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The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age

July 4, 2016 by · Comments Off on The Facts When Should One Begin an Anti Aging Routine To Keep Good Looking In Your Older Age
Filed under: General 

The beginning stages of aging are very important because prevention is really a much better method for coping with aging skin than treating the skin when the signs of aging have already appeared. The fact is that, all of us are without exception are subject to aging. And skin at different stages of aging need different attention that providing age-specific anti-aging care. However, most people have the wrong impression that we should deal with our skin about anti aging when we reaches older! The question now is when shall we begin our routine to counteract the earliest stages of aging skin? The answer is as earlier as in your mid 20s!

Aging begin as soon as adulthood is reached. Physically, early (20 to 39 years old) and middle adulthood (40 to 59 years old) are marked by slow, gradual declines in body functioning, which accelerate as late adulthood (60 and above of age) is reached. The mass of muscle will continue to boost through till mid 20s, thereafter gradually decreasing. Each stage experiences its own specific type of breakdown of protein and collagen and other building blocks that keep your skin looking youthful and glowing.

During the early adulthood, the production of collagen start slowing down and the regeneration of new cells diminishes slightly. Inside your skin along with other parts of your bodies, cells are constantly dying and rejuvenating and the new cells are pristine and strong and it shows on your faces. This process is part of youth and aging, once you reach mid 20s, the process of generation slows down. This is hardly noticeable on the outside of the skin but this is when aging actually begin to happen.

In the middle adulthood, aging starts happening under your skin from the ages of 40. But it can be started as earlier as from 35 depends on how you taking care of your skin, practices healthy diet and lifestyle. During this stage, you will begin to show fine lines around your eyes and outside the mouth area. The color of the skin becomes more pale or dull and loses its youthful glow. Then you begin to lose collagen and amino acids which natural bonding substance in your body that keep your skin plump and puffy. This is the stage where wrinkles start to take underlying on your face.

As in the late adulthood, the human growth hormone is depleted and aging starts to speed up. If you have not used repairing products like anti aging serum, then all of the damaging activities occurring beneath your skin continues but they will accelerate and the consequences will probably be a lot worse than one who used good skin care products, implemented healthy diet and lifestyle routine. Without the aid of good anti aging wrinkle products that help to prevent, restore, protect and rejuvenate, your wrinkles will go deeper and age spots will show up. The building blocks beneath your skin have broken down so you start experience an intense loss of plumpness and resilience.

Therefore, in early stage of adulthood especially you reach mid 20s, a good skin care product series, avoid too much sun light exposure, keep your body hydrated plus eat antioxidants rich foods would definitely make you look much younger and glow in your older age. The start of uses a good anti aging serum that with ingredients such as antioxidants, Alpha Hydroxy Acids (AHAs) and retinols in addition to your moisturizer cream is highly recommended when reaches your middle adulthood to keep your skin restore and rejuvenate. When come to late adulthood, series of high quality anti aging products that include serum, face cream and eye cream is surely as much needed at this time. But it never too late to improve the look of your skin no matter what age you in!

Keng Chan is an anti aging practitioner with more than 10 years of experiences. Frequently research of information, finding interesting tips and solutions for anti aging which helped him look more than 10 years younger than his age! He surprised all of the new friends he met!

Article Source: http://EzineArticles.com/7113303

How to Choose the Best Anti Aging Cream?

June 26, 2016 by · Comments Off on How to Choose the Best Anti Aging Cream?
Filed under: General 

As we become old, the skin renews itself much more slowly than when you are young because the production of collagen, natural proteins that provide the firmness of the skin begin to fall, causing dehydration of the skin and wrinkles.

When you reach 30/40 years, a regular moisturizer will not be enough for your skin, you should start using anti-wrinkle cream (anti-aging) to slow the signs of aging.

Fortunately, there are now a range of anti-aging products designed for every skin type, for all ages and for different needs.

There are wrinkle creams, serums, masks, creams around the eyes, neck, hands, face, etc..

The advantages of using anti-aging creams

– Gives a brightness and youthful glow to the skin
– Eliminate and reduce wrinkles
– Strengthen and firm the skin
– Reduces the appearance of fine lines
– Check and neutralize free radicals
– Moisturize and nourish the skin
– Rejuvenate and firm the skin
– Stimulates the production of collagen and elastin
– Harmonize the pigmentation of the skin
– Stimulates cellular activity and firm the skin
– Prevent the appearance of new wrinkles
– Helps rebuild the skin texture
– Redefine the skin of the cheeks and neck
– Helps repair signs of loosening around the neck and chin
– Renouvelent the elasticity of the skin by stimulating its natural healing processes
– Satisfies wrinkles

How do anti-aging creams?

Most anti-aging products contain retinol, collagen, alpha hydroxy acid, minerals and vitamins. These elements are known for their power to stop the signs of aging and reduce wrinkles and fine lines.

Once the anti-aging cream is applied to the skin, the components therein inhibit muscle movement and to reduce wrinkles and prevent their further training.

Substances penetrate the outer layer of the skin and repair. They also stimulate the production of collagen and elastin in the skin.

Other wrinkle operate by separating the upper layer of the skin, allowing healthy new cells of the skin to appear (that are generally products containing alpha-hydroxy acids).

You should know that all anti-aging products can remove wrinkles or fine lines after the first few days of use.These products gradually smooth your skin and the results are usually seen after a month or two.

How to choose the best anti-aging cream for the face to you?

Today, anti-aging creams are specially designed for specific skin problems: some creams treat crow’s feet, dark circles around the eyes and fine lines around the mouth, others are designed to revitalize the skin, reducing the depth of wrinkles and firm the neck.

There are even anti-aging creams for the hands, neck and neckline.

There are anti-wrinkle products for each skin type: for those who are fat, dry or sensitive.

One of the most important rules when choosing the best anti-aging product for your skin is to look at the components of the product.

It is essential to choose an anti-aging cream that suits your skin type and needs.

If your skin has a lot of wrinkles around the eyes, you should consider buying an anti-aging cream for the eyes that treats crow’s feet and dark circles around the eyes.

During the selection of anti-aging cream make sure it is not too hard or very greasy as it can clog pores and cause a problem if it is left on overnight.

It is essential to choose a product that offers good sun protection (SPF of at least 15 or more) to protect your skin from harmful sun rays that cause premature aging of the skin.

Today, most anti-aging creams available and contain antioxidants that neutralize free radicals associated with excessive exposure to the sun can cause serious skin problems.

Common components of anti-aging creams

Retinol (vitamin A)

Vitamin A is a powerful antioxidant that neutralizes free radicals that cause premature aging usually (Free radicals break down skin cells and collagen in the skin).

Retinol is also known as vitamin A, retinoic acid and retinoid.

Vitamin A is probably the most component used in anti-aging creams, serums and toners. It reduces wrinkles, fine lines and discoloration of the skin and stimulates collagen production. Vitamin A is also known for its ability to tighten pores and minimize sun damage.

Retinol is widely used to treat severe acne and rosacea.

The kinetin

The Kénitine a natural component that helps the skin retain natural moisture and stimulates collagen production.

It is a powerful antioxidant that can also fight against uneven pigmentation. It restores the function of the natural moisture of the skin, helps to preserve and soften the skin without side effects and provides protection for the skin against free radical damage.

Α-hydroxy acids (AHA or)

AHAs are widely used in the cosmetic industry because they remove the top layer of dead skin cells and stimulate the growth of healthy new cells.

Α-hydroxy acids work come exfoliating agents, they have a cooling effect on the skin and improve its overall appearance.

Α-hydroxy acids generally used include: glycolic acid, lactic acid and salicylic acid.
Α-hydroxy acids act as deep into the dermis and stimulate the production of collagen and elastin fibers which are essential for healthy skin.

You should know that all types of α-hydroxy acids increase susceptibility to the harmful effects of the sun and it is essential to use sunscreen daily to avoid sun damage.

Α-hydroxy acids are present in a variety of products including skin care moisturizers, cleansers, eye cream, sunscreen, and foundation.

Coenzyme Q10

Coenzyme Q10 is a fat-soluble vitamin-like substance found in every human cell and that neutralizes free radicals (acts as an antioxidant) and reduces fine lines and wrinkles. It prevents sun damage and skin discolorations.

Coenzyme Q10 is commonly used in anti-wrinkle creams and serums because it prevents damage to collagen and elastin production process and help prevent fine lines and wrinkles.

Copper peptides

Copper peptides are widely used in anti-aging creams, because they stimulate the production of collagen.Copper peptides also enhance the action of antioxidants and enhance wound healing.

Copper peptides are effective against various forms of skin irritation, mainly because of their anti-inflammatory effects. Copper peptides also stimulate the formation of elastin and reduce sagging and wrinkles.

Vitamin A

Vitamin A is a powerful antioxidant that helps reduce the appearance and depth of wrinkles. It stimulates cellular renewal of the skin.

There are different forms of vitamin A: retinol, retinyl palmitate and retinyl linoleate. Lack of vitamin A can cause dryness and hardening of the skin.

Vitamin C

Vitamin C is an antioxidant with a brightening effect of the skin.

It is a common component in products skin care as well as makeup products because it gives the skin a youthful and stimulates blood circulation.

Vitamin C also keeps the skin elastic and prevents premature aging of the latter.

When combined with vitamin E reduces the signs of aging: wrinkles, fine lines, brown spots and age spots.

Vitamin C is also known as ascorbic acid.

Vitamin E

Vitamin E provides natural protection against harmful UV rays.

Vitamin E creates a moisture barrier and prevents the discoloration of the skin. It helps the skin to repair itself.

Antioxidants

The most common are vitamin A, vitamin C and vitamin E. Antioxidants neutralize free radicals and prevent premature aging of the skin.

Many beauty products: the facial cleansers, moisturizing lotions, tonics, claim to contain antioxidants.

Antioxidants are added to cosmetic products containing fat such as lipstick and moisturizers to prevent rancidity.

Tea extracts

Tea extracts (green tea, black tea, white) are usually found in anti-aging creams, serums, masks and lotions.

The tea extracts act as antioxidants in the fight against free radicals. They have anti-inflammatory properties and help in repairing skin damage.

Retinoids

Retinoids are chemical compounds that are chemically related to vitamin A. They make the skin thinner and smoother and reduce the appearance of fine lines and wrinkles.

Retinoids are widely used in the treatment of many diseases and are effective in treating a number of skin conditions such as inflammatory disorders of the skin, cancer, skin disorders in cell renewal and aging.

Retinoids reduce wrinkles, freckles, blackheads (whiteheads and blackheads), and stains caused by sunlight.

Topical retinoids are also effective treatments for mild acne and severe.

It takes about 3 months for the skin acclimates to a retinoid.

Hyaluronic acid

Hyaluronic acid is a component of connective tissue whose function is to cushion and lubricate the skin.

It is found naturally in the skin, its function is to hold water.

Useful tips related to the use of anti-aging creams

– Apply your anti-aging cream with upward strokes from the throat to the front.
– Do not forget: you may need to use an anti-wrinkle for several weeks before you notice improvement.
– Ask for samples before buying a face cream to see if it works for you.
– Try to use a facial cleanser with glycolic acid.
– Exfoliate your skin regularly (at least twice per week) with a gentle exfoliant to remove dead skin cells and accelerate cell renewal.
– Always use a sunscreen with an SPF of at least 15 to protect your skin against the sun’s harmful rays that cause premature aging of the skin and causes discoloration.
– Consult a dermatologist or esthetician to give you the product that best suits you.
– It is essential to get a good amount of sleep each night.
– Try to use a wrinkle cream that contains more natural ingredients, vitamins, essential oils, aloe vera and natural emollients.
– You can put on your sunscreen cream.
– Choose makeup: foundation, concealers, lipsticks, lip glosses that offer sun protection.
– It is essential to follow a strict regimen of skin care every day to keep your skin clear and healthy.
– Always remove your makeup at night with a mild cleanser that suits your skin type.
– Use masks or face firming moisturizer twice to keep your skin radiant mature.
– Drink plenty of mineral water at least 1.5 liters a day to keep your body and skin hydrated.
– Perhaps now is the perfect time to quit smoking: Smoking seriously harms health and damages the skin by destroying collagen and elastin.
– Compare different wrinkle creams and find out what works best for you.

For more information about wrinkles and anti-aging creams visit my blog Best Cream for Wrinkles.

Article Source: http://EzineArticles.com/7259744

Goodbye, Signs of Aging

June 19, 2016 by · Comments Off on Goodbye, Signs of Aging
Filed under: General 

Everyone is affected with signs of aging at some point in their life, be it visible wrinkles, blemishes, pigmentation changes, expression lines, discolorations, poor texture, or other environment-related conditions of the skin. As we age, the production of skin reviving and plumping collagen gradually slows, revealing fine lines and wrinkles.

Anti-aging creams promise to reduce these signs of aging. Yet, despite the ever-rising demand and great popularity, there has been skepticism and anxiety related to anti-wrinkle creams. Many believe that anti-aging creams are but fads, and do not work at all. Debates still continue whether anti-aging creams are cosmetics or drugs. Many argue that most of the anti-aging creams only enhance the outward appearance of the skin and only temporarily at that; and therefore should be placed on equal footings with other cosmetics.

So the promises of younger, fresher looking skin are nothing but lies? No. Fortunately for wrinkle-cream customers, that’s not always so. Granted, in most scenarios, wrinkle creams only offer what can already be achieved through the use of moisturizers and sunscreens. But with a little knowledge of active ingredients used nowadays in certain anti-aging creams, the promises may as well be fulfilled.

Anti-aging creams come under the category of “cosmeceuticals”, mixture of cosmetics and pharmaceuticals; which means they are cosmetic products containing certain biologically active ingredients claiming to give medical or drug-like effect. With ample scientific research and knowledge collected thus, researchers HAVE found out such ingredients which are almost just as effective and relatively inexpensive compared to medical cosmetic procedures.

Active Anti-aging Ingredients:

Most people usually stick to buying cosmetic products of their favorite brands. But to actually gain satisfactory results from anti-aging creams, you’ll have to go an extra mile and start with researching products containing active ingredients which really work on aging skin.

Retinoid:

The active ingredient in Retin-A is tretinoin. The chemical is the only one till date to achieve FDA approval ratings for anti-aging as well as anti-sun damage properties. Retinoid prevents the loss of collagen from skin due to excessive exposure and consequent photo-damage.

In anti-aging creams, retinoid-derivatives in the form of retinol and retinyl palmitate (combination of pure retinol and cleansing agent palmitic acid) are used. However, these must be present at a sufficiently high concentration of 0.04% to 0.07% to be effective. Customers should also take care to note the expiry date of the product, since products containing retinoid tend to expire after a month or so post opening.

Side effects may include mild irritation and redness. Customers with sensitive skin should use a much lower concentration of retinol (approx. 0.025%). It is also advisable to avoid the use of products containing retinoid during pregnancy or breast feeding period, since it is a Vitamin A derivative which is associated with birth defects.

Alpha Hydroxy Acids (AHAs):

Various alpha and beta hydroxy acids are already popular ingredients in various cosmetic products like cleansers, moisturizers, toners, etc. Two most popular AHAs are lactic acid and glycolic acid, known for their ability to efficiently penetrate skin.

AHAs have superb exfoliation properties helping in removal of dead skin cells and growth of new ones. Effectiveness of anti-wrinkle creams containing AHAs depends upon concentration (5% to 8% are sufficient) and frequency of application.

AHAs can increase sun-sensitivity by almost 50%, therefore an effective sunscreen providing UVA and UVB protection is an FDA requisite in final product formulation. Irritation, redness and possible scarring can also occur as side effects. Some people tend to be allergic to certain hydroxy acids. Therefore it’s best to consult a physician before trying a product with an AHA mentioned in ingredients.

Peptides:

Peptides are short-chained proteins which occur naturally in the skin, mainly acting as messengers (in the form of signal peptides) or hormones. They are well known for their natural skin-healing benefits. Peptides such as oligopeptides work as collagen boosters, while Palmitoyl Tripeptide-5 and Tripeptide-1 stimulate the skin for synthesizing collagen of types I and III, and simultaneously decreasing enzyme production to protect collagen and elastin integrity. Pentapeptide-18 and Acetyl hexapeptide-8 (Argireline) are peptides that are known to tighten the skin, thereby reducing the appearance of wrinkles.

There are minimal side-effects related to use of peptides for anti-aging treatment. Not only they help against wrinkles, they also increase skin’s moisture retaining ability, elasticity, and resilience.

Anti-oxidants:

Anti-oxidants are substances that are known to protect the body from damage caused by free radicals-unstable molecules that damage cell membranes, proteins, lipids, and DNA. Free radicals are also one of the major causes of premature aging. Anti-oxidants are already popular for their extraordinary health benefits, and their use in anti-aging products is relatively new yet promising.

Green tea, rosemary, grapes, and tomatoes contain the most effective anti-oxidants and products containing extracts of same can give visible satisfactory results with regular application. A 10% concentration of green tea extract in a given product is especially effective for fighting aging.

It should be noted that although anti-oxidants can be used in diet and applied topically, the effectiveness of an anti-oxidant diet for anti-aging is somewhat debatable. Also, most anti-oxidants will only help in prevention of wrinkles, and may not work to remove those which already exist.

Sunscreens:

Excess exposure to sun leaves visible skin prone to aging effects of UVA and UVB rays. Increased levels of exposure can cause wrinkling, discoloration, formation of freckles and dark spots, damaging of elastin and collagen, skin cancer, as well as DNA mutations. Yes, those 2 minutes you saved by opting out sunscreen application will take its heavy toll.

Sunscreens and sunblocks are applied topically in various forms to prevent such skin related hazards. Following the age old adage of “prevention is better than cure”, sunscreen application substantially reduces chances of photo aging.

Nowadays, sunscreens with active anti-aging ingredients are on rise. These will not only prevent photo aging, but will also treat existing signs of aging. The most effective ones contain tretinoin, the efficacy of which has been already discussed in the Retinoid section as a miracle chemical with proven anti-aging as well as anti-sun damage properties. Other anti-aging sunscreens contain anti-oxidants in the form of minerals.

Vitamin C:

Vitamin C is one of the most widely used skin-care ingredient, given its astounding skin healing properties. It skin rejuvenation and anti-wrinkle properties have been scientifically proved: It is essential for synthesis of collagen in skin, thus curing wrinkles and fine lines; and it is a well-known anti-oxidant, capable of preventing skin-damage due to free radicals.

Vitamin C on its own is rather tricky, since it oxidizes instantly and may cause more harm than good when used topically. To overcome this barrier, anti-aging creams use the vitamin’s more stable and effective derivatives like magnesium ascorbyl phosphate, ascorbyl palmitate, etc.

Vitamin C taken in dietary form is good for health, but provides insubstantial anti-aging benefits for skin, since higher concentrations for anti-wrinkle properties are required than those available to skin through vitamin rich diet.

Anti-aging creams do work, wonderfully. The effects of a given anti-aging product will depend upon active ingredients in its formulation, their respective concentrations, and frequency and regularity of application. Also keep in mind that many of the active ingredients listed above work best in ‘synergy’, i.e. combined form, than by themselves. For instance, AHAs sun-sensitivity factor can be negated by adding sunscreen in its formulation, and a sunscreen with retinoid will work wonders on wrinkle-ridden skin.

For more information about anti wrinkle creams please visit: [http://www.antiwrinklecreamsblog.com/]

Article Source: http://EzineArticles.com/expert/Binh_Hanh_Thai_Nguyen/1413972

Article Source: http://EzineArticles.com/7273758

Aging And Anti-Aging Products

May 16, 2016 by · Comments Off on Aging And Anti-Aging Products
Filed under: General 

As you age, different processes in your skin change its appearance, activity and structure. The aging skin has reduced cellular activity, less collagen production, lowered epidermal turn over and damage accumulation as a result of free radicals from UV exposure. All these changes contribute to the aging process and leave you with apparent signs of aging such as wrinkles, fine lines and dark spots. They come about because the skin loses moisture and elasticity from all the aging changes. Using anti-aging cream can help fight the signs because a good cream reduces the wrinkles by improving skin elasticity and also offers deep skin renewal and cellular rejuvenation by enhancing collagen production.

Causes of premature skin aging

What most people don’t know is that the aging process can actually be slowed by living healthy lifestyles. This way, you won’t have to start using anti-aging products until much later in life. When you take good care of the skin, you will prevent premature aging, which results from things such as;

· Psychological stress

· Unhealthy diets

· Nicotine

· Excessive alcohol consumption

· UV radiation

All these factors put you at risk of free radical formation leading to premature skin aging. A few lifestyle changes might be all you need to maintain a youthful look before it is time to use a wrinkle cream. To block out sun damage, you can use a day cream and sunscreen.

Using Anti-Aging Creams

Skin aging processes can start at different times for different individuals depending on the factors. Skin professionals advise that you start giving the skin some protection from aging between the age of 25 and 30. Anti-aging creams with hyaluronic acid and creatine are some of the best in protecting the skin from harmful UV rays. Today, it is easy to choose the best anti-aging creams since you can choose for your specific skin type or your age. You will find anything from anti-aging 20s cream to anti-aging cream 50+ products. The categorization is important because skin at different ages require different treatments for the best results to be enjoyed.

As for eye creams, you can start using them as soon as you see signs of aging around this thin skin. Even younger people have issues of dark circles as well as puffiness and wrinkles around the delicate skin eye. It can be beneficial to use eye creams before turning thirty.

When using ant-aging creams, most people expect instantaneous results. However, it is important to remember that your results will depend on your type of skin and the condition of the skin when you start using the products. Regularly using your products will of course hasten the process but it is also important to adhere to the given directions of use for best results. When using quality anti-aging creams, you will feel a change in your skin texture after a few days and you should see improvements as with the appearance of the wrinkles and fine lines as you continue using them. Choose quality products and be consistent with your use.

Anti-aging cream 25 year old [http://www.amazing-anti-aging-cream.com/] beginnings can help a lot in maintaining a youthful beautiful skin. Choosing quality products is however also paramount in pushing you closer to the expected results.

Article Source: http://EzineArticles.com/9067111

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

September 14, 2013 by · Leave a Comment
Filed under: Articles 

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

New services are designed to offer added protections for the vulnerable senior citizen market and will provide guidance and help for these at-risk individuals.

The launch of Fraudbuster Reports by leading consumer and investor protection services firm Fraud Protection Network (FPN) is designed to help senior citizens avoid falling prey to common scams and fraudulent schemes in the consumer marketplace. Due to the prevalence of these types of crimes, the National Council on Aging has called scams that target seniors “the crime of the 21st Century.” FPN’s full line of services can provide guidance and support for older individuals and couples in avoiding fraudulent transactions and protecting themselves against financial scammers.

 

Each year, older Americans lose billions of dollars to sham investments, dishonest commercial transactions and outright scams.

  • Major insurer MetLife estimates that individuals over 60 years of age experienced losses of nearly $3 billion due to scams, frauds and sham investments in 2010. This represents a 10 percent increase over similar loses in 2009.
  • According to research performed by the Certified Financial Planner Board of Standards, the average amount lost by senior citizens to these fraudulent transactions is $141,000.
  • Figures released by the Federal Trade Commission indicate that older Americans lose an estimated $35 million each year trying to claim fake lottery and sweepstakes prizes.

Senior citizens may be especially vulnerable to certain types of fraud that include the following tactics:

  • Healthcare scams that bill insurers for services not rendered or not needed
  • Counterfeit prescription medications that can actually harm patients when used as directed
  • Fake lottery and sweepstakes prizes that solicit a small advance cash payment to claim a much larger sum
  • Reverse mortgages from disreputable or unknown companies

These fraudulent schemes are among the most common scams that target senior citizens in the U.S. The Fraudbuster Reports service can be used to check out any company that offers services or provides investment opportunities for senior citizens. Fraudbuster Reports from FPN can be used to obtain a wide range of data on potential investments and retirement plans:

Protections for Consumers:

  • Comprehensive identity and background checks on businesses that target the senior citizen market, especially medical insurance plans, reverse mortgage offers and online prescription medication companies
  • Assessment and evaluation of online complaints to verify their credibility
  • Licensing checks to ensure proper federal and state credentials and business licenses
  • Contact with listed corporate references to ensure the authenticity of companies that offer services to older individuals

Senior citizens also receive personalized services from their own personal account executive to streamline the investigative process and ensure a comfortable working relationship.

Protections for Investors:

  • Due diligence investigations that identify primary stockholders and officers for companies and that disclose liens, judgments, pending charges and bankruptcies
  • In-depth evaluation of all information provided to senior citizens regarding the investment opportunities
  • Previous and current employment histories for company officers and board members
  • License checks for brokers to ensure appropriate state and federal licensing and to identify any areas of concern in the brokerage history
  • Reference checks and financial data for brokers and investment advisors
  • Investor protections also include all features available in the consumer protection tier

FPN does not evaluate the likely profitability of investments. However, the services rendered by FPN can help senior citizens avoid fraudulent investment schemes that offer no chance of financial gain.

To promote these new services and the launch of Fraudbuster Reports, FPN has begun a major media push that includes advertising spots on major networks that include CNBC, Fox News, Fox Business, MSNBC, CNN and CNN Headline News and Bloomberg TV. The commercial can also be viewed online at https://www.youtube.com/watch?v=ocieWK1hDq8.

About Fraud Protection Network:
Since its founding in 2012, FPN has provided advanced investigative services to help clients avoid being taken in by scammers and fraudulent companies. Because senior citizens are especially vulnerable to these dishonest schemes, FPN provides an exceptional range of services that are specifically designed to prevent scammers from preying on older Americans. The newly released Fraudbuster Reports products will offer even more protection for these at-risk individuals and can ensure a brighter financial future for senior citizens.

Contact:
Fraud Protection Network
Raul Martinez, COO
raulm@fraudprotectionnetworkinc.com
855-203-0683
www.fraudprotectionnetworkinc.com

Video with caption: “Fraud Protection Network TV Ads.” Video available at: https://www.youtube.com/watch?v=ocieWK1hDq8

Tips for Staying Safe As a Senior Citizen by Mark Mahaffey

April 30, 2013 by · Leave a Comment
Filed under: Articles 

When it comes to staying safe, senior citizens have special  concerns.

Although research has shown that the risk of being a victim of a physical  assault crime decreases as you age, the risk of other kinds of crime continues  and even intensifies.

Senior citizens are just as likely as the rest of the population to have  their homes broken into, but they are at higher risk for financial crimes. To  criminals, they appear more vulnerable and defenseless. And since the elderly  are often well-off financially, they are a target for crimes involving money  scams.

Further, the elderly grew up during decades when it was proper to be polite  and trusting. This makes them less likely to be rude during a phone conversation  or face-to-face meeting with a con artist. The con artist will keep pushing, and  the elderly victim may just ‘give in.’

Financial crimes are devastating for anyone, but especially so for senior  citizens. They not only feel afraid, but may begin to question their own ability  to handle their own affairs. For an aging person already trying to hold on to  independence as long as possible, this can be emotionally terrifying.

If you are a senior citizen, or have a loved one who is elderly, there are  some steps you can take to keep yourself or your loved one protected. You don’t  have to wait for crime to happen to you: be proactive and make sure you stay  safe.

Secure your home.

A home alarm system is a great deterrent to would-be burglars. Motion  detectors, automatic lights, and a security system with 24-hour monitoring will  significantly decrease the likelihood of a home invasion.

For even more peace of mind, your monitoring service can respond to medical  emergencies as well. And you may even qualify for a senior citizen discount.

Here is a check list of home safety tips for senior citizens:

• Check the locks on all doors and windows to make sure they are secure.

• Trim tall bushes that are up close to the house to eliminate hiding  places.

• Be sure your house number is painted brightly so emergency help can find  you quickly, should you need them.

• Don’t hide keys under mats or pots. Instead, ask a trusted neighbor to keep  your extra key.

• Don’t keep extra cash in your house. It is better to keep it in the bank or  in a safe deposit box.

• Post security signs around your house to let the burglars know you are  protected.

Be smart about financial scams

Senior citizens are susceptible to con artists at the door or over the phone.  These con artists know that the elderly are interested in products promising  anti-cancer benefits or improved memory. Older adults are also less likely to  report fraud, because they don’t know who to call to report.

Here are some tips to stay safe:

• Never allow any unexpected visitor into your home.

• Install peepholes in your doors.

• Do not give out identifying information over the phone such as social  security numbers and account numbers.

• Do not do business with door-to-door salespeople of any kind.

• Know who your neighbors are and try to join a neighborhood watch for added  security.

• Never click on a link to a financial institution in an email. Instead,  manually type the URL into the address bar.

Stay safe away from home

To reduce the risk of being robbed while away from home, follow these safety  precautions:

• Never carry more cash than you need.

• Don’t carry all your credit cards with you.

• Keep your bag close to your body.

• Avoid walking in deserted or dark areas.

• Lock your car doors while traveling in areas where you will be stopping  frequently.

• Also lock your car doors while you are away from your car.

• Consider installing an alarm system in your car. This may qualify you for a  discount on your auto insurance.

You don’t have to wait for crime to come to you. By being pro-active and  educating yourself, you can outsmart the criminals and keep yourself and those  you love safe.

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Article Source: http://EzineArticles.com/?expert=Mark_Mahaffey

 

The Best Senior Citizen Cell Phones for Our Sandwich Generation Family – How About Yours? by Kaye Swain

April 27, 2013 by · Leave a Comment
Filed under: Articles 

Recently, when I was out of town I tried to call my senior mom. I called her  at the house, but got no answer. I called her Jitterbug cell phone for senior  citizens and still no answer. Years of caring for elderly parents, not to  mention raising teenagers, has taught me not to panic, so I prayed about it and  stayed busy. After a short while, she called and explained she had been busy  with senior gardening projects. A big storm was coming and she needed to move  her garden wagons full of pots into the garage. My phone call arrived when she  couldn’t get her hands into her pocket, but she called as soon as she was  done.

I was happy to hear her, and so very glad she did have her Jitterbug – one of  the best cell phones for senior citizens – so she could hear me and call me back  so easily. It really takes a load off my mind when I have to be gone. She’s  never yet needed to, but I really love that in an emergency all she just has to  dial is 0 and the operator will come on the line to call anyone on her list or  even call 911 for her. How easy is that! About the only thing easier is a  medical alert device like an emergency pendant or wrist watch. Then again, at  the moment, those are primarily limited to just working at the home. However,  the Jitterbug cell phones for the elderly go everywhere! For those of us dealing  with the issues of caring for the elderly parents in our family, that’s a real  boon!

There are a couple of other new cell phones for elderly parents that I’m  starting to hear about and hope to check into further. So far, though, the ones  I’ve looked at don’t offer what we get with the Jitterbug, making it the best  cell phone for the senior citizens in our family.

We truly consider the Jitterbug to be an essential tool in my senior parents  gardening toolbox! It gives my aging mom the freedom to go out and about,  knowing that, in her pocket, help is only one button away!

You can find more information about these excellent senior cell phones and how easy they are to use by reading my  article, Our Opinion of the Best Cell Phones for Senior Citizens, as well  as other articles I’ve written about senior cell phones at my primary site,  SandwichINK – http://www.SandwichINK.com – which is full of information,  resources, and encouragement for the Sandwich Generation as you stay busy  dealing with the many issues of caring for elderly parents and babysitting  grandchildren.

Article Source: http://EzineArticles.com/?expert=Kaye_Swain

 

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