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long term care | Nevada Senior Guide

EmpRes Healthcare – Nevada Senior Guide

July 15, 2014 by · Comments Off on EmpRes Healthcare – Nevada Senior Guide
Filed under: Assisted Living, Skilled Nursing & Memory Care, Carson City, Gardnerville 

http://www.empres.com/

Nurse assisting ResidentEmpRes Healthcare is a 100% employee owned western company, providing management consulting and other services to healthcare communities that offer quality long-term care and specialty healthcare services.
The EmpRes Healthcare affiliated companies operate licensed nursing homes and assisted living communities in California, Idaho, Montana, Nevada, Oregon and Washington.

Philosophy

We embody a spirit and value system that encourages loyalty, honesty and a commitment to caring. From our belief that people are always the number one priority, the EmpRes Healthcare companies are committed to:

  •         Caring about our residents, families, employees, and communities
  •         Excellence in service
  •         Treating our residents, families and employees with dignity and respect at all times
  •         Sound stewardship of our financial and human resources

 

Our Commitment to Caring

Mission

The mission of EmpRes Healthcare is to assist each individual resident to achieve his or her highest desired potential.

As an employee-owned company we recognize that our people are our most valuable asset.  We honor their importance by our recognition that all employees be treated with respect and integrity at all times.

Achievement of any mission is dependent upon the financial viability of the company.  We are dedicated to provide optimal value through effective stewardship of our human and financial resources.

We take pride in our motto “Our Commitment to Caring” as a means to attain our mission.

Core Values

CARING

Customer Service:  We treat everyone we encounter as a customer and strive to deliver excellent service at each encounter.

Accountability:  We hold ourselves accountable for being stewards in all aspects of delivering customer-focused care and maintaining financial viability.

Respect:  We respect our residents; they are our purpose.  We respect our employees; they are the means to attain our mission.

Integrity:  We maintain our integrity in the pursuit of our mission.  We do not achieve results at the risk of compromising our integrity.

Nursing Excellence:  We deliver quality care to enhance and promote quality of life by striving to constantly improve resident-centered outcomes and committing to enhancing each resident’s desired potential.

Growth:  We are committed to continuous quality improvement of our clinical and financial systems, professional growth for our employees and the strategic growth and strengthening of our organizations.


 

Mountain View Health and Rehabilitation Center, 201 Koontz Lane, Carson City, NV  89701   |  775-883-3622
Testimonial:  “I love this place and the people who work here! I just plain enjoy myself here!”

Visit: mountainviewhealthandrehab.com


 

Gardnerville Health and Rehabilitation Center, 1573 Muller Parkway, Gardnerville NV  89410 | 775-782-6620
Testimonial: “I have never seen Mom look better.”

Visit: gardnervillehealthandrehab.com


 

Ormsby Post Acute Rehab, 3050 North Ormsby Blvd., Carson City  89703 | 775-841-4646
Testimonial: “I couldn’t hope for anything better than what my dad received.”

Visit: ormsbyrehab.com


 

 

 

 

Local New York Life Agent Jennie Kim Offering Added Protection and Security through AARP Products

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

Jennie Kim from the Las Vegas General Office] of New York Life, is now authorized to offer AARP branded life insurance and lifetime income annuity products to AARP members.  It is the first time these group life insurance products are offered by authorized-to-offer Agents.

 

Ms. Kim is among a select group of New York Life agents who became authorized to offer her clients AARP Guaranteed Acceptance Life; AARP Level Benefit Term; AARP Permanent Life Insurance, all from New York Life and New York Life’s Guaranteed Lifetime Income Annuity.  She is a Licensed Insurance Agent andpassed courses specific to AARP.

 

Ms. Kim has been providing insurance and financial services for over 15yrs specializing in Life Insurance, Long Term Care, Retirement Planning and Estate Planning.  She has served on the Boards of Chambers and Non-Profits Boards and works with many multiple charity organizations including United Way.  She is a member of National Association of Insurance and Financial Advisors (NAIFA), Women in Finance Industry (WIFI), and many more. She resides in Las Vegas, Nevada with her three children.

 

Since 1994, AARP group life products from New York Life have been available via direct mail to AARP members.  The Company has also been the provider of group lifetime income annuities to AARP members since 2006.

 

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world.  New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+).**  Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance.  New York Life Investments*** provides institutional asset management and retirement plan services.  Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.  Please visit New York Life’s website at www.newyorklife.com for more information.

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

September 14, 2013 by · Leave a Comment
Filed under: Articles 

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

Report is the latest in TAKING CARE: a 6-part series the challenges of long-term care

 NewsHour Online offers tips for seniors, profiles a pilot program in Baltimore, and shares personal stories

As Americans live longer, more-productive lives, many seniors are seeking ways to “Age in Place” – to grow old in their own homes rather than move in with family or to traditional retirement facilities.  As part of its ongoing reporting on the challenges of aging and long-term care, Ray Suarez reports from Boston on a non-profit membership organization that helps seniors grow old in their own homes.  The broadcast report airs Thursday, August 08, 2013 on the PBS NEWSHOUR (check local listings.)

The group, Beacon Hill Village, was founded by Susan McWhinney-Morse and 10 of her friends and neighbors who wanted to find a way to grow old in their homes without having to depend on their children for help.  For an annual membership fee, the group offers transportation, social events, and other low-cost services for seniors. The organization has become a model for the nation – there are now over 100 villages across the country and over 200 in development.

Produced with support from The SCAN Foundation, the report is the second in TAKING CARE: a 6-part series on long-term care that will continue throughout the year with reports that show the magnitude of the problem, the challenges faced by individuals and governments, and some of the models for change being tested.

PBS NEWSHOUR’s reporting on “Aging in Place” continues online:

  • 7 simple repairs to help seniors safely age in place  and an opportunity to share your own tips;
  • a “quilt” of photos and anecdotes of living alone, submitted by seniors and their relatives;
  •  an extended interview with one of the founders of Beacon Hill Village;
  • And on Friday –a video showing the work of CAPABLE, a Johns Hopkins-run, Baltimore-located organization that fixes up homes to increase mobility and function.

The SCAN Foundation is an independent, non-profit public charity devoted to advancing a world where all of us can age with dignity, independence, and choice.

PBS NEWSHOUR is seen by over 5 million weekly viewers and is also available online, via public radio in select markets and via podcast. The program is produced with WETA Washington, D.C., and in association with WNET.org in New York. Major corporate funding for the PBS NEWSHOUR is provided by BAE Systems and BNSF Railway with additional support from the Corporation for Public Broadcasting and public television viewers. www.pbs.org/newshour

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
Filed under: Articles 

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

Senior Citizen Health Insurance – How to Make it Affordable? by Reina Raine

April 26, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizen health insurance becomes a necessity as Medicare alone might  be insufficient unless you have a good savings plan or 401K during working  years. Retirement is a time when you get away from the daily grind and do things  that you love to do. However, when you consider the cost of a senior citizen  health insurance plan and added medications versus the fixed income of the  retirees, the picture looks quite bleak. Why is senior citizen health insurance  so expensive to secure? Is there anything that can be done to help the situation?

Getting an insurance policy is paying against a calculated risk. People get  hurt or sick, and the insurance company takes this risk into consideration when  calculating the premium. The greater the risks, the higher the premium.

With increasing age, people are more susceptible to illness and injury.  Illnesses such as hypertension and diabetes require long term care and  medication, hence increasing the overall cost. Age is seen as a high risk factor  to the profitability of the insurance company. This results in the premiums for  senior citizen health insurance being higher.

However, there are some ways to help you prepare for this. When setting up  your 401K savings plan, make sure that you take into consideration both the cost  of living after retirement and the cost of health care. Include the projected  costs for the premium payments for the senior citizen health insurance.

Sign up for the plan prior to retirement as the plan will be less expensive  if you are younger at the beginning of the policy. Check the details to verify  that the plan covers everything that you want and is compatible with Medicare.  Your chosen plan should be supplemental to government provisions and is not  intended to replace them. Always read the policy carefully before signing the  acceptance of the policy.

While this may seem like an extreme expense, the additional coverage provided  by these policies is worth paying for considering the kind of expenses that  might be incurred.

When purchasing the senior citizen health insurance cover, shop around to get  the best possible rates and coverage for your needs.

To learn much more on other aspects of health insurance  [http://healthinsuranceconsiderations.com/] visit  healthinsuranceconsiderations.com where you will find information on how to find  affordable health insurance [http://healthinsuranceconsiderations.com/] and how  to ensure you get best value for your money.

Article Source: http://EzineArticles.com/?expert=Reina_Raine

 

Seniors Citizens are a high priority in Washoe County

August 15, 2012 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

Seniors Citizens are a high priority in Washoe County

Washoe County is experiencing a rapid demographic shift because of the aging of the “baby boom” generation. Like every community in America, we are evaluating how to provide services to the most vulnerable seniors.
 After an April 2, 2012 presentation by Washoe County Senior Services WCSS), the Joint Meeting of the Board of County Commissioners, Reno City Council, Sparks City Council and Washoe County School District Board of Trustees requested that the Department prepare a report on the cost and benefit of increased funding.
 The Department offers both a $1.2 million and $2.4 million option.
 Please ask your elected officials, in-person, by letter or e-mail, and in testimony at public hearings to support the proposal. The following is a summary:

Washoe County, like all of the United States, is seeing the “Baby Boomers” turn 60 in unprecedented numbers. This demographic shift is having a dramatic impact on seniors, families and our community.
 The senior population is growing faster than any other segment of the Washoe County community; 25% are now over 55, with the age group 55-64 years absorbing 27.3% of all County population growth over the last decade.
Washoe County Senior Services (WCSS) is not able to meet the needs of the rapidly growing number of vulnerable seniors.
 Today, Washoe County Senior Services assists only 8% of the more than 71,000 County residents over the age of 60. We are forecast to have as many as 93,000 over 60 by 2016.
 The Washoe County Senior Center, 9th and Sutro, is 34 years old, and over half of its Meals on Wheels delivery vehicles are over 10 years old.
 In 1985, when voters approved the $.01 Senior Citizens ad valorem Fund in perpetuity, it was believed to be adequate for all future facility, program and service needs. Because of increasing costs, the addition of essential programs and above all, population growth, this is no longer true.
 Almost all Washoe County Senior Services programs have a waiting list.
Washoe County Senior Services helps “Bend the Curve” of health and long term care costs by keeping seniors active, involved and independent.
 Planning to prepare the community for an aging society; leverage new resources.
 Senior Centers operated in partnership with cities and GID that provide classes, activities and events; volunteer opportunities.
 Congregate Meals at 8 locations in senior centers and public housing.
 Outreach and early intervention programs to connect seniors to services as early as possible.
 “Help Line” – Aging and Disability Resource Center – provides information, advice and counseling about health and long term care.
 Social Services, including case management, nursing, Home Delivered Meals and in-home care for the most vulnerable.
 Senior Law for legal matters including advance directives, public benefits appeals, elder law, and housing counseling.
 DayBreak Adult Day is an alternate to nursing home care.
Seniors and their families need help managing the maze of services and choices; many seniors are not able to pay for the services they need
 Almost every Washoe County family will be faced with providing care for aging parents and relatives. Most are not prepared.
 In a 2006 Washoe County needs assessment, only 34% of all seniors said that they could afford to pay for their own care.
WCSS low cost supportive services reduce public expenses by keeping people healthier, longer, supporting independent living in their homes and by delaying or preventing institutionalization. The additional funding would provide services and reduce other costs:
 Congregate Meal sites and Senior Centers
• 20% of the 2,100 seniors report that it is their only meal of the day.
• Site managers, which were eliminated in previous budget cuts, would be restored for all meal sites.
• Provide clerical and social work support for senior centers.
 WCSS “Help Line” provides counseling on long term care and health care options, empowering seniors to make an informed choice on decisions that affect their entire family.
• Expert information, advice and counseling would be available to an additional 5,500 seniors and family members per year.
 Case management and visiting nurse
• An additional 350 seniors would receive medication management, help with medical professionals and an in-home nursing assessment.
• An additional 600 seniors would be assisted by a case manager to coordinate care and arrange for services.
• An additional 400 low-income seniors would get in-home services, such as home care, personal care and escorted transportation that are not available elsewhere.
 Home Delivered Meals provides 1/3 of the USDA Recommended Daily Allowance to homebound seniors, who cannot prepare their own meals.
• Today, 175 (37%) of WCSS current HDM case load need assistance in 2 or more Activities of Daily Living (ADLs – bathing, dressing, eating, toileting, etc.) and receive additional case management, nursing and in-home care. They have received services for at least one year.
• New funding would serve an additional 300 homebound seniors per year; provide an additional 70,000 meals per year, for a total of 180,000.
• Additional funding would help an additional 400 high risk clients
 Senior Law: Provide legal services to an additional 400 people.
 DayBreak Adult Day Health: An additional 10 low-income seniors will get services.
• The annual cost for a DayBreak client is $11,000. Nevada Medicaid Nursing Home cost for the same senior is about $59,000 per year; an annual savings of $48,000 per year, and total potential annual savings of $3.48 million.

Nevada-Senior-Guide Nevada Personal Care Services Inc

August 10, 2012 by · Leave a Comment
Filed under: Health and Home Care, Las Vegas 

www.nevadapersonalcareservices.com

At Nevada Personal Care, you’re in control.

You choose the time/days your aide comes!

You choose the aide!

You always have the option to change caregivers!

  • You choose how much help you want. From a few hours a week, to around-the-clock care. We’re flexible. We can work around doctors’ appointments, work schedules and sleep patters.

You always have the option to change caregivers!

  • You choose how much help you want. From a few hours a week, to around-the-clock care. We’re flexible. We can work around doctors’ appointments, work schedules and sleep patters.

  • We can assign a caregiver, or you have the option to assign a friend or relative, (but not a spouse) to care for you. In some cases, we can bill Medicaid or Long-Term care insurance, then we pay that friend or relative to provide care.

Most people love their caregivers, but once in a while there’s friction. If you’re not getting along with your aide, just call us and we’ll arrange for another to provide care. We want you to be satisfied with your care and your caregiver.

Personal Care Assistance

PCA services are provided in the client’s home by a qualified professional called a Personal Care Assistant. PCA programs offer assistance with activities of daily living (ADL’s) and instrumental activities of daily living (IADL’s).

Respite Care

(Similar to PCA/Chore services) Respite is provided when the primary caregiver (Friend or Family member) needs temporary relief.

Chore Services

Chore services include general housekeeping, laundry, shopping, Meal planning and preparation, running errands and more

 

Nevada-Senior-Guide Adult Day Care

Adult Day Care Center of Las Vegas

901 No. Jones Blvd., LV, NV 89108

(702) 648-3425. Adult Day Care

 

Adult Day Care Center of Henderson

1201 Nevada State Dr., Henderson, NV 89002

(702) 368-2273. Adult Day Care

 

Clark County Social Services

Long Term Care Unit

1600 Pinto Lane, LV, NV 89106

(702) 455-7051, www.accessclarkcounty.com

Adult Day Care, Long Term Care, Homemaker                       Referrals, Short Term Care, Medical Assistance

 

Easter Seals of Southern Nevada

6200 West Oakey Blvd., Las Vegas, NV 89146

(702) 870-7050, www.eastersealssn.org

Seniors with disabilities only, Assisted Care,                       Referral, Handicap Day Care 7:30am-2pm,

Assisted Technology, Transportation

 

NV Adult Day Healthcare at Arturo Cambeiro Ctr.

330 N. 13th St., LV, NV 89101, (702) 384-3746

Transportation, Nutritional Program.

Call for special programs. 6am-5pm

 

Nevada Adult Day Care at Eastern

8695 S. Eastern Ave., LV, NV 89123

702-778-1234

Nutritional programs, day care, special

programs, transportation.

Nevada-Senior-Guide Adult Day Care Directory – Southern Nevada

Adult Day Care Center of Las Vegas

901 No. Jones Blvd.

Las Vegas, NV 89108

(702) 648-3425

Adult Day Care

Adult Day Care Center of Henderson

1201 Nevada State Dr.

Henderson, NV 89002

(702) 368-2273

Adult Day Care

Clark County Social Services Long Term Care Unit

3900 Cambridge St., Suite 202

Las Vegas, NV 89119

(702) 455-8687, www.accessclarkcounty.com

Adult Day Care, Long Term Care, Homemaker Referrals,

Short Term Care, Medical Assistance

The Salvation Army Henderson Adult

Health Day Care Center

830 East Lake Mead Pkwy

Henderson, NV 89015

(702) 565-8836, www.tsa-adultdaycare,org

Adult Day Care, Mentally Challenged

Nevada-Senior-Guide Nevada Aging and Disability Services Division

August 10, 2011 by · Leave a Comment
Filed under: Support Services 

http://www.nvaging.net/

The Aging and Disability Services Division (ADSD) in the State of Nevada, Department of Health and Human Services, represents Nevadans aged 60 years and older and those with disabilities.

Mission Statement The Aging and Disability Services Division provides leadership and advocacy in the planning, development and delivery of a high quality, comprehensive support service system across the lifespan. This allows all of Nevada’s elders, adults and children with disabilities or special health care needs to live independent, meaningful, and dignified lives in the most integrated setting appropriate to their needs. Developmental Services

State of Nevada Aging and Disability Services Division (ADSD)

Programs/Services

 

Advocate for Elders

Advocacy, assistance, information and referral to frail seniors, who are 60 years of age or older, primarily homebound and living in the community, and their caregivers.

Aging and Disability Resource Centers (ADRCs)

Provides citizen-centered “one-stop” entry points into the long-term support system. Serves individuals in need of long-term support, caregivers, and those planning for future long-term support needs.

Assisted Living (AL) Waiver

Assisted living supportive services to eligible individuals in a residential facility as an alternative to nursing home placement.

 

Community Options Program for the Elderly (COPE)

Non-medical services to older persons to help them maintain independence in their own homes as an alternative to nursing home placement. Similar to the HCBW Program.

 

Disability Rx (External link) Assistance with the cost of prescription medicines to qualified individuals with disabilities.

 

Disability Services (External link)The Office of Disability Services provides resources at the community level which promote equal opportunity and life choices for people with disabilities through which they may positively contribute to Nevada.

Elder Protective Services (EPS)

For persons 60 years old and older who may experience abuse, neglect, exploitation, or isolation.

 

Grants

Information for current and/or prospective grantees.

 

Home and Community Based Waiver (HCBW formerly CHIP)

Non-medical services to older persons to help them maintain independence in their own homes as an alternative to nursing home placement.

 

Homemaker Program

General housekeeping, limited meal preparation, shopping, laundering, errands, standby assistance with bathing, and home management services.

 

IDEA Part C Office

Provides oversight of Part C (early intervention services) of the Individuals with Disabilities Education Act (IDEA).

 

Long Term Care Ombudsman

Addresses issues and problems faced by residents in long term care facilities, which includes residential facilities for groups.

 

Senior Medicare Patrol (SMP)

The goal of the SMP program is to empower seniors to prevent Medicare/health care fraud through outreach and education.

 

Senior Rx

Nevada’s plan to provide Nevada seniors relief from the high cost of prescription medicine.

 

Senior Tax Assistance/Rent Rebate Program

This program is no longer available.

 

State Health Insurance Assistance Program (SHIP)

Medicare Counseling Information

Counseling and assistance to Medicare Beneficiaries in Nevada, utilizing a statewide network of volunteers.

 

Taxi Assistance Program (TAP)

Discounted taxicab fares to seniors and persons with disabilities in Clark County. (Washoe County also has a program of this type.

 

 

Waiver for the Elderly in Adult Residential Care (WEARC)

Non-medical services in a group care setting to offer individuals a less expensive alternative of supervised care in a residential setting.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!