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retirement planning | Nevada Senior Guide

Where to Find Your Retirement-Planning Confidence

November 12, 2017 by · Comments Off on Where to Find Your Retirement-Planning Confidence
Filed under: Articles 

(Family Features) With the leisure and reward of retirement a few short years away, the majority of baby boomers – born between 1945 and 1966 – are confident they have adequately planned and saved for their golden years. This is according to new research from investing services company Scottrade, Inc., which also found that 56 percent of baby boomers expect to fully retire between the ages of 55 and 74.

DIY Retirement Planning

Overall, 72 percent of Americans report a strong level of confidence in their ability to plan their own retirement. That confidence comes from two actions: discussing retirement plans and savings strategies with others, and monitoring the news. Thirty-nine percent also said their self-assurance came from the fact that they preserved most of their retirement savings through the economic downturn.

“More online and in-person investment education opportunities are available to Americans than ever before,” said Kim Wells, Scottrade’s executive director of product development and chief marketing officer. “The availability of easy-to-use online trading and investing tools is empowering investors to build their portfolios and take charge of their financial futures themselves.”

Retirement Fund Trends
Scottrade’s research found that more than half of Americans, at 55 percent, are actively planning their retirement without the help of an advisor. This do-it-yourself action plan seems to be working. The majority of Americans did not see the value of their retirement accounts decline last year, and 73 percent reported the value of their retirement accounts either increased or stayed the same.

For Americans who saw a decline in their account value, 67 percent expect to recover those losses within 10 years. In response, a growing number of Americans are looking to save more in order to rebuild their retirement accounts, and 35 percent of Americans plan to save up to 10 percent more.

Staying on Track

For those who are uncertain whether they’re contributing enough to their retirement fund, online calculators make it easy to determine how much should be contributed annually, based on age, income and retirement plan. Check out the retirement calculator in Scottrade’s online Knowledge Center at www.scottrade.com, to help determine how much to save for retirement.

Learn more about self-directed investing at www.scottrade.com, and find more information on the Scottrade 2012 American Retirement Study at http://about.scottrade.com/.

 

Photo courtesy of Getty Images

Local New York Life Agent Jennie Kim Offering Added Protection and Security through AARP Products

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

Jennie Kim from the Las Vegas General Office] of New York Life, is now authorized to offer AARP branded life insurance and lifetime income annuity products to AARP members.  It is the first time these group life insurance products are offered by authorized-to-offer Agents.

 

Ms. Kim is among a select group of New York Life agents who became authorized to offer her clients AARP Guaranteed Acceptance Life; AARP Level Benefit Term; AARP Permanent Life Insurance, all from New York Life and New York Life’s Guaranteed Lifetime Income Annuity.  She is a Licensed Insurance Agent andpassed courses specific to AARP.

 

Ms. Kim has been providing insurance and financial services for over 15yrs specializing in Life Insurance, Long Term Care, Retirement Planning and Estate Planning.  She has served on the Boards of Chambers and Non-Profits Boards and works with many multiple charity organizations including United Way.  She is a member of National Association of Insurance and Financial Advisors (NAIFA), Women in Finance Industry (WIFI), and many more. She resides in Las Vegas, Nevada with her three children.

 

Since 1994, AARP group life products from New York Life have been available via direct mail to AARP members.  The Company has also been the provider of group lifetime income annuities to AARP members since 2006.

 

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world.  New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+).**  Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance.  New York Life Investments*** provides institutional asset management and retirement plan services.  Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.  Please visit New York Life’s website at www.newyorklife.com for more information.

Top Senior Citizen Web Sites For Whatever You Need by Maria Norton

April 12, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizen web sites number in the millions and cover nearly every topic  imaginable. Whether you want to find information on benefits, retirement  planning, travel, healthcare, transitioning to another state like Florida, or  even senior citizen sex, there are senior citizen web sites dedicated to the  topic.

One of the most popular sites on the internet for seniors is the  long-recognized American Association of Retired Persons. If you are looking for  any kind of information that is specific to seniors, then their site is an  excellent place to start. The site includes main categories of information like  health, money, leisure, family, and volunteering. You can find information on  discounts available to seniors on travel, dining, and other services. There is  also an online community on the website where you can interact with other  seniors. You can create your own online profile that tells a little about your  and then you can decide what groups you’d like to join based on common interests  and activities.

Or, you can find an incredible amount of information for seniors on the  federal government’s website for senior citizens’ resources at  usa.gov/Topics/Seniors.shtml. The site provides in-depth information and links  to some of the most popular senior citizen web sites on issues like money,  volunteering, health, housing, retirement, end-of-life issues and caregiving.  But the site also includes important information specific to the government such  as:

· Laws and regulations concerning seniors – things like the Age  Discrimination in Employment Act, and the laws relating to Social Security  Administration and Medicare.

· Consumer protection for seniors – information on elder rights, nursing home  advocates, and types of consumer fraud.

· Federal and State agencies for seniors – such as the Veterans’ Health  Administration, the Administration on Aging and the Employee Benefits Security  Administration.

· Information on benefits – the site provides information on disability and  other government benefit programs, as well as a tool to determine if you are  eligible for any benefits.

· Resources specifically for grandparents that are raising their  grandchildren – links to benefits and government assistance information, DHS  programs for Children and Families, and organizations like the National Center  on Grandparents Raising Children

Of course, travel sites are among some of the most popular sites on the web  for seniors. Some of these senior citizen web sites are some of the best for  travel options, both because of their reputation and because of the types of  travel options that they offer:

· Elderhostel is the all-round champ of educational tours for seniors. This  company concentrates on delving into the history and culture of locations in  both the US and abroad.

· ElderTreks – if you want a bit more of an adventure aspect to your travel,  then this company can help. They offer treks that include what they call ‘soft  adventure’ – nothing too extreme.

· Grand Circle Travel – this is a tour operating company that offers trips to  all age groups, but that definitely caters to seniors.

· Seniors at Sea – as you can probably tell from the title, this travel  company offers cruises designed with the senior in mind.

· Grand Travel – this unique travel company offers packages for grandparents  and grandchildren to enjoy together.

There is simply no end to senior citizen web sites and the range of topics  they cover. No matter what kind of information you’re seeking, you can find it  with a bit of patience and an internet connection.

Maria Norton is the creator of florida-retirement.net, a website designed for  those who are considering retiring to Florida or buying second homes there. She  is a licensed real estate broker and a 20 year veteran of the Relocation  Industry. She provides comprehensive, personalized & free, Florida  Relocation Services. She has also published 4 eBooks: A Guide to Establishing  Florida Residency, How to Create the Perfect Retirement, The Florida Beach Book & How to Buy a Second/Vacation Home in Florida, which are available on the  website. To get your copy of How To Create the Perfect Retirement visit her  website at http://www.florida-retirement.net.

Article Source: http://EzineArticles.com/?expert=Maria_Norton

AARP: George Davis Appointed AARP State President

April 11, 2013 by · Leave a Comment
Filed under: General 

George Davis Appointed AARP State President

African-American Business Executive is Top Advocate for AARP’s 3.1 million members California

PASADENA, Calif., April 3, 2013 /PRNewswire-USNewswire/ — George Davis of Los Angeles, CA, has been appointed AARP California State President. Prior
to his appointment, Davis was acting state president and served for two
years on the state’s Executive Council, a five-member council that provides
direction and leadership in carrying out AARP’s strategic priorities in
California.

Davis came to AARP as a distinguished executive in the broadcasting and
entertainment industry.  He is currently Principal of Davis Broadband Group, a Culver City based consulting firm that advises media and entertainment
companies on digital content distribution.  Earlier in his career, Davis was
managing television technical operations in the US and Asia at Technicolor
and Sony Pictures Entertainment.

Throughout his career, Davis has been actively involved in
community and public service.  In 1999, he was appointed by Governor Pete
Wilson to the board of the California African American Museum.  A few years
later Davis was appointed by Governor Arnold Schwarzenegger to represent the
public as a member of the Board of Governors of the California State Bar.  He
is also a board member of New Directions, a nonprofit organization that helps
homeless veterans.

As volunteer state president, Davis will lead the California Executive Council and work in partnership with State Director Katie Hirning and in collaboration with other volunteers and staff to achieve AARP’s strategic priorities in the state.

“We are thrilled to have George as our new state president,” said State Director Katie Hirning. “He’s a long-time advocate for small businesses and a strong supporter of
technology and outreach to diverse populations.  His knowledge and experience
in these areas will greatly benefit AARP’s more than 3 million California
members.”

Davis is an avid hiker and enjoys collecting rare books when traveling abroad.  He resides in Los Angeles and has two adult daughters and a son attending college.

AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as healthcare,
employment security and retirement planning. We advocate for consumers in the
marketplace by selecting products and services of high quality and value to carry the AARP name as well as help our members obtain discounts on a wide range of products, travel, and services.  A trusted source for lifestyle tips, news and educational information, AARP produces AARP The Magazine, the world’s largestcirculation magazine; AARP Bulletin; www.aarp.org

AARP TV & Radio; AARP Books; and AARP en Espanol, a bilingual news source.  AARP does not endorse candidates for public office or make contributions to political campaigns or candidates.  The AARP Foundation is an affiliated charity that provides security, protection, and empowerment to older persons in need with support from thousands of volunteers, donors, and sponsors. AARP has staffed offices in all 50 states, the District of
Columbia, Puerto Rico, and the U.S. Virgin Islands. Learn more at www.aarp.org

.

Where to Find Your Retirement-Planning Confidence

November 9, 2012 by · Leave a Comment
Filed under: Articles 

Where to Find Your Retirement-Planning Confidence

(Family Features) With the leisure and reward of retirement a few short years away, the majority of baby boomers – born between 1945 and 1966 – are confident they have adequately planned and saved for their golden years. This is according to new research from investing services company Scottrade, Inc., which also found that 56 percent of baby boomers expect to fully retire between the ages of 55 and 74.

DIY Retirement Planning
Overall, 72 percent of Americans report a strong level of confidence in their ability to plan their own retirement. That confidence comes from two actions: discussing retirement plans and savings strategies with others, and monitoring the news. Thirty-nine percent also said their self-assurance came from the fact that they preserved most of their retirement savings through the economic downturn.

“More online and in-person investment education opportunities are available to Americans than ever before,” said Kim Wells, Scottrade’s executive director of product development and chief marketing officer. “The availability of easy-to-use online trading and investing tools is empowering investors to build their portfolios and take charge of their financial futures themselves.”

Retirement Fund Trends
Scottrade’s research found that more than half of Americans, at 55 percent, are actively planning their retirement without the help of an advisor. This do-it-yourself action plan seems to be working. The majority of Americans did not see the value of their retirement accounts decline last year, and 73 percent reported the value of their retirement accounts either increased or stayed the same.

For Americans who saw a decline in their account value, 67 percent expect to recover those losses within 10 years. In response, a growing number of Americans are looking to save more in order to rebuild their retirement accounts, and 35 percent of Americans plan to save up to 10 percent more.

Staying on Track
For those who are uncertain whether they’re contributing enough to their retirement fund, online calculators make it easy to determine how much should be contributed annually, based on age, income and retirement plan. Check out the retirement calculator in Scottrade’s online Knowledge Center at www.scottrade.com, to help determine how much to save for retirement.

Learn more about self-directed investing at www.scottrade.com, and find more information on the Scottrade 2012 American Retirement Study at http://about.scottrade.com/.

Photo courtesy of Getty Images

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!