to be healthy and able to  enjoy life, but it does not always work out that way. Yet the majority of young  people are able to at least cope with the experiences and hardships which come  as a part of daily living.

As the baby boomers enter the realms of senior citizens, they have brought a  new enlightenment to the older generation. They have been a segment of society  which has created trends and moved markets. Now that they are getting older, it  does not mean that they are any less interested in good health and wellness.  They are a generation which has brought new meaning to the concept of being a  senior citizen. They want to stay young and vibrant. Many baby boomers have seen  great success in their lives, and they are used to having a good life. They will  make sure that their quality of life continues.

Realizing that you are a senior citizen is not a bad thing. It does not have  to be a signal of being old. There are many senior citizens who continue to work  and contribute meaningfully to society. There are others who have retired but  who engage in service related activities. There are those who make the most of  life and live it to its fullest by traveling or having new adventures.

Nutritional supplements are plentiful on grocery and drug store shelves.  Several network marketing (MLM or multi-level marketing) companies which sell  these products are catering to senior citizens. The huge market of liquid  nutritional supplements is targeting customers among the older generation. These  companies also provide ways for seniors to earn income if they are interested in  buying and promoting products. They offer a home based business opportunity  which can be done at any age.

Although realizing you have become a senior citizen is a reality of being in  your twilight years, it does not mean that life has to suddenly change  drastically. There may be opportunities for more enjoyment with family and  grandparenting. Many of the same or new activities can have new meaning, and  life can be good.

Discover an affordable and easy program for saving and earning money by  visiting: http://www.moremlmsuccess.com.

Learn about emergency preparedness and food storage or starting a home based  business in this area, by checking out: http://www.preparedforlife.net.

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Cell Phones For Senior Citizens Help the Baby Boomers Generation Caring For Elderly Parents by Kaye Swain

April 26, 2013 by · Leave a Comment
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Are you in the hate-to-admit-to-aging Baby Boomers Generation caring for  elderly parents? Me, too! And, like me, I’ll bet you are also always on the look  out for creative ways to multiply your time, easily multi-task, and find helpful  tips to be able to get more accomplished with less time.

One thing that has helped my senor mom and myself is when she finally agreed  to try out one of the Jitterbug cell phones for senior citizens. These large and  simple cell phones for seniors are truly easier for them to use and even include  the option to just dial O for the Operator who will then make the phone calls  for our senior parents. She is actually quite proud of herself that she hasn’t  had to resort to that, but it’s nice to know that option is available.

Cell phones for some seniors who have never done much in the “technology age”  is a harder hurdle to overcome than most might think. It took me four years to  talk her into one of these. My mother-in-law, on the other hand, dove into the  tech world with glee. She taught herself to use a computer and uses a regular  cell phone just fine. She may someday switch to the Jitterbug, but for right now  she is quite content. My senior mom, though, wouldn’t change her Jitterbug for  anything and considers them the best cell phones for senior citizens!

I totally agree with her BECAUSE of the peace of mind it gives this Baby  Boomer along with the handiness it provides when I can easily call her where  ever she is and where ever I am. We especially love it when we’re out shopping.  Since she no longer drives, I can take her to her favorite Walmart. She can go  off and do her shopping while I go get mine, saving us both time. Or, if I don’t  need to shop, I head for the McDonald’s that’s in the Walmart. I can then sit  there and write to my heart’s content. With my notepad and my iPhone, I’m able  to be quite productive, knowing that if she needs me for anything, she can just  give me a call on her Jitterbug cell phone. Before, we either had to stay  together, or spend considerable time looking for each other all over the  store.

I would not give up my smart phone for anything. I call it my brain and I’m  not joking since it has so much valuable information stored in it. But I am so  grateful for the simplicity of the Jitterbug cell phones for senior citizens and  how much easier they’ve made my life as well as hers!

And, if you pop over to http://www.SandwichINK.com and read Caring for the  Elderly Parents in the Family: Why Cell Phones for Senior Citizens or Medical  Alert Devices are a Wise Investment, you’ll discover another  vital reason I really appreciate my mom’s agreeing to get a  Jitterbug cell phone for seniors!

Article Source: http://EzineArticles.com/?expert=Kaye_Swain

 

How Much Have You Changed? A Dilemma For Senior Citizens by Jerry Elrod

April 19, 2013 by · Leave a Comment
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Now that you are 50 or 60 or 70 or so, how much have you changed? As a senior  citizen in retirement, do you still see yourself as you were 10 or more years  ago? What experiences, dramatic or subtle, have changed the mold you always saw  yourself fitting?

Here is an illustration giving proof that some people really don’t change  their patterns. A man in his early 70s is still acting out and living as if it  were 50 or more years ago. No change, no recognition of the need for it. Old  prejudices, bitter cynicism are the hallmarks of his life. Just as his outward  expressions reveal his inward retardation, he is being eaten alive by a terminal  illness. Is there anyway to get through to people who don’t even understand  themselves? How can exercise compassion and care and thoughtfulness for others,  if they don’t even see the need for those emotions within themselves?

This is an alert. It is time for aging senior citizens who have decided to  live in the boxed-in, never gonna change kind of existence, to either decide to  isolate themselves completely or change. Isolation is not desirable, at whatever  age. Punishing others by absenting yourself from the world going on around you  is only a punishment to yourself. It isn’t the rest of the world that has a  problem. It is you!

Resisting change is no indication of brilliance. It is instead, a sign of  insecurity, inability to cope, unwillingness to evolve. Do you really want to be  the way you have always been? Sounds comfortable, but at last it is an indicator  of disconnect. There are a lot of memories and joys from your past to which you  may cling. But, finally, one must admit they can’t remain forever a part of your  life and being. Right now, resolve to begin working hard on eliminating some of  the “things” which still hold you. There is a time for letting go.

It may be relatively easy, and certainly inevitable, to have to let go of  those “things.” It is more of a struggle to deal with the chains, as in Dickens’  Marley, which enslave us. Aging senior citizens may find a good read this Christmas in  “A Christmas Carol.” As you read it, reflect on how much like Marley or Ebenezer  you have become.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

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Gift Ideas For Senior Citizens Perplexing You? 5 Tips to Finding the Perfect Gift For Baby Boomers by Diane Carbo

April 18, 2013 by · Leave a Comment
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Gift ideas for senior citizens can be perplexing. Not to worry, I have  5 tips to help you find the perfect gift for seniors citizens in your life. Many  gift givers have the perception that as we age, we have accumulated everything  we need in life. In some case that may be so, but, just because we are getting  older, does not mean we don’t enjoy or appreciate a meaningful and well thought  out gift.

Tip #1 As we age, our needs change. Our thoughts focus on our past, what we  accomplished, what we wanted to do, but postponed due to life’s responsibilities  that came our way. Many fondly recall the dreams, plans and hopes of their  youth. There are many that have things in their life that they miss or wish they  had a chance to do. Now, because of their age, they think that this is no longer  a possibility. Trust me, there is a gift giving idea in those postponed dreams  and plans. And all you have to do is discover what they are.

Tip # 2 Every aging senior has different personalities, lifestyles,  interests, financial and health situations. This should be considered when  exploring gift giving options.

Take time to consider the senior adult for whom you want to choose the  perfect gift.

Are they an active senior, with lots of ability to get around independently?  Are they involved in church, community or group activities? Do they live  alone? Do they have limited access to social functions or activities due to  illness or inability to drive? What keeps them from getting out an about?   Do they have hobbies or outside interests? Have they had a change in  their physical or mental abilities that has affected their lifestyle?  Are  they able to take care of their home environment, yard or pets?  Is their  financial situation a problem or is money never a concern?  Are they an  individual that is open to trying new things? Or are they an individual set in  their ways?

More Gift Ideas for Senior Citizens Perplexing You? 5 Tips to  Finding the Perfect Gift for Baby Boomers…

Tip #3 To accomplish the goal of finding the perfect gift for the aging  senior in your life will take a little thought and exploration on your part.  Take time in your everyday conversations to ask questions about the past and the  present interests. Make this a part of your regular conversation. Gift ideas  will present themselves. Don’t hesitate to ask “Is there any thing that you  wished you had done?”  “Is there any thing that you miss doing or would like  to do some day?”  “Have you ever considered ________(this may be dancing  lessons, painting, doing wood working, trying a computer etc) ?”

Tip # 4 If you have done your exploration, you should have come up with some  great gift ideas. Or maybe you still feel stuck on finding the perfect gift. Now  it is time to be creative. If you have assessed the aging senior’s situation,  you can determine what is important to them. Would they benefit from some  special one on one time with you? Spending uninterrupted and unrushed time,  to do something that your aging senior will enjoy, not only will be appreciated,  but will have the benefit of creating a memory for you and your aging senior.   If they are an active senior, they may be open to trying something new and  different. You may want to plan a trip or activity that would be fun. Don’t  forget that learning is a lifelong activity. Check out the local colleges,  YMCA’s and online courses that may be of interest to your aging senior. You may  be able to introduce a new hobby or activity that will improve or maintain mind  and physical fitness.

Tip #5 Do not discount home made gifts or projects. Plan a family project  where the entire family can get involved. You may want to create a family tree,  organize family pictures. Create a slide show with old family pictures and have  your senior incorporate family stories behind those pictures. Or create a video  of your aging senior talk about the family history. This could be an on going  project with a planned family debut. Plan a party and ‘red carpet’ event for the  entire family to view.

Finding gift ideas for seniors can give you an opportunity to learn  and create a stronger bond between you. Finding a gift for baby boomers is  giving something needed, something wanted or something they have longed for, but  never expressed. Given with lots of love, will make it the “perfect”  gift.

Diane Carbo Registered Nurse has more than thirty five years in the nursing  field. Her experience as a geriatric care manager, makes her uniquely qualified  to help those who want to live out their lives in their own homes. Diane has  developed a web site to make people aware of issues and options. You will find  the answers to many of your questions as well as helpful information that will  be continually updated. Please visit http://www.aginghomehealthcare.com/gift-ideas-for-senior-citizens.html for more information on gifting baby boomers and senior adults. Sign up for The  Caring Advocate Ezine her free newlsetter and receive a complimentary  copy of the Home Health Care Planning Guide.

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

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Fill Your Life With Satisfaction – Eight Bonuses For Senior Citizens Activities By Jerry Elrod

April 16, 2013 by · Leave a Comment
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2009 offers opportunities and activities for creating a life satisfying  series of days and moments. A year doesn’t happen all at once, even for senior  citizens who decry how rapidly time flies. The Senior Citizen age is an  everyday, minute at a time process. We surprise ourselves when we discover what  we can do with time. The first goal of a senior citizen is to make every day  productive.

So, here are some early New Year clues for filling life’s days with  satisfaction.

1. Convince yourself that being of Senior Citizen age is a plus. Plan daily  activities that under gird a positive attitude. Read books that enable your  being a positive person, engage in exercise that assists your health and  mobility. Look for one task to do that gives you a sense of accomplishment.

2. Identify one thing that you are exceptionally competent in doing. Do not  limit yourself to the ordinary, but stretch yourself to find something you might  have never considered undertaking: for men, how about knitting or cross  stitching; for women, being able to work on your car.

3. Set a goal of the number of books you will read within a month’s time.  Choose books you always told yourself you wanted to read.

4. Choose one volunteer activity per month that will give you a sense of  community and interactive pride. Find something that allows you to be with  persons whom you don’t normally identify as friends.

5. Work on your spirituality. Note, the word is spirituality, not religion.  Identify with some group, spiritual discipline, devotional exercise which will  enlarge sense of self worth.

6. Study your diet. Work with your spouse or significant other or a dietitian  to be sure you are eating well and assisting your health with healthy meal  planning.

7. If you need more to do, consider an unusual hobby. There are no limits on  solid and available opportunities.

8. Get a good night’s sleep! Recommended sleep is 8 hours per night.  Determine what schedule works best for you. Try not to vary it.

Finally, review your progress in meeting your goals to create a life  satisfying pattern for yourself. Keep a Journal so that you may evaluate your  progress or lack of it. In a few months, you will have created new, healthy  habits and activities which will contribute to your life’s satisfaction as a Senior  Citizen.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

Health Insurance For Senior Citizens by Ram Mohan Susarla

April 12, 2013 by · Leave a Comment
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If you are a senior citizen and do not have health insurance, the thought of  having to go to an emergency room in case of illness may be troubling you. You  should have planned for your retirement but if you did not include the details  of having Health Insurance after you retire, you are at the mercy of the ER and  without coverage you may even have to forego treatment. For many people in the  US, health care costs often result in bankruptcy even when they have insurance  because not all illnesses are covered by the policy. When it can happen to the  people who have insurance, it can be a nightmare for those who do not have  it.

In recent months, the issue of health insurance for senior citizens has  received extraordinary coverage and attention in the US because of President  Obama’s plan to have universal health care available to all citizens. This  measure from the Obama administration has drawn critics and supporters alike and  the battle lines are drawn in an increasingly bitter battle. The issue at stake  is whether there should be a public option that would enable the senior citizens  access to health care provided for by the government. The public option does not  guarantee free coverage but includes an option for the employers and the  government to provide for an eventuality.

Senior citizens need healthcare and they need it more than the other age  groups as they need access to quality medical assistance because of their  advancing age that makes them vulnerable to disease and disability. It is for  this reason that medical care in many countries is free for senior citizens and  they have access to the best medical facilities. Likewise, the US should also  have a health care system that provides for its senior citizens and ensures that  they get proper treatment for their various ailments.

In the context of the baby boomers retiring in large numbers and without the  proper tools for some of them to plan adequately for their retirement and health  care, there should be a comprehensive plan for access to medical coverage by the  insurance companies as well as the government. There are several insurance  companies that have special plans for senior citizens as they allow for the  coverage with all facilities provided for them. However, there are other  companies that do not encourage coverage for senior citizens on the grounds that  they are a high risk category and hence the premiums do not justify coverage.  There are some commentators who call for an old age premium to be placed on the  coverage plan so that senior citizens can get coverage at the rates provided by  the insurers, albeit with a premium.

The point that is being made here is that senior citizens better plan for  their retirement when they are in their forties and fifties so that they do not  become a burden on their children and that they retain coverage beyond  retirement and after they are well into their sixties.

Freelance Writer with over two years of experience in content development,  academic writing and business writing. Specialist in Custom Writing and SEO  development with emphasis on plagiarism free and unique content.

I am an Engineer by training and was a Project Manager before switching to  Freelancing. I can take up assignments in the areas of Project Management, IT,  Economics, Management and Book reviews. I am well versed with academic  formatting styles like APA, MLA, and Harvard etc.

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The Vision Council Launches Online Resource for Low Vision and Saving Sight

March 10, 2013 by · Leave a Comment
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The Vision Council is pleased to announce the launch of www.whatislowvision.org — a new web site created to educate the public on low vision, its symptoms, and the resources available to help.

(Logo: http://photos.prnewswire.com/prnh/20130228/PH61076LOGO-a )
(Logo: http://photos.prnewswire.com/prnh/20130228/PH61076LOGO-b )

As America’s baby boomers enter their senior years, they may notice a gradual loss in some areas of sight. Loss of peripheral or central vision could indicate low vision, a visual impairment that cannot be corrected with eyeglasses, contact lenses, pharmaceuticals or surgery. More than 2.9M people in the U.S. suffer from low vision and it is most common in people age 60+.

What is low vision?
“More likely than not, everyone knows someone with low vision — maybe a mother, sister, neighbor, or co-worker,” said Dr. Paul Michelson, Chair of The Vision Council’s medical arm — known as the Better Vision Institute — and  a low vision consultant.  “Recognizing the symptoms of low vision early and taking the proper actions may help preserve sight and in some cases, lessen the advance of low vision.”

Low vision can impair the ability to complete activities of daily living or follow routines and enjoy pastimes — such as reading — that people take for granted.

Symptoms
At first, people might notice a bit of distortion in their vision.  An object that is straight in reality — a telephone pole, for example — may appear curved or wavy to a person with low vision.  A low vision diagnosis is often the result of age-related macular degeneration, diabetic retinopathy, glaucoma, or another aging eye disease.

Low vision differs from presbyopia, which is when the ability to focus on near objects diminishes. Presbyopia, which can be corrected with reading glasses or other optical solutions, typically emerges between ages 40 and 45.  Signs of low vision are broader than presbyopia and include:

  • Areas of blurred or distorted vision or spots and blotches in your vision
  • Shadowed or darkened field of view or noticeable loss of peripheral vision
  • A gradual loss of central vision
  • Cloudy and blurred vision or exaggerated “halos” around bright lights
  • Blind spots in your field of view

Preventive Measures and Resources
Seeing an eye doctor at the first sign of any visual changes can help to detect the diseases that result in low vision.  In general, seeing an eye doctor is an important step in maintaining eye health.  The onset of low vision is a slow progression of symptoms and the ultimate goal is to maintain remaining sight and prevent further deterioration in vision.

Sometimes, a pharmaceutical or surgical solution may stop further development of one of the diseases associated with low vision, but there are also eye care providers who specialize in low vision.  These specialists can introduce patients to low vision devices such as stand magnifiers, closed-circuit TVs, and telescopic lenses that help people affected by low vision maintain independence and improve their ability to perform daily tasks.

Dr. Michelson continued, “We urge people to check on family, friends, and neighbors who might be experiencing some of the signs of low vision. Vision training, vision rehabilitation, and low vision devices can help people maintain and optimize visual function, and preserve as much sight as is possible.”

At the onset of any symptoms of low vision, The Vision Council reminds people to:

  • Seek an accurate diagnosis and develop a good relationship with an eye care provider
  • Know the risk factors of not maintaining sight and the overall prognosis

To learn more about low vision and find resources, visit www.whatislowvision.org.

”The information and resources on this new website can teach people more about the changes they are experiencing and help them make the most of their remaining vision — which can lead to increased independence and quality of life,” said Dr. Michelson.

About The Vision Council
The Vision Council is the global voice for vision care products, practices, and services.  We represent eyewear manufacturers and suppliers in the optical industry by providing education, consumer outreach and advocacy.  The Vision Council also serves as a resource to the public who want to learn more about options in glasses and sunglasses, eyewear trends, and advances in technology.  Learn more at www.thevisioncouncil.org or find us on Facebook.

 

CONTACT: Erin Hildreth, The Vision Council, +1-703-548-5089; or Susan Caldwell, Access Public Relations, +1-540-204-4033

SLCC Joins National Program to Train Baby Boomers for Jobs

February 16, 2013 by · Leave a Comment
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Salt Lake Community College was recently chosen to join the Plus 50 Encore Completion Program, a national effort to train 10,000 baby boomers for new jobs in healthcare, education and social services. The program is sponsored by the American Association of Community Colleges (AACC).

The College will assist adults age 50 and over in completing degrees or certificates in high-demand occupations that give back to the community. With many adults age 50 and over out of work or seeking to transition to a new career, the program offers skill updates and career makeovers. Salt Lake Community College will prepare older adults for careers such as pharmacy or ultrasound technicians and medical terminology specialists. In addition, the College’s Transition to Teaching program is offered in partnership with the State Office of Education to prepare students as elementary and secondary educators.

“The Plus 50 Encore Completion Program represents a meaningful, national validation of the work the College’s Division of Continuing Education has undertaken. The program will support individuals who want to design a second career—either out of practical necessity or personal interest,” said Jennifer Saunders, Associate Dean of Continuing Education. “People returning for education and training at this stage of their lives are building on rich employment histories, valuable interpersonal skills, and knowledge achieved through experiential learning. These resources are then being coupled with the most current workforce education.”

The program will be implemented utilizing a variety of strategies, including accelerated classes, flexible scheduling and cohort models, which provide groups of students with similar goals an opportunity to move through a program together.

Since 2008, AACC and its network of Plus 50 Initiative colleges have worked with baby boomers to help them prepare for new careers. An independent evaluation of AACC’s Plus 50 Initiative found that 89 percent of students agreed that college work force training helped them acquire new job skills, and 72 percent attributed landing a job to such training.
“Many adults age 50 and over want to train for new jobs that help others and are hiring, but they need to update their skills. Community colleges offer a supportive environment where baby boomers can train for new jobs quickly and affordably,” said Mary Sue Vickers, director for the Plus 50 Initiative at AACC.

In addition to grant funds to augment training programs, participating colleges gain access to toolkits and extensive marketing resources tailored to reach baby boomers. They’ll also benefit from the advice and support of staff at other community colleges that have successfully implemented programs for older learners and understand the unique needs of the plus 50 student population.

The Plus 50 Encore Completion Program is funded with a $3.2 million grant to AACC provided by Deerbrook Charitable Trust—supporting AACC’s work to increase the number of students who finish degrees, certificates, and other credentials. In April 2010, AACC committed alongside other higher education organizations, to promote the development and implementation of policies, practices and institutional cultures that will produce 50 percent more students with high quality degrees and certificates by 2020.

While the AACC Encore Completion Program focuses on serving the Plus 50 population, Salt Lake Community College welcomes anyone interested in making a career transition to learn more about the broad range of training opportunities available at: www.slcccontinuinged.com.

For more information about the Plus 50 Initiative at AACC, see: http://plus50.aacc.nche.edu.

The Encore Institute at Salt Lake Community College is an innovative program designed for adult learners who want to expand their knowledge through career and personal enrichment courses. The Institute offers flexible class scheduling, non-degree and degree learning experiences and affordable training to deepen or expand the personal and professional skills of students.

The American Association of Community Colleges (AACC) is a national organization representing close to 1,200 community, junior and technical colleges nationwide. Community colleges are the largest and fastest growing sector of higher education, enrolling more than 13 million credit and non-credit students annually. More information is available at: http://aacc.nche.edu.

About the College: Salt Lake Community College is an accredited, student-focused, urban college meeting the diverse needs of the Salt Lake community. Home to more than 62,000 students each year, the College is the largest supplier of workforce development programs in the State of Utah. The College is the sole provider of applied technology courses in the Salt Lake area, with 13 sites, an eCampus, and nearly 1,000 continuing education sites located throughout the Salt Lake valley. Personal attention from an excellent faculty is paramount at the College, which maintains a student-to-teacher ratio of less than 20 to 1.

Financial Solution for Baby Boomers is to Start Their Own Businesses, Says Founder of Bizstarters

January 17, 2013 by · Leave a Comment
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Jeff Williams proclaims the benefits of starting a business at the age of 50 or older 

CHICAGO, Jan. 9, 2013 /PRNewswire/ — Americans over age 50 face a profound dilemma today – the vast majority want to keep working well into their sixties but fewer and fewer of them are welcome in the corporate world, often because of their age. But, according to Chicago-based business start-up expert Jeff Williams, running a business today is a relatively low risk, high reward alternative to a corporate job for these individuals.
Jeff Williams is the CEO and Chief Coach for Bizstarters.com, a nationally known coaching company helping individuals age 50 and over start their own businesses.
Over the past seven years Williams has seen a boom in business startups by people over 50, but he says: “Many, many more older boomers need to seriously look at starting a business if they want to continue to work. And, many will if they understand the new lower cost, higher profit version of small business that’s possible today.”
Williams suggests seven reasons why starting a business is “THE way to work today” for 50+ boomers:
• Your age doesn’t matter when you run your own business. Your customers don’t care how old you are. They only care that you deliver what you promised when you promised it.
• Technology lets you look big when you’re small. Thanks to technology, more and more business owners are working from home, earning $100,000 or more per year.
• New businesses last longer than new jobs. More than 50% of new hires today only last 18 months in the job. More than 55% of new businesses last at least two years, with many running five years or longer.
• You have a lot of people near your age to sell. You have 78 million boomer peers to sell to – they see you as a “sister or brother.” You have 42 million people over age 70 to sell to – they see you as a “son or daughter.”
• It’s never been cheaper to run a business. Many highly profitable businesses today cost less than $500 per month to run.
• You determine your financial progress. You set financial goals as you wish and create plans to achieve them. You are the “boss.”
• You can continue to run your own business for as long as you wish. In fact the IRS gives you a number of ways to legally put away up to 40% of your salary in deferred retirement accounts.
Jeff Williams is widely quoted in articles on boomer entrepreneurs and spoke on the topic at the recent AARP convention held in New Orleans. He offers tips for starting a successful business in his new free digital e-book: “10 Keys to Starting a Profitable Business After 50” available at www.bizstarters.com.
Contact: Jeff Williams, 847-305-4626, cell – 224-300-1820, jeff@bizstarters.com, www.bizstarters.com.

Where to Find Your Retirement-Planning Confidence

November 9, 2012 by · Leave a Comment
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Where to Find Your Retirement-Planning Confidence

(Family Features) With the leisure and reward of retirement a few short years away, the majority of baby boomers – born between 1945 and 1966 – are confident they have adequately planned and saved for their golden years. This is according to new research from investing services company Scottrade, Inc., which also found that 56 percent of baby boomers expect to fully retire between the ages of 55 and 74.

DIY Retirement Planning
Overall, 72 percent of Americans report a strong level of confidence in their ability to plan their own retirement. That confidence comes from two actions: discussing retirement plans and savings strategies with others, and monitoring the news. Thirty-nine percent also said their self-assurance came from the fact that they preserved most of their retirement savings through the economic downturn.

“More online and in-person investment education opportunities are available to Americans than ever before,” said Kim Wells, Scottrade’s executive director of product development and chief marketing officer. “The availability of easy-to-use online trading and investing tools is empowering investors to build their portfolios and take charge of their financial futures themselves.”

Retirement Fund Trends
Scottrade’s research found that more than half of Americans, at 55 percent, are actively planning their retirement without the help of an advisor. This do-it-yourself action plan seems to be working. The majority of Americans did not see the value of their retirement accounts decline last year, and 73 percent reported the value of their retirement accounts either increased or stayed the same.

For Americans who saw a decline in their account value, 67 percent expect to recover those losses within 10 years. In response, a growing number of Americans are looking to save more in order to rebuild their retirement accounts, and 35 percent of Americans plan to save up to 10 percent more.

Staying on Track
For those who are uncertain whether they’re contributing enough to their retirement fund, online calculators make it easy to determine how much should be contributed annually, based on age, income and retirement plan. Check out the retirement calculator in Scottrade’s online Knowledge Center at www.scottrade.com, to help determine how much to save for retirement.

Learn more about self-directed investing at www.scottrade.com, and find more information on the Scottrade 2012 American Retirement Study at http://about.scottrade.com/.

Photo courtesy of Getty Images

Blindness and Vision Loss Spike by 23 Percent in the U.S.

September 24, 2012 by · Comments Off on Blindness and Vision Loss Spike by 23 Percent in the U.S.
Filed under: Press-Media Releases 

American Academy of Ophthalmology Urges Seniors to Save their Sight through Prevention and Early Detection

Blindness and vision impairment are on the rise in the United States. A recent report by Prevent Blindness America indicates that, since the year 2000, incidence of blindness and vision impairment has increased by 23 percent among Americans age 40 and older.[i] However, most blindness in this country is preventable with proper eye care. The American Academy of Ophthalmology and EyeCare America urge Americans to get regular eye exams to better prevent and detect sight-stealing eye diseases.

Rising rates of age-related eye diseases and conditions are largely to blame for the increase in vision loss. Four of the most common causes of vision loss are diabetic retinopathy, where blood vessels in the retina swell or become blocked due to diabetes; age-related macular degeneration (AMD), a breakdown of the eye’s macula; glaucoma, an eye disease that damages the optic nerve; and cataracts, in which the eye’s lens becomes clouded. These conditions have shown a marked increase over the past 12 years:
• The prevalence of diabetic retinopathy increased by 89 percent.
• The frequency of age-related macular degeneration (AMD) increased by 25 percent.
• The incidence of glaucoma increased by 22 percent.
• The number of people affected by cataracts increased by 19 percent.[ii]
As baby-boomers continue to age, the incidence of age-related eye disease is also expected to continue to increase. Currently, people age 80 and older constitute only 8 percent of the population, but account for 69 percent of all cases of blindness.[iii] Early detection and treatment by an ophthalmologist – an eye medical doctor – may help prevent and in some cases, such as cataracts, even reverse vision loss.

Many seniors age 65 and older may qualify for an eye exam and up to 1 year of care at no out-of-pocket-cost through EyeCare America, a public service program of the Foundation of the American Academy of Ophthalmology. EyeCare America matches qualifying patients age 65 and older with an ophthalmologist who provides a comprehensive medical eye examination. EyeCare America is co-sponsored by the Knights Templar Eye Foundation, Inc, with additional support from Alcon. To see if you or a loved one is eligible, visit the online referral center at www.eyecareamerica.org.

“Regular eye exams are imperative to detect and treat eye diseases and prevent serious vision loss,” said Richard P. Mills, M.D., chairman of EyeCare America. “This is especially true for people age 65 and older who are at increased risk for eye diseases. That’s why EyeCare America is so focused on providing access to eye care, and we hope that fewer people will suffer from preventable causes of blindness as a result.”

To learn more about EyeCare America or to find out if you or a loved one qualifies for the program, visit www.eyecareamerica.org. Learn more about eye diseases and conditions, and keeping your eyes healthy at www.geteyesmart.org.

About the American Academy of Ophthalmology
The American Academy of Ophthalmology is the world’s largest association of eye physicians and surgeons – Eye M.D.s – with more than 32,000 members worldwide. Eye health care is provided by the three “O’s” – ophthalmologists, optometrists, and opticians. It is the ophthalmologist, or Eye M.D., who can treat it all: eye diseases, infections and injuries, and perform eye surgery. For more information, visit www.aao.org. The Academy’s EyeSmart® public education program educates the public about the importance of eye health and empowers them to preserve their healthy vision, by providing the most trustworthy and medically accurate information about eye diseases, conditions and injuries. Visit www.geteyesmart.org to learn more.

About EyeCare America
Established in 1985, EyeCare America, a public service program of the Foundation of the American Academy of Ophthalmology, is committed to the preservation of sight, accomplishing its mission through public service and education. EyeCare America provides year-round eye care services to medically underserved seniors and those at increased risk for eye disease through its corps of nearly 7,000 volunteer ophthalmologists dedicated to serving their communities. More than 90 percent of the care made available is provided at no out-of-pocket cost to the patients. Since its inception, EyeCare America has helped more than 1.7 million people. More information can be found at: www.eyecareamerica.org.

Seniors Citizens are a high priority in Washoe County

August 15, 2012 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

Seniors Citizens are a high priority in Washoe County

Washoe County is experiencing a rapid demographic shift because of the aging of the “baby boom” generation. Like every community in America, we are evaluating how to provide services to the most vulnerable seniors.
 After an April 2, 2012 presentation by Washoe County Senior Services WCSS), the Joint Meeting of the Board of County Commissioners, Reno City Council, Sparks City Council and Washoe County School District Board of Trustees requested that the Department prepare a report on the cost and benefit of increased funding.
 The Department offers both a $1.2 million and $2.4 million option.
 Please ask your elected officials, in-person, by letter or e-mail, and in testimony at public hearings to support the proposal. The following is a summary:

Washoe County, like all of the United States, is seeing the “Baby Boomers” turn 60 in unprecedented numbers. This demographic shift is having a dramatic impact on seniors, families and our community.
 The senior population is growing faster than any other segment of the Washoe County community; 25% are now over 55, with the age group 55-64 years absorbing 27.3% of all County population growth over the last decade.
Washoe County Senior Services (WCSS) is not able to meet the needs of the rapidly growing number of vulnerable seniors.
 Today, Washoe County Senior Services assists only 8% of the more than 71,000 County residents over the age of 60. We are forecast to have as many as 93,000 over 60 by 2016.
 The Washoe County Senior Center, 9th and Sutro, is 34 years old, and over half of its Meals on Wheels delivery vehicles are over 10 years old.
 In 1985, when voters approved the $.01 Senior Citizens ad valorem Fund in perpetuity, it was believed to be adequate for all future facility, program and service needs. Because of increasing costs, the addition of essential programs and above all, population growth, this is no longer true.
 Almost all Washoe County Senior Services programs have a waiting list.
Washoe County Senior Services helps “Bend the Curve” of health and long term care costs by keeping seniors active, involved and independent.
 Planning to prepare the community for an aging society; leverage new resources.
 Senior Centers operated in partnership with cities and GID that provide classes, activities and events; volunteer opportunities.
 Congregate Meals at 8 locations in senior centers and public housing.
 Outreach and early intervention programs to connect seniors to services as early as possible.
 “Help Line” – Aging and Disability Resource Center – provides information, advice and counseling about health and long term care.
 Social Services, including case management, nursing, Home Delivered Meals and in-home care for the most vulnerable.
 Senior Law for legal matters including advance directives, public benefits appeals, elder law, and housing counseling.
 DayBreak Adult Day is an alternate to nursing home care.
Seniors and their families need help managing the maze of services and choices; many seniors are not able to pay for the services they need
 Almost every Washoe County family will be faced with providing care for aging parents and relatives. Most are not prepared.
 In a 2006 Washoe County needs assessment, only 34% of all seniors said that they could afford to pay for their own care.
WCSS low cost supportive services reduce public expenses by keeping people healthier, longer, supporting independent living in their homes and by delaying or preventing institutionalization. The additional funding would provide services and reduce other costs:
 Congregate Meal sites and Senior Centers
• 20% of the 2,100 seniors report that it is their only meal of the day.
• Site managers, which were eliminated in previous budget cuts, would be restored for all meal sites.
• Provide clerical and social work support for senior centers.
 WCSS “Help Line” provides counseling on long term care and health care options, empowering seniors to make an informed choice on decisions that affect their entire family.
• Expert information, advice and counseling would be available to an additional 5,500 seniors and family members per year.
 Case management and visiting nurse
• An additional 350 seniors would receive medication management, help with medical professionals and an in-home nursing assessment.
• An additional 600 seniors would be assisted by a case manager to coordinate care and arrange for services.
• An additional 400 low-income seniors would get in-home services, such as home care, personal care and escorted transportation that are not available elsewhere.
 Home Delivered Meals provides 1/3 of the USDA Recommended Daily Allowance to homebound seniors, who cannot prepare their own meals.
• Today, 175 (37%) of WCSS current HDM case load need assistance in 2 or more Activities of Daily Living (ADLs – bathing, dressing, eating, toileting, etc.) and receive additional case management, nursing and in-home care. They have received services for at least one year.
• New funding would serve an additional 300 homebound seniors per year; provide an additional 70,000 meals per year, for a total of 180,000.
• Additional funding would help an additional 400 high risk clients
 Senior Law: Provide legal services to an additional 400 people.
 DayBreak Adult Day Health: An additional 10 low-income seniors will get services.
• The annual cost for a DayBreak client is $11,000. Nevada Medicaid Nursing Home cost for the same senior is about $59,000 per year; an annual savings of $48,000 per year, and total potential annual savings of $3.48 million.

Senior Dating On Today’s Dating Scene! (Nevada Senior Guide)

September 27, 2011 by · Leave a Comment
Filed under: Articles 

The world of senior dating has really experienced some changes in recent years. Perhaps there are those who do not envision the fact that seniors actually engage in the dating scene, but they do. The fact is senior citizens get lonesome too. Relationships that allow us to bond are important regardless of the age. To fully comprehend senior and baby boomers dating and the changes that have occurred one must first understand the emotions seniors must endure before they can even enter the dating competition. It is a huge step that must be approached with care.

Many seniors have lived full lives that included dating the love of their life, marrying that person and spending a lifetime with them. They have raised children, went on vacations, enjoyed the holidays and recorded a lifetime of magical memories in their minds. In addition, often this relationship ended because a partner has passed away. The combination of getting around those memories and the guilt associated with even considering another partner make the senior dating process a profound obstacle to pursue. The majority of the seniors in this generation married for life and never assumed they would ever be part of the senior dating scene. And to make it even more complicated, baby boomers seem to be a pretty emotional kind of persons

However, life has a way of altering the playing field and many seniors are thrown back into the game by fate. It is not easy to date again, whether the previous relationship was successful or ended in divorce. The fear of rejection and feelings of guilt make senior dating a frightening proposal. Other than just the emotional fears in senior dating some other concerns are apparent as well. Children often play a major role and interest in their parent hitting the dating scene again. Some are very supportive, while others are more cautious and protective. In addition, women live longer than men making the competition for the senior males that are available fiercer.

Medical technology has allowed seniors to live longer. Seniors today are often more energetic and physically able to pursue another relationship with vigor. In addition, it is safe to say that there are many more options for the senior community when it pertains to senior dating. There was a time not so long ago where those seniors entering the dating process were limited to church functions and senior centers. Although these locations are still offer superb opportunities; Internet technology has taken the process to an entirely different level. There are numerous dating sites for seniors online and many are very well done.

Some think the senior dating world has been enhanced by the increasing promiscuity. However, most seniors would quickly confess that there is much more to companionship than sexual encounters. It is certainly much easier to do background checks and screenings on prospective dates, which makes the experience safer for all involved. Modern technology has made pursuing companionship in the twilight years as rewarding and plausible as the first time around, as long as the heart is willing to partake on that journey.

Discover why seniors and baby boomers are best placed to reap the rewards of their life experience.
Find out how senior dating can bring new energy and excitement into your everyday reality!

Article Source: http://EzineArticles.com/?expert=Deb_Navess

Article Source: http://EzineArticles.com/6541985

Can Baby Boomers Afford Luxury Senior Living? (Nevada Senior Guide)

August 22, 2011 by · Leave a Comment
Filed under: Articles 

Can baby boomers afford luxury senior living? This is one of the great questions that smart real estate developers have been asking themselves for the last few years. On the one hand, there are many boomers who have lots of money and good credit scores. And those folks are being targeted each and every day by people who are marketing to baby boomers.

The number of senior retirement places has increased astoundingly just in the last few years. Actually, it has reached the point where there is now a surplus of excellent senior retirement communities around. And when there is an oversupply that means only one thing to prices. They are going down.

That scenario, in a nutshell, is why so many baby boomers can now afford to buy luxury senior living places. The prices on these great communities have plummeted drastically. That is not such good news for the people who bought at the height of the real estate pricing because their property values fell through the floor. And in many cases, has seen a number of people just walking away from their properties because it mad no sense to keep paying on it.

But for those who waited, or for those boomers who are just now coming to the age where they are thinking about where they want to live when they retire, this is an ideal circumstance. There are literally tons of properties on the market at distressed prices. Some being sold by the property owners and some by the management of the retirement communities. Either way, though, the deals are quite amazing.

One of the areas hardest hit pricewise in the active retirement community market is the golf community. Many, many, many of these developments were built. And many of the properties were sold in these communities. And then the real estate bubble burst and folks started not being able to pay their mortgages. Just like what happened in the non-senior real estate market.

Lots of foreclosures, lots of second and third mortgage defaults, and lots of distressed properties coming up for sale.

So the answer to the original question is, yes, baby boomers can easily afford luxury senior living residences. And in many cases, can now afford to buy the retirement home of their dreams simply because so many people found out too late that they could not afford to keep the place they thought they would live in forever. And because we live in an online world, the real estate bargains are pretty easy to find with just a little bit searching around the internet.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer housing topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Article Source: http://EzineArticles.com/5436544

Senior Living Community Trends (Nevada Senior Guide)

August 22, 2011 by · Leave a Comment
Filed under: Articles 

Senior living communities are relatively new, are responding to constantly changing demands and while even this industry is reacting to the current economic downturn, baby boomers are creating and responding to trends in a variety of ways. A recent survey conducted by Mather LifeWays with Life Services of Illinois in late 2008 revealed some interesting findings. This survey is “significant because there are few published studies that examine trends in programs, amenities, and environments among aging services providers,” states Mary Leary, President and CEO, Mather LifeWays.

Independent living is at the top of the list for most seniors and most are serious about technology. That means that senior living communities must offer state-of-the-art systems for computer savvy seniors. Those leaving the workforce today have become accustomed to and very adept at building their careers and a portion of their personal lives around computers. Seniors want services available that will allow them to maintain independence.

New models in Senior Living Communities
The Beacon Hill model, as described in American Association of Retired Persons Magazine is an innovative program that allows residents to stay in their homes and maintain their independence safely and comfortably. Beacon Hill Village in Boston is being embraced by communities with seniors across the nation because of its model as a full-service concierge program dedicated to linking older residents of the neighborhood with anything from a ride to the doctor’s office to house painting services to free lectures and exercise classes. Members must live in the neighborhood and pay an annual fee. The Beacon Hills Village program has sparked grassroots movements across the country.

“The New Retirement Survey” released in 2005 by Merrill Lynch focused on how baby boomers, who are quickly approaching retirement age, will have a noticeable impact on all aspects of senior living, including housing. In fact, because baby boomers will fundamentally reinvent retirement by living longer and remaining engaged and employed beyond age 65, the impact will influence all trends in senior living communities. The survey describes the “turning point”: 76% of boomers intend to keep working and earning after retiring from their current job and even exploring entirely new careers. This desire to continue working is motivated by earnings and by a desire for “continued mental stimulation and challenge which will motivate them to stay in the game.” Naturally, this finding supports the senior living community trend of a desire for further education. Visit the Bernard Osher Foundation to learn about the location of classes and opportunities for lifelong learning offered by this well-regarded foundation.

Trends can also be observed in surveys targeting the operators and owners of these communities. The Mather Lifeways survey describes trends in senior living communities that include wellness and lifelong learning options available as well as environmental considerations, such as green living standards. The survey also found that wireless technology is opening even more opportunities to pursue a wealth of knowledge. Currently, 22% of continuing care retirement communities are now offering Web-based education; however that number is expected to soar to 69% over the next four years, while wellness offerings, including classes and recreation, are projected to grow to 52%, up from 25%. Studies also reveal that 35% of senior living community providers are expected to observe “green” standards in new construction or renovation.

Another study, by Ziegler Capital Markets, queried senior living community owners, explores senior living community trends from a marketing standpoint. The majority of respondents stated that their multi-site organizations have been impacted by the current downturn in the economy. When asked how they intend to react, most said they will offer a variety of discounts on monthly service and entrance fees, which will naturally be attractive to those considering a senior living community. Marketing programs are also focusing more on what their community can offer in response to trends in senior living communities.

Technology, independence, education, health and environmental concerns will undoubtedly keep the newest members of the senior population occupied, challenged and productive for many years.

SeniorHomes.com is a free resource for people looking for senior housing or senior care for a loved one or themselves. Browse valuable articles to help you through or search or find assisted living, independent living, Alzheimer’s care, or a retirement community with our nationwide directory. Visit our website to stay abreast of the latest trends in senior living communities.

Article Source: http://EzineArticles.com/?expert=Angela_Stringfellow

Article Source: http://EzineArticles.com/4545812

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August 10, 2011 by · Leave a Comment
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The Nevada Senior Guide is your comprehensive resource directory for seniors and those who support them.

Are you looking for something in particular?  

An assisting living facility in a certain area, perhaps?  

Whatever it is, just let us know by filling in the form you see below and we will do our very best to help!

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* Important Note: If you wish us to send you a physical copy of the Nevada Senior Guide, please provide your postal address, including zip *

 

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COMPLETE SENIOR GUIDE LISTING

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The Nevada Senior guide provides information about homes, health, services and leisure activities.

Featuring wonderful health care providers such as Circle of Life:

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The print version of Nevada Senior Guide is free and is available throughout Las Vegas, Henderson, Green Valley, Boulder City, North Las Vegas, Pahrump and Summerlin.

 






The Nevada Senior Guide contains the Senior Services Directory including government and non-profit agencies that offer services to seniors in Nevada. These services include food and housing assistance, transportation for medical appointments and other life enhancing services.

A Level of Care Directory is included to assist in the selection of appropriate services in assisted living faculties.

Previously known as the Las Vegas Senior Guide, Mathis began the publication in 2001 because she recognized the need to inform seniors about services that were available to them. It is distributed in Von’s Grocery Stores, Whole Foods Grocery Stores, all libraries and hospitals through-out southern Nevada.

 


 

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Our Mission Statement:  To Publish the most popular, user friendly, visible, results-based, free publication & website

The publication is filled with informative articles that relate to Senior issues including health care, home health and leisure activities.

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“Seniors are a unique group because they have so many needs that aren’t met as easily as those of the younger generations,” Mathis stated. “They are the largest percentage of our country’s population and are always looking for resources and good deals, no matter what their income level. The directory is also useful to baby boomers who can use it to find resources for their aging parents.”

“I do not know of any other advertisement that gives you so much for the price and not only produces results, but also has a staff that goes out of its way to help their advertisers through education and networking. Megan and her staff WANT you to be successful. To not advertise in Nevada Senior Guide is like giving your competition referrals.”  – Mark A. Simmons, QDCS, Exploring Life Transitions, Memory Care Consultant

 

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Nevada-Senior-Guide Siena Hills – Henderson

www.sienahills.com

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Assisted Living Las Vegas

Siena Hills Assisted Living in Las Vegas offers Independent Living, Assisted Living, Memory Care and Alzheimer’s Care.  Our staff is available 24 hours a day. Life at Siena Hills is comparable to living in a fine resort, with many of the same lifestyle enhancing amenities.

Independent Living & Assisted Living.

At Siena Hills, we strive to meet the needs of each Resident by providing an individualized care program that maintains each Resident’s privacy and dignity. Our health care services    are provided 24 hours a day and change according to your personal needs.

Reputation, Experience & Leadership.

Siena Hills’ unparalleled reputation in the community is fostered by our Executive Director, Mary Pophal. Mary has nearly twenty years of leadership experience in assisted living and memory care. Our residents and families benefit from Mary’s vision and knowledge.

Siena Hills

Active Assisted Living & Memory Care Community

Located in Henderson at
2910 Horizon Ridge Pkwy
702-614-8733

 

Nevada-Senior-Guide Life Care Centers of America – Las Vegas

http://www.lcca.com/

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About Life Care

Your family is special with its deep bonds and unique relationships. Facing a dramatic change – such as moving a loved one into assisted living or a nursing home – is an unsettling prospect for most people. Life Care Centers have helped families for decades to work through the difficult decisions about how best to care for their loved ones. We understand how trying it is to choose nursing home care for your loved one, and how most struggling caretakers feel there is no other choice.

That’s why we’re here.

We want those special members of your family to become equally special members of ours. We want to relieve the anxiety and frustration you may be experiencing by providing a nursing home community of constant support, attention and personalized care. Above all, we want to serve each person entrusted to us with compassion, dignity, purpose and respect.

That’s not just our goal. It’s our privilege.

Services

At Life Care Centers of America, we take elderly care very seriously. That’s why we offer residents a wide range of living arrangements and amenities, services and care. From home assisted living to retirement living to nursing homes – and even campuses that offer all three in a continuum of care – Life Care has the experience, expertise, and dedication to provide a full scope of specialty services.

Whether your needs include Alzheimer’s care, in-home nursing care, rehabilitation or recovery help, or any of a number of other specialty services, Life Care will be there, with all the support, education, and commitment you and your loved one need.

Rehabilitation

Life can deliver some unexpected twists: accidents, sudden illnesses or emergency surgeries can happen when you least expect them. And in the aftermath of such events, your energy is focused primarily on recovery—trying to also find the best available resources for help can be pretty challenging.

At Life Care, we understand the intense desire to recuperate and get back to normal as quickly as possible. But serious illness or trauma can sometimes force you to relearn even basic functions. The struggle to regain those lost capabilities while still recovering is frustrating and often overwhelming.

That’s when our teams of experts can make an overwhelming difference. Our skilled therapy services can hasten your recovery, help return lost skills and bring back strength and mobility. Our caring professionals work tirelessly with our residents not only in physical areas, but also by constantly supporting and encouraging them emotionally.

We believe our residents are the extraordinary people who refuse to allow temporary setbacks or disabilities to affect them permanently. Their determination and effort become invaluable tools in the rehabilitation process.

And it is our greatest privilege to partner with them—or you, or your loved one—during recovery … and become your strongest advocates in the road to reclaiming total wellness.

Life Care Centers of America

The sun setting is no less beautiful that the sun rising.

Imagine living in a beautiful, peaceful environment, surrounded by friends and activities.

Caring for Life…
Since 1970, Life Care Centers of America has been providing unequaled nursing care and assisted living service. Our continuum of care campuses give our residents an individual care plan through various levels of care. But it\’s our commitment to quality and professionalism that makes us second to none.

2325 E. Harmon
Las Vegas, NV 89119
702-798-7990

Nevada-Senior-Guide Lakeview-Terrace-Boulder-City

www.lvterrace.com

Welcome to Lakeview Terrace of Boulder City Assisted Living Community

Boulder City Assisted Living

Lakeview Terrace of Boulder city is a close, intimate assisted living community, located in a small, friendly historic town outside of Las Vegas.  We enjoy the natural beauty of Lake Mead, the grandeur of the mountains, and the views of the big horn sheep in our front yard.  The glitz and glamour of Las Vegas is only minutes away!

Whether you are a Boomer seeking the best for your parent, a senior interested in securing your own future care, or someone who values the companionship and wisdom of elders—you have started in the right place. Our mission guides us in creating a senior services environment where elders direct their lives. We support each individual’s choices and desires to be healthy, embrace life-long learning, and experience elderhood to its fullest.

At Lakeview Terrace, we believe in the power of the team, families, and elders working together to create a real sense of community. We invite you to visit Lakeview Terrace of Boulder City to experience the joy and security we can help provide.

Boulder City, NV Senior Care Options

Lakeview Terrace of Boulder City provides a full range of exceptional senior living options. Our  community offers all of the comforts of home with the added benefit of a  team of experienced, caring professionals dedicated to providing you or  your loved one with quality service.

Senior Care Boulder City Services & Amenities

Welcome  to your new home at Lakeview Terrace of Boulder City in Boulder City, NV. As soon as you step  foot into our beautiful senior living community, you’ll  feel right at home.

Lakeview Terrace of Boulder City offers the finest senior living in Boulder City, including daily  activities, organized outings, nutritional meals, a variety of exercise  programs and much more. Our programs are individually designed for each  senior living option. Whether you are seeking specialized memory care, or a more independent or residential care style of living, we’d love to welcome you or your loved  one home at Lakeview Terrace of Boulder City.

 

 

 

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!