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Life Extension: The Modern Anti-Aging Movement – Are We Standing at the Threshold of Immortality?

July 17, 2016 by · Comments Off on Life Extension: The Modern Anti-Aging Movement – Are We Standing at the Threshold of Immortality?
Filed under: General 

Why is skincare the focus of longevity research? I guess a cell is a cell, and if you can crack the code for one human cell, it is only a matter of time to solving the puzzle with different types of cell – and skin is without doubt the most visible cells each of us have. And it’s our faces in particular we often judge ourselves and others by, and we are in turn quickly scrutinized, and often opinions reached in a fraction of a second. Our faces often show the most visible signs of aging, and for many in modern society age is by nature “bad” and young or looking young is the ideal. That is why billions and billions of dollars each year are poured by consumers into all sorts of treatments to minimize wrinkles, to push back the effects of gravity, and to turn back the hands of time. And with that much money to be spent by consumers, there are many manufacturers eager to find the next step in arresting Father Time – and at least detaining him until the next stagecoach arrives, where hopefully he can be encouraged to move on before too much damage can be done.

The Entire Issue Explained – In A Pair of Shoelaces

Some time ago a friend gave me a simple analogy that puts this entire issue in perspective. The science may not win a Nobel Prize, but it gave me the necessary ah-ha moment.

The double helix of the DNA strand – our most basic foundation for life – is held together at each end by things that act in the same way as the hard plastic bits on the end of shoelaces do – preventing the DNA from unraveling, and the individual chromosomes scattering across the floor like dropping a string of pearls down a marble staircase. These things are called telomeres.

Somewhere programmed into these tiny telomeres is the entire basis to how long the DNA stays intact – and by inference these are the keys to the length of life of the organism. Somewhere written into the telomere is a great musical score but like all musical scores it has a double bar somewhere to signify the end; but is it to be a minuet or a Wagnerian epic? But sure enough, when the time comes, and the telomeres blow the full time whistle, the DNA strand will unravel and die – and the circle of life begins again. Telomeres govern how often our skin cells are replaced; why a puppy and a child born on the same date may age exactly the same chronologically, but the puppy has become a geriatric before the child reaches puberty.

Telomeres, my friend explained, occasionally go on the fritz (that must have a very specific scientific meaning). One of the ways this occurs is they may forget their programming to release and unravel, and they just hang on, allowing the cells thus affected to multiply again and again without dying. In fact, when this occurs often they become very difficult to kill and to all intents and purposes once the telomeres act in this way, the cell – and those it propagates – are effectively immortal.

This condition has a name which we all know. Cancer.

But, what if we were able in some way to persuade the telomeres within a cancer to behave normally – would that not be the “magic bullet” cure for cancer? And the other side to that equation – if the telomeres in healthy cells could be persuaded to act as they do in a cancer – then is this the recipe for a healthy cell that does not die? Does the cure for cancer and immortality hang on just this one thread?

Whatever your views may be, the reality is that some of the world’s finest research scientists are working on that exact question and some would say it is only a matter of a decade or two before this is neither conjecture nor science fiction, but a reality to face up to. The changes that would take place in society even if life expectancy were to take a leap forward by say 10 or 20 years are enormous, but we should all be thinking that this is a distinct possibility.

From the dab of lanoline a generation ago to what I know hold in my hand as an anti aging skincare treatment is more than just a revolution – and I have no doubt in a few years I will be saying this cream will not just slow the aging process and reduce the visible signs of aging, making your face appear younger – but it will actually be younger.

But before that, let’s look back at how this whole engagement with life extension and anti-aging started. Mankind has always striven for longevity and mused about immortality – but the past 50 years has seen some dramatic steps in reality toward this goal.

Genesis

The thought of extending life has been on the mind of mankind for millennia. References to the search for ways to prolong life can be found as far back as the Epic of Gilgamesh.

Gilgamesh was reputedly the fifth king of the kingdom of Uruk, the modern-day Iraq, around 2500 BC. According to the Sumerian list of kings, he reigned for 126 years. The Torah or Old Testament records Methuselah as living over 900 years, with life spans measured in centuries apparently commonplace before the time of Noah.

Throughout the development of scientific thought from the Reformation onwards, scholars have applied themselves to solving this riddle and these endeavors continue today at the very leading edge of scientific progress.

Unraveling Secrets

As the secrets of our existence are unraveled in ever more minute detail, we are beginning to understand what it is that makes us grow from tiny babies into adults. We now know, for example, that cell functions slow down as the body ages and that production of certain substances required by the body to regenerate decrease or cease completely.

Skin, for instance, needs two substances to retain strength and firmness.
The production of these substances namely collagen (strength, tightness) and elastin (flexibility) decreases with age. The decreases in production together with other factors that include the threat of free radicals make the skin age and become wrinkly. Free radicals are essentially incomplete oxygen molecules causing destructive chain reactions within cells.

The same kind of thing happens in every cell, every tissue and organ around the human body. For example, people develop frown lines, crow’s feet and wrinkles. Nutrients are no longer absorbed easily and vital cell functions, hormones and other substances are produced at decreased rates resulting in the body aging.

A Brief History of the Life Extension Movement

Science has been looking for ways to slow down this process for centuries. The forming of life extension movements, however, did not really begin until around 1970.

➢ In this year, Denham Harman, the originator of the so-called ‘free radical theory of aging’, decided that an organization dedicated to the research and information sharing between scientists working in biogerontology (the field of science concerned with the biological aspects involved in the aging process) was needed. As a result, the American Aging Association was formed.

➢ In 1976, two futurists, Philip Gordon and Joel Kurtzman wrote a book on the research into extending the human lifespan. This popular volume was titled ‘No More Dying. The Conquest Of Aging And The Extension Of Human Life’.

➢ Kurtzman was then invited to speak at Florida’s House Select Committee (HSC) of Aging, which was chaired by Claude Pepper, an American politician and spokesman for the elderly. The aim of this talk was to discuss the impact on Social Security by life extension.

➢ In 1980, Saul Kent, a prominent activist in the field of life extension, published the book ‘The Life Extension Revolution’ and founded the nutraceutical (from ‘nutrition’ and ‘pharmaceutical’, in other words, a nutrition supplement) firm known as ‘The Life Extension Foundation’.

This foundation is a non-profit making organization promoting dietary supplements and publishing the periodical ‘Life Extension Magazine’. Kent was later involved in work relating to cryogenics. He was jailed in the course of this work over a dispute at one point, although charges were dropped at a later stage.

➢ In 1982, American health writer and life extension advocate Sandy Shaw and her co-writer, Durk Pearson, popularized the term ‘life extension’ even further with the bestseller ‘Life Extension: A Practical Scientific Approach’.

➢ Roy Walford, a gerontologist and life-extensionist, published ‘Maximum Lifespan’, another popular book on the subject. He and Richard Weindruch, his student, followed this up in 1988 with their summary on the research they had conducted into the ability to prolong the life of rodents through calorie restriction. The title of this book is ‘The Retardation of Aging and Disease by Dietary Restriction’.

Although this ability to extend life with calorie restriction had been known since the 1930’s, when gerontologist, biochemist and nutritionist Clive McCay did some research into the subject, it was the work of Walford and Weinbruch that gave solid scientific grounding to the McCay’s findings.

Walford’s scientific work was driven by a personal interest in life extension. He practiced calorie restriction as part of his own life and eventually died at the age of 80. The cause of his death was amyotrophic lateral sclerosis, a progressive motor neuron disease.

➢ A4M, the ‘American Academy of Anti-Aging Medicine’ was founded in 1992 to create a medical specialty for anti aging that was distinctly separate from geriatrics. This allowed scientists and physicians interested in this particular field of science to hold conferences and discuss the latest developments.

➢ The sci.life-extension, a Usenet group, was created by California-born author, philosopher and translator Brian M. Delaney. This represented an important development within the movement of life extension. It made it possible, for example, for the CR (Calorie Restriction) Society to be created.

➢ A more recent development is the proposal of Dr A. de Grey, a biogerontologist at Cambridge University. This proposal suggested that damage to cells, macromolecules, organs and tissues can be repaired with the help of advanced biotechnology. This is evident in hair restoration products, for instance.

More than Books

Although it would appear that most of the work revolving around life extension has been done solely by writing books or founding societies or organizations of some kind or another, the reality is that these books were written in response to or based on very specific, detailed scientific research that have yielded positive results.

They are no longer the works of hopeful minds, but the works of dedicated scientists who have spent their lives working on discovering facts about aging and trying to find ways to slow down, or even reverse the process.

Many breakthroughs have been made, and in many ways, we are already able to extend lives to a certain extent. The average lifespan of a human being is already far greater than it used to be as a result of medical, pharmaceutical and nutritional advances brought about by research and development.

The work continues, and scientists around the world are continually conducting research, comparing results, discussing options and making advances on our behalf.

Driving Forces behind the Development of the Life Extension Movement

What factors are driving this movement into ever greater efforts to find solutions to the extension of Life? The answer to this question actually includes a whole range of factors.

Expectations Have Risen

As the ‘baby boomer’ generation (born between 1946-1964) enters retirement age, expectations of this group are dramatically different from those of the preceding generations. They have greater expectations and desires to enjoy their life as pensioners to the fullest and for as long as is possible. This expectation covers not only length of life, but quality of life as well and this is not a passive request but an active and strident demand in many cases.

Pharmacology

Progress in pharmacology has led to a wide selection of drugs that allow people to live longer and fuller lives being developed over the last two decades or so. The work is still very much in progress and many more drugs are being developed daily.

One of the classic examples of a drug raising the quality of life for older individuals are erectile dysfunction treatments – notably Viagra, Cialis and Levitra. These drugs have dramatically reduced the number of fatalities or serious injury resulting from elderly men rolling out of bed, as well as a number of more qualitative benefits.

Advances in Genetics

Some of the latest scientific research and subsequent advances made in biotechnology and genetics are providing some hope that it may be possible to hold back some of the fundamental causes of aging.

As we outlined previously, chromosomes containing DNA strings are essentially capped with a binding substance known as telomeres. In effect, the telomeres are consumed during cell division and over time, they become shorter and shorter.

This was first observed by a scientist called Leonard Hayflick, and the process of limited cell division was subsequently named the Hayflick Limit. Advocates of life extension work on the thought that lengthening the telomeres through drugs or gene therapy may ultimately extend the Hayflick Limit and thereby fool the cells, and as such the body, into ‘thinking’ it is younger than it actually is.

Developments in Precision Manufacture

Advances made in the fields of nanotechnology, miniaturization, computer chips and robotics also provide hope for potentially life extending solutions.

In the 1970’s, a popular TV series starred Lee Majors as the ‘Six Million Dollar Man’? Science fiction then. Today, it is science fact. Millions of people now walk through life with artificial ankle, knee and hip joints and healthy feet. A generation ago, mass production of this kind of technology was a distant dream.

The same applies to many individuals with artificial limbs. Artificial legs used to be crude wooden contraptions that were just able to keep a person balanced. Today’s artificial limbs are almost fully functional.

The Blessings of Medical Progress

Who would have thought even 50 years ago that it would become possible to bypass a coronary artery, or even replace a heart completely? Yet there are hundreds of thousands, if not millions of individuals enjoying their lives after having this kind of surgery – few of whom would be alive just half a century ago.

Millions of people no longer have to wear glasses, because of the availability of laser surgery. This, too, was science fiction just a few years ago. Today, it is advertised next to shampoo in magazines and on TV.

In other words, science is moving rapidly towards not only extending life, but making the quality of these extra years better as well.

Is it Science, Science Fiction or Lunacy?

What should the average person believe? This question is almost as difficult to answer as finding solutions to extended life. Even among scientists, opinions are divided. Some do believe that extending the quality of life is as possible as extending life in general.

Others brush off the thought as un-scientific nonsense. This is often simply based on the fear of anything ‘new’ disturbing the status quo of established limits. Fortunately, real scientists do keep on looking, because if every single scientist had decided that some of the advancements already in medical, pharmaceutical and technological fields could not be possible, we would all still be dying at 30.

So where does that leave us?

There is no doubt what-so-ever that there are many charlatans out there trying to make a quick buck out of people’s desire to retain their youth. Even today, many products being sold in their millions are essentially non-effective – often given fantastic names and have the most bewildering ingredients to make them look scientific to consumers and justify their cost.

But the facts are while many advancements are being made and research points to the possibility of eventually finding the key to maintaining youth for longer, the scientific community is still warning the public that many of the products being sold today are unreliable to say the least.

➢ Although food supplements may assist in keeping a body healthier – something that can often be achieved by simply adopting a healthier life style and diet – there is as yet no categorical and undeniable proof that they slow down aging as such.

➢ The same goes for many hormone treatments. Although they may have a short term effect of some kind, it is not yet scientifically proven that they will actually work in the long run. The fear that it may not work is based on the fact that taking hormones, a good example is the hormonal acne treatment, will ultimately actually slow down the body’s own production of these hormones.

In addition, many treatments may have potential (and yet unknown) side effects in the long run that could be harmful to the user’s health. This includes the fears that such hormone treatments could increase the risk of cancer, diabetes and other major illnesses.

➢ Other ideas, like the calorie restriction method, are working for rodents. In fact, studies conducted with rats on 30 to 50 per cent restricted diets have shown to almost double the life span of rats.

Similar studies conducted on primates have also shown tendency to extend life to a certain extent and prevent a list of age related illnesses. There are as yet no studies on humans, although some are actually living on calorie restricted diets. Whether this will prolong their lives, however, is a question of having to wait and see.

The theory is that by reducing calorie intake, the metabolism of the body is slowed down, thereby slowing the aging process as well. Nutritionists say there is a certain amount of calories a body of a certain size and weight needs to have to maintain health. Reducing this amount by up to 50 per cent is hardly a good idea in the long term.

Time will tell, as they say, but how will anyone be able to tell the difference? If a person lives to the age of 80, is this because they are on this diet or would they have lived to this age anyway?

Where Will This Lead?

Many believe there is realistic hope and expectation of making significant strides in the area of longevity within the next two decades. This group typically believes the answer will ultimately lie within genetics and biotechnology. It is too early to make definite predictions, but the research so far shows promise and, as mentioned earlier, some of the results of this research are already being used in certain treatments to improve patients’ lives.

At present, overall aging is difficult to slow down, to say the least. Some products indicate they will assist in maintaining overall health/longevity, but the area we are seeing the first commercial products being developed is in the area of skin care and given the size of this market, it is likely that this will continue to be the weather-vane of longevity treatments.

Science or Snake Oil?

It will be difficult to tell these two apart for many years. Charlatans are likely to about, because it is difficult to disprove many theories easily. Equally difficult will be positive proof from those with an ethical perspective on the trail of a real breakthrough, as products based on valid research and using technology or ingredients that will actually have an effect rarely promise overnight results. This is something that anyone looking to find improved youthful looks, etc, will have to bear in mind. None of these products can perform miracles. Even the best of them will take time and regular use in order to achieve the desired effect.

The bottom line is that where we stand now, we can be sure there are some things which are ineffective or even harmful; there are some that show some promise and there are some that are starting to cross the line of being able to demonstrate results – albeit modestly at this point.

In the meantime, it is wise to research products very carefully and to refuse to be baffled by weird and wonderful sounding ingredients or fantastic sounding promises of instant youth. Regeneration will take time – let’s face it, it has taken a lifetime to get to this point, turning back the clock can never be possible over night.

Skin Care and the Life Extension Movement

One may well ask just what all this, and in particular the life extension movement as such, could possibly have to do with skin care, health and beauty products. The fact is, much of the research into life extension is resulting in new approaches to skin care as a kind of by-product.

A greater understanding of how genetics and cellular processes affect the aging and condition of skin allows these research and development teams to investigate different compounds, their compatibility with human cells and genetic make up.

Many compounds found in nature are not just compatible to human skin but in fact the skin cells actually have natural receptors for these compounds. Because life extension research has discovered these receptors, skin care developers can now use this knowledge and create the formulae for their products to provide maximum effect.

Another skin care ‘by-product’ of life extension research is the use of nanotechnology. The use of nanotechnology, or, to be more precise, nanoparticles, has had a huge impact on the way nutrients and other components of skin care products are being delivered to the skin cells. In some ways, nanotechnology has already revolutionized skin care. It is now possible to use active ingredients previously difficult to effectively deliver to the skin, as well as making old, proven ingredients even more effective. Some ingredients used in cosmetics for hundreds, if not thousands of years by certain cultures can now be even more effectively used to improve skin condition and maintain a healthy, youthful look.

Even the moisturizing effect of skin care products can be improved with nantechnology. For this effect, so-called nanosomes are used. Nanosomes are small, pocket-like particles that melt or disintegrate on skin contact. By doing this, the moisturising effect is accelerated, assisting the skin faster and more efficiently.

Nanotechnology plays a key part not only in slowing the aging of skin, but is believed to actively assist in repairing and healing skin cells and tissue.

Another breakthrough in life extension research that is beginning to make itself felt in skin care products is the research into stem cells. Stem cells are elements of all life, plant, animal and human. Stem cells have two properties other cells do not have. These properties are the ability to develop into any kind of cell type and the ability to divide almost indefinitely. The use of plant stem cell extracts in skin care is likely to become one of the next ‘big things’ in the industry. And prepare for the debate when human stem cells are proposed as part of an anti-aging skincare regime, as will inevitably occur!

One thing we can be certain of, is that science will continue to search for answers to the question of life extension, and business will drive the commercialization of discoveries. But whether these lead us to a utopian future or potentially a minefield of strife as we debate who will use and who will benefit from these new godlike powers. In the meantime, at a practical level in the skincare, health and beauty industry we remain hopeful and expectant we will see the emergence of products that not only promise results, but produce them.

David Christensen is a veteran of Asia Pacific business, currently residing in Bangkok, Thailand and heading up the business he was a co-founder of, Royal Siam Natural Health & Beauty – who can be located at [http://www.royalsiam.asia], and the information supporting site at [http://www.royalsiam.info]. Royal Siam was established after careful planning in early 2011, spending 2011 concentrating on building the necessary business infrastructure and concentrating on the domestic Thai market. Early in 2012 Royal Siam launched its international website and online store, and in April 2012 publicly declared the ambition to be among the world’s top 20 premium health and beauty brands by the year 2020. Royal Siam is a unique business, operating in the premium skincare, anti aging, and related fields. At its core, one mission is to commercialize and bring to a global market the immense wealth of knowledge about the healing and beneficial properties of Thai and South East Asian plants – a knowledge base carefully built up over the last thousand years. At the same time, the mission is to bring to market the very latest in scientific advances in the area of anti aging… resulting in the unique position of having a Thai heritage and offering the best of nature, tradition, and science.

Article Source: http://EzineArticles.com/expert/David_D_Christensen/1317312

The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age

July 4, 2016 by · Comments Off on The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age
Filed under: General 

The beginning stages of aging are very important because prevention is really a much better method for coping with aging skin than treating the skin when the signs of aging have already appeared. The fact is that, all of us are without exception are subject to aging. And skin at different stages of aging need different attention that providing age-specific anti-aging care. However, most people have the wrong impression that we should deal with our skin about anti aging when we reaches older! The question now is when shall we begin our routine to counteract the earliest stages of aging skin? The answer is as earlier as in your mid 20s!

Aging begin as soon as adulthood is reached. Physically, early (20 to 39 years old) and middle adulthood (40 to 59 years old) are marked by slow, gradual declines in body functioning, which accelerate as late adulthood (60 and above of age) is reached. The mass of muscle will continue to boost through till mid 20s, thereafter gradually decreasing. Each stage experiences its own specific type of breakdown of protein and collagen and other building blocks that keep your skin looking youthful and glowing.

During the early adulthood, the production of collagen start slowing down and the regeneration of new cells diminishes slightly. Inside your skin along with other parts of your bodies, cells are constantly dying and rejuvenating and the new cells are pristine and strong and it shows on your faces. This process is part of youth and aging, once you reach mid 20s, the process of generation slows down. This is hardly noticeable on the outside of the skin but this is when aging actually begin to happen.

In the middle adulthood, aging starts happening under your skin from the ages of 40. But it can be started as earlier as from 35 depends on how you taking care of your skin, practices healthy diet and lifestyle. During this stage, you will begin to show fine lines around your eyes and outside the mouth area. The color of the skin becomes more pale or dull and loses its youthful glow. Then you begin to lose collagen and amino acids which natural bonding substance in your body that keep your skin plump and puffy. This is the stage where wrinkles start to take underlying on your face.

As in the late adulthood, the human growth hormone is depleted and aging starts to speed up. If you have not used repairing products like anti aging serum, then all of the damaging activities occurring beneath your skin continues but they will accelerate and the consequences will probably be a lot worse than one who used good skin care products, implemented healthy diet and lifestyle routine. Without the aid of good anti aging wrinkle products that help to prevent, restore, protect and rejuvenate, your wrinkles will go deeper and age spots will show up. The building blocks beneath your skin have broken down so you start experience an intense loss of plumpness and resilience.

Therefore, in early stage of adulthood especially you reach mid 20s, a good skin care product series, avoid too much sun light exposure, keep your body hydrated plus eat antioxidants rich foods would definitely make you look much younger and glow in your older age. The start of uses a good anti aging serum that with ingredients such as antioxidants, Alpha Hydroxy Acids (AHAs) and retinols in addition to your moisturizer cream is highly recommended when reaches your middle adulthood to keep your skin restore and rejuvenate. When come to late adulthood, series of high quality anti aging products that include serum, face cream and eye cream is surely as much needed at this time. But it never too late to improve the look of your skin no matter what age you in!

Keng Chan is an anti aging practitioner with more than 10 years of experiences. Frequently research of information, finding interesting tips and solutions for anti aging which helped him look more than 10 years younger than his age! He surprised all of the new friends he met!

Article Source: http://EzineArticles.com/7113303

How to Choose the Best Anti Aging Cream?

June 26, 2016 by · Comments Off on How to Choose the Best Anti Aging Cream?
Filed under: General 

As we become old, the skin renews itself much more slowly than when you are young because the production of collagen, natural proteins that provide the firmness of the skin begin to fall, causing dehydration of the skin and wrinkles.

When you reach 30/40 years, a regular moisturizer will not be enough for your skin, you should start using anti-wrinkle cream (anti-aging) to slow the signs of aging.

Fortunately, there are now a range of anti-aging products designed for every skin type, for all ages and for different needs.

There are wrinkle creams, serums, masks, creams around the eyes, neck, hands, face, etc..

The advantages of using anti-aging creams

– Gives a brightness and youthful glow to the skin
– Eliminate and reduce wrinkles
– Strengthen and firm the skin
– Reduces the appearance of fine lines
– Check and neutralize free radicals
– Moisturize and nourish the skin
– Rejuvenate and firm the skin
– Stimulates the production of collagen and elastin
– Harmonize the pigmentation of the skin
– Stimulates cellular activity and firm the skin
– Prevent the appearance of new wrinkles
– Helps rebuild the skin texture
– Redefine the skin of the cheeks and neck
– Helps repair signs of loosening around the neck and chin
– Renouvelent the elasticity of the skin by stimulating its natural healing processes
– Satisfies wrinkles

How do anti-aging creams?

Most anti-aging products contain retinol, collagen, alpha hydroxy acid, minerals and vitamins. These elements are known for their power to stop the signs of aging and reduce wrinkles and fine lines.

Once the anti-aging cream is applied to the skin, the components therein inhibit muscle movement and to reduce wrinkles and prevent their further training.

Substances penetrate the outer layer of the skin and repair. They also stimulate the production of collagen and elastin in the skin.

Other wrinkle operate by separating the upper layer of the skin, allowing healthy new cells of the skin to appear (that are generally products containing alpha-hydroxy acids).

You should know that all anti-aging products can remove wrinkles or fine lines after the first few days of use.These products gradually smooth your skin and the results are usually seen after a month or two.

How to choose the best anti-aging cream for the face to you?

Today, anti-aging creams are specially designed for specific skin problems: some creams treat crow’s feet, dark circles around the eyes and fine lines around the mouth, others are designed to revitalize the skin, reducing the depth of wrinkles and firm the neck.

There are even anti-aging creams for the hands, neck and neckline.

There are anti-wrinkle products for each skin type: for those who are fat, dry or sensitive.

One of the most important rules when choosing the best anti-aging product for your skin is to look at the components of the product.

It is essential to choose an anti-aging cream that suits your skin type and needs.

If your skin has a lot of wrinkles around the eyes, you should consider buying an anti-aging cream for the eyes that treats crow’s feet and dark circles around the eyes.

During the selection of anti-aging cream make sure it is not too hard or very greasy as it can clog pores and cause a problem if it is left on overnight.

It is essential to choose a product that offers good sun protection (SPF of at least 15 or more) to protect your skin from harmful sun rays that cause premature aging of the skin.

Today, most anti-aging creams available and contain antioxidants that neutralize free radicals associated with excessive exposure to the sun can cause serious skin problems.

Common components of anti-aging creams

Retinol (vitamin A)

Vitamin A is a powerful antioxidant that neutralizes free radicals that cause premature aging usually (Free radicals break down skin cells and collagen in the skin).

Retinol is also known as vitamin A, retinoic acid and retinoid.

Vitamin A is probably the most component used in anti-aging creams, serums and toners. It reduces wrinkles, fine lines and discoloration of the skin and stimulates collagen production. Vitamin A is also known for its ability to tighten pores and minimize sun damage.

Retinol is widely used to treat severe acne and rosacea.

The kinetin

The Kénitine a natural component that helps the skin retain natural moisture and stimulates collagen production.

It is a powerful antioxidant that can also fight against uneven pigmentation. It restores the function of the natural moisture of the skin, helps to preserve and soften the skin without side effects and provides protection for the skin against free radical damage.

Α-hydroxy acids (AHA or)

AHAs are widely used in the cosmetic industry because they remove the top layer of dead skin cells and stimulate the growth of healthy new cells.

Α-hydroxy acids work come exfoliating agents, they have a cooling effect on the skin and improve its overall appearance.

Α-hydroxy acids generally used include: glycolic acid, lactic acid and salicylic acid.
Α-hydroxy acids act as deep into the dermis and stimulate the production of collagen and elastin fibers which are essential for healthy skin.

You should know that all types of α-hydroxy acids increase susceptibility to the harmful effects of the sun and it is essential to use sunscreen daily to avoid sun damage.

Α-hydroxy acids are present in a variety of products including skin care moisturizers, cleansers, eye cream, sunscreen, and foundation.

Coenzyme Q10

Coenzyme Q10 is a fat-soluble vitamin-like substance found in every human cell and that neutralizes free radicals (acts as an antioxidant) and reduces fine lines and wrinkles. It prevents sun damage and skin discolorations.

Coenzyme Q10 is commonly used in anti-wrinkle creams and serums because it prevents damage to collagen and elastin production process and help prevent fine lines and wrinkles.

Copper peptides

Copper peptides are widely used in anti-aging creams, because they stimulate the production of collagen.Copper peptides also enhance the action of antioxidants and enhance wound healing.

Copper peptides are effective against various forms of skin irritation, mainly because of their anti-inflammatory effects. Copper peptides also stimulate the formation of elastin and reduce sagging and wrinkles.

Vitamin A

Vitamin A is a powerful antioxidant that helps reduce the appearance and depth of wrinkles. It stimulates cellular renewal of the skin.

There are different forms of vitamin A: retinol, retinyl palmitate and retinyl linoleate. Lack of vitamin A can cause dryness and hardening of the skin.

Vitamin C

Vitamin C is an antioxidant with a brightening effect of the skin.

It is a common component in products skin care as well as makeup products because it gives the skin a youthful and stimulates blood circulation.

Vitamin C also keeps the skin elastic and prevents premature aging of the latter.

When combined with vitamin E reduces the signs of aging: wrinkles, fine lines, brown spots and age spots.

Vitamin C is also known as ascorbic acid.

Vitamin E

Vitamin E provides natural protection against harmful UV rays.

Vitamin E creates a moisture barrier and prevents the discoloration of the skin. It helps the skin to repair itself.

Antioxidants

The most common are vitamin A, vitamin C and vitamin E. Antioxidants neutralize free radicals and prevent premature aging of the skin.

Many beauty products: the facial cleansers, moisturizing lotions, tonics, claim to contain antioxidants.

Antioxidants are added to cosmetic products containing fat such as lipstick and moisturizers to prevent rancidity.

Tea extracts

Tea extracts (green tea, black tea, white) are usually found in anti-aging creams, serums, masks and lotions.

The tea extracts act as antioxidants in the fight against free radicals. They have anti-inflammatory properties and help in repairing skin damage.

Retinoids

Retinoids are chemical compounds that are chemically related to vitamin A. They make the skin thinner and smoother and reduce the appearance of fine lines and wrinkles.

Retinoids are widely used in the treatment of many diseases and are effective in treating a number of skin conditions such as inflammatory disorders of the skin, cancer, skin disorders in cell renewal and aging.

Retinoids reduce wrinkles, freckles, blackheads (whiteheads and blackheads), and stains caused by sunlight.

Topical retinoids are also effective treatments for mild acne and severe.

It takes about 3 months for the skin acclimates to a retinoid.

Hyaluronic acid

Hyaluronic acid is a component of connective tissue whose function is to cushion and lubricate the skin.

It is found naturally in the skin, its function is to hold water.

Useful tips related to the use of anti-aging creams

– Apply your anti-aging cream with upward strokes from the throat to the front.
– Do not forget: you may need to use an anti-wrinkle for several weeks before you notice improvement.
– Ask for samples before buying a face cream to see if it works for you.
– Try to use a facial cleanser with glycolic acid.
– Exfoliate your skin regularly (at least twice per week) with a gentle exfoliant to remove dead skin cells and accelerate cell renewal.
– Always use a sunscreen with an SPF of at least 15 to protect your skin against the sun’s harmful rays that cause premature aging of the skin and causes discoloration.
– Consult a dermatologist or esthetician to give you the product that best suits you.
– It is essential to get a good amount of sleep each night.
– Try to use a wrinkle cream that contains more natural ingredients, vitamins, essential oils, aloe vera and natural emollients.
– You can put on your sunscreen cream.
– Choose makeup: foundation, concealers, lipsticks, lip glosses that offer sun protection.
– It is essential to follow a strict regimen of skin care every day to keep your skin clear and healthy.
– Always remove your makeup at night with a mild cleanser that suits your skin type.
– Use masks or face firming moisturizer twice to keep your skin radiant mature.
– Drink plenty of mineral water at least 1.5 liters a day to keep your body and skin hydrated.
– Perhaps now is the perfect time to quit smoking: Smoking seriously harms health and damages the skin by destroying collagen and elastin.
– Compare different wrinkle creams and find out what works best for you.

For more information about wrinkles and anti-aging creams visit my blog Best Cream for Wrinkles.

Article Source: http://EzineArticles.com/7259744

Goodbye, Signs of Aging

June 19, 2016 by · Comments Off on Goodbye, Signs of Aging
Filed under: General 

Everyone is affected with signs of aging at some point in their life, be it visible wrinkles, blemishes, pigmentation changes, expression lines, discolorations, poor texture, or other environment-related conditions of the skin. As we age, the production of skin reviving and plumping collagen gradually slows, revealing fine lines and wrinkles.

Anti-aging creams promise to reduce these signs of aging. Yet, despite the ever-rising demand and great popularity, there has been skepticism and anxiety related to anti-wrinkle creams. Many believe that anti-aging creams are but fads, and do not work at all. Debates still continue whether anti-aging creams are cosmetics or drugs. Many argue that most of the anti-aging creams only enhance the outward appearance of the skin and only temporarily at that; and therefore should be placed on equal footings with other cosmetics.

So the promises of younger, fresher looking skin are nothing but lies? No. Fortunately for wrinkle-cream customers, that’s not always so. Granted, in most scenarios, wrinkle creams only offer what can already be achieved through the use of moisturizers and sunscreens. But with a little knowledge of active ingredients used nowadays in certain anti-aging creams, the promises may as well be fulfilled.

Anti-aging creams come under the category of “cosmeceuticals”, mixture of cosmetics and pharmaceuticals; which means they are cosmetic products containing certain biologically active ingredients claiming to give medical or drug-like effect. With ample scientific research and knowledge collected thus, researchers HAVE found out such ingredients which are almost just as effective and relatively inexpensive compared to medical cosmetic procedures.

Active Anti-aging Ingredients:

Most people usually stick to buying cosmetic products of their favorite brands. But to actually gain satisfactory results from anti-aging creams, you’ll have to go an extra mile and start with researching products containing active ingredients which really work on aging skin.

Retinoid:

The active ingredient in Retin-A is tretinoin. The chemical is the only one till date to achieve FDA approval ratings for anti-aging as well as anti-sun damage properties. Retinoid prevents the loss of collagen from skin due to excessive exposure and consequent photo-damage.

In anti-aging creams, retinoid-derivatives in the form of retinol and retinyl palmitate (combination of pure retinol and cleansing agent palmitic acid) are used. However, these must be present at a sufficiently high concentration of 0.04% to 0.07% to be effective. Customers should also take care to note the expiry date of the product, since products containing retinoid tend to expire after a month or so post opening.

Side effects may include mild irritation and redness. Customers with sensitive skin should use a much lower concentration of retinol (approx. 0.025%). It is also advisable to avoid the use of products containing retinoid during pregnancy or breast feeding period, since it is a Vitamin A derivative which is associated with birth defects.

Alpha Hydroxy Acids (AHAs):

Various alpha and beta hydroxy acids are already popular ingredients in various cosmetic products like cleansers, moisturizers, toners, etc. Two most popular AHAs are lactic acid and glycolic acid, known for their ability to efficiently penetrate skin.

AHAs have superb exfoliation properties helping in removal of dead skin cells and growth of new ones. Effectiveness of anti-wrinkle creams containing AHAs depends upon concentration (5% to 8% are sufficient) and frequency of application.

AHAs can increase sun-sensitivity by almost 50%, therefore an effective sunscreen providing UVA and UVB protection is an FDA requisite in final product formulation. Irritation, redness and possible scarring can also occur as side effects. Some people tend to be allergic to certain hydroxy acids. Therefore it’s best to consult a physician before trying a product with an AHA mentioned in ingredients.

Peptides:

Peptides are short-chained proteins which occur naturally in the skin, mainly acting as messengers (in the form of signal peptides) or hormones. They are well known for their natural skin-healing benefits. Peptides such as oligopeptides work as collagen boosters, while Palmitoyl Tripeptide-5 and Tripeptide-1 stimulate the skin for synthesizing collagen of types I and III, and simultaneously decreasing enzyme production to protect collagen and elastin integrity. Pentapeptide-18 and Acetyl hexapeptide-8 (Argireline) are peptides that are known to tighten the skin, thereby reducing the appearance of wrinkles.

There are minimal side-effects related to use of peptides for anti-aging treatment. Not only they help against wrinkles, they also increase skin’s moisture retaining ability, elasticity, and resilience.

Anti-oxidants:

Anti-oxidants are substances that are known to protect the body from damage caused by free radicals-unstable molecules that damage cell membranes, proteins, lipids, and DNA. Free radicals are also one of the major causes of premature aging. Anti-oxidants are already popular for their extraordinary health benefits, and their use in anti-aging products is relatively new yet promising.

Green tea, rosemary, grapes, and tomatoes contain the most effective anti-oxidants and products containing extracts of same can give visible satisfactory results with regular application. A 10% concentration of green tea extract in a given product is especially effective for fighting aging.

It should be noted that although anti-oxidants can be used in diet and applied topically, the effectiveness of an anti-oxidant diet for anti-aging is somewhat debatable. Also, most anti-oxidants will only help in prevention of wrinkles, and may not work to remove those which already exist.

Sunscreens:

Excess exposure to sun leaves visible skin prone to aging effects of UVA and UVB rays. Increased levels of exposure can cause wrinkling, discoloration, formation of freckles and dark spots, damaging of elastin and collagen, skin cancer, as well as DNA mutations. Yes, those 2 minutes you saved by opting out sunscreen application will take its heavy toll.

Sunscreens and sunblocks are applied topically in various forms to prevent such skin related hazards. Following the age old adage of “prevention is better than cure”, sunscreen application substantially reduces chances of photo aging.

Nowadays, sunscreens with active anti-aging ingredients are on rise. These will not only prevent photo aging, but will also treat existing signs of aging. The most effective ones contain tretinoin, the efficacy of which has been already discussed in the Retinoid section as a miracle chemical with proven anti-aging as well as anti-sun damage properties. Other anti-aging sunscreens contain anti-oxidants in the form of minerals.

Vitamin C:

Vitamin C is one of the most widely used skin-care ingredient, given its astounding skin healing properties. It skin rejuvenation and anti-wrinkle properties have been scientifically proved: It is essential for synthesis of collagen in skin, thus curing wrinkles and fine lines; and it is a well-known anti-oxidant, capable of preventing skin-damage due to free radicals.

Vitamin C on its own is rather tricky, since it oxidizes instantly and may cause more harm than good when used topically. To overcome this barrier, anti-aging creams use the vitamin’s more stable and effective derivatives like magnesium ascorbyl phosphate, ascorbyl palmitate, etc.

Vitamin C taken in dietary form is good for health, but provides insubstantial anti-aging benefits for skin, since higher concentrations for anti-wrinkle properties are required than those available to skin through vitamin rich diet.

Anti-aging creams do work, wonderfully. The effects of a given anti-aging product will depend upon active ingredients in its formulation, their respective concentrations, and frequency and regularity of application. Also keep in mind that many of the active ingredients listed above work best in ‘synergy’, i.e. combined form, than by themselves. For instance, AHAs sun-sensitivity factor can be negated by adding sunscreen in its formulation, and a sunscreen with retinoid will work wonders on wrinkle-ridden skin.

For more information about anti wrinkle creams please visit: [http://www.antiwrinklecreamsblog.com/]

Article Source: http://EzineArticles.com/expert/Binh_Hanh_Thai_Nguyen/1413972

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Mature Age Job Seekers – Beating the Bias

June 12, 2016 by · Comments Off on Mature Age Job Seekers – Beating the Bias
Filed under: General 

Australian business is starting to see the light when it comes to their hiring policies for mature aged employees, and the positive impact they can have on the workplace. A brief visit to main street shopping centre and you will begin to see a few more weathered faces at work than you would have seen a few years ago.

However, if you scratch below the surface, you begin to see this trend still has a long way to play out. A few older workers get hired into the senior ranks where experience and maturity are greatly valued, more older workers are now being hired at the lower end of the corporate scale into unskilled roles, however the numbers being hired into the mid tier ranks remains low.

This barbell approach to hiring mature workers at the top and bottom of an organisation reflects an ongoing bias that remains difficult to overcome. A company is a microcosm of society, and in a perfect world employers should (within reason) seek diversity in the workplace and value skill, experience and aptitude, regardless of age, race or gender.

Unfortunately, we live in a far from perfect world. When it comes to mature aged workers they tend to be penalised on two fronts. Often the first to be made redundant in uncertain economic times, this setback is then compounded when they are regularly overlooked for someone younger as they begin searching for a new job.

As a result of these two biases towards mature aged job seekers, once out of work, the journey back can often be long and arduous. This is reflected in RBA statistics which indicate long-term unemployment at approximately 40% for those aged 45-64, compared to about 25% for those aged between 25 and 44.

So what are the reasons employers provide for not hiring mature aged workers? Typically, reasons include being overqualified or over-experienced. Taken at face value being overqualified or experienced might not seem so bad, but when you hear the same reason trotted out time and again, it becomes less palatable.

Openly negative feedback from employers tend to include perceptions that mature aged workers are not as IT savvy, do not possess the latest skills, or are not as flexible as their younger counterparts. While these reasons may hold true in many instances, many of the older job seekers I speak to, believe these are often used as convenient excuses to exclude them.

Employer feedback that you are not likely to hear include concerns about health (and subsequent cost) or worse insecurity. There are many poor managers in the workplace that may be intimidated by the experience a mature applicant brings to the role. Rather than leveraging the knowledge and experience an older worker can bring to the workplace, the insecure hirer is concerned about the potential competition, and the presence of someone who may know more than they do.

Dealing with many of these preconceived concerns and fears remains an ongoing challenge for the mature aged job seeker. Perhaps the following facts should be mandatory reading for hiring managers. These facts debunk many of the concerns and myths that persist in the workplace relating to mature aged workers;

    • Mature aged workers can deliver cost savings to employers through increased retention rates. For example, workers over 55 are five times less likely to change jobs compared to workers aged 20-24, reducing both recruitment and training costs. Australian Bureau of Statistics (2006)Labour Mobility Survey,
    • Mature workers can deliver an average net benefit of $1956 per year to their employer compared to other workers due to high retention rates, lower rates of absenteeism, decreased recruitment costs and greater return on investment.Business, Work and Ageing (2000) Profiting from Maturity: The Social and Economic Costs of Mature Age Unemployment
    • Australians are living longer and are healthier.2005 ABS survey found the proportion of Australians aged 55-64 reporting their health as ‘good’, ‘very good’ or ‘excellent’ was 75.5% – an increase of four per cent since 1995. Australian Bureau of Statistics (2006) National Health Survey: Summary of Results, 2004-05
    • Mature workers were the least likely group to take days off due to their own illness or as a carer. In the two week period prior to the survey nearly half the number of mature workers had days off compared to workers aged 25-34. ibid
    • ABS data shows that Australians aged 55-64 are the fastest growing users of information technology. Australian Bureau of Statistics (2005) Year Book Australia,
  • Australian Health Management which examined the daily work habits of 4000 employees found that workers aged 55 years and over performed at their best for approximately seven hours out of an eight-hour day-an achievement that other workers in the study were unable to match. Australian Health Management (2006), Baby boomers give employers a bang for their buck

While government has been doing its part to address mature aged unemployment through initiatives like DEEWR Experience+, the introduction of the Age Discrimination Act (2004) and appointment of an Age Discrimination Commissioner, it remains imperative that older job seekers directly address some of these age bias issues themselves if they are to enhance their prospects for employment.

Following are some helpful hints that mature aged workers can utilise to make themselves more appealing to employers and thus improve their chances of a speedy return to the workforce;

Government or Community Assistance– Take advantage of government or community based initiatives and assistance. There is a considerable amount of free information and assistance available, and I would strongly recommend looking into these resources. For example, the DEEWR “Experience+” initiative provides free career planning and advice for over 45’s until June 2016, along with an Assistance Program delivering refresher and basic training in IT and social media applications.

Value Proposition– Whether writing your resume or cover letter, or sitting in an interview, ensure the focus of discussion clearly remains on the value that you can bring to an organisation. Discuss how you can help, what you have done in the past and what you can deliver going forward. Outline how your experience might bring special insights and perspectives that other candidates may not possess.

Training– Undertake relevant training or up-skilling. Keeping ‘up to date’ is critical if you expect serious consideration for any position, especially if there is a technical element. The benefit will be that an employer will see that you have not fallen behind and therefore will not require retraining, along with any associated cost.

Resume– You will need a properly structured and well written resume to be considered for most roles. Use an appropriate resume style that is tailored to your strengths, skills and experience. Also ensure primary focus of your resume is on the last 5-10 years (include older information where pertinent). Think about getting assistance from a professional resume writer, whocan add significant value if you are looking to ‘get it right the first time’.

Age Bias – To counter potential impact of age bias, you will need to carefully address the following with any potential employer;

Health– Don’t hesitate to communicate your good health and fitness to potential employers at opportune moments. Inform them if you play sport, run, walk or go to the gym regularly. This should allay any potential concerns about health.

IT Savvy –Take every opportunity to indicate your IT capability. Whether it’s your ability to use specialised systems, the MS Office suite or even your use of Facebook or Twitter, this will highlight your ability to embrace new technology.

Adaptability – Highlight your adaptability in the workplace, providing actual examples where appropriate. If you don’t know something, indicate you are keen to learn (and not that you wouldn’t know where to start). Highlighting your adaptability will help to dispel concerns of rigidness and inflexibility.

Team Player –Communicating that you work well as part of a team is critical. It shows a willingness to take direction and work for the common good, and can present you as less threatening, especially if the hirer feels concerned by a mature more experienced candidate.

Be Positive –Though you need to be fully prepared to discuss negative issues, make every attempt to keep the discussion on a positive footing. Unless specifically requested, there is no need to volunteer information of a negative nature.

While industry is beginning to see the light when it comes to acceptance of mature aged workers, the pace of change remains slow. While providence is on the right side due to the ageing Australian population and the inevitable necessity to hire older workers, the fact remains that age discrimination is still entrenched in much current thinking.

As a result, dealing with age bias will continue to be a challenge for the foreseeable future. However with the combination of positive government policy, changing attitudes and a proactive attitude to making oneself more appealing to employers (as outlined above), the situation is not without promise.

Honing your individual approach and message will take time and effort. To strike the right balance the mature job seeker will need to walk a fine line between sounding experienced, but not old, adaptable, but not inflexible and appear keen, not desperate. There is no magic formula for success except practice, perseverance and occasionally seeking help where necessary.

A.J. Bond, is the proprietor of Absolute Resume Writing Services ( http://absoluteresume.com.au ), an Australian based consultancy specializing in the provision of Resume and Cover Letter writing services.

Absolute Resume assists a broad range of job seekers to find their preferred roles, including mature aged job seekers, individuals out of work for a period of time and those made redundant.

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The Aging Process: Can It Be Reversed?

June 6, 2016 by · Comments Off on The Aging Process: Can It Be Reversed?
Filed under: General 

With regard to fitness, for many years, I have been outspoken about my support of sports and strength training as good alternatives to redundant exercises like treadmill workouts. Steve Holman, editor-in-chief of Iron Man Magazine, has taken that idea to the extreme with a new body shaping program designed to slow down and even reverse the aging process. But he’s not the only one interested in the concept of aging.

You may also be familiar with the Real Age Program, or with one of its founders, Dr. Mehmet Oz. Real Age asserts that your actual age is often not in synch with the biological condition of your body. Based on your level of conditioning and diet and other factors, your body may be aging at an accelerated rate. Real Age calculates your age based on your body’s condition and compares it your chronological age. The goal is to improve the body so its actual “real age” is at or below one’s biological age. To me, that is the basis for Holman’s approach: return the body to the youthful condition that it was in before declining fitness and other factors accelerated the aging process.

According to Steve Holman, after we reach the age of 40, our bodies start aging at a faster rate than they had to that point. Studies have shown that without the proper nutrients and exercise, our bodies are aging about 6 months extra for every year that passes! So, let’s say you’re 40. By the time you reach 50, you will look and feel 55. By the time you reach 60, you will look and feel 70 years old! I don’t know about you but that kind of aging does not appeal to me a whole lot.

Did you ever notice that the folks who stay the most physically active seem to be aging more slowly than others who don’t? In my mind, I picture a 63-year old woman gardening while her 65-year-old husband is chopping wood nearby and they both look like they’re in their 50s. Hmm… maybe that was a scene from a 1940s movie but I think it makes the point. They kept active with muscle taxing activities and no doubt felt and looked younger because of it. Steve Holman says that 90% of people over the age of 35 lose enough muscle every year to burn off an additional 4 pounds of body fat. The aging process really starts to catch up with us at that point. Muscle gives shape and strength to our bodies. As we know, when you lose muscle mass, you gain fat, even if the calories you take in stay the same. We don’t feel or look as good. Then we get depressed because we don’t feel and look as good. Then we give up on retaining our youth and it’s all downhill from there. Wow. That was depressing, huh?

Fear not! That doesn’t have to happen.

Both the folks at Real Age and Steve Holman insist that all of this accelerated aging is reversible. According to them, there are specific ways to move and eat that will slow down the rapid aging process to the point where you’re aging less than a year for every year. That means we can look younger in a few years than we do now? Now that is an aging plan we could get behind, right?

Not so fast. Are there drugs, supplements or expensive supplies to buy? No. Just food choices and targeted short-duration exercises are involved. Steve Holman says his years as a fitness magazine editor have allowed him to pick up tips, tricks and strategies from anti-aging experts over the years. And they don’t involve cycling classes or elliptical machines.

According to Steve, to get started, there are 5 rules one must absolutely follow if he or she wants to “slow the aging process, reclaim your health and achieve your ideal body”:

Forget low-fat diets. They lead to sugar addiction and we all know what that causes – fat storage!
Work out less. Resistance training done the right way burns fat and is a great cardiovascular workout, as well. Sports that tax muscles over the entire body can be effective, as well.
Drink water. Water renews your skin, helps burn fat, suppresses hunger and allows your kidneys to operate under less strain which allows your liver to burn fat like it’s supposed to.
Stop endless cardio workouts. Cardiovascular conditioning can be gained with far less time and effort. New studies are showing that long-duration exercise accelerate the aging process by increasing free radicals. These free radicals are scavengers that prey on your body’s essential nutrients and tissues.
Don’t blame your age for all your fitness issues. Studies have shown that men and women of every age, even those in their 90s, were able to gain muscle tone in just a matter of weeks of simple weight training.
Well, those are good guidelines to use to begin combating the aging process. There’s an old saying that goes something like, “I want to die as young as possible at as old an age as possible” (or something like that). I do follow the 5 steps already, though I would admit to not doing enough of #2. How about you? I have been told I look younger than I really am and that’s nice. Now if only I could reverse the aging process so I would feel younger…

Hi. This is Mike. As I mentioned, playing sports can give you a great full body workout and help reverse the aging process. If you are just getting started or getting restarted after a layoff, we can help you with information about supplies and equipment at our site: [http://www.roundballgames.com/sample-page]. Or read our blog @ [http://www.roundballgames.com]

Article Source: http://EzineArticles.com/expert/Michael_Piccoli/1556773

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How Old Are You Really? Biological Age

May 29, 2016 by · Comments Off on How Old Are You Really? Biological Age
Filed under: General 

People have always been interested in being “forever young” and today’s society is no different. We want to resist the ageing process.

The speed at which we are ageing can be measured – its called biological age, or how old your body really is.

The area of study which is now called longevity, and was once called anti aging, is hugely popular in the states.

It’s something I’m very interested in, and see it as a big part of the future for myself and my clients.

Your chronological age is how old you actually are.

Biological age is the age of your body at the cellular level.

Today we will look into how you can establish, what your biological age is and how you can improve it.

There are a few longevity factors in the list which surprised me!

(Deep question alert!)

What is the purpose of life? I don’t mean any deep seated stuff, like procreation.

I just mean, what is most people’s AIM in life. What do they want to get out of their time on earth?

Firstly and most importantly, people want to be happy. Easier said than done.

Happiness is a state of mind. It’s a feeling.

Ask someone with a big goal (like building a successful business or losing more than three stone).

“What will reaching your goal do for you?”

Often they will say something like “When I get there I will feel happy”, or “satisfied with myself”, or they say “I will feel proud”.

“I will have more energy”.

“I won’t be afraid of trying new clothes on or going out with friends”.

“I don’t want to feel like a slave to food”

“I don’t want to be scared to look in the mirror or get on the scales”.

Life is all about feelings.

People spend their entire lives in search of feelings! (mostly happiness, contentment, satisfaction and love)

How people actually reach this state of “happiness” is different for us all.

Most people I know AIM for a decent job (or business) with decent money.

All with the ultimate goal of having a good retirement.

I hear people say “When I finish work, I’m going to do this or I’m going to… (insert goal)”.

The point here being, if being happy and having a nice retirement is people’s main goal in life, then keeping your body fit and healthy surely must be part of your plan.

I know of a very wealthy man who got cancer and passed away just before his retirement, I’m sure that was not part of the master plan, he had built his business up so he could sell it and have a nice retirement (as most business people do).

He didn’t make it and didn’t get to “cash out”.

Many people don’t make it to retirement because their “plan” is messed up from the start.

Without sounding depressing we only get one shot remember.

This is NOT a rehearsal.

A lot of people get to retirement age and their body is wrecked!

This stops them from being able to enjoy their time off as much. Living life with lots of restrictions. “I can’t go there because of the steep hill”, or “I can’t do that because of my back or my knees”.

After working hard for 40-50 years – to give yourself a good pension and retirement, this is the last thing that anyone wants.

Peoples bodies are like cars.

On one hand you have new cars with high mileage that are not well serviced.

On the other hand you have old cars with low mileage that have been well looked after.

I want YOU to be like a well looked after old car, with low mileage when you get to your retirement.

I know some people, that slog away and get to the age of 40, and feel and look like they’re 50 or 60!

I also know many people who hit retirement age and feel like a 40 year old, and can keep on working and exercising for another 20 years!

This is all dependent on how we live our lives, obviously there are things such as injuries, diseases and other bad things which can impact our lives negatively through no fault of our own but on the whole we are in control of our own health.

What affects our longevity?

Scientists agree that these factors all affect your longevity in some way, big or small. (this is not a definitive list)

Muscle size and strength
Level of education
How pro active you are with going to see the doctor if needed
The amount of friends you can rely on, and love in your life
Your diet
Blood pressure
Your upper body strength
If you enjoy your work or not
Weather you smoke/drink alcohol or not, and the amount
If you exercise or not

Most of us shorten our lives and ultimately kill ourselves, through our bad habits and lifestyle choices, whatever they may be.

As you would of guessed, it is possible to slow down the onset of ageing and even reverse it to some extent.

I must say, that there is nothing wrong with ageing, it is inevitable. It is something we should be proud of, a chance to show our wisdom to the younger generation.

This article is just to show you how you can SLOW the ageing process with ease and actually enjoy it.

The Ageing Process

As we get older our bodies start to slow down and stop being able to function as well, sadly there is no getting away from this.

BUT through healthy living and making the right choices day in day out we can delay our body slowing down by years!

Just think how much more you will be able to enjoy your retirement if you feel like a 40 year old? and can spend it with the people you love.

Compare this to how much you will enjoy it if you can barely walk up a flight of stairs without having tired legs and being short of breath.

Your chronological age doesn’t have to be the same, or worse, than your physiological age.

How to slow the effects of ageing

The list above obviously helps you but here are a few more ideas for you to beat the clock.

When some people think anti aging, I’m sure some of you may think of things like anti wrinkle creams and lotions, hair dying products, botox and maybe even plastic surgery.

That does kind of sum up some of the western world that these are the steps that the majority of people (plastic surgery being an extreme example) will take to make them look younger, rather than eating healthily and exercising.

Aging leads to loss of muscle mass, loss of mental function, low mobility and a lack of energy, and as you know the cosmetic type anti aging steps I mentioned won’t help any of these.

Top tips to delay ageing naturally:

Enjoy the Outdoors – Don’t spend all of your time cooped up indoors behind the computer or watching TV. There are plenty of things to do and see outside, especially on a nice day I can’t think of anything better than going for a walk with the family down the park or beach. Sunlight also is a natural source of Vitamin D.

Yoga & Meditation – I would say that this is one of the most important strategies in staying young. I started to do this myself and it honestly makes me feel great. Yoga and meditation can help you relax and lower your stress levels (linked with aging) dramatically. It can also help you to see things a lot clearer.

Yoga is also great for your flexibility, the more flexible and supple you are the less chance you have in the future of suffering falls and lack of mobility.

Socialise – Loneliness can be a real killer. Socialise as much as possible with your friends and family. Get out there and do things, go to the cinema, concerts, attend an evening class (the more mentally stimulating the better).

Stay Strong & Active – You have to keep moving or your body will come to a standstill. Taking part in regular exercise is absolutely vital. Regular strength training is extremely important.

Losing muscle mass is something you want to avoid or at least delay for as long as possible so strength training will help this as well as keeping your bones strong, this will lower your chances of osteoporosis.

Nutrition

I believe food is medicine, many of the effects you get from modern day medicine you can get from eating the right foods.

Nutrition influences biochemistry. Biochemistry influences everything at a cellular level.

If you eat well there should be no need for some medications.

If you spend your whole life eating fresh, natural whole foods and stay active then it will also show. You will most likely be lean, mobile, disease free and full of energy, a rarity these days.

You should aim to eat a diet containing lots of quality fats and protein’s (the bodies building materials) which will help you to maintain your muscle stores. Also protein boosts the production of HGH in your body, HGH (Human growth Hormone) is your body’s natural ‘fountain of youth’.

As you age the production of this hormone slows down greatly, regular strength exercise (lifting, pushing and pulling heavy stuff) and quality protein keeps the production of this hormone going!

Eat plenty of antioxidant rich foods – Antioxidants which are found in colourful fruit and vegetables help to reduce the damage caused by free radicals in your system.

Free radicals can speed up the onset of ageing; they are unstable electrons (O1 molecules)which are produced during metabolism. They damage the cell nucleus and the mitochondria.

Free radicals bounce around inside your cells like a pin ball, causing damage every time they hit something. They cause absolute havoc.

Antioxidants provide the free radical with the extra O1 molecule they need to become stable O2 molecules.

Good quality natural foods are the best way to combat these harmful free radicals. Natural organic foods are packed with antioxidants which neutralise the free radicals before they cause too much damage.

Eat Omega 3s – They fight inflammation, improve the appearance of your skin and aid brain function. Three vital things that we need as we age. So make sure you get as many omega 3s into your system as you can, the best source is fresh fish, if not a fish oil supplement will do.

Lower Sugar Intake – Aim to cut out any excess sugar that you eat, excess sugars can modify essential proteins in our body which can lead to wrinkles and energy loss.

Look after your skin through good food and lots of water – Eating foods containing vitamin A (sweet potatoes, broccoli, spinach, asparagus and carrots), Vitamin C (red peppers, broccoli, cauliflower, strawberries, oranges, kiwi and pineapple) and Vitamin E (nuts, seeds and spinach) are a great way of helping your skin look healthy.

Stop smoking and limit alcohol intake – There are few things that age you faster than smoking and drinking alcohol every day so cut out smoking and do as much as you can to drink less.

Lower Stress Levels – This is another big one, I just mentioned that there are few things that age you faster than smoking and alcohol; well I think stress is one of them.

Being constantly stressed will ruin your mood, energy levels, social interaction as well as causing so many health problems.

As I mentioned above, I have found deep breathing techniques, yoga and meditation really important and a great way of combating stress.

Let’s be realistic the big medical and health companies aren’t going to promote anti aging through the things I just said, they are going to promote it through new miracle pills, lotions and creams, there is a lot of money to be made from it so they will keep on doing it.

The people who buy these products don’t have to alter their lifestyle one little bit so it suits them which is why it is so popular.

We ultimately reap our rewards in our retirement, if you have invested some time and effort into your “health & fitness account”, you will reap the rewards.

If you haven’t then you won’t!

You can actually measure your biological age online with a biological age calculator.

If all of the things I have mentioned above didn’t require effort or commitment then everyone would be running around into their 90s and later!!

But unfortunately we don’t, we die much younger than that.

Depending on what stats you use, in 2010, UK men were reported to live on average until about 77 or 78, and women on average live until 82 or 83 years old.

Do it naturally and do it right.

Let me know your thoughts on this topic, comment below, I really want to know what you think.

Thanks for reading, take care,

Richard

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Aging Is a Treatable Disease

May 22, 2016 by · Comments Off on Aging Is a Treatable Disease
Filed under: General 

Live Healthy – Look Marvelous – Live Longer

There are actions you can, and should take today to dramatically improve your health, your appearance and your longevity. You can control 70% of the factors affecting your longevity; only 30% are controlled by genetics until very late in life when genetics become more controlling

Almost all of the effects of aging and the common diseases that come with aging are treatable, to at least some extent. The key is early detection and early treatment.

Our understanding of the aging process is advancing rapidly. Some scientists believe that the first immortal human may be living today.

In 1786, life expectancy was 24 years. Better diets and some medical innovations allowed it to double to 48 years in the next 100 years.

Modern medicine has now increased life expectancy to over 76 years. Future medicine promises to increase it to over 100 years during our lifetime.

“Over half the baby boomers here in America are going to see their hundredth birthday and beyond in excellent health.” says Dr. Ronald Klatz of the American Academy of Anti-Aging. “We’re looking at life spans for the baby boomers and the generation after the baby boomers of 120 to 150 years of age.”

The key to Live Healthy – Look Marvelous – Live Longer is to delay the diseases of aging so that when they do occur, it is very late in your life.

The causes of aging are finally being understood. There are actions you can take today to take advantage of the recent medical developments. Dr. Rudman ran a series of tests on aging people and demonstrated that the effects of aging could be slowed and even reversed. He concluded: “The overall deterioration of the body that comes with growing old is not inevitable.”

The Causes of Aging

Almost all life on earth blossoms with youth, until it has reproduced and passed its genes on to the next generation. After that, the flowers wilt and die, and we humans began to age. Yes, we begin to age while we are still in our 20’s.

We age because the products of our metabolism, I.e., the “ashes” from the oxidation processes that produce energy in our cells, accumulate faster then our endocrine system can remove them. This is because most of the cleansing hormones that surged through our youthful bodies begin to decrease as we begin to age. Some of these more critical hormones have decreased by about 10 to 30% as we enter our 30’s. The decreases become ever more dramatic as we enter successive decades of life. Most of our hormones have decreased by over 50% and some have been reduced to near zero as we enter our 70’s. So we age. Our muscles and bones weaken; our reaction time slows; we lose our agility; all combine to make us more susceptible to accidents. Our immune system weakens and makes us more susceptible to disease. And we die.

The Death Clock

Dr. Hayflick has shown that we have another cause of aging. He has shown that we have a built-in death date of about 120 years, if diseases or accidents do not get us earlier. The point at which our cells have divided a fixed number of times sets this death date. It has been termed the “Hayflick limit.”

Our cells divide to produce new cells to replace the old cells damaged by metabolic ash build-up, free radicals, toxins, and other wear and tear mechanisms. As the cells divide, the chromosomes split to provide chromosomes for the new cells. When the chromosomes split, they lose part of their telomeres – the genes at their ends that keep the chromosomes organized. After a certain number of splits, the telomeres wear away and become too short to keep the chromosome organized and therefore the cell dies without being able to replace itself.

You can think of telomeres as analogous to the plastic bands on the ends of shoelaces. Telomeres hold the important DNA code intact, preventing it from fraying as the molecules replicate over time.

Resetting the Death Clock

But tests over the past few years have shown that the “Hayflick limit” can be extended by the use of an enzyme that causes the “organizing genes” at the ends of the chromosomes (the telomeres) to re-grow. This enzyme is called telomerase.

Telomerase treatments on human cells in the laboratory have indicated that telomerase can make human cells immortal. Doctors and researchers involved in these treatments are reporting that it is their belief that death is not inevitable.

Telomerase is actually an enzyme (a catalytic protein) that is able to arrest or reverse the telomere shortening process. The body produces telomerase when we are embryos in the womb to accommodate the very rapid growth of the embryo. But, unfortunately our bodies do not produce telomerase after birth except possibly for the creation of sperm.

So for humans to extend life we must do two things: first, eliminate the oxidants and toxins in our foods and environment; and find a dietary or pharmaceutical method for increasing and preserving the length of our cells’ telomeres.

Promising Anti-Aging Research

There are many ongoing projects that promise to solve our problems of aging. One is from a team of South Korean scientists. They report that they have created a newly-synthesized molecule, named CGK733 that can make cells younger.

“All cells face an inevitable death as they age. On this path, cells became lethargic and in the end stop dividing but we witnessed that CGK733 can block the process,” Prof. Kim Tae-kook reported. He further stated: “We also found the synthetic compound can reverse aging, by revitalizing already-lethargic cells. Theoretically, this can give youth to the elderly via rejuvenating cells.”

Kim expects that the CGK733-empowered drugs that keep cells youthful far beyond their normal life span would be commercialized in less than 10 years.

Researchers at The Wistar Institute have defined a key target of an evolutionarily conserved protein that regulates the process of aging. The study provides fundamental knowledge about key mechanisms of aging that could point toward new anti-aging strategies and cancer therapies.

Aging saps our strength and ability to enjoy life, cripples us, and eventually kills us. Tens of millions die from age-related conditions each and every year. Comparatively few people know that degenerative aging can be slowed with diet and lifestyle choices, medicines and nutracuetials.

Comparatively few people are aware of the many serious scientific efforts, presently underway, aimed at understanding and intervening in the aging process – in order to one day reverse its effects.

Your objective should be to have a healthy life and continue to live long enough to take advantage of all the medical advances and technologies now in development.

Our health is determined by our genetics, our diets, and our past and current lifestyles. You can now optimize your current and future health by defining and taking medications, vitamins, and other supplements and treatments tailored to your specific health needs. The program to do this recognizes the validity of three basic themes:

  • The Future of Medicine is in Personal Tailoring
  • Preventative Medicine is Key
  • Aging is a Treatable Disease.

Your Anti-Aging Longevity Plan

It is strongly recommended that you get familiar with the latest anti-aging information and develop your personal Longevity Plan. The key to longer life is to detect any health issues as early as possible and take advantage of the available technology to address them. Time really is of the essence.

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The Programmed Cellular Death Approach to Anti-Aging Treatment

May 8, 2016 by · Comments Off on The Programmed Cellular Death Approach to Anti-Aging Treatment
Filed under: General 

Modern anti-aging treatment is built on a common base of knowledge that I will quickly review. Biochemistry and molecular biology tell us there are many types of chemical reactions going on in the human body. We know that it is the genetic information programmed inside our cellular DNA that defines what reactions occur. Genetic information, expressed in regulated ways, builds the body’s proteins and enzymes, and controls how enzymes carry out the cell’s biochemical reactions.

This information, contained in the DNA of our genome, consists of many thousands of long, often repetitive, sequences of base pairs that are built up from four basic nucleotides. Human genome mapping has shown there are over 3 billion base pairs in our DNA. It is estimated they contain some 20,000 protein-coding genes. All body functions are controlled by the expression of the genes in our genome. The mechanisms controlling the aging process are believed to be programmed into our DNA but only a fraction of the biochemical reactions related to the aging process have been looked at in any detail. Cellular aging is a very complex process and many of its low level operating details have yet to be discovered.

Anti-aging theory has consolidated itself along two lines of thought: the programmed cellular death theory and the cellular damages theory. The programmed death theory focuses on the root causes of aging. The cellular damages theory looks at the visible aspects of aging; i.e. the symptoms of aging. Both theories are correct and often overlap. Both theories are developing rapidly as anti-aging research uncovers more details. As works in progress these theories may take years to complete. This broad characterization also applies to the currently available types of anti-aging treatments.

The programmed death theory of aging suggests that biological aging is a programmed process controlled by many life span regulatory mechanisms. They manifest themselves through gene expression. Gene expression also controls body processes such as our body maintenance (hormones, homeostatic signaling etc.) and repair mechanisms. With increasing age the efficiency of all such regulation declines. Programmed cellular death researchers want to understand which regulatory mechanisms are directly related to aging, and how to affect or improve them. Many ideas are being pursued but one key area of focus is on slowing or stopping telomere shortening. This is considered to be a major cause of aging.

With the exception of the germ cells that produce ova and spermatozoa, most dividing human cell types can only divide about 50 to 80 times (also called the Hayflick limit or biological death clock). This is a direct consequence of all cell types having fixed length telomere chains at the ends of their chromosomes. This is true for all animal (Eukaryotic) cells. Telomeres play a vital role in cell division. In very young adults telomere chains are about 8,000 base pairs long. Each time a cell divides its telomere chain loses about 50 to 100 base pairs. Eventually this shortening process distorts the telomere chain’s shape and it becomes dysfunctional. Cell division is then no longer possible.

Telomerase, the enzyme that builds the fixed length telomere chains, is normally only active in young undifferentiated embryonic cells. Through the process of differentiation these cells eventually form the specialized cells from which of all our organs and tissues are made of. After a cell is specialized telomerase activity stops. Normal adult human tissues have little or no detectable telomerase activity. Why? A limited length telomere chain maintains chromosomal integrity. This preserves the species more than the individual.

During the first months of development embryonic cells organize into about 100 distinct specialized cell lines. Each cell line (and the organs they make up) has a different Hayflick limit. Some cell lines are more vulnerable to the effects of aging than others. In the heart and parts of the brain cell loss is not replenished. With advancing age such tissues start to fail. In other tissues damaged cells die off and are replaced by new cells that have shorter telomere chains. Cell division itself only causes about 20 telomere base pairs to be lost. The rest of the telomere shortening is believed to be due to free radical damage.

This limit on cell division is the reason why efficient cell repair can’t go on indefinitely. When we are 20 to 35 years of age our cells can renew themselves almost perfectly. One study found that at the age 20 the average length of telomere chains in white blood cells is about 7,500 base pairs. In humans, skeletal muscle telomere chain lengths remain more or less constant from the early twenties to mid seventies. By the age of 80 the average telomere length decreases to about 6,000 base pairs. Different studies have different estimates of how telomere length varies with age but the consensus is that between the age of 20 and 80 the length of the telomere chain decreases by 1000 to 1500 base pairs. Afterwards, as telomere lengths shorten even more, signs of severe aging begin to appear.

There are genetic variations in human telomerase. Long lived Ashkenazi Jews are said to have a more active form of telomerase and longer than normal telomere chains. Many other genetic differences (ex.: efficiency of DNA repair, antioxidant enzymes, and rates of free radical production) affect how quickly one ages. Statistics suggest that having shorter telomeres increases your chance of dying. People whose telomeres are 10% shorter than average, and people whose telomeres are 10% longer than average die at different rates. Those with the shorter telomeres die at a rate that is 1.4 greater than those with the longer telomeres.

Many advances in telomerase based anti-aging treatments have been documented. I only have room to mention a few of them.

– Telomerase has been used successfully to lengthen the life of certain mice by up to 24%.

– In humans, gene therapy using telomerase has been used to treat myocardial infarction and several other conditions.

– Telomerase related, mTERT, treatment has successfully rejuvenated many different cell lines.

In one particularly important example researchers using synthetic telomerase that encoded to a telomere-extending protein, have extended the telomere chain lengths of cultured human skin and muscle cells by up to 1000 base pairs. This is a 10%+ extension of telomere chain length. The treated cells then showed signs of being much younger than the untreated cells. After the treatments these cells behaved normally, losing a part of their telomere chain after each division.

The implications of successfully applying such techniques in humans are staggering. If telomere length is a primary cause of normal aging, then, using the telomere length numbers previously mentioned, it might be possible to double the healthy time period during which telomere chain lengths are constant; i.e. from the range of 23 to 74 years to an extended range of 23 to 120 or more years. Of course this is too optimistic because it is known that in vitro cultured cells are able to divide a larger number of times than cells in the human body but it is reasonable to expect some improvement (not 50 years but say 25 years).

We know that telomerase based treatments are not the final answer to anti-aging but there is no doubt that they can, by increasing the Hayflick limit, extend or even immortalize the lifespan of many cell types. It remains to be seen if this can be done safely done in humans.

Telomerase based treatments are only a partial answer to anti-aging. Please carefully research any anti-aging supplements based on this line of treatment. Through my articles and website I want to help you maintain your good health for the next 10 to 25 years. My hope is that within time period the fruits of anti-aging research will become available to everyone.

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The Development of Old Age and Related Issues

April 18, 2016 by · Comments Off on The Development of Old Age and Related Issues
Filed under: General 

In traditional Chinese and other Asian cultures the aged were highly respected and cared for. The Igabo tribesmen of Eastern Nigeria value dependency in their aged and involve them in care of children and the administration of tribal affairs (Shelton, A. in Kalish R. Uni Michigan 1969).

In Eskimo culture the grandmother was pushed out into the ice-flow to die as soon as she became useless.

Western societies today usually resemble to some degree the Eskimo culture, only the “ice-flows” have names such a “Sunset Vista” and the like. Younger generations no longer assign status to the aged and their abandonment is always in danger of becoming the social norm.

There has been a tendency to remove the aged from their homes and put them  in custodial care. To some degree the government provides domiciliary care services to prevent or delay this, but the motivation probably has more to do with expense than humanity.

In Canada and some parts of the USA old people are being utilised as foster-grandparents in child care agencies.

SOME BASIC DEFINITIONS

What is Aging?

Aging: Aging is a natural phenomenon that refers to changes occurring throughout the life span and result in differences in structure and function between the youthful and elder generation.

Gerontology: Gerontology is the study of aging and includes science, psychology and sociology.

Geriatrics: A relatively new field of medicine specialising in the health problems of advanced age.

Social aging: Refers to the social habits and roles of individuals with respect to their culture and society. As social aging increases individual usually experience a decrease in meaningful social interactions.

Biological aging: Refers to the physical changes in the body systems during the later decades of life. It may begin long before the individual  reaches chronological age 65.

Cognitive aging: Refers to decreasing ability to assimilate new information and learn new behaviours and skills.

GENERAL PROBLEMS OF AGING

Eric Erikson (Youth and the life cycle. Children. 7:43-49 Mch/April 1960) developed an “ages and stages” theory of human development that involved 8 stages after birth each of which involved a basic dichotomy representing best case and worst case outcomes. Below are the dichotomies and their developmental relevance:

Prenatal stage – conception to birth.

  1. Infancy. Birth to 2 years – basic trust vs. basic distrust. Hope.
  2. Early childhood, 3 to 4 years – autonomy vs. self doubt/shame. Will.
  3. Play age, 5 to 8 years – initiative vs. guilt. Purpose.
  4. School age, 9to 12 – industry vs. inferiority. Competence.
  5. Adolescence, 13 to 19 – identity vs. identity confusion. Fidelity.
  6. Young adulthood – intimacy vs. isolation. Love.
  7. Adulthood, generativity vs. self absorption. Care.
  8. Mature age- Ego Integrity vs. Despair. Wisdom.

This stage of older adulthood, i.e. stage 8, begins about the time of retirement and continues throughout one’s life. Achieving ego integrity  is a sign of maturity while failing to reach this stage is an indication of poor development in prior stages through the life course.

Ego integrity: This means coming to accept one’s whole life and reflecting on it in a positive manner. According to Erikson, achieving integrity means fully accepting one’ self and coming to terms with death. Accepting responsibility for one’s life and being able to review the past with satisfaction is essential. The inability to do this leads to despair and the individual will begin to fear death. If a favourable balance is achieved during this stage, then wisdom is developed.

Psychological and personality aspects:

Aging has psychological implications. Next to dying our recognition that we are aging may be one of the most profound shocks we ever receive. Once we pass the invisible line of 65 our years are bench marked for the remainder of the game of life. We are no longer “mature age” we are instead classified as “old”, or “senior citizens”. How we cope with the changes we face and stresses of altered status depends on our basic personality. Here are 3 basic personality types that have been identified. It may be a oversimplification but it makes the point about personality effectively:

a. The autonomous – people who seem to have the resources for self-renewal. They may be dedicated to a goal or idea and committed to continuing productivity. This appears to protect them somewhat even against physiological aging.

b.The adjusted – people who are rigid and lacking in adaptability but are supported by their power, prestige or well structured routine. But if their situation changes drastically they become psychiatric casualties.

c.The anomic. These are people who do not have clear inner values or a protective life vision. Such people have been described as prematurely resigned and they may deteriorate rapidly.

Summary of stresses of old age.

a. Retirement and reduced income. Most people rely on work for self worth, identity and social interaction. Forced retirement can be demoralising.

b. Fear of invalidism and death. The increased probability of falling prey to illness from which there is no recovery is a continual source of anxiety. When one has a heart attack or stroke the stress becomes much worse.

Some persons face death with equanimity, often psychologically supported by a religion or philosophy. Others may welcome death as an end to suffering or insoluble problems and with little concern for life or human existence. Still others face impending death with suffering of great stress against which they have no ego defenses.

c. Isolation and loneliness. Older people face inevitable loss of loved ones, friends and contemporaries. The loss of a spouse whom one has depended on for companionship and moral support is particularly distressing. Children grow up, marry and become preoccupied or move away. Failing memory, visual and aural impairment may all work to make social interaction difficult. And if this then leads to a souring of outlook and rigidity of attitude then social interaction becomes further lessened and the individual may not even utilise the avenues for social activity that are still available.

d. Reduction in sexual function and physical attractiveness. Kinsey et al, in their Sexual behaviour in the human male, (Phil., Saunders, 1948) found that there is a gradual decrease in sexual activity with advancing age and that reasonably gratifying patterns of sexual activity can continue into extreme old age. The aging person also has to adapt to loss of sexual attractiveness in a society which puts extreme emphasis on sexual attractiveness. The adjustment in self image and self concept that are required can be very hard to make.

e. Forces tending to self devaluation. Often the experience of the older generation has little perceived relevance to the problems of the young and the older person becomes deprived of participation in decision making both in occupational and family settings. Many parents are seen as unwanted burdens and their children may secretly wish they would die so they can be free of the burden and experience some financial relief or benefit. Senior citizens may be pushed into the role of being an old person with all this implies in terms of self devaluation.

4 Major Categories of Problems or Needs:

Health.

Housing.

Income maintenance.

Interpersonal relations.

BIOLOGICAL CHANGES

Physiological Changes: Catabolism (the breakdown of protoplasm) overtakes anabolism (the build-up of protoplasm). All body systems are affected and repair systems become slowed. The aging process occurs at different rates in different individuals.

Physical appearance and other changes:

Loss of subcutaneous fat and less elastic skin gives rise to wrinkled appearance, sagging and loss of smoothness of body contours. Joints stiffen and become painful and range of joint movement becomes restricted, general mobility lessened.

Respiratory changes:

Increase of fibrous tissue in chest walls and lungs leads restricts respiratory movement and less oxygen is consumed. Older people more likelyto have lower respiratory infections whereas young people have upper respiratory infections.

Nutritive changes:

Tooth decay and loss of teeth can detract from ease and enjoyment in eating. Atrophy of the taste buds means food is inclined to be tasteless and this should be taken into account by carers. Digestive changes occur from lack of exercise (stimulating intestines) and decrease in digestive juice production. Constipation and indigestion are likely to follow as a result. Financial problems can lead to the elderly eating an excess of cheap carbohydrates rather than the more expensive protein and vegetable foods and this exacerbates the problem, leading to reduced vitamin intake and such problems as anemia and increased susceptibility to infection.

Adaptation to stress:

All of us face stress at all ages. Adaptation to stress requires the consumption of energy. The 3 main phases of stress are:

1. Initial alarm reaction. 2. Resistance. 3. Exhaustion

and if stress continues tissue damage or aging occurs. Older persons have had a lifetime of dealing with stresses. Energy reserves are depleted and the older person succumbs to stress earlier than the younger person. Stress is cumulative over a lifetime. Research results, including experiments with animals suggests that each stress leaves us more vulnerable to the next and that although we might think we’ve “bounced back” 100% in fact each stress leaves it scar. Further, stress is psycho-biological meaning the kind of stress is irrelevant. A physical stress may leave one more vulnerable to psychological stress and vice versa. Rest does not completely restore one after a stressor. Care workers need to be mindful of this and cognizant of the kinds of things that can produce stress for aged persons.

COGNITIVE CHANGE Habitual Behaviour:

Sigmund Freud noted that after the age of 50, treatment of neuroses via psychoanalysis was difficult because the opinions and reactions of older people were relatively fixed and hard to shift.

Over-learned behaviour: This is behaviour that has been learned so well and repeated so often that it has become automatic, like for example typing or running down stairs. Over-learned behaviour is hard to change. If one has lived a long time one is likely to have fixed opinions and ritualised behaviour patterns or habits.

Compulsive behaviour: Habits and attitudes that have been learned in the course of finding ways to overcome frustration and difficulty are very hard to break. Tension reducing habits such as nail biting, incessant humming, smoking or drinking alcohol are especially hard to change at any age and particularly hard for persons who have been practising them over a life time.

The psychology of over-learned and compulsive behaviours has severe implications for older persons who find they have to live in what for them is a new and alien environment with new rules and power relations.

Information acquisition:

Older people have a continual background of neural noise making it more difficult for them to sort out and interpret complex sensory input. In talking to an older person one should turn off the TV, eliminate as many noises and distractions as possible, talk slowly and relate to one message or idea at a time.

Memories from the distant past are stronger than more recent memories. New memories are the first to fade and last to return.

Time patterns also can get mixed – old and new may get mixed.

Intelligence.

Intelligence reaches a peak and can stay high with little deterioration if there is no neurological damage. People who have unusually high intelligence to begin with seem to suffer the least decline. Education and stimulation also seem to play a role in maintaining intelligence.

Intellectual impairment. Two diseases of old age causing cognitive decline are Alzheimer’s syndrome and Pick’s syndrome. In Pick’s syndrome there is inability to concentrate and learn and also affective responses are impaired.

Degenerative Diseases: Slow progressive physical degeneration of cells in the nervous system. Genetics appear to be an important factor. Usually start after age 40 (but can occur as early as 20s).

ALZHEIMER’S DISEASE Degeneration of all areas of cortex but particularly frontal and temporal lobes. The affected cells actually die. Early symptoms resemble neurotic disorders: Anxiety, depression, restlessness sleep difficulties.

Progressive deterioration of all intellectual faculties (memory deficiency being the most well known and obvious). Total mass of the brain decreases, ventricles become larger. No established treatment.

PICK’S DISEASE Rare degenerative disease. Similar to Alzheimer’s in terms of onset, symptomatology and possible genetic aetiology. However it affects circumscribed areas of the brain, particularly the frontal areas which leads to a loss of normal affect.

PARKINSON’S DISEASE Neuropathology: Loss of neurons in the basal ganglia.

Symptoms: Movement abnormalities: rhythmical alternating tremor of extremities, eyelids and tongue along with rigidity of the muscles and slowness of movement (akinesia).

It was once thought that Parkinson’s disease was not associated with intellectual deterioration, but it is now known that there is an association between global intellectual impairment and Parkinson’s where it occurs late in life.

The cells lost in Parkinson’s are associated with the neuro-chemical Dopamine and the motor symptoms of Parkinson’s are associated the dopamine deficiency. Treatment involves administration of dopamine precursor L-dopa which can alleviate symptoms including intellectual impairment. Research suggests it may possibly bring to the fore emotional effects in patients who have had psychiatric illness at some prior stage in their lives.

AFFECTIVE DOMAIN In old age our self concept gets its final revision. We make a final assessment of the value of our lives and our balance of success and failures.

How well a person adapts to old age may be predicated by how well the person adapted to earlier significant changes. If the person suffered an emotional crisis each time a significant change was needed then adaptation to the exigencies of old age may also be difficult. Factors such as economic security, geographic location and physical health are important to the adaptive process.

Need Fulfilment: For all of us, according to Maslow’s Hierarchy of Needs theory, we are not free to pursue the higher needs of self actualisation unless the basic needs are secured. When one considers that many, perhaps most, old people are living in poverty and continually concerned with basic survival needs, they are not likely to be happily satisfying needs related to prestige, achievement and beauty.

Maslow’s Hierarchy

Physiological

Safety

Belonging, love, identification

Esteem: Achievement, prestige, success, self respect

Self actualisation: Expressing one’s interests and talents to the full.

Note: Old people who have secured their basic needs may be motivated to work on tasks of the highest levels in the hierarchy – activities concerned with aesthetics, creativity and altruistic matters, as compensation for loss of sexual attractiveness and athleticism. Aged care workers fixated on getting old people to focus on social activities may only succeed in frustrating and irritating them if their basic survival concerns are not secured to their satisfaction.

DISENGAGEMENT

Social aging according to Cumming, E. and Henry, W. (Growing old: the aging process of disengagement, NY, Basic 1961) follows a well defined pattern:

  1. Change in role. Change in occupation and productivity. Possibly change in attitude to work.
  2. Loss of role, e.g. retirement or death of a husband.
  3. Reduced social interaction. With loss of role social interactions are diminished, eccentric adjustment can further reduce social interaction, damage to self concept, depression.
  4. Awareness of scarcity of remaining time. This produces further curtailment of activity in interest of saving time.

Havighurst, R. et al (in B. Neugarten (ed.) Middle age and aging, U. of Chicago, 1968) and others have suggested that disengagement is not an inevitable process. They believe the needs of the old are essentially the same as in middle age and the activities of middle age should be extended as long as possible. Havighurst points out the decrease in social interaction of the aged is often largely the result of society withdrawing from the individual as much as the reverse. To combat this he believes the individual must vigorously resist the limitations of his social world.

DEATH The fear of the dead amongst tribal societies is well established. Persons who had ministered to the dead were taboo and required observe various rituals including seclusion for varying periods of time. In some societies from South America to Australia it is taboo for certain persons to utter the name of the dead. Widows and widowers are expected to observe rituals in respect for the dead.

Widows in the Highlands of New Guinea around Goroka chop of one of their own fingers. The dead continue their existence as spirits and upsetting them can bring dire consequences.

Wahl, C in “The fear of death”, 1959 noted that the fear of death occurs as early as the 3rd year of life. When a child loses a pet or grandparent fears reside in the unspoken questions: Did I cause it? Will happen to you (parent) soon? Will this happen to me? The child in such situations needs to re-assure that the departure is not a censure, and that the parent is not likely to depart soon. Love, grief, guilt, anger are a mix of conflicting emotions that are experienced.

CONTEMPORARY ATTITUDES TO DEATH

Our culture places high value on youth, beauty, high status occupations, social class and anticipated future activities and achievement. Aging and dying are denied and avoided in this system. The death of each person reminds us of our own mortality.

The death of the elderly is less disturbing to members of Western society because the aged are not especially valued. Surveys have established that nurses for example attach more importance to saving a young life than an old life. In Western society there is a pattern of avoiding dealing with the aged and dying aged patient.

Stages of dying. Elisabeth Kubler Ross has specialised in working with dying patients and in her “On death and dying”, NY, Macmillan, 1969, summarised 5 stages in dying.

  1. Denial and isolation. “No, not me”.
  2. Anger. “I’ve lived a good life so why me?”
  3. Bargaining. Secret deals are struck with God. “If I can live until…I promise to…”
  4. Depression. (In general the greatest psychological problem of the aged is depression). Depression results from real and threatened loss.
  5. Acceptance of the inevitable.

Kubler Ross’s typology as set out above should, I believe be taken with a grain of salt and not slavishly accepted. Celebrated US Journalist David Rieff who was in June ’08 a guest of the Sydney writer’s festival in relation to his book, “Swimming in a sea of death: a son’s memoir” (Melbourne University Press) expressly denied the validity of the Kubler Ross typology in his Late Night Live interview (Australian ABC radio) with Philip Adams June 9th ’08. He said something to the effect that his mother had regarded her impending death as murder. My own experience with dying persons suggests that the human ego is extraordinarily resilient. I recall visiting a dying colleague in hospital just days before his death. He said, “I’m dying, I don’t like it but there’s nothing I can do about it”, and then went on to chortle about how senior academics at an Adelaide university had told him they were submitting his name for a the Order of Australia (the new “Knighthood” replacement in Australia). Falling in and out of lucid thought with an oxygen tube in his nostrils he was nevertheless still highly interested in the “vain glories of the world”. This observation to me seemed consistent with Rieff’s negative assessment of Kubler Ross’s theories.

THE AGED IN RELATION TO YOUNGER PEOPLE

The aged share with the young the same needs: However, the aged often have fewer or weaker resources to meet those needs. Their need for social interaction may be ignored by family and care workers.

Family should make time to visit their aged members and invite them to their homes. The aged like to visit children and relate to them through games and stories.

Meaningful relationships can be developed via foster-grandparent programs. Some aged are not aware of their income and health entitlements. Family and friends should take the time to explain these. Some aged are too proud to access their entitlements and this problem should be addressed in a kindly way where it occurs.

It is best that the aged be allowed as much choice as possible in matters related to living arrangements, social life and lifestyle.

Communities serving the aged need to provide for the aged via such things as lower curbing, and ramps.

Carers need to examine their own attitude to aging and dying. Denial in the carer is detected by the aged person and it can inhibit the aged person from expressing negative feelings – fear, anger. If the person can express these feelings to someone then that person is less likely to die with a sense of isolation and bitterness.

A METAPHYSICAL PERSPECTIVE

The following notes are my interpretation of a Dr. Depak Chopra lecture entitled, “The New Physics of Healing” which he presented to the 13th Scientific Conference of the American Holistic Medical Association. Dr. Depak Chopra is an endocrinologist and a former Chief of Staff of New England Hospital, Massachusetts. I am deliberately omitting the detail of his explanations of the more abstract, ephemeral and controversial ideas.

Original material from 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

In the lecture Dr. Chopra presents a model of the universe and of all organisms as structures of interacting centres of electromagnetic energy linked to each other in such a way that anything affecting one part of a system or structure has ramifications throughout the entire structure. This model becomes an analogue not only for what happens within the structure or organism itself, but between the organism and both its physical and social environments. In other words there is a correlation between psychological conditions, health and the aging process. Dr. Chopra in his lecture reconciles ancient Vedic (Hindu) philosophy with modern psychology and quantum physics.

Premature Precognitive Commitment: Dr. Chopra invokes experiments that have shown that flies kept for a long time in a jar do not quickly leave the jar when the top is taken off. Instead they accept the jar as the limit of their universe. He also points out that in India baby elephants are often kept tethered to a small twig or sapling. In adulthood when the elephant is capable of pulling over a medium sized tree it can still be successfully tethered to a twig! As another example he points to experiments in which fish are bred on

2 sides of a fish tank containing a divider between the 2 sides. When the divider is removed the fish are slow to learn that they can now swim throughout the whole tank but rather stay in the section that they accept as their universe. Other experiments have demonstrated that kittens brought up in an environment of vertical stripes and structures, when released in adulthood keep bumping into anything aligned horizontally as if they were unable to see anything that is horizontal. Conversely kittens brought up in an environment of horizontal stripes when released bump into vertical structures, apparently unable to see them.

The whole point of the above experiments is that they demonstrate Premature Precognitive Commitment. The lesson to be learned is that our sensory apparatus develops as a result of initial experience and how we’ve been taught to interpret it.

What is the real look of the world? It doesn’t exist. The way the world looks to us is determined by the sensory receptors we have and our interpretation of that look is determined by our premature precognitive commitments. Dr Chopra makes the point that less than a billionth of the available stimuli make it into our nervous systems. Most of it is screened, and what gets through to us is whatever we are expecting to find on the basis of our precognitive commitments.

Dr. Chopra also discusses the diseases that are actually caused by mainstream medical interventions, but this material gets too far away from my central intention. Dr. Chopra discusses in lay terms the physics of matter, energy and time by way of establishing the wider context of our existence. He makes the point that our bodies including the bodies of plants are mirrors of cosmic rhythms and exhibit changes correlating even with the tides.

Dr. Chopra cites the experiments of Dr. Herbert Spencer of the US National Institute of Health. He injected mice with Poly-IC, an immuno-stimulant while making the mice repeatedly smell camphor. After the effect of the Poly-IC had worn off he again exposed the mice to the camphor smell. The smell of camphor had the effect of causing the mice’s immune system to automatically strengthen as if they had been injected with the stimulant. He then took another batch of mice and injected them with cyclophosphamide which tends to destroy the immune system while exposing them to the smell of camphor. Later after being returned to normal just the smell of camphor was enough to cause destruction of their immune system. Dr. Chopra points out that whether or not camphor enhanced or destroyed the mice’s immune system was entirely determined by an interpretation of the meaning of the smell of camphor. The interpretation is not just in the brain but in each cell of the organism. We are bound to our imagination and our early experiences.

Chopra cites a study by the Massachusetts Dept of Health Education and Welfare into risk factors for heart disease – family history, cholesterol etc. The 2 most important risk factors were found to be psychological measures – Self  Happiness Rating and Job Satisfaction. They found most people died of heart disease on a Monday!

Chopra says that for every feeling there is a molecule. If you are experiencing tranquillity your body will be producing natural valium. Chemical changes in the brain are reflected by changes in other cells including blood cells. The brain produces neuropeptides and brain structures are chemically tuned to these neuropeptide receptors. Neuropeptides (neurotransmitters) are the chemical concommitants of thought. Chopra points out the white blood cells (a part of the immune system) have neuropeptide receptors and are “eavesdropping” on our thinking. Conversely the immune system produces its own neuropeptides which can influence the nervous system. He goes on to say that cells in all parts of the body including heart and kidneys for example also produce neuropeptides and neuropeptide sensitivity. Chopra assures us that most neurologists would agree that the nervous system and the immune system are parallel systems.

Other studies in physiology: The blood interlukin-2 levels of medical students decreased as exam time neared and their interlukin receptor capacities also lowered. Chopra says if we are having fun to the point of exhilaration our natural interlukin-2 levels become higher. Interlukin-2 is a powerful and very expensive anti-cancer drug. The body is a printout of consciousness. If we could change the way we look at our bodies at a genuine, profound level then our bodies would actually change.

On the subject of “time” Chopra cites Sir Thomas Gall and Steven Hawkins, stating that our description of the universe as having a past, present, and future are constructed entirely out of our interpretation of change. But in reality linear time doesn’t exist.

Chopra explains the work of Alexander Leaf a former Harvard Professor of Preventative Medicine who toured the world investigating societies where people  lived beyond 100 years (these included parts of Afghanistan, Soviet Georgia, Southern Andes). He looked at possible factors including climate, genetics, and diet. Leaf concluded the most important factor was the collective perception of aging in these societies.

Amongst the Tama Humara of the Southern Andes there was a collective belief that the older you got the more physically able you got. They had a tradition of running and the older one became then generally the better at running one got. The best runner was aged 60. Lung capacity and other measures actually improved with age. People were healthy until well into their 100s and died in their sleep. Chopra remarks that things have changed since the introduction of Budweiser (beer) and TV.

[DISCUSSION: How might TV be a factor in changing the former ideal state of things?]

Chopra refers to Dr. Ellen Langor a former Harvard Psychology professor’s work. Langor advertised for 100 volunteers aged over 70 years. She took them to a Monastery outside Boston to play “Let’s Pretend”. They were divided into 2 groups each of which resided in a different part of the building. One group, the control group spent several days talking about the 1950s. The other group, the experimental group had to live as if in the year 1959 and talk about it in the present tense. What appeared on their TV screens were the old newscasts and movies. They read old newspapers and magazines of the period. After 3 days everyone was photographed and the photographs judged by independent judges who knew nothing of the nature of the experiment. The experimental group seemed to have gotten younger in appearance. Langor then arranged for them to be tested for 100 physiological parameters of aging which included of course blood pressure, near point vision and DHEA levels. After 10 days of living as if in 1959 all parameters had reversed by the equivalent of at least 20 years.

Chopra concludes from Langor’s experiment: “We are the metabolic end product of our sensory experiences. How we interpret them depends on the collective mindset which influences individual biological entropy and aging.”

Can one escape the current collective mindset and reap the benefits in longevity and health? Langor says, society won’t let you escape. There are too many reminders of how most people think linear time is and how it expresses itself in entropy and aging – men are naughty at 40 and on social welfare at 55, women reach menopause at 40 etc. We get to see so many other people aging and dying that it sets the pattern that we follow.

Chopra concludes we are the metabolic product of our sensory experience and our interpretation gets structured in our biology itself. Real change comes from change in the collective consciousness – otherwise it cannot occur within the individual.

Readings

Chopra, D. The New Physics of Healing. 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

Coleman, J. C. Abnormal psychology and modern life. Scott Foresman & Co.

Lugo, J. and Hershey, L. Human development a multidisciplinary approach to the psychology of individual growth, NY, Macmillan.

Dennis. Psychology of human behaviour for nurses. Lond. W. B.Saunders.

[http://www.psychologynatural.com/DepressionBroch.html]

Dr. Victor Barnes is an Adelaide psychologist and hypnotherapist. He has also had three decades of experience in adult education including serving as Dean of a Sri Lankan college (ICBT) teaching several Australian degrees. His overseas experience includes studies and consulting experience in USA, PNG, Poland and Sri Lanka.

Living with diabetes? Watch your mouth!

January 27, 2014 by · Leave a Comment
Filed under: Articles 

11723Living with diabetes? Watch your mouth!

 

(Family Features)  According to the Centers for Disease Control and Prevention, people with diabetes are two times more likely to develop gum disease. In fact, about one-third of people with diabetes have severe gum disease.

 

Why are those with diabetes more vulnerable to gum disease? High blood glucose levels impair the body’s ability to heal from oral infections and uncontrolled diabetes can make treating gum disease more difficult, according to the American Diabetes Association. The Association is joining with Colgate to launch a new “Watch Your Mouth!” campaign to help raise awareness surrounding the often over-looked link between oral health and diabetes. Here are some tips to help you live well with diabetes:

 

  • Watch your mouth! Begin to develop healthy oral care habits, like brushing, flossing and visiting the dentist regularly. Research shows that brushing twice a day with Colgate Total toothpaste can help improve gum health in as little as four weeks.*
  • Don’t miss out on your favorite foods. Just eat healthier versions that everyone in your family can enjoy. Making simple substitutions to most dishes can help increase nutritional value, while not sacrificing on taste.
  • Use the right tools. Stay organized with a journal large enough to keep your diet, exercise, goals and health information together. Keep a week’s worth of prescriptions in one place with a handy pill case.
  • Know your risks. The American Diabetes Association lists the common risk factors for diabetes as being 45 or older, being overweight, not exercising regularly, having high blood pressure and being a part of certain racial and ethnic groups.
  • Visit your dentist. While your doctor and certified diabetes educator play an important role in helping with your diabetes, so does your dentist. If you don’t see a private-practice dentist, you can visit dental schools that provide services at a fraction of the cost to help you keep your mouth healthy.

 

For more expert tips and information, visit www.OralHealthAndDiabetes.com.

 

*Results improve with continued twice daily use, as shown in 6 month clinical studies of the general population.

 

Photo courtesy of Getty Images

Holiday Season Is Perfect Time to “Talk Turkey” about End-of-Life Care Wishes

November 29, 2013 by · Leave a Comment
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Compassion & Choices Provides Tips to Families to Discuss Issue Everyone Will Face

The upcoming holiday season is the perfect time to “talk turkey over turkey” with your family about an important issue we all will face: our wishes for end-of-life care. It is the key message in the featured holiday story of the fall 2013 issue of Compassion & Choices Magazine.

Fewer than half of Americans over age 40 have completed an advance directive outlining what medical treatments they would want if they couldn’t communicate, according to a poll by the AP-NORC Center for Public Affairs Research. Ironically, more than half of the Americans over 40 in the survey have already been caregivers for a sick relative or friend.

Compassion & Choices’ End-of-Life Consultation (EOLC) program has provided confidential, personal support for thousands of people over the last 20 years. People call our toll-free number (800-247-7421) specifically about end-of-life planning, such as preparation of advance directives.

“Everyone wants to die peacefully and with dignity. But it takes more than hope to achieve this end-of-life outcome,” said Compassion & Choices President Barbara Coombs Lee, who was an ER and ICU nurse and physician assistant for 25 years. “Making and communicating end-of-life plans is absolutely necessary to ensure we get the treatment we want – and to avoid treatment we don’t want. This step is especially important to prepare for a time we may be unable to speak for ourselves.”

How do families start this uncomfortable conversation? After many attempts to engage her family, one Compassion & Choices client set her Thanksgiving table with advance directive forms at every place setting and announced: “Nobody gets dinner until these are filled out.”

That tough-turkey tactic may not work for everyone. The best approach is the one that suits you and your family. While it’s important to fill out this paperwork, it’s essential is to get the conversation going.

“Talking Turkey Over Turkey” tips include:

  • “Appetizers” that could lead the way to a satisfying dialogue;
  • Four key questions your conversation should cover; and
  • Free tools you need to guide your conversation and document the results.

For more information, visit www.compassionandchoices.org/what-we-do/advance-planning, or call 800-247-7421 to speak to a Compassion & Choices’ consultant or to request information.

With over 30 local groups and 40,000 members and supporters throughout the United States, Compassion & Choices leads the end-of-life choice movement. We support, educate and advocate. Learn more at: www.compassionandchoices.org.

Contact: Sean Crowley, 202-495-8520-c, scrowley@compassionandchoices.org

Benefits of Cayenne For Senior Citizens’ Diets by Sharon Elrod

September 24, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Sharon Elrod

Alternative and Complementary treatments are finally getting some long overdue recognition. Senior citizens have been among the groups of people lobbying for non-traditional medical treatment of disease. One of those non-traditional methodologies is the use of herbal medicine. Among the herbs getting appropriate accolades these days is Cayenne.

Most of us think of it as a hot pepper, added to soup and sauces for the tangy taste it offers. But Cayenne has healing power that is now being studied in a variety of medical centers. Aryuvedic medicine has known of its curative power for centuries. Folklore describes its healing effects on heart attacks, open wounds, pain, hemorrhaging and digestion. And now medical science is adding its official stamp on the benefits of the herb with studies focusing on the therapeutic benefit of this hot peppe.

The active component of Cayenne is capsaicin. Do an Internet search on that word alone, and you will be amazed at the results. Clinical studies on Cayenne/capsaicin have found many medicinal benefits including antioxidant activity, cytotoxic action, inhibit some cancer cell growth, alleviate oral mucositis pain, treating psoriasis and pruritus, and other benefits.

The great thing about Cayenne is its nutritional value as well as medicinal. This herb is used extensively in all kinds of culinary dishes. Seniors around the globe are beginning to add this herb to many dishes that do not call for it. The addition creates a delight for most palates! When used in combination with other herbs, it acts as a catalyst that increases the effectiveness of other herbs used in the same dishes.

The nutritional value of Cayenne comes from its very high source of Vitamins A and C, the complete B complexes, and its high levels of organic calcium and potassium, which is one of the reasons it is good for the heart.

Readers are encouraged to check further on the validity of information available on the Internet. Bibliographies offer a comprehensive resource on reports of studies. Readers are always encouraged to read the original source to avoid possible misrepresentation, even that offered in good faith. As always, this article is not intended to offer medical advice or to replace the need for all readers to consult their primary care physicians and specialists about their individual medical needs.

Article provided by Sharon Shaw Elrod. Senior Citizen Journal, Your Partner in Productive Aging, provides current and relevant information on topics of interest to seniors. Please visit my web site at http://www.seniorcitizenjournal.com/.

Article Source: http://EzineArticles.com/?expert=Sharon_Elrod

105-Year-Old Woman Surprised With New Car from Anonymous Fan

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

105-Year-Old Woman Surprised With New Car from Anonymous Fan

Gift enables California’s oldest driver to continue volunteering regularly at Direct Relief

California’s oldest driver, 105-year-old Edythe Kirchmaier, received a big surprise when she was gifted a brand new car from an anonymous fan.

Kirchmaier has a perfect 86-year driving record with no accidents, parking, or moving violations. She renewed her driver’s license this January after passing her test with flying colors.

The longtime Santa Barbara resident garnered international attention earlier this year with appearances on The Ellen DeGeneres Show, The Tonight Show with Jay Leno, and Access Hollywood Live in which she inspired the world to make a difference by raising awareness for her beloved charity, Direct Relief.

As the oldest registered Facebook user, Kirchmaier’s 105th birthday wish was to get 105,000 people to like Direct Relief’s Facebook page by lighting a candle on the world’s largest virtual birthday cake that the humanitarian organization created for her.

Kirchmaier was given a brand new 2013 Honda Civic after the anonymous fan heard her 1997 minivan was having lots of break downs and needing many repairs, jeopardizing her ability to continue volunteering at Direct Relief, as she has for the past 40 years.

Driving since she was 19, Kirchmaier learned to drive on a Ford Model T.  

About Direct Relief
Direct Relief is a leading medical relief organization, active in all 50 states and in 70 countries. It works with more than 1,000 health clinics across the U.S. to assist in emergencies and an ongoing basis, providing them with free medications for people in need. The organization has been among the world’s largest medical suppliers in Haiti after the 2010 earthquake, has top charity ratings, including four-star and “top-notch” rating from Charity Navigator, and a 99% fundraising efficiency rating from Forbes magazine. For more information visit www.DirectRelief.org.

CONTACT:
Kerri Murray, (805) 452-7599
kmurray@directrelief.org

Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

Caregiver nominations taken online at www.twilightwish.org until October 15

The national nonprofit Twilight Wish Foundation and Parentgiving are pleased to announce the “Caring for the Caregiver” award. According to a recently released Bureau of Labor Statistics survey, over 39 million Americans provide hours of unpaid care to someone over the age of 65. Caregivers often struggle with their own physical, financial and mental needs. This program was created to recognize and reward these deserving senior caregivers who often put their own needs last by providing a respite from caregiving duties.

“Often, caregivers are seen as hidden patients themselves,” said Cass Forkin, founder of Twilight Wish. “Although caregiving is a labor of love to many, the stress and strain of providing around-the- clock care often takes a toll on the caregivers, both mentally and physically.”

According to David Spain, CEO of Parentgiving, many caregivers are often not able to get the break from their responsibilities that they need. “This program offers caregivers the chance to relax and rejuvenate, away from their daily duties,” said Spain. “We want them to know that their selfless contributions and dedication are appreciated.”

Twilight Wish and Parentgiving chose August 21 to launch “Caring for the Caregiver” because it’s National Senior Citizens Day, first proclaimed by President Ronald Reagan in 1988. “Older citizens are reinforcing their historical roles as leaders and as links with our patrimony and sense of purpose as individuals and as a Nation,” said the late president.

Anyone can nominate a deserving caregiver by filling out an application at www.twilightwish.org.  Caregivers can nominate themselves. Entries will be accepted through October 15, 2013. The winner will be notified in early November 2013. The “Caring for the Caregiver” award may be a two-night hotel stay, restaurant meal(s), spa treatment(s), or tickets to an event or any combination of these as chosen by the award winner. The winner will also receive free in-home caregiving services from a local senior homecare organization, ensuring a worry-free getaway.

Twilight Wish Foundation is a 501(c)(3) nonprofit charitable organization whose mission is to honor and enrich the lives of deserving seniors through wish granting celebrations that connect generations. Since its founding in 2003, Twilight Wish has granted over 1,931 individual wishes to deserving, low-income seniors, thanks to volunteers, corporate and community involvement, and donations. Recent wishes granted include a visit from a string band for a nursing home resident’s 89th birthday, transporting a nursing home resident to Christmas Eve dinner with family, and hearing aids for an Army veteran who wished to be able to hear his grandchildren’s voices. For more, visit www.twilightwish.org.

Parentgiving.com is a leading online destination for seniors and their caregivers, offering a wealth of information on eldercare, news, Q&As with experts, and healthy aging resources as well as a store with thousands of homecare products and medical supplies, delivered right to the home. Bestsellers include walkers, bed rails, bath safety bars, incontinence supplies, and daily living aids. For more, visit www.Parentgiving.com. For more about Parentgiving’s mission, contact Julie Davis at 203-984-4424.

For more about the “Caring for the Caregiver Award,” contact Mary Farrell, Twilight Wish Director of Community Relations, 215-230-8777 ext. 103

Read more news from Parentgiving

Starting a Home Based Business – Senior Citizens Require Supplemental Income by Jed Tooke

September 6, 2013 by · Leave a Comment
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Expert Author Jed Tooke

The need to have extra earnings is felt more when one retires. It is for this reason that many people become interested in the idea of starting a home based business to increase their income. It is seen that generally younger people are preferred for work over older workers because of the mistaken belief that senior citizens will not be able to perform the work effectively.

Because of an economic downturn, many corporations are forcing employees to retire or they are being laid off, even before they attain retirement age. Now, there is an option in the form of a home business venture for these senior citizens.

One of the best choices available for those who have retired is starting a home business on the Internet. This option will provide these senior citizen retirees an opportunity to make much needed extra income.

This article will guide those who are exploring avenues to earn extra money to supplement their pension.

Learn basic computer skills:

One of the most basic requirements to start your home venture is to have a high-tech computer along with dependable Internet connection. After this, you need to train yourself in basic computer skills.

If you are not able to acquire the computer expertise, you need not dampen your spirits because there are plenty of free computer tutorial websites on the Internet. You can receive excellent guidance from any of these sites and train yourself rather well. Let learning be the ongoing process. Ensure that you keep yourself abreast of the latest developments.

There are lots of changes taking place on the Internet and Information Technology. A sound knowledge of operating your computer will be a big advantage when starting a home business.

Accepting the challenge:

You need to ask yourself if you will be able to take care of your business venture efficiently. Do you have it in you to own and operate your enterprise successfully? You should understand that you will be required to put in a lot of hard work. Also, you should have the patience of a saint. The strength of mind, enthusiasm and discipline will be the added advantage.

Perform diligent research on the Internet. You will find that there are lots of network marketing companies. Find yourself one such company with a good track record and you may consider accepting their offer of a home business opportunity.

Benefits galore:

There are several benefits for setting up a home venture. You can claim tax benefits extended by the IRS to entrepreneurs and all legitimate businesses. Similarly, you can claim deductions for making payments for rent or mortgage and utility bills. It is possible to get a healthy reimbursement for buying computers and other equipment for your home office.

One of the best benefits for running a business venture from home is that you are your own boss and decide your own paycheck. Your home venture gives you the opportunity to remain close to your family while you are working from the comfort of your home.

However, it will be in your best interest to check out everything thoroughly about a company before starting a home based business.

Learn the real truth about starting a home based business [http://homebasedbusinessteam.com/03/starting-a-home-based-business-3/] working with a team. Discover how working with a team in building your own business that yields residual income leading to independence and financial freedom.

Article Source: http://EzineArticles.com/?expert=Jed_Tooke

Senior Citizen Information – The Social Security Funding Problem by Glen Jensen

September 2, 2013 by · Leave a Comment
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The Baby Boomer generation will begin taking early retirement in 2008. In 2011 they will approach the traditional retirement age of 65. As more and more Baby Boomers retire they will put a tremendous strain on the Social Security system. So far, no significant changes have been implemented to lessen the impact Baby Boomers will have on the Social Security system. The longer any action is delayed the more drastic the changes will be. Will these changes affect you? If you were born between 1946 and 1964, then you are officially a Baby Boomer and will probably be impacted by the Social Security funding problem.

The current and projected future financial status of the Governments’ trust funds is presented in the “The 2007 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds (OASDI).” The good news is that the Social Security Administration (SSA) states that there are no plans to reduce benefits for current retirees. In fact, benefits for current retirees are scheduled to continue growing with inflation. However, the 2007 OASDI Trustees Report also states, “Social Security’s combined trust funds are projected to allow full payment of scheduled benefits until they become exhausted in 2041. This means that unless changes are made soon, benefits for all retirees could be cut by 26 percent in 2040 and continue to be reduced every year thereafter. If you are “younger” senior citizen or a want to-be senior citizen, this is not good news

The Trustees of Social Security, the Comptroller General of the United States and the Chairman of the Federal Reserve Board have said, the sooner we address the problem, the smaller and less abrupt the changes will be. The independent, bipartisan Social Security Advisory Board has also said: “As time goes by, the size of the Social Security problem grows, and the choices available to fix it become more limited.” Addressing the problem now will allow today’s younger workers planning for their retirement to have a better assurance of the future of Social Security. The problem has not been addressed as of 2007.

If Social Security is not changed we have a limited number of options in the future. The options are to increase payroll taxes, reduce the benefits of today’s younger workers or borrow from the general fund. Social Security’s Trustees state, “If no action were taken until the combined trust funds become exhausted in 2040, much larger changes would be required. For example, payroll taxes could be raised to finance scheduled benefits fully in every year starting in 2040. In this case, the payroll tax would be increased to 16.65 percent at the point of trust fund exhaustion in 2040 and continue rising to 17.78 percent in 2080. Similarly, benefits could be reduced to the level that is payable with scheduled tax rates in every year beginning in 2040. Under this scenario, benefits would be reduced 26 percent at the point of trust fund exhaustion in 2040, with reductions reaching 30 percent in 2080.”

Social Security was never meant to be the sole source of income in retirement and that especially applies to the Baby Boomer generation. It is often said that a comfortable retirement is based on a “three-legged stool” of Social Security, pensions and savings. American workers should be saving for their retirement on a personal basis and through employer-sponsored or other retirement plans. If a Baby Boomer is not preparing for retirement with a pension and/or savings to supplement their Social Security benefits, they will have to delay retirement or continue working part-time.

Glen Jensen is a writer for [http://www.SeniorCitizenDirectory.com] which is a site that provides Senior Citizen Information.

Article Source: http://EzineArticles.com/?expert=Glen_Jensen

Debt and Senior Citizens by David Cunningham

August 28, 2013 by · Leave a Comment
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We are in a consumer driven world. There are so many things all around us that make our lives easier and, in a way, influence us to think that we must have them. There are always things that we want which we simply cannot afford. As banks and credit card companies mushroom out of control, we are barraged with opportunities to accept so-called help from these financial institutions just so we can buy more merchandise we want but do not need.

The best part is that you do not even have go to them asking for the credit that you want. They will be at your beck and call offering credit cards, store credit cards (from those stores you wanted to purchase from anyway), merchandise cards (you’re given hundreds of dollars in credit to purchase from the company’s specific catalog), and leasing arrangements that allow you to pay over time.

The only problem with buying on credit is paying it off. Using an analogy, it is easier to step into quicksand than it is to get out. There isn’t always a branch lying around attached to a willing helper. Credit may be no problem if your current job earns enough money to repay your debts completely each month. It simply becomes part of your overall expenses. What happens, though, when your debt overextends your pay check?

Unfortunately, retired senior citizens are more susceptible to this pitfall. In prior years, they worked and earned a certain amount of money, but upon retirement are saddled with little more than Social Security – definitely a blow to the pocket book. Their income is not as flexible as it once was. There are solutions, however, from which seniors can benefit. Some are even geared specifically toward them.

As a senior citizen, you can request the help of a professional. Financial advisors are available to help tackle your problems. Asking for the aid of one such professional can save you a great deal of anxiety, credit ruin and, more importantly, stress. Your financial advisor can act as a mediator between you and creditors to develop “payoff amounts” that won’t leave you destitute – and usually at a fraction of your current payments. If you feel that you’re drowning financially, you shouldn’t wait until the water is over your head. Contact a financial advisor now for assistance.

Before meeting with an advisor, there are steps you should take to be best prepared for the discussion. Grab a notebook and pen to list all your creditors. List them in order of importance, starting with your mortgage (or rent or community fees, etc.) and ending with small payments like store credit cards. List their amounts as well. If you owe $50,000 on your home then list $50,000 and your current monthly payment. For example:

ABC Mortgage Company $50,000 (debt), $775 (monthly payment)

Listing the information this way will show your credit advisor that you are serious about getting your debt in order. It also is incredibly useful for the advisor in contacting your creditors since your financial advisor can then, at a glance, see what you owe and to whom. A sample short list follows below.

It is important that you have a clear comprehension of your financial situation. The best solution to debt is to not get into any that you cannot handle. However if you have already reached that “destination,” especially as a retired senior, then utilizing a financial advisor is certainly a great option to help rid yourself of the burden.

And now, the sample I promised:

John Smith

Total Monthly Income: $1200

DEBTS / MONTHLY PAYMENTS

ABC Mortgage $50,000 (debt), $750 (monthly payment)

Car Payment $20,000 (debt), $450 (monthly payment)

Credit Bank #1 $3,000 (debt), $25 (monthly payment)

Credit Bank #2 $1,200 (debt), $15 (monthly payment)

Store Credit Card #1 $5,000 (debt), $75 (monthly payment)

House Phone $50 (monthly payment)

Cell Phone $55 (monthly payment)

Total Debt $79,200

Total Monthly Payments $1,400

As you can see from this example, this person is losing $200 every month ($1400 monthly payments minus $1200 income). A financial advisor can usually negotiate with the credit card companies. They may even suggest that this person discontinue either their home phone or cell phone, for example, as most can probably get along with just one or the other.

For practical debt & credit assistance [http://www.debt-credit-assistance.com/credit_card_debt_solutions.shtml] information, please visit [http://www.debt-credit-assistance.com], a popular site providing great insights concerning how to address your issues and worries related to nagging debt struggles [http://www.debt-credit-assistance.com/usa_debt_management.shtml].

Article Source: http://EzineArticles.com/?expert=David_Cunningham

 

Senior Citizens Should Keep Track of Their Money by Irene Mori

August 27, 2013 by · Leave a Comment
Filed under: Articles 

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While it is wise for everyone of any age to keep track of their money and their expenditures, it is something that senior citizens may need to do more than others. Although there are many older people in the world who are millionaires or who at least have enough money to not have to worry, many seniors are living on fixed incomes where money is scarce.

Budgeting has long been touted as something beneficial, but it is a distasteful practice to many in the world. Most businesses and organizations would never think of operating without a yearly budget, but many individuals likely never use a real organized budget but may use some of the attributes of a budget. A good budget helps people live within their means which is a prudent course of action which can be helpful for anyone. Keeping a record of one’s daily expenses is useful for planning and for knowledge of where one’s money is going. Spending less than you take in has always been good advice. It takes planning and discipline to manage your money well, and a budget can help.

Being burdened by unnecessary debt can cause extreme distress and discouragement. It is too easy to spend more than one has, especially with credit card usage. Debt comes so easily and can materialize almost without notice. Too many people place this hardship on themselves by overspending for unnecessary material goods. A careful evaluation of needs and wants can help to remedy the situation of spending too much money.

If a person is keeping track of his money and finds that it is severely lacking, it may be time to make some changes. There are ways for even senior citizens to earn extra income. Most would not need a lot more money, but it would make for a more pleasant existence if a lack of enough money to take care of basic needs were satisfied.

Home based businesses have become a popular avenue for seniors to make some extra money. There are many opportunities available although it is not always easy to find a good fit. If someone is thinking of getting involved with such a business, it would help to talk to people who have actually found some success with the opportunity. There are so many scams being perpetuated which take people’s money without any return. It is easy to lose one’s hard earned money which many seniors can ill afford to do.

For some people, keeping better track of one’s money, curtailing one’s appetite, and cutting expenses may be the most judicious path to take.

Check out http://www.moremlmsuccess.com for information about a product which may aid in the aging process. Click on True TV to watch informative videos. You may try the product as a preferred customer or join the home based business opportunity for a cost of $630 for products, marketing materials, and training or a sign up cost of $50 to start small as a distributor. Have a good day.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Ways You Can Get a Senior Citizen Up and Active Again by Kristie Brown

August 26, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Kristie Brown

Ask almost any senior citizen if they prefer to just sit around and take things easy, and they’re going to tell you “no way”. Mistakenly many of us equate an advanced age with lack of vitality and interest in the world around them, but as people are living longer, they’re retaining these characteristics well into their golden years. It’s possible you may know a senior who is somewhat limited in mobility or crippled up with arthritis, but you’ll find that if you suggest an activity, they’ll be more than willing to go with you. Here are some ideas for getting them up and active again:

1. If the person is lonely and enjoys company, you might be able to interest them in going to a local senior center or joining some type of club. Here they can find the companionship they seek, meet new friends, and enjoy activities with peers. In the beginning it may be difficult to get the person to go, because something new can be a challenge to anyone. Talk to the director of the center or club and find out when a good time to visit might be. Maybe there’s a time when the center isn’t very busy so that your senior wouldn’t be intimidated by a whole room full of strangers. You could invite them to go to dinner with you at a center potluck, or entice them with some of the activities you know they’d particularly enjoy. Once you get them involved, it’s a sure bet they’ll want to go back again and again.

2. Volunteering offers unique experiences for willing seniors. The different types of jobs abound, and your loved one will be sure to find something out there that he or she enjoys doing. Not only do these activities involve working as productive members of the community, but they can also come with perks, such as free dinners, small gifts, and service recognition awards. A senior who has been busy their entire lifetime doesn’t like to feel that they aren’t able to be an active part of the work community any longer. They can begin feeling depressed and worthless. Volunteering will demonstrate to them that they still have plenty to give and that their efforts are appreciated.

3. With the help of your senior, plan a get-together for others in the age group who live nearby in order to establish friendships. This is especially important when the person reaches an age where they are losing friends and need to find other people to share their world. Make sure to allow the senior to help with everything from planning to clean up. You may have to modify tasks to their abilities, but you also might find them working rings around you, because older folks have strong work ethics. Plan a simple menu and a few “get to know you” games to break the ice. They will have a lot to talk about, because they have shared similar experiences, such as the Great Depression, health problems, parenting,and other events from their lifetimes.

Need additional information on home care Maple Grove? Get high quality, customized home care that fits your needs here: home care.

Article Source: http://EzineArticles.com/?expert=Kristie_Brown

Life Insurance Schemes Aimed At Senior Citizens by Bobby E Richardson

August 23, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Bobby E Richardson

I remember reading a news post once about a man in Florida that was arrested in a Life Insurance scam. It had been estimated that he had stolen millions in Life Insurance money from our senior citizens. Just thinking about the story infuriates me, and inspired me to give a few pointers out to seniors considering the purchase of a policy.

One of the craziest facts about the story aside from the stolen money is that he worked in a large financial group. I know that a scam can happen in any business structure but I was expecting it to be a door to door insurance salesman. When I say that, it’s not to take shots at those type of salesman; I used to be one, but those were my expectations.

First let’s take a look at a few of the reasons why seniors would need Life Insurance, and then how they can make sure they don’t get taken advantage of from a few idiots who call themselves salesmen.

There are several factors that could bring about concerns for seniors to leave money behind to loved ones.It is a way for them to cover final expenses for a proper burial and not leave the responsibility to loved ones, they can leave a lump sum of money to heirs that will be tax-free upon receipt, they could be raising grand babies that will need financial assistance, or it could be to just make sure money is in place to cover excess debts if they were to suddenly pass on.

The only drawback to getting Life Insurance as a senior is that finding a low costing policy is not impossible but it can be difficult.The best thing you can do is see if a trusted family member or friend knows an insurance agent or you can spend some time reading to learn about life insurance yourself.Then, go to a few websites or call around to shop to some of the agencies.

There are a few companies that will not allow seniors to purchase a term policy. With those companies the cut off age is usually about 65 and up. With the companies that do allow it, it will be more expensive.

9 times out of 10 seniors will be required to accept a whole life policy. Seniors should keep in mind that in order for them to pay off a whole life policy, the contract has to be maintained for 10 years.This time commitment does vary with a few of the insurance companies.

Here is a few question seniors should ask when considering a Life Insurance policy:

Does the company require a medical exam?

Are monthly premiums locked in for the life of the policy or will they increase with time?

Can I continually renew the policy for the life of the contract?

What are the specific renewal requirements?

Can the monthly premiums be waived in the event of disability or injury that limits my income?

When will the beneficiary receive the death benefit? (Some policies require the insured to be alive for 3 years before the beneficiaries received the face amount. If the insured dies earlier than the requirement, they will receive all of the premiums paid into the policy plus 10% interest, which is still better than putting the money into a bank account that wouldn’t give as much interest.)

Seniors just need to make they plan and effectively select a good policy, to give themselves that peace of mind in knowing that their loved ones will be protected financially in the event of their death. It’s sick to know that there are scam artist out there that will take advantage of those good intentions. But I do want to point out the fact that there are many good insurance brokers who will sincerely help people with finding the best policy to fit their families needs and more importantly their budget.

It is my pleasure to help Americans enjoy their retirement years with financial security. I care about providing products that protect you and your family. I am committed to ensuring peace of mind for your retirement future. My commitment to unsurpassed service and strong contract owner benefits has allowed me to experience consistent growth within my industry. I’m the one to offer you diverse financial planning choices for your retirement dollars.

We represent over a dozen of the nation’s top rated life insurance and annuity providers. We’ll provide you with information and pricing on every service available at your location and let you choose. No more high-pressure, heavily biased sales pitches from pushy insurance salespeople.

Life’s Protection

Bobby E Richardson

Phone: (386) 308-9626

Fax: (407) 210-1602

bobby.richardson@lifesprotection.com

[http://www.lifesprotection.com]

Article Source: http://EzineArticles.com/?expert=Bobby_E_Richardson

Senior Citizens Moving – How to Decide If It’s Time to Move by Jennifer Strong

August 19, 2013 by · Leave a Comment
Filed under: Articles 

senior-citizen-moving

At what time rearranging, it is significant to remember that who will be moving, not only when and where the move will be happening. This is very important, as some people need a little bit extra in the approach of preparation and accommodation when it comes to the huge method that is moving. Senior citizens, as, often need additional time and a bit more consideration when going through the procedure than people of a younger generation. Here are five very essential moving tips to make moving with seniors in exacting much easier and simpler.

1. Take a Time Out – The news that you will be moving is a huge shock to the system. You might be able to handle it, but seniors have a hard time adjusting to the thought that their whole world is about to be turned upside down. It can obtain time to get used to the detail that they will be moving before the procedure can move onward. Make sure that you take a time out and explain all of the ins and outs of the move and the reasoning behind it to the senior in question before you ever start down the road to a successful move.

2. Get them Involved – When you do start working on making the overall moving process a successful one, make sure that you get them involved in all of the decisions that have to be made. This is important, as the move will be for them, and they should have a say in how things are done. This will also set out a long way to building the senior in difficulty feel as if they are being useful and adding to the procedure rather than being an obstacle.

3. Research is Everything – Every move requires research in order to find the best deals and the best companies, but when you are moving with a senior, it might take a little bit extra. On occasion, it is an excellent thing to discover a company that will go the additional mile to assist the senior think as if their belongings are going to be cared for with the highest care, and a friendly company is not at all something that will be onwards.

4. Plan Ahead – Seniors are normally on an unchanging income, and so, they might desire to know how they will be paying for the move. This is important, as an out of control senior can suffer when they feel as if their own lives are not within their control. Make sure to write everything out so that it can be easily viewed at any time during the process.

5. Make a Budget – Seniors are often on a fixed income, and as such, they might want to know how they will be paying for the move. It is important that you set of contacts a moving financial plan, even if you will be serving to give for the move. This will assist them see where the funds is coming from, as well as where it is departing and when it is appropriate. It will also help you both locate areas where money might be saved along the way.

Moving is a complex event, especially when you are including seniors or other special needs people in the process. It is possible to have an enjoyable and simple move, no matter who is moving. Confirm to use these simple tips in order to assurance that your move goes effortlessly.

MovingCompanies.us is an official source of moving information. Here you can find local moving company near you. If you are moving to another state, here you can find free online estimate from a Florida moving company in your area.

Article Source: http://EzineArticles.com/?expert=Jennifer_Strong

Senior Citizen Cruise Ship Vacations – You’re Never Too Old by Tim Roseland

August 16, 2013 by · Leave a Comment
Filed under: Articles 

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As the members of the Baby Boomer generation have begun to reach retirement age, they have completely turned the traditional idea of the “sunset years” on its ear. The senior citizen of today is nowhere near ready to slow down, and has more opportunities than ever before to continue enjoying life to the full.

If you’re a senior citizen who’s been exploring life’s possibilities, you’ve undoubtedly thought about traveling. Finding vacation packages geared for seniors is easier than you can imagine, whether they be guided tours, travels with a church or other social group, or simply flying solo. But one sometimes overlooked senior travel possibility is the cruise ship vacation.

The cruise vacation industry has grown exponentially over the past ten years, and most cruise lines operate several different ships in a variety of classes. They have made their ships to accommodate, and fill their cruises with so many activities that you’re sure to find the one which is perfect for you.

Here’s a list of just some typical daily activities aboard one of the leading cruise lines:

– Low-impact aerobics
– Sunrise stretch class
– Walkathon
– Napkin folding
– Shopping and island information talks
– Party Bridge
– Golf putting tournament
– Art auction
– Cash prize Bingo
– Island music poolside
– Slots tournament
– Perfume seminar
– Jewelry and Cash Bingo
– Aquadynamics
– Blackjack tournament
– Piano music
– Movie
– Cocktail music
– Karaoke
– Piano bar entertainment
– Dance music
– 50s and 60s Trivia

This list, however, doesn’t include anything about the shipboard stage entertainment, the offshore excursions, or dining. Nor does sit mention the ship’s library, pool tables, onboard shops, and private deck areas along the ship’s stern where you can simply stretch out on a lounge chair and watch the clouds and ocean drift by.

Most cruises will offer lectures and seminars on everything from the culture of your next port-of-call to the wines being offered with the evenings’ entrees. If you love the food, you may be lucky enough to sit in on a cooking lesson with the ship’s chef (or even a visiting celebrity chef!) One cruise line will even let you earn SCUBA certification before you reach the next great coral reef.

The stage show offered of today’s cruise ships are every bit the equal of what you can expect to see in Las Vegas, complete with pyrotechnics, laser lighting, and huge casts of dancers and singers. Royal Caribbean has three ships with ice skating rinks, and even if you think your skating days are behind you, you can still enjoy their version of the Ice Capades! Vaudeville is alive and well on cruise ships, when you’re in the mood for sheer silliness.

Most cruise ships have cocktail mixers at which you can mingle with your shipmates, and most of them also have dance floors where you can strut your stuff. The casinos and Bingo parlors are great for fun on the days you’re at sea, but the ports-of-call you’ll visit are really the highlights of your cruise. Pulling into a tropical bay with balmy breezes and 75° temperatures when the folks back home are bundled up against the snow, and strolling along a deserted beach or playing a round of golf on one of the world’s elite courses are just some of the unforgettable experiences you’ll enjoy on your cruise.

You’ll never have a safer vacation environment than that of a cruise ship. Regardless of whether you’ll be traveling solo or with family or friends, you can relax completely and let yourself be pampered just as you’ve always dreamed. The only thing you won’t like about your senior cruise ship vacation is that you waited so long to take it!

myroadtotravel was created in late 2007 as way for my wife and I to do what we love most…Travel. We love to share our experiences with others and have recently created our first blog [http://www.myroadtotravelblog.com] to help us do just that. Through this blog, we offer travel tips, our own personal experiences/adventures and photos from our vacations. Please stop by and give us your feedback and remember, for all your travel booking needs please visit us athttp://www.myroadtotravel.com

Article Source: http://EzineArticles.com/?expert=Tim_Roseland

Health Care for Senior Citizens – About Arthritis by KV Gopalakrishnan

August 8, 2013 by · Leave a Comment
Filed under: Articles 

images

Once you cross the threshold of fifty years, it is best to be aware of some typical diseases which have the potential to diminish your enjoyment of everyday living. Arthritis is certainly one of the ailments that falls into this class. This article offers you, in a nutshell, information about the disease, as well as the lifestyle modifications, which might enable you to prevent it and address it if needed.

What is Arthritis?

Arthritis is typically the swelling and infection of one or more body joints, where a pair of bones meet. Arthritis develop when the cartilage, which protects a joint and enables it to move freely, gets affected. Since the cartilage facilitates in absorbing impact when stress is exerted on the joint like when you walk or jog, its damage affects movement of the joint. When the normal quantity of cartilage material diminishes, the bones may begin rubbing with each other, triggering discomfort, swelling (inflammation), and rigidity, resulting in Arthritis.

Causes for Arthritis

The damage to the cartilage and joint soreness can occur due to a variety of factors. This impairment to the cartilage can occur due to normal wear and tear of joints, a damaged bone, infection in the region caused by bacteria or virus, and in some cases due to an auto-immune condition wherein body immune system erroneously assaults healthy tissues. Generally Arthritis gets cured once the particular trigger goes away or is addressed. At times the disease does not get cured. When this occurs, it is called chronic Arthritis.

Signs and symptoms of Arthritis

The indicators of this illness include joint ache, joint inflammation, restricted movements of one’s joints, soreness on the skin close to a joint, stiffness especially in the early morning and warmth all-around a joint. An early on diagnosis of Rheumatoid Arthritis is definitely a crucial factor in treating it and also preventing it from turning into acute.

Treatment options for Arthritis

The healthcare specialist treating Arthritis is referred to as a Rheumatologist. The comprehensive treatment solution of Arthritis consists primarily of life-style modifications, physical exercise program, and if needed medicines, dietary supplements and surgical procedure. Immediate therapy include things like, heating or cooling, Orthotics (splints) support, water treatment and massage therapy. The objective of treatment is usually to minimize suffering, enhance function, and prevent further harm to the joint. Nevertheless, in a few instances, the root cause can not be remedied.

Cure for Arthritis – Lifestyle changes

Life-style modifications are the favored treatment solution for Arthritis as well as other types of joint inflammation. Primarily, it is important to get rid of any excess weight to reduce the stress on the affected joints. Physical exercise may help alleviate stiffness, minimize suffering and fatigue, and boost muscle and bone strength. It is best to seek advice from your therapist to design a workout plan that may suit your needs.. Work out plans may also incorporate low impact aerobic activity, flexibility workouts and power training for muscular tissues. If necessary, the therapist can recommend usage of some unique devices to help you to drive, dress and do other everyday activities.

Other tips which can enable you to get relief include:

 

  • Having 8-10 hours of sleep,
  • Avoiding remaining in one position.
  • Avoiding extra pressure on joints and
  • Practicing yoga and meditation.

 

So far as nutrition is concerned, it is best to eat healthy diet which include:

 

  • Substantial amount of fruits and veggies,
  • Omega three rich foodstuff such as fish, soybeans and walnuts.
  • Complex carbohydrates with minimal salt, sugar and fat
  • Green tea is claimed to scale back inflammation and degradation of cartilage.

 

Prevention of Arthritis

For prevention of Arthritis, please take care to avoid strain or injury to joints and also to have timely cure of infections in the region of joints. It might be far better to stay away from jogging after you cross fifty years of age mainly because it can result in weakness to knee joints and lower back.. Swimming is an effective alternative for jogging.

The lifestyle adjustments and the dietary recommendations described in the section ‘Cure for arthritis – Lifestyle changes’ are equally relevant in preventing it.

The goal of this short article is to present you with basic information about Arthritis as well as emphasize the significance of lifestyle modifications for curing and preventing it. Having said that, you should invariably seek the advice of a healthcare professional to treat the ailment.

Senor Citizen Consultant

Retired from Government service and enjoying life.

My aim is to help senior citizens by giving useful tips to enable them to enjoy health, wealth and happiness.

http://enjoyafter50.com/ <-Visit this website for tips and tricks to make your retirement life happy and enjoyable.

Article Source: http://EzineArticles.com/?expert=KV_Gopalakrishnan

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
Filed under: Articles 

Elderly-Couple-Walks-Retirement

Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Local Las Vegas Company Launches New Crowdfunding Website BlessABuck.com

July 25, 2013 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

www.BlessABuck.com

Local Las Vegas Company Launches New Crowdfunding Website BlessABuck.com

 

Website created to bring dreams to fruition for entrepreneurs, charities

 

LAS VEGAS – July 23, 2013 – Local Las Vegas based company launches new crowdfunding website www.BlessABuck.com which is focused on helping people bring their ideas to fruition. The website and platform, created by ShoutLegacy, will help entrepreneurs from start to finish by providing campaigns with the essential tools and feedback needed to begin their progress. The new crowdfunding platform also has a section dedicated specifically to cause-related campaigns which will allow nonprofits to raise funds.

 

CLICK TO TWEET: Have an idea for a business or product but need funding? Does your favorite cause need money for a project? Visit www.BlessABuck.com today. http://clicktotweet.com/bn4ed

 

“Many people have great business ideas, although much of the time these dreams cannot be fulfilled due to lack of funding. BlessABuck was created to help bring dreams to life,” says Michael Durant, Creative Marketing Officer of BlessABuck. “We are people funding people. What makes us different, as a crowdfunding source is that every campaign matters; we also offer the business tools and strategic guidance to actually build and launch campaigns – even after the funds have been raised. Our goal is to provide a robust platform to help businesses and causes alike to grow and become successful.”

 

Starting a crowdfunding campaign on BlessABuck.com is free and easy. Users can log onto the website, create a profile and submit an idea for BlessABuck to review. Once BlessABuck has approved an idea, users can post a video and create campaign objectives and incentives.

In the launch phase, BlessABuck already has four live campaigns including a trip to Washington D.C. to visit historical monuments for Honor Flight Southern Nevada, a non-profit organization created solely to honor America’s veterans for all of their sacrifices. The campaign has received a significant amount of funds since its creation. For more information or to contribute to this campaign visit https://www.blessabuck.com/campaigns/honor-flights-of-southern-nevada/.

 

In 2012, more than $2.8 billion was raised through various crowdfunding platforms. According to an article at Forbes.com, this year global crowdfunding will double in annual revenue to $6 billion.
Crowdfunding is an innovative way to receive funds for an idea as the “crowd” determines which idea or campaign to “fund” by contributing a given amount of money. Funders can receive incentives for their contributions to a campaign based on a tier system. Campaigns remain live and active on the website for a set amount of time, usually 30-90 days.

 

BlessABuck focuses on four main types of campaigns:

 

  • Creative developments such as music, fashion and film

 

  • Tech campaigns such as apps/mobile, web and products

 

  • Cause campaigns such as community, education and environment

 

  • Entrepreneurial campaigns such as small business, food and sports

 

For more information or to create your own campaign please visit www.BlessABuck.com.

 

About BlessABuck

BlessABuck is a “people funding people” crowdfunding platform focused on innovative ideas, products, and social good. The platform was designed to help crowdfunders by providing feedback and services that assist in each campaign’s growth and overall success. Based out of Las Vegas, BlessABuck focuses on campaigns in four main areas: creative, cause, entrepreneurial, and tech. For more information call 702-589-3330 or visit www.BlessABuck.com.

 

About ShoutLegacy

ShoutLegacy is a Las Vegas digital agency focused on everything design such as creating logos, brands, print and media designs, websites, and applications. With an ever-expanding portfolio of in-house developed brands including www.BlessABuck.com, a crowdfunding platform and www.AtTheBlvd.com,  an app for Apple and Android and an online dream community for car and motorcycle lovers. For more information visit www.ShoutLegacy.com or call 702-589-3300.

For more information, contact:
Tana Shivers, Preferred Public Relations

Tana@preferredpublicrelations.com

702-254-5704

Choosing A Nursing Home For Your Parents

July 25, 2013 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

nursing-home-abuse

CHOOSING A NURSING HOME FOR YOUR PARENT

So many of the most important decisions we make in life are made when we are least prepared to make them.   So it is, when the time comes to choose whether, or which nursing home facility in which to place an aging parent.  It’s estimated that 60% of nursing home admissions are made from a hospital, rather than from a home, or an assisted living facility.  Your loved one may have suffered a broken a hip or a stroke, or may be suffering from dementia.  The time constraints in this type of situation press care givers to make a quick decision regarding care of their love one, without the luxury of investigation and due diligence that such a decision deserves.

We will attempt in this post, to review resources which are available to help you make a decision of this kind, whether the situation is a hurried one or not.  Making such a decision depends, in large measure, on the condition of the parent and what types of care or treatment will be required for their individual circumstances.  It will largely depend on whether they are injured due to a broken hip, or other disabling condition, suffering from Alzheimer’s or other form of dementia, or other conditions.

There is a growing amount of information available online to assist in this process.  At the federal government level, there are many resources to assist.  The website, http://www.eldercare.gov/eldercare.NET/Public/index.aspx is a good place to begin.  You can either search by location or by topic to find resources available in your state or city.  There are a large number of resources listed on this site which address many of the concerns and problems faced by care givers to our aging populations.

Additionally, to assist with evaluating potential nursing homes, a publication called, Your Guide to Choosing a Nursing Home, (http://www.medicare.gov/pubs/pdf/02174.pdf)  presents a fairly complete outline of considerations when attempting to evaluate a place for an aging parent.   Subjects such as “Choosing the Type of Care You Need” to “Steps to Choosing a Nursing Home” are included.  The Nursing Home Checklist (http://www.medicare.gov/nursing/checklist.asp) will also provide many ideas for evaluating and screening potential facilities.

The federal government also funds state level Ombudsmen to assist in these matters.  The National Long-Term Care Ombudsman Resource Center website (http://www.aging.state.nv.us/) will allow you to find these resources in your state.  For Nevada, that contact information can be found here. (http://www.aging.state.nv.us/)  The Las Vegas office of the Ombudsman can be called at (702) 486-3545.  Concerns ranging from finding an appropriate care facility to reporting cases of elder abuse can be directed to the State Ombudsman’s office.

Among non-government agencies, there are many advocacy groups that can also provide assistance.  The Consumer Voice provides a Guide to Choosing a Nursing Home .

http://www.theconsumervoice.org/sites/default/files/advocate/A-Consumer-Guide-To-Choosing-A-Nursing-Home.pdf ) This organization also provides private ombudsman services to families and residents of nursing facilities.  Another privately funded website provides a registry and grading of nursing homes is http://www.memberofthefamily.net/.  This site provides listings of Medicare and Medicaid certified nursing homes and grades various aspects of the operations of the nursing home.

Beyond these and other resources that you may uncover in your search for a nursing home, many of the considerations you may want or need to consider have to do with costs.  Medicare will only pay for medically necessary care in a nursing home.  It will not pay for non-medical everyday assistance with normal living.  If your loved one needs assistance with walking or eating, these things are not covered.  Most nursing home costs are paid out of personal savings, social security benefits, Long Term Care (LTC)  insurance benefits, or Medicaid if the patient qualifies.  Nursing home costs are estimated to average $200 per day for patients, and this doesn’t include cost for treatment needed for additional services, such as dementia care, for example.  Long Term Care insurance must be purchased and in force, prior to your loved one’s need for services.

Once you’ve done the initial research, nothing replaces visiting the facility and seeing for yourself.  Visit often and at various unexpected times, to be sure that the facility is the type of environment you would want your parent or loved one to be exposed to.  Considerations include turnover rate of personnel in the home.  Does the home offer “consistent assignment” which means do nurses and aids treat the same patients on most of their shifts.  Consistency and familiarity are important considerations for your loved one.  Relationships built between patient and nursing home staff can provide a measure of security for your loved one.  If a home employs a high number of temporary workers, or turnover is high, that consistency can be lost.

Four items to think about in any nursing home placement include, how convenient is the home to all family members, quality of care for chronic conditions including dementia and/or physical disability, supportive environment for the potential resident, and do costs fall within an affordable range.  And once this decision is made and your parent or grandparent is now in such a facility, keeping an eye open for negligence or even abuse is important.  Unfortunately, this is a growing problem as our population ages and requires higher levels of care.  So if such a thing should happen to your loved one, the services of a trusted attorney may be required.  Our firm does provide such services, and more information can be found here.  (http://www.richardharrislaw.com/personal-injury/nevada-nursing-home-abuse-lawyer.php)

Additional resources:

http://www.medicare.gov/pubs/pdf/02174.pdf

http://www.medicare.gov/nursing/checklist.asp

http://www.theconsumervoice.org/sites/default/files/advocate/A-Consumer-Guide-To-Choosing-A-Nursing-Home.pdf

http://www.memberofthefamily.net/

http://www.eldercare.gov/Eldercare.NET/Public/Index.aspx

http://www.ltcombudsman.org/

http://health.usnews.com/health-news/best-nursing-homes/articles/2013/02/26/how-to-choose-a-nursing-home

http://guides.wsj.com/health/elder-care/how-to-choose-a-nursing-home/

http://www.nytimes.com/2010/03/20/health/20patient.html?ref=health&_r=0

http://www.richardharrislaw.com/personal-injury/nevada-nursing-home-abuse-lawyer.php

 

 

Inclined Platform Wheelchair Lift assists with daily life and mobility

July 24, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

butterfly-chair

Inclined Platform Wheelchair Lift assists with daily life and mobility
The wheelchair lift designed by Butler Mobility Products provide numerous safety features

Butler Mobility’s inclined platform wheelchair lift has helped countless customers better navigate their homes. From installing a lift for customers who have never been able to move from one floor of their home, to installing a lift so a customer can move easily and freely between multiple floors, the inclined platform wheelchair lift helps restore quality of life and mobility.

The wheelchair lift system allows customers to take an entire wheelchair up stairs and down stairs, allowing for it to be used on every floor of the home or building. More than that, the system also ensures that the movement between the floors is safe and accessible.

In addition to providing necessary accessibility, the lift platform is designed to have a standard lifting capacity of 500 pounds, with an optional lifting capacity of 750 pounds.

ADA-compliant, the wheelchair lifts also meet or exceed all National Safety Code requirements. Heavily equipped with many safety features, the inclined platform wheelchair lift has an emergency stop button standard. Key-operated controls, an optional feature, are convenient for households that need parental control of the system. The two-rail design also means installation of the device in the home is simple and requires fairly minimal changes to the stairway.

A battery backup system will also bring the platform up and down stairs as many as 12-15 times, in the event of a power outage, allowing the user to use the wheelchair lift as necessary during such conditions.

As a dependable and reliable product, Butler Mobility’s Inclined Platform Wheelchair Lift is known for providing comfort and convenience for customers all across the country.

For more information, visit www.butlermobility.com

Media Contact
Patricia Small
717-938-4253
psmall@butlermobility.com

World’s Leading Ophthalmologist, Dr. Edward Kondrot, Cycling 335 Miles to Raise Awareness for Macular Degeneration

July 23, 2013 by · Leave a Comment
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World’s Leading Ophthalmologist, Dr. Edward Kondrot, Cycling 335 Miles to Raise Awareness for Macular Degeneration

DADE CITY, FLORIDA – (July 18, 2013) – On July 19, 2013, Dr. Edward Kondrot and his wife, Ly, are beginning a 335-mile bike through the beautiful Great Allegheny Passage. Their journey starts in Pittsburg, PA and ends in Washington, DC, an estimated ten-day ride. The couple are biking to raise awareness about alternative treatments for macular degeneration and asking for sponsors to pledge anything from 10 cents to $10 per mile. All the funds raised will go to Restore Vision Foundation, an Arizona non-profit Corporation.

According to the National Eye Institute, Age-Related Macular Degeneration, or AMD, is a common eye condition, usually occurring in adults 50 years and over. It is the leading cause of vision loss in older adults as the macula is destroyed, creating blurry images. Your risk of developing AMD rises with age, as well as if you are a smoker or if you have family members with macular degeneration.

“I think it’s important to highlight the statistics of AMD due to the sheer number of people that are affected,” affirms Dr. Kondrot, the world’s leading ophthalmologist and founder of Healing the Eye & Wellness Center. “Most people with AMD are recommended to get laser surgery or injections, but alternative treatments are much less invasive and have incredible results.”

“If I’m going to bike 335 miles in my sixties, I think the cause is important,” adds Dr. Kondrot, “I want people to realize that harsh surgeries and medication is not the only way to go to prevent or treat macular degeneration. The goal is to raise awareness about alternative therapies, which can be more effective and less invasive. We hope to raise a lot of money for the Restore Vision Foundation.”

Dr. Kondrot is the author of three best-selling books, including “10 Essentials to Save Your Sight” (Advantage Media Group, July 2012), and president of the Arizona Homeopathic and Integrative Medical Association. He has founded the Healing The Eye & Wellness Center, located just north of Tampa, Fla., which offers alternative and homeopathic routes to vision therapies known as the “Kondrot Program.” The program focuses on such conditions as macular degeneration, glaucoma, dry eye, cataracts, and others. His advanced programs have helped people from around the world restore their vision. The center sits on 50 acres of land and features a 14,000-square-foot state-of-the art complex, an organic ranch, jogging trails, swimming pool, hot tub, and more. For more information, visit the site at www.healingtheeye.com.

To pledge, please visit: http://ow.ly/n0FFp

To follow Dr. Kondrot and his wife on their journey, visit: http://ow.ly/mZikP

To learn more about the Restore Vision Foundation: http://www.restorevisionfoundation.org/RVF/Welcome.html

About Health The Eye & Wellness Center

The Healing The Eye & Wellness Center is located 30 miles north of Tampa, in Dade City, FL. Founded by Dr. Edward Kondrot, the Center offers world-class alternative therapies for vision conditions, including color and vision therapy, the treatment of glaucoma, cataracts, macular degeneration, dry eye, and more. The center also offers a variety of seminars, webinars, and training sessions for others in the medical community. Dr. Kondrot is the world’s only board-certified ophthalmologist and board-certified homeopathic physician. He is also author of three best-selling books in the field. For more information, visit the site at www.healingtheeye.com.

# # #

Source:

National Eye Institute. Age-Related Macular Degeneration.http://www.nei.nih.gov/health/maculardegen/armd_facts.asp#1

Eyes are the Window to Your Soul and Health!

July 23, 2013 by · Leave a Comment
Filed under: Articles 

 

Eyes are the Window to Your Soul and Health!

DADE CITY, FLORIDA – (July 22, 2013) – According to the World Health Organization, in high-income countries two-thirds of people live beyond the age of seventy and predominately die of chronic diseases, such as cardiovascular disease, chronic obstructive lung disease, cancers, diabetes or dementia. If caught early on, some of these health issues are treatable and preventable.

“70 percent of the neurological system is linked to the eye,” affirms Dr. Kondrot, founder of Healing the Eye & Wellness Center and the world’s leading ophthalmologist. “The correspondence between your eyes and your health is extremely insightful. When part of your body is failing or not working properly, oftentimes your eyes reflect that.”

The National Eye Institute states that approximately 4,195,000 people in the United States suffer from some form of vision impairment and 7,685,000 have diabetic retinopathy. Here are five health issues that produce symptoms in the eye:

  • High Blood Pressure: hypertension can cause damage to the blood vessels in the retina, known as hypertensive retinopathy. The damage can be serious if left untreated.
  • Liver disease: one of the symptoms of liver disease is jaundice, the discoloring of the skin and whites of the eyes due to the high levels of bile the blood stream.
  • Stroke: the damage the stroke does in the brain impacts the visual pathways of the eye, which can result in blurry vision, double vision, moving images, loss of visual field, and sensitivity to light.
  • Nutritional deficiency: a lack of vitamin A can lead to night blindness.
  • Alzheimer’s Disease: some individuals suffering from Alzheimer’s also experience a decline in vision such as motion blindness, contrast sensitivity, or a lack of depth or color perception.

“Your eyes are a complex organ and any diseases that one sees in your eye is most likely occurring somewhere else in your body,” adds Dr. Kondrot, “It is essential to maintain periodic visits to your eye doctor and live a healthy lifestyle to prevent and treat these health issues before it’s too late.”

Dr. Kondrot is the author of three best-selling books, including “10 Essentials to Save Your Sight” (Advantage Media Group, July 2012), and president of the Arizona Homeopathic and Integrative Medical Association. He has founded the Healing The Eye & Wellness Center, located just north of Tampa, Fla., which offers alternative and homeopathic routes to vision therapies known as the “Kondrot Program.” The program focuses on such conditions as macular degeneration, glaucoma, dry eye, cataracts, and others. His advanced programs have helped people from around the world restore their vision. The center sits on 50 acres of land and features a 14,000-square-foot state-of-the art complex, an organic ranch, jogging trails, swimming pool, hot tub, and more. For more information, visit the site at www.healingtheeye.com.

About Health The Eye & Wellness Center

The Healing The Eye & Wellness Center is located 30 miles north of Tampa, in Dade City, FL. Founded by Dr. Edward Kondrot, the Center offers world-class alternative therapies for vision conditions, including color and vision therapy, the treatment of glaucoma, cataracts, macular degeneration, dry eye, and more. The center also offers a variety of seminars, webinars, and training sessions for others in the medical community. Dr. Kondrot is the world’s only board-certified ophthalmologist and board-certified homeopathic physician. He is also author of three best-selling books in the field. For more information, visit the site at www.healingtheeye.com.

Source:

World Health Organization. The Top 10 Causes of Death.http://www.who.int/mediacentre/factsheets/fs310/en/index2.html

National Eye Institute. Prevalence of Adult Vision Impairment and Age-Related Eye Diseases in America.http://www.nei.nih.gov/eyedata/adultvision_usa.asp

Spend Time Musing – Suggestions For Senior Citizen Contemplation by Jerry Elrod

July 16, 2013 by · Leave a Comment
Filed under: Articles 

One of the big time blessings of aging is having time to think. Senior citizens indulging in thought is one of the luxuries that has too many enemies. We are bidden by the distractions and temptations which discourage genuine, quiet, and worthwhile contemplation.

The patio at your home offers the silence and serenity necessary for productive or just meandering thought. The front porch allows the mind to wander and flit and the eye to gaze and the heart to be at peace. What more healthy enterprise can one find for engaging oneself than these? What more useful way to allow for the discovery of an idea or a thought, for the development of a series of pure fantasies that give one peace of spirit. Or such may allow one to launch out into new adventures full of exciting inquiries and inventively creative designs.

What if your thinking encouraged you to take up art or sculpting or writing poetry or penning short stories or designing greeting cards? What if watching the clouds opened up vistas beyond inspiring you to see there strange and wonderful childlike adventures?

Maybe you play the piano enough that your thinking could result in a worthy composition. Maybe your meditations could dissolve some great ethical problem. Maybe your mind holds a secret the world has long awaited!

Somewhere out there in the wonderland of our thoughts is a new discovery, a new uncharted course to new unfound lands, a path from our front door to doors previously unopened.

Spend the time in thought that might otherwise go begging for activity. Spend moments meditating over some great and moving inspiration that may unlock puzzles and break down barriers and leap over the impossible.

Your world will become larger…your mind more fruitful…your time well spent. Muse awhile every day and you may meet with some new retirement revelation.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon Shaw Elrod, manage Senior Citizen Journal online. For information on retirement, Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Sunscreen on Your Feet?

July 10, 2013 by · Leave a Comment
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Sunscreen on Your Feet?
Doctors Urge Sunscreen Use and Exams to Prevent Skin Cancer on Feet

CHICAGO—July 8, 2013 Many people do not think about their feet when applying sunscreen, but did you know that the skin on your feet is highly susceptible to melanoma and other forms of skin cancer? The American College of Foot and Ankle Surgeons (ACFAS) warns that skin cancer of the foot is prevalent and can even be fatal if not caught early.

While all types of skin cancer, including squamous cell and basal cell carcinoma, can be found on the foot, the most common is the most serious form, melanoma. Symptoms can be as subtle as an abnormal-looking mole or freckle found anywhere on the foot, and often go unnoticed without routine foot exams.

The foot and ankle surgeons of ACFAS offer these tips to keep your feet safe this summer:

  • Lather up with sunscreen from head to toe—literally—when at the pool or beach to protect your skin from the harmful rays of the sun.
  • Check your feet and toes regularly for symptoms such as an abnormal-looking mole or freckle anywhere on the foot – even under toenails and on your soles.
  • Look for moles or freckles that change in size or shape. If you notice anything suspicious, promptly schedule an appointment with your foot and ankle specialist to have the mark examined.
  • Schedule routine exams with your foot and ankle specialist so he or she can keep track of suspicious, changing marks.

According to Boston foot and ankle surgeon Thanh Dinh, DPM, FACFAS, early diagnosis is key to effective treatment for the condition. But because people aren’t looking for the early warning signs or taking the same precautions they do for other areas of the body, often times skin cancer in this region is not diagnosed until later stages.

For more information on skin cancer of the foot or other foot and ankle health information, visit the American College of Foot and Ankle Surgeon’s patient education website, FootHealthFacts.org,

# # #


The American College of Foot and Ankle Surgeons is a professional society of over 6,800 foot and ankle surgeons. Founded in 1942, the College’s mission is to promote research, provide continuing education for the foot and ankle surgical specialty, and to educate the general public on foot health and conditions of the foot and ankle through its patient education website, FootHealthFacts.org.

THE BOULEVARD MALL HOSTS HEALTH AND FITNESS FAIR

July 8, 2013 by · Leave a Comment
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THE BOULEVARD MALL HOSTS HEALTH AND FITNESS FAIR

Nearly 25 local vendors to provide free services and information on Saturday, June 29

 

WHAT:            The Boulevard Mall, in partnership with Las Vegas Review Journal, El Tiempo, Mundo Fox TV, La Buena and ESPN Deportes hosts a Boulevard Mall Health and Fitness Fair on Saturday, June 29 from 11 a.m. to 2 p.m. The event is planned to occur annually to provide the public with convenient access to a variety of health and wellness resources in the community.

The Fair includes a variety of free services and information, such as health screenings and workshops.  Participating vendors include; American Heart & Stroke Association, American Lung Association in Nevada, Behavioral Bilingual Services, CareMore Medicare Advantage Program, First Person Care Clinics, Health and Wellness, Helping Kids Clinic, Kopolow & Girisgen, Doctors of Optometry, Nathan Adelson Hospice, Nevada Donor Network Inc., Nevada Health Centers, Nevada State Immunization Program – NVWeblz, Planned Parenthood of Southern Nevada, Vitamin World, State of Nevada Office for Consumer Health Assistance, Sunrise Children Foundation WIC, Three Square and US Senator Harry Reid.

For additional information and a complete list of all participating organizations, please contact The Boulevard Mall Management office at 702-735-7430 or visit boulevardmall.com.

WHEN:           Saturday, June 29, 2013

                        11 a.m. to 3 p.m.

                       

WHERE:        The Boulevard Mall

                        East Event Area

3680 S. Maryland Parkway

Las Vegas, NV 89169

 

About The Boulevard Mall:

The Boulevard Mall is a super-regional shopping center strategically located in the heart of Las Vegas just two miles from the Las Vegas Strip. The Boulevard is located on Maryland Parkway, a six-lane thoroughfare with easy mall accessibility from all directions. Some of its notable retailers include JCPenney, Macy’s, Sears, Charlotte Russe, Old Navy, Cotton On and Victoria’s Secret. For additional information, please visit www.boulevardmall.com.

WestCare Foundation Announces Expanded Veterans Programs

July 8, 2013 by · Leave a Comment
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WestCare Foundation Announces Expanded Veterans Programs

(Las Vegas) – WestCare, a community-based nonprofit providing responsive human services and behavioral health care programs for four decades, announced today that it has expanded its Veterans’ services.

WestCare, founded in Las Vegas 40 years ago, serves approximately 5,000 veterans throughout the United States annually.  America’s returning warriors often face health challenges including substance abuse and mental health disorders, identified as this generation’s “invisible wounds of war.”   Among them are post traumatic stress, brain injury, sexual trauma, anxiety and depression.  Episodes of homelessness, unemployment, and criminal justice involvement are not uncommon among our Veterans.

“These challenges present opportunities for community organizations, led by specially trained, qualified and informed staff, to assist with issues such as social isolation, domestic violence, reintegration and transition, and other problems a Veteran, as well as Veteran family members, may be experiencing,” said veteran and Director of Veteran Services, Dan Bernal. “WestCare is committed to helping Veterans and military family members live positive, productive and healthy lives.”

WestCare’s expanded programs are aimed at addressing a broad range of issues for Veterans and their families through services that  include: treatment for substance abuse and mental health disorders with gender or youth-specific services as appropriate, HIV/AIDS-specific programs, assistance to homelessness  including transitional shelters and permanent housing projects, family counseling, community reintegration, assistance to those who are justice involved, educational and vocational programs for both youth and adults, and case management.

From the top down, starting with WestCare’s President and Vietnam Veteran, Richard Steinberg, more than 10 percent of WestCare’s leadership and staff are Veterans and members of military families. The organization has a deep understanding of military culture at every level and in every program.  “Serving those who have served” is more than a slogan at WestCare.

Since the organization’s inception, Veterans have been welcomed into WestCare programs.  Today, the expanding reach of Veteran-specific programs is aimed at extending services to the men and women who deserve respect for their service, understanding of where they have been and opportunities for their future.

WestCare

WestCare, whose mission “uplifting of the human spirit,” was founded 40 years ago in Las Vegas.  Since its inception, it has grown to more than 100 locations in 16 U.S. States, the US Virgin Islands and the Pacific Islands headquartered in Guam.  The non-profit organization has a variety of programs available in each of the communities it serves.   For more information on the WestCare Foundation and its mission, visit www.WestCare.com.

Vegas Ranked 7th Most Generous City, According to Dating-Auction Survey

July 8, 2013 by · Leave a Comment
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Vegas Ranked 7th Most Generous City, According to Dating-Auction Survey

A survey conducted by WhatsYourPrice.com ranked the most generous cities in America according to average first-date offer. While the average accepted first-date price is $80 on the site, Las Vegas is home to some of this year’s most generous daters. The average cost for their shot at love? $174.
Las Vegas, NV – June 26, 2013
WhatsYourPrice.com released its annual list of “Most Generous Cities in America,” ranking the nation’s cities based on the generosity of their single men. Indianapolis is this year’s “Most Generous City,” with the average man valuing a first-date offer at $226.
The dating-auction site, which boasts over 650,000 members, calculated generosity according to the average price of all accepted first-date offers made by members since June 2012. Offers that were declined were not included in the calculations.

Here is a ranking of the year’s most generous cities in the US:

Top 15 Most Generous Cities in America (According to Average Accepted First-Date Price)

1.) Indianapolis, IN – $226
2.) Miami, FL – $207
3.) Philadelphia, PA – $199
4.) Charlotte, NC – $192
5.) Oklahoma City, OK – $183
6.) San Francisco, CA – $177
7.) Las Vegas, NV – $174
8.) San Antonio, TX – $163
9.) Raleigh, NC – $159
10.) Dallas, TX – $151
11.) Boston, MA – $148
12.) Baltimore, MD – $140
13.) New York, NY – $134
14.) Denver, CO – $132
15.) Seattle, WA – $127

“The most generous cities are home to the most sincere daters,” says Brandon Wade, Founder and CEO of WhatsYourPrice.com “The more a man invests in a first date, the more likely he will not take the opportunity for granted.”

When Wade first launched the website in 2011, his goal was to create a more active and open-minded dating community than can be found on a traditional dating site. According to Wade, by incentivizing the opportunities to date, members are encouraged to date more often, and to take more chances.

“When you put your money where your heart is, there is absolutely nothing to lose and everything to gain,” says Wade. “Men in these major cities realize that if there is chemistry, then the generosity paid off. If not, then at least she did not leave empty-handed.”

For information regarding this study, or to schedule an interview with WhatsYourPrice.com, please contact Leroy Velasquez at (702) 635-2440 or Press(at)WhatsYourPrice(dot)com.

About WhatsYourPrice.com

WhatsYourPrice.com is the only online dating website where first dates are bought and sold, and has been featured on such outlets as the New York Times, CNN, Anderson and the Huffington Post. WhatsYourPrice.com was founded by Brandon Wade, Founder & CEO of a number of successful niche online dating websites in April 2010. The website has over 650,000 members worldwide, 74% of which are located within the United States.

ALZHEIMER’S SET TO MOVE FROM THE MOST DAUNTING GLOBAL HEALTH CRISIS TO THE 21ST CENTURY’S FISCAL NIGHTMARE

July 8, 2013 by · Leave a Comment
Filed under: Articles 

ALZHEIMER’S SET TO MOVE FROM THE MOST DAUNTING GLOBAL HEALTH CRISIS TO THE 21ST CENTURY’S FISCAL NIGHTMARE

OECD and the Global Coalition on Aging Convene at Harris Manchester College, Oxford University to Shape New Approaches for Solutions

Oxford, UK (26 June 2013) – The Organisation for Economic Cooperation and Development (OECD), Harris Manchester College, Oxford University and Global Coalition on Aging (GCOA) concluded on Friday 21 June, an “Expert Consultation on Unlocking Global Collaboration to Accelerate Innovation for Alzheimer’s Disease and Dementia.”  Aimed at providing input to the OECD action agenda for Alzheimer’s disease and dementia, the Consultation brought together the highest level of global experts across health, economics, public policy, business, biotechnology and beyond.

Its timing is aligned with UK Prime Minister David Cameron’s recent recognition that dementia is fast becoming the biggest pressure on care systems around the world.  “That’s why we’re using our G8 to bring together health ministers, clinical researchers and healthcare companies,” he said.  “If the brightest minds are working together on this then we’ve got a greater chance of improving treatments and finding scientific breakthroughs.  I’ve said before that we need an all-out fight-back against dementia that cuts across society. Now we need to cut across borders and spearhead an international approach that could really make a difference.”

The objectives of the Consultation included:

  • Providing a space for country experts, policy makers, and scientific, medical and academic experts to share views on the main scientific, technological and policy challenges Alzheimer’s and dementia raise in the context of creating a pathway for aging populations to be sources of economic growth in the 21st century; and
  • Creating an opportunity for multidisciplinary exchange on a collective action plan that maps the way forward.

“The impact of Alzheimer’s and dementia on individuals, families, health systems and national economies as populations age will become truly crippling, and no one nation or research organization can solve this global epidemic alone.” said Michael Hodin, Executive Director of GCOA.  “It requires global understanding, sharing and collaboration, and this Consultation was a critical step in our ongoing fight against Alzheimer’s – a fight we must win if we are truly to unlock our aging populations as new sources of economic growth.”

Alzheimer’s afflicts one in eight over 65 and one-half of all those over 85, and the economic, social and personal costs will only increase with age-related demographic change.  In 2010, the global cost of Alzheimer’s and dementias equalled 1 percent of global gross domestic product (GDP), or $604 billion.  The prevalence and cost, combined with the stigma, which prevents recognition of symptoms and subsequent treatments, signal an urgent call to action.

“Traditional strategies around healthcare services and investments in research are not enough to address the growing worldwide onslaught of Alzheimer’s and dementias,” said Marc Wortmann, Executive Director of Alzheimer’s Disease International.

“The global scale of the pending healthcare-economic crisis mandates a bold forward looking action plan to harmonize a multi-nation attack on the problem,” noted  Zaven Khachaturian, recognized at the meeting as the ‘Chief Architect’ of Alzheimer & Brain Aging research in the United States, now the President of the Campaign to Prevent Alzheimer’s Disease by 2020. He indicated the urgent need for a “multinational strategic goal for reducing the prevalence of Alzheimer’s and other chronic brain disorders by 50 percent within a decade” – thus urging the OECD to “identify the framework conditions to accelerate multi-national collaborative R & D.”

George Vradenburg, Chairman of USAgainstAlzheimer’s and convener of the Global CEO Initiative on Alzheimer’s, called for new attention, resources, commitment and collaboration to defeat Alzheimer’s disease. In his keynote speech, coined “The Oxford Accord,” he called for G8 leadership equivalent to the G8 Summit that created the HIV/AIDS Global Fund.

Consultation experts presented their views for proactive public policy and an OECD role in supporting actions to : promote broad-based partnerships; identify incentives, frameworks and infrastructures for enhanced international data sharing; leverage big data as strategies to advance our understanding of Alzheimer’s disease, improve care, promote global exchange of good practice and move toward cure and even prevention.

The Consultation was borne out of the September 2012 OECD workshop, “Anticipating the Special Needs of the 21st Century Silver Economy: From Smart Technologies to Services Innovation,” co-hosted by the Asia-Pacific Economic Cooperation, OECD and Waseda University, with the support of the Japanese government.  The workshop concluded that innovation was needed to meet the challenges and opportunities of global demographic change and mitigate the health, social and economic impacts of aging.

The Consultation was held on 20-21 June, 2013 at The Harris Manchester College (HMC), Oxford University in collaboration with the OECD.

For more information see OECD’s website: oe.cd/innovating-against-alzheimers.

ABOUT THE GLOBAL COALITION ON AGING

The Global Coalition on Aging (GCOA) aims to reshape how global leaders approach and prepare for the 21st century’s profound shift in population aging. GCOA uniquely brings together global corporations across industry sectors with common strategic interests in aging populations, a comprehensive and systemic understanding of aging, and an optimistic view of its impact. Through research, public policy analysis, advocacy and communication, GCOA is advancing innovative solutions and working to ensure global aging is a path for fiscally sustainable economic growth, social value creation and wealth enhancement. For more information, visitwww.globalcoalitiononaging.com.

Ophthalmologists Warn that Fireworks-Related Injuries Can Cause Permanent Vision Loss

July 8, 2013 by · Leave a Comment
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Ophthalmologists Warn that Fireworks-Related Injuries Can Cause Permanent Vision Loss
American Academy of Ophthalmology and Nevada Academy of Ophthalmology urge parents to closely supervise children when around fireworks

LAS VEGAS – June 26, 2013 – As the Fourth of July holiday approaches and Americans make plans to celebrate the stars and stripes with a little red glare from celebratory rockets, the American Academy of Ophthalmology and the Nevada Academy of Ophthalmology urge the public to take important steps to prevent fireworks-related eye injuries. The academies ask parents and other adults to be especially cautious when children are in the presence of fireworks.

Of the more than 9,000 fireworks injuries that occur in the United States each year, [I]approximately 45 percent are sustained by children age 15 and under.[II] Eyes are among the most injured body parts,[III] and one in six fireworks-related eye injuries results in permanent vision loss or blindness.[IV]

All fireworks are dangerous if not properly handled; however, sparklers cause the most injury and are particularly dangerous since many children handle them on their own. Sparklers typically burn at 1,200 degrees Fahrenheit. That temperature is nearly 1,000 degrees hotter than the boiling point of water, double the heat required to burn wood, hot enough to melt glass and cause third-degree burns to the skin.[V] Out-of-control bottle rockets also cause some of the most serious eye injuries, including corneal abrasions, traumatic cataract, retinal detachment, optic nerve damage and rupture of the eyeball – all of which can lead to potential blindness.

Both Academies advise the public that the best way to avoid potentially blinding injuries is to attend a professional public fireworks display instead of using consumer fireworks. For those who still decide to use legal consumer fireworks, the Academy recommends they follow these safety tips to prevent eye injuries:

  • Never handle fireworks without protective eyewear and ensure that all bystanders are also wearing eye protection.
  • Never let young children play with fireworks of any type. If older children are permitted to handle fireworks, ensure they are closely supervised by an adult and wear protective eyewear.
  • Clear the area of flammable materials and view fireworks from at least 500 feet away.
  • Leave the lighting of professional-grade fireworks to trained pyrotechnicians.

For those who attend professional fireworks displays and/or live in communities surrounding the shows:

  • Respect safety barriers at fireworks shows.
  • Do not touch unexploded display (show) fireworks; instead, immediately contact local fire or police departments to help.

“It’s vital that the public take seriously the dangers of using consumer fireworks. If mishandled, devastating injuries can occur – particularly to the eyes,” said Adam J. Rovit, M.D., president of the Nevada Academy of Ophthalmology. “We urge parents and adults to be on high alert about these risks, especially if children are in the presence of fireworks, and take these safety measures to reduce the risk of eye injury.”

The Academy and the Nevada Academy of Ophthalmology believe these tips can help to ensure safe Independence Day observances for everyone. If, however, a fireworks-related eye injury occurs, call 911 and seek medical help immediately. These injuries typically need advanced care by an ophthalmologist, a medical doctor who specializes in the diagnosis, medical and surgical treatment of eye diseases and conditions.

For more fireworks safety tips and additional information on how to maintain healthy vision, visit www.geteyesmart.org.

About the Nevada Academy of Ophthalmology
The mission of the Nevada Academy of Ophthalmology is to promote and advance the science and art of medical eye care. The Nevada Academy of Ophthalmology’s members are dedicated to treating and preventing eye diseases for all patients.  Learn more at Nevada Academy of Ophthalmology.

About the American Academy of Ophthalmology
The American Academy of Ophthalmology, headquartered in San Francisco, is the world’s largest association of eye physicians and surgeons – Eye M.D.s – with more than 32,000 members worldwide.  Eye health care is provided by the three “O’s” – ophthalmologists, optometrists, and opticians. It is the ophthalmologist, or Eye M.D., who can treat it all: eye diseases, infections and injuries, and perform eye surgery. For more information, visit www.aao.org.

About EyeSmart
The American Academy of Ophthalmology’s EyeSmart® program educates the public about the importance of eye health and empowers them to preserve their healthy vision. EyeSmart provides the most trustworthy and medically accurate information about eye diseases, conditions and injuries. OjosSanos™ is the Spanish-language version of the program. Visit www.geteyesmart.org or www.ojossanos.orgto learn more.

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[I] Consumer Product Safety Commission, 2011 Fireworks Annual Report, accessed at http://www.cpsc.gov/PageFiles/113888/2011fwreport.pdf

[II] Journal of the American Academy of Pediatrics, Fireworks-Related Injuries to Children, accessed at http://pediatrics.aappublications.org/content/108/1/190.full

Consumer Product Safety Commission, 2011 Fireworks Annual Report, accessed at http://www.cpsc.gov/PageFiles/113888/2011fwreport.pdf

[IV]  British Journal of Ophthalmology, Ocular firework trauma: a systematic review on incidence, severity, outcome and prevention, accessed athttp://bjo.bmj.com.proxy1.library.jhu.edu/content/94/12/1586.full#ref-11

[V] National Fireworks Protection Agency fireworks tips, accessed at http://www.nfpa.org/assets/files/pdf/public%20education/fireworkssafetytips.pdf

NEW Barbershop Chorus Hits the Stage Running

July 8, 2013 by · Leave a Comment
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NEW Barbershop Chorus Hits the Stage Running

The Silver Statesmen barbershop chorus, only six months old, is already making a name for itself.
With Jim Halvorson at the helm as our new director, the chorus has met competition head-on in Ontario, CA where they were awarded Plateau A Chorus Champion in their division. They will compete in October in Bakersfield, CA, where the Far Western District competition gets stiffer with choruses from Arizona, Nevada, Southern Utah, California, and Hawaii.
With nearly 80 men on the roster, the Silver Statesmen will be performing locally at four different venues to celebrate the 75th anniversary of their parent organization, the Barbershop Harmony Society.

The show, “Celebrate Harmony”, will be at these locations:

■ Friday, August 2, 7pm, Sun City Anthem – Freedom Hall, 1815 Hovenweep St., Henderson
■ Saturday, August 10, 7pm, Sun City Summerlin – Starbright Theater, 2215 Thomas Ryan Blvd., Las Vegas
■ Sunday, August 11, 2pm, Winchester Cultural Center, 3130 McLeod Dr., Las Vegas
■ Saturday, October 5, 2pm, Desert Spring United Methodist Church, 120 N. Pavilion Center Dr., Las Vegas

The Silver Statesmen chorus is Nevada’s largest men’s a cappella group. It is an award-winning, all volunteer chorus known for its thrilling, close harmonies and commitment to musical excellence.

The chorus is chartered as the Las Vegas Chapter of the Barbershop Harmony Society. Proud to perform and preserve the unique sound of “barbershop” harmony, the chorus also sings a broad repertoire of other musical styles.
The chorus provides singing, music and performance education opportunities, as well as Youth In Harmony programs in communities within the Las Vegas Valley and throughout Southern Nevada. The chorus, a 501(c)(3) nonprofit educational organization, is self-sustaining through gifts, performance fees, admission to shows, and other fundraising activities.

The Silver Statesmen invites men of all ages to join. The chorus rehearses at 7pm each Thursday, at Christ the King Community Church, 4925 S. Torrey Pines Dr., Las Vegas, NV 89118. For more information, visit www.silverstatesmen.com

SilverStatesmen Ontario CA 5-11-13 (1)

“Geographical Divides: Finding Common Ground”

June 5, 2013 by · Leave a Comment
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City of Las Vegas Cultural Arts

June 2013 Calendar Of Events

495 S. Main St., Las Vegas, NV 89101

Contact:  Margaret Kurtz, (702) 229-6993                              May 1, 2013

Cultural Arts & Community Events programs: www.artslasvegas.org

City of Las Vegas website: www.lasvegasnevada.gov

 

PROGRAMS SUBJECT TO CHANGE

 

Ethnic Express international Folk Dancing (ages 8+)

Wednesdays, 6:30 to 8:45 p.m.

Cost: $4 per person per week at the door.

Charleston Heights Arts Center, 800 S. Brush St., (702) 229-6383.

Have an evening of fun learning international dance styles, including Arabic, Armenian, Bulgarian, Chinese, Greek, Israeli, Macedonian, Russian, Serbian and Turkish folk dances. No need to bring a partner. For more information, call (702) 732-4871 or go online to www.ethnicexpresslasvegas.org.

 

Scottish Country Dancing (ages 13+)

Fridays, 6:30 to 8:45 p.m.

Cost: $5 per person at the door; $4 for members of Southern Nevada Old Time Contra Dancers.

Charleston Heights Arts Center, 800 S. Brush St., (702) 229-6383.

Scottish country dancing celebrates the beautiful ballroom dance styles of Scotland. Dances can be joyfully energetic or graceful. From the first chord to the final bow or curtsey, participants will be inspired by the driving reels, jigs, strathspeys or lilting airs. Dancers should wear comfortable clothes and soft shoes. Presented by the Southern Nevada Old Time Contra Dancers, a nonprofit volunteer organization. For more information, call (702) 656-9513 or go online to www.lasvegascountrydance.org.

 

Children’s Arts Festival (all ages)

Saturday, June 1, 10 a.m. to 3 p.m.

Free admission.

Centennial Hills Park and Amphitheatre, 7101 N. Buffalo Drive, at Deer Springs Way.

This family festival will abound in music, entertainment and fun arts activities for children and adults. Participants will enjoy award-winning musicians Aaron Nigel Smith, Justin Roberts & the Not Ready for Naptime Players, and Alex & The Kaleidoscope Band. Other performers include the Nevada School of the Arts, Broadway in the Hood, the West Las Vegas Arts Center Drum Ensemble and DJ Tony. Children will participate in make-and-take art activities and interactive demonstrations in drama, music and dance. Other activities and entertainment will include jump houses, face painting, balloon artists, circus clowns, petting zoos, chalk on the walk, and a recycling demonstration and workshop, and a marketplace. Call (702) 229-3515 or 229-6383, or visit www.artslasvegas.org for more information.

 

Contra Dances (ages 8+)

Saturdays, June 8 and 29. Group lesson 6:30 p.m.; dance 7 to 10 p.m.

Admission: $10 adults; $5 members, students & military; $3 children under 16 & non-dancers; pay at the door.

Charleston Heights Arts Center, 800 S. Brush St., (702) 229-6383.

Dance to a live acoustic band playing joyful tunes, driving reels and a waltz or two. All dances are taught and called; newcomers and families welcome. No need to bring a partner. Wear comfortable flat-soled shoes and casual clothing. Presented by the Southern Nevada Old Time Contra Dancers, a nonprofit volunteer organization. For more information, call (702) 656-9513 or go online to www.lasvegascountrydance.org.

Streetology Concert in the Park (all ages)

Saturday, June 15, 7:30 p.m.

Free and open to the public.

Showmobile at Bruce Trent Park, 8851 Vegas Drive, at Rampart.

Enjoy an evening of contemporary jazz by Streetology — an exciting blend of funk, rock, and jazz, with meticulous musical execution and staging. Each member of the group has enjoyed success in recording and concert performance venues, backing up some of the finest stars in the pop, rock, and jazz world. Members include Rocky Gordon (alto and soprano saxophone), Jon Jacquemoud (guitar), Jon Matteson (piano and keyboards), Geoff Neuman (acoustic and electric basses) and Randy Fisher (drums and percussion).

 

Rainbow Company Youth Theatre Summer Drama Conservatory (ages 8-16)

Monday-Friday, June 17-29; 8 a.m.-noon ages 8-11; 1-5 p.m. ages 12-16.

Cost:  $225 per youth.

Charleston Heights Arts Center, 800 S. Brush St., (702) 229-6383.

Two-week actor training by guest artists and award-winning Rainbow Company staff for youth of all theater experience levels. Space is limited. Registration is open until full. There will be a morning performance on the main stage of Charleston Heights Arts Center on the last day. For more information about the Rainbow Company or to register for the conservatory, call (702) 229-6553 or go online to www.artslasvegas.org.

 

Poets Corner (adults)

Hosted by Keith Brantley

Friday, June 21, 7:30 p.m.

Free admission.

West Las Vegas Arts Center Community Gallery, 947 W. Lake Mead Blvd., (702) 229-4800.

A monthly forum for established poets and open-mic participants, hosted by Keith Brantley and featuring the best local poetry talent.

 

DjangoVegas! Gypsy Jazz Concert

Saturday, June 22; 5 p.m. cocktails and pre-concert entertainment, 6 p.m. concert.

Tickets: $10 in advance and $15 event day; food and beverages available for purchase not included.

Historic Fifth Street School courtyard and auditorium, 401 S. Fourth St., (702) 229-3515.

DjangoVegas! returns to downtown Las Vegas to celebrate the music of Django Reinhardt and other gypsy jazz musicians past and present. The John Jorgenson Quintet, Stephane Wrembel and his band, and Hot Club of Las Vegas will perform. Pre-concert cocktails and entertainment by the Icy Hot Club will begin at 5 p.m. in the courtyard. Beverages and food will be available for purchase. For tickets and information, go online to www.artslasvegas.org or call (702) 229-3515. For more information on the performers, visit johnjorgenson.comwww.stephanewrembel.comwww.hotclublv.com and www.icyhotclub.com.

Exhibitions

 

“Equinox”

Through June 8, by appointment only.

Admission is free.

Historic Fifth Street SchoolMayor’s Gallery, 401 S. Fourth St.

The work in this exhibit is related to the Vernal/Spring Equinox. An Equinox happens twice a year when the sun crosses the celestial equator and when the lengths of day and night are approximately equal. The artists could also explore a related topic having to do with the equal balance of black and white or light and dark, instead of the literal interpretation of equinox. Artists in the exhibit are Linda Alterwitz, Tom Bisesti, Elizabeth Blau, Mary Lou Evans, Kim Johnson, K.D. Matheson, and Heather Protz.

For more information, call 229-1012 or go online to www.artslasvegas.org.

Alex Krasky Art Exhibition (all ages)

Through June 8, Wednesday-Friday, 9 a.m. to 6 p.m., and Saturday, 9 a.m. to 5 p.m.

Free admission and open to the public.

West Las Vegas Arts Center Community Gallery, 947 W. Lake Mead Blvd., (702) 229-4800.

Ukrainian Artist Alex Krasky began drawing in pencil at age 5, but did not pursue his artistic ability seriously until 2009. Leaving Ukraine in 1997, Alex arrived in the United States three years later – a memorable journey that took him three years through seven countries. At the urging of his wife, Alex took oil painting classes after he was laid off from his job in 2009. It was the first time Alex held brushes in his hand. After four classes, his instructor urged him to just go home and paint; she had nothing else to teach him. He has not stopped painting since. He and his art have been featured on television news shows, magazine and newspaper articles and acknowledged by the President of the United States and other elected officials. For more on the artist, visit his website, www.kraskyart.com.

 

“Celebrating Life! 2013” Exhibition (ages 50+)

Through July 13, Wednesday-Friday, 12:30 to 9 p.m. and Saturday 9 a.m. to 6 p.m.

Charleston Heights Arts Center, 800 S. Brush St., (702) 229-6383.

Each year the city of Las Vegas Arts Commission and the city of Las Vegas sponsor the “Celebrating Life!” fine arts competition to recognize the talents of area artists. Southern Nevada residents age 50 or better entered their original works in this 13th annual juried event. This year’s jurors are K.D. Matheson, Linda Alterwitz and Lynda Whitehair. Artists whose works are not selected for the Celebrating Life! 2013 exhibition have the option to display their submissions in the Salon des Refusés exhibit in the Charleston Heights Arts Center Gallery. This exhibit will remain on display through June 22. Award-winning pieces from the Celebrating Life! 2013 exhibit will travel to the City Hall Chamber Gallery for display July 25-Sept. 5. For more details, call (702) 229-1012.

“Our Las Vegas: A Cultural Animation Project “

Through July 18, Monday-Thursday, 7 a.m. to 5:30 p.m. Closed holidays.

Free admission and open to the public.

Las Vegas City Hall Chamber Gallery, 495 S. Main St., Second floor, (702) 229-1012.

This collaborative exhibition features a representative work from artists with studios and galleries inside of Emergency Arts who also will be participating in the “Our Las Vegas” spring exhibition at Emergency Arts. “Our Las Vegas” is a project of the Las Vegas Arts Commission. The exhibition project is supported, in part, by a donation from the Downtown Project.

“Earth Science”

Artist Shari Bray

June 6-Aug. 22, Monday-Thursday, 7 a.m. to 5:30 p.m. Closed holidays.

Free admission and open to the public.

Las Vegas City Hall Grand Gallery, 495 S. Main St., First floor, (702) 229-1012.

Shari Bray is a ceramicist that has spent the last decade experimenting with different primitive firing processes. First she chose raku, a process borrowed from the Japanese that creates a distinctive surface. Generally considered to be a process that can’t be controlled, she made raku her own by using it as a drawing/painting medium, exploring a variety of subjects, including figurative, natural, and contemporary subject matter. She has explored another primitive firing process with the pieces in this show called “Saggar Firing. The end results are completely random, defying any control or intervention from the artist.

“Geographical Divides: Finding Common Ground”

June 13-Sept. 8, by appointment only.

Admission is free.

Historic Fifth Street SchoolMayor’s Gallery, 401 S. Fourth St.

This is one of several exhibits that are part of the Nevada Arts Council-Nevada Touring Initiative/Touring Exhibit Program. “Geographical Divides: Finding Common Ground” features 16 printmakers invited to join in a series of collaborations to explore the geographical and cultural differences in Nevada.

TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

June 5, 2013 by · Leave a Comment
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TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

 

Terry Murphy, a longtime local businesswoman and community leader who is president of Strategic Solutions and serves as president of Downtown Las Vegas Alliance, is the SHARE Humanitarian for the month of May for her volunteering efforts with Veterans Village, The Rape Crisis Center and the Variety Early Leaning Center Lorenzi Campus.TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

Murphy also serves as Honorary Consul for the Republic of Ireland and as a board member of The Smith Center for the Performing Arts.

 

Each month, SHARE honors those in the community who give without hesitation to help others in need. Murphy was selected for this honor from the more than 1,500 SHARE volunteers in Southern Nevada.

SHARE is involved with raising funds for various social causes including housing assistance and neighborhood support service programs.

 

About SHARE:

SHARE is a non-profit 501(c)(3) organization founded in 1994 by business executives dedicated to providing affordable housing for individuals in need. During its nearly 20 year history, the organization has served hundreds of families, seniors, veterans and those with physical challenges or terminal illnesses. sharelasvegas.org

 

About Veterans Village:

Veterans Village is located at 1150 Las Vegas Boulevard in a repurposed Econo Lodge motel.  It serves as a temporary housing facility for U.S. veterans and their families and provides a comprehensive and holistic roster of services to help vets heal and succeed.  Services are provided through public and private collaborative partnerships with community organizations and government agencies and include housing, nutrition, life skills training, employment training and referrals, continuing education and degree programs, exercise training, medical services, mental health counseling and special veteran-centric activities and events. Veterans Village is managed by SHARE, a 501(c)3 organization founded in 1994 by Arnold Stalk and Karin Rogers to provide affordable housing for individuals in need.  SHARE oversees all operations of services for Veterans Village residents.  www.vvlv.org

 

About The Rape Crisis Center:

The Rape Crisis Center (RCC) is a non-profit organization founded in 1974 by Florence McClure and Sandra Petta as the Community Action Against Rape (CAAR) with the goal of helping those in Clark County heal from the trauma of sexual violence. Today, The Rape Crisis Center operates a 24/7 crisis hot line for sexual assault victims and provides counseling, advocacy and support to help victims begin the healing process and navigate the legal system. The RCC is also committed to the prevention of sexual assault through educational programs and community outreach. To assist victims to become survivors, the organization depends on a core base of dedicated volunteers and staff. These individuals are empathetic and enthusiastic people who give their time, energy, and personal sacrifice to continue to serve Clark County’s victims of sexual violence. This service is provided through face-to-face and over-the- phone intervention with newly victimized individuals.The Rape Crisis Center hotline number is 888-366-1640.  For more information, visit www.therapecrisiscenter.org.

 

EarlySense System Implementation Shown to Reduce Falls, Decrease Transfers to Hospitals and Increase the Quality of Care for Elderly in Multi-Center Nursing Home Study

June 5, 2013 by · Leave a Comment
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  EarlySense System Implementation Shown to Reduce Falls, Decrease Transfers to Hospitals and Increase the Quality of Care for Elderly in Multi-Center Nursing Home Study

Clinical data presented at the 2013 Annual Scientific Meeting of the American Geriatrics Society

 

Waltham, MA, May 3, 2013 —- EarlySense, the market leader in Proactive Patient Care Solutions™, announced today the results of a multi-center clinical study demonstrating that the EarlySense system helps medical teams at rehabilitation centers to reduce patient falls as well as the number of patients transferred back to the hospital.  The clinical data was collected from The Hebrew Home at Riverdale, NY and Dorot Medical Center in Israel.  The data was presented today at the 2013 Annual Scientific Meeting of the American Geriatrics Society (AGS) by Hebrew Home medical director and study principal investigator Dr. Zachary J. Palace in a poster titled The Effect of a Continuous Patient Monitoring System on Reducing Hospitalization and Falls in Skilled Nursing Facilities.

 

Dr. Palace said, “The implementation of EarlySense on the post-acute care units has demonstrated a significant decrease in the total number of falls and a trend towards reduction in the readmission rate back to hospitals, thus improving the overall quality of care for the elderly. The system also alerted regarding early warning signs of patient deterioration which enabled our medical team to proactively respond and literally save four lives. As clinicians we are always on the lookout for better ways to provide safer, more effective care for our patients.”

 

Dr. Palace continued, “Patient falls and subsequent hospital transfers are an ongoing challenge for most rehabilitation centers. The EarlySense system is the first technology to help us more effectively and proactively respond to early warning signs of deterioration and potential falls to secure better patient outcomes. We’ve experienced success and look forward to continuing this trend.”

 

Dorot Medical Center principal investigator Dr. Gad Mendelson said, “As the population ages, we are seeing a growing need to provide safer, smarter care without increasing our staffing level.  In this clinical trial, we saw that the continuous monitoring nature of the EarlySense system and its low level of false alarms allowed our team to reach deteriorating patients earlier without creating alarm fatigue.”

 

Eight-hundred and thirty-three (833) patient records at The Dorot Geriatric Center, a 374-bed facility in Netanya, Israel and seven-hundred and seventy-three (773) records at the Hebrew Home at Riverdale, an 870-bed skilled nursing facility in Riverdale, N.Y. were collected and reviewed over a six month period.  The transfer rate to the hospital decreased by 21% (p=0.12) at Dorot, and the falls rate decreased by 38.5% (p<0.05) at the Hebrew Home.

 

Mr. David Weinstein, Executive Vice President & Chief Operating Officer of the Hebrew Home at Riverdale said, “The Hebrew Home at Riverdale has always been at the forefront of care and technology.  Early Sense compliments our unique platform by offering our residents innovative advancements that are safe and effective.”

 

EarlySense Vice President of Clinical and Regulatory Affairs Dalia Argaman said, “We are fortunate to be able to work with two outstanding and highly skilled nursing facilities like the Hebrew Home and Dorot.  We look forward to continuing what has been a very productive cooperation at both of these fine locations with the vision that the EarlySense system will continue to benefit medical teams, patients and their families within the entire healthcare spectrum, in the various markets across the world where we are actively promoting the EarlySense Solutions.”

 

About EarlySense

EarlySense has brought to market an innovative technology designed to advance proactive patient care and enable clinicians to achieve better patient outcomes, by assisting in preventing adverse events from occurring through the early identification of potential adverse events, in the form of falls, pressure ulcers and/or patient deterioration.  The company’s flagship product, the EarlySense System, is a continuous, contact-free, patient safety monitoring solution that monitors and documents a patient’s vital signs and movement using a sensor that is placed underneath a bed mattress. There are no leads or cuffs to connect to the patient who has complete freedom of movement and is not burdened by any cumbersome attachments.  The system was initially designed to monitor non-ICU ‘lower risk’ patients on medical surgical floors who are usually monitored by nursing staff approximately once every four hours. The system is currently installed at hospitals and rehabilitation centers in the USA and Europe.  It is also commercially available in Canada. Hospital administrators report that patients, their families and staff feel more comfortable knowing the system is in place.  EarlySense Inc. is headquartered in Waltham, MA.  Investors include: JK&B, Pitango Venture Capital, Etgar Challenge Fund, ProSeed VC Fund (TASE: PRSD), Docor International Management, Noaber, and Bridge Investment Fund, and Peter Soderberg, managing partner of Worthy Ventures Resources, LLC and former president and CEO of Hill-Rom Holdings, Inc. (NYSE: HRC).  For additional information, please visit www.earlysense.com.

 

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Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

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Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

Caring.com Named Preferred Provider by Assisted Living Federation of America (ALFA)

SAN MATEO, Calif., May 6, 2013 /PRNewswire/ — A group of the nation’s largest senior living providers — including Brookdale Senior Living (NYSE: BKD), Emeritus Senior Living (NYSE: ESC), Benchmark Senior Living, and Senior Star — have chosen Caring.com as their agency of record for national buying of Internet leads for families looking for housing and care for their elderly loved ones. Separately, the Assisted Living Federation of America (ALFA) named Caring.com as its preferred partner for Internet marketing services.

(Logo: http://photos.prnewswire.com/prnh/20070921/AQF020LOGO)

With surging demand in the U.S. senior housing market, more Americans than ever before are turning to the Internet and online word of mouth to find and select the best senior living providers for their senior loved ones. About 30-50% of the senior living industry’s leads are coming from the Internet and that number is expected to rise, as tech adoption among baby boomers and seniors alike continues to increase. Whether seeking independent livingassisted living, or memory care, about two million consumers every month turn to Caring.com to find expert guidance about their options, research local providers, and get help in making well-informed selection decisions.

The country’s top senior living providers have chosen Caring.com to increase visibility of their senior living communities, optimize inquiry-to-visit rates, and leverage Caring.com’s resources to better nurture leads from the moment the search begins, through the research and decision-making phases, all the way to community selection and move-in.

In Q4-2012, Caring.com expanded its service offering with the launch of a new toll-free referral help line. Available seven days a week to those seeking senior housing, Caring.com’s family advisors explain different types of senior living options, help identify local senior communities matched to the prospective resident’s needs and preferences, schedule tours, share and encourage consumer reviews, and answer a range of senior living questions. With this added consumer support infrastructure, as well as other new and expanded capabilities for lead qualification and nurturing, the group of senior living community partners announced Caring.com as the agency of record for lead qualification and development, starting January 1. The help line is now referring nearly four thousand prospective residents per week.

“Caring.com has been great to work with as they’ve added the referral model to their business,” said Jayne Sallerson, executive vice president of sales and marketing at Emeritus Senior Living. “Emeritus wanted to consolidate our Internet lead buying with a company we could trust, and Caring.com has demonstrated their commitment to consumers, to us, and to the industry. Their new program is showing positive signs of increased tours and conversions.”

“Caring.com has proven themselves to be a strong partner for Brookdale,” said Jim Pusateri, senior vice president of sales at Brookdale Senior Living. “Working with fewer Internet lead sources has improved our operational efficiencies, lowered our marketing costs, and improved consumers’ experience with Brookdale Senior Living.”

Separately, ALFA, the largest national association of providers of professionally managed communities for seniors, signed Caring.com as its preferred provider for Web-based lead services as well as to power the organization’s new ALFA Senior Living Community Directory.

“Caring.com is our preferred provider of Web-based services because they are an exceptional online resource,” said Richard P. Grimes, president and CEO of ALFA, which is the largest national association exclusively dedicated to professionally managed, consumer-driven senior living communities. “Caring.com’s high-quality content, easy-to-use directory, and online reviews help prospective residents and their families find the right solutions for their needs — this is good for consumers and good for senior living.”

“From the beginning, we’ve focused on building the most comprehensive and most credible online resource to help those caring for a senior parent, spouse, or other loved one,” says Andy Cohen, co-founder and CEO of Caring.com. “Unlike some other Internet resources that will only share information about those providers who pay them, we’ve stayed true to our social mission and help connect consumers to a variety of quality resources for their needs. Working with ALFA and the leading senior living communities helps enable our ability to best serve those in need of senior care — and we continue to offer referral to free and low-cost support resources as well.”

More information for senior living providers interested in partnering with Caring.com is available here: http://providerinfo.caring.com/ProviderGetListed.html Consumers can begin their search for senior housing here: http://www.caring.com/local

About Caring.com
Caring.com is the leading website for family caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. Caring.com provides helpful caregiving content,online support groups, and the most comprehensive Senior Care Directory in the United States, with 35,000 consumer ratings and reviews and a toll-free senior living referral line (1-866-824-8174). In January 2012, Caring.com launched the Caring Stars award program recognizing America’s best assisted living communities based on consumer reviews. This year, 383 communities in 40 states were named the Caring Stars of 2013. Based in San Mateo, California, Caring.com is a private company funded by DCM, Intel Capital, Shasta Ventures, and Split Rock Partners. Connect with Caring.com onFacebookTwitterGoogle+, PinterestLinkedIn and/or YouTube.

CONTACT: PR@caring.com, 650-762-8190

Top 10 steps to prepare for a remodel

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Top 10 steps to prepare for a remodel

NARI offers tips in honor of National Home Improvement Month.

  

Des Plaines, Illinois, May 8, 2013—In honor of National Home Improvement Month this May, the National Association of the Remodeling Industry (NARI) advises homeowners of the 10 most important steps to take before the remodeling project starts.

“The planning and researching phases of a project are the most critical steps in the remodeling process,” says NARI National President Art Donnelly, MCR, CKBR, Legacy Builders & Remodelers Corp., based in Mount Sinai, N.Y. “The more knowledgeable and prepared a homeowner is, the more they protect themselves.”

What can a homeowner do to prepare for a remodel? NARI provides a top 10 list of steps homeowners should take before breaking ground on their next remodel.

  1. Research your project. Taking time to research projects on the Internet and NARI.org will provide a good sense of what is involved such as price, scope of work, return on investment and new product/material options. Also, research property values in your neighborhood to make sure your project is in line with other homes in the area.
  2. Plan project around the long-term. How long do you plan to stay in your home? How might your family structure change over time? Life can change quickly—these questions should be answered early on to ensure your project will fit your lifestyle long after it’s complete.
  3. Set your budget. Deciding on a realistic budget and arranging finances to support your project are essential. This number needs to include everything—the project, products, contingencies, etc. Don’t be afraid to share this with your remodeler; professionals are respectful of a client’s budget and will create a plan around it, not over it.
  4. Use advanced search for professionals. The online world makes it easy to gather information about strangers. Ask friends, family and neighbors for referrals and then spend time researching that person online. Professional remodelers take their reputation seriously and hold credentials beyond licensing, such as certifications, memberships in trade associations and additional training. Look for examples of press coverage or involvement in industry presentations or events. Check online reviews and social media to see how they interact with past clients and peers.
  5. Ask the right questions. Time and cost are important, but getting the right information requires the right questions. Ask your professional remodeler about his educational background, training, specialties or past issues with clients. Ask about how the remodeling process will work.
  6. Verify your remodeler. Don’t take their word for it. Check the information given to you such as references, license numbers, insurance information and certifications by calling providers to verify. Request a visit to an active client’s jobsite. Make it known that you are checking on him—a true professional considers that as a positive sign to working with a homeowner.
  7. Review contracts word-by-word. A remodeling contract protects you and your remodeler. Homeowners should review this carefully. Professional remodelers have done this before, and know what should go in a contract. Homeowners are not as familiar with remodeling and should ask about terms if they don’t understand. Pay attention to details about change orders, payment, additional fees, timeline and responsibilities. If it’s not in the contract, it doesn’t exist.  
  8. Keep design in mind. Your design guides the entire project. Think about what you dislike about your current space and the intended use of the new space. Use Websites such as Pinterest.com and Houzz.com to gather design ideas. Make sure you can articulate specifically what you like about that design when talking to your designer. Professionals don’t recreate a photo—they incorporate accessibility, functionality, ease of modification, style and value into your design.
  9. Make your selections. Deciding on products and materials is a larger process than most imagine. With so many options to choose from, product selections are one of the primary reasons for project timelines to get extended. Base decisions on quality, function, price, style and availability. Include selections in the contract to lock down pricing and keep your budget intact.
  10. Create a communication plan. A common downfall in remodeling is lack of communication between homeowners and remodelers. Your remodeler should lay out a communication plan at the beginning of the project. If not, ask them to do so. This plan should clarify roles of everyone involved, communication methods, availability, and frequency of communication that is expected.

As an industry that struggles with a persistent negative perception of remodeling contractors, these tips serve both the industry and consumers in elevating real professionals from the pack.

The first step to hiring a professional is through NARI, whose members are vetted and approved by industry peers to ensure they live up to the professional standards that NARI sets. “NARI members are proud of their affiliation and commitment to professionalism, and it’s a reputation they work hard to protect,” Donnelly says.

Consumers may visit www.NARI.org to find a qualified professional who is a member of NARI or call NARI National at (847) 298-9200 and request a free copy of NARI’s brochure, “How to Select a Remodeling Professional.”

Click here to see an online version of this press release.

EDITOR’S NOTE: NARI can provide hi-res digital photos of award-winning projects to accompany your story. Contact NARI with your photo request at marketing@nari.org or ask for Morgan Zenner at (847) 298-9200.

# # #

About NARI: The National Association of the Remodeling Industry (NARI) is the only trade association dedicated solely to the remodeling industry.  The Association, which represents member companies nationwide—comprised of 63,000 remodeling contractors— is “The Voice of the Remodeling Industry.”™ To learn more about membership, visit www.NARI.org or contact national headquarters, based in Des Plaines, Ill., at (847) 298-9200.

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
Filed under: Articles 

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

Senior Citizens Can Have a Home Based Business by Irene Mori

June 3, 2013 by · Leave a Comment
Filed under: Articles 

In this day and age when more senior citizens are finding it difficult to manage with the retirement funds at their disposal, many are seeking outside employment after leaving the regular workforce. They may find themselves greeting customers at a Walmart store, helping people find products at Home Depot, or sweeping floors at a McDonald’s or another fast food restaurant. While it may seem sad to think of older people doing these seemingly menial jobs, some people enjoy the work as they earn a little money to help pay expenses. They feel some sense of fulfillment as they interact with other people in what might otherwise be a dreary life alone in some cases. Some seniors just like being able to get out of the house as they do something meaningful.

There are many seniors who may need extra money but who are reluctant to go to a retail or eating establishment to seek employment. These are the people who just might do well with a home based business of some kind. There are many types of work which people can do in the comfort of their own home without having to dress up, drive somewhere, and see people.

It is important that a person research the opportunity and try to make very sure that it is not a scam. Often it is difficult to tell the good from the bad, but it helps if someone can personally verify that the opportunity is real and that it is possible to earn money with it. There are too many scams which are taking away the hard earned money of senior citizens who may ill afford to lose it. Dishonest people with no scruples are preying on vulnerable older people.

Network marketing (also known as MLM or multi-level marketing) is an area in which some senior citizens, as well as all ages, are finding success. This is a business model which has been in existence for decades from the early days of giants like Amway. It is where people are supposed to help people and where they get paid on the efforts of others. It is a known fact that leveraging one’s efforts with the possibility of earning more is a more effective way of making money than simply being paid for only the efforts of yourself. This is the concept of network marketing.

There are perhaps hundreds of different MLM companies in existence. Some come into being and fall by the wayside quite quickly. Others have endured and become extremely successful. They sell all types of products with lotions and potions being very popular along with liquid nutritional supplements which are also plentiful in this area of business.

It is extremely easy to enter a network marketing company. It does not cost much to become involved. Regular purchases are required. Earning money at it is difficult, but it can be done. Finding success in anything does require hard work and dedication. Indeed, there are many senior citizens who are finding success in network marketing.

Check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income.

If you are interested in an opportunity in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Health Insurance for Senior Citizens – How to Get the Best Rate by Brian Stevens

May 31, 2013 by · Leave a Comment
Filed under: Articles 

As a senior citizen, you may find yourself in a health insurance crisis – no longer covered by an employer’s health insurance policy but needing health insurance more than you ever did before. Of course, Medicare covers some of your medical expenses, but how can you get the best rate on health insurance to cover the gaps Medicare leaves?

What Medicare Covers

Once you are 65 years old, you’re eligible to enroll in Medicare. Medicare can include several programs:

* Medicare Part A, which helps cover inpatient hospital care, nursing home care, hospice care, and some home health care. Most people pay for this coverage through taxes, so they do not pay a deductible or monthly premium.

* Medicare Part B, which helps cover doctors’ services, outpatient hospital care, medical equipment, physical and occupational therapy and some home health care. Most people pay an annual deductible and a monthly premium for this health plan.

* Medicare Part C, Medicare Advantage Plan, which offers you more choices among health plans and extends your benefits.

* Medicare Part D, prescription drug coverage.

In addition, you may need MediGap coverage, which is health insurance that covers what Medicare does not.

Affordable Health Insurance for Senior Citizens

As you can see, health insurance for senior citizens can be confusing. Fortunately, insurance comparison websites can help you gain a clear picture of what health insurance you need, as well as help you find that insurance at a reasonable rate.

All you need to do is go to an insurance comparison website and complete a simple form with information about yourself and your insurance needs. Once you submit the form, you will soon receive quotes for affordable health insurance from multiple A-rated insurance companies. And at the best insurance comparison websites, insurance professionals are standing by to talk with you and answer any health insurance questions you have. (See link below.)

Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get health insurance quotes for senior citizens from top-rated companies and see how much you can save. You can also get more insurance tips there.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on health insurance for senior citizens.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

Why Are Reverse Mortgages Important to Senior Citizens? by Craig Castle

May 30, 2013 by · Leave a Comment
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In Texas and many other parts of the country, senior citizens are being squeezed. They receive, on average, $965 per month in social security. And, while property taxes vary, a senior in many Texas cities with a home valued at $100,000 will pay more than $200 per month in property taxes alone. Add to that the high cost of necessities like health care, prescription medicine, utilities, and mortgage payments, and the financial picture can be very bleak. It’s no wonder that many seniors face foreclosure or tax liens on their homes.

“Reverse mortgages are important to Texas seniors because they allow them to obtain a loan against the equity in their home—often their single largest asset—without making monthly payments to repay that loan. That means that with a government-insured reverse mortgage, a senior will never lose his or her home to a bank simply because he or she could not make a payment,” said Craig Castle, a San Antonio reverse mortgage specialist for the past four years.

So why don’t more Texas seniors take advantage of this financial product?

Castle says that in his experience, seniors shy away from reverse mortgages for three reasons:
◾1. Fear
◾2. Bad advice
◾3. The availability of other, more well-advertised, loan products

“I have had many clients elect not to complete the reverse mortgage process because of fear,” Castle says. “Usually, the additional cash could have improved their lives significantly.”

Seniors’ fear is not unfounded. They are often the targets of scams and fraud. But, reverse mortgages have one important safe-guard built into them to protect even those who are uncomfortable making financial decisions. In order to obtain a government-insured reverse mortgage, a senior must have counseling by a HUD counselor with the local housing authority or the Consumer Credit Counseling Office. This unbiased person can help the senior determine whether a reverse mortgage makes sense for his or her individual situation.

And, sometimes well-meaning family and friends give bad advice.

“I have had ministers tell clients that they heard that you could lose your home with a reverse mortgage,” Castle said. “It isn’t true, but advice isn’t always based on facts.”

The availability of home equity loans also clouds the picture for many seniors. “Home equity loans can be appropriate for people who have an income, but they often spell disaster for seniors,” Castle said. “I talk to potential clients every week who tell me that they are having problems keeping up with their payments.”

“My experience has been that most home equity clients who are over 65 and have taken the maximum 80% of their home value will eventually lose their house—if they live at least 3-5 years beyond the date of loan origination,” Castle added.

With a reverse mortgage, the homeowner can access from 40-60% of the appraised value of their home, but the loan is not repaid until they die or leave the home permanently. Then the home is sold and the proceeds are used to repay the loan, with any remainder going to the owner’s estate.

To find out more about the benefits and requirements for a reverse mortgage, visit [http://www.SouthTexasReverseMortgage.com] and request the free Federal Trade Commission publication, Facts for Seniors about Reverse Mortgages. Or call Castle at 210-789-3685.

“Misinformation has prevented many seniors from getting a reverse mortgage when it would have provided them with greater financial stability—and peace of mind. That’s why I like to have the family involved and why I often spend several hours at my clients’ home explaining and re-explaining how a reverse mortgage works and how the various pay-out options can make their lives better,” Castle said.

Craig Castle is a Reverse Mortgage Specialist with Financial Freedom in San Antonio and the South Texas area. He holds a BA in Economics from the University of Missouri, is a former Licensed Stock Broker, and has worked with reverse mortgages for the past four years. He is also chairman of the Not Forgotten Coalition, a not-for-profit organization that provides services and advocacy for senior citizens in San Antonio. For more information, visit [http://www.SouthTexasReverseMortgage.com] or phone 210-789-3685.

Article Source: http://EzineArticles.com/?expert=Craig_Castle

The Amazon Kindle Fire Tablet Is Perfect for Senior Citizens on the Go by Amy B Sycamore

May 29, 2013 by · Leave a Comment
Filed under: Articles 

 

Whether seniors are enjoying time on the golf course, a cruise to the Bahamas, or just visiting the grandkids there are a lot of great new technologies on the market to make their lives easier. The new Amazon tablet known as the Kindle Fire can be ordered right now for $199.00, and ships to consumers November 15, 2011. Users will be able to watch movies, play games, listen to music using a vibrant color touch screen with an extra wide viewing angle. The 199.00 Kindle Fire can be used for web browsing, checking email, and reading books and magazines.

Just think of having all of that computing power in your pocket for only 199.00? Senior citizens can carry only one thin tablet around instead of stacks of heavy books. No more need for a bulky laptop on all of those trips, saving seniors from experiencing shoulder pain. With the easy to use interface seniors only need to touch the screen to surf the web, finally a tablet computer that is easy for the whole family to enjoy. The Amazon tablet weighs in at 14.6 ounces and has a super durable display screen that won’t scratch or break.

Just think of having every Agatha Christie book on one device! The Amazon Kindle Fire has an 8GB internal memory. That is enough for 80 apps, plus 10 movies or 800 songs or 6,000 books. You could have every Humphrey Bogart movie right there to watch on the plane. Many senior citizens are moving onto the Internet as a way to connect and share information with their kids, grandkids, and friends. With the baby boomers retiring soon, there is going to be a huge wave of seniors who have tech skills and the desire to own and operate the latest in technology whether it is a laptop, touch pad, smart phone, or camera. Seniors are moving onto Facebook, using Google, uploading pictures to Picasa and chatting with their friends on Skype or using Google chat. Now, for these seniors who are on the move, they can take all of their entertainment with them, on one small Kindle Fire!

Here are some tips to know if a tablet computer is right for you:

1) If you aren’t using your computer for word processing. Touch screens are not comfortable for typing unless you get an external plug in keyboard.

2) If portability is more important to you than functionality.

3) If you are a new computer user and want something that is easy to use instead of extremely powerful.

If you are interested in buying a new computer and want something cheap but powerful and extremely easy to use, think about the Amazon Kindle Fire. For more information on how to buy a Kindle Fire or for technical help, check your local seniors focused tech help company.

Amy B. Sycamore is a technology specialist who focuses on senior citizens. She works as a computer tech in Naples, Florida helping seniors get on the web.

Article Source: http://EzineArticles.com/?expert=Amy_B_Sycamore

Senior Citizens – Victims No More by Chris Bruno

May 28, 2013 by · Leave a Comment
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Violent crime against senior citizens used to be unthinkable. It was rare that a street thug would target an elderly person; however criminals of today have a totally different mindset. They prey upon those they perceive to be weak and an easy target and who will offer the least resistance. In the mind of a street thug, seniors fit this category. This alone is why you need to become informed, and do whatever you can to keep yourself from becoming a victim.

Oftentimes senior citizens are led to believe that they have somehow lost the ability to defend themselves against criminals and crime in general. This belief is totally false and in fact there are many quick and easy things seniors can do to defend themselves.

The first thing you should do is find a senior self defense class in your area. Many organizations provide these free of charge. Check with your local police department, YMCA or seniors club in your area. Many community organizations offer these classes free of charge.

Many seniors are opposed to carrying weapons of any kind. This is a thought process that needs to change. Pepper spray or a stun gun are ideal choices and offer a level of protection that will not only boost your confidence but actually allow you to survive an assault by temporarily incapacitating your attacker. Each of these weapons are extremely easy to operate and take just a few minutes to learn.

Because many seniors are so opposed to carrying something such as pepper spray, if you do use it, the attacker will be caught off guard and the element of surprise will buy you the critical time you need to get to a safe location and notify the police. The effects of either weapon are temporary and will not cause permanent injury.

If you are not willing to carry a traditional weapon consider using a cane if you have one. Swing the cane in an “X” pattern, targeting the knees, elbows and other bony parts of the attackers’ body. These strikes will be effective but in very temporary way. They will probably only distract an attacker, so a secondary plan is definitely needed. I would suggest a Personal Alarm. They are a very small discreet device that you can carry in a pocket, purse or on your belt that when activated sound a very loud ear piercing noise which causes your attacker to flee and forget about attacking you. Many alarms are equipped with flashing strobe lights and a few even contain hidden pepper spray giving you the best of both worlds.

Of course, the best way to defend yourself is to not allow yourself to become a victim in the first place. I know this may sound like an obvious statement but simply by adhering to a few easy to follow best practices you can greatly lower your chances of becoming a victim. When you are going out, try and keep jewelry hidden or simply wear it discreetly. Do not carry large amounts of cash. Remain aware of what is going on around you. If you see or even sense something bad, adjust your actions accordingly. Changing the direction you are walking is far easier than recovering from injuries you sustain in an attack.

Senior safety at home is a whole different ballgame but equally as important. Do not keep large sums of money at home. Consider using a debit card and having any monthly payments due you directly deposited into a bank account.

Do not divulge any personal information over the phone or in person. DO NOT withdraw any money from a bank account unless you are absolutely sure you know who you are giving it to. There are a huge number of scams out there and many target seniors. In fact many seniors are scammed out of their life savings simply because they felt sorry for someone or had their emotions preyed upon. If something seems too good to be true, it most definitely is.

When it comes to defending yourself, anyone can improve their abilities. All it takes is the desire to take a stand, educate yourself, and practice some of the techniques mentioned here. With your new found confidence and some practice you will already have done a great deal to lessen your chances of becoming a victim.

Chris Bruno is a retired police officer and contributing author to Safety Products Depot. His certification as a Pepper Spray [http://www.safetyproductsdepot.com/pepper-spray.html] Instructor gives him unique insight into the effectiveness of this defensive weapon. Chris is offering you a 10% discount off any purchase at [http://www.safetyproductsdepot.com] Visit the site now to claim your discount coupon.

Article Source: http://EzineArticles.com/?expert=Chris_Bruno

Multivitamins For Senior Citizens – Why Some Types Are Better Than Others by Michael Walters

May 18, 2013 by · Leave a Comment
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The effectiveness of multivitamins is due in large part to the fact that they  are targeted towards specific demographics. There are multivitamins just for the  elderly, for women and even specifically for men. The ones targeted towards  senior citizens in particularly raise questions.

It’s fairly simple – people think about multivitamins targeted at senior  citizens because those things seem like they’re inherently stronger. This is  because senior citizens require just a little more than everyone else.

There are other alternatives that have as much of a health kick as senior  multivitamins. Premium class supplements are just as strong, if not stronger  than senior multivitamins, so it’s an option.

Seniors, naturally, find themselves lacking in nutrition more than the young.  It’s important to keep yourself healthy during the golden years. Your comfort  could be drastically improved if you make sure that you enter those years as  healthily as you can manage.

Don’t get fooled by the name – there’s more to multivitamins than you’d  think. There are special ingredients that include resveratol as well as herbal  extracts that are unique to specific multivitamins that you should consider when  picking your multivitamin.

It can get confusing, but luckily the internet is here to help you out. I’ve  researched these things myself for the better part of the decade and believe me,  there’s enough information out there to help you become educated just like  me.

Your health is reliant on what things you give your body. Give it the  nutrition it deserves and it will treat you right. Scientists and doctors can’t  be wrong about it.

So many lives are lost because people don’t take care of themselves. Make  sure to buy the best multivitamins that you can find to make sure that you don’t  become just another statistic. Be a survivor and take the vitamins that you  need.

Read more of this author’s work on electronic topics like cheap computer speakers and computer speaker cable.

Article Source: http://EzineArticles.com/?expert=Michael_Walters

Health Insurance For Senior Citizens – Why Are They So Hard To Insure? by Zandra Jones

May 17, 2013 by · Leave a Comment
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Private health insurance for senior citizens is very hard to come by. As you get older, it becomes more prevalent that commercial insurance companies don’t want to cover older Americans. Since the creation of Medicare, there is no incentive to cover senior citizens because most buy into the Medicare system any way. Even though this may be true, there are still some older Americans who need to buy private health insurance. So let’s take a look at some of the main reasons why getting insurance for them can be difficult.

Your Age Is a Dominant Factor.

There are a number of reasons why senior citizens can’t get health coverage. For starters, a lot of health insurance companies look at your age. When people start getting over the age of 50, they are prone to have more illnesses, they see the doctor more often, and they might have more hospital stays. So the risks of insuring an older person far outweigh the benefits. We all age so why is this such an important factor?

The Cost Of Insuring An Older Person Is High.

Due to the fact that the elderly are prone to so many conditions and will need so much care, there are many companies who consider them to be a big risk. The average hospital stay of a person over the age of 50 is longer than some one in their 20’s and 30’s. Younger people heal and recover a lot quicker then older adults so their cost per treatment is less. Insurance companies know approximately how much they have to pay out for each age group and take all these things into consideration when pricing policies.

Pre-Existing Conditions are Not Insurable.

If you have a pre-existing condition like diabetes or high blood pressure, it is most of the time not insurable. May be with the new health care reform this will change. However, what does a pre-existing condition tell an insurance company? It tells them that you may not do a good job in taking care of yourself or you have bad eating habits. So why insure someone who could have possibly prevented such conditions by not drinking, not smoking, and not overeating. This may not be fair but insurance companies are in the business of making money for their investors.

Affordability May Be A Problem.

The last thing that you will find is that many times, senior citizens can’t afford the insurance. Even if they find a company willing to insure them, many are retired and are on a limited income. The cost of premiums alone can eat up any retirement check or pension income. Many have to choose between insurance or keeping a roof over their heads.

Getting health insurance for senior citizens is still a big problem for many. Many have never paid into the social security system and are not eligible for medicare and private insurance is way too expensive. Hopefully, the new health care reform will address many of these issues otherwise what options do these seniors have.

Getting good Health Insurance Information to stay update with the ever changing laws can be difficult. Visit www.healthbenefitstoday.com to get all the fact before you make a decision to purchase health insurance.

Article Source: http://EzineArticles.com/?expert=Zandra_Jones

Computing For Senior Citizens by Mike Stancik

May 16, 2013 by · Leave a Comment
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For many people, computing is a tool that allows folks to have a hobby either  directly, for example, by getting information from the internet or indirectly,  i.e. a person likes to cook and therefore visits the Food Channel on line for  recipes. What about computing for seniors? What can a senior do with a computer  and the internet?

First of all, who are senior citizens? Many people are confused by the term  “senior”. Very often we see advertisements saying, for example, “Over 55 senior  discount available”. Others may think of “seniors” as folks at retirement age  which technically would be 62 to 65 years old and some think of seniors as  living in retirement homes. For the sake of this article I’m going to consider  “seniors” as being age 50 and older (in part because one can join American  Association of Retired People at age 50).

For some at any age, using a computer is a frightening undertaking,  unfortunately. It is, therefore, not unreasonable to think that seniors would  have an even more difficult time understanding computers and computing. For  myself (I am 60) I have been involved with computers since the days of the  Commodore 64 (around 1980) and even owned a TRS 80 Color computer from Radio  Shack (with an amazing 16K of memory)! For me using a computer is not so  daunting – not the same for many others however.

The difference between today and years gone by is that modern computers have  so many more applications available than ever. During the 80’s the computer  allowed us to do simple word processing and fool around with spread sheet  calculations as well as game playing. The 90’s gave us the internet and that  changed the way we thought about the usefulness of computers forever. Today we  have cell phones with operating systems that give us the world in a package we  can hold in one hand. Computers are also somewhat easier to use today (not  always!) since many applications are graphically driven and operated with mouse  click

How does this apply to seniors and how can seniors take advantage of the  computer world today? Let’s look at what seniors have available to them through  computing.

Social Networking: Facebook, MySpace or just simple emailing  is out there. They cost nothing, can be fun and informative and can keep seniors  connected with people going back to their high school years.

Blogging: A great way for seniors to express their interests  and spread the word. A blog does not have to be public and can be a great way to  share information with family and friends.

Article Publishing: Article publishing for seniors? (Wait a  minute – didn’t I tell you that I was a senior?!?). Why not is my answer.  Seniors have a life full of knowledge and experience that can be shared over  cyber space.

These are just a few examples why seniors should be involved in computing and  why they should own a computer. I’m sure that there are more reasons than those  mentioned, but, for the sake of space of this article I’ll leave you with  those.

What kind of system would be good for a senior to own? For a suggestion  please visit my website at wesavemoney4u.com/buyers-guide/seniors/

The author, Mike Stancik, has been computing for over 25 years. He also has a  degree in Digital Electronics and has designed and built his website  [http://wesavemoney4u.com]

Article Source: http://EzineArticles.com/?expert=Mike_Stancik

Internet Safety For Senior Citizens by James Kirkwood

May 16, 2013 by · Leave a Comment
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Dishonest individuals scamming senior citizens out of their money appears to  be happening more often than ever before. Seniors are targeted most often by  criminals due to the fact that it can sometimes be easier to gain the trust of a  senior trust and also due to the fact older, retired people are more likely to  have some savings set aside and therefore become a more lucrative target. It can  be helpful to keep some of the following tips in mind to help you or your loved  ones who are older protected against scams and frauds, especially when shopping  or working online.

Todays seniors say that staying in touch with family members and friends  remains the main reason that they use the internet. According to recent research  by the American Association of Retired Persons, seniors are the segment of the  online community that is growing the most quickly. It is estimated that more  than 27.5 million senior citizens are using the internet today. These numbers  have risen significantly from about 10 years ago, when it was estimated that  just over 10 million seniors were online. Increasingly, these seniors are  putting their computers to use doing online shopping and banking, and people 55  and older are becoming quite a popular target for internet marketers.  Unfortunately, some of those marketers are actually criminals who are using the  internet to take money from unsuspecting victims. Because of the fact that the  internet is relatively new, these scams continue to grow and develop.

While almost all age groups have their own distinct vulnerabilities and risks  when making online transactions, seniors unfortunately seem to be at the  greatest risks for internet phishing scams. Many scam artists are tailoring  complex schemes specifically targeted to exploit internet users who are older.  Many of the online scams will target seniors with nearly unbelievable deals on  low-cost insurance and discount prescriptions. Scams will also often target  older internet users with documents that seem genuine such as phony ‘bank  notices’ and ‘final warnings’.

Just like in the ‘real world’, you should take care when revealing your date  of birth, social security number or credit card information over the internet.  Search for web addresses on one of the major search engines instead of clicking  links that you receive in e-mails. Then, use that address to contact the company  and inquire about the message you received. Once you have verified that you are  on a legitimate website, you can save that address in your broswer as a  ‘favorite’. You will then be able to return there again safely in the  future.

Senior  home safety begins with making yourself aware of today’s numerous scams. If  you would like to read more articles on how to keep senior citizens safe, please come and visit our  website.

Article Source: http://EzineArticles.com/?expert=James_Kirkwood

Senior Citizen Assisted Living Facilities by David Crumrine

May 15, 2013 by · Leave a Comment
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Assisted living is an alternative living arrangement for senior citizens requiring moderate elder care, including help with activities like eating, getting dressed, bathing, and using the bathroom as opposed to the more intensive care provided in nursing homes. This type of care serves as an intermediate between in home care for the elderly and the elder care provided by a nursing home. Facilities for this type of living may be in connection with retirement communities, nursing homes, home health care agencies, or complexes for senior citizens, or they may be separate facilities. This type of elder care is known by many names, such as residential care, board and care, congregate care, and personal care.

Assisted Living Facilities

When looking for an assisted living facility, you can usually expect to have your own room or apartment, provided meals, a staff of caregivers for support, and some or all of the following services:

  • housekeeping and laundry
  • security
  • recreational activities and exercise
  • transportation
  • guidance and monitoring of health care
  • reminders about or help taking medication
  • support with dressing, bathing, and eating

Choosing the Right Assisted Living Community

 

With these ideas in mind, it is important to choose the right facility for you. Each facility may have different ideologies of caring for the elderly, so not every facility may be a match for the kind of care and services you are looking for. When searching for elder care in an assisted living facility, there are a number of ways to determine whether a certain place will provide you with the comfort, security, and level of care you need:

  • Think about your future needs and determine whether the facility can provide the right kind of care for those needs.
  • Figure out whether the facility is near family, friends, and shopping centers or other businesses you’d like to walk to.
  • Are there admission and retention policies that do not allow people with severe cognitive impairments or physical disabilities to live there?
  • Is there a written statement of the philosophy of elder care of the facility, and do you agree with it?
  • Make more than one trip to each facility you are considering, sometimes unannounced.
  • Try to make some of those trips during mealtimes to check out the quality of food and service to the residents.
  • Take note of interactions between residents and those providing the elder care.
  • Ask whether each facility offers social, recreational, and spiritual activities based on your interests.
  • Talk to residents.
  • Find out what kind of training caregivers receive and how often they are trained.
  • Review state licensing reports.

Researching Assisted Living Centers

 

If you have concerns after performing some of the preceding suggestions-or if you would simply like to be thorough in your search-you may also wish to consider the following:

  • Call your state’s long-term care ombudsman as well as the local Better Business Bureau to ask about recently issued complaints against the facilities you are considering.
  • If a facility is connected to a nursing home or home health care agency, you may want to find out more its counterpart. You can find information about nursing homes on the Medicare website (www.medicare.gov/nhcompare/home.asp).

Assisted Living Financial Considerations for Seniors

 

Another aspect of assisted living facilities to consider is cost. Assisted living is generally less expensive than nursing home care, but more expensive the in home care for the elderly. The usual range is anywhere from $10,000 per year to over $50,000 per year, so it is important to know what you can afford and how much each facility costs. Another thing to know is that there may be fees not included in the basic rate. It will be helpful to figure out how much extra you will have to pay to live in a certain home.

Insurance may help cover some of these costs, but usually charges are covered primarily by the senior citizens who decide to live in these residences or family members responsible for their elder care. Some facilities also offer financial assistance programs, which you may want to inquire about.

Medicare does not cover the costs of these residences or the elder care provided there. Medicaid-the joint federal and state program that helps senior citizens and people with disabilities pay for health care when they are unable to afford it-may cover the service component of assisted living in certain states.

It is important to consider the different options in elder care. If cost is a concern, it may be helpful to consider in home care for senior citizens. This type of elder care may provide sufficient care for your needs in the comfort of your own home. If the degree of elder care provided by in home care or an assisted living facility does not meet your needs, consider a nursing home.

The Caring Space http://www.TheCaringSpace.com

David Crumrine at the Caring Space We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

Article Source: http://EzineArticles.com/?expert=David_Crumrine

Memory Strategies For Senior Citizens – What Technology Today Tells Us! by Carson Hill

May 15, 2013 by · Leave a Comment
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Memory loss, lack of brain clarity, or fear of memory loss is something  experienced by just about every aging adult or senior citizen today!

Facing these obstacle personally can cause a lot of panic, anxiety and  frustration.

Most aging adults think they are losing their ability to focus and remember  because their brain is just simply getting old but this is not totally the case!  In fact, contrary to popular belief, most of the beginning stages of brain fuzz  symptoms and memory loss issues have more to do with a lack of use than a lack  of youth!

As adults and seniors age, the demand to rely on their brain occurs less  frequently. When their brain is not challenged it does not expand and grow;  therefore their memory and ability to focus is not sharp! Their memories and  focus becomes dull.

The good news is that technology today strongly indicates that we can have a  dramatic effect on the capability of our brain as a result of how we treat  it!

Brain exercise and utilization of proper brain techniques can sharpen the  brain and even make it strong again! Regardless of age, proper brain function  techniques can literally re-grow the brain. Most people don’t realize that with  use, the brain does grow!

The brain is malleable. It’s almost like a piece of plastic that can be  shaped!

With proper stimulation and healthy activity, the brain creates neuron  connections. These connections can be compared to a tree that is growing more  branches.

With this knowledge, we can treat our brains like we would a muscle. As we  age, we can learn to keep our minds properly stimulated using specific  techniques. With proper brain stimulation, senior citizens can are in far more  control than has been thought possible. They can notice drastic effects and  exciting changes in their memory, focus and clarity both long term and short  term!

Now you have an understanding that you are directly impacting your mind  through the way you treat it. I’ve told you that your brain is malleable. I’ve  told you that it grows with use! I’ve also told you that your short term memory  and long term memory can be greatly affected by proper brain stimulation.

I’ve been studying the brain for the last five years. I am fascinated by the  brain and grateful to know that we have so many excellent options and resources  to benefit us in this day and age.

If you or someone you know personally has interest in improving their brain  function in their aging years, I would recommend they visit http://www.regrowmybrain.info. There you’ll find excellent  information with a fantastic program tailored specifically for senior citizens  and aging adults. This is the only brain fitness program I’ve found that tailors  to the older generations exclusively!  The material includes some bonus  information that has to do with Alzheimer’s understanding and coping. These are  great resources to have whether your are faced with that condition or not.

Also visit http://www.squidoo.com/memory-strategies-for-senior-citizens for a better summary of what I just discussed with visuals.

Article Source: http://EzineArticles.com/?expert=Carson_Hill

Government Grants For Senior Citizens – Specific Grants Set Up For the Elderly by Matthew Salvinger

May 15, 2013 by · Leave a Comment
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The government has grants set up to help every group of people in the  country, including senior citizens. In some cases these grants may be approved  to the senior citizens themselves, but the grants can also be awarded to people  who assist the citizens on a regular basis. Whether it’s medical research for  the elderly or increasing the safety of old folks homes there are grants that  will provide funding to those who need it.

Government grants for senior citizens will often go to organizations that  work with the elderly and charities that support senior citizen groups. These  organizations can be businesses or volunteer groups, as long as they work with  the elderly in some capacity. The grants can be used for special classes for  people over 65, providing cheaper medical services for the elderly, keeping  volunteer groups that run errands for disabled older adults funded, and just  about anything else an organization can think of to help the elderly  community.

Various websites have provided lists of where to find these government  grants. They have information on what government organization is funding the  grant, when the deadline for the grant application is, what the grant is  intended for, and how to apply for those specific grants. Anyone can apply for  government grants for senior citizens as long as they qualify for the grant. It  tends to be easier for individuals to go through organizations if they are  seeking grant money although individuals are permitted to apply also. Certain  grants for the elderly such as education grants and housing grants are simple to  get without the assistance of an agency. More information on who can apply for  these grants is available through government websites and some local government  agencies.

The US Government and private foundations award MILLIONS IN GRANTS to people just like you who are in need of  financial help. The best part is, most grants come with absolutely NO INTEREST!  Get More  Details

Article Source: http://EzineArticles.com/?expert=Matthew_Salvinger

Incremental Retirement – Sensible Advice For Senior Citizens by Jerry Elrod

May 15, 2013 by · Leave a Comment
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Many senior citizens just won’t retire. They are ambitiously alive. They stay  busy. They love what they do. They are not putting off retirement because of  economic issues. They either own their business or are in a situation in which  their business gives them so much permission that the business can do quite well  without them. That is, of course, a fortunate place to be. They are in  incremental retirement. They are doing it in stages. For the most part, they  don’t keep rigid or strict hours. They are fully aware of what’s going on in  their business or their lives, but they don’t obsess over it. An acquaintance  is, at 70, building a new office and expanding his business. It is not to “make  more money” for himself. He gives it all away to his family and causes he  believes in.

Another person travels a great deal, sometime in a humongous motor home. He  is quite well off, but he chases around Texas doing what he does for his  business.

Still another is a retired judge, but still a practicing lawyer. He and his  spouse spend enormous time enjoying themselves with frequent travel forays and  maintain an elegant antebellum home in East Texas. When home, he still keeps a  busy roster of clients.

Incremental Retirement, whether continuing to pursue business or professional  interests, is a healthy way to retire. It doesn’t have to happen all at once.  One need not surrender the things of ones previous life all at once. Keeping up  with events and excitement in ones “career” world is a healthy way to stimulate  body, mind and soul.

Incremental Retirement means you may do it on your own terms. You can plan to  have a three-month hiatus, while the wheels keep turning. You can generate new  excitement and energy for living. You can even expand your career interests in  ways that will provide further for family, charity, a foundation, and a life of  absolute satisfaction.

So, look at Incremental Retirement, if you are fortunate like many senior  citizens, which may round out your life in enormously gratifying ways.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Senior Dating, Senior Centers, and Senior Citizen Services by J.J. Nielson

May 14, 2013 by · Leave a Comment
Filed under: Articles 

Are you an active senior adult looking for interesting and fun things to  spice up  your retirement living? There are many resources available to  guide you.  If you are a  widowed or single older adult, there are several  ways for you to meet potential  partners with senior matchmaking. There are  even special senior dating online  websites where you can chat with other  single adults that share your interests. If  you are looking for regular  outings or guided tours or vacations, there is probably a  senior center near you that offers all sorts of activities from art to bingo to church outings.

You might not be aware that there are a lot of senior citizen services  available to  you, free of charge. Many city governments have special  elderly care departments  and services such as paratransit and other  activities in the community. You may want  to attend a senior dating dance  or social if you are a single adult or widow. There  are also plenty of day  trips to museums or movies, art classes, reading and book  clubs, bible  study, and more available at your local senior center. You will be  amazed at all of the fun activities that are available to you as a senior, and some for low-cost or even free!

We understand that there are a lot of things to think about during  retirement. Some  of the thigs you will be thinking about when considering  your senior citizen services  are will and estate planning, health care  planning, life insurance planning, and home  care or assisted living  planning. Just because you are older than 65 does not mean  that you can’t  continue to have fun and enjoy your life! With so many social activities   such as senior dating online, elderly day trips or vacation packages, and  more, you  will never grow bored and you can have a very active retirement!  Visit your local  senior center for more information on what is available in  your neighborhood.

For more information on Senior Living,  visit our Senior Care Resource Center  at:

Best Senior Care Online

J.J. Nielson is a successful internet publisher and author.

Article Source: http://EzineArticles.com/?expert=J.J._Nielson

Mobile Carwash; Senior Citizens and Mobile Homes by Lance Winslow

May 14, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens are generally not a large marketing segment for mobile  detailers or car washers, however, they should not be ignored.  You will find in  a near by area a seniors-only mobile home park.  You will also find square dance  clubs and senior centers.  All of these places can be extremely good places to  look for new business.  If you want to accelerate word of mouth advertising, you  should meet with people in these groups.  Wash cars at senior centers while they  play cards.  Hand out flyers, etc.

In mobile home parks you should hand out flyers and put flyers on bulletin  boards in the recreation rooms.  If you wash one mobile home in a mobile home  park, the word of mouth will spread the news of your service like wildfire.   Next thing you know, you’ll be washing every mobile home in the place.   Sometimes a simple visit to the park’s manager who usually lives on-site is  enough to get the ball rolling.

Many senior citizens belong to groups like: veteran’s groups, AARP, Masonic  Lodges, temples, churches, senior volunteer programs, Shriners Clubs, garden  clubs, sewing clubs, antique auto clubs, Audubon Society, arts councils and  various political groups. Many of the more affluent seniors play golf and many  of the local courses have senior discount days where you can meet the senior  crowd.  They are usually members of well-known local clubs and organizations;  great for word of mouth networking.  Many times they will have their cars washed  while golfing.  Usually most municipal or older golf courses have senior day  discounts once per week.  Some seniors simply use the driving range during  senior day.  This is good as it provides good turn over in the parking lot.   Every hour new golfers come to hit balls.

Square dances are very popular amongst the older crowd.  A city with a  population of over 50,000 could have as many as four to five groups.  Each group  may have a membership of fifteen to one hundred people.

Any city or community worth its salt has a senior center.  It is imperative  to develop a good working relationship with the program director.  She (usually  a she) is in contact with all senior groups, activities, field trips and such.   Senior centers usually have racks of pamphlets near their entrance with  interesting information, schedules of upcoming events and lists of names, phone  numbers and addresses of the board of directors of various non-profit  organizations throughout the area.  You will be amazed at the incredible network  seniors have and how fast word of mouth information spreads.  Many seniors are  involved in more than one group or activity.  You may be at a bridge club  meeting washing cars one day and the next day you will get called by the  instructor at the square dance club.  Then the following day you wash cars for a  political action committee while volunteers stuff envelopes.  This can go on day  after day.  You can significantly speed up the word of mouth advertising with  this segment by showing up at various senior centers.

You must also remember that negative word of mouth topics permeate from these  groups too.  Don’t let this happen to you.  Spend an extra minute or two with  each senior customer.  Ask them if they wouldn’t mind giving two or three flyers  to their very best friends.  Usually they will.  Get to know each senior  customers by name; you’ll be glad you did.  Name dropping amongst seniors is  great, a they value relationships with friends with much higher regard than the  younger crowd does.  They will try to help you by offering advise about how you  might attain more business and places you might go to.  Acknowledge these  tidbits even if you think they are ridiculous.  It is sometimes the ridiculous  things that bring you to a new idea.  Even if you don’t want any new business,  listen anyway. Many of the greatest ideas we ever go to help our company  innovate came from talking with seniors with a slightly different perspective  than today’s rat race.

Accept all tips from seniors even if you think they can’t afford it.  This is  one of the greatest compliments they can give you.  It means they accept you.   This is not an easy thing for a senior to do, especially since younger  generations constantly fail to even acknowledge their existence and fail to meet  their work ethic expectations.  The gap has been widened before you got there  and it is your job to close the gap.  By uniting the seniors and your company  and uniting the kids of the multitude of fundraising groups you help, you can  unite the entire community.  You can be something everyone can talk about.   Grandparents and grandkids can all talk about your company.

Too get information on car wash fundraisers, search Google; “car wash  fundraisers”

“Lance Winslow” – Online Think  Tank forum board. If you have innovative thoughts and unique perspectives,  come think with Lance; www.WorldThinkTank.net/. Lance is an online writer in  retirement.

Article Source: http://EzineArticles.com/?expert=Lance_Winslow

Keeping Senior Citizens Active by Matthew G Young

May 14, 2013 by · Leave a Comment
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Just like anyone else, senior citizens like to stay active. Having a list of activities for your elderly relatives to do will keep them active and alert. Both mental and physical stimulation are proven to be healthy for senior citizens, it’s only a matter of finding the activities that they enjoy the most. This goes for any activity; make sure they are happy with the choice they have made. It’s never too late to switch activities if they become frustrated or unhappy.

Crafts, puzzles, and board games are a good place to start. Crafts especially allow for mental exercise and abstract thinking and they will have created something-with or without your help-that they can be proud of. Whether it is a painting, a drawing, a collage, or something more difficult like a sculpture, both they and their families will love the final product. What’s more, art can be therapeutic, especially for folks with Alzheimer’s.

Cooking is another activity with a great final product. Who doesn’t love eating freshly baked bread, or home-made candies? With a little encouragement, the senior citizen under your care can even go on to having meals ready for their family when they get home. The important thing here is that they are keeping active and stimulating their brain cells. This is a great way to preserve memory in older folks.

Physical exercise requires a bit of caution. While it is true that a daily jog can help with mood and memory, this is not really an option for most senior citizens. Finding alternative ways to exercise can be a great way to keep them feeling and thinking young. Start with their interests. If the person you care for is a fan of watching professional bowling on television, take them to the local bowling alley. Make sure that they use the lighter balls at first, though, as this will reduce the risk of injury. Start small and then see how things go. You want to make sure that the person under your care is enjoying themselves while they get their exercise. Otherwise, they will begin to dread your visits-this will only hinder the progress you hope to make.

Finally, you can consider storytelling. Everyone has a great life story to tell, especially senior citizens. Whether they want a written record of their lives to preserve for future generations, or just want to tell you some stories from their childhood, this activity is a great stimulator as it requires folks under your care to search their brains for memories. If they can’t remember actual events from their lives, fiction is okay too. Every day you can together come up with a short, interesting, story. Whether you want to write it down or not is up to you and those under your care. Either way, telling a story requires brain activity that might otherwise go unaccounted for.

Visit Paradise In Home Care to get more information.

Article Source: http://EzineArticles.com/?expert=Matthew_G_Young

Medicare Supplemental Insurance Plans for Senior Citizens by Brant Reed

May 11, 2013 by · Leave a Comment
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For senior citizens, having medical coverage through the federal government’s  Medicare program is literally a lifesaver. Many of these senior citizens would  not be able to afford the basic medical care that they need without Medicare.  This social insurance program allows them to stay healthy and enjoy a longer  life than they might otherwise enjoy without the assistance of Medicare. But as  great as the program is, it’s only designed to cover the basic insurance needs  of our nation’s elderly. That’s why the option of being able to purchase a  Medicare supplemental insurance plan is so key to the health and well-being of  American senior citizens.

A Medicare supplemental insurance plan is designed to cover holes and gaps in  basic Medicare coverage. Since most senior citizens are beginning to deal with  aging-related issues by the time they turn sixty-five years of age and are  eligible for Medicare, most of them need more than just the basic coverage  offered by Medicare. This means that left with only Medicare coverage, most of  these senior citizens will be left with inadequate coverage, which they may not  realize until they suffer a health emergency and realize that they can’t afford  the care that they need.

While Medicare is federally subsidized, Medicare supplemental insurance is  administered by the state governments and is sold by private insurance  companies. If you’re interested in purchasing a Medicare supplemental insurance  plan, first make sure that you understand the Medicare regulations in your  state. You don’t want to settle on a plan only to find that it’s not available  in your state. And be sure to shop around. You won’t get the best price if you  don’t take the time to get at least three price quotes from different companies  to compare and see what deals are available to you.

If the task of researching Medicare supplemental insurance seems too daunting  to tackle on your own, you’re not alone in feeling overwhelmed. That is why so  many quality insurance brokers are able to stay in business. They make it their  aim to understand not only the different Medicare supplements that are available  through different insurance companies, but also to understand the needs of the  senior citizens in their area so that they can recommend the best insurance  products to their clients. With the help of a good agent and a basic  understanding of the Medicare supplement, you’re sure to be able to get the  coverage you need.

Medicare Supplements for you will find and compare the best options for your  Medicare Supplemental Insurance needs.  You can make an  informed decision after perusing the information we provide you.  Did you  know you can cut costs and continue to see your preferred doctors?

Article Source: http://EzineArticles.com/?expert=Brant_Reed

 

Death is Not My Next Goal – More Advice For Senior Citizens by Jerry Elrod

May 8, 2013 by · Leave a Comment
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Aging is a phenomenon which introduces all kinds of subjects and issues we  would rather leave alone. Many senior citizens (and others) are timid and  reluctant to broach the subject of death, being ready for it, making necessary  practical plans and decisions and even admitting to its very likelihood.

Death, however, will happen to each of us, whether we admit, like it, deal  with it or not. Thus, the question, why the hesitance? Discussing death does not  speed its coming, nor prevent its happening.

Recent studies have shown that in the United States male longevity for a 70  year old male today will likely extend to 83.2 years. A female, aged 70, will  likely live to 85.8. These statistics come from the Center for Disease Control  and Prevention.

Depending on where you are on that scale, the news may be either good or not  so good. There is a story making the rounds of a person who said, “I wouldn’t  want to live to be 90,” to which his listening friend allowed: “You must not be  89.”

Dear Seniors, do not make Death your next goal, but remember, Denial is not a  river in Egypt. There is room for some in-between choices here, in-between  denial and talking openly and comfortably about death. If you don’t talk about  it, or if you try to ignore its reality, you just create more problems. You make  it something like the huge elephant in the room. Something unknown that is to be  feared. It’s not an elephant… it’s just death, something that will happen to  each of us. And talking about it doesn’t make it happen sooner. Most of us  simply are not in control of when or how we die.

In order for Death to be removed from your list of life goals, it is not  necessary to pretend it isn’t going to happen to you.

In addition to the practical issues of seeing a doctor and participating in  appropriate care disciplines, there are other dynamics surrounding the “D” issue  that need our attention.

  1. Spend time with your significant other and/or family looking at the issues  surrounding death and how they will be managed as necessity and wise assessment  of conditions indicate.
  2. Lay it all out. Do not skirt issues. Be courageous in opening those matters  about which some will find discomfort and even embarrassment. Dealing with it  now is better than delaying. Delay will create considerably more discomfort and  likely more disagreement within the family.
  3. Go so far as to talk about what a memorial or funeral service would look  like. Put it down in a record. Date it. Change it if necessary.
  4. Open up issues like traditional burial or cremation and scattering of ashes.  Deal with economic issues.
  5. If more comfortable, invite a professional, a pastor or other who would not  impose judgment, but allow for wide ranging issues to be exposed and  addressed.
  6. Maybe, make a group list of the issues that really would be helpful to  discuss. Have Kleenex handy for those who will, naturally, have some emotional  moments.
  7. If/when some anecdotal stories are told, have someone write them down for  recall when the time comes for a celebration of life.
  8. While death is not our next goal, this exercise will begin to put it in its  place.

 

Remember the maximum life expectancy in Sweden in the 1860’s was 101. It is  now 108. And, by the way, 70% of the increase is attributed to death rates above  70. Given optimal genes and good medical care, no one, so far, has lived beyond  123. The good news is you and I have about a 1 in 2 billion chance to live to  120.

Death is not a goal, There is an old song which Virginia slaves used to sing  at funerals: “Come down, death, right easy.” For let that be our song, senior  citizens and all.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Marketing to Senior Citizens – Assume Nothing! by Marte Cliff

May 3, 2013 by · Leave a Comment
Filed under: Articles 

Once upon a time, senior citizens were old people. They were assumed to be  suffering from ill health and in need of care. They sold their homes so they  could move in with children or move to a care facility. Not any more.

Now senior citizens exhibit the same variety of health and fitness as  people much younger. In fact, those who have actively taken care of  themselves are probably more fit than those in their teens and 20’s who shun  exercise and live on junk food.

So, assume nothing, because senior citizens come in many varieties,  with many different goals.

Many choose to remain in their homes, while others want a change of scenery.  But even those want to sell have different reasons.

Some want to get away from excessive maintenance chores. They’ll  choose a smaller home with a smaller yard – or perhaps a condo. They may be in  failing health, but don’t assume so. They may just want to pursue hobbies or  take up volunteer work or be free to travel. Many have something they want to do  that they couldn’t do before, and they don’t want to be tied down by a high  maintenance home.

Others want to find a new home with a large yard, or even acreage, so  they can take up gardening or buy a horse or raise dogs.

Some just want to get away! They’ll sell the old homestead and move  into a motor home so they can see the places they’ve been dreaming about for all  those years when they were tied to work.

Some want to move to a more temperate climate – they’re tired of the  cold and snow and want to get outdoors and play all year. Some have always  dreamed of living on a lake or in the mountains or on the desert. Some wanted to  get away to a small town with a slower pace – or to move to a city with opera  houses and art galleries and the theater. But until now, they were stuck because  they were afraid to move away from their work. Now they can go where they  want.

Of course, there still are those seniors who are selling because they do need  to move in with the kids or to an assisted living facility.

Your job as an agent is to not assume anything. If you want  to sort your lists, set up a capture on your website with information about  downsizing to a smaller home, and a separate capture with information about  transitioning to assisted living. You could even have different pages on your  site – just like you might have different pages and different information for  first time buyers and move-up buyers.

When you get a call to list a home for a senior citizen, go with no pre-set  ideas. Wait and talk to the homeowner before you try to anticipate just what  kind of assistance they need. Otherwise, you’ll risk alienating a new client  before you get a chance to show your stuff!

Marte Cliff is a Freelance Copywriter who specializes in writing for real  estate and related industries.

She’ll help you with one letter, or an entire marketing plan. For Real Estate  agents and brokers who are ready to get full value from their websites, she’ll  be happy to put together an entire package – from the web copy to the lead  generation packages that make an agent’s phone ring.

For busy agents on a budget, Marte offers pre-written letter sets for use in  postal mail or in e-mail continuity campaigns. The current selection includes  letters for FSBO’s, Expired Listings, Short Sale sellers, First Time Buyers, and  a set for new agents to send to buyers. Read what’s included in these sets by  visiting http://www.copybymarte.com/pro/prospecting.html

Marte’s weekly ezine for real estate professionals offers tips and hints for  building a successful business. To subscribe, and to see other resources  available for real estate sales professionals, visit her at http://www.copybymarte.com

Article Source: http://EzineArticles.com/?expert=Marte_Cliff

 

Online Dating For Senior Citizens – Tips For Safety and Success by David Kamau

May 2, 2013 by · Leave a Comment
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How things have changed. There was a time that when dating over 50, leave  alone senior dating, was virtually unheard of. Now it is acceptable for seniors  to date and have fun. This article will offer tips on safe online dating for  senior citizens.

Now, at 50 you may not consider yourself a senior citizen. You may even  consider yourself “young”. There is nothing wrong with that, and it is actually  a healthy attitude. This article address singles over 50 because this is the  cut-off of most dating sites for older singles.

It was Jeanne Moreau that said “Age does not protect you from love. But love,  to some extent, protects you from age.” Well said, but we could say “love and  fun, to some extent, protects you from age”. With online dating for senior  citizens you get both; love and fun.

The first thing in senior online dating is mental preparedness: make sure you  are ready to date. And be ready to have fun.

Next, sign up with a good and reputable dating site. While general dating  sites are okay, it is better to go with an age-appropriate site (unless, of  course, you’re looking for young blood, subject for another article).

Having recognized the need for senior singles to meet each other, dating  services for older singles are now available. And they are bursting with  activity.

The advantage of signing up with a senior online dating service is that you  will not have to worry about competition from younger folks. You also know for  sure that everybody on that site is single and available.

And while you are at it, it would be advisable to avoid free dating sites.  Why? One word: safety.

You see, older singles are a favorite target for crooks and scam artists. The  presumption, right or wrong, is that an older single is typically desperate and  vulnerable. Scam artists like to post fake profiles on free sites, using stolen  photographs.

Once contact has been established, they will tell everything you want to hear  and the next thing you know you are minus a good chunk of money, and sometimes  worse.

This is not to say that paid dating sites are 100 percent safe: even your  local place of worship could not make such a claim. But with a paid site, the  paper trail left by use of a credit card means that a member can be traced  unless, of course, the credit card is a stolen one.

Avoid giving out personal information too soon. If someone starts asking lots  of personal questions, such as your mailing address, place of work and the like,  consider this a red flag and cut off all communication with that person.

Also to be on the lookout for is someone who suddenly starts having all kinds  of problems that require money. This includes claims of being stuck overseas or  suddenly falling ill.

The size and quality of a dating service also matters. While there a new  dating sites that are good – even the oldest one was new at one time – it is  safer to go with an older dating site. You can be assured that if a dating  service has been around for a while, it is doing something right.

Next, to increase your chances of finding love online you should sign up with  the right senior dating service. Find reputable senior dating sites with free trials and choose the right one  for you. David Kamau offers dating service reviews at his website and blog.

Article Source: http://EzineArticles.com/?expert=David_Kamau

 

Know More About Short Term Health Insurance Plans For Senior Citizens by John D. Edwards

May 2, 2013 by · Leave a Comment
Filed under: Articles 

Short term insurance has become very popular over the recent years as it is a  cheaper and affordable insurance option for many people. When it comes to  insurance polices there are many to choose from. There are companies that  provide a host of insurance policies and at times it is difficult to choose the  ideal one for you. For people over 65 years of age it becomes even more  difficult because they are not aware of the right plans for themselves and they  fear the amount of premium that they need to pay as the amount for insurance  policy increases with age. If you are over 65 years this may sound depressing  for you however the good news is that there are many short term health insurance  plans that are offered by insurance companies for their benefit and welfare.

The above insurance companies offer the best policies that are less expensive  for them. These companies have two sets of health insurance policies that are  available for people under 65 and the next set for people over 65. The insurance  policies that have been framed for senior citizens by Medicare are short term  insurance policies that have been targeted for the welfare of these citizens.  There are certain cholesterol levels, blood pressure, family history, height,  weight and other considerations that are taken into account for these citizens.  In fact, the above policy considerations are more liberal than the ones that are  made for younger adults. These citizens can reap the benefits of short term  health insurance polices that have been made keeping their needs in mind.

The term insurance policy intended for senior citizens offer the best rates  and helps them save significant money. The short term insurance is also called a  temporary insurance that provides health insurance for a limited period only.  The time period can be as short as a month and can also go up to 6 to 12 months  as well. The term health insurance works in the same way as the long term health  insurance. The coverage between the two is different and in the case of the  former the person gets a health card that will possess limits and the  deductibles on the services of the policy. Such a short term insurance policy  provides you with the advantages of an insurance against accidents and illnesses  only for a limited period.

The short term health insurance plan for senior citizens do not contain  pre-existing conditions and preventive care. The pre-existing condition is a  medical problem that a person suffers from before he or she goes into insurance.  These short term health insurance plans are specially designed to provide  protection against major health problems that a senior citizen faces.

Thus, from the above it is evident that the above short term health insurance  have been specially designed for the purpose of senior citizens and they can  avail all the benefits and the advantages of the polices that have been offered  to them with ease.

Are you looking for low cost short term health insurance? Visit http://www.short-termhealthinsurance.com today  for more information!

Article Source: http://EzineArticles.com/?expert=John_D._Edwards

 

Senior Citizen Abuse by Jessie Penn

May 2, 2013 by · Leave a Comment
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News headlines report of senior citizen abuse, most everyday. Long gone are  the values and moralities of our grandparent’s generation. Time was when a  handshake, or your word was all that was necessary to honor commitments. Gone  are the days on an unlocked house, open windows, or sitting out back alone.

The elderly in today’s society can, unfortunately, encounter many traumatic  events for no cause of their own. Predators watch and learn learn an old  person’s schedule, like, when they leave their homes and when they are likely to  return, what times they get up or go to bed, and if they are handicapped or ill  by the comings and goings of a visiting nurse.

Many in the society of today appear to have lost all respect for other  people’s property. It seems these people are without limits, with nothing more  important than self-serving tactics. Who cares if an old person is lonely, in  pain, or needs assistance?

Many times, the media tells us about a kid that brutally beat elderly  parents, grandparents, or elderly strangers. Without any motivation, other than  pursuing what they want, senior citizens can become their prey. And, if they  want something you have in your home, you could be their next victim.

But, not all attackers are strangers, and the elderly person might not be  beaten, robbed, or brutally murdered by the hands of an unknown person.  Sometimes, the attacker is a family member, relative, or friend.

When elderly people are attacked or threatened, how are they to protect  themselves? Many don’t possess the strength or agility to fight back or run.  They can fall down stairs, against door jams, or be trapped in a wheelchair.  Many times they do not understand what or why this is happening to them, because  the person doing them harm is someone they trusted.

Perhaps a friend or relative lives in the senior citizen’s home to provide  assistance and/or companionship. This person might get angry because they don’t  want the responsibility of caring for an older person. Perhaps they feel as if  their freedom has been taken from them. If the elderly person has adequate  finances, the one that is supposed to be looking out for the well-being of the  senior begins to feel that they should be compensated or rewarded  excessively.

An elderly person who refuses to give money or sign over their property,  risks being violently attacked by a family member or friend. It could be an  adult son or daughter, grandson or granddaughter, or a friend. Most elderly  people hesitate to report abuse from a relative or friend. Many are in failing  health, and don’t know who to turn to for help. Or, perhaps, they fear the  attacker will retaliate and things will get much worse, if they report the  abuse.

Aging can be a lonely and painful experience. Some senior citizens were  attacked and left alone to endure the pain and shame. Many could not get to  their phone to call for help. But, if they would have had an emergency alarm,  the help they needed could have been summoned.

A small device, disguised as a pendant or wristwatch can save lives,  literally. There is no need to get to a phone. Help and assistance is no further  away than the end of the finger. As easy as pushing a button on the device calls  an emergency operator, and help can be on the way.

Many times, long-term injuries or death can be the result of not being able  to get the care when it is needed. A personal security device can provide peace  of mind, and is a true friend in need. Senior citizens can live independently  knowing they have the ability to get help whenever they need.

Get free information to protect your loved ones when a medical emergency or  security treat happens. Go to http://personalsecuritydevices.walkinsarewelcome.com

Article Source: http://EzineArticles.com/?expert=Jessie_Penn

 

IRS Back Tax Prevention Tips For Senior Citizens by Roni Deutch

May 2, 2013 by · Leave a Comment
Filed under: Articles 

Make Work Pay Credit While the “making work pay” credit proposes it will  cut taxes for 95% of families, there is an interesting loophole for senior  citizens, which is causing some to end up with unforeseen back tax liabilities.  According to the law, non-working senior citizens-in addition to retired  railroad workers and disabled veterans-cannot claim the full credit. The problem  is that the credit automatically adds 6.25% of earned income to taxpayer’s  paychecks. Therefore, if you are a senior citizen who does not qualify for the  full credit, then you will need to make sure to change your withholdings to  prevent owing a tax debt at the end of the year.

Taxes on Social Security income The IRS has specific guidelines to follow  when deciding whether you social security payments are taxable. Accidentally  overpaying is okay, but if you make the mistake not to pay taxes on your social  security benefits, then it could lead to IRS underpayment fines. These  additional penalties, on top of the already owed taxes, can be difficult for  struggling seniors to pay come tax time. Next time you receive a check from  Social Security, be sure to check the benefit statement to see if you are having  any taxes withheld. If you did not have any taxes withheld on social security  and you have other sources of income, you may be creating for yourself an  underwithholding problem come next tax season. To ensure that you are not  creating an underwithholding problem, you should seek the advice of a tax  professional. The tax professional can review your financial situation to  determine whether you need to up your withholding to cover your expected tax  liability.

Pension When receiving pensions, you may have a hard time deciding how  much to withhold, or if you want or need to withhold anything at all. Whether  you should have taxes withheld from your pension payments depends on your filing  status, number of dependents, personal exemptions, additional sources of income,  and the amount of retirement payments you receive. If you do need to pay taxes,  you need to figure how much to withhold. Withholding too much is not a good idea  as you may end up giving the IRS an interest free loan. However, not withholding  enough can result in hard-to-estimate taxes at the end of the year, which could  lead to back taxes, penalties, and interest if you are not careful.

Be Aware of Deductions & Credits When preparing your income tax  return, it is essential that you take advantage all eligible deductions and  credits since they will help to lower your total tax liability. Remember, the  IRS has set up a number of deductions and credits directly targeting senior  citizen taxpayers. To learn more about tax tips for seniors, check out this  article on the RDTC.com blog.

Early Distributions If you are under 60 years old and need to take an  early distribution from a retirement account, then be forewarned that you will  likely have to pay an additional 10% tax on the funds withdrawn. However, the  tax does not apply to funds from Roth IRAs, and there are various other  exceptions to the tax. To learn more, check out the IRS’ list of the top ten  facts about taking early distributions from retirement plans.

Accurate Tax Information The best way to prevent unnecessary tax debts  before they occur is to have your returns accurately prepared by a qualified  professional. There are several community service programs devoted to helping  senior citizens with tax preparation, and the IRS has also set up a free  tax-counseling program to provide financial and tax planning advice to seniors  all year long.

The Tax Lady Roni  Deutch and her law firm Roni Lynn Deutch, A Professional Tax Corporation  have been helping taxpayers across the nation find IRS tax relief for over  seventeen years. The firm has experienced tax lawyers who can fight IRS tax liens on your behalf.

Article Source: http://EzineArticles.com/?expert=Roni_Deutch

 

Tips for Staying Safe As a Senior Citizen by Mark Mahaffey

April 30, 2013 by · Leave a Comment
Filed under: Articles 

When it comes to staying safe, senior citizens have special  concerns.

Although research has shown that the risk of being a victim of a physical  assault crime decreases as you age, the risk of other kinds of crime continues  and even intensifies.

Senior citizens are just as likely as the rest of the population to have  their homes broken into, but they are at higher risk for financial crimes. To  criminals, they appear more vulnerable and defenseless. And since the elderly  are often well-off financially, they are a target for crimes involving money  scams.

Further, the elderly grew up during decades when it was proper to be polite  and trusting. This makes them less likely to be rude during a phone conversation  or face-to-face meeting with a con artist. The con artist will keep pushing, and  the elderly victim may just ‘give in.’

Financial crimes are devastating for anyone, but especially so for senior  citizens. They not only feel afraid, but may begin to question their own ability  to handle their own affairs. For an aging person already trying to hold on to  independence as long as possible, this can be emotionally terrifying.

If you are a senior citizen, or have a loved one who is elderly, there are  some steps you can take to keep yourself or your loved one protected. You don’t  have to wait for crime to happen to you: be proactive and make sure you stay  safe.

Secure your home.

A home alarm system is a great deterrent to would-be burglars. Motion  detectors, automatic lights, and a security system with 24-hour monitoring will  significantly decrease the likelihood of a home invasion.

For even more peace of mind, your monitoring service can respond to medical  emergencies as well. And you may even qualify for a senior citizen discount.

Here is a check list of home safety tips for senior citizens:

• Check the locks on all doors and windows to make sure they are secure.

• Trim tall bushes that are up close to the house to eliminate hiding  places.

• Be sure your house number is painted brightly so emergency help can find  you quickly, should you need them.

• Don’t hide keys under mats or pots. Instead, ask a trusted neighbor to keep  your extra key.

• Don’t keep extra cash in your house. It is better to keep it in the bank or  in a safe deposit box.

• Post security signs around your house to let the burglars know you are  protected.

Be smart about financial scams

Senior citizens are susceptible to con artists at the door or over the phone.  These con artists know that the elderly are interested in products promising  anti-cancer benefits or improved memory. Older adults are also less likely to  report fraud, because they don’t know who to call to report.

Here are some tips to stay safe:

• Never allow any unexpected visitor into your home.

• Install peepholes in your doors.

• Do not give out identifying information over the phone such as social  security numbers and account numbers.

• Do not do business with door-to-door salespeople of any kind.

• Know who your neighbors are and try to join a neighborhood watch for added  security.

• Never click on a link to a financial institution in an email. Instead,  manually type the URL into the address bar.

Stay safe away from home

To reduce the risk of being robbed while away from home, follow these safety  precautions:

• Never carry more cash than you need.

• Don’t carry all your credit cards with you.

• Keep your bag close to your body.

• Avoid walking in deserted or dark areas.

• Lock your car doors while traveling in areas where you will be stopping  frequently.

• Also lock your car doors while you are away from your car.

• Consider installing an alarm system in your car. This may qualify you for a  discount on your auto insurance.

You don’t have to wait for crime to come to you. By being pro-active and  educating yourself, you can outsmart the criminals and keep yourself and those  you love safe.

http://www.bestsecurityproducts.com

Article Source: http://EzineArticles.com/?expert=Mark_Mahaffey

 

Niche Marketing Strategies For Tutoring Businesses Looking To Attract Senior Citizens by SK Tilton

April 29, 2013 by · Leave a Comment
Filed under: Articles 

For years, we’ve heard about the graying of our population from the baby boom  years. Our current class of senior citizens inductees (the population born  during the Baby Boom after World War II from 1946 to 1964) is going to make up  close to 20% percent of the total US population by 2029 according to the US  Census Bureau. What often goes unmentioned is that this mature population also  controls one of the largest percentages of disposable income. As a group, senior  citizens are and will be for some time the most affluent Americans. They hold  about three quarters of the nation’s financial assets worth approximately $1  trillion in disposable income annually.

Again, that is $1 trillion dollars in disposable income annually.

Many product and/or service oriented businesses have taken the long view and  begun marketing various products and services geared specifically to the older  consumer. Despite this recognition on the part of a few marketers, this  financially secure, mature group of consumers remains largely untapped by  educational companies and services. Take for instance the onslaught of new  technologies that seem to pop up like daisies in the spring, out of all consumer  groups, our seniors, are usually the last to be courted. While it may be true  that certain technologies are better suited for younger tech savvy consumers (I  am reminded of my elderly grandmother who purchased an unlimited text messaging  package on a small phone without text messaging capability and did I mention she  had arthritis), it doesn’t mean that this market is entirely unsuited for those  educational businesses and services that use technology to deliver their product  or service.

For a supplemental education service tutoring provider, this mature consumer  group is wide open with far less competition and minimal requirements in the way  of overhead expenditures. Two of the much-needed services that senior citizens  in particular lack are computer training and technology acclimation. Many of the  services supplemental education companies can provide, are the ones that are  most often overlooked or taken for granted, i.e. using the internet, opening up  an email account, social networking account registration, etc. If you are  reading this article, you can definitely offer those services and more. Suppose  for a moment you feel uncomfortable with your level of competence in offering a  few of these services, let me repeat what I said in my previous article, Niche  Marketing Strategies for Tutoring Businesses Looking To Attract Parents of  Students Taking State Standardized Tests, you do not have to be an expert in the  subject matter in order to provide supplemental services in the subject matter,  you just need to hire people with thorough experience related to the field.

The reason for the lack of competition in this age group is precisely because  this mature audience is a bit more discerning with their spending habits and a  more sophisticated approach is required to gain their attention, loyalty, and  dollars. However, it is for this very reason that supplemental education service  providers should dive into this market with fervor and enthusiasm. Education is,  and has always been a cornerstone for any age group. The value that the 50 and  over age group places on education should not go unnoticed. Along with  education, communication plays an important role in everyone’s lives and its  role only expands as one gets older. In the past, many grandparents would send  letters to their grandchildren and eagerly await their response. Grandparents  yearn to be a part of their grandchildren’s lives. Why not offer the ability to  stay in touch while simultaneously helping an older population learn and acquire  new skills? Imagine grandma’s joy every time she logs on to her e-mail account  and sees a message from her grandchild or when she receives a tweet. It’s truly  a win-win proposition!

Of course that’s just the tip of the iceberg when it comes to the type of  services supplemental education providers can offer up in addition to computer  training. Curriculum and/or activities marketed to senior citizens can range  from learning a new language to scrap booking to ballroom dancing. If you’re  looking for ideas on what senior citizens are interested in learning, you can  find a compiled starter list below. Since most of your organized activities and  programs will consist of a variety of group sizes, you will have the ability to  market age specific specials and discounted tuition fees accordingly. Remember,  you run a supplemental education service business that should be able to teach  and tutor in multiple disciplines. You do not need to have any expert knowledge  in any of these areas, just hire someone who does. It is highly unlikely that  Sam Walton knew how to repair the diesel engines of every tractor-trailer that  brought in a load of merchandise to his stores, but his business (Walmart) hired  people who did have that expertise.

The best part about marketing to this age group is that they are fairly  accessible if you know where to look. Putting up postings/flyers at local  community church bulletins, visiting the adult education departments of local  community colleges, and contacting the Facility Director or Onsite Coordinator  at various assisted living facilities to propose your computer training or other  services to their residents, is a good way to start. If interested, there are  plenty of online directories that list full contact information for assisted  living facilities narrowed by zip code or state.

How about the Bingo nights? They are usually held at lodges, halls, churches,  and schools/community colleges.

Hold the presses! Yet another great source that has been largely abandoned by  the younger generation is the newspaper. Here’s a little known fact about the  newspaper industry – 65% of its readers are over the age of 55. By advertising  in this medium you are reaching over half of the newspapers readers – Now that’s  worth another read!

When it comes to reaching senior citizens, let your creativity lead the way,  your opportunities are limitless. For the astute, forward thinking individual,  this is a unique opportunity to service an undeserved demographic and separate  your business from the competition. Remember, thinking outside the box never  gets old!

Activity Ideas for Senior Citizens: · Computer Training  · Dance   · Yoga  · Painting  · Sewing · Journal Writing · Knitting or  crocheting  · Photography · Discussion Groups  · Exercise  ·  Knitting  · Foreign Language Conversation · Needlepoint  · Pinochle   · Quilting  · Tai Chi  · Writing workshops  · Crafts  ·  Bowling  · Bridge

S.K. Tilton has served as a program director, site coordinator, area  director, and as a SES business consultant to various SES (Supplemental  Education Services) tutoring companies across the United States. S.K. Tilton has  written numerous business plans for SES start ups and filed many approved  applications on behalf of SES tutoring companies. As a consultant, S.K. Tilton  has been responsible for presenting and implementing successful marketing plans  and helping first year start ups achieve success normally enjoyed by seasoned  SES veterans. S.K. Tilton’s latest work combines practical experience of the  best and worst SES practices to bring you the only SES success guide book  available. For further information on the SES Made Easy book and the author,  please visit http://www.sestutoringbiz.com.

Stay informed on the latest information regarding supplemental education  service tutoring at http://sestutoringbiz.com/category/Blog/

Article Source: http://EzineArticles.com/?expert=SK_Tilton

 

Finding Cheap Senior Travel For Senior Citizens On The Go by Bruce A. Hoover

April 27, 2013 by · Leave a Comment
Filed under: Articles 

More and more senior citizens are rediscovering their youth by planning  vacations. Many choose to revisit locations that bring back old memories, such  as revisiting their hometowns, yet many others are stepping it up and taking  their trips to places that are more exotic. Having worked their whole lives and  getting a bit bored with the television and armchair routine, many seniors are  ready to get out-of-town and escape being home bound. Taking these vacations has  been found to be a major asset to their lives. They get to get out and enjoy  life without the hassles that working people face. Therefore, with no deadlines,  and no jobs to return to, seniors are able to have the time of their lives  without the stress that comes with being a full-time employee.

Many seniors are on a tight budget, so the ones who are computer savvy are  turning to the internet to discover cheap senior travel. This is not only great  for them, but the travel agencies, hotels, resorts, and other popular vacation  spots as well. Many discover it is easier and cheaper to book mode of  transportation, hotels and activities in advance. With senior discounts  available worldwide, more are able to visit places they may not have been able  to afford without them. In today’s society, there are many modes of travel, one  can choose flying, cruising, riding a train or road trips in RVs. With so many  choices available, seniors can have a lot of fun deciding and planning their  vacation. Being able to access a wealth of information on the internet helps  them to discover their destinations and plan activities they may not have been  aware of otherwise.

Many find it therapeutic to be able to make decisions and plan activities.  Whether they plan their vacation, or a travel agency does, they are left with  the excitement of their upcoming trip. While many seniors can plan activities  that are physically demanding, others are not so fortunate and have to resort to  planning their trips in places that cater to disabilities. There are more and  more vacation hot spots that are gearing up for seniors and others with  disabilities so finding a great place to visit is not as difficult now for those  with special needs. Some vacation resorts even have fun activities to entertain  those who are unable to get out and participate in activities that are  physically demanding.

It is unfortunate but retirement can make a senior citizen feel as if their  sense of independence is withering away. So, with all of the options available  to those planning vacations, senior citizens are more able to do things they  normally wouldn’t do; and are finding that their sense of independence can  return while they plan and enjoy their travels. Many are even planning vacations  with their families, which makes their travels more memorable for them as well  as their families. In some cases, these vacations are the only time they get to  spend a lot of time together. Some only see family on holidays so being able to  have family together in an exciting place is enticing more and more seniors to  planning travels all around the world. In today’s fast-paced society, even those  that are retired get caught up in the rat race so these vacations are a great  escape for seniors more so now than ever.

Next, by reading this you have come across a number of ways to find cheap senior travel. Click here for more senior citizens travel ideas!

Article Source: http://EzineArticles.com/?expert=Bruce_A._Hoover

 

Cell Phones For Senior Citizens Help the Baby Boomers Generation Caring For Elderly Parents by Kaye Swain

April 26, 2013 by · Leave a Comment
Filed under: Articles 

Are you in the hate-to-admit-to-aging Baby Boomers Generation caring for  elderly parents? Me, too! And, like me, I’ll bet you are also always on the look  out for creative ways to multiply your time, easily multi-task, and find helpful  tips to be able to get more accomplished with less time.

One thing that has helped my senor mom and myself is when she finally agreed  to try out one of the Jitterbug cell phones for senior citizens. These large and  simple cell phones for seniors are truly easier for them to use and even include  the option to just dial O for the Operator who will then make the phone calls  for our senior parents. She is actually quite proud of herself that she hasn’t  had to resort to that, but it’s nice to know that option is available.

Cell phones for some seniors who have never done much in the “technology age”  is a harder hurdle to overcome than most might think. It took me four years to  talk her into one of these. My mother-in-law, on the other hand, dove into the  tech world with glee. She taught herself to use a computer and uses a regular  cell phone just fine. She may someday switch to the Jitterbug, but for right now  she is quite content. My senior mom, though, wouldn’t change her Jitterbug for  anything and considers them the best cell phones for senior citizens!

I totally agree with her BECAUSE of the peace of mind it gives this Baby  Boomer along with the handiness it provides when I can easily call her where  ever she is and where ever I am. We especially love it when we’re out shopping.  Since she no longer drives, I can take her to her favorite Walmart. She can go  off and do her shopping while I go get mine, saving us both time. Or, if I don’t  need to shop, I head for the McDonald’s that’s in the Walmart. I can then sit  there and write to my heart’s content. With my notepad and my iPhone, I’m able  to be quite productive, knowing that if she needs me for anything, she can just  give me a call on her Jitterbug cell phone. Before, we either had to stay  together, or spend considerable time looking for each other all over the  store.

I would not give up my smart phone for anything. I call it my brain and I’m  not joking since it has so much valuable information stored in it. But I am so  grateful for the simplicity of the Jitterbug cell phones for senior citizens and  how much easier they’ve made my life as well as hers!

And, if you pop over to http://www.SandwichINK.com and read Caring for the  Elderly Parents in the Family: Why Cell Phones for Senior Citizens or Medical  Alert Devices are a Wise Investment, you’ll discover another  vital reason I really appreciate my mom’s agreeing to get a  Jitterbug cell phone for seniors!

Article Source: http://EzineArticles.com/?expert=Kaye_Swain

 

Senior Citizen Discounts at Luxury Hotels by Kelvin Kong

April 26, 2013 by · Leave a Comment
Filed under: Articles 

As people reach the age of 60, they think that they have already experienced  a lot in life. They had been through the ups, downs and zigzags of everyday  living. There were enough smiles given away and tears cried out. Old people  choose to stay laid back and stop wanting, desiring and wishing for more in  life. But it should not always be the case.

There are things in life that are still good to experience regardless of age  or status. There are still unanswered wanting that remain within us but would  not want to submit to. One of these desires is to feel pampered and be treated  like a queen or a king. At old age, grandparents sometimes feel that their  children and grandchildren are way too busy with their individual businesses  that they tend to devote lesser time for them. To rekindle family ties and spoil  the seniors, a family bonding and relaxation trip in a luxury hotel would be a  great idea.

Spending a night in a luxurious five-star hotel like the Ritz Hotel,  Dorchester Hotel or Marriott Hotel may seem impossible because it requires a lot  of cash out to make it happen. But with great discounts, this dream is not that  far to fulfill.

Luxury hotels, ranging from five to seven-star hotels, in London offer  special discount for senior citizens. The best deals, discounts and promo rates  are always available on the official websites of the hotels. This information is  also readily accessible in the tourism websites of London.

Discounted rates do not equate with less privileges or services. The best  deals are offered to senior citizens without sacrificing quality and efficiency  of service. Some of the special treats included in these deals are: 24-hour room  service, health club facility and free internet services. Luxury hotels also  have their own restaurants, where grandparents can eat a luscious dinner with  the family; cafes, where they can just relax while reading their favorite book  and drinking tea; and bars, just in case they feel like reminiscing their teen  years.

Luxury hotels like Millennium Hotel Mayfair, Renaissance Chancery Court Hotel  and the Radisson Edwardian Hampshire Hotel understand the importance of creating  a family-like environment for the senior citizens. Staff and employees undergo  intensive training in guest relations to enable them to deal with their guests  in a manner that will make them feel that they are not far from their own  homes.

Since luxury hotels are usually located in the city center, senior citizens  can take part in varied activities like the city tour where they can visit and  take pictures of prominent British landmarks like the House of Parliament, the  Tower of London, the Buckingham Palace, the Westminster Abbey, the Big Ben and  the London Eye.

With great discounts and special treatments prepared for senior citizens, who  can say that luxurious relaxation trips are impossible? Nothing is never too  late for old age: if there’s a will, there’s definitely a way.

London Budget  Hotels provides comprehensive information on London travel and detailed  reviews of the hotels and accommodation available in London. Check out the best  offers, and also the excellent reviews of each of the available hotels at this  fantastic site.

If you are looking for affordable Paris Hotels to spend your nights in Paris  (France), do also checkout our fabulous recommendations at Paris Budget Hotels.

Article Source: http://EzineArticles.com/?expert=Kelvin_Kong

 

Senior Citizen Health Insurance – How to Make it Affordable? by Reina Raine

April 26, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizen health insurance becomes a necessity as Medicare alone might  be insufficient unless you have a good savings plan or 401K during working  years. Retirement is a time when you get away from the daily grind and do things  that you love to do. However, when you consider the cost of a senior citizen  health insurance plan and added medications versus the fixed income of the  retirees, the picture looks quite bleak. Why is senior citizen health insurance  so expensive to secure? Is there anything that can be done to help the situation?

Getting an insurance policy is paying against a calculated risk. People get  hurt or sick, and the insurance company takes this risk into consideration when  calculating the premium. The greater the risks, the higher the premium.

With increasing age, people are more susceptible to illness and injury.  Illnesses such as hypertension and diabetes require long term care and  medication, hence increasing the overall cost. Age is seen as a high risk factor  to the profitability of the insurance company. This results in the premiums for  senior citizen health insurance being higher.

However, there are some ways to help you prepare for this. When setting up  your 401K savings plan, make sure that you take into consideration both the cost  of living after retirement and the cost of health care. Include the projected  costs for the premium payments for the senior citizen health insurance.

Sign up for the plan prior to retirement as the plan will be less expensive  if you are younger at the beginning of the policy. Check the details to verify  that the plan covers everything that you want and is compatible with Medicare.  Your chosen plan should be supplemental to government provisions and is not  intended to replace them. Always read the policy carefully before signing the  acceptance of the policy.

While this may seem like an extreme expense, the additional coverage provided  by these policies is worth paying for considering the kind of expenses that  might be incurred.

When purchasing the senior citizen health insurance cover, shop around to get  the best possible rates and coverage for your needs.

To learn much more on other aspects of health insurance  [http://healthinsuranceconsiderations.com/] visit  healthinsuranceconsiderations.com where you will find information on how to find  affordable health insurance [http://healthinsuranceconsiderations.com/] and how  to ensure you get best value for your money.

Article Source: http://EzineArticles.com/?expert=Reina_Raine

 

Senior Citizen Insurance by Jerry Fatjo

April 24, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizen insurance is used by people who are 65 years old or above. The  reason why this is a separate category of insurance is because senior citizens  tend to have more health related troubles, compared to younger people.

Therefore it is important for a senior citizen to find the right type of  insurance. They need to find insurance that is both affordable and offers good  coverage for their specific needs. Seniors do need insurance for the simple  reason that Medicare only provides partial coverage. The thing to do here is to  find out exactly what medicare covers and then have secondary insurance to cover  other expenses.

An example would be, Medicare part A will cover some of their inpatient care,  nursing home care and some health care. Medicare part B covers some types of  their outpatient hospital care, medical equipment and occupational therapy.

However, medicare of any type will usually not cover annual physicals. In  order to get this the patient may have to get the senior health insurance. This  is why it is important to check with your broker and see what exactly is covered  by medicare before getting insurance.

With the use of the internet it is easy nowadays to find an insurance company  that gives affordable rates. Although before getting your senior citizen  insurance coverage, it is always better to talk to an agent before signing  anything. Senior citizens can also qualify for some life insurance plans. There  is a common misconception that seniors do not have anybody directly dependent on  them, therefore they do not need life insurance policies.

This is simply not true in all cases and should be discussed with your  insurance agent or broker. The idea behind life insurance is to give financial  protection for family members. This way they are not left to pay for the funeral  and any unsettled debt that is left behind.

When it comes to the unfortunate situation, such as a loved one’s demise, you  will want to be sure everything or everyone is taken care of. This is especially  true if the person leaves behind a spouse and, or children. The surviving wife  or husband will have many expenses such as rent and health insurance. In this  case a life insurance policy will be of great help for the surviving family  member or members to take care of the daily, weekly, or even monthly living  expenses.

For more information on insurance for seniors check out  [http://www.senior-citizen-insurance-online.com/]

Article Source: http://EzineArticles.com/?expert=Jerry_Fatjo

 

Senior Citizen Travel Insurance: What You Need To Know by Jane Conway

April 24, 2013 by · Leave a Comment
Filed under: Articles 

Finding travel insurance can be difficult for anyone, but if you are over a  certain age, then you may discover that getting the coverage you need is even  more challenging. This article covers the basics of why finding senior citizen  travel insurance can be more difficult, and what specifics you need to look for  in your plan.

In the world of insurance, money talks. Money, and statistics. And according  to statistics, senior citizens are more likely to make insurance claims than are  younger travelers. This results in less money made and more money paid out by  the insurance companies. The result? They are reluctant to offer insurance plans  to travelers over a certain age. While some insurers cap their age limits at 65,  others may go as high as 70, 75, or even 80. Still, over a certain age, you’ll  be unable to get travel insurance with many agencies, no matter how good your  current health is. Other companies may offer coverage, but at higher costs, and  with fewer benefits.

Not only is travel insurance for seniors more difficult to find, there are  also a lot of needs and issues that you may need to think about in an insurance  plan. For example, older travelers are more likely to have preexisting  conditions that need covered. Many older travelers will also be bringing medical  equipment or medications with them. Things such as walkers, wheelchairs, or  prescription drugs, can be easily lost or stolen, and they can be difficult and  expensive to replace while you are traveling. A good senior citizen travel  insurance plan will have coverage for these things. Another thing to think about  as you are looking for your travel insurance plan is to look out for reduced  benefits. As mentioned above, it is not uncommon for insurers to offer higher  costs and less coverage to seniors. Make sure that you know the exact details of  the plan that you are purchasing,

If you are having trouble finding insurance through regular insurers, then  you may want to consider looking into specialty plans. There are a number of  companies out there that specialize in travel insurance for senior citizens. Not  only do they have no upper age limit, they also give you specific coverage that  is tailored to your needs as an older traveler. With these plans, it is much  easier and hassle-free to get coverage for your preexisting conditions or for  medical equipment. Many people also find that they have some insurance cover  through retirement organizations that they belong to. Check to find out what  coverage you already have.

The most important thing is to make sure that you have coverage when you  travel. You never know what medical problems, injuries, or disasters may happen,  and the last thing that you want is to spend your precious retirement years  burdened with financial debt.

Check out these resources if you need more information about senior citizen travel insurance, or age concern travel insurance.

Article Source: http://EzineArticles.com/?expert=Jane_Conway

 

Senior Citizens Assisted Living Options by Sean Lightfoot

April 24, 2013 by · Leave a Comment
Filed under: Articles 

A recent study on seniors has shown that independent senior citizens assisted  living is the #1 choice for them versus living with a loved one. Most people  feel that living with others would cause them to be a burden on them. As an  individual grows older, they begin to need the assistance of others more and  more.

Unlike a decade ago, seniors have become a part of the information age by  learning about computers and the latest gadgets. Due to this fact, there has be  a flux of new state-of-the-art senior facilities catering to computer savvy  seniors.

Many of the senior citizens that have just retired from jobs that required  them to work with computers prefer to continue to be around computers as they  have become accustomed. Senior citizens assisted living facilities that make a  point to stay up to date, helps those seniors feel right at home.

In recent years senior facilities have began to offer many different options  and services to their residents. So much so that these facilities are now  categorized into 3 major groups.

Nursing Homes – For those that are incapacitated and/or require supervised or  administered medicines. These facilities have full-time medical staff on hand in  case of emergencies.

Assisted Living – This type of facility caters to those that need assistance  with their daily routines such as cleaning, shopping, laundry and cooking.

Independent Living – Independent living is good for those that can live  totally independent and is still able to cook and clean. Some seniors start out  by moving to one of these facilities and relocate as their needs change later  on. The units are usually fully furnished apartments with full kitchens.

There are many more options available to seniors so it is highly advised that  one turns to a professional advisor to assist in seeking the facility and  services that are needed. There are professionals that offer these services free  of charge. They give you a list of facilities that can cater to your needs and  help with visiting and checking out each of them. They usually make money from  your insurance company of the facility that is chosen.

If you need help with researching Senior Citizen Assisted Living  [http://www.elderlyhelpandhomes.com/], visit www.elderlyhelpandhomes.com  [http://www.elderlyhelpandhomes.com/]. Learn about a FREE program that assists  in finding the services that you or your loved one may needs.

Article Source: http://EzineArticles.com/?expert=Sean_Lightfoot

 

Senior Citizens – Burdened With Grief and Anger by Jessie Penn

April 23, 2013 by · Leave a Comment
Filed under: Articles 

Grief and anger often becomes a heavy burden for people as they age. Throughout life, people experience grief over many things. They grieve if there home burns down, lose a job or a pet. However, an area of loss that is not usually considered with grief is the physical decline during the aging process.

Grief can be detected, in seniors, by the comments they make about losing their youth. Many times, they speak with remorse at lost youth, decreased functionality, and body strength. When a senior citizen notices they are losing muscle strength, or begin experiencing arthritis, stiffness, and joint pain, it’s not unusual to notice anger. They become upset and wish to escape the betrayals of their bodies, and become very angry in the process.

No one asks to get old or feeble. Most likely, if we had a choice, most of us would vote to discontinue and ban getting old. A person might grieve when they are bestowed the title of “Senior Citizen.” At first, a senior citizen, might not notice the changes that are taking place in the physical aspects of the body or the mind. And, perhaps, as much as they hate the thought of getting old, family members also grieve about losing the ‘young’ mom or dad they once knew.

Unfortunately, getting angry about growing old has no escape; there’s no one to blame it on. So, sometimes the result is that seniors lash out at the ones closest to them. Anger and frustration with the aging body can cause tempers to rage or flare up unexpectedly. Many times, a senior lashes out at a loved one or caregiver because they are nearby and easily accessible. The aging person knows it isn’t fair, but may have a hard time explaining their actions.

Learning how to cope with anger about aging is necessary so you don’t hurt the innocent ones around you. But, it is also unhealthy to keep your grief bottled up inside you. If seniors are not allowed to vent and get rid of their anger, the body can decline at a faster rate.

It’s been suggested that people become angry because they feel a false sense of entitlement. This crops up when expectations do not line up with reality. A feeling of undo entitlement happens when we believe we do not deserve to get old.

There is just one way to confront getting older, and that is to recognize that we are not alone, everyone will get old, and we are not entitled to be exempt from the aging process. Recognizing this fact can help to eliminate anger from the arena as we cope with the affects of aging.

Attempting to deny the advance of life’s end, is probably the sole cause of midlife crisis’s. Trying to behave as if they are not getting older and hiding emotional responses to aging can cause devastating results. Avoiding the feelings about aging has caused many to act irresponsibility or make bad decisions.

By recognizing the problems that naturally happen through aging, some of the anger can be avoided. Instead of dwelling on declining abilities, senior citizens can minimize the impacts by living with a healthier attitude toward aging.

Focusing on your diet, exercise, keeping busy, and doing everything you can to stay rested and emotionally sound. Thinking about or getting involved with other people can help to create a healthier attitude toward aging and minimize its effects.

Try to keep your spirits up, be happy through achievements and seemingly small enjoyments. Keep a young at heart attitude and get in touch with the child inside you. You’ve come too far, traveled many winding paths, and you deserve to feel content and happy. Emotions about how you feel about yourself can play a major role in the person you choose to be as a senior citizen.

Get free information to protect your loved ones when a medical emergency or security treat happens. Go to http://personalsecuritydevices.walkinsarewelcome.com

Article Source: http://EzineArticles.com/?expert=Jessie_Penn

Brain Exercises For Senior Citizens by Carson Hill

April 23, 2013 by · Leave a Comment
Filed under: Articles 

Brain exercise is a great way for senior citizens to maintain brain health  and maintain the focus and clarity that they’ve utilized most of their life! As  adults age, they tend to use their brain less frequently. As a result of the  brain not being challenged, it gradually deteriorates.

Most people attribute the brains deterioration with age. While age certain  can have an impact on the brain, the primary reason for brain decline tends to  be lack of use.

Senior citizens and aging adults can incorporate mind workouts into their day  just like they would an exercise program. With mind workouts they will not work  up a sweat but they will experience some tire and fatigue. This is actually a  very good thing! Good stimulation means challenge and good challenge means mind  fatigue but this is our aim regarding brain exercise.

By means of real brain exercise senior citizens and adults can conquer much  of their fears and anxiety regarding mind dullness and can even sharpen their  minds beyond what they’ve ever achieved mentally!

Seniors and adults who have utilized mind techniques and exercises seem to  remember better, think faster, communicate better and achieve daily activities  with an overall greater amount of confidence. As a result of these exercise,  they tend to lead happier lifestyles.

Anyone can benefit from brain exercises but it tends to be adults and senior  citizens that appreciate them the most. After they’ve noticed the decline in  their mental clarity, it usually only takes a couple weeks of small brain  exercise sessions for them to notice a great difference!

You may find additional resources regarding brain fitness and exercise for  adults and seniors at: http://www.regrowmybrain.info

You will also find great information at: http://www.squidoo.com/brain-exercise-for-senior-citizens

Article Source: http://EzineArticles.com/?expert=Carson_Hill

 

How Senior Citizens Can Sharpen Their Brain – False Rumors and Proven Methods by Carson Hill

April 23, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens can benefit very much from brain sharpening tips and  techniques today!

In this article, I’m going to eliminate many of the false rumors on how to  stretch ones mind and actually sharpen it. I will then go over some great  options to help senior citizens as far as mind sharpening goes.

There are many misunderstandings about how brain training is best utilized.  Too many programs today are insisting on how fun it is to train your brain.  These programs provide crossword puzzle or colorful story problem type games.  Unfortunately many of these programs do not provide enough stimulation to really  affect neuron connection growth because they are aimed to much for  entertainment.

Your brain, like any other muscle, requires real resistance stimulation to  grow!

If you watch a body builder lifting weights, you realize that the goal of his  lifting is to give his muscles actual resistance. The kind of resistance he has  to work through, not resistance that’s all about fun and entertainment.

If you are stimulating your mind, you should feel a stretch and some real  struggle. It should not be an over-strenuous feeling but it should not be overly  fun and creative either.

The goal should be the workout. Stay centered on the numbers and figures more  than exciting visuals. The left brain work tends to need the most attention. You  can spend five minutes or ten minutes daily to start improving your mind. Number  memorization practice is one example mind exercises optimal for growth.

While there are many other exercises you can do to sharpen the mind, you must  remember that the goal here is not to become smarter. The real goal is to get  your brain to be able to work harder!

That is the key to brain training! Once you keep this in mind, you’ll easily  be able to spot out those false advertisements and mind workout  programs.

I’ve been studying the brain and it’s ability to grow through stimulation for  the past five years. I’ve just explained the false aim of most of the brain  training programs out their.

For the perfect resource regarding brain stimulation and senior citizens  visit http://www.regrowmybrain.info/. Here you will find mind  stimulation information specifically for seniors. You can also access a program  there which is the only one I’ve found that is specifically created for senior  citizens!

Another great resource of brain information for seniors can be found at http://www.squidoo.com/sharper-brain-for-senior-citizens. Here  you will find several links on brain stimulation depending on what your needs or  personal interests are.

I hope you’ve found this article helpful. Good luck with all your brain  training endeavors!

Article Source: http://EzineArticles.com/?expert=Carson_Hill

 

 

Senior Citizens Can Become Great Customers by Michael McCann

April 23, 2013 by · Leave a Comment
Filed under: Articles 

If you think the senior citizen market isn’t dynamic, then you’re really out  of touch with marketing. Thirty-five percent of our population is over 55 years  old, and these very affluent seniors control almost 45 percent of the disposable  income of our country.

Neither Madison Avenue nor the advertising agency down the block takes this  group seriously, and as a result, the market is virtually untapped. Here are  four suggestions on how to target your business efforts to penetrate this  market.

o Gain an understanding of this large market… Throw out  everything you ever heard about the over-55 group. These people are vibrant and  full of life. They are looking for new ideas, challenges, and new and innovative  ways to enjoy life. Thanks to Social Security, wise investing and good  retirement plans, they have the money to pay for what they want. Most senior  citizens want what you want: health, happiness and security. Many want  excitement, romance and adventure. They want to maintain close ties with their  children and grandchildren.

o Target products and services… Yes, senior citizens want to  know about cruise ships, vitamins and wheelchairs, but so do thousands of people  under 55.

The difference is that seniors are looking for solutions to problems. They  want to make their life easier and more enjoyable, and they have the money to  pay for the services and products that can help them achieve these goals. If  your product solves a specific problem, you will find this market is for  you.

o How to advertise to seniors… Forget the flowery phrases, cute  word plays and fast-action ads. Senior citizens want to know the facts and what  benefits those facts will provide for them.  Your products and services are just  the carrier of benefits, not benefits in themselves.

Seniors want to know how your offering will make life easier or better or  more fun. Problem solving is high on the list of benefits wanted, and proof of  claim is requirement. Straight talk is appreciated, and as usual, a picture is  worth a thousand words.

Two-step advertising works well in the senior market. Seniors have time, so  snap decisions are seldom made. Advertisements that offer more information work  especially well. Always be positive in your advertising, and never talk down to  your audience. Most seniors are a lot smarter than you or I.

o Things to avoid… It is not a good idea to sell marginal ideas  to senior citizens such as work-at-home projects and get-rich-quick business  schemes. The senior lobby had watchdog groups looking for scam artists, and  these two topics top the list of no-nos. Get on their list and you will find  your business in trouble.

If you’re looking for the best source of information as to how to advertise  to the senior market, read what they read. Buy some of the newsstand magazines  on retirement, vacations, travel, cooking or investing targeted toward seniors,  and read both the articles and the ads. Find copies of Modern Maturity.  This and other magazines and periodicals will provide valuable insight into how  to advertise to this lucrative market.

Make more money faster by easily connecting with hard-to-reach decision  makers who can buy your products and services…NOW! Get started free by getting  Michael McCann’s new Special Report excerpted from his newest edition of his  popular business development book, Connecting with Key Decision Makers (How to  Reach Hard-to-Reach Businesspeople Who Can Say “Yes”)…just for asking at http:/www.GlobalBusinessCafe.com/  http://Twitter.com/MikeHMcCann Go now!

Michael McCann is a 25-year veteran of developing unique and professional  business development programs that create tangible results for individuals and  companies. Let him help you instantly…free!

Article Source: http://EzineArticles.com/?expert=Michael_McCann

 

Meeting and Socializing Locations For Senior Citizens by Padmanabha Vyasamoorthy

April 23, 2013 by · Leave a Comment
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As a person working for the welfare of senior citizens I am always interested  in meeting several of them in one place. Therefore I used to go to places where  they are normally seen in good numbers. I took the help of a web group called  sss-global and found out places where I can further explore looking for old  people. Here is a gist of my findings. They are given no specific order, because  categorization freezes free thinking!

o Senior Citizen Associations when they conduct regular meetings o Day  Care Centers attached to such SCAs o In the west, McDonald outfits offer  discounts to seniors in the morning hours and for early elderly lunchers:  therefore, McDonald outfits. o Alzheimer’s Day Care Centers o Retirement  Community Activity Rooms o Banks on first few days of the month to collect  pension o Parks in the evenings to while away time o Temples to bribe  Gods and to gossip and perhaps worship too! o Typical clubs and pubs to meet  friends; play cards; relax with a drink o Lectures planned for senior  citizens o Libraries to borrow / return or read books o Hospital out  patient geriatric wards for obvious reasons o Old Age Homes and retirement  facilities (senior homes) o Post Offices to deposit or collect pension or  interest income o On boulevards, parks, gardens, walking or jogging paths –  walkers o Locations where laughter club sessions are held o Near schools  waiting to collect grand children o Any bus or train bogie carrying  travelers on pilgrimage o Railway booking counters meant especially for  senior citizens o Any marriage function – not necessarily reception – is  full of oldies o Any Bhajan sessions, religious discourses

The listing will be useful to product or service providers for this age  group. Banks offering special FD schemes, Health Insurance companies, suppliers  of assistance devices etc to mention a few. If you can extend my listing I shall  be happy. If you reflect deeply upon the question: “What do senior citizens do?”  and try to answer “where” they do it in good numbers, I am getting  you!

Dr P Vyasamoorthy Retired Librarian turned Information Consultant. Specialist  in providing Information to Senior Citizens who are Indians or Indians living  abroad. Moderates a Web group for Senior Citizens in India for the past 8 years.  Web group: http://groups.yahoo.com/group/sss-global

He blogs at: http://vyasa-kaaranam-ketkadey.blogspot.com/ The posts in his blog are mostly his own writings dealing with retired peoples’  problems.

He has taken to writing recently for the past six months and writes in  Merinews, cplash, karmayog, Triond and other sites.

Article Source: http://EzineArticles.com/?expert=Padmanabha_Vyasamoorthy

 

Tips For Senior Citizen Travelers by Gerry Restrivera

April 23, 2013 by · Leave a Comment
Filed under: Articles 

Traveling is one thing that even older people can enjoy. Whether you are a  seasoned traveller or someone who is just beginning to enjoy traveling, these  travel advice can help you plan a safe and enjoyable trip. Here are some helpful  tips for senior citizen travelers:

Prepare your documents as early as possible. Passport is the most important  document and you can apply in person, through passport agencies and by mail.  When you receive your passport, be sure to fill in the information page so that  your family and friends can be notified in case of accident or emergency. Most  countries requires visa, so after acquiring a valid passport, you also need a  valid visa. These documents need time for processing and for senior citizen  travelers, it is best to apply 2-3 months before your trip to avoid stress and  rushing that could be bad for you.

Do not bring more than you need. Bring only the things that you need because  it will be so tiring to carry heavy suitcases. Senior citizen travelers, should  not burden themselves with too much luggage.  Wash and wear clothing is a  good idea so that you will not bring too many clothes.  Avoid bringing  valuable things like jewelries and dress simply to avoid being a target of  thieves. Bring only reasonable cash with you. Bring your additional budget in  the form of traveler’s check, credit card and ATM card.

Senior citizen travelers should check their health condition with their  doctor before traveling. Find out if you need immunization before traveling to  protect you from serious diseases abroad. If you are under medications, it is  important to bring enough supply to maintain your health. Bring your medicines  in its original packages or bottles and bring your doctor’s prescription to  avoid narcotics issues in foreign countries or airports. Review your insurance  policy and check if it covers your medical expenses abroad, if not it is best to  buy a policy that covers your travel medical expenses.

Read and get information about the country you want to visit. It is best for  senior citizen travelers to know the current situation of their destination in  terms of security, weather, culture, people, laws and other important things  about your destination.  You can protect your health, security and enjoy  more on your trip if you know more about your destination.

Don’t stress yourself. Senior citizen travelers should not subject themselves  to stressful situations. Even if this is the travel you’ve been waiting all your  life, it is not wise to stress yourself and fill in all your time with a lot of  activities. Take time to relax, you will not enjoy if you are too  tired.

Look for best deals to get the best out of your travel. Traveling could be  really expensive if you do not know where to find the best deals. There are a  lot of perks available especially for senior citizen travelers. Getting  discounts on your accommodation and airfare will give you more opportunity to  enjoy your trip. Find out how to get cheap airfare visit Your World Travel Guide  [http://www.yourworldtravelguide.com/]

To travel on a budget visit Travel Secrets

Gerry Restrivera writes informative articles on various subjects including  Tips for Senior Citizen Travelers. You are allowed to publish this article in  its entirety provided that author’s name, bio and website links must remain  intact and included with every reproduction.

Article Source: http://EzineArticles.com/?expert=Gerry_Restrivera

 

Spring Cooking Workshops by the Springs Cafe Presented by the Culinary Academy of Las Vegas

April 22, 2013 by · Leave a Comment
Filed under: Events, Las Vegas 

Spring Cooking Workshops by the Springs Cafe

Presented by the Culinary Academy of Las Vegas

Las Vegas- April 19, 2013 – The Culinary Academy of Las Vegas announces the spring set of Springs Cafe Cooking Workshops. Learn how to grill, cook vegetables found at the local farmers market to perfection, and the slow and low art of smoked meats from the knowledgeable chefs of the Springs Cafe. Cooking demonstrations include plenty of scrumptious samples, recipes, and discussion with questions from attendees encouraged.

All classes are located at Springs Preserve, 333 S. Valley View Blvd. at US 95. Reservations are required. Space is very limited. For more information and to register please call (702) 822-7700.

WHEN: Every third Saturday of the month, 10 a.m.-Noon
COST: $30 members, $40 non-members per workshop

Member bonus: $75 all 3 three workshops purchased together

CLASS SCHEDULE

April 20: Grilling Favorites

Chefs show how to safely use a gas grill to skillfully prepare the grilling staples of beef, chicken and shrimp. Learn how to perfect steak, marinate and grill chicken satays, and season and grill shrimp like a pro.

May 18: Vegetables Under Fire

Grilling isn’t just for meat! You will learn how to properly grill vegetables and make a picture-perfect grilled vegetable salad, as well as, what seasonings work best for grilled vegetables and how to pickle veggies that are in season.

 

June 15: The Art of Smoked Food: Slow and Low Cookery

Smoked foods are in a flavor league of their own. Learn the method of cooking “low and slow” from the chefs of the Springs Cafe and how to create smoked salmon and beef brisket, as well as a Memphis-style BBQ sauce, in addition to cold smoking vs. hot smoking techniques.

About Culinary Academy of Las Vegas

Founded in 1993, Culinary Academy of Las Vegas (formerly the Culinary Training Academy), the country’s leading nonprofit culinary and hospitality training institute, was developed through a joint labor-management trust representing private sector employers, the Culinary Union Local 226 and the Bartenders Union Local 165. The Academy is licensed by the Nevada Commission on Post-Secondary Education and trains several thousand students per year for participating employers in the hospitality industry. Offerings include a 50-seat bistro-style restaurant, Westside Bistro, and a 400-seat banquet and events center located at the 710 West Lake Mead Blvd. campus. The Academy is the caterer of record for The Smith Center for the Performing Arts and operator of the cafe and catering services at the Springs Preserve. Culinary Academy of Las Vegas is an equal opportunity employer/program. For more information, call 702.924.2100 or visit www.theculinaryacademy.org. Stay up to date on happenings on Facebook, Twitter, Pinterestand YouTube.

How Much Have You Changed? A Dilemma For Senior Citizens by Jerry Elrod

April 19, 2013 by · Leave a Comment
Filed under: Articles 

Now that you are 50 or 60 or 70 or so, how much have you changed? As a senior  citizen in retirement, do you still see yourself as you were 10 or more years  ago? What experiences, dramatic or subtle, have changed the mold you always saw  yourself fitting?

Here is an illustration giving proof that some people really don’t change  their patterns. A man in his early 70s is still acting out and living as if it  were 50 or more years ago. No change, no recognition of the need for it. Old  prejudices, bitter cynicism are the hallmarks of his life. Just as his outward  expressions reveal his inward retardation, he is being eaten alive by a terminal  illness. Is there anyway to get through to people who don’t even understand  themselves? How can exercise compassion and care and thoughtfulness for others,  if they don’t even see the need for those emotions within themselves?

This is an alert. It is time for aging senior citizens who have decided to  live in the boxed-in, never gonna change kind of existence, to either decide to  isolate themselves completely or change. Isolation is not desirable, at whatever  age. Punishing others by absenting yourself from the world going on around you  is only a punishment to yourself. It isn’t the rest of the world that has a  problem. It is you!

Resisting change is no indication of brilliance. It is instead, a sign of  insecurity, inability to cope, unwillingness to evolve. Do you really want to be  the way you have always been? Sounds comfortable, but at last it is an indicator  of disconnect. There are a lot of memories and joys from your past to which you  may cling. But, finally, one must admit they can’t remain forever a part of your  life and being. Right now, resolve to begin working hard on eliminating some of  the “things” which still hold you. There is a time for letting go.

It may be relatively easy, and certainly inevitable, to have to let go of  those “things.” It is more of a struggle to deal with the chains, as in Dickens’  Marley, which enslave us. Aging senior citizens may find a good read this Christmas in  “A Christmas Carol.” As you read it, reflect on how much like Marley or Ebenezer  you have become.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Taking Care of a Senior Citizen in Your Own Family by Richard Fowler

April 19, 2013 by · Leave a Comment
Filed under: Articles 

You may want to take care of a member of your family who is already a senior  citizen. Your desire is sincere and is definitely there and you truly want to be  of help, but you should be aware of a lot of things before you actually do so.  It is not an easy thing to do, for one thing. There are plenty of challenges  involved in taking care of a senior citizen, and that’s even if you take into  consideration the fact that you are going to do it for a member of your own  family.

It is important that you know right away of the challenges that you are  likely to face early on, so that you can decide if you really want to do it. The  difficulty of dealing with elderly family members is a good place to start. You  would have to be prepared to deal with them, with their behavior and the  tantrums that they are likely to have once you do assume the task of taking care  of them. And of course there are the health issues that are quite serious when  you talking about senior citizens. The costs of their medication and different  health issues are something that you really need to consider seriously.

Above all that however, is the fact that you want to do it because you  genuinely care for them. The love that you have for your senior family members  goes beyond any of the things that you need to deal with or worry about. It all  becomes easy and even fun to do and you are not really going to worry about all  the stuff that is connected with taking care of your senior family member.  However, even if you have all the right intentions, you still need some tips and  the right information about how you could do things the right way.

Here then are some tips for you to follow if you are going to take care of a  citizen at home:

  • Make sure that the bathrooms in your home, especially those that are  frequently used by the elderly, are always clean and kept as dry as you can so  that they would not slip and fall. There have been too many cases of senior  citizens slipping and falling in bathrooms and you definitely don’t want that to  happen to your loved ones.
  • Needless to say, the home where you and your senior citizen family members  are staying should be as clean as possible. You need to make sure that your  home; specifically its interiors and the rooms where the elderly are staying are  free from dust and have very good ventilation.
  • Senior citizens need to be reminded of different things on a constant basis.  It can be about anything, the medication that they need to take or the time that  they need to take their nap. The important thing is that you remain patient even  though they may display some irritability and some anger at times. Just maintain  your patience and understanding at all times.

If you or someone you love suffers from a handicap or disability due to an  accident, disease, or illness and find it difficult to get around and function  in the current home environment, then you have come to the right place. We offer  chair lifts new jersey that are commercially available or just make whatever you may need from  scratch.

Article Source: http://EzineArticles.com/?expert=Richard_Fowler

 

Join Senior Citizen Clubs To Save Your Money by James Redder

April 19, 2013 by · Leave a Comment
Filed under: Articles 

When it involves your senior single travel requirements joining senior  citizen travel clubs might be a good choice. There are lots of benefits for  joining the senior citizen travel clubs. Once you take the time to look around  for top clubs to suit your requirements you will be glad of your decision.

Of course an obvious advantage to these travel clubs is definitely having a  variety of people to travel with. This can permit you to join the club along  with friends to help you travel and revel in your holiday together.

Senior single travels can take place worldwide today. There are many ways to  make this experience enjoyable and many ways to make it inexpensive. If you’re a  senior single, travel may appear a little bit daunting, particularly if you’re  planning a trip to a foreign destination. Just remember that being single  doesn’t imply that you cannot enjoy exactly what traveling has to give you.

The very first advantage for joining senior citizen travel clubs is that you  could save cash. This happens because if you’re in the club they will offer  group discounts. This will help you to have exactly the same kind of vacation  you may have taken by yourself but for a lot less. If you’re a senior who’s  living on the fixed income but still has the desire to travel a club can  definitely be a good deal for you. Just keep in mind that you may have to spend  monthly fees as a club member. This should be part of your selection criteria  when you choose a club to join.

An excellent benefit that may be had from the good senior citizen travel  clubs is that they’ll help you chalk out the details of your holiday. This could  be a great advantage for individuals who don’t possess time or even the assets  to plan the holiday themselves. Although you’ll have to follow an organization  itinerary there are usually monthly meetings where one can have input on what is  offered in the actual vacation. Lots of seniors appreciate having another person  look after their trip details and gather all of the needed details in one spot.  Usually the club may meet and determine where the following vacation is going to  be and after that decide what ought to be done about the vacation. They’ll also  determine travel lodging, hotel bookings and any attractions that need to be  visited plus any other important things that need to be considered.

Next, now you have a lot more information about senior citizen travel clubs. Will you join one? Find out more  about senior single travel here.

Article Source: http://EzineArticles.com/?expert=James_Redder

 

5 Health Tips For Senior Citizens To Stay Fit In Winter by Greg Garner

April 18, 2013 by · Leave a Comment
Filed under: Articles 

With the onset of winter, senior citizens should take special care of their  health, given the cold winter conditions. For instance, research reveals that  every year several senior citizens die from conditions of hypothermia and from  exposure to cold. This happens because as we start aging our bodies become less  resistant to cold weather and thus the slightest dip in temperature causes our  elders to get coughs and colds.

1. Checking winter appliances – It is very important to check if all  furnaces and heaters in the home of a senior citizen are working effectively.  This should be checked before winter approaches. Try to ensure that the  thermostat is working well and that it is set at the right temperature so that  you are comfortable at home.

2. Medical monitoring service – Winter is the time when the chances of  slipping and falling on ice are the highest. The situation is even worse if no  one is home to help you out. The outcome of such a fall and any resultant injury  can be extremely serious and can also cause death. Senior citizens who are  living alone should always have a medical monitoring device, also known as a  personal emergency system, which can help them out in times of crisis.

3. Outdoor activities – It might be tempting to venture out in the  snow, but senior citizens should try to restrict themselves when it is extremely  chilly outside. Their chances of catching colds and other viral infections are  high; thus, it is better to keep away from the cold weather as much as possible.  If elders are keen enough to venture out, let them have a stroll outdoors  towards noon or before the sun sets. This is the time that is considered to be  the least chilly and could be moderately safe for elders.

4. Control of diet – Winter is a time when we tend to suffer from  digestion and stomach related problems. The only reason for such problems is  that we tend to eat more and move less because the chilly weather encourages us  to stay cuddled together in one place. This means that the metabolic activities  of our body are reduced, which can slow down our digestive system. The same  happens with the elderly, who already suffer from age-related digestive  problems. Hence, in order to stay healthy and fit during the winter, it is best  to eat little and avoid foods that can form gas and lead to indigestion.

5. Light exercises – Senior citizens need to exercise moderately in  the winter. Just a slow, thirty-minute walk every day can be good for the body.  However, you need to ensure that while out on such walks or outdoor activities,  seniors are well protected from the outside chill. Just as children need layers  of clothing, senior citizens need one additional layer over what youngsters  need, because immunity levels start falling with age.

Senior citizens just need a little bit of extra care in the winter so that  they can spend quality time with their grandchildren. If you have elders at  home, help them to stay fit during the winter months and make them feel happy  and wanted – nothing can be better than a healthy body and a happy  mind.

Article Source: http://EzineArticles.com/?expert=Greg_Garner

What Makes Someone a Senior Citizen? by Lynn Dorman, Ph.D.

April 18, 2013 by · Leave a Comment
Filed under: Articles 

Good question!

Developmental Psychologists have long used either ages or stages to define  segments of the population. Many developmental textbooks are divided into  chapters based on one or the other of these definitions.

Age definitions are ones that use numbers – such as: being 65 or older means  you are a senior citizen; or all over 55 get a senior citizen discount.

Stage definitions are usually feeling and behavior related – along the lines  of: “you are only as old as you feel or act.”

Over the last few decades, as we learn more and more about the later  stages/ages of the lifespan, the thinking about aging is changing – and so are  the textbooks. But the definitions are still stuck in the past.

The field of Developmental Psychology is itself aging – as are the original  developmental psychologists – and more information is becoming known and  understood about the lifespan.

Add to this that we are living longer. In 1940, the average life expectancy  at birth in the USA was 62.9 years; in 1960 it was 69.7; by 1980 it was 74.1 and  in 2000 it was 77.2. [The statistics differ by sex and ethnicity but these are  the averages for all persons.]

Average only is a middle figure. Half die before and half after the ages  cited. And if one lives past infancy, life expectancy increases and it increases  every year one is still alive. So those who were born in 1940, and are obviously  now well past 62.9, have a far different life expectancy than when they were  born. That expectancy is now somewhere into their mid 80s.

So as to defining what makes you a senior citizen? It is often left up to the  language or stereotypes we use and some legal definitions.

Most jurisdictions rely on when you can start collecting social security  benefits to define what is their senior population. Eligibility for full Social  Security benefits will increase to age 67 for those born in 1960; yet as we can  still sign up for Medicare at age 65 – 65 seems still to be the “age” definition  of senior citizen.

Will that change? It might…but not for those who are already at or near 65.  We ARE labeled senior citizens.

And what about behavioral definitions – the stages aspect?

That is up to us. We can continue to do what we have been doing – living life  to the fullest and not becoming the stereotypes many have about senior  citizens.

We are who we are – and are the ages we have accumulated!

If we let someone else’s characterizations of “senior-ness” define us or our  behavior – then we are falling prey to their stereotypes. Create your own  definition of senior.

I am of the thought that we are only as old as we feel and act! So feel  and act young!

You may still be called a “senior” but you’ll wind up confounding a lot of  people.

I invite you to read more of my take on aging at http://growolderbetter.com – and where you can sign up for  even more tidbits.

From Lynn Dorman, Ph.D., a developmental psychologist who was around way back  then and is now a 70-year-old-senior-citizen who is still figuring out what she  will do when she grows up.

Article Source: http://EzineArticles.com/?expert=Lynn_Dorman,_Ph.D.

Online Dating For Senior Citizens – Find Love and Companionship by David N Kamau

April 18, 2013 by · Leave a Comment
Filed under: Articles 

The subject of dating for senior citizens has proven to be one that has  experienced something of a dramatic change. This change is the result of the  development of online dating websites. Many of these websites cater to seniors  which opens doors for them previously closed.

Now, it is possible to find someone new through the simple internet access.  Clearly, that makes the ability to expand one’s dating horizons dramatically.  But, some may have concerns about dating for senior citizens in terms of how to  get the best experience dating online.

It is understandable to be somewhat curious – if not outright skeptical – of  such a process. So, in order to get the most out of your dating experience, here  is a look at some of the helpful ways of improving the experience:

First and foremost, you do not want to rush into this new dating for senior  citizens experience. Instead, it is best to take things slow and allow them to  develop properly over time. Far too often, people look at online dating  personals’ profiles as a sort of collection of classified ads. This is certainly  not what they are!

You are not “ordering” a date; you are using the profiles as the gateway into  meeting someone new. So, do not try to rush into things and press your meetings  with the object of your affection. Takes things slow and your dating experience  will improve greatly.

It also does not hurt to take things slow for the purpose of gaining  familiarity with the operation of the dating site. This can take a bit of time  to get the hand of and those that may need a study curve – so to speak – to  learn how to handle the site are advised to do so. This will enhance your  overall dating for senior citizens online experience a great deal.

One issue that can be considered a subset of sorts to taking things slow  revolves around the wise concept of not giving out personal information online.  Far too often, people will become trusting with someone they “meet” online and  start to give out contact phone numbers, personal emails, and other such  identifying items.

Rather than rush into this, it is advisable to avoid this until you have  developed somewhat of a familiarity with the person through online messaging.  Many instant messengers also have headset based phone capabilities. Employing  this type of device for phone contact may be the best option.

And you will need a solid profile in order to make your online dating for  senior citizens experience work out well. If you are not good at devising your  own profiles, there is no need to worry. There are more than a few automatic  profile creators online that can help you with the process.

The final analysis here is pretty basic: dating for senior citizens online is  easy and worth pursuing. That is why so many employ it to such great  success.

Now find reputable senior dating sites and choose the right one for you. David  Kamau is offers dating service  reviews at his website and blog.

Article Source: http://EzineArticles.com/?expert=David_N_Kamau

 

Gift Ideas For Senior Citizens Perplexing You? 5 Tips to Finding the Perfect Gift For Baby Boomers by Diane Carbo

April 18, 2013 by · Leave a Comment
Filed under: Articles 

Gift ideas for senior citizens can be perplexing. Not to worry, I have  5 tips to help you find the perfect gift for seniors citizens in your life. Many  gift givers have the perception that as we age, we have accumulated everything  we need in life. In some case that may be so, but, just because we are getting  older, does not mean we don’t enjoy or appreciate a meaningful and well thought  out gift.

Tip #1 As we age, our needs change. Our thoughts focus on our past, what we  accomplished, what we wanted to do, but postponed due to life’s responsibilities  that came our way. Many fondly recall the dreams, plans and hopes of their  youth. There are many that have things in their life that they miss or wish they  had a chance to do. Now, because of their age, they think that this is no longer  a possibility. Trust me, there is a gift giving idea in those postponed dreams  and plans. And all you have to do is discover what they are.

Tip # 2 Every aging senior has different personalities, lifestyles,  interests, financial and health situations. This should be considered when  exploring gift giving options.

Take time to consider the senior adult for whom you want to choose the  perfect gift.

Are they an active senior, with lots of ability to get around independently?  Are they involved in church, community or group activities? Do they live  alone? Do they have limited access to social functions or activities due to  illness or inability to drive? What keeps them from getting out an about?   Do they have hobbies or outside interests? Have they had a change in  their physical or mental abilities that has affected their lifestyle?  Are  they able to take care of their home environment, yard or pets?  Is their  financial situation a problem or is money never a concern?  Are they an  individual that is open to trying new things? Or are they an individual set in  their ways?

More Gift Ideas for Senior Citizens Perplexing You? 5 Tips to  Finding the Perfect Gift for Baby Boomers…

Tip #3 To accomplish the goal of finding the perfect gift for the aging  senior in your life will take a little thought and exploration on your part.  Take time in your everyday conversations to ask questions about the past and the  present interests. Make this a part of your regular conversation. Gift ideas  will present themselves. Don’t hesitate to ask “Is there any thing that you  wished you had done?”  “Is there any thing that you miss doing or would like  to do some day?”  “Have you ever considered ________(this may be dancing  lessons, painting, doing wood working, trying a computer etc) ?”

Tip # 4 If you have done your exploration, you should have come up with some  great gift ideas. Or maybe you still feel stuck on finding the perfect gift. Now  it is time to be creative. If you have assessed the aging senior’s situation,  you can determine what is important to them. Would they benefit from some  special one on one time with you? Spending uninterrupted and unrushed time,  to do something that your aging senior will enjoy, not only will be appreciated,  but will have the benefit of creating a memory for you and your aging senior.   If they are an active senior, they may be open to trying something new and  different. You may want to plan a trip or activity that would be fun. Don’t  forget that learning is a lifelong activity. Check out the local colleges,  YMCA’s and online courses that may be of interest to your aging senior. You may  be able to introduce a new hobby or activity that will improve or maintain mind  and physical fitness.

Tip #5 Do not discount home made gifts or projects. Plan a family project  where the entire family can get involved. You may want to create a family tree,  organize family pictures. Create a slide show with old family pictures and have  your senior incorporate family stories behind those pictures. Or create a video  of your aging senior talk about the family history. This could be an on going  project with a planned family debut. Plan a party and ‘red carpet’ event for the  entire family to view.

Finding gift ideas for seniors can give you an opportunity to learn  and create a stronger bond between you. Finding a gift for baby boomers is  giving something needed, something wanted or something they have longed for, but  never expressed. Given with lots of love, will make it the “perfect”  gift.

Diane Carbo Registered Nurse has more than thirty five years in the nursing  field. Her experience as a geriatric care manager, makes her uniquely qualified  to help those who want to live out their lives in their own homes. Diane has  developed a web site to make people aware of issues and options. You will find  the answers to many of your questions as well as helpful information that will  be continually updated. Please visit http://www.aginghomehealthcare.com/gift-ideas-for-senior-citizens.html for more information on gifting baby boomers and senior adults. Sign up for The  Caring Advocate Ezine her free newlsetter and receive a complimentary  copy of the Home Health Care Planning Guide.

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

Article Source: http://EzineArticles.com/2267649

Exercise for Senior Citizens At 50 And Beyond by Renie M Rutten

April 17, 2013 by · Leave a Comment
Filed under: Articles 

Even a small amount of increased physical activity can benefit your  functional health. This means getting in and out of your home to attend church,  going for a walk, and getting your own mail without the assistance of someone  else.

Benefits Of Regular Exercise For Senior Citizens

—–Improved Overall Health

—–Smaller Waistline

—–Lowered Risk of Bone Fracture Including Hips

—–Lower Risk of Lung, Breast and Color Cancers

—–Stabilized Blood Sugar Reducing Type II Diabetes

—–Better Balance and Bone Strength

Levels of Senior Citizen Exercise Workouts

There are three basic levels of activity to discuss when thinking about  exercise for Senior Citizens, the first is sedentary. This is where many  senior citizens fall unfortunately. This means you are getting little or no  regular physical exercise. Sedentary individuals take less the 10,000 steps a  day and their risk of falls, illness and disease are much greater than seniors  in the next group.

The second group of seniors we want to discuss are those who get  moderate physical activity each day. Moderate activity should be the goal  of most seniors to keep them healthy and independent. Brisk walking, dancing,  bicycling, swimming, dance and exercise DVD’s are excellent examples of exercise  that will raise the heart rate, but allow you to breath and talk normally.

The final level of activity for the more active seniors is vigorous  activity. This level means you heart rate has increased to the level that  you are not able to talk and exercise at the same time. Some examples might  include running, tennis, Zumba dance or other high intensity exercise.

Senior Exercise the Answer to Anti Aging

Aging and lack of physical activity are often associated with health issues  like: loss of balance causing falls, forms of arthritis causing stiffness and  pain, breathing problems and sleep apnea, stroke, heart disease and even some  cancers. These conditions are attributed to the limited activity and excess  weight from a decrease in your muscle tone and RMR from not getting enough  movement as we age.

How To Increase Your Physical Activity Level

Increasing your activity especially if you fall into the sedentary level of  seniors may seem like a daunting task. The good news is that is not necessarily  true. Starting an exercise program can be fun and easier to start than you might  think.

The most important issue is to find some activity you enjoy. Remember you  don’t need to spend a fortune on a home gym to reach your peak fitness level.  Some ideas that cost little or nothing are walking, dancing or water aerobics.  Start slowly and increase your time and intensity each week or so. As always  it’s a good idea to visit with your doctor, especially if you have health issues  already.

Incorporate friends and make it fun. You can help others reach their peak  fitness and improve their health as well.

Learn more about exercise for senior citizens and how it can improve your  health and save your life. More fitness information is available on my website  at http://www.yourweightlossanswers.com

Article Source: http://EzineArticles.com/?expert=Renie_M_Rutten

 

Auto Insurance And the Senior Citizen by Hema Patel

April 17, 2013 by · Leave a Comment
Filed under: Articles 

The issue of rising premiums on auto insurance is a real concern to many  people. This is particularly true for senior citizens who are striving to live  within their means during this stage of their life. Auto insurance rates for  senior citizens is, of course, much cheaper than it would be for a young driver.  Getting this lower premium on their auto insurance has a lot to do with their  many years of driving along with their good driving history. Some seniors have  found that it is difficult for them to rely on public transportation and this  has many seniors driving around regardless of their age.

Having auto insurance is mandatory for both senior and young drivers alike.  There may be a notion that once a person becomes a senior citizen that their  insurance premiums will go up. Senior citizens actually tend to have the  advantage on premiums as compared to the younger driver. Older drivers are  actually more careful with their vehicle and less likely to be involved in  accidents. This is a proven statistic that gives them the upper hand on lower  premiums. Senior citizens that apply for auto insurance will find that their  rates will be lower if they can show a clean driving history.

Individuals that are past the age of 50 are usually included in this category  of lower premiums. Life insurance premiums will increase as you get older  however the cost of car insurance will go down. Insurance companies use many  factors that will determine the best deal for a senior citizen as each of their  needs can be different. Taking the time to shop around for the best deal and  contacting several different companies is still the best way to get the best  bargain

In this growing internet age many computer savvy senior citizens scour the  web to get their auto insurance needs met. Many seniors opt for this type of  information gathering much more than having to drive from one company to  another. Auto Insurance providers know this fact and have designed their online  presence to provide accurate rates and more importantly to present relevant  reviews on their products posted by current customers. Having all of this type  of information available on their site is a favorable option for many senior  citizens who can get what they need without going door to door.

No matter what your age is, make sure you still ask questions of your  prospective insurance company and ensure that they give you the appropriate  answers and or explanations. However if you are a senior and you need insurance  on your car, truck or other type of vehicle, you can find affordable and  dependable coverage and at lower rates. You have driven for years and you have  the age and good driving record to prove it, so do your research and you will  find the right insurance company that is looking to reward you for it.

Find out more information for your auto insurance needs at  www.auto-insurance-blog.com [http://www.auto-insurance-blog.com].

Article Source: http://EzineArticles.com/?expert=Hema_Patel

 

Email Marketing For Senior Citizen Centers by Dan Forootan

April 17, 2013 by · Leave a Comment
Filed under: Articles 

Ads in the phone book and Yellow Pages are a better investment than a  newspaper ad, but senior citizen centers need to provide gentle reminders of  their presence to potential patrons, many of whom are living alone and uncertain  about venturing into something new and unknown. How can they encourage newcomers  to come to the center while reminding regular visitors of all the center has to  offer? The answer is email marketing!

A senior citizens’ center email marketing campaign will achieve a pair of  essential objectives for the center by cutting costs and delivering the message  straight to the target audience. The idea that senior citizens would be relying  on email for news would have sounded ludicrous 15 or even 10 years ago. But with  more senior citizens jumping aboard the information superhighway than ever  before, an email marketing plan is the best way to reach seniors!

Email marketing allows these establishments to provide the type of  interactive advertisement newspapers and even television commercials cannot  offer. In addition to listing the essentials such as address, contact  information and operating hours, an email can include a schedule of upcoming  events, photos of people at the center and even videos of some of the fun  activities that take place at the center. What better way is there to convince  people to come to a senior center than by showing them what they are  missing?

Even those senior citizens who do not use email can be reached via email  marketing efforts. Often times, it is the children and/or grandchildren who  investigate senior centers on behalf of their elders. The “next generation” can  sign up to receive emails from a senior citizen center and then let their  parents or grandparents know the types of events that are taking place there,  from lunches and dinners to movies, card game tournaments and performances by  local music or theatre groups.

In addition, senior citizens who use email but who aren’t the ones checking  out senior citizen centers online can still receive these forwarded messages  from their children, grandchildren or friends. The email marketing software  required for these campaigns makes it very easy to forward messages to other  interested people, which can only help generate further business for the  centers. Just as importantly, this software is inexpensive to purchase and easy  to install and manage. There is no need to add staff to implement and/or handle  these email marketing projects. Add it all up and aemail marketing campaign is a  win-win for those who operate the center as well as those who visit  it!

Dan Forootan is the President of EZ Publishing, Inc., the creator of the  StreamSend Email  Marketing service.

Article Source: http://EzineArticles.com/?expert=Dan_Forootan

 

Why Do Senior Citizens Need Travel Insurance? by Troy Benning

April 17, 2013 by · Leave a Comment
Filed under: Articles 

There are a lot of senior citizens that love to travel and see the world, but  they don’t know how much they need to be covered while their in the air. Senior  travel insurance is really perfect for seniors who love to always travel, as  they will be protected at all times. They will be fully protected while they are  overseas. If they are in need of medical assistance or simply any kind of  assistance, their travel insurance will be there for them to solve the problem.  So basically, they don’t have to worry about anything when they’re on a  vacation. This is a very important coverage that every senior that loves to  travel needs. If you are a senior citizen that loves to travel, you have to make  sure that you are safe if ever an incident occurs.

  • What is senior travel insurance?

 

Senior travel insurance is a type of insurance coverage that will protect the  senior citizen if any incidents occur while they are overseas. The great thing  about this coverage is that you can have a peace of mind to know that no matter  what happens to you, their will be someone to help you. If you need help to find  your lost luggage, or missing travel documents, there will be special assistance  available for you anywhere around the world.

  • Why do senior citizens need travel insurance?

 

Seniors don’t have an idea of what can happen to them while they are  traveling. If you go to a foreign country, you can accidentally eat or drink  something that your body system cannot manage. If something like this does  occur, your senior travel Insurance will cover and take care of you so that you  can continue your vacation.

  • How much is the coverage for senior travel insurance?

 

The premium is based on the actual age of the senior, health status, and the  area they live in. There are rules and  restrictions, but your insurance agent  will be glad to explain to you what they are so you can avoid any delays. They  can do other different types of coverage that will be perfect for you so that  you will be able to find a coverage that meets your budget.

There are many insurance companies that may offer this type of coverage  online. However, you must make sure that you are dealing with the right company  that will provide you a coverage that is actually needed. Try not to deal with  anyone who isn’t licensed or registered with the Department of Insurance, as  they may not provide any coverage for you if you are actually in need of help.  These people only want to collect your monthly premium and will not give any  service whatsoever. Don’t let these con artists take your money, as they are  very manipulative. It is advisable to contact your nearest Department of  Insurance for more information about unlicensed solicitors. This will give you  an idea of what you should do to avoid getting ripped off.

To learn more about senior citizen travel insurance and travel insurance comparison, visit  TravelInsuranceFacts.net.

Article Source: http://EzineArticles.com/?expert=Troy_Benning

Not your ordinary joe – National Wellness Authority, Joe Piscatella, offers SIX-week Wellness and Heart Health Program

April 16, 2013 by · Leave a Comment
Filed under: Events, Press-Media Releases 

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Not your ordinary joe – National Wellness Authority, Joe Piscatella, offers SIX-week Wellness and Heart Health Program

 

RENO, Nev. (Feb. 15, 2013) –One of the country’s foremost authorities on lifestyle habits and heart health, Joe Piscatella, will offer 6 Weeks to a Healthier Heart – a six-week wellness program designed to improve heart health. The program will focus on lifestyle changes that can have a lasting impact on overall and heart health.

Piscatella underwent coronary bypass surgery at age 32 – and according to his doctors, his prognosis wasn’t good. He found a way to stay faithful to a healthy lifestyle, turned his life around and now is one of the longest-living survivors of bypass surgery – 35 years and counting.

This program is designed specifically for people who could benefit from practical tips that can be applied to daily life to achieve lasting results. Piscatella’s seminars – which TIME magazine calls a “force for positive change” – have inspired millions to achieve a healthier, better-balanced life.

Cost for the six-week program is only $50, which includes all six sessions, as well as pre- and post-fitness profiles to track results. The fitness profiles include a blood draw to calculate total cholesterol, HDL cholesterol (good cholesterol), LDL cholesterol (bad cholesterol), triglycerides and glucose, as well as weight and Body Mass Index (BMI) measurements.

Program participants across the country have reported proven results upon completion of the program. “On average, participants have lost 10.5 pounds, reduced their LDL cholesterol by 6.2 percent and increased their weekly exercise and activity by 28 minutes,” Piscatella said. “What’s even more impressive is that participants continued to report positive results even five months after the program ends. It is truly inspiring to see people adopt healthy lifestyle habits and improve their health.”

Each weekly 90-minute seminar focuses on a specific topic. All seminars will be held 6-7:30 p.m. at Hyatt Place , 1790 E Plumb Lane in Reno .

  • Monday, April 22: Make Your Health Last As Long As Your Life
  • Wednesday, May 1: Eating Healthy In A Doubleburger.com World
  • Wednesday, May 8: Move It Or Lose It
  • Wednesday, May 15: Take A Load Off Your Heart
  • Wednesday, May 22: Raising Fit Kids In A Fast World
  • Wednesday, May 29: Healthy Cooking At Home

More information about the program, including online registration is available at www.renown.org/HeartEvents. For general inquiries, call 775-982-4892.

Special media opportunity: Does a program like this sound appealing to you or a loved one? Media interested in participating in the program and sharing their story are able to do so at no cost. Interested media should contact Ayse (I-Shay) Caglar at 775-982-4609.

Media Interview / Photo Opportunity: Joe Piscatella is available for in-person media interviews Monday, April 22. He is available for other media interviews before that time via phone. Please contact Ayse (I-Shay) Caglar at 775-982-4609 

 Joe Piscatella - casual

About Joe Piscatella

Joe Piscatella, President of the Institute for Fitness and Health, lectures extensively to a variety of associations, including Fortune 100 companies, professional and medical organizations. He has authored 13 best-selling books including “Don’t Eat Your Heart Out,” “The Road to a Healthy Heart Runs Through the Kitchen,” and “Positive Mind, Healthy Heart!”. Piscatella is a frequent guest on television and radio programs that include CNN, the “Today” show, “Fox News” and “Good Morning America,” and is a guest expert on WebMD. He serves on the Legislative Task Force on Youth Health which focuses on improving nutrition and fitness in elementary schools in Washington state. He is also the only non-medical member of the National Institutes of Health Expert Panel on Cardiac Rehabilitation.

About Renown Institute for Heart & Vascular Health

Renown Institute for Heart & Vascular Health has more than 30 years of recognition as the region’s leader in heart and vascular care. The Institute for Heart & Vascular Health has championed innovative heart care with a history of firsts including the region’s first open heart surgery, first angioplasty and first stent replacement. Today, the Institute for Heart & Vascular Health continues to lead the way in state-of-the-art technology like the da Vinci Si HD Robotic Surgical System, 64-slice CT scanner, nuclear medicine, cardiac catheterization and the region’s only D-SPECT cameras that rule out heart attacks faster so patients can be diagnosed and treated quickly. With 17 board-certified heart physicians – more than any other hospital in the region – the heart physicians at the Institute for Heart & Vascular Health offer a variety of specialties and more than 345 years of combined cardiology experience. And with several care centers in Reno , Carson City , rural Nevada and Northern California , patients have convenient access to quality heart care throughout the region. For more information, visit renown.org/heart.

 

 

Connect with Us!

Ayse E. Caglar, MBA | Marketing Business Partner II 1155 Mill St. H8  Reno , NV   89502 | P 775-982-4609 | F 775-982-4666

The Seasoned Senior Citizen By Irene Reynolds

April 16, 2013 by · Leave a Comment
Filed under: Articles 

At what point does one consider themselves a senior citizen, age 60, 62 or  65. By definition a senior citizen is the condition or fact of being older which  carries with it an abundance of privileges.

At a given point of everyone’s life retirement kicks in, planning what to do  next with your life is a big step. Putting finances in place to continue  residing comfortably is a major fact.

Remember that gold watch your former employer presented to you at your  retirement party, hide it in the back of the drawer, you have quite a bit of  time left on the clock to enjoy your life. So research and discover all of the  financial rewards that are out there for you. Your buying power is greater than  you think.

Here are some known areas to save financially, they are privileges for the  active seasoned senior citizen.

1. Join a senior discount club and receive 50 to 70% off on massages,  facials, spas, classes of interest, tours, special events, movie tickets and  more.

2. Save pennies at the supermarket. Clipping coupons can be fun and a number  of manufacturers are set up to give you free samples of new product, seem on TV,  if you request it. Coupon clubs can bring new friendships your way also.

3. Lower your phone bill. There are several telephone units available that  gives you free phone service. Check the local electronic stores in your area.  These telephone units are generally plugged into the USB port of a computer and  you can chat forever, free.

4. Contact your lending institution and request to have your credit card  interest rate lowered. They will be eager to accommodate you and hold you as a  loyal customer.

5. Need a new cell phone, seniors can get a free cell phone for the asking.  Get on the internet, you’ll be surprised at what you will find.

6. Stop making monthly mortgage payment. Request information on reverse  mortgages. If you decide to travel this avenue, you will never have to make  another mortgage payment for the rest of your life. Investigate it  seriously.

7. Can’t afford designer fashions, did you know that local dry cleaners  donate great looking clothing to charitable businesses. These are items not  picked up by customers within the 30 to 60 days. They are priced reasonably for  resale and will save you money.

8. Fitness clubs are a definite. Reinvent yourself. Getting in shape will  give you energy to spare. Special rates are generally available for seniors and  it’s a great place to meet people.

9. Let someone else do the cooking. Restaurants have a discount senior  citizen menu which includes the same items that non-seniors can order. Eat out,  they would love to have you as their guest.

10.Buy items when they go on sale. The markup on merchandise is unrealistic.  Take the hint, wait for the sale or price match at several stores to get the  best deal.

Erase those concerns standing in your way and your golden senior retirement  days will be inexpensive, stress free and well.

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Article Source: http://EzineArticles.com/?expert=Irene_Reynolds

 

Fill Your Life With Satisfaction – Eight Bonuses For Senior Citizens Activities By Jerry Elrod

April 16, 2013 by · Leave a Comment
Filed under: Articles 

2009 offers opportunities and activities for creating a life satisfying  series of days and moments. A year doesn’t happen all at once, even for senior  citizens who decry how rapidly time flies. The Senior Citizen age is an  everyday, minute at a time process. We surprise ourselves when we discover what  we can do with time. The first goal of a senior citizen is to make every day  productive.

So, here are some early New Year clues for filling life’s days with  satisfaction.

1. Convince yourself that being of Senior Citizen age is a plus. Plan daily  activities that under gird a positive attitude. Read books that enable your  being a positive person, engage in exercise that assists your health and  mobility. Look for one task to do that gives you a sense of accomplishment.

2. Identify one thing that you are exceptionally competent in doing. Do not  limit yourself to the ordinary, but stretch yourself to find something you might  have never considered undertaking: for men, how about knitting or cross  stitching; for women, being able to work on your car.

3. Set a goal of the number of books you will read within a month’s time.  Choose books you always told yourself you wanted to read.

4. Choose one volunteer activity per month that will give you a sense of  community and interactive pride. Find something that allows you to be with  persons whom you don’t normally identify as friends.

5. Work on your spirituality. Note, the word is spirituality, not religion.  Identify with some group, spiritual discipline, devotional exercise which will  enlarge sense of self worth.

6. Study your diet. Work with your spouse or significant other or a dietitian  to be sure you are eating well and assisting your health with healthy meal  planning.

7. If you need more to do, consider an unusual hobby. There are no limits on  solid and available opportunities.

8. Get a good night’s sleep! Recommended sleep is 8 hours per night.  Determine what schedule works best for you. Try not to vary it.

Finally, review your progress in meeting your goals to create a life  satisfying pattern for yourself. Keep a Journal so that you may evaluate your  progress or lack of it. In a few months, you will have created new, healthy  habits and activities which will contribute to your life’s satisfaction as a Senior  Citizen.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

American Red Cross Blood Services is Seeking Volunteers

April 15, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Volunteers are an integral part of our country’s fabric.  Their dedication is felt in thousands of communities, including Las Vegas.  Nationwide, the American Red Cross relies on 500,000 committed volunteers who represent 94 percent of the Red Cross’ workforce. And that doesn’t even count the millions of individuals who voluntarily donate blood.  There wouldn’t be a Red Cross without volunteers.

 

Would you like to do something that really matters?  Become a part of the Red Cross.  The Red Cross needs you.  Right now, the Red Cross is looking for several men and women to serve as volunteers.

 

According to Vickie Morgan, regional volunteer supervisor for the Red Cross Blood Services Region, “We would like to find some great committed people in Las Vegas to help us with a critical volunteer position.”

 

Volunteer couriers are needed to help transport blood from collection sites to a processing center, and from the center to local hospitals. If you like to drive and are dependable, able to read and follow maps, and work well with others, then this is a great volunteer opportunity.  Prospective drivers must have a valid driver’s license, be able to lift at least 45 pounds and be willing to make a commitment to serve for at least six months to one year.  Driver’s training is required and will be provided by the Red Cross. Morgan added, “We currently have shifts of varying lengths available to volunteers between 5:00 AM and midnight.”

 

To volunteer, or for more information, contact Vickie Morgan at 801.892.4011 or email Vickie.Morgan@redcross.org.

Benefits Of Joining A Senior Citizens Travel Club by James Redder

April 15, 2013 by · Leave a Comment
Filed under: Articles 

Traveling is an interesting way of enjoying and spending time especially for  the senior citizens who are confined to their homes and do not have much of  physical activities. Older members of the family can have a lot of benefits by  taking small and big trips to various places. There are numerous advantages of  senior citizens travel. The best thing to do is to join one of the travel clubs  for seniors in the locality. This will allow you to spend time in useful travel  pursuits.

First, find out about the local clubs in the particular area. Search the  internet or find out from friends and acquaintances about such clubs. Beware of  scams and choose reputable ones. Be very careful and join a senior travel club  that has been there for quite a long time and that has a reputation. The  greatest benefit of joining such travel clubs is discounts on travel. Travel to  various places for a cheaper rate than traveling alone. This is very beneficial  for people who are living on a fixed monthly income and would like to  travel.

Another benefit is that the club can help to plan the trip in a better way.  Many people do not have the time or resources to plan the trip. For such people  this is a very helpful. Most of these clubs have regular meetings for discussing  various things including the travel plans. Be active in the meetings and suggest  various things that are interesting for the group. A good idea can be better  executed when it is shared and planned by a group of people belonging to the  travel club.

Another thing is that many senior citizens are lonely at home. When they  travel with the other members of the club, they can have a wonderful time  socializing with each other and making new friends. They can get rid of their  loneliness and enjoy life in a whole new way. Such clubs also have many  volunteers who take care of the seniors and their needs. So people who are on  their own can be benefited greatly.

Since the senior citizens club volunteers are well-trained, they know about  all the requirements of these people and take them to places that are really  meant for relaxing and enhancing the mood of the seniors. In order to enjoy all  these benefits find the best club from the locality and enroll in it. After  becoming a member it is easy to enjoy the various benefits offered by the senior  citizens travel club.

Next, now you are better informed on Senior Citizens Travel are you ready to get traveling? Read  more information concerning Senior Citizen Travel here.

Article Source: http://EzineArticles.com/?expert=James_Redder

 

Top Senior Citizen Web Sites For Whatever You Need by Maria Norton

April 12, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizen web sites number in the millions and cover nearly every topic  imaginable. Whether you want to find information on benefits, retirement  planning, travel, healthcare, transitioning to another state like Florida, or  even senior citizen sex, there are senior citizen web sites dedicated to the  topic.

One of the most popular sites on the internet for seniors is the  long-recognized American Association of Retired Persons. If you are looking for  any kind of information that is specific to seniors, then their site is an  excellent place to start. The site includes main categories of information like  health, money, leisure, family, and volunteering. You can find information on  discounts available to seniors on travel, dining, and other services. There is  also an online community on the website where you can interact with other  seniors. You can create your own online profile that tells a little about your  and then you can decide what groups you’d like to join based on common interests  and activities.

Or, you can find an incredible amount of information for seniors on the  federal government’s website for senior citizens’ resources at  usa.gov/Topics/Seniors.shtml. The site provides in-depth information and links  to some of the most popular senior citizen web sites on issues like money,  volunteering, health, housing, retirement, end-of-life issues and caregiving.  But the site also includes important information specific to the government such  as:

· Laws and regulations concerning seniors – things like the Age  Discrimination in Employment Act, and the laws relating to Social Security  Administration and Medicare.

· Consumer protection for seniors – information on elder rights, nursing home  advocates, and types of consumer fraud.

· Federal and State agencies for seniors – such as the Veterans’ Health  Administration, the Administration on Aging and the Employee Benefits Security  Administration.

· Information on benefits – the site provides information on disability and  other government benefit programs, as well as a tool to determine if you are  eligible for any benefits.

· Resources specifically for grandparents that are raising their  grandchildren – links to benefits and government assistance information, DHS  programs for Children and Families, and organizations like the National Center  on Grandparents Raising Children

Of course, travel sites are among some of the most popular sites on the web  for seniors. Some of these senior citizen web sites are some of the best for  travel options, both because of their reputation and because of the types of  travel options that they offer:

· Elderhostel is the all-round champ of educational tours for seniors. This  company concentrates on delving into the history and culture of locations in  both the US and abroad.

· ElderTreks – if you want a bit more of an adventure aspect to your travel,  then this company can help. They offer treks that include what they call ‘soft  adventure’ – nothing too extreme.

· Grand Circle Travel – this is a tour operating company that offers trips to  all age groups, but that definitely caters to seniors.

· Seniors at Sea – as you can probably tell from the title, this travel  company offers cruises designed with the senior in mind.

· Grand Travel – this unique travel company offers packages for grandparents  and grandchildren to enjoy together.

There is simply no end to senior citizen web sites and the range of topics  they cover. No matter what kind of information you’re seeking, you can find it  with a bit of patience and an internet connection.

Maria Norton is the creator of florida-retirement.net, a website designed for  those who are considering retiring to Florida or buying second homes there. She  is a licensed real estate broker and a 20 year veteran of the Relocation  Industry. She provides comprehensive, personalized & free, Florida  Relocation Services. She has also published 4 eBooks: A Guide to Establishing  Florida Residency, How to Create the Perfect Retirement, The Florida Beach Book & How to Buy a Second/Vacation Home in Florida, which are available on the  website. To get your copy of How To Create the Perfect Retirement visit her  website at http://www.florida-retirement.net.

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