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national survey | Nevada Senior Guide

Sex and the Senior Living Community: N.Y. Times

January 21, 2014 by · Leave a Comment
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With a documented, “rapid” increase in sexually transmitted diseases (STDs) among older Americans, there’s cause for concern about unsafe sex practices happening in retirement communities around the country, says a recent New York Times opinion piece.

Both chlamydia infections and syphilis diagnoses rose substantially among seniors aged 65 and older between 2007 and 2011, according to the Centers for Disease Control and Prevention. The numbers are similar to STD trends in the 20 to 24-year-old age group, notes Ezekiel J. Emanuel, an oncologist and vice provost at the University of Pennsylvania, and there are a few reasons why.

“First, retirement communities and assisted living facilities are becoming like college campuses,” he writes. “They cram a lot of similarly aged people together, and when they do, things naturally happen.”

Another factor: older people are living longer and healthier, allowing them to remain sexually active late into their lives. More than half of men and about 40% of women aged 60 and older report being sexually active, says Emanual citing a National Survey of Sexual Health and Behavior.

“But while they are having a lot of sex, seniors didn’t seem to get the safe sex memo…

Keep reading at:  http://seniorhousingnews.com/2014/01/21/sex-and-the-senior-living-community-n-y-times/?utm_source=rss&utm_medium=rss&utm_campaign=sex-and-the-senior-living-community-n-y-times&utm_reader=feedly

New Survey Reveals that Aging Parents and Adult Children Aren’t Always On the Same Page!

November 29, 2013 by · Leave a Comment
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In honor of National Family Caregivers Month, life transition planning and daily money management firm LifeBridge Solutions, LLC surveyed nearly 400 aging parents and adult children. The national survey was conducted online November 12 – 14, 2013.

Survey results indicate that adult children are generally more concerned about their aging parent’s wellbeing than the older adult is about his or her own situation. Both generations are concerned about the older adult’s general health and safety and about driving. However, the aging parents top concerns include worry about running out of money and how they will pay for care, while the adult children worry about their parent not asking for (or accepting) the help they need and about their parent’s inability to manage medications.

LifeBridge Solutions’ President Sheri L. Samotin says, “Unfortunately, adult children often live a long distance from their aging parents and don’t see them as often as they’d like. As a result, they worry about what’s going on with Mom or Dad and feel a need to put mechanisms in place to keep their parent safe. By the same token, many aging parents are adept at hiding their need for assistance from their children as they fear that their children will try to take over.” Samotin is the author of the forthcoming book, Facing the Finish: A Road Map for Aging Parents and Adult Children (www.FacingtheFinish.com).

While only 25% of the aging parents surveyed report that they are stressed because of their adult children, nearly twice as many adult children report being stressed because of their aging parents. Consistent with these results, it is not surprising that more adult children than aging parents would change something about their relationship with the other generation. However, the top thing both groups would change is to live closer to and/or see the other more often. The next most common wish for both groups is to have better relationships with one another.

According to government statistics an estimated 25% of adult children currently provide hands-on and/or supervisory care for one or more of their parents. This number has tripled over the past fifteen years and is expected to increase dramatically as the population ages. Caring for aging parents is often referred to as the new mid-life crisis.

LifeBridge Solutions, LLC, founded in 2009 provides life transition planning, daily money management and medical billing advocacy services to clients nationwide.

For more information contact:
Sheri L. Samotin, President, LifeBridge Solutions, LLC
323.452.2680

Read more news from LifeBridge Solutions.

Coalition to Protect Retirement Launches Campaign to Safeguard Retirement Savings Incentives

November 29, 2013 by · Leave a Comment
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Nearly 9 in 10 Americans Say Retirement Savings Accounts Should be “Off Limits” As a Source of New Tax Revenue – Part of National Campaign to Raise Awareness About Benefits of Tax Deferral

WASHINGTON, Nov. 7, 2013 /PRNewswire-USNewswire/ — Americans overwhelmingly – by a margin of 4 to 1 – oppose changing tax rules for retirement savings accounts, according to a new survey released today by the Coalition to Protect Retirement, a group of America’s leading supporters of retirement savings plans.

The research shows widespread support across political parties for maintaining the current tax treatment for retirement savings vehicles, such as 401(k) plans, 403(b) plans, and traditional IRAs.  According to the survey, which was conducted in mid-October, 87 percent of all Americans and 95 percent of those who have a tax-deferred 401(k)-like retirement plan accounts believe retirement savings should be “off limits” to Congress and not a source of new revenue for the government.

Today’s release of the survey coincides with the Coalition’s launch of a national education and advocacy campaign to preserve the current tax incentives for retirement savings.  The campaign will raise awareness about how current tax deferral rules are helping millions of Americans prepare for their own retirement, and will urge workers and their employers to tell Congress not to change or limit these incentives to save.  Visitors to the Coalition’s website www.HowAmericaSaves.com will be able to send letters to their elected officials and follow developments in Congress.

“Retirement savings incentives play an essential role in encouraging Americans to save and employers to sponsor retirement plans,” said Hank Jackson, President and CEO of the Society for Human Resource Management (SHRM) on behalf of the Coalition.  “This isn’t just smart tax policy – it’s proven good sense.”

Tax Incentives Help Americans Save for Retirement
The current tax incentives have succeeded in helping Americans save for retirement and have increased the number of workers who are covered by retirement plans.  According to the latest available data, more than 67 million people participate in private-sector defined contribution plans alone.  All told, Americans have $20.9 trillion in assets earmarked for retirement.

All Income Levels Benefit from Retirement Plan Tax Incentives
Individuals at all income levels have benefitted from these incentives, particularly middle-income earners.  More than 70 percent of American workers who earn between $30,000 and $50,000 a year contribute to a retirement savings plan when one is offered at work.

“Given the vast numbers of baby boomers who reach retirement age every day, retirement savings incentives are needed more than ever,” said Kenneth E. Bentsen, Jr., President of the Securities Industry and Financial Markets Association (SIFMA).  “They are doing what they were intended to do – helping people who need them most to take responsibility for their own retirement security.”

The Coalition noted the important role employers play in helping workers prepare for retirement.  Between 2000 and 2009, employers contributed almost $3.5 trillion to public and private retirement plans.  Changes to current incentives could adversely affect employer-sponsored plans, contributions, and the retirement security of millions of Americans.

“Raising new revenue should not come at the expense of Americans’ retirement savings, not now or in the future,” said Brian Graff, CEO and Executive Director of the American Society of Pension Professionals & Actuaries (ASPPA).  “If Congress reduces the benefits of offering and contributing to retirement savings, fewer people will save.  The result: more of tomorrow’s retirees will need to turn to the government for help, and that will mean more federal spending.”

Media Availability
Representatives of the Coalition to Protect Retirement and of Juncture Strategies/ORC International will be available to answer questions and discuss the national survey on Thursday, November 7 from 1:30 – 2:00 p.m. Eastern Time. 
Call-in number:  1-800-745-6370        Passcode:  5356061

About the Coalition to Protect Retirement
The Coalition to Protect Retirement believes that Congress should encourage retirement savings for American workers through the preservation of current tax incentives.  The Coalition is composed of the following associations:  American Benefits Council, American Council of Life Insurers, American Society of Pension Professionals and Actuaries, The ERISA Industry Committee, ESOP Association, Insured Retirement Institute, Investment Company Institute, Plan Sponsor Council of America, Securities Industry and Financial Markets Association, and the Society for Human Resource Management.

The Coalition’s website www.HowAmericaSaves.com was created to raise awareness among workers, employers, policymakers, and the public about the important role that tax deferral plays in helping people plan for their own retirement security.  The site provides tools for individuals and organizations to make their views known to elected officials and to stay informed about proposals being debated in Congress.  To learn more, visit:  www.HowAmericaSaves.com.

About the Survey
Juncture Strategies/ORC International conducted a national on-line survey of 1,011 adults, 18 years of age or older, during October 14–16, 2013.  A summary of the survey results is available at: http://bit.ly/retresearch.

Contact: Bill Maroni BMaroni@howamericasaves.com / 301 802-3375

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!