Warning: trim() expects parameter 1 to be string, array given in /home/nvsenior/public_html/wp-content/plugins/custom-post-order-category/wp-customcategorypostorder.php on line 492
seniors | Nevada Senior Guide

SCOPE Clinical – Nevada Senior Guide

July 15, 2014 by · Comments Off on SCOPE Clinical – Nevada Senior Guide
Filed under: Reno, Support Services 

www.scopeclinical.com

Introducing SCOPE Clinical

A New Outpatient Therapy Clinic for Seniors in Northern Nevada

scope3 “Our Mission at SCOPE Clinical is to improve each person’s ability to engage, relate and communicate meaningfully and successfully with others…” Vicki Moss, SCOPE Founder/ Director and Speech-Language Pathologist

Northern Nevada has a new resource for Seniors to help them achieve their personal health and wellness goals in addition to providing outpatient rehabilitative services to meet the needs of those in the community who are experiencing limitations due to injury, illness, disability or disease. scope2 SCOPE Clinical is a newly established outpatient therapy clinic providing Speech, Occupational and Physical Therapy services to adults in Reno and the surrounding communities.

Vicki Moss, a native Nevadan and University of Nevada-Reno graduate, is the Founder and Director of SCOPE Clinical.  Vicki has been providing speech therapy services throughout the Reno community for over 20 years and it was out of her passion for improving the communication and quality of life of individuals across the aging spectrum that SCOPE Clinical was founded. scope-2014-06-25 09.12.56 Vicki’s vision and goals are simple:  to provide Northern Nevada with an outpatient therapy clinic that focuses on the needs of each and every individual to make them their very best.  That is why SCOPE Clinical has a patient centered, multidisciplinary approach to therapy intervention.  By providing speech, occupational and physical therapy to aging Seniors in the community, it is Vicki’s goal that Seniors, following trauma such as injury or stroke, will continue to enjoy everyday activities such as communicating love to a spouse or family member, safely eating a meal, writing letters to loved ones, standing at their grandchild’s wedding or even playing a round of golf. scope-photo SCOPE Clinical has two locations to better serve the speech, occupational and physical therapy needs of Seniors in our community:

Central Reno location:  3195 Mill Street, Reno, Nevada 89502

Northwest Reno location:  9740 South McCarran Blvd, Suite 102 Reno, Nevada 89523

Phone:  775-410-7832

Please visit one of our convenient locations, call or visit our website at www.scopeclinical.com.

We would be happy to speak with you and answer any questions you may have regarding how the therapy services at SCOPE Clinical could assist you in your rehabilitative process.  We look forward to speaking with you!

MorningStar Senior Living – Nevada Senior Guide

http://www.morningstarseniorliving.com/communities/morningstar-of-sparks/

MSS-exterior2

At MorningStar, it’s in the air.  In the very chemistry of the place.  You can feel it.  You can see it with your own eyes, every day:  our staff flat out loving our residents, loving them like they do their own moms and dads.

Ken Jaeger, founder of MorningStar, proved his acumen for the senior living industry through 15 years of executive roles, garnering experience in acquisitions, construction and management.

In 2003, an idea began to take shape, a pressing dream to create his own brand of senior living defined by the human touch.  “I wanted to re-create my grandmother’s house, a place where one can go and feel a sense of family.”

Ken had specific designs on how to foster the ultimate environment for the well being of seniors.  Out of these convictions, he established three precepts for MorningStar:  Honor God.  Value All Seniors.  Invest generously in his team.

From his first home in Denver, MorningStar Assisted Living of Littleton, the difference was manifest: all the amenities of a five-star resort infused with the warmth of a real home.

And now, ten years and 12 homes later, MorningStar has become a landmark name in senior living.

From independent living to assisted living, from basic care through Alzheimer’s support, MorningStar’s continuum of service allows residents to extend their stay until a diagnosis calls for 24-hour nursing.  Through Respite Care and Day Programs, MorningStar also opens its homes for short-term stays.

Our website offers even more about the MorningStar difference.  There you’ll read about WellStar, our signature program which encompasses the physical, social, spiritual and intellectual sides of wellness.  You’ll see a gallery of our award-winning architecture and gracious design.  And find a Decision Guide that helps families understand & navigate the complex world of senior living, complete with downloadable templates.  Read especially “Testify to Love,” which captures the sentiments of residents, their families and our staff as to why we do what we do and the impact we have.

We see our residents as heroes—men and women who have exacted out of life all its triumphs and trials, who in raw courage and tenacity have invested their days.  Seniors are a testimony to the colossal events in history.  They’ve witnessed world wars and the worldwide web—all in one glorious sweep.  If anyone deserves honor and respect, it is our seniors.  This is MorningStar’s high and chosen calling.

IMG_3022 IMG_2979 IMG_2826 IMG_2773 IMG_2752 IMG_2722 IMG_2664 IMG_2541 IMG_2460

 

MorningStar Senior Living of Sparks, 2360 Wingfield Hills Drive, Sparks, NV  89436
Phone:  775-626-5665

Arbors Memory Care Community Wins Family Owned Business Award

May 22, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

Stutchman Family Business Recognized with “When The Going Gets Tough” Award

For the past 40 years the Stutchman family has been in the business of senior care, presently owning and operating Arbors Memory Care Community. During their tenure they’ve seen highs and lows in their business, including economic downturns and the death of a husband/father/principal partner.  Through it all though, they’ve not only survived, but they’ve been able to thrive.

The Stutchman family was recently recognized by the Nevada Business Magazine through the publication’s annual Family Owned Business Awards.  They received the award for “When The Going Get’s Tough.”  The winner of this award is defined as “A business that faced adversity and made changes to adapt to what was sure to be a tough time.”

The magazine received several hundred nominations and narrowed those down to three finalists and then one winner in 10 categories for both the South and North part of the state.

Nevada Business Magazine had this to say about the Arbors, “Founded by Connie and Tom Stutchman, Arbors Memory Care Community is in a tough business, assisted living.  Couple that with the recent economic downturn and the Arbors had to adapt to survive.  Run today by the Stutchman’s daughter, Gina and her husband Jason Lewis, the organization has found a way to adapt their business model and provide affordable, yet quality assisted living.”

Some of the ways the Arbors has adapted is to add triple occupancy to their room mix, creating a more affordable option for families who need care for their over one with Alzheimer’s.  They also began to offer fixed-rate, all-inclusive pricing which enabled families to count on a consistent monthly amount for care throughout their family member’s entire stay.  Lastly the Arbors remodel project has just begun as well which will provide an even brighter and more inviting environment for residents and staff.

“We are absolutely thrilled to win this award and to be recognized by the business community for our years of dedication to quality senior care in Northern Nevada.  We look forward to caring for our seniors and providing jobs in the Reno/Sparks community for another 40 years,” says owner Gina Stutchman.

Arbors Memory Care Community is a locally owned and operated residential community providing care for individuals with Alzheimer’s and other forms of dementia.  The Arbors, which is licensed for 72 beds, consistently receives an A grade in state inspections.

For more information, please contact Arbors Memory Care Community at (775) 331-2229 or visit www.arborsmemorycare.com.

Free Senior Safety Fair – Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP)

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

The Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP) are asking for support at an important annually sponsored event.

 

The SALT Council and SMP will be holding it’s free “Senior Safety Fair” on Wednesday, May 14th 2014 at Clark County’s Paradise Community Center located at 4775 South McLeod Drive 89121.

The SALT Council is comprised of core members to include but not limited to the Las Vegas Metropolitan Police, North Las Vegas Police Department, State of Nevada Elder Protective Services, Southern Nevada Senior Law Program, Nevada Senior Services, Senior Medicare Patrol (SMP), Nevada State Attorney General’s Office, City of Las Vegas, Clark County, City of Henderson, Clark County District Attorney, ITN Las Vegas Valley, S. Nevada Transit Coalition, Nevada 2-1-1, Social Service Providers, Professional Senior Service Providers, and Volunteer Senior Citizens and Clark County Coroner and Medical Examiner’s Office just to name a few.

 

S.A.L.T. is a full non-profit 501c3.

 

The group is looking assistance in getting the word out to all southern Nevada senior citizens about this free safety event to help increase all safety and prevention methods for our seniors residents.

 

If you have any questions please contact Kim Harney-Moore (SMP) or Carol Ferranti (LVMPD) (contact info are listed below):

 

Kim Harney-Moore; SMP Director
Nevada Senior Medicare Patrol (SMP)
Empowering Seniors to Prevent Healthcare Fraud
702-486-4323
kkharneymoore@adsd.nv.gov

 

OR

 

Carol Ferranti; Crime Prevention Specialist
Las Vegas Metropolitan Police Department – South Central Area Command (SCAC)
4860 Las Vegas Blvd. South
Las Vegas, NV 89119
Office: 702-828-8163
C7859F@lvmpd.com

If You Want To Age Better, Be Happy

January 31, 2014 by · Leave a Comment
Filed under: Articles 

It makes sense that happier people with a positive world view would have longer, more fulfilling lives. Several recent studies have demonstrated various happy/healthy connections, such as happier marriages translating to better physical health for the partners.

One U.K. study, reported inMedicalNewsToday.com, found a strong correlation between individuals who enjoy life and their increased physical function. The 2012 research, done at University College London (UCL), was updated and published recently after a follow-up study.

Approximately 3,199 participants, age 60 and older, were rated on a four-point scale. The study’s questions included,…

Keep reading here:  http://www.seniorsforliving.com/blog/2014/01/31/if-you-want-to-age-better-be-happy/

5 Ways to Beat Those Winter Blahs and Blues

January 30, 2014 by · Leave a Comment
Filed under: Articles 

It’s not even the end of January and winter has been brutal here in the Midwest. Along with other areas of the country unused to constant sub-zero temperatures and snow, we’re all growing weary of being stuck inside, trying to stay warm. After the normal post-holidays let-down, the winter blahs and blues tend to set in. This combination of bad winter and seemingly endless days until spring is not good, particularly if you’re trying to stay positive or keep those New Year’s resolutions.

If you’re experiencing Seasonal Affective Disorder (SAD) or depression beyond the usual winter blues, it’s best to check with your doctor for treatment options. But if not, Huff Post 50 has a handy list of ways to tackle the winter blahs. Here are a few of their suggestions:

continue reading here:  http://www.seniorsforliving.com/blog/2014/01/29/5-ways-to-beat-those-winter-blahs-and-blues/

Using Home Health Care to Facilitate Independent Living

January 28, 2014 by · Leave a Comment
Filed under: Articles 

When faced with the choice between living in an elderly care facility or aging as independently as possible at home, home health care is almost always the more desirable choice. Still, it’s not always easy to build a feasible support system for aging seniors who wish to retain as much independence and dignity as possible by continuing to live in their own homes.

Understanding the unique needs of an individual patient and the level of care required to help them stay in their own homes doesn’t have to be complicated. With the right assistance in place and a plan of action, it’s very possible to help your loved ones retain some semblance of an independent, healthy lifestyle well into their golden years.

Realistic Evaluation of Need

To create a plan for an extended aging-in-place arrangement, it’s imperative to objectively take stock of your loved one’s needs and requirements. Some seniors will require little more than… continue reading here:  http://www.insideeldercare.com/aging-in-place/using-home-health-care-to-facilitate-independent-living/?utm_source=rss&utm_medium=rss&utm_campaign=using-home-health-care-to-facilitate-independent-living&utm_reader=feedly

Sex and the Senior Living Community: N.Y. Times

January 21, 2014 by · Leave a Comment
Filed under: Articles 

With a documented, “rapid” increase in sexually transmitted diseases (STDs) among older Americans, there’s cause for concern about unsafe sex practices happening in retirement communities around the country, says a recent New York Times opinion piece.

Both chlamydia infections and syphilis diagnoses rose substantially among seniors aged 65 and older between 2007 and 2011, according to the Centers for Disease Control and Prevention. The numbers are similar to STD trends in the 20 to 24-year-old age group, notes Ezekiel J. Emanuel, an oncologist and vice provost at the University of Pennsylvania, and there are a few reasons why.

“First, retirement communities and assisted living facilities are becoming like college campuses,” he writes. “They cram a lot of similarly aged people together, and when they do, things naturally happen.”

Another factor: older people are living longer and healthier, allowing them to remain sexually active late into their lives. More than half of men and about 40% of women aged 60 and older report being sexually active, says Emanual citing a National Survey of Sexual Health and Behavior.

“But while they are having a lot of sex, seniors didn’t seem to get the safe sex memo…

Keep reading at:  http://seniorhousingnews.com/2014/01/21/sex-and-the-senior-living-community-n-y-times/?utm_source=rss&utm_medium=rss&utm_campaign=sex-and-the-senior-living-community-n-y-times&utm_reader=feedly

Enjoy life more – your body will age better, study shows

January 21, 2014 by · Leave a Comment
Filed under: Articles 

A new study from the UK and published in the Canadian Medical Association Journal claims that people who enjoy life will have better physical function and faster walking speeds than their more pessimistic counterparts.

We already know there are health benefits associated with a positive outlook on life. A study from 2013 suggested people who have happy marriages also enjoy better physical health than couples in stressful marriages.

In 2012, Medical News Today reported on a study by researchers at University College London (UCL) in the UK, which found seniors who enjoy life more tend to live longer.

As part of a follow-up study testing the link between happiness and physical performance, the UCL researchers have assessed the enjoyment of life of 3,199 participants aged 60 years or older.

Enjoying life makes your body work better?

The participants in the study were asked to rate on a four-point scale how much they subscribed to the following statements: “I enjoy the things that I do,” “I enjoy being in the company of others,” “On balance, I look back on my life with a sense of happiness” and “I feel full of energy these days.”

senior citizens playing video games
The study found that seniors who enjoy life had better physical function than unhappy people.

Interviewing the people in the study, the researchers then assessed to what extent they had difficulty performing daily activities, such as bathing or getting dressed. They also measured the walking speed of the participants.

The study found that people who had a low sense of well-being were more than three times as likely to experience problems in performing daily activities.

“Our results provide further evidence that enjoyment of life is relevant to the future disability and mobility of older people,” says Dr. Steptoe, co-author of the study.

Continue reading here:  http://www.medicalnewstoday.com/articles/271486.php

How to Talk to Aging Parents About Senior Housing

November 29, 2013 by · Leave a Comment
Filed under: Articles 

One in three adults ages 65 and older will fall each year. Use this podcast to learn how to talk to aging parents about senior living before an accident occurs.

According to the Centers for Disease Control and Prevention, one in three adults ages 65 and older fall each year. Of these falls, 20–30 percent result in debilitating injuries limiting seniors’ ability to live on their own. It is more important than ever for seniors and their adult children to plan for senior living accommodations—before an accident occurs.

Of course, the conversation about senior living can be emotional and taxing for aging parents. Seniors may view the change as a loss of independence, and it can be difficult to think about leaving their home and existing lifestyle to join a new community.

In a recent podcast from MySilverAge.com, Lisa Holland—regional director of quality improvement at be.group, a nonprofit provider of California senior living communities—offers expert tips to ease these challenges and strategies to help start the conversation. Holland explains how to approach the subject respectfully and sensitively, and how to offer the right support for each parent’s unique needs.

To hear all of Holland’s tips on talking to aging parents about senior living, including whom to include in the discussion and ways to prepare for potential responses, visit: www.mysilverage.com/thetalk.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

Baby Boomers and Seniors face nutritional triple threat of obesity, weight loss and lack of balanced meals

November 29, 2013 by · Leave a Comment
Filed under: Articles 

Livliga dishware is a new solution to help these two generations eat right and stay healthy 

Americans are living longer than ever, according to the U.S. Centers for Disease Control, but the fight to stay healthy is just as challenging as it has been with past generations. Recent studies show that the Silent Generation, born from 1927 to 1945 and Baby Boomers, born from 1946 to 1964, collectively face three major nutritional challenges.

 

A Journal of the American Medical Association Internal Medicine study shows Baby Boomers have higher rates of hypertension, diabetes, obesity and high cholesterol when compared to their previous generation. The Food and Agricultural Organization of the United Nations also shows the highest obesity rates are currently found in Baby Boomers.

 

For the Silent Generation, currently ages 68 to 85, the National Institute on Aging says its main challenge is related to lack of balanced nutrition and getting enough calories.

The NIA says this group has:

  • decreased appetite
  • trouble chewing food
  • less socialization around food
  • diminished sense of taste and smell
  • medication interference with food enjoyment
  • fixed incomes

One new solution is Livliga, a tool Baby Boomers and Silent Generation seniors can use to promote right-sized food portions to reach target weights as well as to guide intake of balanced nutritional meals. Created with an Advisory Committee including a cardiologist and certified nutritionist, Livliga offers easy, subtle cues to improve and control the food environment.

 

“Livliga is a solution for every stage of life,” says inventor, Sheila Kemper Dietrich. “It can be used by people who are under eating and need to be reminded to take in more calories or to help those who are struggling to shrink their waistlines. The guide to portion sizes combined with reminders of what comprises a balanced meal are the keys to better health for both groups.”

 

Livliga is Swedish for LIVELY, VIBRANT or VIVID, which is the company’s core philosophy. Kemper Dietrich’s vision was to create an attractive suite of place settings designed for a healthy lifestyle and suitable for entertaining family and friends in both formal and informal settings. The beautiful designs on the dishware offer elegant visual cues to guide appropriate and right-sized servings. The initial product launch was a 4-piece place setting in two patterns, including a dinner plate, salad/luncheon plate, bowl and mug. Livliga also offers a serving bowl, etched water and wine glasses.

 

For Baby Boomers or Silent Generation seniors with grandchildren, Kidliga can also be helpful to promote healthy habits for the entire family. Kidliga is whimsical, fun dishware for kids, accompanied by a health-oriented children’s storybook. Sammie & Sax in the Land of Quinoa: The Search for a Balanced Meal just won a Moonbeam Award in the Health Issues category and is a useful tool and solution to help families in the fight against childhood obesity.

 

Livliga products are specifically designed to help both adults and children address the “psychology of eating”.  The rim sizes, color palette, and designs all combine to encourage slower eating, make portion sizes look larger, as well as make food more visually appealing.

 

A 4-piece Livliga place setting is available on the company website at www.LivligaHome.com at an introductory price of $49.95 (MSRP $59.95). All of the additional products and pricing can be easily found on the website as well. Kemper Dietrich says plans call for further product launches, including additional patterns and a set of LivSpoons that makes for easy, everyday measuring and serving of right-sized portions.

 

To purchase Livliga, visit the online store at www.LivligaHome.com.  “Like” Livliga on Facebook at facebook.com/LivligaHome, follow on Twitter @LivligaHome and visit our blog at LivligaHome.blogspot.com.  Watch our videos on YouTube.com/LivligaHome.

 
Audrey Strong
Agency Zero Public Relations
audrey@agencyzero.com
720.231.6097

Staying Safe on the Road: Senior Driving Guide

November 25, 2013 by · Leave a Comment
Filed under: Articles 

Learn the challenges that may keep older adults off the road and find tips for staying safe behind the wheel

According to a recent study by the AAA Foundation for Traffic Safety, drivers in their mid- to late-80s have lower overall crash rates than drivers in their early 20s and roughly half as many crashes as teenagers—making them among the safest drivers on the road.

However, fatal crash rates skyrocket for drivers ages 85 and older. In “The Guide to Driving Safety for Older Drivers” from MySilverAge.com, Jake Nelson, AAA director of traffic safety advocacy and research in Washington, D.C., says it’s important to understand what health factors can compromise safe driving. If senior drivers have ongoing limitations that could put them or their passengers at risk, they may want to reconsider their capacity to continue driving.

Older drivers should evaluate how the following factors affect their driving ability:

  • Vision. How well a driver can see accounts for about 90 percent of his or her ability to drive safely. Weak visual aptitude can be measured by an inability to read signs, street markings, or to see other cars and pedestrians in low-light conditions.
  • Mobility. Loss of strength, coordination and flexibility can make it challenging to control a vehicle. Mobility difficulties may also be signaled by pain and discomfort performing daily activities as well as arthritis in the neck and shoulders.
  • Behavior. Trouble remembering familiar routes, anxiety or confusion while driving, or problems distinguishing the gas from the brake pedal are causes for immediate concern.

For a complete list of driving safety tips, including information on driver improvement courses, new driving technologies and alternate modes of transportation, download the driving guide for seniors.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

Downsizing? 4 Easy Ways to Get Rid of Unwanted Stuff

November 25, 2013 by · Leave a Comment
Filed under: General 

Use these methods from MySilverAge.com to declutter and pare down before moving into a new home.

Members of the National Association of Senior Move Managers recently reported that 98 percent of their senior clients downsized before relocating.

Downsizing before a move can be both liberating and overwhelming. But for seniors who have acquired many possessions over the years, it can be an especially daunting task. Seniors planning a move into smaller living spaces should begin the downsizing process about 90 days before moving, says Greg Gunderson, owner and president of Gentle Transitions, a senior relocation services company located in Manhattan Beach, Calif.

“The most time-consuming part is the decision-making process,” Gunderson says. But even after deciding what stays and what goes, Gunderson says one question remains:  “What’s the best way to get rid of the items I don’t want?” From donating a book collection to selling a grand piano, here are four ways to give possessions a new home.

  1. Hold an estate sale. Partner with an estate sales group that can facilitate the auction or sale of belongings at the home.
  2. Contact an auction house. Consider letting an auction house take over the sale of high-end valuables such as antique furniture, artwork or collectibles.
  3. Donate to a charity. Thinking about passing some possessions to those in need? Call the charity (for example Salvation Army, Goodwill) in advance to give them a list of the items that will be donated.
  4. Hire a paper-shredding service. Because financial, bank and private documents can contain confidential information, Gunderson says it’s important to practice caution when removing them from the home.

Downsizing can be an essential part of seniors’ transition to a new home. Another important step is finding the best housing solution to meet current and future needs. A free guide from MySilverAge.com addresses common questions about senior living and offers helpful resources to ease the transition. Find out:

  • When is the right time to move?
  • What are the available housing options?
  • Are there services to help with the moving process?

Download the full guide for all of these answers and additional senior living tips: http://www.mysilverage.com/seniorhousingguide.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

National Report: Oral Health of Older Americans In A ‘State of Decay’

November 25, 2013 by · Leave a Comment
Filed under: Articles 

Oral Health America Launches First-of-its-Kind Website to Connect Older Adults to Affordable Dental Care and Resources

The oral health of older Americans is in a state of decay, according to a new national report released today by Oral Health America (OHA).  A State of Decay, a state-by-state analysis of oral healthcare delivery and public health factors impacting the oral health of older adults, reveals more than half of the country received a “fair” or “poor” assessment when it comes to minimal standards affecting dental care access for older adults. Florida and Arizona, areas with large older adult populations, rank in the bottom five states due to a shortage of oral health coverage, a strained dental health work force, and deficiencies in prevention programs.

“While we are seeing improvements in certain areas of older adult dental care, there is still a lack of progress in advancing the oral health of such a vulnerable population,” said Dr. Ira Lamster, Professor, Department of Health Policy and Management, ColumbiaUniversity, Mailman School of Public Health. “Older adults face significant health challenges if their oral health is poor, and there is no coordinated program to help fund necessary services.”

A State of Decay gave a rating of “fair,” “poor,” “good,” or “excellent” based on state level data analyzing five variables impacting older adult oral health: adult Medicaid dental benefits, inclusion of older adult strategies in state oral health plans, edentulism (loss of teeth), dental health professional shortage areas, and community water fluoridation.

The final evaluations in the report for each state are mixed, with several states performing well in some variables, but still in need of improvement in other important areas. The top findings of this report that require scrutiny and action are:

  • Persistent lack of oral health coverage across much of the nation. Forty-two percent of states (21 states) provide either no dental benefits or provide only emergency coverage  through adult Medicaid Dental Benefits.
  • Strained dental health work force. Thirty-one states (62 percent) have high rates of Dental Health Provider Shortage Areas (HPSAs), meeting only 40 percent or less of dental provider needs.
  • Tooth loss remains a signal of suboptimal oral health. Eight states had strikingly high rates of edentulism, with West Virginia notably having an adult population that is 33.8 percent edentate. Photo – PRN Photo Desk, photodesk@prnewswire.com
  • Deficiencies in preventive programs. Thirteen states (26 percent) have upwards of 60 percent of their residents living in communities without water fluoridation (CWF), despite recognition for 68 years that this public health measure markedly reduces dental caries. Hawaii (89.2 percent) and New Jersey (86.5 percent) represent the highest rates of citizens unprotected by fluoridation, an unnecessary public peril.

Daily, 10,000 Americans retire and only 2 percent do so with a dental benefit plan. The State of Decay analysis provides a tool for states to use in addressing shortfalls in oral health status, dental professional access sites, dental benefits for low-income adults, and population-based prevention, all of which affect the oral health of older adults, the fastest growing segment of the American population.

To help older adults and their caregivers address oral health needs and overcome many of the barriers to accessing affordable dental care, OHA launched toothwisdom.org. The website is a first-of-its-kind online tool that connects older adults to dental care and educates on the importance of maintaining oral health with age. The American Dental Hygienists’ Association (ADHA) and Special Care Dentistry Association (SCDA) supported OHA and the launch of the website by encouraging their members to provide meaningful articles for the toothwisdom.org.

“Dental Hygienists have the opportunity to assist older Americans with the oral health challenges they may face as they age,”” said Ann Battrell, Executive Director, American Dental Hygienists’ Association. “We’re all committed to sharing the message that oral health matters and changing the common misperception that with age comes a decline in oral health.”

Few websites focus on oral and systemic health topics, and even fewer provide resources for older adult oral health. Toothwisdom.org offers oral care resources by state – including direct links to dental care, caregiving support, financial tools, social services, and transportation. It also shares the latest news and reliable health information from dental experts across the country on relevant oral health issues, the importance of continuing prevention with age, and the impact of oral health on overall health.

“My dental procedures have been very costly and I had to contact a social worker to help me understand my bills. Dental care should be more available and affordable because we know poor dental care affects overall health, which is particularly important for seniors,” said senior Patricia Cosgrove, a client of The Carter Burden Center for the Aging, Inc.  “Toothwisdom.org can help me find a community health center so I can finally get an affordable check-up and stay up-to-date on oral health information.”

A State of Decay and toothwisdom.org are part of Oral Health America’s Wisdom Tooth Project™, an initiative designed to meet the oral health challenges of a burgeoning population of older adults with special needs, chronic disease complications, and a growing inability to access and pay for dental services.

Links to the 2003 and 2013 editions of A State of Decay can be viewed on toothwisdom.org.

About OHA’s Wisdom Tooth Project
For 55 years, Oral Health America has been the leading national non-profit dedicated to improving the oral health and well-being of Americans throughout the entire spectrum of life. Over the decades, the organization has evolved and adapted to the dynamic nature of our country’s demographics and specific health needs. The Wisdom Tooth Project was born in 2010 due to the current and future implications of an aging population and the need for oral health resources for them mean that we must take meaningful action now.

About Oral Health America
OHA is a national, non-profit association dedicated to changing lives by connecting communities with resources to increase access to oral health care, education, and advocacy for all Americans, especially those most vulnerable. For more information about Oral Health America, please visit www.oralhealthamerica.org.

Keep it simple to move seniors successfully

November 25, 2013 by · Leave a Comment
Filed under: Articles 

According to experts, from 2000 until 2011, senior citizens 65 years and older grew nearly 18 percent, up to 41.4 million. Nearly 81 percent of that age group owned homes at the end of 2011.

Children and families of the Baby Boomer generation — people born between 1946 and 1960 — will soon find themselves helping elderly loved ones move.

Moving a senior family member is challenging. No one wants to upset that person, and everyone wants the move to go as smoothly as possible. This can sometimes seem like an impossible task.

The important thing to remember when moving a senior is to stay organized and calm throughout the move, say the experts at TWO MEN AND A TRUCK®. When moving a senior into a living facility, consider contacting management to find out what can be brought onto the campus, what are appropriate moving hours, and do they have any best practices for the move.

Remember:

  • Start packing several weeks in advance. Pack early to avoid being overwhelmed as moving day draws near.
  • Wrap small items in colored paper. This prevents items such as knick-knacks from becoming lost or thrown out.
  • Label boxes on top and sides. Mark the top and sides of boxes as they’re packed. Make sure to label boxes containing breakable or sentimental items with “fragile.”
  • Pack all electronic equipment in original boxes. Otherwise use low-static bubble wrap when packing these items
  • Always use packing paper. When wrapping fine china and precious items, the ink from printed newsprint may bleed onto valuables.
  • Sealing all boxes with packing tape. This makes it easier to stack and protect belongings.
  • Use boxes designed for the items you are packing. Use dish pack boxes for dishes and wardrobe boxes for clothing.

TWO MEN AND A TRUCK® is the largest franchised moving company both in the United States and internationally. Currently there are more than 240 national locations and 1,500 trucks operating in the U.S.; in total, the company operates 260 locations and 1,600 trucks. TWO MEN AND A TRUCK® has performed more than 4.5 million moves since its inception in 1985. The company has seen consistent monthly growth dating back to December 2009 and more than 20 months of double-digit growth. Each location is independently owned and operated. Visit twomenandatruck.com.

Contact: Dawn Kroeger
dawn.kroeger@twomen.com
(517) 803-2901

Southwest Gas Begins 19th Year of “Seniors Helping Seniors” – a Free Energy Conservation Program

November 25, 2013 by · Leave a Comment
Filed under: Articles 

Conservation and safety materials donated by local businesses and organizations

 

LAS VEGAS — Energy conservation saves money, and for Southern Nevada residents ages 55 and up, those savings can mean the difference between living a comfortable life and struggling to get by. Southwest Gas’ free energy conservation program, “Seniors Helping Seniors,” enters its 19th year of teaching conservation methods and installing energy saving and safety materials to age-appropriate homeowners. Upon qualification, program consultants thoroughly examine homes for conservation and safety improvements, from checking for water leaks and installing weatherstripping to replacing smoke detector batteries and putting in deadbolt locks.

 

CLICK TO TWEET: .@SWGas Seniors Helping Seniors program offers FREE energy conservation help for homeowners 55+. Valid Oct-May. Call 702-382-4412 for info

 

“Southwest Gas has partnered with a wide variety of businesses and organizations, all of whom have donated products and services so that we can offer this program free of charge to seniors,” says Willie Robinson, consumer and community affairs liaison at Southwest Gas. “This includes City of Las Vegas Leisure Services, ABC Locksmiths, Las Vegas Fire and Rescue, Nevada Division for Aging Services and others. If our consultants discover issues outside of those agencies’ expertise, we will refer them to the proper agency for assistance.”

The “Seniors Helping Seniors” program visits 800 – 1,000 homes every Oct. through May. The teams will wrap exterior pipes to prepare for cold weather, install foam insulating gaskets in electric outlets, caulk in needed areas and educate homeowners about other low cost/no-cost energy savers. Southwest Gas has teamed with Rebuilding Together and students from UNLV to offer a handyman service to accompany the existing services being provided.

To qualify for the program, customers must meet all of the following criteria:

  • Be at least 55 years old and/or disabled
  • Own their home, condominium, townhouse, or manufactured/mobile home
  • Have a total annual household income below $27,380
  • Be an active Southwest Gas customer
  • Home must be at least five years old

 

For more information on “Seniors Helping Seniors,” call 702-382-4412.

 

Southwest Gas provides natural gas service to approximately 1.9 million customers in Arizona, California and Nevada. For more information, please visit www.swgas.com.

Study by Harvard Medical School Researchers Examines Senior Living’s Role in Changing Health Care System

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Individuals in senior living communities require an array of health and supportive services to maintain an optimum quality of life. Often, these older adults receive fragmented care through multiple providers and payers, resulting in unnecessary health care expenditures and lower quality-of-care. To address these challenges, Brookdale is partnering with researchers at Harvard Medical School (HMS) and other senior living industry peers to establish the Assisted Living Sector Healthcare Policy Research Fund.

“This support allows us to examine what role senior living providers have in the new models of care that have emerged under health care reform,” says David Grabowski, PhD, professor of health care policy at HMS, who is leading this research study.

Grabowski and his team will examine whether providing more comprehensive, coordinated services in the senior living sector reduces the need for Medicare-paid services and Medicaid-financed nursing home services.

According to Will Clark, Brookdale’s senior vice president of strategy and brand and a member of the HMS Health Care Policy Advisory Council, society’s ability to meet the needs of an aging population is an important political, economic, clinical, and social imperative.

“Harvard’s reputation for tackling some of health care’s biggest challenges and generating meaningful insights that shape our nation’s policy is unparalleled. We are confident Dr. Grabowski and his colleagues’ research will be influential in determining the appropriate role senior living can and should play in our evolving health care system,” Clark said.

Brookdale’s goals for this effort are to create awareness for the potential senior living has to positively impact the health, well-being and overall cost of care for seniors; to identify barriers to creating more integration among senior living and the health care system; influence policy; and identify innovative models that integrate senior living with our health care system.

The initiative is funded through a cumulative contribution of $150,000 from Brookdale and eight other senior living providers — Atria Senior Living, Elmcroft Senior Living, Emeritus Senior Living, Erickson Living, HCP, Inc., Health Care REIT, Inc., Sunrise Senior Living, and Ventas, Inc. Together, these organizations hope to begin a dialogue among health care providers, policy makers, regulators, and consumers on the value of senior living and its role in creating an integrated, outcomes-driven health care system.

The study will occur in two phases. The first phase will consist of analyzing the role of assisted living in new payment-delivery models and presenting a conceptual model of how an integrated model might work, as well as the opportunities and challenges associated with such an approach. Building on the results of the first phase, the second phase of the project will consist of primary data work and potentially the development of a pilot program.

For additional information about the study, contact David Cameron, HarvardMedicalSchool’s director of science communications, at 617-432-0441 or david_cameron@hms.harvard.edu.

For more information about Brookdale, visit www.brookdale.com.

Brookdale Senior Living Inc. is a leading owner and operator of senior living communities throughout the United States.  The Company is committed to providing senior living solutions within properties that are designed, purpose-built and operated with the highest-quality service, care and living accommodations for residents.  Currently, Brookdale operates independent living, assisted living, and dementia-care communities and continuing care retirement centers, with more than 650 communities in 36 states and the ability to serve approximately 67,000 residents.  Through its Innovative Senior Care program, the Company also offers a range of outpatient therapy, home health, personalized living and hospice services. For more information, visit http://www.brookdale.com.

Contact: Andrea Turner, 615-564-6829, aturner2@brookdaleliving.com

Keepsakes, Family Heirlooms Passed Down More Effectively with New Legacy Builder Tool Chest from LegacyStories.org

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Allianz American Legacy Studies researchers asked a group of Baby Boomers and their parents to rank on a scale of 1-10 (10 being most) what was more important to them when it comes to passing down an inheritance: values and life lessons or financial assets.

Perhaps not so surprisingly, the results showed that passing down values were over seven times more important than passing down valuables.

Yet only a small fraction of these three generations has made any provisions, mostly due to lack of awareness, education and the tools to do the job properly.

In addition to values and life lessons, a lot more should be included when building and passing down a legacy. Keepsakes and awards often represent defining moments and milestone events and can become family heirlooms when the stories behind their acquisitions are documented.

Identifying people in a select group of vintage family photos is one the best ways to document personal history, as some of the people in the old photos might as well be strangers to grandchildren. Those who grew up in the 20th century were first generations to record special events and moments.

Today’s digital technology offers a chance to pass down a purposeful legacy that will survive the ravages of time, and the experts at LegacyStories.org have developed an innovative Legacy Builder Tool Chest to help.

Consisting of fourteen drawers, each “toolkit” focuses on a specific legacy topic with interactive how-to guidebooks, downloadable forms, video tutorials and lots of helpful resources.

Toolkit topics include “Life Lessons and Values“, “Keepsakes & Heirlooms”, “Vintage Legacy Photos”, and one titled “Loved Ones in Care” to help caregivers build a legacy for victims of Alzheimer’s, people in hospice care, or seniors living in assisted or skilled nursing facilities.

“Since passing down life lessons and values is the highest priority, we provide members the ‘Life Lessons and Values’ toolkit at no cost,” says Tom Cormier, co-founder of LegacyStories.org. “Membership in LegacyStories.org is also free so there are no obstacles to prevent anyone from securing an honored place in family history. They just need to take action before regretting it.”

The Legacy Builder Tool Chest is also being recommended by financial advisors, estate planners and elder law attorneys as a means to engage with their clients in a purposeful way.

Content for the individual toolkits is contributed by top legacy experts including members of The International Assoc. of StoryKeepers (I-ASK) and the Association of Personal Historians (APH).

Our goal is to help people establish themselves as “effective elders” while they are alive, and to become “awesome ancestors” when they pass on,” Cormier states. “Our grandchildren and descendants will one day have an interest in learning about their family history. Because so few people will take the time to document their personal history, those who do will live on forever as their descendants’ go-to awesome ancestor.”

Contact info:
Tom Cormier — Co-founder
Phone: 423-295-5904
Email
Website: www.legacystories.org

Read more news from LegacyStories.org

Animal-Senior Citizen Companionship Leads to Improved Overall Health

November 20, 2013 by · Leave a Comment
Filed under: Articles 

 The mental and physical benefits of animal companionship have been praised across the world, from seeing-eye dogs to therapy dogs to household pets. According to the US Pet Ownership and Demographics Sourcebook, there are approximately 70 million pet dogs and 74 million pet cats in the United States. Of this number, about 63 percent of pets are considered to be members of the family. Now, pet adoption companies are utilizing the health improvements to better the quality of life for senior citizens.

“The pairing of seniors with calm, manageable adult dogs and cats has yielded amazing vitality and unparalleled effects, the feeling of loneliness dissolves and a reason to be active arises,” affirms Will Post, CEO of Hound & Gatos Pet Food, whose mission is to provide the public with high-quality pet food options for dogs and cats. “The simple presence of animal companionship can provide amazing health benefits that truly lift a senior’s mental and physical state because they have someone to depend on and someone who depends on them.”

The Center for Disease Control and Prevention reports that pets can reduce stress, lower blood pressure and cholesterol levels, in addition to increasing social interaction and physical activity. Add unconditional love, purpose, and that special something to care for and nurture, and you have an elixir for senior citizens.

According to Pet Partners, seniors with pets experience fewer minor health issues when visiting their doctor, and overall better health and mental well-being.  Pets are also praised for reducing loneliness and depression, two major factors that can lead to an unhealthy body and mind. Since dogs live in the present, their focus on ‘today’ tends to rub off on their owners, resulting in managing anxiety levels.

“These positive results of animal companionship for seniors is one more reason to encourage the ownership and nurturing of pets for the seniors of today. We are only beginning to document these facts determining the health benefits of pet ownership for the elderly, though animal lovers have always suspected it. Their contribution to a better quality of life being recognized can only lead to happier and healthier seniors, something we can all be excited about,” says Post.  “The importance of love proves to be a major force in life no matter what age one might be.”

Research continues to show that pets help people of all ages enjoy a much fuller and rewarding life, and the mission of Hound & Gatos Pet Food Corporation is to try to create cat and dog formulas that can ultimately improve our beloved pet’s vitality and longevity. Dubbed as the original Paleolithic pet food company, their recipes are 100 percent protein and zero percent plant protein, with the number-one ingredient being meat. To learn more about Hound & Gatos, including where to buy products, visit their site at: www.houndgatos.com.

About Hound & Gatos Pet Foods Corporation

Hound & Gatos Pet Foods Corporation is based in New York. Their mission is to provide the public with high-quality pet food options for dogs and cats. Their line of pet foods focus on quality ingredients that provide maximum nutrition, and avoid all bi-products and other ingredients that would generally be unnatural to a pet’s diet. For more information on Hound & Gatos visit the site at www.houndgatos.com.

 

# # #

Source: American Veterinary Medical Assocation. US Pet Ownership & Demographics Sourcebook.https://www.avma.org/KB/Resources/Statistics/Pages/Market-research-statistics-US-Pet-Ownership-Demographics-Sourcebook.aspx

Center for Disease Control and Prevention. Health Benefits of Pets.http://www.cdc.gov/healthypets/health_benefits.htm

Pet Partners. Health Benefits of Animals for Seniors. http://www.petpartners.org/page.aspx?pid=312

Study Shows that People Who Undergo Cataract Surgery to Correct Visual Impairment Live Longer

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Australian researchers find a 40 percent lower mortality risk among patients who had their vision corrected through the procedure  

SAN FRANCISCO – Sept. 4, 2013 – People with cataract-related vision loss who have had cataract surgery to improve their sight are living longer than those with visual impairment who chose not to have the procedure, according to an Australian cohort study published this month in Ophthalmology, the journal of the American Academy of Ophthalmology. After comparing the two groups, the researchers found a 40 percent lower long-term mortality risk in those who had the surgery.

The research is drawn from data gathered in the Blue Mountains Eye Study, a population-based cohort study of vision and common eye diseases in an older Australian population. A total of 354 persons aged 49 years and older and diagnosed with cataract-related vision impairment –  some of whom had undergone surgery and others who had not – were assessed between 1992 and 2007. Adjustments were made for age and gender as well as a number of mortality risk factors, including hypertension, diabetes, smoking, cardiovascular disease, body mass index and measures of frailty and comorbid disease. Follow-up visits took place after five and ten years since the baseline exam.

Previous research had indicated that older persons with visual impairment were likely to have greater mortality risk than their age peers with normal vision, and that cataract surgery might reduce this risk. These studies – unlike the Blue Mountains Eye Study – compared people who had undergone cataract surgery with those in the general population or with those who had not had cataract surgery, and did not link vision status to the surgical status.

“Our finding complements the previously documented associations between visual impairment and increased mortality among older persons,” said Jie Jin Wang, Ph.D., of the Westmead Millennium Institute and one of lead researchers of the study. “It suggests to ophthalmologists that correcting cataract patients’ visual impairment in their daily practice results in improved outcomes beyond that of the eye and vision, and has important impacts on general health.”

The association between correction of cataract-related visual impairment and reduced mortality risk is not clearly understood, but plausible factors may include improvements in physical and emotional well-being, optimism, greater confidence associated with independent living after vision improvement, as well as greater ability to comply with prescription medications.

Dr. Wang noted one limitation of the study is that participants with cataract-related visual impairment who did not have cataract surgery could have had other health problems that prevented them from undergoing surgery, and that these other health problems could partly explain the poorer survival among non-surgical participants. This issue is addressed by the researchers in a subsequent study.

Caused by the clouding of the lens, cataract is a leading cause of treatable visual impairment that will affect more than half of all Americans by the time they are 80 years old.[1]  Surgical removal of the opaque lens with an artificial lens implanted is a successful procedure of cataract treatment. If completing everyday tasks is difficult, cataract surgery should be discussed with an ophthalmologist − a medical doctor specializing in the diagnosis, medical and surgical treatment of eye diseases and conditions.

Seniors who are seeking eye care but are concerned about cost may qualify for EyeCare America, a public service program of the Foundation of the American Academy of Ophthalmology, which offers eye exams and care at no out-of-pocket cost to qualifying seniors age 65 and older. Learn more at www.eyecareamerica.org. For more information on cataracts and other eye health information, visit www.geteyesmart.org.

About the American Academy of Ophthalmology 
The American Academy of Ophthalmology, headquartered in San Francisco, is the world’s largest association of eye physicians and surgeons — Eye M.D.s — with more than 32,000 members worldwide. Eye health care is provided by the three “O’s” – ophthalmologists, optometrists, and opticians. It is the ophthalmologist, or Eye M.D., who has the education and training to treat it all: eye diseases, infections and injuries, and perform eye surgery. For more information, visit www.aao.org. The Academy’s EyeSmart® program educates the public about the importance of eye health and empowers them to preserve healthy vision. EyeSmart provides the most trusted and medically accurate information about eye diseases, conditions and injuries. OjosSanos™ is the Spanish-language version of the program. Visit www.geteyesmart.org or www.ojossanos.org to learn more.

About Ophthalmology
Ophthalmology, the official journal of the American Academy of Ophthalmology, publishes original, peer-reviewed, clinically applicable research. Topics include the results of clinical trials, new diagnostic and surgical techniques, treatment methods technology assessments, translational science reviews and editorials.

Checklist Helps Seniors Through Medicare Open Enrollment

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Older adults can follow a few simple tips to avoid uncovered expenses in the upcoming year.

With Medicare open enrollment beginning Oct. 15, now is the time to start preparing for future health care needs.

(Logo:  http://photos.prnewswire.com/prnh/20130710/CG45364LOGO-b)

Frank Nelson, program manager at the Central Coast Health Insurance Counseling and Advocacy Program, regularly educates Medicare beneficiaries about the importance of open enrollment. He urges seniors to use this period to reevaluate their Medicare Part D coverage and make the most of their policies.

In an interview with MySilverAge.com, Nelson said many beneficiaries feel overwhelmed or have questions about their plans: “It can be a complicated maze. There are a lot of ways you can get tangled up in the nuances.” To avoid the headaches that often come with health insurance, Nelson advises seniors to:

  • Check changes to Medicare Part D. Part D plans should be specific to an individual’s medication needs. Seniors will need to make sure their prescriptions are still covered each year during open enrollment.
  • Request local pharmacy pricing. Open enrollment is a good time to check pricing of prescriptions, as each pharmacy can differ.
  • Purchase a supplemental policy. Older adults might consider Medigap to cover health care costs that aren’t already covered by Medicare.

The steps outlined in this checklist help readers successfully navigate the complexities of Medicare open enrollment and stay on top of their health care plans. Read the full checklist here: http://www.mysilverage.com/medicarechecklist.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination
312-382-7862
jgibson@imaginepub.com

AARP Report Highlights Need for Innovative Long-Term Care for the Aging Baby Boomer Population; Japan’s Technological Secrets May Hold the Answers

November 20, 2013 by · Leave a Comment
Filed under: Articles 

A newly published AARP report illustrates a profound demographic shift that will have consequences for decades to come, particularly in the senior living and long-term care industry. Baby boomers are entering their retirement years, while the ratio of potential family caregivers to those who require long-term services and support is beginning to drop. Fewer available caregivers will mean the senior living industry must rapidly adapt to a surging market. The AARP’s full report is available here: http://bit.ly/156phYi

Family caregiving is a low-cost but often burdensome approach to elder care. Becoming a primary caregiver often involves leaving behind a career, among other sacrifices. Plus, these well-intentioned caregivers may not have the expertise necessary to provide the level of care needed by an aged parent. Adults in these roles often feel enormous pressure and stress, sometimes even resentment. At any rate, the nation’s changing demographics will make today’s family caregiving situation far different in the near future.

Between 1990 and 2010, there were about 7 potential caregivers for every one person aged 80-plus. That ratio is at the start of a freefall that will force society to change the way it cares for its elderly members. By 2030, the ratio of caregivers to elderly will be 4 to 1. All remaining baby boomers will have reached their years of highest risk (80+) by 2050, when the caregiver ratio will have plummeted still further to 3 to 1.

Kevin Williams, president of SeniorMarketing.com, suggests innovative thinking will be required to bridge this care gap: “Naturally, with fewer family caregivers available, the responsibility will largely shift to senior living communities, care agencies and already overextended government programs. But it will take more than simply building more communities or training more staff—assuming an adequate number of candidates are even available. Technological innovation may be the silver bullet to raise the standard of living for aging boomers, improve efficiency, and reduce costs.”

The nation of Japan, which has the greatest life expectancy and one of the oldest average populations in the world, has recently experienced a demographic transition of its own. Recently, the Ministry of Health, Labor and Welfare put out a call for 2 million new professional caregivers, but only received 1.3 million eligible candidates. With low birth rates being the norm, that shortfall will only increase. A tech-savvy society to begin with, the Japanese have embraced robotics and automation as a solution to the elder care issue. Motorized, assistive devices can help older individuals perform tasks themselves, while automated pill dispensers can prevent dangerous medication mistakes. A recent blog post on The Economist explained Japan’s inventive approach to the elder care dilemma: http://www.economist.com/blogs/babbage/2013/05/automation-elderly

Williams concluded: “This demographic shift is a great challenge but also a great opportunity. Forward-thinking, entrepreneurs will be leading the way in this new environment. Technology to assist with daily tasks, provide medical care, monitor, and connect seniors to loved ones is advancing at a faster pace every year. It’s not unreasonable to predict that the future will witness even better care for our future seniors.”

About SeniorMarketing.com

Baltimore-based SeniorMarketing.com was created with twin goals in mind. First, the company helps connect caregivers and seniors with local, affordable care options. Second, the company increases income for senior living communities and health care agencies.

Contact:

Kevin M. Williams, President
SeniorMarketing.com
5024 Campbell Blvd., Suite D-3
Baltimore, MD 21236
Phone: 1-888-523-3311

Nevada Senior Guide – Echelon Senior Living

nsg_novdecjan_2016-17_web-5

  The Echelon Senior Living 4330 S. Eastern Ave. Las Vegas, NV89119

Call us today to schedule your complimentary lunch and tour!

702-369-1552

Echelonseniorliving.com

Now Open!!!  Full Service Hair Salon

KBN Designs Hair & Nails for Men & Women

 

Newly Renovated Full-Service, 55+ Independent Living Community

Living well at an affordable price.   With many options for socialization and services, seniors can improve their quality of life at an affordable price.

Full service senior apartments

The Echelon Senior Living offers a lifestyle of enriching and meaningful interactions, quality services, and an all-around carefree lifestyle. Residents of the Echelon are offered inspired and exceptional all-day dining, daily events and entertainment, and transportation services that promote vitality and engagement. And with weekly housekeeping service, your time is free to spend as you wish.

Newly Renovated

With new ownership, clubhouse renovations, and apartment refurbishment with a modern up-to-date touch, The Echelon is Las Vegas’ premier, most affordable full-service senior apartment community. And we have spacing to meet your needs: our apartments offer floor plans from 520 square feet to more than 1300 square feet, which includes fully furnished kitchens and a personal washer & dryer.

Home for Life

While the Echelon is an independent living apartment community, it works with a trusted in-home care agency to meet any changing healthcare needs.   Did you know there is a Medical Tax Deduction for senior living? Senior living costs may be deductible as a medical expense. It is intended only for expenses greater that 7.5% of a senior’s adjusted gross income.   Did you know there are Veterans Benefits for Senior Living? Veterans and surviving spouses can be eligible for as much as $2054.00 per month to offset the cost of senior living.   Let our Senior Living Counselors provide you information on these long-term care financial tools.

The Benefits of Medicare Advantage

October 31, 2013 by · Leave a Comment
Filed under: Articles 

Dr. Amir Bacchus

The annual election period during which seniors can enroll in Medicare Advantage plans began on Oct. 15 and ends Dec. 7.  During this open enrollment period, many of Nevada’s senior citizens will assess their health care needs and weigh their options carefully to determine whether a Medicare Advantage plan is right for them.

As a physician and the chief medical officer of HealthCare Partners Medical Group, I have a great deal of knowledge and experience related to Medicare Advantage plans, and I urge seniors to make informed decisions this fall.

Medicare Advantage plans can be an excellent choice for seniors without private supplemental insurance, as many offer improved access to coordinated care and protection against high out-of-pocket expenses. Medicare Advantage is an alternative to what is known as Medicare Fee-For-Service or “original Medicare.”  Medicare Advantage plans typically provide prescription drug coverage and eliminate the need to purchase a Medigap policy. The premiums tend to be lower than you would pay by purchasing original Medicare, Part D (prescription drug coverage) and Medigap separately.

When comparing Medicare Advantage plans, it is essential to consider the costs, benefits and health care provider choices within each available plan. You should take time to learn about the “in-network” providers associated with the health insurance plan.  It is important to know whether the providers have a reputation for offering high-quality, coordinate care and if they have a large enough network to meet your health care needs.  Finally, you should also consider access to the primary care physicians, specialists and other providers you use on a regular basis under each plan. Consistency of care has numerous benefits, especially for those who feel comfortable with their current health care providers.

When considering your coverage options this fall, pick the plan that works best for you. It’s a big decision, and I hope seniors explore their options during this year’s enrollment period.

Dr. Amir Bacchus is the chief medical officer and co-founder of HealthCare Partners Medical Group.  Bacchus received his M.D. from Wayne State University School of Medicine in 1993 and is a diplomat of the American Board of Internal Medicine.

 

 

How To Start Your Own Senior Citizen Events Service by Vince Stead

October 3, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Vince Stead

You can start your own business and make money helping others have a good time, and have a good time yourself doing it! As the population of baby boomers grows, and more of our population becomes older as time goes by. There are millions of folks 55 and older that have a lot of energy, desire, time and money, to do many things still! Some of the retirement communities that allow only people 55 and older to live their, have some of the most active seniors, with all kinds of wants and needs, and if you can fulfill that market, you can make some money doing it.

Find a way to fulfill this need, with either day trips, bus tours, cruises, vacation scheduling help, or even bingo, and you can set up various outings, where someone will win a big grand prize! You could arrange with local tour operators who are already in business. Find out their prices for certain day trips, and then negotiate for even a better price, so that you can make even more profit. You could make up your own fliers, and offer the same trips, but market it differently than the tour operators do, by going directly to places older folks like to be. You can try places like mobile home parks, senior citizens centers, hospitals, churches, etc…

You could start this business part time, and turn it into a full time business with a little imagination, and by putting lots of free classified ads up on the internet!

Vince Stead has written 9 books so far. You can find his books at places like Amazon, Barnes and Noble, and http://www.vincestead.com

Article Source: http://EzineArticles.com/?expert=Vince_Stead

 

Benefits of Cayenne For Senior Citizens’ Diets by Sharon Elrod

September 24, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Sharon Elrod

Alternative and Complementary treatments are finally getting some long overdue recognition. Senior citizens have been among the groups of people lobbying for non-traditional medical treatment of disease. One of those non-traditional methodologies is the use of herbal medicine. Among the herbs getting appropriate accolades these days is Cayenne.

Most of us think of it as a hot pepper, added to soup and sauces for the tangy taste it offers. But Cayenne has healing power that is now being studied in a variety of medical centers. Aryuvedic medicine has known of its curative power for centuries. Folklore describes its healing effects on heart attacks, open wounds, pain, hemorrhaging and digestion. And now medical science is adding its official stamp on the benefits of the herb with studies focusing on the therapeutic benefit of this hot peppe.

The active component of Cayenne is capsaicin. Do an Internet search on that word alone, and you will be amazed at the results. Clinical studies on Cayenne/capsaicin have found many medicinal benefits including antioxidant activity, cytotoxic action, inhibit some cancer cell growth, alleviate oral mucositis pain, treating psoriasis and pruritus, and other benefits.

The great thing about Cayenne is its nutritional value as well as medicinal. This herb is used extensively in all kinds of culinary dishes. Seniors around the globe are beginning to add this herb to many dishes that do not call for it. The addition creates a delight for most palates! When used in combination with other herbs, it acts as a catalyst that increases the effectiveness of other herbs used in the same dishes.

The nutritional value of Cayenne comes from its very high source of Vitamins A and C, the complete B complexes, and its high levels of organic calcium and potassium, which is one of the reasons it is good for the heart.

Readers are encouraged to check further on the validity of information available on the Internet. Bibliographies offer a comprehensive resource on reports of studies. Readers are always encouraged to read the original source to avoid possible misrepresentation, even that offered in good faith. As always, this article is not intended to offer medical advice or to replace the need for all readers to consult their primary care physicians and specialists about their individual medical needs.

Article provided by Sharon Shaw Elrod. Senior Citizen Journal, Your Partner in Productive Aging, provides current and relevant information on topics of interest to seniors. Please visit my web site at http://www.seniorcitizenjournal.com/.

Article Source: http://EzineArticles.com/?expert=Sharon_Elrod

How The Senior Citizens Can Learn Self Defence by Imran Al

September 17, 2013 by · Leave a Comment
Filed under: Articles 

self

Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defence. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

Actor Lee Majors Joins Flu + You Campaign to Raise Awareness of Risks of Flu for People 65 and Older

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Actor Lee Majors Joins Flu + You Campaign to Raise Awareness of Risks of Flu for People 65 and Older

National Council on Aging Launches Second Year of Education Program for Older Adults and Those Who Care for Them Aimed at Helping to Protect More Older Adults from the Flu

Actor Lee Majors, best known for his iconic roles on The Big Valley, The Fall Guy, and The Six Million Dollar Man, is joining the National Council on Aging (NCOA) Flu + You program to help protect older adults from influenza (commonly known as “the flu”). Flu + You aims to inform adults 65 and older, their caregivers, and those who care about them, about the dangers of the flu, the importance of annual vaccination, and available vaccine options.

As a part of his involvement in the Flu + You campaign, Majors will appear in a public service announcement (PSA) that follows him as he embarks on an important and action-packed mission: learning about his vaccine options and getting vaccinated against the flu. The PSA will educate the public about the increased risk of flu in adults 65 years of age and older and the importance of knowing your vaccine options and getting a flu vaccine, even for tough guys like Majors.

Every year in the United States, roughly nine out of 10 flu-related deaths and more than six out of 10 flu-related hospitalizations occur in people 65 and older. Older adults are at a greater risk for flu due, in part, to the weakening of the immune system that typically occurs with age. This means that no matter how healthy or youthful we feel, as we age we become more vulnerable to the flu and its related complications.

“The CDC recommends an annual flu vaccine as the single best way to protect yourself from the flu, yet a third of people 65 and older still don’t get vaccinated,” said Richard Birkel, PhD, MPA, NCOA Senior Vice President for Healthy Aging and Director of NCOA’s Self-Management Alliance. “As NCOA continues to educate older adults about the flu and the potential severity of the illness, we hope to encourage more people to protect themselves and their loved ones by getting an annual flu shot.”

The flu vaccine offers the best defense to protect against the flu, and adults 65 years of age and older have several vaccine options. In addition to the traditional flu vaccine (which helps protect against three strains of the flu virus), there is also a quadrivalent vaccine (which helps protect against four strains), and a higher dose vaccine that was designed specifically for adults 65 and older. By improving the production of antibodies in older patients, the higher dose vaccine can provide a stronger immune response to the flu than traditional vaccines. All flu vaccines are covered as a Medicare Part B benefit, which means there is no copay for Medicare beneficiaries 65 years of age and older.

“I get the flu shot every year and encourage my peers to do the same – it’s a simple step you can take to protect yourself from the flu,” says actor Lee Majors.  “I urge everyone 65 years of age and older to talk to their health care provider about their vaccine options this flu season.”

The flu can make existing health conditions worse, and it is especially dangerous for people with lung disease, heart disease, diabetes, kidney disease, and cancer—conditions that commonly affect older adults. Nationwide, 86 percent of adults 65 years of age and older have at least one chronic health condition and approximately 66 percent of Medicare beneficiaries have two or more chronic conditions, putting them at increased risk of the flu and flu-related complications, which can be severe and include hospitalization and even death.

For more facts about flu, and to order free educational materials, including a brochure and fact sheet, visit www.ncoa.org/Flu.

About Flu + You
Flu + You is a national public education initiative, from the National Council on Aging with support from Sanofi Pasteur, to educate adults 65 years and older about the dangers of the influenza virus, the importance of annual vaccination, and available vaccine options. Older adults and their caregivers can learn more on the Flu + You website, www.ncoa.org/Flu, which features a public service announcement with Lee Majors and facts about the flu. Also available on the website is a calendar of Flu + You events that will be held in 12 cities throughout the United States in September and October. At the events, older adults will have the opportunity to learn more about their risks for flu and available vaccine options, as well as talk to a health care provider and receive a flu vaccination.

About NCOA
The National Council on Aging is a nonprofit service and advocacy organization headquartered in Washington, DC. NCOA is a national voice for millions of older adults—especially those who are vulnerable and disadvantaged—and the community organizations that serve them. It brings together nonprofit organizations, businesses, and government to develop creative solutions that improve the lives of all older adults. NCOA works with thousands of organizations across the country to help seniors find jobs and benefits, improve their health, live independently, and remain active in their communities. For more information, please visit:

www.NCOA.org | www.facebook.com/NCOAging | www.twitter.com/NCOAging

 

CONTACT: Dana Kinker, (212) 301-7181, dkinker@wcgworld.com

Medicare Annual Open Enrollment Changes Are Expected, Allsup Explains

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Medicare Annual Open Enrollment Changes Are Expected, Allsup Explains

New Medicare plan options for 2014 will be available Oct. 15, but Health Insurance Marketplace enrollment could confuse beneficiaries 

There are only a few weeks before the Medicare annual open enrollment period begins Oct. 15. This year’s Medicare season crosses calendars with the rollout of the Health Insurance Marketplace, so it’s important Medicare-eligible beneficiaries understand the differences between the two government programs, according to Allsup, a nationwide provider of Medicare plan selection services.

During the Medicare annual enrollment period, Oct. 15 to Dec. 7, all Medicare beneficiaries have the option to change their Medicare plans for the coming year to better match their needs. This includes anyone using original Medicare, Medicare Advantage or Part D prescription drug plans.

“Because the federal and state-run health insurance exchanges open for business just two weeks prior to Medicare enrollment, some people may be confused,” said Paula Muschler, manager of the Allsup Medicare Advisor®, a Medicare plan selection service offering personalized help that includes customized research and enrollment assistance.

“Medicare beneficiaries may falsely think they need to enroll in an exchange plan to avoid penalties. Or, they may be so flustered that they don’t carefully evaluate their Medicare plan options for 2014, which could be detrimental if their plan or their needs have changed,” Muschler said.

Another potential area of confusion is for those individuals turning 65 during Medicare annual enrollment. “Because some seniors become Medicare eligible during this time period, they need to look at their Medicare selections for coverage that takes them through year-end 2013, as well as coverage that will begin Jan. 1, 2014,” Muschler said. “These first-time enrollees can benefit from the help of a Medicare specialist like Allsup when it comes to navigating their Medicare plan decisions.”

What to Expect: Medicare Coverage 2014

Nearly 50 million people are enrolled in Medicare. Each year, annual open enrollment brings with it changes that can affect their Medicare plan selections.

Following are factors to keep in mind for 2014 coverage:

Medicare is not part of the Health Insurance Marketplace. Anyone with Medicare is considered covered and won’t face penalties for being uninsured under provisions of the Affordable Care Act (ACA). Medicare annual open enrollment runs Oct. 15 to Dec. 7. (Note: Health Insurance Marketplace enrollment is from Oct. 1, 2013, through March 31, 2014, according to the U.S. Department of Health & Human Services (HHS).)

Medicare recipients reaching the drug donut hole will benefit from lower costs. The gap in prescription drug coverage starts when someone reaches the initial coverage limit, estimated at $2,850 in 2014. It ends when they have spent $4,550, when catastrophic coverage begins. (These are reductions of $120 and $200, respectively, from 2013.) During the donut hole, all costs are covered by individuals out of their own pocket. In 2014, those who reach the donut hole can receive a 52.5 percent discount on brand-name drugs and 28 percent discount on generic drugs (an increase from 21 percent in 2013).

Under catastrophic coverage, they are responsible for a co-pay of $2.55 for generic or preferred multisource drugs (down from $2.65 in 2013) with a retail price up to $51 and $6.35 for all other drugs (down from $6.60 in 2013) with a retail price up to $127. For 2014, however, beneficiaries are responsible for a 5 percent cost-sharing fee for drugs over those retail prices.

Medicare Part B premium changes are expected. In each of the past three years, Part B premiums have increased. The 2013 monthly premium for Medicare Part B (medical insurance) was $104.90, an increase from $99.90 in 2012. In addition, because Part B premiums are based on the beneficiary’s income and those income levels are frozen at 2010 levels, more individuals could see their premiums change. Information on the standard Part B premium for 2014 should be available by the time Medicare annual open enrollment begins Oct. 15.

Prescription drug Part D plans will see slight changes in deductible and premiums. The Part D initial deductible decreases by $15 to $310. HHS also recently reported the Part D monthly premiums will remain relatively stable, at $31 for a basic prescription drug plan in 2014. This is close to the reported average premium of $30 for the past three years (2011-13). Part D premiums are subject to the same income-based thresholds as Part B.

Changes anticipated for Medicare Advantage plans. Not all plans change every year, but common changes include costs, such as premiums, deductibles and co-pays, and changes to covered procedures, tests, medical facilities and other provisions. Some plans may be eliminated, which means beneficiaries will need to select a new plan or default to original Medicare Part B. Enrollment in Medicare Advantage plans continues to grow with 14.4 million people enrolled, an increase of more than 1 million from 2012, according to the Kaiser Family Foundation.

Most Medicare participants will receive their Annual Notice of Change (ANOC) and Evidence of Coverage (EO) from their current Medicare Advantage and Part D providers by Sept. 30, according to Muschler. “It’s crucial people review materials as soon as they receive them and asses their current healthcare needs,” she said.

“Healthcare costs are a critical line item in most people’s budget, and especially so for seniors and people with disabilities,” Muschler added. “Believing your current plan will continue to cover your needs in the same way can lead to unexpected and costly surprises.”

Medicare specialists such as Allsup are available to help consumers and their family members review Medicare plans and choices for 2014 coverage, Muschler added.

“For many people, this can be a time-consuming, confusing and complex evaluation process, especially when comparing Part D plans or Medicare Advantage plans,” Muschler said. “Many Medicare beneficiaries are pleased to find out there are Medicare specialists like Allsup who look at the comparative details of the plans, and then provide them the assistance they need to make choices that suit their needs and budget in the coming year.”

The Allsup Medicare Advisor is an affordable, flat-fee based service for Medicare-eligible individuals.

For an evaluation of Medicare options, call an Allsup Medicare Advisor specialist at (866) 521-7655 or visit Medicare.Allsup.com to learn more about the service.

The Allsup Medicare Advisor also has features that help financial advisors guide their clients to the Medicare plans that match their specific lifestyles and healthcare needs. Employers also use Allsup Medicare Advisor for their employees who are retiring and transitioning to Medicare. For more information, go to FinancialAdvisor.Allsup.com, or call (888) 220-9678.
ABOUT ALLSUP

Allsup is a nationwide provider of Social Security disability, veterans disability appeal, Medicare and Medicare Secondary Payer compliance services for individuals, employers and insurance carriers. Allsup professionals deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. Founded in 1984, the company is based in Belleville, Ill., near St. Louis. For more information, go to http://www.Allsup.com or visit Allsup on Facebook at http://www.facebook.com/Allsupinc.

The information provided is not intended as a substitute for legal or other professional services. Legal or other expert assistance should be sought before making any decision that may affect your situation.

# # #

Contact:
Rebecca Ray, (800) 854-1418, ext. 65065, r.ray@allsupinc.com
Mary Jung, (773) 429-0940, mtjung@msn.com

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

September 14, 2013 by · Leave a Comment
Filed under: Articles 

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

New services are designed to offer added protections for the vulnerable senior citizen market and will provide guidance and help for these at-risk individuals.

The launch of Fraudbuster Reports by leading consumer and investor protection services firm Fraud Protection Network (FPN) is designed to help senior citizens avoid falling prey to common scams and fraudulent schemes in the consumer marketplace. Due to the prevalence of these types of crimes, the National Council on Aging has called scams that target seniors “the crime of the 21st Century.” FPN’s full line of services can provide guidance and support for older individuals and couples in avoiding fraudulent transactions and protecting themselves against financial scammers.

 

Each year, older Americans lose billions of dollars to sham investments, dishonest commercial transactions and outright scams.

  • Major insurer MetLife estimates that individuals over 60 years of age experienced losses of nearly $3 billion due to scams, frauds and sham investments in 2010. This represents a 10 percent increase over similar loses in 2009.
  • According to research performed by the Certified Financial Planner Board of Standards, the average amount lost by senior citizens to these fraudulent transactions is $141,000.
  • Figures released by the Federal Trade Commission indicate that older Americans lose an estimated $35 million each year trying to claim fake lottery and sweepstakes prizes.

Senior citizens may be especially vulnerable to certain types of fraud that include the following tactics:

  • Healthcare scams that bill insurers for services not rendered or not needed
  • Counterfeit prescription medications that can actually harm patients when used as directed
  • Fake lottery and sweepstakes prizes that solicit a small advance cash payment to claim a much larger sum
  • Reverse mortgages from disreputable or unknown companies

These fraudulent schemes are among the most common scams that target senior citizens in the U.S. The Fraudbuster Reports service can be used to check out any company that offers services or provides investment opportunities for senior citizens. Fraudbuster Reports from FPN can be used to obtain a wide range of data on potential investments and retirement plans:

Protections for Consumers:

  • Comprehensive identity and background checks on businesses that target the senior citizen market, especially medical insurance plans, reverse mortgage offers and online prescription medication companies
  • Assessment and evaluation of online complaints to verify their credibility
  • Licensing checks to ensure proper federal and state credentials and business licenses
  • Contact with listed corporate references to ensure the authenticity of companies that offer services to older individuals

Senior citizens also receive personalized services from their own personal account executive to streamline the investigative process and ensure a comfortable working relationship.

Protections for Investors:

  • Due diligence investigations that identify primary stockholders and officers for companies and that disclose liens, judgments, pending charges and bankruptcies
  • In-depth evaluation of all information provided to senior citizens regarding the investment opportunities
  • Previous and current employment histories for company officers and board members
  • License checks for brokers to ensure appropriate state and federal licensing and to identify any areas of concern in the brokerage history
  • Reference checks and financial data for brokers and investment advisors
  • Investor protections also include all features available in the consumer protection tier

FPN does not evaluate the likely profitability of investments. However, the services rendered by FPN can help senior citizens avoid fraudulent investment schemes that offer no chance of financial gain.

To promote these new services and the launch of Fraudbuster Reports, FPN has begun a major media push that includes advertising spots on major networks that include CNBC, Fox News, Fox Business, MSNBC, CNN and CNN Headline News and Bloomberg TV. The commercial can also be viewed online at https://www.youtube.com/watch?v=ocieWK1hDq8.

About Fraud Protection Network:
Since its founding in 2012, FPN has provided advanced investigative services to help clients avoid being taken in by scammers and fraudulent companies. Because senior citizens are especially vulnerable to these dishonest schemes, FPN provides an exceptional range of services that are specifically designed to prevent scammers from preying on older Americans. The newly released Fraudbuster Reports products will offer even more protection for these at-risk individuals and can ensure a brighter financial future for senior citizens.

Contact:
Fraud Protection Network
Raul Martinez, COO
raulm@fraudprotectionnetworkinc.com
855-203-0683
www.fraudprotectionnetworkinc.com

Video with caption: “Fraud Protection Network TV Ads.” Video available at: https://www.youtube.com/watch?v=ocieWK1hDq8

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

September 14, 2013 by · Leave a Comment
Filed under: Articles 

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

Report is the latest in TAKING CARE: a 6-part series the challenges of long-term care

 NewsHour Online offers tips for seniors, profiles a pilot program in Baltimore, and shares personal stories

As Americans live longer, more-productive lives, many seniors are seeking ways to “Age in Place” – to grow old in their own homes rather than move in with family or to traditional retirement facilities.  As part of its ongoing reporting on the challenges of aging and long-term care, Ray Suarez reports from Boston on a non-profit membership organization that helps seniors grow old in their own homes.  The broadcast report airs Thursday, August 08, 2013 on the PBS NEWSHOUR (check local listings.)

The group, Beacon Hill Village, was founded by Susan McWhinney-Morse and 10 of her friends and neighbors who wanted to find a way to grow old in their homes without having to depend on their children for help.  For an annual membership fee, the group offers transportation, social events, and other low-cost services for seniors. The organization has become a model for the nation – there are now over 100 villages across the country and over 200 in development.

Produced with support from The SCAN Foundation, the report is the second in TAKING CARE: a 6-part series on long-term care that will continue throughout the year with reports that show the magnitude of the problem, the challenges faced by individuals and governments, and some of the models for change being tested.

PBS NEWSHOUR’s reporting on “Aging in Place” continues online:

  • 7 simple repairs to help seniors safely age in place  and an opportunity to share your own tips;
  • a “quilt” of photos and anecdotes of living alone, submitted by seniors and their relatives;
  •  an extended interview with one of the founders of Beacon Hill Village;
  • And on Friday –a video showing the work of CAPABLE, a Johns Hopkins-run, Baltimore-located organization that fixes up homes to increase mobility and function.

The SCAN Foundation is an independent, non-profit public charity devoted to advancing a world where all of us can age with dignity, independence, and choice.

PBS NEWSHOUR is seen by over 5 million weekly viewers and is also available online, via public radio in select markets and via podcast. The program is produced with WETA Washington, D.C., and in association with WNET.org in New York. Major corporate funding for the PBS NEWSHOUR is provided by BAE Systems and BNSF Railway with additional support from the Corporation for Public Broadcasting and public television viewers. www.pbs.org/newshour

Better Health For Senior Citizens by Irene Mori

September 13, 2013 by · Leave a Comment
Filed under: Articles 

People are living longer these days than in years past. The average age of longevity is not as young as it was, and it is not unusual for people to live well into their nineties. Baby boomers started becoming senior citizens several years ago, and they want to have better health. Just as they have been influencing buying patterns for decades, they are now having an impact on the health and nutrition products available on the market.

The health and wellness businesses are expected to grow by leaps and bounds as more baby boomers enter their later years. This is a group of people who have influenced the physical fitness areas of gyms and spas. Although they are likely to be inclined to exercise less as they age, they will undoubtedly be consuming more nutritional supplements to help maintain good health which has been an important aspect of their lives.

New nutritional supplements are introduced to the markets all the time. The drug store and grocery store shelves are full of items to prolong life and improve health. Liquid juices with nutritional benefits are becoming increasingly popular. There are vitamins and pills of all kinds designed to improve health.

As they are trying to maintain and have better health, senior citizens are becoming involved with home based businesses, often in the health and nutritional industry with nutritional supplements sold through network marketing (MLM or multi-level marketing where people are paid for the efforts of those they bring into the business). Although most will not succeed in the business aspect of MLM, they may become good customers for many years as they are willing to spend money for health products.

As the economy and investments have suffered and made life difficult for many senior citizens who are faced with dwindling retirement funds, they may enter home based businesses which have great promise and potential. Since these are businesses which may be entered for a relatively small amount of money, they seem desirable.

Yet many more people may be interested in maintaining good health than in earning money when they are in the autumn of their lives. They want to find ways to enjoy better health as they age. Liquid nutritional supplements have become a popular method of ingesting the vitamins and anti-oxidants which have been touted as being beneficial for health and wellness. Liquids are easier to take than pills, and they are becoming more available and desirable

Better health means taking care of one’s self and doing all in your power to maintain a healthy lifestyle which results in improved mental and physical capabilities. Living longer will be more pleasant if one is able to enjoy good health and well being.

Irene Mori is involved with network marketing. To learn about a savings and earnings program, visit: http://www.moremlmsuccess.com. If you are interested in emergency preparedness and food storage or a home based business in this area, check out: http://www.preparedforlife.net.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

A Crusade to Help Senior Citizens in Car Shopping by Irene Mori

September 12, 2013 by · Leave a Comment
Filed under: Articles 

Seldom is shopping for and buying a new automobile a wonderful experience. Indeed, there is a chance that it could be a horrible encounter with unpleasant consequences. Signing the papers to lease or purchase a car, if one is not ready to do so, can be an event which causes monumental anxiety and stress.

Senior citizens who want to obtain a new car can be vulnerable to the unscrupulous and at times unethical tactics of salespeople who want to make a sale and hence a commission. Insensitive salesmen and saleswomen could be concerned with their own welfare and the money they would make. High pressure and conniving tricks may be used against unsuspecting customers.

Sydney’s husband was willing to sign a lease the day they shopped for a new car although they had previously not expected to do so yet. They still had a lease on the car they were currently driving, and it would not expire for another two months. They had not discussed nor decided upon what course of action to take. They had not made any decisions about whether to keep leasing that car, to purchase it, or to acquire a new car. They were just looking, or so thought Sydney. Unfortunately, Sydney’s husband told the saleswoman that they COULD get a car that day. She said they would pay for the last two months on the present lease. She made it sound like they were getting a good deal on the lease of a new car, which they would not need for another two months.

They decided to take a car for a test drive. They admitted that the car was nice. Then the trouble began. The seemingly nice saleswoman turned to a person with a mission-to sell an automobile. She became a wolf in sheep’s clothing. She turned into a witch underneath a seemingly pleasant demeanor.

Although Sydney repeatedly stated that they needed to discuss the matter, the saleswoman would not let them leave the showroom. She brought in reinforcements such as a sales manager and others. Instead of letting them go out for lunch to discuss the matter, they brought in lunch. She wrote down their name on the board as having already purchased a car.

It was almost as if Sydney and her husband had been chained to the table, but Sydney finally broke loose. She allowed the reasonable thoughts to crowd out the demons. It was not easy to do against such odds, but she stood her ground and got up to leave. The saleswoman tried to bully her into staying with all kinds of strange and irrational statements. Sydney’s guardian angel had eventually come to her aid, and she spoke her mind. She needed to get out of there and think about it. Of course, the saleswoman knew that Sydney and her husband would not be back. There was no way that Sydney would deal with that woman again. She had finally broken loose, and she was extremely satisfied that she had not relented to the pressure.

Sydney recalled the experience of her friend Helen, who had signed a lease against her will. She tried to get out of the deal, but she was stuck. The dealership said she could get out of the deal by paying a $5,000 restocking fee. They basically did not listen. They had found another sucker.

Senior citizens and everyone should buy a car with pleasure only when they are ready. Don’t let a terrible salesperson talk you into something you are not happily ready and willing to do. A car purchase should be a pleasant experience, not an ordeal that brings pain and anguish.

Irene Mori has been involved with network marketing and home based business for a number of years. She works in the food and nutrition areas as well as with a company which offers discounts on everyday purchases and cash back for online shopping. FREE training and marketing tools are readily available with this affordable opportunity with a good profit potential. Get more information on this business by visiting: http://www.moremlmsuccess.com. You can learn about a business in the food storage area by sending an email to: sr.marcia1@gmail.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Healthy Eating – 5 Dietary Requirements For Senior Citizens by Christine Abbate

August 29, 2013 by · Leave a Comment
Filed under: Articles 

Healthy eating, whether as a child or senior citizen is a vital part of a healthy and active lifestyle. Your nutritional needs are pretty much the same at 40, 50, 60 and beyond as they were when you were younger–with some minor variations. As we grow older, our bodies becomes less forgiving, and we will have to make more of an effort to eat well and stay fit.

Here are 5 Dietary Requirements for Senior Citizens:

1. Exercise:
Studies of the elderly indicate that current weight, rather than age, determined energy intake in men and women. The study suggests that changes in lifestyle, not age, resulted in the dietary changes seen in the healthy elderly survey. As you mature, your body will loose muscle mass, decreasing your metabolic rate, which in turn burns fewer calories at a slower rate. A great way to maintain control of your maturing body is to exercise regularly and eat healthy meals in moderation.

2. Eat More Fiber:
Maintaining a regular cycle of all systems in our bodies is very important. Fiber helps maintain regularity to prevent constipation and gastrointestinal diseases like divertculosis (pouches that cause spasm or cramping in the large intestines). You may also want to be extremely selective in your diet and not include gaseous foods.

3. Eat More Calcium:
Around 40 years old, our bones start to lose more minerals quicker than it can replace them. For women, menopause causes a drop in estrogen levels, estrogen helps bones maintain calcium. Menopause is responsible for a greater loss of calcium than in men. You should discuss with your physician a dietary supplement to ensure you are properly maintaining your body.

4. Water:
Water is essential from birth throughout life. It is critical to health-and is chronically overlooked. Second only to air in its steady and relentless necessity, H2O carries nutrients to cells; aids digestion by contributing to stomach secretions; flushes bodily wastes and reduces risk of kidney stones by diluting salts in the urine; ensures healthy function of moisture-rich organs (skin, eyes, mouth, nose); lubricates and cushions joints; regulates body temperature; and protects against heat exhaustion through perspiration. And the list goes on and on. Everybody should consume the minimum eight glasses of water daily to maintain our youthful vigor and pep.

5. Avoid Foods With Too Much Sugar:
Too much sugar causes a number of problems- it suppresses the immune system, weakens eyesight, contributes to obesity and diabetes, causes constipation, leads to all different types of cancers, and the list goes on and on about the effects of sugar intake. Young and old should never binge on sugar.

Eating well can make us feel a lot better. It gives us more energy – and it can actually help slow down the aging process!

Assisted Living New York

http://LakeShoreLI.com/

The Lake Shore Assisted Living Facility, located on beautiful Lake Ronkonkoma in Long Island, New York has been providing seniors with assisted living care, delicious dining, friendly services and award-winning recreational programs for many years.

Submitted by Christine at NewSunSEO Inc.
http://NewSunSEO.com

Article Source: http://EzineArticles.com/?expert=Christine_Abbate

Debt and Senior Citizens by David Cunningham

August 28, 2013 by · Leave a Comment
Filed under: Articles 

dddddddddddddddd

We are in a consumer driven world. There are so many things all around us that make our lives easier and, in a way, influence us to think that we must have them. There are always things that we want which we simply cannot afford. As banks and credit card companies mushroom out of control, we are barraged with opportunities to accept so-called help from these financial institutions just so we can buy more merchandise we want but do not need.

The best part is that you do not even have go to them asking for the credit that you want. They will be at your beck and call offering credit cards, store credit cards (from those stores you wanted to purchase from anyway), merchandise cards (you’re given hundreds of dollars in credit to purchase from the company’s specific catalog), and leasing arrangements that allow you to pay over time.

The only problem with buying on credit is paying it off. Using an analogy, it is easier to step into quicksand than it is to get out. There isn’t always a branch lying around attached to a willing helper. Credit may be no problem if your current job earns enough money to repay your debts completely each month. It simply becomes part of your overall expenses. What happens, though, when your debt overextends your pay check?

Unfortunately, retired senior citizens are more susceptible to this pitfall. In prior years, they worked and earned a certain amount of money, but upon retirement are saddled with little more than Social Security – definitely a blow to the pocket book. Their income is not as flexible as it once was. There are solutions, however, from which seniors can benefit. Some are even geared specifically toward them.

As a senior citizen, you can request the help of a professional. Financial advisors are available to help tackle your problems. Asking for the aid of one such professional can save you a great deal of anxiety, credit ruin and, more importantly, stress. Your financial advisor can act as a mediator between you and creditors to develop “payoff amounts” that won’t leave you destitute – and usually at a fraction of your current payments. If you feel that you’re drowning financially, you shouldn’t wait until the water is over your head. Contact a financial advisor now for assistance.

Before meeting with an advisor, there are steps you should take to be best prepared for the discussion. Grab a notebook and pen to list all your creditors. List them in order of importance, starting with your mortgage (or rent or community fees, etc.) and ending with small payments like store credit cards. List their amounts as well. If you owe $50,000 on your home then list $50,000 and your current monthly payment. For example:

ABC Mortgage Company $50,000 (debt), $775 (monthly payment)

Listing the information this way will show your credit advisor that you are serious about getting your debt in order. It also is incredibly useful for the advisor in contacting your creditors since your financial advisor can then, at a glance, see what you owe and to whom. A sample short list follows below.

It is important that you have a clear comprehension of your financial situation. The best solution to debt is to not get into any that you cannot handle. However if you have already reached that “destination,” especially as a retired senior, then utilizing a financial advisor is certainly a great option to help rid yourself of the burden.

And now, the sample I promised:

John Smith

Total Monthly Income: $1200

DEBTS / MONTHLY PAYMENTS

ABC Mortgage $50,000 (debt), $750 (monthly payment)

Car Payment $20,000 (debt), $450 (monthly payment)

Credit Bank #1 $3,000 (debt), $25 (monthly payment)

Credit Bank #2 $1,200 (debt), $15 (monthly payment)

Store Credit Card #1 $5,000 (debt), $75 (monthly payment)

House Phone $50 (monthly payment)

Cell Phone $55 (monthly payment)

Total Debt $79,200

Total Monthly Payments $1,400

As you can see from this example, this person is losing $200 every month ($1400 monthly payments minus $1200 income). A financial advisor can usually negotiate with the credit card companies. They may even suggest that this person discontinue either their home phone or cell phone, for example, as most can probably get along with just one or the other.

For practical debt & credit assistance [http://www.debt-credit-assistance.com/credit_card_debt_solutions.shtml] information, please visit [http://www.debt-credit-assistance.com], a popular site providing great insights concerning how to address your issues and worries related to nagging debt struggles [http://www.debt-credit-assistance.com/usa_debt_management.shtml].

Article Source: http://EzineArticles.com/?expert=David_Cunningham

 

Senior Citizens Should Keep Track of Their Money by Irene Mori

August 27, 2013 by · Leave a Comment
Filed under: Articles 

mon

While it is wise for everyone of any age to keep track of their money and their expenditures, it is something that senior citizens may need to do more than others. Although there are many older people in the world who are millionaires or who at least have enough money to not have to worry, many seniors are living on fixed incomes where money is scarce.

Budgeting has long been touted as something beneficial, but it is a distasteful practice to many in the world. Most businesses and organizations would never think of operating without a yearly budget, but many individuals likely never use a real organized budget but may use some of the attributes of a budget. A good budget helps people live within their means which is a prudent course of action which can be helpful for anyone. Keeping a record of one’s daily expenses is useful for planning and for knowledge of where one’s money is going. Spending less than you take in has always been good advice. It takes planning and discipline to manage your money well, and a budget can help.

Being burdened by unnecessary debt can cause extreme distress and discouragement. It is too easy to spend more than one has, especially with credit card usage. Debt comes so easily and can materialize almost without notice. Too many people place this hardship on themselves by overspending for unnecessary material goods. A careful evaluation of needs and wants can help to remedy the situation of spending too much money.

If a person is keeping track of his money and finds that it is severely lacking, it may be time to make some changes. There are ways for even senior citizens to earn extra income. Most would not need a lot more money, but it would make for a more pleasant existence if a lack of enough money to take care of basic needs were satisfied.

Home based businesses have become a popular avenue for seniors to make some extra money. There are many opportunities available although it is not always easy to find a good fit. If someone is thinking of getting involved with such a business, it would help to talk to people who have actually found some success with the opportunity. There are so many scams being perpetuated which take people’s money without any return. It is easy to lose one’s hard earned money which many seniors can ill afford to do.

For some people, keeping better track of one’s money, curtailing one’s appetite, and cutting expenses may be the most judicious path to take.

Check out http://www.moremlmsuccess.com for information about a product which may aid in the aging process. Click on True TV to watch informative videos. You may try the product as a preferred customer or join the home based business opportunity for a cost of $630 for products, marketing materials, and training or a sign up cost of $50 to start small as a distributor. Have a good day.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Ways You Can Get a Senior Citizen Up and Active Again by Kristie Brown

August 26, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Kristie Brown

Ask almost any senior citizen if they prefer to just sit around and take things easy, and they’re going to tell you “no way”. Mistakenly many of us equate an advanced age with lack of vitality and interest in the world around them, but as people are living longer, they’re retaining these characteristics well into their golden years. It’s possible you may know a senior who is somewhat limited in mobility or crippled up with arthritis, but you’ll find that if you suggest an activity, they’ll be more than willing to go with you. Here are some ideas for getting them up and active again:

1. If the person is lonely and enjoys company, you might be able to interest them in going to a local senior center or joining some type of club. Here they can find the companionship they seek, meet new friends, and enjoy activities with peers. In the beginning it may be difficult to get the person to go, because something new can be a challenge to anyone. Talk to the director of the center or club and find out when a good time to visit might be. Maybe there’s a time when the center isn’t very busy so that your senior wouldn’t be intimidated by a whole room full of strangers. You could invite them to go to dinner with you at a center potluck, or entice them with some of the activities you know they’d particularly enjoy. Once you get them involved, it’s a sure bet they’ll want to go back again and again.

2. Volunteering offers unique experiences for willing seniors. The different types of jobs abound, and your loved one will be sure to find something out there that he or she enjoys doing. Not only do these activities involve working as productive members of the community, but they can also come with perks, such as free dinners, small gifts, and service recognition awards. A senior who has been busy their entire lifetime doesn’t like to feel that they aren’t able to be an active part of the work community any longer. They can begin feeling depressed and worthless. Volunteering will demonstrate to them that they still have plenty to give and that their efforts are appreciated.

3. With the help of your senior, plan a get-together for others in the age group who live nearby in order to establish friendships. This is especially important when the person reaches an age where they are losing friends and need to find other people to share their world. Make sure to allow the senior to help with everything from planning to clean up. You may have to modify tasks to their abilities, but you also might find them working rings around you, because older folks have strong work ethics. Plan a simple menu and a few “get to know you” games to break the ice. They will have a lot to talk about, because they have shared similar experiences, such as the Great Depression, health problems, parenting,and other events from their lifetimes.

Need additional information on home care Maple Grove? Get high quality, customized home care that fits your needs here: home care.

Article Source: http://EzineArticles.com/?expert=Kristie_Brown

When Senior Citizens Become Suddenly Single by Beverly Slover

August 24, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Beverly Slover

In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Life Insurance Schemes Aimed At Senior Citizens by Bobby E Richardson

August 23, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Bobby E Richardson

I remember reading a news post once about a man in Florida that was arrested in a Life Insurance scam. It had been estimated that he had stolen millions in Life Insurance money from our senior citizens. Just thinking about the story infuriates me, and inspired me to give a few pointers out to seniors considering the purchase of a policy.

One of the craziest facts about the story aside from the stolen money is that he worked in a large financial group. I know that a scam can happen in any business structure but I was expecting it to be a door to door insurance salesman. When I say that, it’s not to take shots at those type of salesman; I used to be one, but those were my expectations.

First let’s take a look at a few of the reasons why seniors would need Life Insurance, and then how they can make sure they don’t get taken advantage of from a few idiots who call themselves salesmen.

There are several factors that could bring about concerns for seniors to leave money behind to loved ones.It is a way for them to cover final expenses for a proper burial and not leave the responsibility to loved ones, they can leave a lump sum of money to heirs that will be tax-free upon receipt, they could be raising grand babies that will need financial assistance, or it could be to just make sure money is in place to cover excess debts if they were to suddenly pass on.

The only drawback to getting Life Insurance as a senior is that finding a low costing policy is not impossible but it can be difficult.The best thing you can do is see if a trusted family member or friend knows an insurance agent or you can spend some time reading to learn about life insurance yourself.Then, go to a few websites or call around to shop to some of the agencies.

There are a few companies that will not allow seniors to purchase a term policy. With those companies the cut off age is usually about 65 and up. With the companies that do allow it, it will be more expensive.

9 times out of 10 seniors will be required to accept a whole life policy. Seniors should keep in mind that in order for them to pay off a whole life policy, the contract has to be maintained for 10 years.This time commitment does vary with a few of the insurance companies.

Here is a few question seniors should ask when considering a Life Insurance policy:

Does the company require a medical exam?

Are monthly premiums locked in for the life of the policy or will they increase with time?

Can I continually renew the policy for the life of the contract?

What are the specific renewal requirements?

Can the monthly premiums be waived in the event of disability or injury that limits my income?

When will the beneficiary receive the death benefit? (Some policies require the insured to be alive for 3 years before the beneficiaries received the face amount. If the insured dies earlier than the requirement, they will receive all of the premiums paid into the policy plus 10% interest, which is still better than putting the money into a bank account that wouldn’t give as much interest.)

Seniors just need to make they plan and effectively select a good policy, to give themselves that peace of mind in knowing that their loved ones will be protected financially in the event of their death. It’s sick to know that there are scam artist out there that will take advantage of those good intentions. But I do want to point out the fact that there are many good insurance brokers who will sincerely help people with finding the best policy to fit their families needs and more importantly their budget.

It is my pleasure to help Americans enjoy their retirement years with financial security. I care about providing products that protect you and your family. I am committed to ensuring peace of mind for your retirement future. My commitment to unsurpassed service and strong contract owner benefits has allowed me to experience consistent growth within my industry. I’m the one to offer you diverse financial planning choices for your retirement dollars.

We represent over a dozen of the nation’s top rated life insurance and annuity providers. We’ll provide you with information and pricing on every service available at your location and let you choose. No more high-pressure, heavily biased sales pitches from pushy insurance salespeople.

Life’s Protection

Bobby E Richardson

Phone: (386) 308-9626

Fax: (407) 210-1602

bobby.richardson@lifesprotection.com

[http://www.lifesprotection.com]

Article Source: http://EzineArticles.com/?expert=Bobby_E_Richardson

A Comprehensive Look At Senior Citizens Travel by Bruce A. Hoover

August 22, 2013 by · Leave a Comment
Filed under: Articles 

Expert Author Bruce A. Hoover

Travel is becoming popular among many groups of people. Children are traveling more with their parents, teens are traveling more in groups and people who thought they could not afford to travel are traveling more now because of the availability of so many deals! Senior citizens travel too and today, they are traveling more than ever!

In the past, only seniors who had a substantial retirement savings were able to travel. Today, there are so many deals and opportunities for cheap, quality travel that anyone, including seniors on a budget can see the world without going broke!

Some destinations are cheaper than others such as the Caribbean, Mexico and some countries in Europe. Of course, there are many places to see in your own backyard and The United States and Canada are no exception where deals are concerned. Just like there are cheaper destinations, there are also cheaper methods of travel. Cruising is a great way to see many different parts of the world at a low price and all-inclusive Caribbean vacations are great deals as well.

If you are a senior looking for a great travel deal, there are many things you can do to maximize your chances of finding the best deal. First, ask around. You never know what you might find out from friends and family members who have traveled recently. Do a thorough internet search and sign up for travel deal newsletters that allow you to be among the first to find out about deals. Start looking for your trip and book your trip as early as possible in order to get the best savings.

If you put the proper amount of time and effort into your search, you will have no problem the right vacation for you at the right price and next thing you know, you will be on your way to relax and have some fun in a place you have always wanted to see!

Next, now that you understand how you can get inexpensive senior citizens travel will you take advantage of it?

Article Source: http://EzineArticles.com/?expert=Bruce_A._Hoover

Massage For Senior Citizens – Benefits and Precautions by Eva Gnech

August 20, 2013 by · Leave a Comment
Filed under: Articles 

ggggggggggggggggggggggggggg

Probably the most important benefit of massage is the pleasure of human touch, and the companionship provided during massage therapy sessions. This provides a relaxation which alone may relieve some of the loneliness, depression and fears that many seniors suffer from. A recent study found that all senior citizens who were receiving regular massages showed a dramatic improvement in their moods and their attitudes toward life in general. Nearly 50% of the same group tested also showed additional health benefits;a reduction in their rates of breathing, an increase in their range of motion, an improvement of their postures, development of more body awareness, their skin took on healthier colors and their muscle tones were enhanced.

In addition to these general life improvements, some health conditions that may respond positively to regular massage include:

– inflammations in the joints;

– arthritis;

– skin discoloration and other dermatological conditions;

– deteriorating muscles and bones;

– reduced appetite and therefore weight loss;

– poor blood circulation;

– sleep disorders;

– weakened mental capacity,

– tendonitis;

– bursitis;

– asthma;

– emphysema;

– high blood pressures;

– diminished functions of the internal vital organs such as the heart, the liver, the brain, the thyroid, the stomach and the intestines.

Before you make your appointment, make sure you take care of safety first:

– Find a massage therapist that is properly trained;

– Limit your appointments to 30-45 minutes at a time;the elderly appear to respond better to shorter, more frequent sessions.

– Be careful when positioning yourself on the massage table: ask for help or request a chair massage.

– Tell your massage therapist if it is your first massage: request a gentle relaxation massage. Your bones may be thinner and your joints stiffer than other patients; ease into it. Over time you may request a deeper tissue massage if it feels comfortable for you.

– Tell your massage therapist if you are not comfortable being touched in some areas: Many elderly prefer head, hands and feet massages. Even massaging these body parts alone will greatly benefit you.

– Request use of lotions or oils, or bring in your own favorite lotions: senior citizens’ skin tends to be thinner and less pliable, and using oils will help avoid cracking or damaging of your skin. Lotions will also soften and moisturize your skin, making it healthier and more pliable.

Relax and enjoy your massage! With the above precautions massages are perfectly safe regardless of your age. Most importantly, massages help you relax and improve your outlook on life. That alone may alleviate other aches and pains and make this worth your while.

So contact a qualified massage therapist today, and make the appointment that will help you relax and enjoy some TLC, you deserve it!

For a more detailed description of the benefits and precautions of Seniors Massage, see http://massagetherapystartup.com/massage_therapy_for_senior_citizens.html.

For more information regarding massage therapy, setting up your own massage therapy business, or how to make a lucrative living in the massage industry, see http://massagetherapystartup.com

Article Source: http://EzineArticles.com/?expert=Eva_Gnech

Senior Citizens Moving – How to Decide If It’s Time to Move by Jennifer Strong

August 19, 2013 by · Leave a Comment
Filed under: Articles 

senior-citizen-moving

At what time rearranging, it is significant to remember that who will be moving, not only when and where the move will be happening. This is very important, as some people need a little bit extra in the approach of preparation and accommodation when it comes to the huge method that is moving. Senior citizens, as, often need additional time and a bit more consideration when going through the procedure than people of a younger generation. Here are five very essential moving tips to make moving with seniors in exacting much easier and simpler.

1. Take a Time Out – The news that you will be moving is a huge shock to the system. You might be able to handle it, but seniors have a hard time adjusting to the thought that their whole world is about to be turned upside down. It can obtain time to get used to the detail that they will be moving before the procedure can move onward. Make sure that you take a time out and explain all of the ins and outs of the move and the reasoning behind it to the senior in question before you ever start down the road to a successful move.

2. Get them Involved – When you do start working on making the overall moving process a successful one, make sure that you get them involved in all of the decisions that have to be made. This is important, as the move will be for them, and they should have a say in how things are done. This will also set out a long way to building the senior in difficulty feel as if they are being useful and adding to the procedure rather than being an obstacle.

3. Research is Everything – Every move requires research in order to find the best deals and the best companies, but when you are moving with a senior, it might take a little bit extra. On occasion, it is an excellent thing to discover a company that will go the additional mile to assist the senior think as if their belongings are going to be cared for with the highest care, and a friendly company is not at all something that will be onwards.

4. Plan Ahead – Seniors are normally on an unchanging income, and so, they might desire to know how they will be paying for the move. This is important, as an out of control senior can suffer when they feel as if their own lives are not within their control. Make sure to write everything out so that it can be easily viewed at any time during the process.

5. Make a Budget – Seniors are often on a fixed income, and as such, they might want to know how they will be paying for the move. It is important that you set of contacts a moving financial plan, even if you will be serving to give for the move. This will assist them see where the funds is coming from, as well as where it is departing and when it is appropriate. It will also help you both locate areas where money might be saved along the way.

Moving is a complex event, especially when you are including seniors or other special needs people in the process. It is possible to have an enjoyable and simple move, no matter who is moving. Confirm to use these simple tips in order to assurance that your move goes effortlessly.

MovingCompanies.us is an official source of moving information. Here you can find local moving company near you. If you are moving to another state, here you can find free online estimate from a Florida moving company in your area.

Article Source: http://EzineArticles.com/?expert=Jennifer_Strong

Senior Citizen Cruise Ship Vacations – You’re Never Too Old by Tim Roseland

August 16, 2013 by · Leave a Comment
Filed under: Articles 

ggggg

 

 

 

 

 

 

 

 

 

 

 

As the members of the Baby Boomer generation have begun to reach retirement age, they have completely turned the traditional idea of the “sunset years” on its ear. The senior citizen of today is nowhere near ready to slow down, and has more opportunities than ever before to continue enjoying life to the full.

If you’re a senior citizen who’s been exploring life’s possibilities, you’ve undoubtedly thought about traveling. Finding vacation packages geared for seniors is easier than you can imagine, whether they be guided tours, travels with a church or other social group, or simply flying solo. But one sometimes overlooked senior travel possibility is the cruise ship vacation.

The cruise vacation industry has grown exponentially over the past ten years, and most cruise lines operate several different ships in a variety of classes. They have made their ships to accommodate, and fill their cruises with so many activities that you’re sure to find the one which is perfect for you.

Here’s a list of just some typical daily activities aboard one of the leading cruise lines:

– Low-impact aerobics
– Sunrise stretch class
– Walkathon
– Napkin folding
– Shopping and island information talks
– Party Bridge
– Golf putting tournament
– Art auction
– Cash prize Bingo
– Island music poolside
– Slots tournament
– Perfume seminar
– Jewelry and Cash Bingo
– Aquadynamics
– Blackjack tournament
– Piano music
– Movie
– Cocktail music
– Karaoke
– Piano bar entertainment
– Dance music
– 50s and 60s Trivia

This list, however, doesn’t include anything about the shipboard stage entertainment, the offshore excursions, or dining. Nor does sit mention the ship’s library, pool tables, onboard shops, and private deck areas along the ship’s stern where you can simply stretch out on a lounge chair and watch the clouds and ocean drift by.

Most cruises will offer lectures and seminars on everything from the culture of your next port-of-call to the wines being offered with the evenings’ entrees. If you love the food, you may be lucky enough to sit in on a cooking lesson with the ship’s chef (or even a visiting celebrity chef!) One cruise line will even let you earn SCUBA certification before you reach the next great coral reef.

The stage show offered of today’s cruise ships are every bit the equal of what you can expect to see in Las Vegas, complete with pyrotechnics, laser lighting, and huge casts of dancers and singers. Royal Caribbean has three ships with ice skating rinks, and even if you think your skating days are behind you, you can still enjoy their version of the Ice Capades! Vaudeville is alive and well on cruise ships, when you’re in the mood for sheer silliness.

Most cruise ships have cocktail mixers at which you can mingle with your shipmates, and most of them also have dance floors where you can strut your stuff. The casinos and Bingo parlors are great for fun on the days you’re at sea, but the ports-of-call you’ll visit are really the highlights of your cruise. Pulling into a tropical bay with balmy breezes and 75° temperatures when the folks back home are bundled up against the snow, and strolling along a deserted beach or playing a round of golf on one of the world’s elite courses are just some of the unforgettable experiences you’ll enjoy on your cruise.

You’ll never have a safer vacation environment than that of a cruise ship. Regardless of whether you’ll be traveling solo or with family or friends, you can relax completely and let yourself be pampered just as you’ve always dreamed. The only thing you won’t like about your senior cruise ship vacation is that you waited so long to take it!

myroadtotravel was created in late 2007 as way for my wife and I to do what we love most…Travel. We love to share our experiences with others and have recently created our first blog [http://www.myroadtotravelblog.com] to help us do just that. Through this blog, we offer travel tips, our own personal experiences/adventures and photos from our vacations. Please stop by and give us your feedback and remember, for all your travel booking needs please visit us athttp://www.myroadtotravel.com

Article Source: http://EzineArticles.com/?expert=Tim_Roseland

In an Aging Society – Are Senior Citizens Driving Safely? by Diane Carbo

August 15, 2013 by · Leave a Comment
Filed under: Articles 

Remember when you couldn’t wait until you were old enough to drive. Getting a driver’s license gave us an opportunity to experience a new freedom we did not have before. For those of us with two parents working, driving meant taking ourselves and our siblings to after school activities and work. Driving took us to a level of independence that we had not experienced before. In an aging society of drivers, those very same feelings exist in many today. Driving gives us a sense of independence and freedom, the ability to go out and socialize, go to work or to church. Safety issues are a concern as many move into the golden years. The life expectancy of seniors is increasing. There are more active senior citizens out on the road today than ever before. Since we all age differently, many aging adults, can drive into their seventies and eighties. As we age, the risks for having a serious car accident that requires hospitalization rises. Statistics show that fatal car accidents rise after the age of seventy.

If you know an aging adult driver who is experiencing difficulty with driving, it is important to carefully monitor the situation. This article can help you determine whether you should take steps to encourage the senior to stop driving.

An aging society and risk

Some key risk factors that affect our aging society are:

Vision declines affecting depth perception and ability to judge speed of oncoming traffic. Night vision becomes a problem as our eyes loose the ability to process light. By age 60, you need three times the amount of light that you did at age 20 in order to drive safely after nightfall. We also become more sensitive to bright light and glare. Signs and road markings can be difficult to see.

With age, flexibility may decrease as response time increases. A full range of motion is crucial on the road. Turning your head both ways to see oncoming traffic, moving both hands and feet can be difficult for those with chronic conditions such a rheumatoid arthritis, or Parkinson’s disease, heart disease and diabetes.

Older adults in an aging society will often need to begin to take medications. Certain medications, as well as a combination of medications and alcohol, can increase driving risk. Be aware and careful about medication side-effects and interactions between medications. It is important to talk to your pharmacist to be aware of interactions that could affect your driving safely. Some medications cause drowsiness.

Aging affects our quality of sleep, resulting in daytime sleepiness. Falling asleep at the wheel is a major concern for those that dose off during the day.

The beginning of dementia or mental impairment can make driving more dangerous. A decreased mental capacity or decrease tolerance to stressful driving situations such as complex and confusing intersections may cause delayed reactions to sudden or confusing situations on the road. An aging brain and body does not have the same response time as we did when we were younger.

Look for warning signs

There are multiple warning signs that an aging adult is becoming or is an unsafe driver. Some of them are small, but if there are multiple concerns it may be time to talk about your concerns with the aging driver. Warning signs of an unsafe driver include

 

  • Abrupt lane changes, braking, or acceleration.
  • Increase in the dents and scrapes on the car or on fences, mailboxes, garage doors, curbs, etc
  • Trouble reading signs or navigating directions to get somewhere
  • Range-of-motion issues (looking over the shoulder, moving the hands or feet, etc.)
  • Becoming anxious or fearful while driving or feeling exhausted after driving
  • Experiencing more conflict on the road: other drivers honking; frustration or anger at other drivers. Oblivious to the frustration of other drivers towards them
  • Getting lost more often
  • Trouble paying attention to signals, road signs, pavement markings, or pedestrians
  • Slow reaction to changes in the driving environment
  • Increased traffic tickets or “warnings” by traffic or law enforcement officers
  • Forgetting to put on a safety belt

 

If you are concerned about an aging adult driver, closely monitor their driving before deciding whether they need a refresher coarse on their driving skills or approaching them to give up their driver’s license altogether. Ongoing and open communication is important to addressing the issue of driving. Studies conducted by Harvard and MIT show that while most drivers preferred to discuss the issue with their spouse, doctor or adult children (in that order), this is not the case for everyone. The right person may not necessarily be the most forceful or outspoken one, but rather someone whose judgment and empathy are especially trusted by the driver.

Talk with other family members, your doctor, and close friends to determine the best person for “the conversation.” Remember driving signifies independence, freedom and being self sufficient to active senior citizens. Realize you may meet with resistance and the aging driver may become defensive. Emotion may get in the way of a rational conversation. Express your concerns and give specific reasons for those concerns.

The goal is to get the aging driver be part of the decision making process

You may begin by asking your loved one to make some concessions because of your concerns.

 

  • Taking a driver refresher course
  • Not driving at night
  • Suggest they not drive on busy thoroughfares or during rush hour
  • Taking shorter trips
  • Not driving under adverse weather conditions
  • Encourage a visit to their primary care physician or pharmacist to go over medications that may affect driving skills. Your physician may be able to recommend a Driver Rehabilitation Specialist. This individual can assess driving safety by an office exam and driving test and make recommendations regarding special equipment or techniques that can improve the driver’s safety. Consider ways to decrease the need to drive. Check out alternatives to shopping by car, including:

  • Arrange for home deliveries of groceries and other goods, and try to arrange for home visits by clergy, medical and personal care providers, and government service providers.
  • Use financial services that don’t require bank visits, like automatic bill paying, direct deposit, and bank-by-phone or on-line banking services.

Fears of those living in an aging society 

Fear of isolation and decrease in socializing is a real concern for the aging driver. It is important to keep spirits high as the aging driver makes the adjustments to becoming a non driver. Be in tune to their need for fun, volunteering, work and religious activities. Create a transportation plan that can make it easier for the aging driver to give up driving. You can create a list of friends and family that are willing to drive, contact the church and the local Area Agency on Aging in regards to transportation programs in the area.

Some seniors may adjust better if they can keep their own car, but have others drive them. Their own car may feel more comfortable and familiar, and the sense of loss from not driving may be lessened. Remember, baby boomers have grown up walking out the door and being able to go where they want to go. We need to keep the aging adult driver and those on the road with them safe.

Diane Carbo RN- As a geriatric care manager, that has cared for her father and mother in law in their homes, she learned first hand how overwhelming, stressful, and time consuming caring for a loved one can be. Staying in their homes was very important to them. As a result, Diane started http://www.aginghomehealthcare.com to assist others age in familiar surroundings and avoid the emotional and frustrating task of maneuvering the medical delivery system

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

Fullfilling Your Dreams, As a Senior Citizen by Eva Fry

August 12, 2013 by · Comments Off on Fullfilling Your Dreams, As a Senior Citizen by Eva Fry
Filed under: Articles 

Senior-Citizen-Health-Care

Today there are 30 million seniors. In 2030 there will be 70 million. The senior years can be an opportunity to fulfill dreams. Think of how happy those 70 million seniors will be if they believe they still have time to live their dreams. Think of how much happier and better our world will be when it is filled with people who are productive, doing good and living fulfilled lives, in their latter-years.

When we were young, we each had dreams of what we wanted to do with our life. Unfortunately many of us have never realized those dreams.

Why? We may have had parents who didn’t provide the opportunities we needed, when we were young. We may have married young, had children and the responsibilities of life took over. Before we knew, it we were seniors and believed we were too old to live our dreams.

I’m happy to report I am not one of those who live with regret or wish they had done more with their lives. Today, I am 67 years old and I am living my dreams.

I had three dreams when I was a young girl. My first, to be married, have children, and be a good mother with a happy family. My second, to be an entertainer and my third dream was to be a missionary.

Thankfully I have accomplished all three of my dreams and I’m starting on new ones.

My husband and I have been married for 48 years. We have three wonderful grown children and nine grandchildren. Why was this dream so important to me? My father was alcoholic and my mother emotionally ill. My childhood was sad and troubled. I desperately wanted a happy family like some of my friends. I was blessed to have that dream come true because I worked hard to make it come true.

Through the years, I never forgot my dreams to become an entertainer and a missionary. I just put them on hold. These dreams took a long time coming, but today my dreams have come true.

How have I accomplished my long-awaited dreams, in my senior years?

Change is the answer! Life doesn’t always stay the same. One door to our life may close but a new door always opens and we must be ready for it. When my children grew up and started their own lives, it left me in an empty nest. I was smart enough to use it as a launching pad to direct me toward my life-long dreams. I now had time to pursue them.

It began with me going back to college and taking a speech class. I took it to overcome my shyness and to learn to be more outgoing to I would have a chance at being an entertainer. You must know that I had no musical training and could not play an instrument so I had big dreams.

The class was a big step toward my dreams. I discovered I was a pretty good speaker and was asked to be on the college speech team. I traveled all over the USA competing with my speeches with intelligent teenagers. It was so much fun and I won a national speaking award. I joined Toastmasters and became president of my club. I took a stand-up comedy class. For many years I spoke for Mother’s Against Drunk Driving, because I had been a victim of a drunk driver when I was a teenager. These all helped me gain confidence in myself and encouraged me to see what I could do as an entertainer.

I began to learn words to old songs and entered a talent contest for the city of San Diego and won another award. For several years now, I have been the master of ceremonies for the same talent show and for their variety show at the San Diego Fair.

At the age of 60 I began entertaining at senior residences and to learn to play the piano and guitar. I began to write my own music. I have produced 60 songs and had my music played on 150 radio stations. For several years now I have entertained with my own show using my own music at many functions.

I feel I have actually accomplished my second dream to become an entertainer. I wrote a book to encourage others to do the same called “You Must Have a Dream.”

Accomplishing my third dream, to become a missionary, has been a wonderful blessing to me. Because I spoke for MADD, I was asked to speak at Juvenile Hall in San Diego. Because of my involvement with incarcerated kids, I began my own program called “Be a Winner in Life.’ which I presented for ten years to over 10,000 young people. From this I wrote two books to help the kids “Be a Winner in Life” and “Letters From Juvenile Hall, Kids Helping Kids.”
This work has helped me be a missionary to these children teaching them true values and principals of life. My books help me share the message of The Gospel of Jesus Christ and the joy that it brings.

I am a senior citizen now and very thankful to God that I was able to fulfill the dreams of my heart.

We can all live to be 100 years old. How will your life turn out? I hope that when your life is over you will have no regrets and you will never have to say “I wish”, “if only”, but rather you will say, ” I fully lived my life and I have no regrets. I loved my life because I lived my dreams! This is how I feel about my life. I am so thankful. The Lord has truly blessed me. I pray He will bless you too.

My books can be purchased at http://www.evafry.com . I hope they will encourage you to live your dreams.

Eva Fry’s mission is to help others become better and happier. She is an inspirational author, singer/songwriter/ motivational speaker and seminar leader. Eva has published three books – “YOU MUST HAVE A DREAM” -for seniors, “BE A WINNER IN LIFE”-for good kids, troubled kids and their parents. “LETTERS FROM JUVENILE HALL, KIDS HELPING KIDS” (Actual letters from kids at Juvenile Hall, intended to save other kids from destroying their lives) She invites you to use the FREE ARTICLES she has written for: at- risk kids Also FREE ARTICLES of inspiration to help meet life’s challenges. http://www.evafry.com She has produced 7 Music CD’s

“Remember” (new music for seniors), “Oh What Joy Christmas” “The Little Things” (inspirational country), “I Love Living The Teachings of The Lord” (Gospel/Christian) “Savior of Mine” – (Christian) “God Gave You Intelligence” (for children)

“Classical Style” (instrumental)

Her music and books can be purchased at http://www.evafry.com Her books can also be ordered at any bookstore. Her articles have been published, all over the world.

Article Source: http://EzineArticles.com/?expert=Eva_Fry

A Senior Citizen In Juvenile Hall by Eva Fry

August 9, 2013 by · Leave a Comment
Filed under: Articles 

10444547-large

It was my first time speaking at Juvenile Hall, I was terrified! I had seen enough movies to know I didn’t want to be there. As I hurried through the metal detectors, and pushed through the big metal doors, my heart was pounding and I was filled with fear. I wondered if I would get out of this place alive.

I passed the holding tanks, rooms with big windows containing kids who had just been arrested. In there were kids pacing, fighting addictions, fearfully waiting to be assigned to a unit. Some kids were right at home. They knew this place! They had been there before.

When I stepped into the inner sanctum I heard sounds that confirmed my fears. Angry kids were screaming, using profane language. I heard loud pounding on the doors, which dotted the narrow hallways. Juvenile inmates were communicating through the thick cement walls. As I scurried along, I saw empty eyes piercing out at me through the small, eye level windows of their rooms. I passed through more metal doors and hallways, until I came to the unit I was to speak in. Inside sat fifty young men, of all nationalities. I knew from their varying hair color. Their backs were toward me. They were juveniles from the age of 15 to 17.

As I slowly walked to the front of the room, I made sure there was a guard on either side, in case one of them grabbed me. I took a deep breath and turned toward them. My heart stopped! I was shocked! They were just kids! I expected them to look like criminals, but they looked like they could be one of my nine grandkids.

Although some did appear tough, and others rough, there was something about them that touched me. At that moment, my life changed! A still small voice inside me said, “you must try to help them!”

Thus began my continuing, nine-year mission, to help kids who are in trouble with the law. These are my kids. “The Forgotten Kid.” The children we think we can lock up, throw away the key, and forget. The ones who learned most of the bad things they have done, from us, the older generation. They are kids, paying the price for the sins of society. Our scapegoats

There are up to 600 kids locked up, in this facility, at any time. The Hall houses kids from the age of 10 to 18, although I saw a nine-year and ten-year-old carrying blankets and pillows. Were they going camping?
No! They were headed to their rooms, to be locked up, for armed robbery.

BE A WINNER IN LIFE IS MY PROGRAM. I help the kids believe they can still be WINNERS. I teach them they have potential to do amazing things with their life. In fact, I believe God sent them to this earth to do good with their lives. I tell them each one is a genius, in their own way, and can do something better than anyone else can do. They must find their genius. They must go to school, obey the law, obey their parents, be honest and work hard. My goal is to share with them the same truths I taught my kids: the basic truths of right and wrong.

I hope to support the parents who are good parents, but their kids got on the wrong track. I try to teach the ones with bad parents, or no parents, values they were never taught: basic principals of good and bad.

How did I start speaking at Juvenile Hall? It began a long time ago, when I was a little girl, the daughter of an alcoholic father who emotionally damaged my mother and us kids. I grew up in circumstances similar to some of these young wards.

I speak to them because I would have loved to have had someone, who cared, talk to me when I was young.

Some of these kids, like me, are the off spring of parents who didn’t care how their actions affected their kids. We were from homes full of contention caused by parents with addictions. Sick parents who were unable to control their own lives, let alone parent a child. So-called parents, who lived in their own hell and created havoc in the lives of their children. Parents who abandoned their kids.

When I talk to the kids, I relate to the ones who hope to fix their parents, and those who must care for their siblings. I relate because I remember pouring my Dad’s alcohol down the drain, thinking it would fix our problems but instead, I got myself into lots of trouble. I remember taking money from my Dad’s pocket, after he passed out, to give to my Mom. Money for food.

I remember the day I realized that whatever I did at home would change nothing. I would never have the loving family I longed for. Like many of these kids, I turned to friends for the family I needed. Like them, they were usually the wrong kids of friends, peers who were doing bad things. I remember drinking alcohol, even though I hated it, so I could fit in.

I hear my same story, over and over again, at Juvenile Hall.

To help them I share a profound truth, which I discovered in my young life. “Bad things happen for a reason!”

My bad thing: after a wasted life, at the age of 57, my Dad died an alcoholic. His drink of choice was 100% over proof rum. The good thing: My Dad’s death led to me realize I didn’t want to end up like him, or give my kids the life he gave me. I eventually made a commitment to stop drinking and change my life. Thankfully I was young and not an alcoholic, like my Father and Grandfather.

My commitment worked! I share with them how wonderfully my life has turned out, because of one small choice. I used my Dad’s mistakes to choose a better life for myself. I now have the life I dreamed about. My husband and I have been happily married for 45 years and with our children and grandchildren, are a close knit, happy, non-drinking family.

I tell them, “you can turn the bad things which have happened in your life into motivation for a better life too.” I help them believe they still have time to change.

Another reason I speak at Juvenile Hall is because I was a victim of a drunk driver. At the age of 17, the car I was riding in was hit head-on by a drunk driver. My head went through the windshield. My nose and part of my ear was torn off. Thankfully doctors put me back together, but I came to realize the terrible carnage alcohol could cause. I’ve had a mission all my life to teach the evils of alcohol use. I was a speaker for Mother’s Against Drunk Driving for several years. In fact, they were the ones who first sent me to speak at Juvenile Hall.

I teach the kids to abstain from alcohol and drugs. I have commitment cards, which I encourage them to sign and honor. I know if I can help them make a commitment not to drink alcohol, or use drugs; they will have a better chance at changing their lives and reaching their potential. They don’t need alcohol or drugs in their life. Most of the kids are locked up because of their first drink of alcohol, which lead to drug use and criminal behavior.

One of the questions people always ask me is “what is it like to talk to young criminals? Do they listen to you?”

My answer is, “at first it took a little time to know what to say and how to say it, so they would accept me. It took me time to overcome my fear of knowing how to communicate with them and have them accept me.”

One night, one of them asked, “why do you come to Juvenile Hall?” I answered, “why do you think?” His response, “for the money!” I replied, “no one pays me, in fact the first time I spoke, someone stole the hub caps from my car.” His mouth fell open and then he really listened to my program.

I’m happy to say I do very well with them! The kids are very attentive. They know I care. I don’t judge them. In most cases, I don’t know what their crime is. I don’t want to know. I tell them that what they have done is wrong and they must pay the price. On the other hand, I hope to stop them from getting deeper into crime. If I can stop them from hurting someone in the future, I feel my time is worthwhile.

I know I won’t get through to all of them, but I hope to plant seeds, which may take root someday when they have choices to make. My dream is to save as many as I can.

It is very gratifying when I feel I have gotten through to them and when they thank me. One boy said. “You told me bad things happen for a reason. Your right!” I never would have gotten an education if I hadn’t come to Juvenile Hall. I just got my GED. I applied to a college and was accepted. I will be going to school to be come an engineer when I get out.”

I am happy when I feel I have helped them look at life in a more positive way.

I try to help them turn their mistakes and bad experiences into something good. My greatest success is that I encourage the kids at Juvenile Hall to write letters to save other kids from the consequences they are experiencing. They have written incredible letters. Their letters have great impact on other kids because they come from their peers. My latest book “Letters from Juvenile Hall, Kids Helping Kids contain the letters.

Here are inserts from some of the letters:

Addiction controlled my life. Don’t let it control you! I wish for all you guys to be safe, and I pray for you kids that don’t know what life is really about, because after that second when you make the bad decision, it goes down hill from there. Only you can change your future. I hope you all understand that there’s a number in prison with your name on it, if you don’t change. Now’s the time to change. Not later. Not when you get out, but now! If you don’t change now you never will.

Gang banging was my worst thing I ever gotten into. If I could take it back, I would. I repeated my Dad’s cycle.

Now I sit here in a one-room cell, facing 25 years to life. I want you to look around and see what kind of situation you’re in. Open you eyes and your minds and soak as much education as you can. I’m 17 years old in a couple of weeks. I will be graduating from high school (in Juvenile Hall). Education is the key to life.

I’m in the Hall, Unit 800. Why? Because I committed a sin while I was on drugs. At the age of 13, I started using drugs because my best friend was asking me to try some. At the age of 16, my charges are DUI, evading a peace officer, driving at an unsafe speed with no license, a firearm in the car and 187 murder.

All the violence that is going on in our community is not solving nothing. The only thing it’s doing is killing us off, one by one. Before you know it the human race will be extinct. Because we are the last of the dying breed. I’m only telling you this so you guys can make the right decision. Your homies probably say they are down for you, but they be faking, and that’s real. The only people that’s going to stick by you is your mama and your family. I seen too much in my life young homies and it’s not what you are thinking. I lost my little homie and that really hit me. All that was on my mind was retaliation but when I thought about it, I knew it wouldn’t bring him back so I thought of another game plan. I prayed!

Eva, I want to thank you for all the help that you have given me. All the little words you’ve spoken in your groups have helped me so much along the way. I have changed in ways that people wouldn’t believe. I have done a whole 360. Without the help of you, I see the change being 100% more difficult. I wish my family was around to see my new life.

As you can see, my experience with my kids, at Juvenile Hall, has been emotionally rewarding and very satisfying to me. These kids give my life meaning. I feel I am making a difference.

I continue to try to help kids. I have written a book called “BE A WINNER IN LIFE”, which I hope to get into the hands of every child in Juvenile Hall’s, all over the country. Also, I want to get it into the hands of parents. I hope to get to kids before they are locked up.

Yes I’m a grateful to be a senior citizen at Juvenile Hall! I’m grateful my senior years have value and that I am doing something with my time, which is worthwhile.

I now know that every senior citizen can use the wisdom they have gained throughout their life to make a difference. We can all do something. I encourage you to find a way to help a child. Our kids need you!

Eva Fry is an author, singer/songwriter and motivational speaker. She had a ten year volunteer program at Juvenile Hall called “Be a Winner in Life” She has three books “You Must Have a Dream” for seniors, “Be a Winner in Life” for kids, troubled kids and their parents, and Letters from Juvenile Hall, Kids Helping Kids” – for all kinds, especially those who are locked up and to help kids from being locked up. She started writing and songwriting at the age of 60. Her goal is to encourage seniors to reach their potential and help kids do the same. She has many free articles on her web site to help young and old. She has six CD’s which are spiritually based and inspire young and old. She is avilable as a speaker or performer. Her work is available on her web site Eva Fry – eva@evafry.com http://www.evafry.com ( She has many free articles on her web site)

Article Source: http://EzineArticles.com/?expert=Eva_Fry

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
Filed under: Articles 

Elderly-Couple-Walks-Retirement

Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

How The Senior Citizens Can Learn Self Defence by Imran Al

August 1, 2013 by · Leave a Comment
Filed under: Articles 

IMG_0345

Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defense. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

When Senior Citizens Become Suddenly Single by Beverly Slover

July 30, 2013 by · Leave a Comment
Filed under: Articles 

7856870-mature-couple-in-love-senior-citizens-portraits-of-a-married-couple

In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Senior Citizens Can Do Well in Network Marketing by Irene Mori

July 29, 2013 by · Leave a Comment
Filed under: Articles, General 

Golden Years

If you have become a senior citizen, you have reached the golden years. It is time to enjoy life. Hopefully, you are healthy enough in mind and body to gain fulfillment in the autumn of your years.

Senior citizens have earned the right to sit back, relax, and enjoy life. Often this is not possible because the financial means are not there. It is a struggle to make ends meet as rising prices and dwindling resources have taken their toll. The bills for your daily needs, including medical and prescription costs, may have increased to the point where they are difficult to pay.

Enjoying life does not necessarily mean retiring from daily employment or work. Some seniors enjoy working well into their eighties and nineties. If they are able to do so, more power to them. Some politicians are good examples of this. They just keep working, serving, and giving even though they are financially able to retire and relax. They put themselves into the line of fire daily because they want to serve. Older entrepreneurs may be in the same boat.

Life has not dealt everyone with the same resources. As has always been true, life is not fair. Yet we take what we have been given and run with it, so to speak. We should make the best of our situation and do what we can to improve it.

As many older people have been forced into taking on menial jobs just to make some extra income or they found employment for the pure enjoyment of being out and seeing people, more senior citizens are working now than in earlier times. At this time in their lives, they may consider joining the network marketing industry for the first time. This can be a good thing or it can be a disaster.

There are hundreds of network marketing companies, and many are similar to each other. They all offer hope, but they often do not deliver. The main thing is to find a sponsor who is willing to help you succeed and to be willing to work hard. You will need to study and learn about all aspects of the company. You need to go in with an open mind and realize that the possibilities are there if you are willing to make it happen.

It is possible to achieve financial success so that you can enjoy your golden years, whether that means relaxing or continuing to work. The hope is alive.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with leads and recruiting for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Convenience and Product Selection Encourage More People to Manage Incontinence Online, Parentgiving.com Survey Reveals

July 29, 2013 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

Convenience and Product Selection Encourage More People to Manage Incontinence Online, Parentgiving.com Survey Reveals

For the first time in its five-year history, the senior wellness site Parentgiving.com conducted an opinion survey on incontinence, reaching out to nearly 5,000 of its customers who shop for self-care products in this category. The focus was to learn how people best cope with incontinence and if a greater awareness about it as a medical issue has erased its stigma and prompted more people to talk to their doctors about treatment. Respondents were also asked to share both their frustrations and their strategies for maintaining quality of life.

(Logo:  http://photos.prnewswire.com/prnh/20130724/PH51806LOGO)

Results show that progress is being made. Slightly over 70 percent have talked to their healthcare provider about incontinence—many of them are taking or have tried medications, and a few have had surgical procedures.

But nearly 30 percent of respondents have still not sought medical attention. Reasons are varied. A few people still feel too embarrassed to bring it up, even in front of a doctor, while some assume it’s just a normal part of old age (it’s not!) or don’t know that there are treatments that might help. Others say they have more life-threatening medical issues, from diabetes to stroke recovery, that take precedence when they’re at the doctor’s office. For a few, the possibility of yet another medication to add to their existing regimen would be financially out of the question.

More Key Points From the Parentgiving Survey

* Fear of accidents is the top concern.
Two-thirds of respondents ranked this as their number one worry. The lack of product selection came in second at 21%. People want more product choices, which will, in turn, help them feel more secure about avoiding accidents.

* Online is the way people want to buy products.
Nearly 46% buy products online where they can get the widest selection and have anonymity.

* Absorbency is the key feature in choosing products.
An overwhelming 81% ranked this first. Information on a product’s absorbency should be front and center on product descriptions, say the respondents. Comfort ranked second and the ability to buy a product online ranked a strong third at 36%, above both cost and anatomical design of items.

* Many people are satisfied with their incontinence products. In fact, 40% are very satisfied. However 44% are only somewhat satisfied—there’s room for better education about products to help people find those that are more effective for them and the respondents had numerous suggestions for incontinence product manufacturers to improve styles.

For complete survey results, go to http://www.parentgiving.com/elder-care/incontinence-survey-results/. There is also a companion article, “Survey Says: 50 Top Strategies for Managing Incontinence,” featuring respondents’ experiences and suggestions at http://www.parentgiving.com/elder-care/survey-says-50-top-strategies-for-managing-incontinence/. For more information, please contact Julie Davis, Chief Content Officer at 203-984-4424 or email.

About Parentgiving. Parentgiving.com is the online destination dedicated to the health and wellness needs of seniors and their caregivers. A comprehensive website, Parentgiving offers hundreds of informative articles on eldercare, plus Q&As with experts on healthy aging. The Parentgiving Store sells find thousands of products from medical supplies to practical tools for the activities of daily living. Everything can be ordered by phone or online with fast shipping right to the senior. For more information please visit www.Parentgiving.com or follow us on Twitter.

Video: Home Safety Tips for Seniors

July 23, 2013 by · Leave a Comment
Filed under: Videos 

This video is full of tips for seniors about home safety…

If you would like to suggest a topic for a video, I would love to hear from you!

You can find my email etc on the Contact Us page.

Thanks!

Leigh St John, Executive Director

Spend Time Musing – Suggestions For Senior Citizen Contemplation by Jerry Elrod

July 16, 2013 by · Leave a Comment
Filed under: Articles 

One of the big time blessings of aging is having time to think. Senior citizens indulging in thought is one of the luxuries that has too many enemies. We are bidden by the distractions and temptations which discourage genuine, quiet, and worthwhile contemplation.

The patio at your home offers the silence and serenity necessary for productive or just meandering thought. The front porch allows the mind to wander and flit and the eye to gaze and the heart to be at peace. What more healthy enterprise can one find for engaging oneself than these? What more useful way to allow for the discovery of an idea or a thought, for the development of a series of pure fantasies that give one peace of spirit. Or such may allow one to launch out into new adventures full of exciting inquiries and inventively creative designs.

What if your thinking encouraged you to take up art or sculpting or writing poetry or penning short stories or designing greeting cards? What if watching the clouds opened up vistas beyond inspiring you to see there strange and wonderful childlike adventures?

Maybe you play the piano enough that your thinking could result in a worthy composition. Maybe your meditations could dissolve some great ethical problem. Maybe your mind holds a secret the world has long awaited!

Somewhere out there in the wonderland of our thoughts is a new discovery, a new uncharted course to new unfound lands, a path from our front door to doors previously unopened.

Spend the time in thought that might otherwise go begging for activity. Spend moments meditating over some great and moving inspiration that may unlock puzzles and break down barriers and leap over the impossible.

Your world will become larger…your mind more fruitful…your time well spent. Muse awhile every day and you may meet with some new retirement revelation.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon Shaw Elrod, manage Senior Citizen Journal online. For information on retirement, Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

No One Told Me Being A Senior Citizen Would Be Such Fun by Eva Fry

July 15, 2013 by · Leave a Comment
Filed under: Articles 

choir

I am a late-bloomer singer/songwriter from San Diego. I didn’t know how much fun it would be to be a senior citizen but my senior years have been my most exciting and I hope to inspire other seniors to live their dreams, as I am doing.

Let me tell you of my accomplishments, so you have an idea of what I have done and
why I hope to inspire you.

First, my age is a factor. I am now a Medicare recipient. I am 67. This doesn’t mean much, except seven years ago I began to write music. At the age of 60 I wrote my first
song, something I had no idea I could do. Since that time I have written 60 songs and
had all of them produced. I have completed six CD’s and have four of them on the
market. The amazing thing is, I have had 150 radio stations play my music.

Before I began to write music, I had no musical training. I could not read music and could not
play a musical instrument. I am now learning to play the guitar and piano. During these
seven years I also wrote and published three books. As you can tell, I have been busy,
but I am having the time of my life.

I hope to encourage others to live their dreams too. As I am proving, we can all do more
than we think we can. Your life can be exciting too!

At the age of 67, I am a singer/song writer, author, entertainer, motivational speaker and
comedienne. I am the MC for the City of San Diego Senior talent contests and have my
own shows at the San Diego and Orange County Fairs. I was 1st and 2nd runner up in the
Ms Senior America Pageant here in San Diego in 2005 & 2006
How was I was able to change my life from a stay-at-home Mom to entertainer? I did it
with a dream!

First, let me tell you about my youth. When I was young, I had two dreams. I wanted to
be a missionary and I wanted to be an entertainer, but life didn’t provide opportunities
for my dreams. My father was alcoholic. My childhood was very difficult. I married
young and began a family. My family then became my dream. I wanted to be a good
Mom, give my kids what I didn’t have and help my husband. I was successful. I have
three grown, responsible and righteous children who are now being good parents to my
nine grandchildren. My husband, Al, and I have been married for 47 years. We have a
happy life together.

I’m grateful for my “Mom” stage of life, but life moves on. When my children grew up,
a new stage developed. Time for old dreams! I still enjoy my family, but now I have a
life of my own too.

In my book “You Must Have a Dream” I tell of being in my empty nest and writing down
my old dreams and making plans to live them. I was shy and needed to overcome my
shyness, if I wanted to accomplish my dreams. In my 50’s I decided to go to college and
take a speech class. I was chosen to be on the speech team at Palomar College, in San
Marcos, California. I traveled for two years, all over America, with fun, intelligent
young people, competing in speech competitions. I won a national speaking award!

This accomplishment gave me the confidence I needed. I used my newfound talent to help others. For many years, I spoke for Mother’s Against Drug Driving, because I had
been a victim of a drunk driver, when I was young. I then began a volunteer program at
Juvenile Hall in San Diego, speaking to incarcerated young people, helping them change
their lives. I ultimately wrote my book “Be a Winner in Life”, for at-risk- young people
and their parents. This was part of my missionary dream. I have many letters of thanks
from troubled young people. My book is being used as a manual in a school in
Mississippi, in their drug and alcohol prevention program. My latest book is “Letters
From Juvenile Hall, Kids Helping Kids, A book of letters from the kids to help save
others from their consequences and a book of encouragement and council to the kids.

For my entertainment dream, I now had the confidence to be in front of people. I began to learn the words to old songs, which my mother loved, and entertain at care homes and
senior centers. The sweet souls, in my audience, loved my shows. They also thought I
was young, since most of them were many years older than I. I had such fun with them
and still do.

It was then I wondered if I could write my own songs. My first song was written in the
car, as I drove to my daughter’s home, in Las Vegas. I was age sixty. I could not read
music or play a musical instrument so I just sang into a cassette recorder. I wrote two
more songs and was told to take them to Justin Gray, the Music Director at Lawrence
Welk Theatre, ten minutes from my home. Justin produced my first songs and launched
my career. This was why I wrote my second book – “You Must Have a Dream” to show
others seniors how they can live their dreams, as I am doing.

What is my life like now? I love performing in my shows and making people happy. I
love inspiring others to live their dreams. Recently, a 78-year-old lady gave me two
books she had written and published. She was inspired after reading my book. I am so
proud of her. Her husband also just published a book. I have had many people thank me
for my books and inspiration. It feels good to help others.

I now know that God blesses us, when we choose to use the talents he has given us.

I believe we all need a philosophy for our own lives. My philosophy is this: I believe God
sent each one of us here on a mission. He gave us gifts and talents and potential. It
should be our life’s work to discover those gifts, develop them and reach our potential
and then take what we have learned and share it with others. We must do all we can to
make our world a better place. This is what I try to do and encourage others to do.
Whoever you are or whatever your age, with this philosophy, you will discover the true
meaning of happiness. Someone said, “Happiness lies in following a dream. I know this
is true.

I hope that my life story will inspire you to discover and live your dreams. You can do
more than you think you can! I’m grateful to be a late-bloomer, living my dreams and
having so much fun!

Eva Fry’s mission is to help others become better and happier. She is an inspirational author, singer/songwriter, motivational speaker, and seminar leader. Eva has published three books: “YOU MUST HAVE A DREAM” -for seniors, “BE A WINNER IN LIFE”-for good kids, troubled kids and their parents, and “LETTERS FROM JUVENILE HALL, KIDS HELPING KIDS” (Actual letters from kids at Juvenile Hall, intended to save other kids from destroying their lives). She has produced 7 Music CD’s: REMEMBER (new music for seniors), OH WHAT JOY CHIRSTMAS THE LITTLE THINGS (inspirational country), I LOVE LIVING THE TEACHINGS OF THE LORD (Gospel/Christian), SAVIOR OF MINE – (Christian), GOD GAVE YOU INTELLIGENCE (for children), CLASSICAL STYLE (instrumental).

Her music and books can be purchased at =>http://www.evafry.com Her books can also be ordered at any bookstore. email eva@evafry.com

Her articles have been published, all over the world. She invites you to use the FREE ARTICLES she has written for: at-risk kids as well as FREE ARTICLES of inspiration to help meet life’s challenges. Visit =>http://www.evafry.com

Article Source: http://EzineArticles.com/?expert=Eva_Fry

TimeSlips Storytelling Inspires Senior Creativity

July 13, 2013 by · Leave a Comment
Filed under: Articles 

By Nancy LaFever / Posted on 12 July 2013 in Seniorsforliving.com (link below)

Timeslips StorytellingA creative program that was originally designed to assist seniors with dementia,TimeSlips uses a storytelling format to spur creativity in older adults and other age groups. Using TimeSlips,trained facilitators have people create stories from prompts, usually pictures. Especially effective with dementia patients, it relieves the often anxiety-producing effort of remembering with imagination. As described, “TimeSlips opens storytelling to everyone by replacing the pressure to remember with the freedom to imagine.”

A recent post on the Leadingage.org website reports that TimeSlips Creative Storytelling has launched a new online training system…  [to continue reading, go to http://www.seniorsforliving.com/blog/2013/07/12/timeslips-storytelling-inspires-senior-creativity/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+seniorsforliving%2FwtAk+%28Seniors+For+Living%29]

Information Speed Reader For Senior Citizens – Blog and RSS Readers by Robert McCluskey

July 12, 2013 by · Leave a Comment
Filed under: Articles 

This is a great time to be alive if you are an information junkie, especially if you are a senior citizen and have more time on your hands to indulge your love of information than you did during your younger years. With the Internet you can read, listen and watch to your heart’s content.

But, senior information junkies have even better news! Absorbing and the learning new things from the information that is easily accessible on the Internet is one of the best things you can do to maintain your brain health, especially memory.

More good news! Using information gathering tools available free on the Internet can make your consumption of information easier, faster and more meaningful than randomly surfing from website to website. This article will reveal some of those tools: blog and RSS readers.

First, a little terminology. The word “blog” is a combination of the words “web log.” A blog is a kind of online diary that is published on the Internet. They usually offer subscriptions so that readers can receive and read new entries each time they are published. They also commonly offer the opportunity for readers to comment.

“RSS” is an abbreviation of the words “really simple syndication.” It simply indicates the means by which blogs, and some other forms of Internet information, are commonly published.

When you utilize a blog, or RSS, reader, you are aggregating and organizing many different sources of Internet information to which you have described, in one place. This makes them easier and faster to read, understand and remember.

Many free blog readers are available on the Internet. Some varieties are:

 

  • programs you download to your local computer
  • blog reader websites that display in your web browser
  • blog readers that are built into web browsers. For example, the latest versions of Microsoft Internet Explorer have blog readers built-in.

 

An example of the second type of blog reader is Google Reader. It has an excellent feature set including:

 

  • the ability to search for information by keywords
  • the ability to separate articles that you have read from those who have not
  • recommendations for new information sources based upon the sources you have previously selected

 

you can easily add a browser bookmark to this reader and start aggregating information from all over the World Wide Web for easy review as often as you like.

There is a lot of buzz about recent research indicating that many folks will live to 100 years of age in the foreseeable future. The quality of that long life will depend significantly on our mental health and activity as we age. Using blog readers has information aggregators can be fun and beneficial at the same time. Start using a blog reader today and improve your expertise in things that interest you.

Robert A. McCluskey

Bob McCluskey is a semi retired teacher and school administrator. He has recently been teaching college-level psychology classes and has developed a course in the psychology of aging. Bob teaches courses specifically designed for senior citizens and is especially interested in the mental health of aging, With an emphasis on the preservation and enhancement of memory.

If you would like to learn more about this topic visit our web site: Senior Technology News
Find out everything you would like to know about aging well

Article Source: http://EzineArticles.com/?expert=Robert_McCluskey

New Interview with I.C.E. Keytag Inventor Tom Force Reveals What Inspired Him To Create The Potentially Life Saving I.C.E. (In Case of Emergency) Keytag

July 10, 2013 by · Leave a Comment
Filed under: Articles 

 

New Interview with I.C.E. Keytag Inventor Tom Force Reveals What Inspired Him To Create The Potentially Life Saving I.C.E. (In Case of Emergency) Keytag

SOUTHLAKE, Texas, July 9, 2013 /PRNewswire/ — Tom Force, inventor of the I.C.E. (In Case of Emergency) Keytag was recently interviewed by Mike Taylor, Sr. Editor at Newswire.  Tom reveals how the tragic events surrounding his mother’s death spurred him to create a potentially life-saving product, the I.C.E. Keytag.

Tom’s mother lived in a seniors’ complex in apparently good health. In January 2010 she was rushed to the hospital after neighbors found her unconscious. She had suffered an aneurysm and several hours later slipped into a fatal coma.

The national average time from accident to notification of next of kin is 6 hours. In Tom’s case, it was 7.

Tom regrets those lost hours with her and said, “Having those few hours with her would have been priceless.”

Tom said the I.C.E. Keytag “was the result of the way things played out with my own Mom.”

Tom created the I.C.E. (In Case of Emergency) Keytag as a way to put emergency contact information literally into the hands of an emergency responder. In case of an auto accident, their first action is to turn off the ignition. The over-sized tag on the key-ring carries emergency I.C.E. labeling, alerting authorities whom to call. The company also provides a critical emergency medical form for the glove compartment. This info could potentially help to save a life.

The I.C.E. Keytag, with its prominent “I.C.E.” logo, has other applications. Tom said, “One of these on your backpack, bike, in your sneaker laces or on golf bag could help to save your life.”

Tom is proud of this American made product and has partnered with businesses and non-profits in 30 states to facilitate widespread distribution. Custom designs allow businesses or charities to promote their cause.

Stephanie Miller, independent I.C.E. Keytag representative, said, “My clients love them. They are giving their customer base something that helps them in a time of need.” She added, “They provide peace of mind. You can’t get any better.”

Tom’s veteran-owned company gave away “We Will Never Forget” I.C.E. Keytags at the local 9-11 observance. “We let people throw money into the hat and raised $2,600 for their cause. This will stay on their key-ring, and they always WILL remember,” said Tom.

To learn more about Tom Force and ICE Key Tags visit www.icekeytag.com

Contact:  Tom Force – 888-901-2477

How to Organize an Outdoor Event for Senior Citizens by Salma Owais

July 9, 2013 by · Leave a Comment
Filed under: Articles 

 Planning an event for senior citizens can be tricky especially if you do not belong to their age group. But if you are close to your parents, grand parents or uncles and aunts you can find different ways to make arrangements for such an event. Usually people become more emotional and touchy when they reach their retirement age and require extra attention. So if you are given the task of arranging an event for them you should know a few things about people of that age group before arranging the event. So before arranging any event like a reunion, a retirement party or even golden jubilee anniversary of a couple note down a few things and make the arrangements accordingly.

  • Search for good and well reputed event Rental Company so you can get good quality equipment for the event. You can find plenty of them on the internet. It would be better if you select the service near you.
  • Having a theme for a party can make it more attractive and interesting, but it is very obvious that you do not need to have a very adventurous and different theme. You need to create a decent and sophisticated ambiance for the gathering but it should not be too dull and boring. So go for a suitable theme. For example you can pick a theme of an old Hollywood movie of their era.
  • Although senior citizens are usually not very busy and have plenty of free time but it would still be better to arrange their event during the day so they can wind up early and go home to rest.
  • Venue should be nearby so they can reach the place easily in time.
  • Your event rental company may have stylish and well designed furniture but for senior citizens comfort comes first. Make sure that the sofas and chairs are comfortable enough for them.
  • There should be an adequate number of tables available with their seats so the guests do not have to look for a place put their belongings like purses, hats etc.
  • Keep the age group in mind before selecting the menu. Most seniors are not permitted to have rich or spicy food, so select food for them accordingly.
  • While serving alcohol keep an eye on the guests and make sure nobody gets more alcohol than they should.
  • Games can make any party more enjoyable; you can arrange bingo for the guests. ‘Play name that tune’ would also be a good option for them. You can play the music of an old song from their teenage era and let them guess the song. This will take them back to their days of youth.
  • Always keep medical help readily available when you arrange such an event, because excitement can sometimes cause medical emergencies in seniors.

 

For more information on Event rental culver-city visit hollywoodeventrentals.com

Article Source: http://EzineArticles.com/?expert=Salma_Owais

 

Senior Citizens Can Benefit From Network Marketing by Irene Mori

July 8, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens can seldom make it on a small fixed income such as only social security. Most must have or probably have additional retirement income of some sort such as from past employment, IRA’s, or other retirement vehicles and savings. That may not be enough to offer a secure retirement in their winter years. Earning money is important even to the older generation.

There are many seniors who are working menial jobs in retail or fast food outlets. Although they may be working partly for the social aspect and to keep themselves active, many need that small amount of extra money they are able to earn to supplement their social security benefits. Their cost of living may have decreased, but their medical expenses and prescriptions have likely increased in their later years.

Even the wealthy often work well past the normal retirement age just to keep busy and engaged. Business executives may stay in the work force longer now than in previous years. They may choose to work into their eighties and nineties in some cases. Some do not need the money, but they keep earning.

For those who want to make some money but want to keep their freedom, the network marketing (MLM or multi-level marketing) industry offers people the chance to have a home based business for a small outlay of capital. It gives anyone the opportunity to find financial success through hard work and dedicated effort. Although most people who start a network marketing business never make any substantial money at it, there are senior citizens who are among the leaders in the industry who are finding or have found true financial success. Some had never previously been involved in network marketing until they became senior citizens.

The older generation can find good benefits from many of the products sold through network marketing. There are many health products sold through this medium which might prove beneficial to their health. Liquid nutritional supplements are being sold in increasing numbers as are various vitamins. Cosmetics and skin care products have been marketed through MLM for decades and continue to do so. Many have added anti-aging products to their lines. These products are of interest to those who do not want to look old. They may still feel young and vibrant which makes them want to appear younger than they actually are.

Network marketing allows people to work at their own pace and have their own schedule. Those who want to earn lots of money spend lots of hours working at it to find the success they desire. Those who just want a little extra income can make it work.

Irene Mori invites you to check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income with products which may be beneficial to your health.

If you are interested in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

 

Great Gifts For Senior Citizens by Scott Moger

July 5, 2013 by · Leave a Comment
Filed under: Articles 

We all know that one person (or couple) in our life that nearly brings us to the brink of a nervous breakdown during the holidays because we absolutely can’t find anything to buy for them. It’s a common problem, as some people just seem to literally have everything. But especially difficult is grandpa and/or grandma.

Luckily, there are still fun, unique gifts out there that can be had for very reasonable prices and that will really elicit a “wow, that’s so neat!” response from your grandparents or even from an unrelated but special “senior citizen.”

One of those unique gifts is the gift of American land. Yes, you can actually purchase one square inch of land in any/every state in the union. This gift is not only fun and original, but it’s also very sincere, as you will actually be issued a legal land deed for your purchase. Yes, a legal deed! Not only that, but the deeds can be personalized for almost any occasion, and will almost guarantee that your gift is the most popular one at the party or wherever you present your gift to your elder.

The gift of land is perfect for grandparents or quite honestly anyone from newborn babies to college students who will brag to their friends that they own land in all fifty states in the good ol’ US of A. This also makes an outstanding gift idea for Real Estate agents, professors, and even your boss. It has the gag gift feel, but with the official land deed and property listings booklet, they’ll know right away that they actually own a real piece of land.

The land deeds can be customized for birthdays, anniversaries, and pretty much any major holiday that you can think of. If you’re in a hurry for a clever, last minute gift idea, you can also have the certificate of land ownership emailed to you for easy printing and gift giving. So you’ll never have to worry about going shopping the night before a holiday or event. You can shop in your pajamas and still show up with the best present in the house!

If you have a little extra time, you can order the “gift of land” in a frame or even on an attractive, highly professional plaque for easy display. You can also just order the individually numbered deed by itself if you want to frame it or display it yourself.

Giving your grandmother, grandfather, a senior, or anyone the opportunity to own a piece of America, one square inch at a time, is not only something they can forever be proud of, but it will create a lasting impression of you as the gift-giver, which will more than likely pay off in the future.

There aren’t many places on the Internet where you can get your own piece of American land but the best place for great gifts for senior citizens might be www.veryclevergifts.com.

Author’s biography

Scott Moger is an Internet entrepreneur and author who has been published internationally. He’s CEO of EmaxVentures and has published a book on Internet marketing which includes chapters about gifts for senior citizens and unusual gifts for seniors. Earlier Mr. Moger held top management positions at Columbia Pictures, ABC TV, and 20th Century Fox TV and has represented Miramax Films and Warner Brothers TV.

Article Source: http://EzineArticles.com/?expert=Scott_Moger

 

Senior Citizen Housing Choices Are Ready For Today’s Baby Boomer Retirees by Susan Elizabeth

July 3, 2013 by · Leave a Comment
Filed under: Articles 

When it comes time to retire from work, there are some significant choices that you will need to make. One of them is whether you will continue to get up at the same time in the morning as when you had to go to work. Most people opt to not get up as early, but some still like doing that because it is such a habit.

Another choice is about where you want to live after retirement. It isn’t like anyone is saying you have to leave your house if you don’t want to, but many people think that finding an alternative kind of senior citizen housing is more appropriate than where they currently live.

There are so many baby boomers who are retiring right now, that there has been kind of a boom in the amount of places available for seniors to live in. There are a great amount of active retirement communities and assisted living facilities and even more and more nursing homes for people who need a lot of extra help.

But as far as where you are supposed to live, that is something that is completely up to the individual. And that kind of choice is one of the big characteristics of baby boomers; expecting to have a large amount of choice over their lives. That idea of being in charge of your own life certainly has not changed appreciably in any way since back when the boomers were in college.

In general, there are three choices in senior housing. These are identified by the amount of extra nursing and personal care that the residents require throughout the day. The active senior communities are where the folks live who need the least amount of extra personal care during the day. These are often based around sports like golf or tennis and have very active people living there.

The nursing home setups are where the people live who need the most extra assistance. These are staffed by nurses and doctors 24 hours a day and the people who live there need the most amount of extra care during the day.

In the middle are the assisted living facilities where people who need just a small amount of extra personal or nursing care live. This can be a place like a senior apartment complex or an entire community full of small homes where the residents live.

But no matter what amount of extra assistance a person needs after retirement, the internet can certainly help you find the best senior citizen housing option for you and your particular situation.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Senior Citizen Dating – Making Matches the Right Way by Susan Elizabeth

July 2, 2013 by · Leave a Comment
Filed under: Articles 

One of the reasons that you hear that people like internet dating is that they can pretend to be somebody they are not. And still manage to get a lot of dates.

But no matter what you hear, or what you read in dating forums, this idea is wrong, false, incorrect, just plain bad and can lead you failure on any senior citizen dating website you decide to join.

Think about it this way for a moment. If you are really going to pretend to be someone you are not, how long do you think you are going to be able to keep up that facade? Are you going to invent an entire other life that only exists in your head. Are you really prepared to create all the details that it takes to be successful at being another person?

Just imagine how difficult this is going to be. Inventing things like a fake birthday, languages you speak, how much you weigh, how tall you are, your hair color or your accomplishments in life.

They train people for a long time at the spy agencies just for them to be believable in a couple of circumstances. And you probably don’t have any of that kind of training. Which will inevitably doom your best efforts at deceit to failure.

And when you’re found out, what have you gained? Its not like you have people to go out on dates with Or a list of phone numbers to call, or people who want to spend any time with you at all. You really have even less than when you stated because you wasted all your time trying to pretend.

The reality is so much easier to deal with. If you are bald, well, then say so. Lots of women like bald men. If you are carrying a couple of extra pounds, own up to it, many people of both sexes don’t mind and even enjoy going out with someone who isn’t stick thin.

It is so easy to be yourself in an online dating situation that the trouble it takes to invent a different person just for the dating sites is just not worth it.

This doesn’t mean you have to compose a tell-all story of your past failed relationships, it just means that it is OK to be the real person that you are. And when you sign up to a senior citizen dating site you will find it so much easier to attract the person you are really looking for if you are truthful that you will never consider being any other way again.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior citizen dating and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Senior Citizens and Cell Phones by John Dondero

June 19, 2013 by · Leave a Comment
Filed under: Articles 

As I speak to more operators and administrators of independent and assisted living facilities in regards to their telephone infrastructure strategy. It is clear that they are no longer providing telephone service as a standard amenity in their homes. This is for two main reasons; First they don’t want to have the hassle of billing like they are a phone company. Also, with all the phone options available today, senior citizens are also taking advantage of cable telephone, VoIP and cellular options. In fact, much like their grandchildren seniors in retirement communities are choosing to only use cellular service instead of having a landline or both. When I first started my sales career fifteen years ago middle aged people would come in and complain about how complicated the cutting edge bag phone and flip phones were. I sometimes laugh at this now because comparing those phones to the Palms, Blackberrys and iPhones of today is like comparing telegraph to the touch tone phone. However, companies like Jitterbug Cellular Phones are focusing on the senior citizen niche and making simple cell phones because not everyone needs a computer in their pocket.

The Jitterbug J, may be the perfect option for seniors wanting independence or who are living in independent and assisted living facilities. It can give their families who are always worried about eldercare, peace of mind, because they know it’s a phone simple enough for their elderly parents to use. We will look at what makes this generation of phone different?

The Jitterbug J, “the phone for everyone,” starts with a large bright color display that uses a large easy to read font with clarity. The keypad has large roomy backlit buttons that are laid out for easy dialing for the elderly. The earphone eliminates background noise, has a dial tone similar to landlines similar to landlines when you open the phone with a powerful speaker. The phone eliminates confusing menus and only requires a yes or a no. They offer 24/7 U.S. based customer service and operators who can update the phone book, connect calls and provide directory assistance.

The rate plans start at $14.99 per month and offer upgrades like the Jitterbug Complete Care Bundle. The bundle provides roadside assistance, handset replacement and Jitterbug LiveNurse through a partnership with FONEMED. LiveNurse gives loved ones 24/7 access to registered nurses in English or Spanish. They can assist in connecting them to a large pre-recorded health information library with current information on a variety of topics. The nurses can also help document a users personal health history.

With technology simplified, better customer service, and cheap and easy billing, it’s no wonder more seniors are using cell phones with assistive technologies for safety and security.

John Dondero has spent ten years in the medical equipment industry. He has sold radiology systems to hospitals, medical hardware and software, and now RFID devices including Senior Safety equipment to Senior Living facilities.

To find more information on senior or family safety and security issues, please visit [http://www.silverlifechoices.com]

for more information on the Jitterbug J please visit [http://silverlifechoices.com/jjitterbug.aspx]

Article Source: http://EzineArticles.com/?expert=John_Dondero

 

Senior Citizens Need Their Pets by Debbie Foster

June 17, 2013 by · Leave a Comment
Filed under: Articles 

Most senior citizens who have pets treat them like they are their children. Of course, you don’t need to be a senior to do that, but homes without children of the human kind truly do have children of the furry kind.

In addition to providing companionship, unconditional love and a calming effect, larger pets can also provide a sense of safety to seniors. Its also been shown that people who have pets tend to live longer. Pet ownership, as we all know, also has its responsibilities. Sometimes these responsibilities are more difficult on seniors and keeping their pets can present problems. The escalating cost of veterinary bills and the ability to transport their pets when many don’t drive are very real issues.

Several cities in Colorado have been surveying their veterinarian population to find out which ones offer discounts to senior citizens for pet care, as well as which ones either make home visits or provide some type of transportation assistance and other help. In Fort Collins, their Senior Advisory Board obtained a grant allowing it to start a mobile veterinary service for seniors called Elder Pet Care. What a great idea!! Seniors are charged based on a sliding scale for veterinary services performed at their homes. The program is now self-sustaining after ten years.

Some transit systems, like the city of Loveland, CO are also on board by allowing pets to ride in crates. Transit systems in Boston, Toronto, Seattle and San Francisco allow full size dogs on leashes to come on board as well as ferries in some of these cities.

I think all these programs are worth duplicating across the United States. Next time you’re at your vet, why not ask if they’re involved in any programs that offer discounts or mobile pet care to seniors. After all, it never hurts to ask!

Debbie Foster is the owner of Pet Beds Unlimited and an avid animal lover. You can find a wide selection of quality pet beds, dog crates, dog carriers [http://www.petbedsunlimited.com/dog_carriers.html], dog pens [http://www.petbedsunlimited.com/dog_pens.html], cat beds, cat carriers and pet strollers at [http://petbedsunlimited.com]

Article Source: http://EzineArticles.com/?expert=Debbie_Foster

Creating a Senior Citizen-Friendly Environment by Warren Comer

June 14, 2013 by · Leave a Comment
Filed under: Articles 

Now, more than ever, elderly adults opt to stay in the comforts of their homes instead of living in a nursing facility. That is why an increasing number of home owners are beginning to adjust the environments of their houses in order to make it more senior citizen-friendly. This can be a task that would require a great amount of effort, and just like any endeavor that you’d like to accomplish successfully, it requires a lot of efficient planning.

If you’re a concerned relative who wants only what’s best for your elderly member, there are two general tips that you should remember. (Note that every senior experiences a unique condition from the rest and it would be wrong to generalize their particular needs.):

1) As I have mentioned: plan. Though you’d want to take action as soon as possible in order to shorten your loved one’s discomfort, it will be impractical to simply throw in one idea over another without properly considering the most efficient way of doing them.

Planning includes checking every part of your home and making a list from the simple things that may need adjustments to things that you think you may install to make the house more convenient. Some details that you’d want to consider are the width of your door frames — especially if your senior uses a device such as a wheelchair or a walker, the floor — make sure that the surface is not at all slippery and is clear of clutter, and the availability of space in the house — ensure that there is enough of it to allow the senior to move about without bumping on furniture or appliances.

Finally when you’ve made your list, you can proceed to the organizing part. Evaluate your list and see which items go with each other or in which areas of the house should each adjustment be applied. The evaluation will also allow you to realize if you’ve missed some important issues. For instance, in choosing the best materials or brands to utilize and considering your financial needs, you may realize that you need to determine further which ones are affordable for the time being and if you’re going to need to apply for a loan.

A great plan leads to great implementation. When you’ve finally come up with a well thought out plan, made a list of all the adjustments and materials needed, and specialists you may consult, you can finally proceed to putting this plan into effect. Remember that if you keep the well-being of the elderly in your heart, for the entirety of this project, you’ll be able to successfully pull it through.

In performing these tasks, make sure that every adjustment is favorable to your senior. Allow him/her to tag along if you’re going shopping for recliner chairs or walkers and make them try various models and sizes so they could choose which ones are best for them. It is also important to allow them to familiarize with the adjustments you’ve made so they’d be aware of the changes and quickly adapt to them.

Family First HomeCare is the perfect solution for seniors and others in need in New Jersey who are not ready to leave their home for an institutional setting, but because of illness or chronic conditions need support to remain at home. We improve your life by providing compassionate, one-on-one care in the comfort of your own home. Find out more about senior care services in New Jersey.

Article Source: http://EzineArticles.com/?expert=Warren_Comer

 

Grants for Senior Citizens: Why Apply? by Erin Millano

June 13, 2013 by · Leave a Comment
Filed under: Articles 

The crisis-stricken global economy of our era has affected all people, even our seniors, too.

Retirement fund, whether invested in stocks, stored in the banks, or simply piled up in their safety vaults, has been much affected by the global crash. Most of which is spent to augment their emergency and urgent needs. This leaves them with nothing but literally crumbs of bread. Some cling to the vague hope of finding a home that will sufficiently and trouble-freely provide their every need.

But let’s face it, even the shelters for seniors nowadays are finding a hard time making both ends meet with the limited supply of finances they hold. They, too, are vulnerable to the economy as much as the elderly whom they are catering to.

The point here is that, no matter how non-profit organizations give their services for free, they still have to pay for what they give. And there lies the rub. In one way or another, somebody has to ask for help to supplement the elders’ needs. But the good news here is not only the shelter can ask for help, even the elderly are capable of it. All it takes is a bit of cunning to convince charitable companies and government units, and some guts to do it.

Never mind if you don’t have the writing prowess to jot a proposal, somebody else can take care of it.

So, are you too old to find ways to support your needs? Or are you too cliché of an organization to ask for support from the federal government and other agencies? Think again. For non-profit organizations, all it takes is determination, a will to sustain your noble cause in order to find ways for it. As for the seniors, all it takes is a handful of grit, a will to live your sunset days untroubled. Then let the rest take care of itself.

Or if you’re still doubtful whether there is an agency out there that will choose giving their charities to you than to a thousand others, here’s one advice: If you believe you deserve the assistance, just ask. Again just ask. There are people who are specially tasked to write a convincing grants proposal for senior citizens.

The government is spending millions of dollars for grants, mentioning aside what non-government agencies shed for it. If you believe there isn’t enough for you, rethink about it. Your only task here is to believe that you deserve a grant, and that you are fortunate enough that there are people out there who are willing to give them to you, and that senior citizens also have the right to quality life.

The grant for senior citizens, you see, is a privilege just waiting for any deserving person who has the courage enough to request for it. Now if that person is you, why have second thoughts? No one has been too old to be able to pose an appeal for a better life.

Mind you, more than enough are willing to help those who send their proposals.

Erin Millano has always been passionate to improve the quality of life of marginalized, low-income individuals, and families. She is a lobbyist, freelance photojournalist, and proposal writer.

Article Source: http://EzineArticles.com/?expert=Erin_Millano

Mobile Phones For Senior Citizens by Kathie R. Dionisio

June 13, 2013 by · Leave a Comment
Filed under: Articles 

Many of the old people I know are fixed in their ways and they have the idea that they’re not up to using new technology. However, a cell phone in the hands of a senior citizen can be a life-saver. It’s pretty useless having a land line if you’re face down in the back yard after falling down.

They have these little devices that senior citizens can wear around their necks, but all they do is summon emergency services and the monthly cost is way higher than the cost of a cell phone. It’s mostly the older generation that keep their land lines anyway, so if you know a senior citizen that may be at risk, try to persuade them to get a cell phone instead, the cost may even be less.

Most senior citizens won’t want to text their BFFs in the assisted living facility so a simple cell phone will be the answer. Most of us have old cell phones somewhere in the house and giving an old cell phone to an old person is a thoughtful way to recycle them. In some areas there are charities where you can drop off your unwanted phone and they are distributed to older folks who may be in poor health or live alone. It’s even a good way to get rid of the charger too, because many cell phone recycling places don’t want the old cases, car or wall chargers.

If the old person can get into the habit of carrying a cell phone in their pocket all the time then help will always be at hand for them. You may have to sit down and show them how to use it including how to plug it up and recharge it, but if you can impress on them how helpful it will be in case they have a problem, then they might listen. Call every day to make sure they’re carrying it.

Many seniors unfortunately suffer from Alzheimer’s or senile dementia and hundreds of them wander off and get lost every year. If you have an elderly friend or relative, you could add a GPS tracking system to their phone, hopefully they will remember to take the phone with them before they go wandering off.

Even if it saves just a few from getting into serious problems it’s a good idea. Chances are they won’t use it much anyway, so a pay-as-you-go plan that costs only $10 a month may be sufficient to keep them safe and give you peace of mind if you can’t visit as often as you like.

Find out more about mobile recycling and recycle iPhone 4 16GB options.

Article Source: http://EzineArticles.com/?expert=Kathie_R._Dionisio

Tips For Senior Citizens To Live Safer And Longer In Their Own Homes by Jamie McAdams

June 13, 2013 by · Leave a Comment
Filed under: Articles 

As people age, they are more prone to injuries occurring in their home. Common injuries that affect senior citizens are falls that occur in the home. In addition, medical emergencies often occur while a person is at home, and can be life threatening especially if immediate medical attention is not taken. Relying on other individuals being around to call for emergency services is a risky proposition, as for example if a fall happens in the shower it may take hours for someone to realize what has happened. Every minute is vital during injuries and medical emergencies.

While falls are a common cause of injury, there are several steps one can take to help prevent falling in the first place. These fall prevention tips include staying fit and active, wearing sensible shoes, removing tripping hazards from the walkways in the home, and ensuring walkways in the home have ample lighting. In addition, ensuring that stairways have hand rails, steps have non-slip treads, toilets are at the appropriate height, and grab bars are in the shower and tub helps to prevent falls.

In addition to the fall prevention tips listed above, it may be important to consider other ways of improving safety at home. To offset the dangers of living or being at home alone as one ages, a home medical alert system could be considered as an important component of living safely and independently at home.

A medical alert system is simply a system that enables a person to push a button, typically waterproof and worn somewhere on the body, which causes the medical alert company to respond typically within 20 seconds. The company is able to provide assistance over the phone, contact friends and relatives, and notify emergency services personnel if required.

Medical alert systems are appropriate for people who live alone, who are 65 years of age or older, have fallen in the past 3 years, who are worried about falling in the shower, and who have any health issues which could potentially require use of an ambulance. A medical alert system can provide peace of mind for seniors and their families, and can help keep seniors living in their own home independently.

Visit [http://www.MedAlertSystems.us] for more information on medical alert systems.

Jamie McAdams has worked in home health care and has worked with senior citizens in-home.

Article Source: http://EzineArticles.com/?expert=Jamie_McAdams

Online Home Business is a Good Alternative For Senior Citizens That Still Want to Work by Per Fossum

June 11, 2013 by · Leave a Comment
Filed under: Articles 

Most people looking forward to the day they become senior citizens and the right to enjoy every day. Many do this as well, especially those who have put aside a lot of money for the retirement existence, have a holiday house boat, like to travel or engage in other forms of leisure life and activities.

But, what about those who have not put aside money or do not have any of the other things? For these people, there will be a lot of sitting home and watching TV. One day is equal to the second and with little variation. After a time they want a work again.

To find a job in retirement is not easy, unless you are expert in a field and can start up the service with this in one form or another. For example, information and training, repairs, etc.

Internet business from home can be a good solution, but the problem is that many of these newly established senior citizens have no experience with PC or the Internet. For these are the first to familiarize themselves with basic computer usage and internet through books or courses. If this is right for them, they can invest in a PC and do an Internet connection.

We have learned from the past that we should have patience and not go too fast forward in many different contexts. This applies also to build an online business.

To build up an online business is like going up a ladder, you have to take one step at a time and not try to skip a step. Then you can fall down and have to start over again. I hope you understand the comparison.

Many Senior Citizens and older people have here some problems versus younger people. Most forgets faster, hear and do not look so good anymore and they do not work as quickly as before. Therefore also use the slightly longer time to learn things. They have simply not sufficient time to have patience. They want to get started as soon as possible.

It is then better to buy services in order to get things done, and it is perhaps much better. But, be wise. . . be careful.

Seniors are often targeted by criminals because it can sometimes be easier to gain the trust of a senior, and also because the older ones probably have set aside savings and thus become a more lucrative target.

It can be helpful to keep some of the following tips in mind to help you or your loved one protected against scams and frauds, especially when shopping or working online.

For those seniors who need to make money, considering starting an online business opportunity program, here are some tips.

You do not have to pay hundreds of dollars for nothing! Any company looking for a great deal of money from you to do business, you should stay away completely!

You are strongly urged not to make a move on any kind of internet marketing opportunity that requires the outlay of that kind of money.

Most internet opportunities can be up and running for only a few hundred dollars in a day or two and that would be a fairly big deal.

At last. . . As I said before, older people forget faster, so please try to remember this. If you sign up for a 30 day trial program for $1, then later, after 30 days, you will be charged for $25 per month,

Do not forget to cancel if you do not want to continue.

Per Fossum is from Norway and a former Forex trader.After his retirement,he moved to Thailand where he works with his own online Home Business.
Made his website from Site Sell.

Article Source: http://EzineArticles.com/?expert=Per_Fossum

 

Cremation Or Burial – What Do Senior Citizens Prefer? by Padmanabha Vyasamoorthy

June 10, 2013 by · Leave a Comment
Filed under: Articles 

Society for Serving Seniors, an NGO in Secunderabad recently conducted a small survey asking people (all respondents are retirees above 55) to state how they desire to be disposed off after their death. Out of some 550 people to whom this was circulated, only 26 answered the questionnaire. The main reason for this low response is that old people do not want to discuss death and related issues!

The results for the five options posed are given below:

 

Disposal Method                         Number        %

 

Cremation – wood -Traditional 1 3%
Burial, Cemetery 1 3%
Donated to Medical School 12 46%
Cremation, Electrical 12 46%
Thrown into River for fishes 0 0
Mummified & preserved 0 0

 

In India we continue to have traditional cremation with firewood at burning Ghats and Electric crematoria in State maintained funeral homes. The latter have come up in recent years. We being tradition bound, most people may not like to mess up with death related activities, I thought. However, much to my surprise, I find that 46% of people want to donate their bodies for medical schools and organ donation. Another 46% prefer Electric cremation but only a small percentage prefer to go in for Traditional firewood cremation. Persons opting for burial constitute just 3%.

Burial is fraught with extensive land being put to dead use. Land costs are sky rising and it is difficult to find more and more land to be allocated for burial grounds. At any point of time the total number of dead persons will always be increasing compared to people who are alive. Have you not heard the phrase ‘joining the Majority’ meaning ‘ceasing to be’? Therefore burial as a mode of disposal of the dead body should be done away with. As this is connected with religious sentiments, it is difficult but worth trying.

Electrical cremation is fast and relatively pollution free. Problem of bad smell is also eliminated. But they are power intensive. Findings of this survey call for establishing more electric crematoria. NGOs concerned with organ harvesting should increase their marketing activities and reach the right type of people so that Living Wills could be made properly.

That many persons are willing to donate their bodies after death for useful purposes is very encouraging. As already indicated most people are vary of entertaining any talk about death. And death related customs and rituals are adhered to more out of social pressure than out of free will to follow. Being ready to donate one’s body for medical research involves courage and convictions. This happy trend must be encouraged by proper sensitization of senior citizens. This can be achieved through Senior Citizen Associations and NGOs working for elders.

Dr P Vyasamoorthy is a Retired Librarian turned Information Consultant. Specialist in providing Information to Senior Citizens who are Indians or Indians living abroad. Moderates a Web group for Senior Citizens in India for the past 8 years. Web group: http://groups.yahoo.com/group/sss-global

He blogs at: http://vyasa-kaaranam-ketkadey.blogspot.com/ The posts in his blog are mostly his own writings dealing with retired peoples’ problems.

He has taken to writing recently for the past six months and writes in Merinews, cplash, karmayog, Triond and other sites.

Article Source: http://EzineArticles.com/?expert=Padmanabha_Vyasamoorthy

 

Why is Bankruptcy a Growing Problem For the Senior Citizen Generation by Gerald Lewis

June 10, 2013 by · Leave a Comment
Filed under: Articles 

Today, senior citizens are facing bankruptcy at an alarming rate. Why is that?

The two main reasons is simply time and money. Because of increase prices for our normal goods and the fact that seniors are living longer today more that ever before, seniors are out living there money more and more. Sometimes is poor planning, sometimes is higher medical cost or loss of retirement income from company cutbacks, company closings or jobs going to other countries or a combination of all.

But higher prices for ordinary goods and services have hit the senior citizen community very hard. Plus the older we get the harder it gets. The bankruptcy filings of those 75 and older has quadrupled over the past several years. This information is from a study by “The Consumer Bankruptcy Project” which examined a sampling of noncommerical bankruptcy filing between 1991 and 2007

Again, what do we do? Many take full time, part time jobs in retail, food service, or other service positions that pay low wages just to help make ends meet.

But more and more of us are turning to the computer and the internet looking to start our own home based business. The internet does not ask how old you are or what is your work history, your background or anything else. It does not care. You get rewarded for what you do and know and nothing more.

But because of our age and for the most part, fixed income,we don’t have a lot of time and money to spend on trial and error. We need to know what we are doing the first time around.

I think most of us, when thinking of a home based business, think of multi level marketing,amway, herbelife, etc. But what they teach, going to meetings, in-home showings, etc, takes the two things we don’t have to waste. Time and money.

Again, where do we go and what do we do? There is a new system in town and it called attraction marketing. When done right, it’s designed so your potential clients will come to you instead of having to go after them. You become the hunted instead of the hunter. This in turn will save us all a ton of both time and money.

Do it right, and where you are to day will be only a bad dream from where you could be or at least well on your way a year or so from now.You deserve the financial safety this means to you. It is also something you can teach your children, grandchildren how to do and let them continue with your success long after we are gone. There is an old saying “you can give a man a fish and he eat for the day, teach him how to fish and he and his family eats evermore.” What more could you leave behind.

Thank You

Jerry

My name is Jerry and I am of the senior citizen generation and I am dedicated to showing others like myself who are not ready to roll up the sidewalks and are still active and still eager to learn. The Internet is a great source if your looking to start a home based business. My business is showing other seniors how to succeed, step by step, click by click how to succeed in internet marketing.

[http://renegaderunway.org]

Article Source: http://EzineArticles.com/?expert=Gerald_Lewis

Senior Citizens – If You Cannot Be Your Own Advocate For Your Medications, Get Help! by J Delms

June 7, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens purchase 35-40% of all prescribed and over-the-counter (OTC) drugs. Seniors between the ages of 65-84 take from 14-to-18 prescriptions annually. Up to 25% of these medications are considered unnecessary or inaccurate.

The Internet offers numerous articles and other information on how senior citizens can protect themselves from over-medication and other unnecessary treatments. Some of these articles are written by physicians who realize that medical drugs are not the answer to all health conditions. Additionally, a recent midwestern newspaper article indicates that less than half of our medical care is supported by adequate scientific evidence. These kind of articles also offer recommendations for protection from the harmful side effects of too much medication.

Recommendations

1. Good insurance pays. Although health insurance is a good thing to have nowadays, do keep in mind that your insurance and drug plans could be prevailed upon for medical business reasons. If you already have medicare and other health insurance, your health condition could inadvertently be targeted for more treatments than really necessary.

2. Common sense. Listen to your best instincts about the treatments you might or might not need. Do not passively accept medication without knowing its exact health goal and purpose first. Ask questions about your prescription and why you need it for your specific condition? Make sure this treatment makes sense to you.

Although senior citizens account for only 13% of the population, they purchase up to 40% of all medications. Therefore, document any side effects from your prescriptions, and report them to your doctor, e.g., headache, cough, drowsiness, dizziness, pain, itching, gas, upset stomach, or constipation. Your doctor can change these medications if they cause you discomfort.

3. Take someone with you to an appointment. Take a friend or family member with you when you see your doctor. This person will add to your advocacy by giving you emotional support, and by helping you thwart questionable prescriptions or treatments. Three heads are better than one. Also, remember that 77% of the seniors between the ages of 65-70 have at least one chronic illness. Thus, you could really need one or two prescriptions of some kind.

Yet, other prescriptions are questionable. For example, if you have a desirable cholesterol level lower than 200-mg/dL, and your doctor prescribes a statin drug to enhance your cholesterol level, you will need to question that recommendation to find out exactly why you need it for your apparent condition. Will it affect your other bodily systems in some way, good or bad? In another reported situation, a study at a northwestern state university found that some doctors were prescribing powerful anti-psychotic drugs to patients for mild depression, anxiety, and insomnia. These drugs are approved only for serious mental and emotional disorders. Otherwise, the effects from these drugs can be harmful.

Still other adverse medical effects can be somewhat innocent. In one case, a senior started taking two common OTC pills daily to help reduce hip pain. However, these pills thinned that person’s blood, which caused his or her small colon fissures to bleed. After the resulting bleeding showed up in the stool, this senior was much relieved to find out it was not caused by cancer.

4. Learn about your medical condition. If you have a computer available, search the Internet for reliable information about your condition, and how to treat it. If not, try a public or medical library to find out as much about it as you can. This kind of knowledge is defensive power in favor of your continued good health.

5. Keep and carry your own set of records. Carry your basic health history and information with you, in writing. List your chronic conditions, medications, allergies, blood type as well as your doctor’s name and phone number. Also keep a copy of these life-saving records in the open at your residence in case of an emergency, or in case you become unconscious and cannot provide this information verbally. Additionally, if possible, add copies of your laboratory test results to these records. Your life could depend on them.

6. Report suspected abuse or fraud. Medicare fraud costs tax payers multiple millions of dollars, and causes health insurance premiums to rise sharply. Study the suspect fraud carefully, and then report it. Such abuse can be reported to a senior-medicare patrol in your area or state if they exist. These offices or patrols are found at the government agencies on aging. For starters, see the links below for prevention and protection.

1. Avoid Medication Problems — http://longevity.about.com/od/optimizemedicalcare/a/medications.htm

2. Report Medicare Fraud — http://www.medicare.gov/fraudabuse/howtoreport.asp

Article Source: http://EzineArticles.com/?expert=J_Delms

 

The Best Gift Ideas for Senior Citizens by Uma Eklund

June 6, 2013 by · Leave a Comment
Filed under: Articles 

It happens every year about this time. We start thinking about creative and thoughtful gifts for our older family members and friends and just can’t get any help. Search on Amazon for senior citizen gift ideas and you’ll be overwhelmed by lots of frankly inappropriate selections.

So what is the magic secret to avoiding the same old flowers, scarves and socks? Let’s look at a few options that we have given to our parents and grandparents that have really gone down well.

Thoughtfully practical

As we get older, everyday tasks become harder. You don’t want to see Grandpa taking out the trash on a winter night holding trash in one hand and a flashlight in the other. The thoughtful solution might be a lighted baseball cap with LEDs to light his way, freeing one hand for stability.

Is Mom having trouble reaching the cat dishes because she has trouble bending? What about a reaching device that is not just useful, but will have everyone in the family playing with it.

Anyone in the family having bathroom issues? A $2,000+ Japanese talking robotic toilet would be great, but did you know that there are several low-cost options for retrofitting automatic toilet seats to your bathroom?

Thoughtfully beautiful

Practical is great, but there are times that a simply beautiful gift is more appropriate. Even here, though, it pays to be sensitive to the challenges of aging.

My Mom has been suffering from arthritis recently, and her ability to fasten buttons and clasps has diminished significantly. So my last gift to her was a set of 30 inch gold and silver chains that she could slip over her head without doing the clasp. We also swapped a few of her pendants from her older chains so that she could wear her favorite pieces all over again.

Thoughtfully personalized

No, we don’t mean a cup with “World’s greatest Dad” on it. We’ve had great success with thoughtfully personalizing gifts, particularly using today’s technology.

Do you know anything that gets older members of the family to reminisce more than music from their “golden age”? One of our favorite recommendations for anyone looking for the perfect senior gift is an MP3 player.

Yes, we know that your parents and grandparents can barely get to grips with the TV remote (ours, too). That’s where the personalization comes in. You add the music beforehand and keep adding to their collection over time. We bought Dad 3 CDs of 50s classics and loaded them on the MP3 player so all he has to do is press play and stop (and on his player that’s the same button).

So this year stay away from the same old tired gifts and get something for your favorite senior citizen that is thoughtfully practical, beautiful or personalized.

Uma Eklund is dedicated to providing products and gifts that allow seniors to enjoy life to the full. Uma researches and selects products to recommend based on her own experience with finding and buying the best gifts for senior citizens.  If you would like more gift ideas for senior citizens please visit our website at http://www.thoughtfulseniorgifts.com.

Article Source: http://EzineArticles.com/?expert=Uma_Eklund

 

Betty White’s “Off Their Rockers” TV Show Is Demeaning to Older People, Says Octogenarian Anti-Aging Expert Barbara Morris

June 5, 2013 by · Leave a Comment
Filed under: Articles 

 

Betty White’s “Off Their Rockers” TV Show Is Demeaning to Older People, Says Octogenarian Anti-Aging Expert Barbara Morris

ESCONDIDO, Calif., May 2, 2013 /PRNewswire/ — While everyone loves Betty White, not everybody loves her TV show, “Off Their Rockers” according to octogenarian anti-aging expert Barbara Morris, editor, and publisher of the online Put Old on Hold Journal and e-Magazine.

(Photo: http://photos.prnewswire.com/prnh/20130502/PH05987-a )
(Photo: http://photos.prnewswire.com/prnh/20130502/PH05987-b )

Morris, author of Put Old on Hold, a book acclaimed by Florence Henderson and other celebrities for its non-traditional approach to aging, says that while she admires Betty White’s energy and creative ability, the premise of “Off Their Rockers” is so distasteful that Morris doesn’t understand why Betty can’t see that she is not doing old people a favor with the show’s premise of seniors pulling pranks on unsuspecting folks. The “unsuspecting folks” are usually embarrassed young people. “The whole idea is embarrassing to a lot of us older folks, too,” says Barbara Morris.

“Why did Betty decide to do this show?” asks Ms. Morris. “Is it because she is so confident and so vibrant that she can’t understand that most of her audience doesn’t grasp that she is trying to spoof the pathetic stereotype of “old” and see it as confirming it instead? Maybe she is so focused on getting a laugh that she doesn’t see the damage she’s doing.”

“Regardless of her reason to create this misguided show and no matter how good her reason, it’s still damaging to all of us who ever get old enough to fall prey to the ‘old people eventually lose it’ stereotype,” asserts Morris. “She is undoing the very thing that we love her for–being vibrant and funny and “with it” in her 90’s.”

Morris continued, “We appreciate and applaud Betty White. But she needs to give us respect in return. Participating in a show that’s demeaning to older people is simply not the right thing to do. In so many ways Betty could use her talent, energy, and experience to choose projects that more accurately reflect the caliber, talent and continued competence of old people.” In the meantime, says Morris, “It’s time to retire “Off Their Rockers.” It never belonged on the air in the first place.”

Barbara Morris, 84, is a pharmacist, writer, and anti-aging expert who lives the productive lifestyle she advocates. In addition to her monthly Put Old on Hold Journal and e-Magazine her books include Put Old on Hold, No More Little Old Ladies, Why, Boomer Women Become Their Mothers, and I’m Not Goin’ There!  Click here for the full critique of “Off Their Rockers

TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

June 5, 2013 by · Leave a Comment
Filed under: Articles 

TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

 

Terry Murphy, a longtime local businesswoman and community leader who is president of Strategic Solutions and serves as president of Downtown Las Vegas Alliance, is the SHARE Humanitarian for the month of May for her volunteering efforts with Veterans Village, The Rape Crisis Center and the Variety Early Leaning Center Lorenzi Campus.TERRY MURPHY RECOGNIZED AS SHARE HUMANITARIAN OF THE MONTH

Murphy also serves as Honorary Consul for the Republic of Ireland and as a board member of The Smith Center for the Performing Arts.

 

Each month, SHARE honors those in the community who give without hesitation to help others in need. Murphy was selected for this honor from the more than 1,500 SHARE volunteers in Southern Nevada.

SHARE is involved with raising funds for various social causes including housing assistance and neighborhood support service programs.

 

About SHARE:

SHARE is a non-profit 501(c)(3) organization founded in 1994 by business executives dedicated to providing affordable housing for individuals in need. During its nearly 20 year history, the organization has served hundreds of families, seniors, veterans and those with physical challenges or terminal illnesses. sharelasvegas.org

 

About Veterans Village:

Veterans Village is located at 1150 Las Vegas Boulevard in a repurposed Econo Lodge motel.  It serves as a temporary housing facility for U.S. veterans and their families and provides a comprehensive and holistic roster of services to help vets heal and succeed.  Services are provided through public and private collaborative partnerships with community organizations and government agencies and include housing, nutrition, life skills training, employment training and referrals, continuing education and degree programs, exercise training, medical services, mental health counseling and special veteran-centric activities and events. Veterans Village is managed by SHARE, a 501(c)3 organization founded in 1994 by Arnold Stalk and Karin Rogers to provide affordable housing for individuals in need.  SHARE oversees all operations of services for Veterans Village residents.  www.vvlv.org

 

About The Rape Crisis Center:

The Rape Crisis Center (RCC) is a non-profit organization founded in 1974 by Florence McClure and Sandra Petta as the Community Action Against Rape (CAAR) with the goal of helping those in Clark County heal from the trauma of sexual violence. Today, The Rape Crisis Center operates a 24/7 crisis hot line for sexual assault victims and provides counseling, advocacy and support to help victims begin the healing process and navigate the legal system. The RCC is also committed to the prevention of sexual assault through educational programs and community outreach. To assist victims to become survivors, the organization depends on a core base of dedicated volunteers and staff. These individuals are empathetic and enthusiastic people who give their time, energy, and personal sacrifice to continue to serve Clark County’s victims of sexual violence. This service is provided through face-to-face and over-the- phone intervention with newly victimized individuals.The Rape Crisis Center hotline number is 888-366-1640.  For more information, visit www.therapecrisiscenter.org.

 

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
Filed under: Articles 

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

Senior Citizens Can Have a Home Based Business by Irene Mori

June 3, 2013 by · Leave a Comment
Filed under: Articles 

In this day and age when more senior citizens are finding it difficult to manage with the retirement funds at their disposal, many are seeking outside employment after leaving the regular workforce. They may find themselves greeting customers at a Walmart store, helping people find products at Home Depot, or sweeping floors at a McDonald’s or another fast food restaurant. While it may seem sad to think of older people doing these seemingly menial jobs, some people enjoy the work as they earn a little money to help pay expenses. They feel some sense of fulfillment as they interact with other people in what might otherwise be a dreary life alone in some cases. Some seniors just like being able to get out of the house as they do something meaningful.

There are many seniors who may need extra money but who are reluctant to go to a retail or eating establishment to seek employment. These are the people who just might do well with a home based business of some kind. There are many types of work which people can do in the comfort of their own home without having to dress up, drive somewhere, and see people.

It is important that a person research the opportunity and try to make very sure that it is not a scam. Often it is difficult to tell the good from the bad, but it helps if someone can personally verify that the opportunity is real and that it is possible to earn money with it. There are too many scams which are taking away the hard earned money of senior citizens who may ill afford to lose it. Dishonest people with no scruples are preying on vulnerable older people.

Network marketing (also known as MLM or multi-level marketing) is an area in which some senior citizens, as well as all ages, are finding success. This is a business model which has been in existence for decades from the early days of giants like Amway. It is where people are supposed to help people and where they get paid on the efforts of others. It is a known fact that leveraging one’s efforts with the possibility of earning more is a more effective way of making money than simply being paid for only the efforts of yourself. This is the concept of network marketing.

There are perhaps hundreds of different MLM companies in existence. Some come into being and fall by the wayside quite quickly. Others have endured and become extremely successful. They sell all types of products with lotions and potions being very popular along with liquid nutritional supplements which are also plentiful in this area of business.

It is extremely easy to enter a network marketing company. It does not cost much to become involved. Regular purchases are required. Earning money at it is difficult, but it can be done. Finding success in anything does require hard work and dedication. Indeed, there are many senior citizens who are finding success in network marketing.

Check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income.

If you are interested in an opportunity in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Why Are Reverse Mortgages Important to Senior Citizens? by Craig Castle

May 30, 2013 by · Leave a Comment
Filed under: Articles 

In Texas and many other parts of the country, senior citizens are being squeezed. They receive, on average, $965 per month in social security. And, while property taxes vary, a senior in many Texas cities with a home valued at $100,000 will pay more than $200 per month in property taxes alone. Add to that the high cost of necessities like health care, prescription medicine, utilities, and mortgage payments, and the financial picture can be very bleak. It’s no wonder that many seniors face foreclosure or tax liens on their homes.

“Reverse mortgages are important to Texas seniors because they allow them to obtain a loan against the equity in their home—often their single largest asset—without making monthly payments to repay that loan. That means that with a government-insured reverse mortgage, a senior will never lose his or her home to a bank simply because he or she could not make a payment,” said Craig Castle, a San Antonio reverse mortgage specialist for the past four years.

So why don’t more Texas seniors take advantage of this financial product?

Castle says that in his experience, seniors shy away from reverse mortgages for three reasons:
◾1. Fear
◾2. Bad advice
◾3. The availability of other, more well-advertised, loan products

“I have had many clients elect not to complete the reverse mortgage process because of fear,” Castle says. “Usually, the additional cash could have improved their lives significantly.”

Seniors’ fear is not unfounded. They are often the targets of scams and fraud. But, reverse mortgages have one important safe-guard built into them to protect even those who are uncomfortable making financial decisions. In order to obtain a government-insured reverse mortgage, a senior must have counseling by a HUD counselor with the local housing authority or the Consumer Credit Counseling Office. This unbiased person can help the senior determine whether a reverse mortgage makes sense for his or her individual situation.

And, sometimes well-meaning family and friends give bad advice.

“I have had ministers tell clients that they heard that you could lose your home with a reverse mortgage,” Castle said. “It isn’t true, but advice isn’t always based on facts.”

The availability of home equity loans also clouds the picture for many seniors. “Home equity loans can be appropriate for people who have an income, but they often spell disaster for seniors,” Castle said. “I talk to potential clients every week who tell me that they are having problems keeping up with their payments.”

“My experience has been that most home equity clients who are over 65 and have taken the maximum 80% of their home value will eventually lose their house—if they live at least 3-5 years beyond the date of loan origination,” Castle added.

With a reverse mortgage, the homeowner can access from 40-60% of the appraised value of their home, but the loan is not repaid until they die or leave the home permanently. Then the home is sold and the proceeds are used to repay the loan, with any remainder going to the owner’s estate.

To find out more about the benefits and requirements for a reverse mortgage, visit [http://www.SouthTexasReverseMortgage.com] and request the free Federal Trade Commission publication, Facts for Seniors about Reverse Mortgages. Or call Castle at 210-789-3685.

“Misinformation has prevented many seniors from getting a reverse mortgage when it would have provided them with greater financial stability—and peace of mind. That’s why I like to have the family involved and why I often spend several hours at my clients’ home explaining and re-explaining how a reverse mortgage works and how the various pay-out options can make their lives better,” Castle said.

Craig Castle is a Reverse Mortgage Specialist with Financial Freedom in San Antonio and the South Texas area. He holds a BA in Economics from the University of Missouri, is a former Licensed Stock Broker, and has worked with reverse mortgages for the past four years. He is also chairman of the Not Forgotten Coalition, a not-for-profit organization that provides services and advocacy for senior citizens in San Antonio. For more information, visit [http://www.SouthTexasReverseMortgage.com] or phone 210-789-3685.

Article Source: http://EzineArticles.com/?expert=Craig_Castle

Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers by Barbara Mascio

May 29, 2013 by · Leave a Comment
Filed under: Articles 

 

Are your clients pleased by the fine quality service that you provide?  Validating your clients’ endorsement of you through Certification as a Senior Approved Service will increase your client base.  Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.

If you serve the older adult, the disabled or those with chronic illnesses you may qualify for an independent consumer-driven survey process leading to certification as a Senior Approved Service.

You will not pay for clients, leads or referrals.  You will not violate HIPAA or the Anti-kickback rulings.  You will not pay for membership or advertising space.

Certifications are offered for medical, non-medical, alternative healing practices, housing, elder-law, and financial planners – virtually any type of business that reaches this population.  “We are building the ultimate one-call solution,” states Barbara Mascio, founder.  “Seniors are need of many kinds of service, including lawn care, handyman services and so on.  We save the headache of shopping around and completely remove the guess work.”

Confident business owners recognize the benefits of being part of an exclusive network of Certified Senior Approved Services.  See [http://www.qualityeldercare.com/senior-services.html]

Jean F. Wales, President of Wales Consulting LLC and Author of “Do It Now! An Organizing Handbook for Families and Senior Citizens writes  Becoming a Senior Approved Service instantly raised the credibility of my book “Do It Now! An Organizing Handbook for Families and Senior Citizens.  [http://www.seniorsapprove.com/organizing.html]

Ester Whitney, owner of Sweet Adeline’s Home writes  I feel I have been given a great opportunity to be the first Residential Home Care Provider to be approved by Senior Approved Services in the Dallas Area … everyone has been impressed …  [http://www.sweetadelineshomes.com/]

Tony Latina and Peggy Schmidt, co-owners of Advanced Laser Solutions writes  We have had nothing but positive feedback from the referrals from Senior Approved Services. They have been excellent to work with and we strongly recommend them.   [http://www.seniorsapprove.com/stop_smoking.html]

Paul Stone, owner of Occasional Help for Seniors a general cleaning and handyman service writes  We are so proud to be Certified as a Senior Approved Service. Putting this on our brochures, business cards and other advertisement pieces has clearly, without a doubt, increased our client base. Barbara is right; seniors need services but are afraid or confused about which one to call. [http://www.seniorsapprove.com/occasional-help.html]

See [http://www.qualityeldercare.com/providers] for details.  Mention Savings Code 0630 when you apply for certification.

Barbara Mascio, Founder of Senior Approved Services – a National Network of Products, Resources and Services Endorsed by Seniors

Article Source: http://EzineArticles.com/?expert=Barbara_Mascio

The Amazon Kindle Fire Tablet Is Perfect for Senior Citizens on the Go by Amy B Sycamore

May 29, 2013 by · Leave a Comment
Filed under: Articles 

 

Whether seniors are enjoying time on the golf course, a cruise to the Bahamas, or just visiting the grandkids there are a lot of great new technologies on the market to make their lives easier. The new Amazon tablet known as the Kindle Fire can be ordered right now for $199.00, and ships to consumers November 15, 2011. Users will be able to watch movies, play games, listen to music using a vibrant color touch screen with an extra wide viewing angle. The 199.00 Kindle Fire can be used for web browsing, checking email, and reading books and magazines.

Just think of having all of that computing power in your pocket for only 199.00? Senior citizens can carry only one thin tablet around instead of stacks of heavy books. No more need for a bulky laptop on all of those trips, saving seniors from experiencing shoulder pain. With the easy to use interface seniors only need to touch the screen to surf the web, finally a tablet computer that is easy for the whole family to enjoy. The Amazon tablet weighs in at 14.6 ounces and has a super durable display screen that won’t scratch or break.

Just think of having every Agatha Christie book on one device! The Amazon Kindle Fire has an 8GB internal memory. That is enough for 80 apps, plus 10 movies or 800 songs or 6,000 books. You could have every Humphrey Bogart movie right there to watch on the plane. Many senior citizens are moving onto the Internet as a way to connect and share information with their kids, grandkids, and friends. With the baby boomers retiring soon, there is going to be a huge wave of seniors who have tech skills and the desire to own and operate the latest in technology whether it is a laptop, touch pad, smart phone, or camera. Seniors are moving onto Facebook, using Google, uploading pictures to Picasa and chatting with their friends on Skype or using Google chat. Now, for these seniors who are on the move, they can take all of their entertainment with them, on one small Kindle Fire!

Here are some tips to know if a tablet computer is right for you:

1) If you aren’t using your computer for word processing. Touch screens are not comfortable for typing unless you get an external plug in keyboard.

2) If portability is more important to you than functionality.

3) If you are a new computer user and want something that is easy to use instead of extremely powerful.

If you are interested in buying a new computer and want something cheap but powerful and extremely easy to use, think about the Amazon Kindle Fire. For more information on how to buy a Kindle Fire or for technical help, check your local seniors focused tech help company.

Amy B. Sycamore is a technology specialist who focuses on senior citizens. She works as a computer tech in Naples, Florida helping seniors get on the web.

Article Source: http://EzineArticles.com/?expert=Amy_B_Sycamore

Traveling With Senior Citizens by Karissa Price

May 28, 2013 by · Leave a Comment
Filed under: Articles 

Traveling with elderly patients can certainly be a challenge, but there are many things that caregivers and family members can do to make it easier, safer, and less stressful. Planning ahead is essential to make sure everything goes smoothly and also to ensure that the traveler gets the most for their money. Last minute bookings are often expensive and should be avoided if possible.

When flying, here are some tips for easier travel:

1. Arrive at the airport with plenty of time to spare; getting through security can take much longer if the airport is busy or the patient moves slowly, and having to rush will only add to the stress
2. If possible, arrange in advance to have a wheelchair available and access to any special services offered to senior citizens
3. Make sure that the traveler has all of their identification, insurance information, itinerary, money, and medications; have copies of any instructions from physicians about medications or medical devices such as a pacemaker
4. Try not to pack too many clothing or other items; comfortable shoes are definitely necessary
5. To make the actual flight more comfortable, take a pillow and reading material or anything else for entertainment on the flight such as crossword puzzles or card games.

A common theme among senior citizen travel is to visit out of town family members, especially children, grandchildren, or even great grandchildren for a special event or just for a vacation. As soon as a wedding, birthday, or graduation announcement arrives, start planning the vacation! In addition to visiting family, there are many vacation destinations that cater to senior citizens. Many cruise lines have special senior citizen cruises, which can be a wonderful social experience for any seniors who want to enjoy the company of others and make new friends on their trip. Many destinations (such as Branson, Missouri, for example) have tons of specialty tours for senior citizens. Caregivers can find an abundance of information online about these tours, and should also check with the Better Business Bureau to make sure they are legitimate companies before paying for anything.

For more information, please visit http://www.trustedhandsnetwork.com

Article Source: http://EzineArticles.com/?expert=Karissa_Price

Multivitamins For Senior Citizens – Why Some Types Are Better Than Others by Michael Walters

May 18, 2013 by · Leave a Comment
Filed under: Articles 

The effectiveness of multivitamins is due in large part to the fact that they  are targeted towards specific demographics. There are multivitamins just for the  elderly, for women and even specifically for men. The ones targeted towards  senior citizens in particularly raise questions.

It’s fairly simple – people think about multivitamins targeted at senior  citizens because those things seem like they’re inherently stronger. This is  because senior citizens require just a little more than everyone else.

There are other alternatives that have as much of a health kick as senior  multivitamins. Premium class supplements are just as strong, if not stronger  than senior multivitamins, so it’s an option.

Seniors, naturally, find themselves lacking in nutrition more than the young.  It’s important to keep yourself healthy during the golden years. Your comfort  could be drastically improved if you make sure that you enter those years as  healthily as you can manage.

Don’t get fooled by the name – there’s more to multivitamins than you’d  think. There are special ingredients that include resveratol as well as herbal  extracts that are unique to specific multivitamins that you should consider when  picking your multivitamin.

It can get confusing, but luckily the internet is here to help you out. I’ve  researched these things myself for the better part of the decade and believe me,  there’s enough information out there to help you become educated just like  me.

Your health is reliant on what things you give your body. Give it the  nutrition it deserves and it will treat you right. Scientists and doctors can’t  be wrong about it.

So many lives are lost because people don’t take care of themselves. Make  sure to buy the best multivitamins that you can find to make sure that you don’t  become just another statistic. Be a survivor and take the vitamins that you  need.

Read more of this author’s work on electronic topics like cheap computer speakers and computer speaker cable.

Article Source: http://EzineArticles.com/?expert=Michael_Walters

Health Insurance For Senior Citizens – Why Are They So Hard To Insure? by Zandra Jones

May 17, 2013 by · Leave a Comment
Filed under: Articles 

Private health insurance for senior citizens is very hard to come by. As you get older, it becomes more prevalent that commercial insurance companies don’t want to cover older Americans. Since the creation of Medicare, there is no incentive to cover senior citizens because most buy into the Medicare system any way. Even though this may be true, there are still some older Americans who need to buy private health insurance. So let’s take a look at some of the main reasons why getting insurance for them can be difficult.

Your Age Is a Dominant Factor.

There are a number of reasons why senior citizens can’t get health coverage. For starters, a lot of health insurance companies look at your age. When people start getting over the age of 50, they are prone to have more illnesses, they see the doctor more often, and they might have more hospital stays. So the risks of insuring an older person far outweigh the benefits. We all age so why is this such an important factor?

The Cost Of Insuring An Older Person Is High.

Due to the fact that the elderly are prone to so many conditions and will need so much care, there are many companies who consider them to be a big risk. The average hospital stay of a person over the age of 50 is longer than some one in their 20’s and 30’s. Younger people heal and recover a lot quicker then older adults so their cost per treatment is less. Insurance companies know approximately how much they have to pay out for each age group and take all these things into consideration when pricing policies.

Pre-Existing Conditions are Not Insurable.

If you have a pre-existing condition like diabetes or high blood pressure, it is most of the time not insurable. May be with the new health care reform this will change. However, what does a pre-existing condition tell an insurance company? It tells them that you may not do a good job in taking care of yourself or you have bad eating habits. So why insure someone who could have possibly prevented such conditions by not drinking, not smoking, and not overeating. This may not be fair but insurance companies are in the business of making money for their investors.

Affordability May Be A Problem.

The last thing that you will find is that many times, senior citizens can’t afford the insurance. Even if they find a company willing to insure them, many are retired and are on a limited income. The cost of premiums alone can eat up any retirement check or pension income. Many have to choose between insurance or keeping a roof over their heads.

Getting health insurance for senior citizens is still a big problem for many. Many have never paid into the social security system and are not eligible for medicare and private insurance is way too expensive. Hopefully, the new health care reform will address many of these issues otherwise what options do these seniors have.

Getting good Health Insurance Information to stay update with the ever changing laws can be difficult. Visit www.healthbenefitstoday.com to get all the fact before you make a decision to purchase health insurance.

Article Source: http://EzineArticles.com/?expert=Zandra_Jones

Senior Citizen Moving Tips For the Elderly by Nancy Davies

May 17, 2013 by · Leave a Comment
Filed under: Articles 

Most of the families have to move once or twice in their life and many people  experience their first move when they are senior citizen. Maybe they are living  alone in a huge house and need to move to a small condo or apartment that will  be easier to maintain and also easier on their health. Maybe they are moving in  with their grown up children after the partner has passed away, or due to an  unexpected illness. The reasons can be quite varied, but it is a fact that  people, even as senior citizen, are moving regularly across cities and  states.

So here are a few senior citizen moving tips that you should know in case you  come across such a situation – or you might have to move as well.

  • Take the time to adjust to the change. Living for many years in the same  house means that any move can be a big shock and news to digest. People get  attached to their homes where they’ve been living their entire lives, or  spending their life with their partners. Nobody moves to another place with an  easy heart and this is even more relevant for elderly. Take time off and learn  first to adjust to the idea before you take the big step ahead in your  life.
  • If your parents are moving, even if they are quite old, don’t forget to  involve them in the moving process. No person likes to be left outside of  things, particularly if it involves them directly. And elderly are a bit more  helpless than others, but that doesn’t mean they have to like it. They still  feel and think just like the rest of us, even if their bodies don’t cooperate  the way they would like to.
  • Plan and research ahead so you know how much the senior citizen will have to  pay for the move. It is known that they are usually on a fixed income which is  not all that big, so planning ahead and finding the best deal (without  sacrificing quality) is well worth it for them. Some companies have actually  discounts and offers when elderly are involved, so it might pay off to shop a  bit around before settling for the next moving company. People don’t like to be  out of control so they need to know at all times all the steps of the way, so  don’t forget to involve them even when you are searching for companies. And if  you have to go to rentals offices to discuss deals, the senior citizen will be  grateful if they can tag along and feel that they are fully involved in the  entire process.

Using truck  rentals for moving is a necessity when moving seniors to another location,  but finding good quality yet inexpensive pick up ruck rentals is well worth the initial search locally  or on the net.

Article Source: http://EzineArticles.com/?expert=Nancy_Davies

Senior Citizens May Find Time is Running Out by Irene Mori

May 16, 2013 by · Leave a Comment
Filed under: Articles 

For senior citizens, sometimes it feels like time is running out. The oldest  of the baby boomers entered the realms of becoming seniors several years ago.  This large group of the population has been influencing markets for years and  still do so. Now as they enter the twilight years, they must come to realize  that their youthfulness has been spent and there may not be that many more  spring times left. Health and wellness is still an issue.

Many seniors have already commenced vigorous pursuit of the completion of  their “bucket list” which includes the experiences they want to have before they  leave this earthly existence. It’s time for this segment of people to be  concerned with themselves and to do the things they enjoy while they still can  do them.

If and when good health and a stable mental capacity leave a person, it then  becomes too late to pursue the interests which may be there now. Senior citizens  are able to have active, busy lives full of productivity and enjoyment.

Because money is not plentiful for a number of seniors, many are working  menial jobs at stores or fast food outlets. The reasons for doing so may be  varied such as for extra income necessary to make ends meet or to simply have a  place to go and enjoy the company of other people. Many are searching for home  based businesses as a means of supplementing their social security or other  meager retirement income.

Although there are thousands of wealthy senior citizens, there are  undoubtedly many more who struggle in their daily lives. They find it difficult  to pay for necessities like shelter, food, and medications. Some seniors find  life has little meaning, but it does not have to be that way. Keeping one’s mind  and body active helps a person feel better and act younger.

Dorothy Dale Kloss is an example of someone who is young at heart and young  in actions although at age 85, she is the oldest showgirl in the Universe  according to the Guinness Book of World Records. Dorothy decided she needed  something to do fourteen years ago so she auditioned with the Fabulous Palm  Springs Follies. She got the job and now dances at about nine performances each  week. She has been dancing since she was five years old and obviously loves to  dance. Upon seeing and meeting her, there is no way that anyone would guess that  she is 85.

Although time may be running out, seniors can still find ways of being  productive, engaged citizens who can still enjoy life to the fullest.

Irene Mori lives near the Nation’s capital where she is able to regularly  experience the happenings of the government. She is involved with home based  business and network marketing. For information on an affordable money making  opportunity with a company which provides discount savings on everyday purchases  and cash back for online shopping along the chance to make some extra income,  visit http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Internet Safety For Senior Citizens by James Kirkwood

May 16, 2013 by · Leave a Comment
Filed under: Articles 

Dishonest individuals scamming senior citizens out of their money appears to  be happening more often than ever before. Seniors are targeted most often by  criminals due to the fact that it can sometimes be easier to gain the trust of a  senior trust and also due to the fact older, retired people are more likely to  have some savings set aside and therefore become a more lucrative target. It can  be helpful to keep some of the following tips in mind to help you or your loved  ones who are older protected against scams and frauds, especially when shopping  or working online.

Todays seniors say that staying in touch with family members and friends  remains the main reason that they use the internet. According to recent research  by the American Association of Retired Persons, seniors are the segment of the  online community that is growing the most quickly. It is estimated that more  than 27.5 million senior citizens are using the internet today. These numbers  have risen significantly from about 10 years ago, when it was estimated that  just over 10 million seniors were online. Increasingly, these seniors are  putting their computers to use doing online shopping and banking, and people 55  and older are becoming quite a popular target for internet marketers.  Unfortunately, some of those marketers are actually criminals who are using the  internet to take money from unsuspecting victims. Because of the fact that the  internet is relatively new, these scams continue to grow and develop.

While almost all age groups have their own distinct vulnerabilities and risks  when making online transactions, seniors unfortunately seem to be at the  greatest risks for internet phishing scams. Many scam artists are tailoring  complex schemes specifically targeted to exploit internet users who are older.  Many of the online scams will target seniors with nearly unbelievable deals on  low-cost insurance and discount prescriptions. Scams will also often target  older internet users with documents that seem genuine such as phony ‘bank  notices’ and ‘final warnings’.

Just like in the ‘real world’, you should take care when revealing your date  of birth, social security number or credit card information over the internet.  Search for web addresses on one of the major search engines instead of clicking  links that you receive in e-mails. Then, use that address to contact the company  and inquire about the message you received. Once you have verified that you are  on a legitimate website, you can save that address in your broswer as a  ‘favorite’. You will then be able to return there again safely in the  future.

Senior  home safety begins with making yourself aware of today’s numerous scams. If  you would like to read more articles on how to keep senior citizens safe, please come and visit our  website.

Article Source: http://EzineArticles.com/?expert=James_Kirkwood

Where Can You Find Employment For Senior Citizens? by Raymond Angus

May 15, 2013 by · Leave a Comment
Filed under: Articles 

Are you trying to locate employment for senior citizens? Is it for yourself?  Has the staggering economy scared you?

Are your carefully laid plans for a pleasant tour, although perhaps not  royal, through your golden years seem to be stalling? Will employment for senior  citizens be the answer to your dilemma?

You are not alone? The same feeling is infecting your senior citizen neighbor  next door, your sixty year old friend down at the retirement center, your old  buddy in the bowling league and your aging sister in Buffalo.

The truth is, you have options! We all do. Too often, we seniors tend to feel  betrayed by our government and left to fend for ourselves at the mercy of an  indifferent panicking society. Scrub away those thoughts!

You are no different than the forty old accountant that was cut loose by his  business firm, or the thirty five year old new car salesman who is left to his  own devices. You are just older than them, but you have a lot more going for you  than they do. Most of their experiences and trained talents and skills are still  down the road in front of them. Yours are spread out in a panorama behind  you.

Look back at your life. Now is the best of times for you to make the things  you have learned over the years put you up in front of the growing crowd of  employment seekers. If you were to write down all you have experienced, dealt  with, learned from, overcame, and grown from, it would fill an entire library  shelf.

Do you think that from all of this knowledge and living you can find some  things that would increase the performance and productivity of an employers  business.

Do you realize that the sum of all your hands on training and acquired  talents and skills would be of great value to some employer?

There are wheelbarrow loads of gold nuggets kicking around in your head, my  friend. Grab hold of a few of them and transform them into that perfect job you  are now dreaming about.

It is not as hard to accomplish this as you may think!

Here is a valuable gem of knowledge and fact that should stir up the juices  inside of you.

Most vacant employment positions are not even advertised! Whoa! What does  this tell you?

There is no competition for these jobs outside of word of mouth. Why? There  are many reasons why this is so.

Maybe the job has not been defined by the manager yet, he knows that the need  exists but what will he call it? You can step in and give him a definition. Do  some advance homework.

A harried business owner is overworked and wishing for a fairy godmother to  wave her wand and provide the perfect assistant. Check out the company and tell  him how much easier you can make his life, and earn him more profit as a  byproduct.

You read an item in the newspaper, or saw it on the TV news, about a business  making substantial growth spurts. That is your cue!

Call the company and inform them all the things you can do for them, and let  them know you will be stopping by tomorrow, would he or she have time to spend a  few moments with you.

Where can you look for employment for senior citizens? In your own head! Take  advantage of your own experience and skills.

There are jobs out there waiting for you. Be creative and bold. It will  happen!

Raymond Angus is the author of http://www.TheSeniorsLife.com. He writes about how fellow  seniors find work in today’s economy. Do you want to know where the seniors’  jobs are and how to get one? Go to http://www.TheSeniorsLife.com and click on  employment/jobs/retirees.

Article Source: http://EzineArticles.com/?expert=Raymond_Angus

Article Source: http://EzineArticles.com/3637213

Memory Strategies For Senior Citizens – What Technology Today Tells Us! by Carson Hill

May 15, 2013 by · Leave a Comment
Filed under: Articles 

Memory loss, lack of brain clarity, or fear of memory loss is something  experienced by just about every aging adult or senior citizen today!

Facing these obstacle personally can cause a lot of panic, anxiety and  frustration.

Most aging adults think they are losing their ability to focus and remember  because their brain is just simply getting old but this is not totally the case!  In fact, contrary to popular belief, most of the beginning stages of brain fuzz  symptoms and memory loss issues have more to do with a lack of use than a lack  of youth!

As adults and seniors age, the demand to rely on their brain occurs less  frequently. When their brain is not challenged it does not expand and grow;  therefore their memory and ability to focus is not sharp! Their memories and  focus becomes dull.

The good news is that technology today strongly indicates that we can have a  dramatic effect on the capability of our brain as a result of how we treat  it!

Brain exercise and utilization of proper brain techniques can sharpen the  brain and even make it strong again! Regardless of age, proper brain function  techniques can literally re-grow the brain. Most people don’t realize that with  use, the brain does grow!

The brain is malleable. It’s almost like a piece of plastic that can be  shaped!

With proper stimulation and healthy activity, the brain creates neuron  connections. These connections can be compared to a tree that is growing more  branches.

With this knowledge, we can treat our brains like we would a muscle. As we  age, we can learn to keep our minds properly stimulated using specific  techniques. With proper brain stimulation, senior citizens can are in far more  control than has been thought possible. They can notice drastic effects and  exciting changes in their memory, focus and clarity both long term and short  term!

Now you have an understanding that you are directly impacting your mind  through the way you treat it. I’ve told you that your brain is malleable. I’ve  told you that it grows with use! I’ve also told you that your short term memory  and long term memory can be greatly affected by proper brain stimulation.

I’ve been studying the brain for the last five years. I am fascinated by the  brain and grateful to know that we have so many excellent options and resources  to benefit us in this day and age.

If you or someone you know personally has interest in improving their brain  function in their aging years, I would recommend they visit http://www.regrowmybrain.info. There you’ll find excellent  information with a fantastic program tailored specifically for senior citizens  and aging adults. This is the only brain fitness program I’ve found that tailors  to the older generations exclusively!  The material includes some bonus  information that has to do with Alzheimer’s understanding and coping. These are  great resources to have whether your are faced with that condition or not.

Also visit http://www.squidoo.com/memory-strategies-for-senior-citizens for a better summary of what I just discussed with visuals.

Article Source: http://EzineArticles.com/?expert=Carson_Hill

Incremental Retirement – Sensible Advice For Senior Citizens by Jerry Elrod

May 15, 2013 by · Leave a Comment
Filed under: Articles 

Many senior citizens just won’t retire. They are ambitiously alive. They stay  busy. They love what they do. They are not putting off retirement because of  economic issues. They either own their business or are in a situation in which  their business gives them so much permission that the business can do quite well  without them. That is, of course, a fortunate place to be. They are in  incremental retirement. They are doing it in stages. For the most part, they  don’t keep rigid or strict hours. They are fully aware of what’s going on in  their business or their lives, but they don’t obsess over it. An acquaintance  is, at 70, building a new office and expanding his business. It is not to “make  more money” for himself. He gives it all away to his family and causes he  believes in.

Another person travels a great deal, sometime in a humongous motor home. He  is quite well off, but he chases around Texas doing what he does for his  business.

Still another is a retired judge, but still a practicing lawyer. He and his  spouse spend enormous time enjoying themselves with frequent travel forays and  maintain an elegant antebellum home in East Texas. When home, he still keeps a  busy roster of clients.

Incremental Retirement, whether continuing to pursue business or professional  interests, is a healthy way to retire. It doesn’t have to happen all at once.  One need not surrender the things of ones previous life all at once. Keeping up  with events and excitement in ones “career” world is a healthy way to stimulate  body, mind and soul.

Incremental Retirement means you may do it on your own terms. You can plan to  have a three-month hiatus, while the wheels keep turning. You can generate new  excitement and energy for living. You can even expand your career interests in  ways that will provide further for family, charity, a foundation, and a life of  absolute satisfaction.

So, look at Incremental Retirement, if you are fortunate like many senior  citizens, which may round out your life in enormously gratifying ways.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Nevada Senior Guide Announces Active Seniors Expo

May 14, 2013 by · Leave a Comment
Filed under: Events, Las Vegas 

http://myvegasmag.com/las-vegas-senior-expo-sept-22-2013

46

Expo Sponsors & Proceeds Benefiting The Alzheimer’s Association

Just a Few Things Our Expo Has to Offer: 
 

  • Ballroom Dancing!
  • Balance & Strength Training!
  • How to Improve Your Sex Life!
  • Senior Community Resources!
  • Live Entertainment!
  • Exercise Demonstrations!
  • Win Free Golf!
  • Win Free Staycation!
  • Free Door Prizes!
  • Play Booth Bingo & Win a Grand Prize Gift Basket!
  • And much more!

Mobile Carwash; Senior Citizens and Mobile Homes by Lance Winslow

May 14, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens are generally not a large marketing segment for mobile  detailers or car washers, however, they should not be ignored.  You will find in  a near by area a seniors-only mobile home park.  You will also find square dance  clubs and senior centers.  All of these places can be extremely good places to  look for new business.  If you want to accelerate word of mouth advertising, you  should meet with people in these groups.  Wash cars at senior centers while they  play cards.  Hand out flyers, etc.

In mobile home parks you should hand out flyers and put flyers on bulletin  boards in the recreation rooms.  If you wash one mobile home in a mobile home  park, the word of mouth will spread the news of your service like wildfire.   Next thing you know, you’ll be washing every mobile home in the place.   Sometimes a simple visit to the park’s manager who usually lives on-site is  enough to get the ball rolling.

Many senior citizens belong to groups like: veteran’s groups, AARP, Masonic  Lodges, temples, churches, senior volunteer programs, Shriners Clubs, garden  clubs, sewing clubs, antique auto clubs, Audubon Society, arts councils and  various political groups. Many of the more affluent seniors play golf and many  of the local courses have senior discount days where you can meet the senior  crowd.  They are usually members of well-known local clubs and organizations;  great for word of mouth networking.  Many times they will have their cars washed  while golfing.  Usually most municipal or older golf courses have senior day  discounts once per week.  Some seniors simply use the driving range during  senior day.  This is good as it provides good turn over in the parking lot.   Every hour new golfers come to hit balls.

Square dances are very popular amongst the older crowd.  A city with a  population of over 50,000 could have as many as four to five groups.  Each group  may have a membership of fifteen to one hundred people.

Any city or community worth its salt has a senior center.  It is imperative  to develop a good working relationship with the program director.  She (usually  a she) is in contact with all senior groups, activities, field trips and such.   Senior centers usually have racks of pamphlets near their entrance with  interesting information, schedules of upcoming events and lists of names, phone  numbers and addresses of the board of directors of various non-profit  organizations throughout the area.  You will be amazed at the incredible network  seniors have and how fast word of mouth information spreads.  Many seniors are  involved in more than one group or activity.  You may be at a bridge club  meeting washing cars one day and the next day you will get called by the  instructor at the square dance club.  Then the following day you wash cars for a  political action committee while volunteers stuff envelopes.  This can go on day  after day.  You can significantly speed up the word of mouth advertising with  this segment by showing up at various senior centers.

You must also remember that negative word of mouth topics permeate from these  groups too.  Don’t let this happen to you.  Spend an extra minute or two with  each senior customer.  Ask them if they wouldn’t mind giving two or three flyers  to their very best friends.  Usually they will.  Get to know each senior  customers by name; you’ll be glad you did.  Name dropping amongst seniors is  great, a they value relationships with friends with much higher regard than the  younger crowd does.  They will try to help you by offering advise about how you  might attain more business and places you might go to.  Acknowledge these  tidbits even if you think they are ridiculous.  It is sometimes the ridiculous  things that bring you to a new idea.  Even if you don’t want any new business,  listen anyway. Many of the greatest ideas we ever go to help our company  innovate came from talking with seniors with a slightly different perspective  than today’s rat race.

Accept all tips from seniors even if you think they can’t afford it.  This is  one of the greatest compliments they can give you.  It means they accept you.   This is not an easy thing for a senior to do, especially since younger  generations constantly fail to even acknowledge their existence and fail to meet  their work ethic expectations.  The gap has been widened before you got there  and it is your job to close the gap.  By uniting the seniors and your company  and uniting the kids of the multitude of fundraising groups you help, you can  unite the entire community.  You can be something everyone can talk about.   Grandparents and grandkids can all talk about your company.

Too get information on car wash fundraisers, search Google; “car wash  fundraisers”

“Lance Winslow” – Online Think  Tank forum board. If you have innovative thoughts and unique perspectives,  come think with Lance; www.WorldThinkTank.net/. Lance is an online writer in  retirement.

Article Source: http://EzineArticles.com/?expert=Lance_Winslow

Planning Senior Citizens Trips – The Benefits of Bus Tours by Bronwyn White

May 13, 2013 by · Leave a Comment
Filed under: Articles 

Are you retired, or planning to retire? Would you like to see the world  without the hassle of preparing for a vacation?. Planning your future senior  citizens trips can be hassle free if you decide to consider bus tours Read on to  see how much easier it is to join a bus tour instead of planning your vacation  from scratch.

The Problem With Vacations

The main problem with vacations is the preparation you have to do beforehand.  All that effort put into booking flights, finding hotels, creating an itinerary,  finding travel insurance providers, etc. can really take its toll, which is  ironic when you remember you’re a senior trying to relax!

That’s why bus tours and group tours for seniors are gaining popularity as a  hassle-free alternative to the traditional way of vacationing, particularly  those planning their senior citizens trips in retirement or semi-retirement. All  you need to do is find the tour package that suits your expectations, pay the  price, and then follow the travel agency’s instructions!

The Advantages Of Bus Tours

The main advantage of bus tours is the fact that it’s stress-free and  hassle-free on your part — the travel agencies have done all the work for you!  All you have to do is to choose the package, pay up, be there in time for the  bus, and then start taking photos!

Another advantage of bus tours is the cost. When you plan a vacation the  traditional way, almost every move costs money. When you book your flights —  money. When you make hotel reservations — money. When you take cabs to the six  tourist spots you plan to see today — money!

But when it comes to bus tours, you pay a single fee for the whole package,  which can last several days. What’s more, seniors bus tours often come at a  discount, making the whole vacation even more affordable and enjoyable for you!  Just sign the dotted line, and off you go.

How To Prepare For A Bus Tour

The first step in preparing for a bus tour vacation is choosing your  destination. What part of the world would you want to see? What town or country  has been on your “must-visit” list for the past few decades? Now’s the time to  take your pick without having to think about work when you get back!

Next, find suitable travel agencies that have tour packages in your chosen  destination(s). Choose the travel agency with the package that fits your budget  and schedule perfectly. You can also check if the travel agency offers travel  insurance — very important if you REALLY want to enjoy yourself!

And finally, start packing! Bus tour packages can last several days, so make  sure to pack enough clothes, medicine, and toiletries for the entire trip. Take  a backpack if your back is strong enough, but if you don’t mind having only one  free hand most of the time, take a lighter travel case on wheels.

Don’t Believe The Bad Hype!

Most younger vacationers dismiss bus tours as “boring” and “predictable,” but  they don’t enjoy the sophistication that only age can bring. As seniors, we tend  to enjoy a more relaxed, more cultured pace. So leave the stress to the young  ones and take that vacation you’ve been waiting for all these years!

Bronwyn White has over 20 years experience in the travel industry. She has  gained her experience as a travel agent, with airlines, government tourism  boards and as a professional travel researcher (yes there is such a dream job).  She consults on a regular basis to the travel industry and is often quoted in  the press. Bronwyn has specialized in senior citizen clientele – both as a  travel agent and as a travel researcher. For tons of free travel advice, just  for seniors, visit www.seniorstraveltips.com  [http://www.seniorstraveltips.com/seniors-bus-tours/]

Article Source: http://EzineArticles.com/?expert=Bronwyn_White

Senior Citizen Travel Insurance – Baby Boomer Travelers Need This Protection by Susan Elizabeth

May 13, 2013 by · Leave a Comment
Filed under: Articles 

One of the favorite activities of senior citizens and baby boomers is  traveling. There are large numbers of travel agencies and tour groups that  specialize in providing travel adventures to seniors. And one of the things that  is most important when you are a boomer and you are out traveling around the  country or the world is senior citizen travel insurance.

This kind of insurance helps you if you need medical help when you are on  your trip. In particular if you are overseas, the doctors and the hospitals may  not want to treat you unless you can guarantee that they are going to receive  payment. And sometimes, you just don’t have the amount on your credit card to  afford the treatment you really need.

Just to make it clear, getting senior travel health insurance is a very  important thing to do before you leave n your trip.

Here are a couple of tips when you are asking insurance agents either online  or offline about senor travel insurance.

You want to be sure what age they are calling seniors. It doesn’t help much  if you are 64 and the cutoff age is 65. You are not going to be able to take  advantage of that insurance e coverage no matter what. So it is very important  to get that right out in the open right away. You will probably be able to get  some kind of health coverage from that particular agency but it might not be  senior citizen coverage.

Another point to consider is mode of transportation on your trip. There are  some health insurance policies that have exclusion provisions for particular  modes of travel. Not so much airplanes or cruise liners but odd kinds of things  like mule trains and bicycles. You want to be sure that however you are going to  be traveling on your trip that you get insurance that is going to cover you for  that form of transportation.

None of these things are deal breakers as far as getting travel insurance  goes. You just want to be sure that you have your bases covered before you set  off on your adventure. Oftentimes, the best deals with the best insurance agents  and companies are found on the senior websites. They can offer you excellent  group packages on discount insurance because their membership is so big.

And even though you really need senior citizen travel insurance to cover your  health while you are on your trip, it doesn’t mean you can’t take advantage of  any discount you can find. And that is one thing that the internet is really  good at finding for you – discounts.

Susan is a full fledged baby boomer and avid internet researcher who writes  about baby  boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Marketing Real Estate to Senior Citizen Buyers by Marte Cliff

May 9, 2013 by · Leave a Comment
Filed under: Articles 

Have you noticed? Senior citizens aren’t as old as they used to be. At least  some aren’t. And that means you cannot market to all seniors in the same  way.

Senior buyers come in two varieties. The first are those who are actually  suffering from the ravages of age – and are only too happy to tell you all about  it. They’ll give you a list of ailments and things they can no longer do, so  your job in finding them a home is a bit more straightforward.

You can openly discuss issues like stairways, counter heights, doorway  widths, and space to install grab bars in the bathroom. They’ll tell you what  they need and want so you can go out and find it for them.

When you’re selling to this group, go preview homes before you take them  along.

When people are having a hard time getting around, need a wheelchair or  walker, or are just unsteady on their feet, they don’t need to be dragged around  looking at all the wrong homes. They won’t appreciate you wasting their energy  by showing them homes that are obviously wrong.

So pay careful attention to their needs, and if you eliminate a house they’ve  asked about, tell them why. It might be because the bathrooms and bedrooms are  on the second floor and the laundry room is in the basement – or perhaps because  of steep steps leading to the house. Maybe the garage is too narrow to allow  them room to put a wheel chair in and out of the car, or the bathroom door is  too narrow for the wheel chair to get through.

Do your homework, tell them the straight facts, and you’ll earn their  loyalty.

This segment of the senior population may be focused on living within minutes  of a medical facility, and they’ll probably tell you which one.

But what about the second group? What about the ones who are  officially senior citizens, but have no intention of acknowledging the fact?

You’d do well not to mention the words “Senior citizen” in their  presence.

Instead, find out more about them and their lives. Many are still working, so  see if they want to locate near the workplace. After that, inquire about hobbies  and other leisure time activities. Your new seniors may be avid golfers, they  may want to hit the gym three days a week, they make require fast access to a  swimming pool, or perhaps want to locate near a boarding facility where they can  keep a horse.

They may even want a home with a bit of pasture so they can take care of that  horse themselves.

Don’t assume anything. Some seniors are anxious to leave yard care  behind so they can pursue other interests, while others have been waiting for  retirement to have time to landscape a yard and grow a huge garden.

Take the time to listen. Listening is important no matter who your  client is, but when you’re selling to senior citizens, you need to listen to the  subtle hints as well as the open statements.

Remember, in the back of their minds, they’re recognizing the possibility of  ill-health in the future. How could they avoid it, with the television and  newspapers shouting it at every turn?

They know that the day could be coming soon when they won’t be able to easily  navigate those stairways – and they know that a wheel chair could be a part of  their future. They may even have a secret fear of living too far from a medical  facility.

But many simply do not want to talk about that. So don’t bring it up  unless they do.

Selling to seniors isn’t really all that different from selling to anyone  else. Your job is to listen and pay  attention to what you hear. When you do  that with each and every customer and client you’ll be head and shoulders above  your competition – because listening is almost a lost art.

Marte Cliff is a Freelance Copywriter and former real estate broker who  specializes in writing for real estate and related industries.

Marte offers a free mini-course for Realtors trying to build a business, as  well as web copywriting and lead generation packages. Learn more about them at  http://www.copybymarte.com

Marte offers a weekly ezine for real estate professionals and others with an  interest in marketing themselves or their property. To subscribe, and get a copy  of her report: How to Get Referrals & Testimonials, visit her at http://www.marte-cliff.com

Article Source: http://EzineArticles.com/?expert=Marte_Cliff

 

Death is Not My Next Goal – More Advice For Senior Citizens by Jerry Elrod

May 8, 2013 by · Leave a Comment
Filed under: Articles 

Aging is a phenomenon which introduces all kinds of subjects and issues we  would rather leave alone. Many senior citizens (and others) are timid and  reluctant to broach the subject of death, being ready for it, making necessary  practical plans and decisions and even admitting to its very likelihood.

Death, however, will happen to each of us, whether we admit, like it, deal  with it or not. Thus, the question, why the hesitance? Discussing death does not  speed its coming, nor prevent its happening.

Recent studies have shown that in the United States male longevity for a 70  year old male today will likely extend to 83.2 years. A female, aged 70, will  likely live to 85.8. These statistics come from the Center for Disease Control  and Prevention.

Depending on where you are on that scale, the news may be either good or not  so good. There is a story making the rounds of a person who said, “I wouldn’t  want to live to be 90,” to which his listening friend allowed: “You must not be  89.”

Dear Seniors, do not make Death your next goal, but remember, Denial is not a  river in Egypt. There is room for some in-between choices here, in-between  denial and talking openly and comfortably about death. If you don’t talk about  it, or if you try to ignore its reality, you just create more problems. You make  it something like the huge elephant in the room. Something unknown that is to be  feared. It’s not an elephant… it’s just death, something that will happen to  each of us. And talking about it doesn’t make it happen sooner. Most of us  simply are not in control of when or how we die.

In order for Death to be removed from your list of life goals, it is not  necessary to pretend it isn’t going to happen to you.

In addition to the practical issues of seeing a doctor and participating in  appropriate care disciplines, there are other dynamics surrounding the “D” issue  that need our attention.

  1. Spend time with your significant other and/or family looking at the issues  surrounding death and how they will be managed as necessity and wise assessment  of conditions indicate.
  2. Lay it all out. Do not skirt issues. Be courageous in opening those matters  about which some will find discomfort and even embarrassment. Dealing with it  now is better than delaying. Delay will create considerably more discomfort and  likely more disagreement within the family.
  3. Go so far as to talk about what a memorial or funeral service would look  like. Put it down in a record. Date it. Change it if necessary.
  4. Open up issues like traditional burial or cremation and scattering of ashes.  Deal with economic issues.
  5. If more comfortable, invite a professional, a pastor or other who would not  impose judgment, but allow for wide ranging issues to be exposed and  addressed.
  6. Maybe, make a group list of the issues that really would be helpful to  discuss. Have Kleenex handy for those who will, naturally, have some emotional  moments.
  7. If/when some anecdotal stories are told, have someone write them down for  recall when the time comes for a celebration of life.
  8. While death is not our next goal, this exercise will begin to put it in its  place.

 

Remember the maximum life expectancy in Sweden in the 1860’s was 101. It is  now 108. And, by the way, 70% of the increase is attributed to death rates above  70. Given optimal genes and good medical care, no one, so far, has lived beyond  123. The good news is you and I have about a 1 in 2 billion chance to live to  120.

Death is not a goal, There is an old song which Virginia slaves used to sing  at funerals: “Come down, death, right easy.” For let that be our song, senior  citizens and all.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon  Shaw Elrod, manage Senior Citizen Journal online. For information on retirement,  Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to  other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

Strength Training Tips for Senior Citizens by Aaron Dorksen

May 7, 2013 by · Leave a Comment
Filed under: Articles 

Many senior citizens wouldn’t even consider lifting weights or performing  strength training exercises, thinking that’s something for much younger, fitter  people to do.

A person is never too old to perform strength training exercises, though. In  fact, frequent exercise is the best prescription for independent, active and  healthy aging, according to the A.A.R.P., the National Institute on Aging and  the Centers for Disease Control and Prevention.

Studies show that all adults, even seniors, can benefit from as little as 15  minutes a day of moderate cardio exercise. Thirty minutes a day of light to  moderate cardio exercise is the optimum level, and the good news is the cardio  exercises can be broken up into segments (ie: brisk walk in morning, afternoon  swim).

Adults, including seniors, are also recommended to perform strength training  exercises two-three times per week.

Although exercise programs for seniors (generally considered people age 50-60  and older) are modified considerably from what younger generations are doing in  the gym, senior strength training can help people of any age increase muscle  strength, strengthen bones, fight off and-or delay the effects of arthritis, and  improve balance and mobility. Regular exercise is also important to help  maintain strong heart function and a healthy weight.

Jim Androsik, a physical therapist for Wooster Commuinty Hospital’s  HealthPoint Health and Wellness Center in Ohio, has witnessed great benefits  from the seniors he’s worked with who have followed a strength and conditioning  program.

“Generally, the senior citizens we work with are people 60 years-old and up  who are referred to us by a physician,” Androsik said. “Doctors give us some  guidelines, such as the frequency and duration a person should exercise for and  comments on their health in general.

“We then develop a program for them.”

Exercise programs for seniors can obviously vary greatly depending on age and  health, but typically there are basic guidelines Androsik has his seniors  follow.

“We generally recommend that a senior perform strength training exercises two  to three times a week,” he said. “We look at their needs to determine exactly  what exercises they’ll do, such as if they’re experiencing back pain, shoulder  pain, arthritis, etc.”

Here’s a basic exercise program for seniors based on Androsik’s advice and  other research I’ve conducted. Again, these are general recommendations and  seniors should consult with a physician before beginning an exercise program. It  would also be highly beneficial for seniors to exercise as part of a group or  class, to help with motivation, to make sure they’re using the right techniques  and, of course, to enjoy the social aspect of exercising):

Cardio exercise (3-4 times per week)

Tip: Perform low-impact exercises that are easy on your joints. Start very  slowly before increasing duration and resistance. Start with 5 minute cardio  workouts and slowly progress to 15 minutes or more if you can.

Pick from the following: Treadmill, walk on track, exercise bike, pool  workout, yard work, etc.

Weight lifting/strength training (2-3 times per week) Tip: Androsik says it’s  important to do high repetitions on exercises with low resistance or weights. Do  light stretches before performing strength training exercises. Here’s a sample  strength training program a senior might perform:

* Good mornings 1 x 15 (one set of 15 reps) tip: stand straight, slowly bend  down to touch toes or reach down as far as comfortable, rise back up and  repeat.

* Shoulder rotations 1 x 15 tip: stand straight with arms out parallel to  side, rotate shoulders 15 times in each direction. Good warmup exercise.

* Sit Ups – 1 x 15

* Side Bends – 1 x 15

* Squats – 1 x 12-15 tip: Use barbell, machine or without weights. Keep back  straight by looking straight ahead at spot on wall, go down as tolerated but no  lower than parallel with knees.

* Lunge – 1 x 12-15 tip: hold dumbbells to make harder

* Calf Raise – 1 x 12-15 tip: hold dumbbells to make harder or use  machine.

* One Arm Rows – 1 x 12 – 15 tip: balance one knee on bench, other leg on  floor. Pull dumbbell up and down with arm on side of body planted on floor.  Builds shoulder strength.

* Rotator cuff with band or machine – 1 x 12-15 internal rotation, 1 x 12-15  external rotation. tip: have a doctor or trainer show you how to do these, great  for preventing shoulder pain.

* Dumbbell curl – 1 x 12 – 15 tip: do them seated or standing

* Dumbbell bench press – 1 x 12 – 15 tip: do them lying on a bench

* Dumbbell flyes – 1 x 12 – 15 tip: do them lying on a bench

* Triceps extension – 1 x 12 – 15 tip: use machine or dumbbell. This is just  a general plan to give seniors some ideas, but it’s best to work with a trainer.  Tweak as needed. Remember to use light weights and do high reps.

“Exercise can provide lifelong benefits,” Androsik said. “It can minimize or  slow down arthritic changes.”

Basically, exercise can delay the aging process to a large degree in many  people and if seniors find a program they enjoy it can actually be fun. What are  you waiting for seniors – get back into the gym!

Find exercise equipment  stores Arizona and more with our fitness experts. At Home Fitness consultant  Aaron Dorksen’s blog deals with a variety of fitness topics, ranging from  workout tips, motivational ideas and feature stories on how exercise impacts  people’s lives. Consult a doctor before making any significant changes in your  exercise routine or diet. E-mail him with comments, questions or ideas for  future blogs at aaron@athomefitness.com

Article Source: http://EzineArticles.com/?expert=Aaron_Dorksen

 

Enjoyable Activities for a Senior Citizen Party by Misha Anatolia

May 3, 2013 by · Leave a Comment
Filed under: General 

Senior citizens are not too old to enjoy themselves, especially if the right  activities are chosen for a party. Great senior party activities keep seniors  engaged, ignite their imaginations, and let them rest. Here’s what to consider  when planning a party for seniors.

Give it a purpose Senior citizens are in their golden years, and they’ve  earned their rest. They’ve also earned the right to strong opinions, and  sometimes have very strong ideas about what they will and will not do. When  planning a party for senior citizens, don’t assume you know what is best for  your guests. Plan the party with a purpose, give them a reason to be interested,  but leave the joining in activities to the participants. Some good activities  that bring a sense of purpose to a party involve charity. You can plan a party  around knitting, sewing, quilting, or crocheting for charity. Lilybug is a  charity that makes blankets and caps for babies in the neonatal intensive care  units of hospitals. Operation Caregiver is a knitting charity that creates warm  handknits for hardworking men and women in service. Having a clear purpose when  at a party allows guests to relax into the experience.

Ignite their imaginations One of the best things about growing older is  being able to lay down the mantel of hard work and eventually return to a sense  of childlike play. Believe it or not, seniors often like to engage in art,  crafts, and imaginative play. Engage this sense of imagination with activities  like calligraphy lessons, watercolor painting, or crochet. Hire a magician,  musician, or storyteller, and then let the guests have the floor while they tell  their own stories. Decorate the party with lots of color or with sweeping themes  to create a wonderland for your guests to lose themselves in.

Let them rest Great party activities, like dancing, get guests moving.  Choose music from every era of their lifetime, and get their memories moving  along with their bodies. At a party for senior citizens, it is important to have  adequate rest, as well. Plan a high tea with finger sandwiches, ladyfingers,  tea, and petit-fours. Arrange furniture in conversation circles near tables  laden with refreshments. Host a film noir movie night where guests can attend as  their favorite old film stars, but can also feel free to put their feet up or  doze when the movie runs too long.

Cater to seniors’ imagination, sense of play, and desire to be a part of the  world. Make the party mean something. Give the party a theme and a purpose. Then  let your guests be your guides. If they want to spend the entire party standing  by the refreshments and reminiscing over the last time they encountered  croissants as fluffy as these, but they don’t have any interest in the ceramics  lesson you’ve got planned, float with it. Let the party go where it will. Being  a good host is about letting the party become a success in spite of you, not  because of you.

Misha Anatolia is a relationship and bridal shower writer. For more bridal shower planning tips and other bridal shower information, go to bridal-showers.org. If you  want more articles, visit our site and click on the Contact Us link.

Article Source: http://EzineArticles.com/?expert=Misha_Anatolia

 

Viewing Our Senior Citizens As Part of History by John Harmer

May 2, 2013 by · Leave a Comment
Filed under: Articles 

When we consider the activities and contributions by the senior members of  our society, we only look at them now. Yet they have been around for over 60  years. In that time they had seen, been part of, and shaped much of the world we  live in.

Many who were born before World War II. They have seen and taken part in many  of the world’s conflicts. The Korean War, the Vietnam War, the Balkan conflicts,  the events of September 11, the Gulf War, the Falklands conflict, to name only a  few.

Their contributions to medicine and the health of our community includes our  ability to harvest body organs to make use of them to keep yet another person or  persons alive. Add to that the huge strides that have been made in the  health-care and community care, policing, and defence.

In business today’s retirees can show that they have contributed to the  growth and stability of the world’s industry and commerce. Motor cars,  airplanes, ships and shipping have all benefited from the experience and  knowledge of those who are now counted amongst our old folks.

In education what we know now is so far advanced from where it was 60 years  and more ago that it is barely recognizable. All of this progress in the  attributed directly to the work, talents, and experience of today’s seniors.

In the world of art,music,and theater, many of our greatest triumphs were  created designed and engineered by those who are now enjoying a well-earned  retirement. We often see today that the music art and theater that was made  years ago being taken out of mothballs and re-presented And why is this? Because  it was brilliantly done in the first place and imitation is sincere  flattery.

When today’s retirees were but children themselves, they never expected to  see a man walk on the moon. Or a spacecraft lands on Mars. Yet we have seen men  fly high in the heavens and plumb to the depths of the sea. All made possible by  the endeavors of people now aged over 60.

In sporting events we have seen people run faster, jump higher,swim even  faster, lift huger weights. None even thought that such was possible in past  years. All initiated by the then activities of now older people. Who wanted to  see how much we, as a human race, could improve.

Yes we have better foods in some respects, better food preparation, often  better housing and schooling. But not always. In many parts of our world older  people are struggling along with their younger counterparts. Many countries  unfortunately are in poverty, lacking in basic food water and medical supplies.  So our senior citizens have also been forced to look upon some spectacular  failures.

Development in some countries is lagging behind perhaps in what might be seen  to be the basic essentials and human rights. Clearly something that needs to be  addressed and rectified.

We are using up many things that previously existed in plenty. Raw materials,  water, vegetation, are diminishing all too quickly. Our native animals are  becoming extinct because we have not cared for them. Our grandchildren will not  enjoy the pleasure of seeing the animals, flowers, and trees we accept as part  of our lives.

One could go on forever trying to recall even some of the things that today’s  senior citizens have included in their activities and actions. That this is  impossible for us to so many things have happened in the last 60 years. The next  60 years will bring its own changes. We can only look forward.

John Harmer is an online researcher who is himself a senior citizen. He  admires the contributions made by his peers. He is constructing a website that  will provide information about, and advice for, our senior citizens.

You can visit the website by clicking on the following link  [http://www.lotson4seniors.com]

Article Source: http://EzineArticles.com/?expert=John_Harmer

 

Online Dating For Senior Citizens – Tips For Safety and Success by David Kamau

May 2, 2013 by · Leave a Comment
Filed under: Articles 

How things have changed. There was a time that when dating over 50, leave  alone senior dating, was virtually unheard of. Now it is acceptable for seniors  to date and have fun. This article will offer tips on safe online dating for  senior citizens.

Now, at 50 you may not consider yourself a senior citizen. You may even  consider yourself “young”. There is nothing wrong with that, and it is actually  a healthy attitude. This article address singles over 50 because this is the  cut-off of most dating sites for older singles.

It was Jeanne Moreau that said “Age does not protect you from love. But love,  to some extent, protects you from age.” Well said, but we could say “love and  fun, to some extent, protects you from age”. With online dating for senior  citizens you get both; love and fun.

The first thing in senior online dating is mental preparedness: make sure you  are ready to date. And be ready to have fun.

Next, sign up with a good and reputable dating site. While general dating  sites are okay, it is better to go with an age-appropriate site (unless, of  course, you’re looking for young blood, subject for another article).

Having recognized the need for senior singles to meet each other, dating  services for older singles are now available. And they are bursting with  activity.

The advantage of signing up with a senior online dating service is that you  will not have to worry about competition from younger folks. You also know for  sure that everybody on that site is single and available.

And while you are at it, it would be advisable to avoid free dating sites.  Why? One word: safety.

You see, older singles are a favorite target for crooks and scam artists. The  presumption, right or wrong, is that an older single is typically desperate and  vulnerable. Scam artists like to post fake profiles on free sites, using stolen  photographs.

Once contact has been established, they will tell everything you want to hear  and the next thing you know you are minus a good chunk of money, and sometimes  worse.

This is not to say that paid dating sites are 100 percent safe: even your  local place of worship could not make such a claim. But with a paid site, the  paper trail left by use of a credit card means that a member can be traced  unless, of course, the credit card is a stolen one.

Avoid giving out personal information too soon. If someone starts asking lots  of personal questions, such as your mailing address, place of work and the like,  consider this a red flag and cut off all communication with that person.

Also to be on the lookout for is someone who suddenly starts having all kinds  of problems that require money. This includes claims of being stuck overseas or  suddenly falling ill.

The size and quality of a dating service also matters. While there a new  dating sites that are good – even the oldest one was new at one time – it is  safer to go with an older dating site. You can be assured that if a dating  service has been around for a while, it is doing something right.

Next, to increase your chances of finding love online you should sign up with  the right senior dating service. Find reputable senior dating sites with free trials and choose the right one  for you. David Kamau offers dating service reviews at his website and blog.

Article Source: http://EzineArticles.com/?expert=David_Kamau

 

IRS Back Tax Prevention Tips For Senior Citizens by Roni Deutch

May 2, 2013 by · Leave a Comment
Filed under: Articles 

Make Work Pay Credit While the “making work pay” credit proposes it will  cut taxes for 95% of families, there is an interesting loophole for senior  citizens, which is causing some to end up with unforeseen back tax liabilities.  According to the law, non-working senior citizens-in addition to retired  railroad workers and disabled veterans-cannot claim the full credit. The problem  is that the credit automatically adds 6.25% of earned income to taxpayer’s  paychecks. Therefore, if you are a senior citizen who does not qualify for the  full credit, then you will need to make sure to change your withholdings to  prevent owing a tax debt at the end of the year.

Taxes on Social Security income The IRS has specific guidelines to follow  when deciding whether you social security payments are taxable. Accidentally  overpaying is okay, but if you make the mistake not to pay taxes on your social  security benefits, then it could lead to IRS underpayment fines. These  additional penalties, on top of the already owed taxes, can be difficult for  struggling seniors to pay come tax time. Next time you receive a check from  Social Security, be sure to check the benefit statement to see if you are having  any taxes withheld. If you did not have any taxes withheld on social security  and you have other sources of income, you may be creating for yourself an  underwithholding problem come next tax season. To ensure that you are not  creating an underwithholding problem, you should seek the advice of a tax  professional. The tax professional can review your financial situation to  determine whether you need to up your withholding to cover your expected tax  liability.

Pension When receiving pensions, you may have a hard time deciding how  much to withhold, or if you want or need to withhold anything at all. Whether  you should have taxes withheld from your pension payments depends on your filing  status, number of dependents, personal exemptions, additional sources of income,  and the amount of retirement payments you receive. If you do need to pay taxes,  you need to figure how much to withhold. Withholding too much is not a good idea  as you may end up giving the IRS an interest free loan. However, not withholding  enough can result in hard-to-estimate taxes at the end of the year, which could  lead to back taxes, penalties, and interest if you are not careful.

Be Aware of Deductions & Credits When preparing your income tax  return, it is essential that you take advantage all eligible deductions and  credits since they will help to lower your total tax liability. Remember, the  IRS has set up a number of deductions and credits directly targeting senior  citizen taxpayers. To learn more about tax tips for seniors, check out this  article on the RDTC.com blog.

Early Distributions If you are under 60 years old and need to take an  early distribution from a retirement account, then be forewarned that you will  likely have to pay an additional 10% tax on the funds withdrawn. However, the  tax does not apply to funds from Roth IRAs, and there are various other  exceptions to the tax. To learn more, check out the IRS’ list of the top ten  facts about taking early distributions from retirement plans.

Accurate Tax Information The best way to prevent unnecessary tax debts  before they occur is to have your returns accurately prepared by a qualified  professional. There are several community service programs devoted to helping  senior citizens with tax preparation, and the IRS has also set up a free  tax-counseling program to provide financial and tax planning advice to seniors  all year long.

The Tax Lady Roni  Deutch and her law firm Roni Lynn Deutch, A Professional Tax Corporation  have been helping taxpayers across the nation find IRS tax relief for over  seventeen years. The firm has experienced tax lawyers who can fight IRS tax liens on your behalf.

Article Source: http://EzineArticles.com/?expert=Roni_Deutch

 

Next Page »

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!