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Mature Age Job Seekers – Beating the Bias

June 12, 2016 by · Comments Off on Mature Age Job Seekers – Beating the Bias
Filed under: General 

Australian business is starting to see the light when it comes to their hiring policies for mature aged employees, and the positive impact they can have on the workplace. A brief visit to main street shopping centre and you will begin to see a few more weathered faces at work than you would have seen a few years ago.

However, if you scratch below the surface, you begin to see this trend still has a long way to play out. A few older workers get hired into the senior ranks where experience and maturity are greatly valued, more older workers are now being hired at the lower end of the corporate scale into unskilled roles, however the numbers being hired into the mid tier ranks remains low.

This barbell approach to hiring mature workers at the top and bottom of an organisation reflects an ongoing bias that remains difficult to overcome. A company is a microcosm of society, and in a perfect world employers should (within reason) seek diversity in the workplace and value skill, experience and aptitude, regardless of age, race or gender.

Unfortunately, we live in a far from perfect world. When it comes to mature aged workers they tend to be penalised on two fronts. Often the first to be made redundant in uncertain economic times, this setback is then compounded when they are regularly overlooked for someone younger as they begin searching for a new job.

As a result of these two biases towards mature aged job seekers, once out of work, the journey back can often be long and arduous. This is reflected in RBA statistics which indicate long-term unemployment at approximately 40% for those aged 45-64, compared to about 25% for those aged between 25 and 44.

So what are the reasons employers provide for not hiring mature aged workers? Typically, reasons include being overqualified or over-experienced. Taken at face value being overqualified or experienced might not seem so bad, but when you hear the same reason trotted out time and again, it becomes less palatable.

Openly negative feedback from employers tend to include perceptions that mature aged workers are not as IT savvy, do not possess the latest skills, or are not as flexible as their younger counterparts. While these reasons may hold true in many instances, many of the older job seekers I speak to, believe these are often used as convenient excuses to exclude them.

Employer feedback that you are not likely to hear include concerns about health (and subsequent cost) or worse insecurity. There are many poor managers in the workplace that may be intimidated by the experience a mature applicant brings to the role. Rather than leveraging the knowledge and experience an older worker can bring to the workplace, the insecure hirer is concerned about the potential competition, and the presence of someone who may know more than they do.

Dealing with many of these preconceived concerns and fears remains an ongoing challenge for the mature aged job seeker. Perhaps the following facts should be mandatory reading for hiring managers. These facts debunk many of the concerns and myths that persist in the workplace relating to mature aged workers;

    • Mature aged workers can deliver cost savings to employers through increased retention rates. For example, workers over 55 are five times less likely to change jobs compared to workers aged 20-24, reducing both recruitment and training costs. Australian Bureau of Statistics (2006)Labour Mobility Survey,
    • Mature workers can deliver an average net benefit of $1956 per year to their employer compared to other workers due to high retention rates, lower rates of absenteeism, decreased recruitment costs and greater return on investment.Business, Work and Ageing (2000) Profiting from Maturity: The Social and Economic Costs of Mature Age Unemployment
    • Australians are living longer and are healthier.2005 ABS survey found the proportion of Australians aged 55-64 reporting their health as ‘good’, ‘very good’ or ‘excellent’ was 75.5% – an increase of four per cent since 1995. Australian Bureau of Statistics (2006) National Health Survey: Summary of Results, 2004-05
    • Mature workers were the least likely group to take days off due to their own illness or as a carer. In the two week period prior to the survey nearly half the number of mature workers had days off compared to workers aged 25-34. ibid
    • ABS data shows that Australians aged 55-64 are the fastest growing users of information technology. Australian Bureau of Statistics (2005) Year Book Australia,
  • Australian Health Management which examined the daily work habits of 4000 employees found that workers aged 55 years and over performed at their best for approximately seven hours out of an eight-hour day-an achievement that other workers in the study were unable to match. Australian Health Management (2006), Baby boomers give employers a bang for their buck

While government has been doing its part to address mature aged unemployment through initiatives like DEEWR Experience+, the introduction of the Age Discrimination Act (2004) and appointment of an Age Discrimination Commissioner, it remains imperative that older job seekers directly address some of these age bias issues themselves if they are to enhance their prospects for employment.

Following are some helpful hints that mature aged workers can utilise to make themselves more appealing to employers and thus improve their chances of a speedy return to the workforce;

Government or Community Assistance– Take advantage of government or community based initiatives and assistance. There is a considerable amount of free information and assistance available, and I would strongly recommend looking into these resources. For example, the DEEWR “Experience+” initiative provides free career planning and advice for over 45’s until June 2016, along with an Assistance Program delivering refresher and basic training in IT and social media applications.

Value Proposition– Whether writing your resume or cover letter, or sitting in an interview, ensure the focus of discussion clearly remains on the value that you can bring to an organisation. Discuss how you can help, what you have done in the past and what you can deliver going forward. Outline how your experience might bring special insights and perspectives that other candidates may not possess.

Training– Undertake relevant training or up-skilling. Keeping ‘up to date’ is critical if you expect serious consideration for any position, especially if there is a technical element. The benefit will be that an employer will see that you have not fallen behind and therefore will not require retraining, along with any associated cost.

Resume– You will need a properly structured and well written resume to be considered for most roles. Use an appropriate resume style that is tailored to your strengths, skills and experience. Also ensure primary focus of your resume is on the last 5-10 years (include older information where pertinent). Think about getting assistance from a professional resume writer, whocan add significant value if you are looking to ‘get it right the first time’.

Age Bias – To counter potential impact of age bias, you will need to carefully address the following with any potential employer;

Health– Don’t hesitate to communicate your good health and fitness to potential employers at opportune moments. Inform them if you play sport, run, walk or go to the gym regularly. This should allay any potential concerns about health.

IT Savvy –Take every opportunity to indicate your IT capability. Whether it’s your ability to use specialised systems, the MS Office suite or even your use of Facebook or Twitter, this will highlight your ability to embrace new technology.

Adaptability – Highlight your adaptability in the workplace, providing actual examples where appropriate. If you don’t know something, indicate you are keen to learn (and not that you wouldn’t know where to start). Highlighting your adaptability will help to dispel concerns of rigidness and inflexibility.

Team Player –Communicating that you work well as part of a team is critical. It shows a willingness to take direction and work for the common good, and can present you as less threatening, especially if the hirer feels concerned by a mature more experienced candidate.

Be Positive –Though you need to be fully prepared to discuss negative issues, make every attempt to keep the discussion on a positive footing. Unless specifically requested, there is no need to volunteer information of a negative nature.

While industry is beginning to see the light when it comes to acceptance of mature aged workers, the pace of change remains slow. While providence is on the right side due to the ageing Australian population and the inevitable necessity to hire older workers, the fact remains that age discrimination is still entrenched in much current thinking.

As a result, dealing with age bias will continue to be a challenge for the foreseeable future. However with the combination of positive government policy, changing attitudes and a proactive attitude to making oneself more appealing to employers (as outlined above), the situation is not without promise.

Honing your individual approach and message will take time and effort. To strike the right balance the mature job seeker will need to walk a fine line between sounding experienced, but not old, adaptable, but not inflexible and appear keen, not desperate. There is no magic formula for success except practice, perseverance and occasionally seeking help where necessary.

A.J. Bond, is the proprietor of Absolute Resume Writing Services ( http://absoluteresume.com.au ), an Australian based consultancy specializing in the provision of Resume and Cover Letter writing services.

Absolute Resume assists a broad range of job seekers to find their preferred roles, including mature aged job seekers, individuals out of work for a period of time and those made redundant.

Article Source: http://EzineArticles.com/7334746

The Development of Old Age and Related Issues

April 18, 2016 by · Comments Off on The Development of Old Age and Related Issues
Filed under: General 

In traditional Chinese and other Asian cultures the aged were highly respected and cared for. The Igabo tribesmen of Eastern Nigeria value dependency in their aged and involve them in care of children and the administration of tribal affairs (Shelton, A. in Kalish R. Uni Michigan 1969).

In Eskimo culture the grandmother was pushed out into the ice-flow to die as soon as she became useless.

Western societies today usually resemble to some degree the Eskimo culture, only the “ice-flows” have names such a “Sunset Vista” and the like. Younger generations no longer assign status to the aged and their abandonment is always in danger of becoming the social norm.

There has been a tendency to remove the aged from their homes and put them  in custodial care. To some degree the government provides domiciliary care services to prevent or delay this, but the motivation probably has more to do with expense than humanity.

In Canada and some parts of the USA old people are being utilised as foster-grandparents in child care agencies.

SOME BASIC DEFINITIONS

What is Aging?

Aging: Aging is a natural phenomenon that refers to changes occurring throughout the life span and result in differences in structure and function between the youthful and elder generation.

Gerontology: Gerontology is the study of aging and includes science, psychology and sociology.

Geriatrics: A relatively new field of medicine specialising in the health problems of advanced age.

Social aging: Refers to the social habits and roles of individuals with respect to their culture and society. As social aging increases individual usually experience a decrease in meaningful social interactions.

Biological aging: Refers to the physical changes in the body systems during the later decades of life. It may begin long before the individual  reaches chronological age 65.

Cognitive aging: Refers to decreasing ability to assimilate new information and learn new behaviours and skills.

GENERAL PROBLEMS OF AGING

Eric Erikson (Youth and the life cycle. Children. 7:43-49 Mch/April 1960) developed an “ages and stages” theory of human development that involved 8 stages after birth each of which involved a basic dichotomy representing best case and worst case outcomes. Below are the dichotomies and their developmental relevance:

Prenatal stage – conception to birth.

  1. Infancy. Birth to 2 years – basic trust vs. basic distrust. Hope.
  2. Early childhood, 3 to 4 years – autonomy vs. self doubt/shame. Will.
  3. Play age, 5 to 8 years – initiative vs. guilt. Purpose.
  4. School age, 9to 12 – industry vs. inferiority. Competence.
  5. Adolescence, 13 to 19 – identity vs. identity confusion. Fidelity.
  6. Young adulthood – intimacy vs. isolation. Love.
  7. Adulthood, generativity vs. self absorption. Care.
  8. Mature age- Ego Integrity vs. Despair. Wisdom.

This stage of older adulthood, i.e. stage 8, begins about the time of retirement and continues throughout one’s life. Achieving ego integrity  is a sign of maturity while failing to reach this stage is an indication of poor development in prior stages through the life course.

Ego integrity: This means coming to accept one’s whole life and reflecting on it in a positive manner. According to Erikson, achieving integrity means fully accepting one’ self and coming to terms with death. Accepting responsibility for one’s life and being able to review the past with satisfaction is essential. The inability to do this leads to despair and the individual will begin to fear death. If a favourable balance is achieved during this stage, then wisdom is developed.

Psychological and personality aspects:

Aging has psychological implications. Next to dying our recognition that we are aging may be one of the most profound shocks we ever receive. Once we pass the invisible line of 65 our years are bench marked for the remainder of the game of life. We are no longer “mature age” we are instead classified as “old”, or “senior citizens”. How we cope with the changes we face and stresses of altered status depends on our basic personality. Here are 3 basic personality types that have been identified. It may be a oversimplification but it makes the point about personality effectively:

a. The autonomous – people who seem to have the resources for self-renewal. They may be dedicated to a goal or idea and committed to continuing productivity. This appears to protect them somewhat even against physiological aging.

b.The adjusted – people who are rigid and lacking in adaptability but are supported by their power, prestige or well structured routine. But if their situation changes drastically they become psychiatric casualties.

c.The anomic. These are people who do not have clear inner values or a protective life vision. Such people have been described as prematurely resigned and they may deteriorate rapidly.

Summary of stresses of old age.

a. Retirement and reduced income. Most people rely on work for self worth, identity and social interaction. Forced retirement can be demoralising.

b. Fear of invalidism and death. The increased probability of falling prey to illness from which there is no recovery is a continual source of anxiety. When one has a heart attack or stroke the stress becomes much worse.

Some persons face death with equanimity, often psychologically supported by a religion or philosophy. Others may welcome death as an end to suffering or insoluble problems and with little concern for life or human existence. Still others face impending death with suffering of great stress against which they have no ego defenses.

c. Isolation and loneliness. Older people face inevitable loss of loved ones, friends and contemporaries. The loss of a spouse whom one has depended on for companionship and moral support is particularly distressing. Children grow up, marry and become preoccupied or move away. Failing memory, visual and aural impairment may all work to make social interaction difficult. And if this then leads to a souring of outlook and rigidity of attitude then social interaction becomes further lessened and the individual may not even utilise the avenues for social activity that are still available.

d. Reduction in sexual function and physical attractiveness. Kinsey et al, in their Sexual behaviour in the human male, (Phil., Saunders, 1948) found that there is a gradual decrease in sexual activity with advancing age and that reasonably gratifying patterns of sexual activity can continue into extreme old age. The aging person also has to adapt to loss of sexual attractiveness in a society which puts extreme emphasis on sexual attractiveness. The adjustment in self image and self concept that are required can be very hard to make.

e. Forces tending to self devaluation. Often the experience of the older generation has little perceived relevance to the problems of the young and the older person becomes deprived of participation in decision making both in occupational and family settings. Many parents are seen as unwanted burdens and their children may secretly wish they would die so they can be free of the burden and experience some financial relief or benefit. Senior citizens may be pushed into the role of being an old person with all this implies in terms of self devaluation.

4 Major Categories of Problems or Needs:

Health.

Housing.

Income maintenance.

Interpersonal relations.

BIOLOGICAL CHANGES

Physiological Changes: Catabolism (the breakdown of protoplasm) overtakes anabolism (the build-up of protoplasm). All body systems are affected and repair systems become slowed. The aging process occurs at different rates in different individuals.

Physical appearance and other changes:

Loss of subcutaneous fat and less elastic skin gives rise to wrinkled appearance, sagging and loss of smoothness of body contours. Joints stiffen and become painful and range of joint movement becomes restricted, general mobility lessened.

Respiratory changes:

Increase of fibrous tissue in chest walls and lungs leads restricts respiratory movement and less oxygen is consumed. Older people more likelyto have lower respiratory infections whereas young people have upper respiratory infections.

Nutritive changes:

Tooth decay and loss of teeth can detract from ease and enjoyment in eating. Atrophy of the taste buds means food is inclined to be tasteless and this should be taken into account by carers. Digestive changes occur from lack of exercise (stimulating intestines) and decrease in digestive juice production. Constipation and indigestion are likely to follow as a result. Financial problems can lead to the elderly eating an excess of cheap carbohydrates rather than the more expensive protein and vegetable foods and this exacerbates the problem, leading to reduced vitamin intake and such problems as anemia and increased susceptibility to infection.

Adaptation to stress:

All of us face stress at all ages. Adaptation to stress requires the consumption of energy. The 3 main phases of stress are:

1. Initial alarm reaction. 2. Resistance. 3. Exhaustion

and if stress continues tissue damage or aging occurs. Older persons have had a lifetime of dealing with stresses. Energy reserves are depleted and the older person succumbs to stress earlier than the younger person. Stress is cumulative over a lifetime. Research results, including experiments with animals suggests that each stress leaves us more vulnerable to the next and that although we might think we’ve “bounced back” 100% in fact each stress leaves it scar. Further, stress is psycho-biological meaning the kind of stress is irrelevant. A physical stress may leave one more vulnerable to psychological stress and vice versa. Rest does not completely restore one after a stressor. Care workers need to be mindful of this and cognizant of the kinds of things that can produce stress for aged persons.

COGNITIVE CHANGE Habitual Behaviour:

Sigmund Freud noted that after the age of 50, treatment of neuroses via psychoanalysis was difficult because the opinions and reactions of older people were relatively fixed and hard to shift.

Over-learned behaviour: This is behaviour that has been learned so well and repeated so often that it has become automatic, like for example typing or running down stairs. Over-learned behaviour is hard to change. If one has lived a long time one is likely to have fixed opinions and ritualised behaviour patterns or habits.

Compulsive behaviour: Habits and attitudes that have been learned in the course of finding ways to overcome frustration and difficulty are very hard to break. Tension reducing habits such as nail biting, incessant humming, smoking or drinking alcohol are especially hard to change at any age and particularly hard for persons who have been practising them over a life time.

The psychology of over-learned and compulsive behaviours has severe implications for older persons who find they have to live in what for them is a new and alien environment with new rules and power relations.

Information acquisition:

Older people have a continual background of neural noise making it more difficult for them to sort out and interpret complex sensory input. In talking to an older person one should turn off the TV, eliminate as many noises and distractions as possible, talk slowly and relate to one message or idea at a time.

Memories from the distant past are stronger than more recent memories. New memories are the first to fade and last to return.

Time patterns also can get mixed – old and new may get mixed.

Intelligence.

Intelligence reaches a peak and can stay high with little deterioration if there is no neurological damage. People who have unusually high intelligence to begin with seem to suffer the least decline. Education and stimulation also seem to play a role in maintaining intelligence.

Intellectual impairment. Two diseases of old age causing cognitive decline are Alzheimer’s syndrome and Pick’s syndrome. In Pick’s syndrome there is inability to concentrate and learn and also affective responses are impaired.

Degenerative Diseases: Slow progressive physical degeneration of cells in the nervous system. Genetics appear to be an important factor. Usually start after age 40 (but can occur as early as 20s).

ALZHEIMER’S DISEASE Degeneration of all areas of cortex but particularly frontal and temporal lobes. The affected cells actually die. Early symptoms resemble neurotic disorders: Anxiety, depression, restlessness sleep difficulties.

Progressive deterioration of all intellectual faculties (memory deficiency being the most well known and obvious). Total mass of the brain decreases, ventricles become larger. No established treatment.

PICK’S DISEASE Rare degenerative disease. Similar to Alzheimer’s in terms of onset, symptomatology and possible genetic aetiology. However it affects circumscribed areas of the brain, particularly the frontal areas which leads to a loss of normal affect.

PARKINSON’S DISEASE Neuropathology: Loss of neurons in the basal ganglia.

Symptoms: Movement abnormalities: rhythmical alternating tremor of extremities, eyelids and tongue along with rigidity of the muscles and slowness of movement (akinesia).

It was once thought that Parkinson’s disease was not associated with intellectual deterioration, but it is now known that there is an association between global intellectual impairment and Parkinson’s where it occurs late in life.

The cells lost in Parkinson’s are associated with the neuro-chemical Dopamine and the motor symptoms of Parkinson’s are associated the dopamine deficiency. Treatment involves administration of dopamine precursor L-dopa which can alleviate symptoms including intellectual impairment. Research suggests it may possibly bring to the fore emotional effects in patients who have had psychiatric illness at some prior stage in their lives.

AFFECTIVE DOMAIN In old age our self concept gets its final revision. We make a final assessment of the value of our lives and our balance of success and failures.

How well a person adapts to old age may be predicated by how well the person adapted to earlier significant changes. If the person suffered an emotional crisis each time a significant change was needed then adaptation to the exigencies of old age may also be difficult. Factors such as economic security, geographic location and physical health are important to the adaptive process.

Need Fulfilment: For all of us, according to Maslow’s Hierarchy of Needs theory, we are not free to pursue the higher needs of self actualisation unless the basic needs are secured. When one considers that many, perhaps most, old people are living in poverty and continually concerned with basic survival needs, they are not likely to be happily satisfying needs related to prestige, achievement and beauty.

Maslow’s Hierarchy

Physiological

Safety

Belonging, love, identification

Esteem: Achievement, prestige, success, self respect

Self actualisation: Expressing one’s interests and talents to the full.

Note: Old people who have secured their basic needs may be motivated to work on tasks of the highest levels in the hierarchy – activities concerned with aesthetics, creativity and altruistic matters, as compensation for loss of sexual attractiveness and athleticism. Aged care workers fixated on getting old people to focus on social activities may only succeed in frustrating and irritating them if their basic survival concerns are not secured to their satisfaction.

DISENGAGEMENT

Social aging according to Cumming, E. and Henry, W. (Growing old: the aging process of disengagement, NY, Basic 1961) follows a well defined pattern:

  1. Change in role. Change in occupation and productivity. Possibly change in attitude to work.
  2. Loss of role, e.g. retirement or death of a husband.
  3. Reduced social interaction. With loss of role social interactions are diminished, eccentric adjustment can further reduce social interaction, damage to self concept, depression.
  4. Awareness of scarcity of remaining time. This produces further curtailment of activity in interest of saving time.

Havighurst, R. et al (in B. Neugarten (ed.) Middle age and aging, U. of Chicago, 1968) and others have suggested that disengagement is not an inevitable process. They believe the needs of the old are essentially the same as in middle age and the activities of middle age should be extended as long as possible. Havighurst points out the decrease in social interaction of the aged is often largely the result of society withdrawing from the individual as much as the reverse. To combat this he believes the individual must vigorously resist the limitations of his social world.

DEATH The fear of the dead amongst tribal societies is well established. Persons who had ministered to the dead were taboo and required observe various rituals including seclusion for varying periods of time. In some societies from South America to Australia it is taboo for certain persons to utter the name of the dead. Widows and widowers are expected to observe rituals in respect for the dead.

Widows in the Highlands of New Guinea around Goroka chop of one of their own fingers. The dead continue their existence as spirits and upsetting them can bring dire consequences.

Wahl, C in “The fear of death”, 1959 noted that the fear of death occurs as early as the 3rd year of life. When a child loses a pet or grandparent fears reside in the unspoken questions: Did I cause it? Will happen to you (parent) soon? Will this happen to me? The child in such situations needs to re-assure that the departure is not a censure, and that the parent is not likely to depart soon. Love, grief, guilt, anger are a mix of conflicting emotions that are experienced.

CONTEMPORARY ATTITUDES TO DEATH

Our culture places high value on youth, beauty, high status occupations, social class and anticipated future activities and achievement. Aging and dying are denied and avoided in this system. The death of each person reminds us of our own mortality.

The death of the elderly is less disturbing to members of Western society because the aged are not especially valued. Surveys have established that nurses for example attach more importance to saving a young life than an old life. In Western society there is a pattern of avoiding dealing with the aged and dying aged patient.

Stages of dying. Elisabeth Kubler Ross has specialised in working with dying patients and in her “On death and dying”, NY, Macmillan, 1969, summarised 5 stages in dying.

  1. Denial and isolation. “No, not me”.
  2. Anger. “I’ve lived a good life so why me?”
  3. Bargaining. Secret deals are struck with God. “If I can live until…I promise to…”
  4. Depression. (In general the greatest psychological problem of the aged is depression). Depression results from real and threatened loss.
  5. Acceptance of the inevitable.

Kubler Ross’s typology as set out above should, I believe be taken with a grain of salt and not slavishly accepted. Celebrated US Journalist David Rieff who was in June ’08 a guest of the Sydney writer’s festival in relation to his book, “Swimming in a sea of death: a son’s memoir” (Melbourne University Press) expressly denied the validity of the Kubler Ross typology in his Late Night Live interview (Australian ABC radio) with Philip Adams June 9th ’08. He said something to the effect that his mother had regarded her impending death as murder. My own experience with dying persons suggests that the human ego is extraordinarily resilient. I recall visiting a dying colleague in hospital just days before his death. He said, “I’m dying, I don’t like it but there’s nothing I can do about it”, and then went on to chortle about how senior academics at an Adelaide university had told him they were submitting his name for a the Order of Australia (the new “Knighthood” replacement in Australia). Falling in and out of lucid thought with an oxygen tube in his nostrils he was nevertheless still highly interested in the “vain glories of the world”. This observation to me seemed consistent with Rieff’s negative assessment of Kubler Ross’s theories.

THE AGED IN RELATION TO YOUNGER PEOPLE

The aged share with the young the same needs: However, the aged often have fewer or weaker resources to meet those needs. Their need for social interaction may be ignored by family and care workers.

Family should make time to visit their aged members and invite them to their homes. The aged like to visit children and relate to them through games and stories.

Meaningful relationships can be developed via foster-grandparent programs. Some aged are not aware of their income and health entitlements. Family and friends should take the time to explain these. Some aged are too proud to access their entitlements and this problem should be addressed in a kindly way where it occurs.

It is best that the aged be allowed as much choice as possible in matters related to living arrangements, social life and lifestyle.

Communities serving the aged need to provide for the aged via such things as lower curbing, and ramps.

Carers need to examine their own attitude to aging and dying. Denial in the carer is detected by the aged person and it can inhibit the aged person from expressing negative feelings – fear, anger. If the person can express these feelings to someone then that person is less likely to die with a sense of isolation and bitterness.

A METAPHYSICAL PERSPECTIVE

The following notes are my interpretation of a Dr. Depak Chopra lecture entitled, “The New Physics of Healing” which he presented to the 13th Scientific Conference of the American Holistic Medical Association. Dr. Depak Chopra is an endocrinologist and a former Chief of Staff of New England Hospital, Massachusetts. I am deliberately omitting the detail of his explanations of the more abstract, ephemeral and controversial ideas.

Original material from 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

In the lecture Dr. Chopra presents a model of the universe and of all organisms as structures of interacting centres of electromagnetic energy linked to each other in such a way that anything affecting one part of a system or structure has ramifications throughout the entire structure. This model becomes an analogue not only for what happens within the structure or organism itself, but between the organism and both its physical and social environments. In other words there is a correlation between psychological conditions, health and the aging process. Dr. Chopra in his lecture reconciles ancient Vedic (Hindu) philosophy with modern psychology and quantum physics.

Premature Precognitive Commitment: Dr. Chopra invokes experiments that have shown that flies kept for a long time in a jar do not quickly leave the jar when the top is taken off. Instead they accept the jar as the limit of their universe. He also points out that in India baby elephants are often kept tethered to a small twig or sapling. In adulthood when the elephant is capable of pulling over a medium sized tree it can still be successfully tethered to a twig! As another example he points to experiments in which fish are bred on

2 sides of a fish tank containing a divider between the 2 sides. When the divider is removed the fish are slow to learn that they can now swim throughout the whole tank but rather stay in the section that they accept as their universe. Other experiments have demonstrated that kittens brought up in an environment of vertical stripes and structures, when released in adulthood keep bumping into anything aligned horizontally as if they were unable to see anything that is horizontal. Conversely kittens brought up in an environment of horizontal stripes when released bump into vertical structures, apparently unable to see them.

The whole point of the above experiments is that they demonstrate Premature Precognitive Commitment. The lesson to be learned is that our sensory apparatus develops as a result of initial experience and how we’ve been taught to interpret it.

What is the real look of the world? It doesn’t exist. The way the world looks to us is determined by the sensory receptors we have and our interpretation of that look is determined by our premature precognitive commitments. Dr Chopra makes the point that less than a billionth of the available stimuli make it into our nervous systems. Most of it is screened, and what gets through to us is whatever we are expecting to find on the basis of our precognitive commitments.

Dr. Chopra also discusses the diseases that are actually caused by mainstream medical interventions, but this material gets too far away from my central intention. Dr. Chopra discusses in lay terms the physics of matter, energy and time by way of establishing the wider context of our existence. He makes the point that our bodies including the bodies of plants are mirrors of cosmic rhythms and exhibit changes correlating even with the tides.

Dr. Chopra cites the experiments of Dr. Herbert Spencer of the US National Institute of Health. He injected mice with Poly-IC, an immuno-stimulant while making the mice repeatedly smell camphor. After the effect of the Poly-IC had worn off he again exposed the mice to the camphor smell. The smell of camphor had the effect of causing the mice’s immune system to automatically strengthen as if they had been injected with the stimulant. He then took another batch of mice and injected them with cyclophosphamide which tends to destroy the immune system while exposing them to the smell of camphor. Later after being returned to normal just the smell of camphor was enough to cause destruction of their immune system. Dr. Chopra points out that whether or not camphor enhanced or destroyed the mice’s immune system was entirely determined by an interpretation of the meaning of the smell of camphor. The interpretation is not just in the brain but in each cell of the organism. We are bound to our imagination and our early experiences.

Chopra cites a study by the Massachusetts Dept of Health Education and Welfare into risk factors for heart disease – family history, cholesterol etc. The 2 most important risk factors were found to be psychological measures – Self  Happiness Rating and Job Satisfaction. They found most people died of heart disease on a Monday!

Chopra says that for every feeling there is a molecule. If you are experiencing tranquillity your body will be producing natural valium. Chemical changes in the brain are reflected by changes in other cells including blood cells. The brain produces neuropeptides and brain structures are chemically tuned to these neuropeptide receptors. Neuropeptides (neurotransmitters) are the chemical concommitants of thought. Chopra points out the white blood cells (a part of the immune system) have neuropeptide receptors and are “eavesdropping” on our thinking. Conversely the immune system produces its own neuropeptides which can influence the nervous system. He goes on to say that cells in all parts of the body including heart and kidneys for example also produce neuropeptides and neuropeptide sensitivity. Chopra assures us that most neurologists would agree that the nervous system and the immune system are parallel systems.

Other studies in physiology: The blood interlukin-2 levels of medical students decreased as exam time neared and their interlukin receptor capacities also lowered. Chopra says if we are having fun to the point of exhilaration our natural interlukin-2 levels become higher. Interlukin-2 is a powerful and very expensive anti-cancer drug. The body is a printout of consciousness. If we could change the way we look at our bodies at a genuine, profound level then our bodies would actually change.

On the subject of “time” Chopra cites Sir Thomas Gall and Steven Hawkins, stating that our description of the universe as having a past, present, and future are constructed entirely out of our interpretation of change. But in reality linear time doesn’t exist.

Chopra explains the work of Alexander Leaf a former Harvard Professor of Preventative Medicine who toured the world investigating societies where people  lived beyond 100 years (these included parts of Afghanistan, Soviet Georgia, Southern Andes). He looked at possible factors including climate, genetics, and diet. Leaf concluded the most important factor was the collective perception of aging in these societies.

Amongst the Tama Humara of the Southern Andes there was a collective belief that the older you got the more physically able you got. They had a tradition of running and the older one became then generally the better at running one got. The best runner was aged 60. Lung capacity and other measures actually improved with age. People were healthy until well into their 100s and died in their sleep. Chopra remarks that things have changed since the introduction of Budweiser (beer) and TV.

[DISCUSSION: How might TV be a factor in changing the former ideal state of things?]

Chopra refers to Dr. Ellen Langor a former Harvard Psychology professor’s work. Langor advertised for 100 volunteers aged over 70 years. She took them to a Monastery outside Boston to play “Let’s Pretend”. They were divided into 2 groups each of which resided in a different part of the building. One group, the control group spent several days talking about the 1950s. The other group, the experimental group had to live as if in the year 1959 and talk about it in the present tense. What appeared on their TV screens were the old newscasts and movies. They read old newspapers and magazines of the period. After 3 days everyone was photographed and the photographs judged by independent judges who knew nothing of the nature of the experiment. The experimental group seemed to have gotten younger in appearance. Langor then arranged for them to be tested for 100 physiological parameters of aging which included of course blood pressure, near point vision and DHEA levels. After 10 days of living as if in 1959 all parameters had reversed by the equivalent of at least 20 years.

Chopra concludes from Langor’s experiment: “We are the metabolic end product of our sensory experiences. How we interpret them depends on the collective mindset which influences individual biological entropy and aging.”

Can one escape the current collective mindset and reap the benefits in longevity and health? Langor says, society won’t let you escape. There are too many reminders of how most people think linear time is and how it expresses itself in entropy and aging – men are naughty at 40 and on social welfare at 55, women reach menopause at 40 etc. We get to see so many other people aging and dying that it sets the pattern that we follow.

Chopra concludes we are the metabolic product of our sensory experience and our interpretation gets structured in our biology itself. Real change comes from change in the collective consciousness – otherwise it cannot occur within the individual.

Readings

Chopra, D. The New Physics of Healing. 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

Coleman, J. C. Abnormal psychology and modern life. Scott Foresman & Co.

Lugo, J. and Hershey, L. Human development a multidisciplinary approach to the psychology of individual growth, NY, Macmillan.

Dennis. Psychology of human behaviour for nurses. Lond. W. B.Saunders.

[http://www.psychologynatural.com/DepressionBroch.html]

Dr. Victor Barnes is an Adelaide psychologist and hypnotherapist. He has also had three decades of experience in adult education including serving as Dean of a Sri Lankan college (ICBT) teaching several Australian degrees. His overseas experience includes studies and consulting experience in USA, PNG, Poland and Sri Lanka.

Free Senior Safety Fair – Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP)

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

The Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP) are asking for support at an important annually sponsored event.

 

The SALT Council and SMP will be holding it’s free “Senior Safety Fair” on Wednesday, May 14th 2014 at Clark County’s Paradise Community Center located at 4775 South McLeod Drive 89121.

The SALT Council is comprised of core members to include but not limited to the Las Vegas Metropolitan Police, North Las Vegas Police Department, State of Nevada Elder Protective Services, Southern Nevada Senior Law Program, Nevada Senior Services, Senior Medicare Patrol (SMP), Nevada State Attorney General’s Office, City of Las Vegas, Clark County, City of Henderson, Clark County District Attorney, ITN Las Vegas Valley, S. Nevada Transit Coalition, Nevada 2-1-1, Social Service Providers, Professional Senior Service Providers, and Volunteer Senior Citizens and Clark County Coroner and Medical Examiner’s Office just to name a few.

 

S.A.L.T. is a full non-profit 501c3.

 

The group is looking assistance in getting the word out to all southern Nevada senior citizens about this free safety event to help increase all safety and prevention methods for our seniors residents.

 

If you have any questions please contact Kim Harney-Moore (SMP) or Carol Ferranti (LVMPD) (contact info are listed below):

 

Kim Harney-Moore; SMP Director
Nevada Senior Medicare Patrol (SMP)
Empowering Seniors to Prevent Healthcare Fraud
702-486-4323
kkharneymoore@adsd.nv.gov

 

OR

 

Carol Ferranti; Crime Prevention Specialist
Las Vegas Metropolitan Police Department – South Central Area Command (SCAC)
4860 Las Vegas Blvd. South
Las Vegas, NV 89119
Office: 702-828-8163
C7859F@lvmpd.com

Local New York Life Agent Jennie Kim Offering Added Protection and Security through AARP Products

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

Jennie Kim from the Las Vegas General Office] of New York Life, is now authorized to offer AARP branded life insurance and lifetime income annuity products to AARP members.  It is the first time these group life insurance products are offered by authorized-to-offer Agents.

 

Ms. Kim is among a select group of New York Life agents who became authorized to offer her clients AARP Guaranteed Acceptance Life; AARP Level Benefit Term; AARP Permanent Life Insurance, all from New York Life and New York Life’s Guaranteed Lifetime Income Annuity.  She is a Licensed Insurance Agent andpassed courses specific to AARP.

 

Ms. Kim has been providing insurance and financial services for over 15yrs specializing in Life Insurance, Long Term Care, Retirement Planning and Estate Planning.  She has served on the Boards of Chambers and Non-Profits Boards and works with many multiple charity organizations including United Way.  She is a member of National Association of Insurance and Financial Advisors (NAIFA), Women in Finance Industry (WIFI), and many more. She resides in Las Vegas, Nevada with her three children.

 

Since 1994, AARP group life products from New York Life have been available via direct mail to AARP members.  The Company has also been the provider of group lifetime income annuities to AARP members since 2006.

 

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world.  New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+).**  Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance.  New York Life Investments*** provides institutional asset management and retirement plan services.  Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds.  Please visit New York Life’s website at www.newyorklife.com for more information.

Five Coolest Senior Care Tech Unveiled at CES 2014

January 30, 2014 by · Leave a Comment
Filed under: Articles 

The Innovation Series is Brought to you by Care Innovations, a joint venture between Intel Corporation and GE, committed to creating technology-based solutions that give people confidence to live independently, wherever they are. With GE’s expertise in healthcare and Intel’s expertise in technology – we’re innovating to change the way care and solutions are delivered.

Tech companies from all over the world gathered at the 2014 CES tech convention last week to showcase a plethora of innovative technologies for various industries, with senior living and care having a major presence with a host of rising solutions.

One of the conference tracks—Silvers Summit—was even dedicated to products and services specifically designed to keep older adults engaged, entertained, connected and healthy.

The top technologies catering toward senior care included those that boost social connectivity, track vitals and streamline health data information among physicians and other care providers.

From personal monitoring devices to a “smart” pillbox, here are the top five technologies aimed at the aging population at this year’s CES.

…continue reading here:  http://seniorhousingnews.com/2014/01/13/five-coolest-senior-care-tech-unveiled-ces-2014/?utm_source=rss&utm_medium=rss&utm_campaign=five-coolest-senior-care-tech-unveiled-ces-2014&utm_reader=feedly

Task Force evidence reviews suggests that one-time screening for abdominal aortic aneurysms could benefit older men

January 28, 2014 by · Leave a Comment
Filed under: Articles 

A one-time screening for abdominal aortic aneurysm in men 65 years or older is associated with decreased AAA rupture and AAA-related mortality rates, according to a new review being published in Annals of Internal Medicine.

AAA is a weakening in the wall of the infrarenal aorta resulting in localized dilation, or ballooning, of the abdominal aorta. A large proportion of AAAs are asymptomatic until a rupture develops, which is generally acute and often fatal (up to 83 percent of patients die before hospitalization). Risk factors for AAA include advanced age, male sex, smoking, and a family history, with smoking being the most important modifiable risk factor.

The United States Preventive Services Task Force (USPSTF) reviewed published evidence to update its previous recommendation on screening for AAA. The reviewers found convincing evidence that screening men aged 65 and older decreased AAA-related mortality rates by approximately 50 percent over 13 to 15 years. Determining the most effective and efficient approaches to population-based AAA screening was an important goal of the review.

Continue reading here:  http://www.medicalnewstoday.com/releases/271716.php

Living with diabetes? Watch your mouth!

January 27, 2014 by · Leave a Comment
Filed under: Articles 

11723Living with diabetes? Watch your mouth!

 

(Family Features)  According to the Centers for Disease Control and Prevention, people with diabetes are two times more likely to develop gum disease. In fact, about one-third of people with diabetes have severe gum disease.

 

Why are those with diabetes more vulnerable to gum disease? High blood glucose levels impair the body’s ability to heal from oral infections and uncontrolled diabetes can make treating gum disease more difficult, according to the American Diabetes Association. The Association is joining with Colgate to launch a new “Watch Your Mouth!” campaign to help raise awareness surrounding the often over-looked link between oral health and diabetes. Here are some tips to help you live well with diabetes:

 

  • Watch your mouth! Begin to develop healthy oral care habits, like brushing, flossing and visiting the dentist regularly. Research shows that brushing twice a day with Colgate Total toothpaste can help improve gum health in as little as four weeks.*
  • Don’t miss out on your favorite foods. Just eat healthier versions that everyone in your family can enjoy. Making simple substitutions to most dishes can help increase nutritional value, while not sacrificing on taste.
  • Use the right tools. Stay organized with a journal large enough to keep your diet, exercise, goals and health information together. Keep a week’s worth of prescriptions in one place with a handy pill case.
  • Know your risks. The American Diabetes Association lists the common risk factors for diabetes as being 45 or older, being overweight, not exercising regularly, having high blood pressure and being a part of certain racial and ethnic groups.
  • Visit your dentist. While your doctor and certified diabetes educator play an important role in helping with your diabetes, so does your dentist. If you don’t see a private-practice dentist, you can visit dental schools that provide services at a fraction of the cost to help you keep your mouth healthy.

 

For more expert tips and information, visit www.OralHealthAndDiabetes.com.

 

*Results improve with continued twice daily use, as shown in 6 month clinical studies of the general population.

 

Photo courtesy of Getty Images

Red Cross Blood Products Prolong Life of Two-Year-Old Las Vegan

December 18, 2013 by · Leave a Comment
Filed under: Articles 

Two-year-old Sawyer Balonek of Las Vegas has been diagnosed with Bruton Agammaglobulinemia, an inherited immunodeficiency disease.  He has to have an infusion of immunoglobulin every four weeks from plasma extracted from blood given by volunteer donors.

 

The blood products needed by Sawyer are provided by the American Red Cross.  The Red Cross is the predominant blood supplier in Las Vegas and has held several blood drives in Sawyer’s honor to help make sure he gets the blood products he needs.  Sawyer’s parents agree that Sawyer is alive today because of the excellent medical care he has received and the blood products provided by the Red Cross.

 

In 2010 a group of local hospitals invited the Red Cross to bid for the contract to supply blood in southern Nevada.  The Red Cross won the contract, supplanting United Blood Services (UBS) as the provider of blood products for nine of the 14 hospitals in Las Vegas.  In order to meet the demand, the Red Cross strives to collect almost 900 units per week.

 

According to Julia Wulf, chief executive  officer of the American Red Cross Blood Service Region, “It is very challenging for us to collect enough blood in Las Vegas to meet the needs of the southern Nevada hospitals we serve.  We need more donors and we need businesses, churches and other organizations to sponsor blood drives here.”

 

To make an appointment to donate blood, call 1-800-RED CROSS or visit redcrossblood.org.

 

For more information about scheduling a blood drive call (702) 522-3998.

 

#   #   #

About the American Red Cross:
The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nation’s blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit redcross.org or visit us on Twitter at @RedCross.

How to Talk to Aging Parents About Senior Housing

November 29, 2013 by · Leave a Comment
Filed under: Articles 

One in three adults ages 65 and older will fall each year. Use this podcast to learn how to talk to aging parents about senior living before an accident occurs.

According to the Centers for Disease Control and Prevention, one in three adults ages 65 and older fall each year. Of these falls, 20–30 percent result in debilitating injuries limiting seniors’ ability to live on their own. It is more important than ever for seniors and their adult children to plan for senior living accommodations—before an accident occurs.

Of course, the conversation about senior living can be emotional and taxing for aging parents. Seniors may view the change as a loss of independence, and it can be difficult to think about leaving their home and existing lifestyle to join a new community.

In a recent podcast from MySilverAge.com, Lisa Holland—regional director of quality improvement at be.group, a nonprofit provider of California senior living communities—offers expert tips to ease these challenges and strategies to help start the conversation. Holland explains how to approach the subject respectfully and sensitively, and how to offer the right support for each parent’s unique needs.

To hear all of Holland’s tips on talking to aging parents about senior living, including whom to include in the discussion and ways to prepare for potential responses, visit: www.mysilverage.com/thetalk.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

Staying Safe on the Road: Senior Driving Guide

November 25, 2013 by · Leave a Comment
Filed under: Articles 

Learn the challenges that may keep older adults off the road and find tips for staying safe behind the wheel

According to a recent study by the AAA Foundation for Traffic Safety, drivers in their mid- to late-80s have lower overall crash rates than drivers in their early 20s and roughly half as many crashes as teenagers—making them among the safest drivers on the road.

However, fatal crash rates skyrocket for drivers ages 85 and older. In “The Guide to Driving Safety for Older Drivers” from MySilverAge.com, Jake Nelson, AAA director of traffic safety advocacy and research in Washington, D.C., says it’s important to understand what health factors can compromise safe driving. If senior drivers have ongoing limitations that could put them or their passengers at risk, they may want to reconsider their capacity to continue driving.

Older drivers should evaluate how the following factors affect their driving ability:

  • Vision. How well a driver can see accounts for about 90 percent of his or her ability to drive safely. Weak visual aptitude can be measured by an inability to read signs, street markings, or to see other cars and pedestrians in low-light conditions.
  • Mobility. Loss of strength, coordination and flexibility can make it challenging to control a vehicle. Mobility difficulties may also be signaled by pain and discomfort performing daily activities as well as arthritis in the neck and shoulders.
  • Behavior. Trouble remembering familiar routes, anxiety or confusion while driving, or problems distinguishing the gas from the brake pedal are causes for immediate concern.

For a complete list of driving safety tips, including information on driver improvement courses, new driving technologies and alternate modes of transportation, download the driving guide for seniors.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

Downsizing? 4 Easy Ways to Get Rid of Unwanted Stuff

November 25, 2013 by · Leave a Comment
Filed under: General 

Use these methods from MySilverAge.com to declutter and pare down before moving into a new home.

Members of the National Association of Senior Move Managers recently reported that 98 percent of their senior clients downsized before relocating.

Downsizing before a move can be both liberating and overwhelming. But for seniors who have acquired many possessions over the years, it can be an especially daunting task. Seniors planning a move into smaller living spaces should begin the downsizing process about 90 days before moving, says Greg Gunderson, owner and president of Gentle Transitions, a senior relocation services company located in Manhattan Beach, Calif.

“The most time-consuming part is the decision-making process,” Gunderson says. But even after deciding what stays and what goes, Gunderson says one question remains:  “What’s the best way to get rid of the items I don’t want?” From donating a book collection to selling a grand piano, here are four ways to give possessions a new home.

  1. Hold an estate sale. Partner with an estate sales group that can facilitate the auction or sale of belongings at the home.
  2. Contact an auction house. Consider letting an auction house take over the sale of high-end valuables such as antique furniture, artwork or collectibles.
  3. Donate to a charity. Thinking about passing some possessions to those in need? Call the charity (for example Salvation Army, Goodwill) in advance to give them a list of the items that will be donated.
  4. Hire a paper-shredding service. Because financial, bank and private documents can contain confidential information, Gunderson says it’s important to practice caution when removing them from the home.

Downsizing can be an essential part of seniors’ transition to a new home. Another important step is finding the best housing solution to meet current and future needs. A free guide from MySilverAge.com addresses common questions about senior living and offers helpful resources to ease the transition. Find out:

  • When is the right time to move?
  • What are the available housing options?
  • Are there services to help with the moving process?

Download the full guide for all of these answers and additional senior living tips: http://www.mysilverage.com/seniorhousingguide.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination.
312-382-7862
jgibson@imaginepub.com

National Report: Oral Health of Older Americans In A ‘State of Decay’

November 25, 2013 by · Leave a Comment
Filed under: Articles 

Oral Health America Launches First-of-its-Kind Website to Connect Older Adults to Affordable Dental Care and Resources

The oral health of older Americans is in a state of decay, according to a new national report released today by Oral Health America (OHA).  A State of Decay, a state-by-state analysis of oral healthcare delivery and public health factors impacting the oral health of older adults, reveals more than half of the country received a “fair” or “poor” assessment when it comes to minimal standards affecting dental care access for older adults. Florida and Arizona, areas with large older adult populations, rank in the bottom five states due to a shortage of oral health coverage, a strained dental health work force, and deficiencies in prevention programs.

“While we are seeing improvements in certain areas of older adult dental care, there is still a lack of progress in advancing the oral health of such a vulnerable population,” said Dr. Ira Lamster, Professor, Department of Health Policy and Management, ColumbiaUniversity, Mailman School of Public Health. “Older adults face significant health challenges if their oral health is poor, and there is no coordinated program to help fund necessary services.”

A State of Decay gave a rating of “fair,” “poor,” “good,” or “excellent” based on state level data analyzing five variables impacting older adult oral health: adult Medicaid dental benefits, inclusion of older adult strategies in state oral health plans, edentulism (loss of teeth), dental health professional shortage areas, and community water fluoridation.

The final evaluations in the report for each state are mixed, with several states performing well in some variables, but still in need of improvement in other important areas. The top findings of this report that require scrutiny and action are:

  • Persistent lack of oral health coverage across much of the nation. Forty-two percent of states (21 states) provide either no dental benefits or provide only emergency coverage  through adult Medicaid Dental Benefits.
  • Strained dental health work force. Thirty-one states (62 percent) have high rates of Dental Health Provider Shortage Areas (HPSAs), meeting only 40 percent or less of dental provider needs.
  • Tooth loss remains a signal of suboptimal oral health. Eight states had strikingly high rates of edentulism, with West Virginia notably having an adult population that is 33.8 percent edentate. Photo – PRN Photo Desk, photodesk@prnewswire.com
  • Deficiencies in preventive programs. Thirteen states (26 percent) have upwards of 60 percent of their residents living in communities without water fluoridation (CWF), despite recognition for 68 years that this public health measure markedly reduces dental caries. Hawaii (89.2 percent) and New Jersey (86.5 percent) represent the highest rates of citizens unprotected by fluoridation, an unnecessary public peril.

Daily, 10,000 Americans retire and only 2 percent do so with a dental benefit plan. The State of Decay analysis provides a tool for states to use in addressing shortfalls in oral health status, dental professional access sites, dental benefits for low-income adults, and population-based prevention, all of which affect the oral health of older adults, the fastest growing segment of the American population.

To help older adults and their caregivers address oral health needs and overcome many of the barriers to accessing affordable dental care, OHA launched toothwisdom.org. The website is a first-of-its-kind online tool that connects older adults to dental care and educates on the importance of maintaining oral health with age. The American Dental Hygienists’ Association (ADHA) and Special Care Dentistry Association (SCDA) supported OHA and the launch of the website by encouraging their members to provide meaningful articles for the toothwisdom.org.

“Dental Hygienists have the opportunity to assist older Americans with the oral health challenges they may face as they age,”” said Ann Battrell, Executive Director, American Dental Hygienists’ Association. “We’re all committed to sharing the message that oral health matters and changing the common misperception that with age comes a decline in oral health.”

Few websites focus on oral and systemic health topics, and even fewer provide resources for older adult oral health. Toothwisdom.org offers oral care resources by state – including direct links to dental care, caregiving support, financial tools, social services, and transportation. It also shares the latest news and reliable health information from dental experts across the country on relevant oral health issues, the importance of continuing prevention with age, and the impact of oral health on overall health.

“My dental procedures have been very costly and I had to contact a social worker to help me understand my bills. Dental care should be more available and affordable because we know poor dental care affects overall health, which is particularly important for seniors,” said senior Patricia Cosgrove, a client of The Carter Burden Center for the Aging, Inc.  “Toothwisdom.org can help me find a community health center so I can finally get an affordable check-up and stay up-to-date on oral health information.”

A State of Decay and toothwisdom.org are part of Oral Health America’s Wisdom Tooth Project™, an initiative designed to meet the oral health challenges of a burgeoning population of older adults with special needs, chronic disease complications, and a growing inability to access and pay for dental services.

Links to the 2003 and 2013 editions of A State of Decay can be viewed on toothwisdom.org.

About OHA’s Wisdom Tooth Project
For 55 years, Oral Health America has been the leading national non-profit dedicated to improving the oral health and well-being of Americans throughout the entire spectrum of life. Over the decades, the organization has evolved and adapted to the dynamic nature of our country’s demographics and specific health needs. The Wisdom Tooth Project was born in 2010 due to the current and future implications of an aging population and the need for oral health resources for them mean that we must take meaningful action now.

About Oral Health America
OHA is a national, non-profit association dedicated to changing lives by connecting communities with resources to increase access to oral health care, education, and advocacy for all Americans, especially those most vulnerable. For more information about Oral Health America, please visit www.oralhealthamerica.org.

Study by Harvard Medical School Researchers Examines Senior Living’s Role in Changing Health Care System

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Individuals in senior living communities require an array of health and supportive services to maintain an optimum quality of life. Often, these older adults receive fragmented care through multiple providers and payers, resulting in unnecessary health care expenditures and lower quality-of-care. To address these challenges, Brookdale is partnering with researchers at Harvard Medical School (HMS) and other senior living industry peers to establish the Assisted Living Sector Healthcare Policy Research Fund.

“This support allows us to examine what role senior living providers have in the new models of care that have emerged under health care reform,” says David Grabowski, PhD, professor of health care policy at HMS, who is leading this research study.

Grabowski and his team will examine whether providing more comprehensive, coordinated services in the senior living sector reduces the need for Medicare-paid services and Medicaid-financed nursing home services.

According to Will Clark, Brookdale’s senior vice president of strategy and brand and a member of the HMS Health Care Policy Advisory Council, society’s ability to meet the needs of an aging population is an important political, economic, clinical, and social imperative.

“Harvard’s reputation for tackling some of health care’s biggest challenges and generating meaningful insights that shape our nation’s policy is unparalleled. We are confident Dr. Grabowski and his colleagues’ research will be influential in determining the appropriate role senior living can and should play in our evolving health care system,” Clark said.

Brookdale’s goals for this effort are to create awareness for the potential senior living has to positively impact the health, well-being and overall cost of care for seniors; to identify barriers to creating more integration among senior living and the health care system; influence policy; and identify innovative models that integrate senior living with our health care system.

The initiative is funded through a cumulative contribution of $150,000 from Brookdale and eight other senior living providers — Atria Senior Living, Elmcroft Senior Living, Emeritus Senior Living, Erickson Living, HCP, Inc., Health Care REIT, Inc., Sunrise Senior Living, and Ventas, Inc. Together, these organizations hope to begin a dialogue among health care providers, policy makers, regulators, and consumers on the value of senior living and its role in creating an integrated, outcomes-driven health care system.

The study will occur in two phases. The first phase will consist of analyzing the role of assisted living in new payment-delivery models and presenting a conceptual model of how an integrated model might work, as well as the opportunities and challenges associated with such an approach. Building on the results of the first phase, the second phase of the project will consist of primary data work and potentially the development of a pilot program.

For additional information about the study, contact David Cameron, HarvardMedicalSchool’s director of science communications, at 617-432-0441 or david_cameron@hms.harvard.edu.

For more information about Brookdale, visit www.brookdale.com.

Brookdale Senior Living Inc. is a leading owner and operator of senior living communities throughout the United States.  The Company is committed to providing senior living solutions within properties that are designed, purpose-built and operated with the highest-quality service, care and living accommodations for residents.  Currently, Brookdale operates independent living, assisted living, and dementia-care communities and continuing care retirement centers, with more than 650 communities in 36 states and the ability to serve approximately 67,000 residents.  Through its Innovative Senior Care program, the Company also offers a range of outpatient therapy, home health, personalized living and hospice services. For more information, visit http://www.brookdale.com.

Contact: Andrea Turner, 615-564-6829, aturner2@brookdaleliving.com

Checklist Helps Seniors Through Medicare Open Enrollment

November 20, 2013 by · Leave a Comment
Filed under: Articles 

Older adults can follow a few simple tips to avoid uncovered expenses in the upcoming year.

With Medicare open enrollment beginning Oct. 15, now is the time to start preparing for future health care needs.

(Logo:  http://photos.prnewswire.com/prnh/20130710/CG45364LOGO-b)

Frank Nelson, program manager at the Central Coast Health Insurance Counseling and Advocacy Program, regularly educates Medicare beneficiaries about the importance of open enrollment. He urges seniors to use this period to reevaluate their Medicare Part D coverage and make the most of their policies.

In an interview with MySilverAge.com, Nelson said many beneficiaries feel overwhelmed or have questions about their plans: “It can be a complicated maze. There are a lot of ways you can get tangled up in the nuances.” To avoid the headaches that often come with health insurance, Nelson advises seniors to:

  • Check changes to Medicare Part D. Part D plans should be specific to an individual’s medication needs. Seniors will need to make sure their prescriptions are still covered each year during open enrollment.
  • Request local pharmacy pricing. Open enrollment is a good time to check pricing of prescriptions, as each pharmacy can differ.
  • Purchase a supplemental policy. Older adults might consider Medigap to cover health care costs that aren’t already covered by Medicare.

The steps outlined in this checklist help readers successfully navigate the complexities of Medicare open enrollment and stay on top of their health care plans. Read the full checklist here: http://www.mysilverage.com/medicarechecklist.

About MySilverAge
MySilverAge is a website and online resource center, brought to you by be.group, that is designed to help seniors enjoy “what’s next.” MySilverAge brings together thought leaders on the subject of successful aging, leading intelligence on healthy aging and senior living, and expert tips and advice for creating the home, community and relationships in which seniors can thrive.

About be.group
As one of California’s largest nonprofit providers of senior living communities, be.group is committed to creating communities and services that make the lives of older adults more fulfilling. be.group’s dedicated, well-trained staff is devoted to helping its residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Follow @begroupliving on Twitter.

Contact:
Jackie Gibson
Content Director
Imagination
312-382-7862
jgibson@imaginepub.com

AARP Report Highlights Need for Innovative Long-Term Care for the Aging Baby Boomer Population; Japan’s Technological Secrets May Hold the Answers

November 20, 2013 by · Leave a Comment
Filed under: Articles 

A newly published AARP report illustrates a profound demographic shift that will have consequences for decades to come, particularly in the senior living and long-term care industry. Baby boomers are entering their retirement years, while the ratio of potential family caregivers to those who require long-term services and support is beginning to drop. Fewer available caregivers will mean the senior living industry must rapidly adapt to a surging market. The AARP’s full report is available here: http://bit.ly/156phYi

Family caregiving is a low-cost but often burdensome approach to elder care. Becoming a primary caregiver often involves leaving behind a career, among other sacrifices. Plus, these well-intentioned caregivers may not have the expertise necessary to provide the level of care needed by an aged parent. Adults in these roles often feel enormous pressure and stress, sometimes even resentment. At any rate, the nation’s changing demographics will make today’s family caregiving situation far different in the near future.

Between 1990 and 2010, there were about 7 potential caregivers for every one person aged 80-plus. That ratio is at the start of a freefall that will force society to change the way it cares for its elderly members. By 2030, the ratio of caregivers to elderly will be 4 to 1. All remaining baby boomers will have reached their years of highest risk (80+) by 2050, when the caregiver ratio will have plummeted still further to 3 to 1.

Kevin Williams, president of SeniorMarketing.com, suggests innovative thinking will be required to bridge this care gap: “Naturally, with fewer family caregivers available, the responsibility will largely shift to senior living communities, care agencies and already overextended government programs. But it will take more than simply building more communities or training more staff—assuming an adequate number of candidates are even available. Technological innovation may be the silver bullet to raise the standard of living for aging boomers, improve efficiency, and reduce costs.”

The nation of Japan, which has the greatest life expectancy and one of the oldest average populations in the world, has recently experienced a demographic transition of its own. Recently, the Ministry of Health, Labor and Welfare put out a call for 2 million new professional caregivers, but only received 1.3 million eligible candidates. With low birth rates being the norm, that shortfall will only increase. A tech-savvy society to begin with, the Japanese have embraced robotics and automation as a solution to the elder care issue. Motorized, assistive devices can help older individuals perform tasks themselves, while automated pill dispensers can prevent dangerous medication mistakes. A recent blog post on The Economist explained Japan’s inventive approach to the elder care dilemma: http://www.economist.com/blogs/babbage/2013/05/automation-elderly

Williams concluded: “This demographic shift is a great challenge but also a great opportunity. Forward-thinking, entrepreneurs will be leading the way in this new environment. Technology to assist with daily tasks, provide medical care, monitor, and connect seniors to loved ones is advancing at a faster pace every year. It’s not unreasonable to predict that the future will witness even better care for our future seniors.”

About SeniorMarketing.com

Baltimore-based SeniorMarketing.com was created with twin goals in mind. First, the company helps connect caregivers and seniors with local, affordable care options. Second, the company increases income for senior living communities and health care agencies.

Contact:

Kevin M. Williams, President
SeniorMarketing.com
5024 Campbell Blvd., Suite D-3
Baltimore, MD 21236
Phone: 1-888-523-3311

Medicare Annual Open Enrollment Changes Are Expected, Allsup Explains

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Medicare Annual Open Enrollment Changes Are Expected, Allsup Explains

New Medicare plan options for 2014 will be available Oct. 15, but Health Insurance Marketplace enrollment could confuse beneficiaries 

There are only a few weeks before the Medicare annual open enrollment period begins Oct. 15. This year’s Medicare season crosses calendars with the rollout of the Health Insurance Marketplace, so it’s important Medicare-eligible beneficiaries understand the differences between the two government programs, according to Allsup, a nationwide provider of Medicare plan selection services.

During the Medicare annual enrollment period, Oct. 15 to Dec. 7, all Medicare beneficiaries have the option to change their Medicare plans for the coming year to better match their needs. This includes anyone using original Medicare, Medicare Advantage or Part D prescription drug plans.

“Because the federal and state-run health insurance exchanges open for business just two weeks prior to Medicare enrollment, some people may be confused,” said Paula Muschler, manager of the Allsup Medicare Advisor®, a Medicare plan selection service offering personalized help that includes customized research and enrollment assistance.

“Medicare beneficiaries may falsely think they need to enroll in an exchange plan to avoid penalties. Or, they may be so flustered that they don’t carefully evaluate their Medicare plan options for 2014, which could be detrimental if their plan or their needs have changed,” Muschler said.

Another potential area of confusion is for those individuals turning 65 during Medicare annual enrollment. “Because some seniors become Medicare eligible during this time period, they need to look at their Medicare selections for coverage that takes them through year-end 2013, as well as coverage that will begin Jan. 1, 2014,” Muschler said. “These first-time enrollees can benefit from the help of a Medicare specialist like Allsup when it comes to navigating their Medicare plan decisions.”

What to Expect: Medicare Coverage 2014

Nearly 50 million people are enrolled in Medicare. Each year, annual open enrollment brings with it changes that can affect their Medicare plan selections.

Following are factors to keep in mind for 2014 coverage:

Medicare is not part of the Health Insurance Marketplace. Anyone with Medicare is considered covered and won’t face penalties for being uninsured under provisions of the Affordable Care Act (ACA). Medicare annual open enrollment runs Oct. 15 to Dec. 7. (Note: Health Insurance Marketplace enrollment is from Oct. 1, 2013, through March 31, 2014, according to the U.S. Department of Health & Human Services (HHS).)

Medicare recipients reaching the drug donut hole will benefit from lower costs. The gap in prescription drug coverage starts when someone reaches the initial coverage limit, estimated at $2,850 in 2014. It ends when they have spent $4,550, when catastrophic coverage begins. (These are reductions of $120 and $200, respectively, from 2013.) During the donut hole, all costs are covered by individuals out of their own pocket. In 2014, those who reach the donut hole can receive a 52.5 percent discount on brand-name drugs and 28 percent discount on generic drugs (an increase from 21 percent in 2013).

Under catastrophic coverage, they are responsible for a co-pay of $2.55 for generic or preferred multisource drugs (down from $2.65 in 2013) with a retail price up to $51 and $6.35 for all other drugs (down from $6.60 in 2013) with a retail price up to $127. For 2014, however, beneficiaries are responsible for a 5 percent cost-sharing fee for drugs over those retail prices.

Medicare Part B premium changes are expected. In each of the past three years, Part B premiums have increased. The 2013 monthly premium for Medicare Part B (medical insurance) was $104.90, an increase from $99.90 in 2012. In addition, because Part B premiums are based on the beneficiary’s income and those income levels are frozen at 2010 levels, more individuals could see their premiums change. Information on the standard Part B premium for 2014 should be available by the time Medicare annual open enrollment begins Oct. 15.

Prescription drug Part D plans will see slight changes in deductible and premiums. The Part D initial deductible decreases by $15 to $310. HHS also recently reported the Part D monthly premiums will remain relatively stable, at $31 for a basic prescription drug plan in 2014. This is close to the reported average premium of $30 for the past three years (2011-13). Part D premiums are subject to the same income-based thresholds as Part B.

Changes anticipated for Medicare Advantage plans. Not all plans change every year, but common changes include costs, such as premiums, deductibles and co-pays, and changes to covered procedures, tests, medical facilities and other provisions. Some plans may be eliminated, which means beneficiaries will need to select a new plan or default to original Medicare Part B. Enrollment in Medicare Advantage plans continues to grow with 14.4 million people enrolled, an increase of more than 1 million from 2012, according to the Kaiser Family Foundation.

Most Medicare participants will receive their Annual Notice of Change (ANOC) and Evidence of Coverage (EO) from their current Medicare Advantage and Part D providers by Sept. 30, according to Muschler. “It’s crucial people review materials as soon as they receive them and asses their current healthcare needs,” she said.

“Healthcare costs are a critical line item in most people’s budget, and especially so for seniors and people with disabilities,” Muschler added. “Believing your current plan will continue to cover your needs in the same way can lead to unexpected and costly surprises.”

Medicare specialists such as Allsup are available to help consumers and their family members review Medicare plans and choices for 2014 coverage, Muschler added.

“For many people, this can be a time-consuming, confusing and complex evaluation process, especially when comparing Part D plans or Medicare Advantage plans,” Muschler said. “Many Medicare beneficiaries are pleased to find out there are Medicare specialists like Allsup who look at the comparative details of the plans, and then provide them the assistance they need to make choices that suit their needs and budget in the coming year.”

The Allsup Medicare Advisor is an affordable, flat-fee based service for Medicare-eligible individuals.

For an evaluation of Medicare options, call an Allsup Medicare Advisor specialist at (866) 521-7655 or visit Medicare.Allsup.com to learn more about the service.

The Allsup Medicare Advisor also has features that help financial advisors guide their clients to the Medicare plans that match their specific lifestyles and healthcare needs. Employers also use Allsup Medicare Advisor for their employees who are retiring and transitioning to Medicare. For more information, go to FinancialAdvisor.Allsup.com, or call (888) 220-9678.
ABOUT ALLSUP

Allsup is a nationwide provider of Social Security disability, veterans disability appeal, Medicare and Medicare Secondary Payer compliance services for individuals, employers and insurance carriers. Allsup professionals deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. Founded in 1984, the company is based in Belleville, Ill., near St. Louis. For more information, go to http://www.Allsup.com or visit Allsup on Facebook at http://www.facebook.com/Allsupinc.

The information provided is not intended as a substitute for legal or other professional services. Legal or other expert assistance should be sought before making any decision that may affect your situation.

# # #

Contact:
Rebecca Ray, (800) 854-1418, ext. 65065, r.ray@allsupinc.com
Mary Jung, (773) 429-0940, mtjung@msn.com

Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

September 14, 2013 by · Leave a Comment
Filed under: Press-Media Releases 

Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

Caregiver nominations taken online at www.twilightwish.org until October 15

The national nonprofit Twilight Wish Foundation and Parentgiving are pleased to announce the “Caring for the Caregiver” award. According to a recently released Bureau of Labor Statistics survey, over 39 million Americans provide hours of unpaid care to someone over the age of 65. Caregivers often struggle with their own physical, financial and mental needs. This program was created to recognize and reward these deserving senior caregivers who often put their own needs last by providing a respite from caregiving duties.

“Often, caregivers are seen as hidden patients themselves,” said Cass Forkin, founder of Twilight Wish. “Although caregiving is a labor of love to many, the stress and strain of providing around-the- clock care often takes a toll on the caregivers, both mentally and physically.”

According to David Spain, CEO of Parentgiving, many caregivers are often not able to get the break from their responsibilities that they need. “This program offers caregivers the chance to relax and rejuvenate, away from their daily duties,” said Spain. “We want them to know that their selfless contributions and dedication are appreciated.”

Twilight Wish and Parentgiving chose August 21 to launch “Caring for the Caregiver” because it’s National Senior Citizens Day, first proclaimed by President Ronald Reagan in 1988. “Older citizens are reinforcing their historical roles as leaders and as links with our patrimony and sense of purpose as individuals and as a Nation,” said the late president.

Anyone can nominate a deserving caregiver by filling out an application at www.twilightwish.org.  Caregivers can nominate themselves. Entries will be accepted through October 15, 2013. The winner will be notified in early November 2013. The “Caring for the Caregiver” award may be a two-night hotel stay, restaurant meal(s), spa treatment(s), or tickets to an event or any combination of these as chosen by the award winner. The winner will also receive free in-home caregiving services from a local senior homecare organization, ensuring a worry-free getaway.

Twilight Wish Foundation is a 501(c)(3) nonprofit charitable organization whose mission is to honor and enrich the lives of deserving seniors through wish granting celebrations that connect generations. Since its founding in 2003, Twilight Wish has granted over 1,931 individual wishes to deserving, low-income seniors, thanks to volunteers, corporate and community involvement, and donations. Recent wishes granted include a visit from a string band for a nursing home resident’s 89th birthday, transporting a nursing home resident to Christmas Eve dinner with family, and hearing aids for an Army veteran who wished to be able to hear his grandchildren’s voices. For more, visit www.twilightwish.org.

Parentgiving.com is a leading online destination for seniors and their caregivers, offering a wealth of information on eldercare, news, Q&As with experts, and healthy aging resources as well as a store with thousands of homecare products and medical supplies, delivered right to the home. Bestsellers include walkers, bed rails, bath safety bars, incontinence supplies, and daily living aids. For more, visit www.Parentgiving.com. For more about Parentgiving’s mission, contact Julie Davis at 203-984-4424.

For more about the “Caring for the Caregiver Award,” contact Mary Farrell, Twilight Wish Director of Community Relations, 215-230-8777 ext. 103

Read more news from Parentgiving

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

September 14, 2013 by · Leave a Comment
Filed under: Articles 

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

New services are designed to offer added protections for the vulnerable senior citizen market and will provide guidance and help for these at-risk individuals.

The launch of Fraudbuster Reports by leading consumer and investor protection services firm Fraud Protection Network (FPN) is designed to help senior citizens avoid falling prey to common scams and fraudulent schemes in the consumer marketplace. Due to the prevalence of these types of crimes, the National Council on Aging has called scams that target seniors “the crime of the 21st Century.” FPN’s full line of services can provide guidance and support for older individuals and couples in avoiding fraudulent transactions and protecting themselves against financial scammers.

 

Each year, older Americans lose billions of dollars to sham investments, dishonest commercial transactions and outright scams.

  • Major insurer MetLife estimates that individuals over 60 years of age experienced losses of nearly $3 billion due to scams, frauds and sham investments in 2010. This represents a 10 percent increase over similar loses in 2009.
  • According to research performed by the Certified Financial Planner Board of Standards, the average amount lost by senior citizens to these fraudulent transactions is $141,000.
  • Figures released by the Federal Trade Commission indicate that older Americans lose an estimated $35 million each year trying to claim fake lottery and sweepstakes prizes.

Senior citizens may be especially vulnerable to certain types of fraud that include the following tactics:

  • Healthcare scams that bill insurers for services not rendered or not needed
  • Counterfeit prescription medications that can actually harm patients when used as directed
  • Fake lottery and sweepstakes prizes that solicit a small advance cash payment to claim a much larger sum
  • Reverse mortgages from disreputable or unknown companies

These fraudulent schemes are among the most common scams that target senior citizens in the U.S. The Fraudbuster Reports service can be used to check out any company that offers services or provides investment opportunities for senior citizens. Fraudbuster Reports from FPN can be used to obtain a wide range of data on potential investments and retirement plans:

Protections for Consumers:

  • Comprehensive identity and background checks on businesses that target the senior citizen market, especially medical insurance plans, reverse mortgage offers and online prescription medication companies
  • Assessment and evaluation of online complaints to verify their credibility
  • Licensing checks to ensure proper federal and state credentials and business licenses
  • Contact with listed corporate references to ensure the authenticity of companies that offer services to older individuals

Senior citizens also receive personalized services from their own personal account executive to streamline the investigative process and ensure a comfortable working relationship.

Protections for Investors:

  • Due diligence investigations that identify primary stockholders and officers for companies and that disclose liens, judgments, pending charges and bankruptcies
  • In-depth evaluation of all information provided to senior citizens regarding the investment opportunities
  • Previous and current employment histories for company officers and board members
  • License checks for brokers to ensure appropriate state and federal licensing and to identify any areas of concern in the brokerage history
  • Reference checks and financial data for brokers and investment advisors
  • Investor protections also include all features available in the consumer protection tier

FPN does not evaluate the likely profitability of investments. However, the services rendered by FPN can help senior citizens avoid fraudulent investment schemes that offer no chance of financial gain.

To promote these new services and the launch of Fraudbuster Reports, FPN has begun a major media push that includes advertising spots on major networks that include CNBC, Fox News, Fox Business, MSNBC, CNN and CNN Headline News and Bloomberg TV. The commercial can also be viewed online at https://www.youtube.com/watch?v=ocieWK1hDq8.

About Fraud Protection Network:
Since its founding in 2012, FPN has provided advanced investigative services to help clients avoid being taken in by scammers and fraudulent companies. Because senior citizens are especially vulnerable to these dishonest schemes, FPN provides an exceptional range of services that are specifically designed to prevent scammers from preying on older Americans. The newly released Fraudbuster Reports products will offer even more protection for these at-risk individuals and can ensure a brighter financial future for senior citizens.

Contact:
Fraud Protection Network
Raul Martinez, COO
raulm@fraudprotectionnetworkinc.com
855-203-0683
www.fraudprotectionnetworkinc.com

Video with caption: “Fraud Protection Network TV Ads.” Video available at: https://www.youtube.com/watch?v=ocieWK1hDq8

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

September 14, 2013 by · Leave a Comment
Filed under: Articles 

“Aging in Place” is the focus of a multi-platform report by the PBS NEWSHOUR

Report is the latest in TAKING CARE: a 6-part series the challenges of long-term care

 NewsHour Online offers tips for seniors, profiles a pilot program in Baltimore, and shares personal stories

As Americans live longer, more-productive lives, many seniors are seeking ways to “Age in Place” – to grow old in their own homes rather than move in with family or to traditional retirement facilities.  As part of its ongoing reporting on the challenges of aging and long-term care, Ray Suarez reports from Boston on a non-profit membership organization that helps seniors grow old in their own homes.  The broadcast report airs Thursday, August 08, 2013 on the PBS NEWSHOUR (check local listings.)

The group, Beacon Hill Village, was founded by Susan McWhinney-Morse and 10 of her friends and neighbors who wanted to find a way to grow old in their homes without having to depend on their children for help.  For an annual membership fee, the group offers transportation, social events, and other low-cost services for seniors. The organization has become a model for the nation – there are now over 100 villages across the country and over 200 in development.

Produced with support from The SCAN Foundation, the report is the second in TAKING CARE: a 6-part series on long-term care that will continue throughout the year with reports that show the magnitude of the problem, the challenges faced by individuals and governments, and some of the models for change being tested.

PBS NEWSHOUR’s reporting on “Aging in Place” continues online:

  • 7 simple repairs to help seniors safely age in place  and an opportunity to share your own tips;
  • a “quilt” of photos and anecdotes of living alone, submitted by seniors and their relatives;
  •  an extended interview with one of the founders of Beacon Hill Village;
  • And on Friday –a video showing the work of CAPABLE, a Johns Hopkins-run, Baltimore-located organization that fixes up homes to increase mobility and function.

The SCAN Foundation is an independent, non-profit public charity devoted to advancing a world where all of us can age with dignity, independence, and choice.

PBS NEWSHOUR is seen by over 5 million weekly viewers and is also available online, via public radio in select markets and via podcast. The program is produced with WETA Washington, D.C., and in association with WNET.org in New York. Major corporate funding for the PBS NEWSHOUR is provided by BAE Systems and BNSF Railway with additional support from the Corporation for Public Broadcasting and public television viewers. www.pbs.org/newshour

Treat them like a person, not a patient

September 14, 2013 by · Leave a Comment
Filed under: Articles 

Treat them like a person, not a patient

New living systems developmental model of care shifts the focus of treating Alzheimer’s disease and other debilitating illnesses

STATE COLLEGE, Pa. – Donald H. Ford observed that advanced Alzheimer’s patients, like his mother-in-law, are typically bored and lonely, and often depressed, frightened or angry.  His professional knowledge convinced him it didn’t have to be that way.  When Alzheimer’s struck his wife, he created a scientifically based alternative form of Alzheimer’s care that enabled her to still have a satisfying life.
Ford shares this revolutionary plan he used with his wife, Carol in the new book Carol’s Alzheimer’s Journey: Treat Them Like a Person, Not a Patient. He is an experienced psychology professional and developed a living systems developmental model for care that incorporates an individual’s humanity. It helps patients live a meaningful and pleasurable life, despite their limitations. Carol’s Alzheimer’s Journey is a guide for caregivers of senior citizens with serious limitations to improve their care receivers’ quality of life.
“Traditional medical model caregiving focuses on what’s wrong with a person and tries to fix it. However, when what is wrong can’t be fixed, the caregiver can’t succeed and that’s discouraging,” Ford says. “In Our developmental model of care, the focus is on what the person can still do and on designing experiences from which they get satisfaction.”
As people continue to gain more awareness of Alzheimer’s disease and other seriously debilitating diseases, plans like the model in Carol’s Alzheimer’s Journey become more relevant. Based on his professional research, Ford believes that a person always functions as an integrated unit, so a model was needed that combined the biological, psychological, behavioral, social and contextual aspects of a person’s patterns of behavior when planning for elder care. Carol’s Alzheimer’s Journey asks society to adopt the view that it is not enough to focus on keeping senior citizens alive and “warehousing them” until they die.
Ford’s plan in Carol’s Alzheimer’s Journey is a person-centered quality of care focus.  It replaces the traditional medical emphasis on what is wrong with the person with a positive emphasis on using their remaining capabilities to create a satisfying life, despite limitations.

 

Carol’s Alzheimer’s Journey: Treat Them Like a Person, Not a Patient
By Donald H. Ford
ISBN: 978-1-3008-0321-8 (sc); 978-1-3009-9178-6 (e)
Softcover, $26.55
Ebook, $8.99
Approximately 564 pages
Available at www.LuLu.com, www.amazon.com and www.barnesandnoble.com.

 

About the author
Donald H. Ford earned a Bachelor of Science, Master of Science and doctorate degrees in mathematics and psychology from KansasState and PennsylvaniaStateUniversities.  He spent the first 10 years of his career creating a new kind of psychological and developmental services program at PennState for students and their families.  Then PennState asked him to create a new kind of college called Health and Human Development.  It stimulated other universities to develop similar colleges.  After 10 years as Dean, he resigned and returned to his first love of teaching, scholarly and professional work.  He published seven books about psychotherapy and human development.

Healthy Eating – 5 Dietary Requirements For Senior Citizens by Christine Abbate

August 29, 2013 by · Leave a Comment
Filed under: Articles 

Healthy eating, whether as a child or senior citizen is a vital part of a healthy and active lifestyle. Your nutritional needs are pretty much the same at 40, 50, 60 and beyond as they were when you were younger–with some minor variations. As we grow older, our bodies becomes less forgiving, and we will have to make more of an effort to eat well and stay fit.

Here are 5 Dietary Requirements for Senior Citizens:

1. Exercise:
Studies of the elderly indicate that current weight, rather than age, determined energy intake in men and women. The study suggests that changes in lifestyle, not age, resulted in the dietary changes seen in the healthy elderly survey. As you mature, your body will loose muscle mass, decreasing your metabolic rate, which in turn burns fewer calories at a slower rate. A great way to maintain control of your maturing body is to exercise regularly and eat healthy meals in moderation.

2. Eat More Fiber:
Maintaining a regular cycle of all systems in our bodies is very important. Fiber helps maintain regularity to prevent constipation and gastrointestinal diseases like divertculosis (pouches that cause spasm or cramping in the large intestines). You may also want to be extremely selective in your diet and not include gaseous foods.

3. Eat More Calcium:
Around 40 years old, our bones start to lose more minerals quicker than it can replace them. For women, menopause causes a drop in estrogen levels, estrogen helps bones maintain calcium. Menopause is responsible for a greater loss of calcium than in men. You should discuss with your physician a dietary supplement to ensure you are properly maintaining your body.

4. Water:
Water is essential from birth throughout life. It is critical to health-and is chronically overlooked. Second only to air in its steady and relentless necessity, H2O carries nutrients to cells; aids digestion by contributing to stomach secretions; flushes bodily wastes and reduces risk of kidney stones by diluting salts in the urine; ensures healthy function of moisture-rich organs (skin, eyes, mouth, nose); lubricates and cushions joints; regulates body temperature; and protects against heat exhaustion through perspiration. And the list goes on and on. Everybody should consume the minimum eight glasses of water daily to maintain our youthful vigor and pep.

5. Avoid Foods With Too Much Sugar:
Too much sugar causes a number of problems- it suppresses the immune system, weakens eyesight, contributes to obesity and diabetes, causes constipation, leads to all different types of cancers, and the list goes on and on about the effects of sugar intake. Young and old should never binge on sugar.

Eating well can make us feel a lot better. It gives us more energy – and it can actually help slow down the aging process!

Assisted Living New York

http://LakeShoreLI.com/

The Lake Shore Assisted Living Facility, located on beautiful Lake Ronkonkoma in Long Island, New York has been providing seniors with assisted living care, delicious dining, friendly services and award-winning recreational programs for many years.

Submitted by Christine at NewSunSEO Inc.
http://NewSunSEO.com

Article Source: http://EzineArticles.com/?expert=Christine_Abbate

In an Aging Society – Are Senior Citizens Driving Safely? by Diane Carbo

August 15, 2013 by · Leave a Comment
Filed under: Articles 

Remember when you couldn’t wait until you were old enough to drive. Getting a driver’s license gave us an opportunity to experience a new freedom we did not have before. For those of us with two parents working, driving meant taking ourselves and our siblings to after school activities and work. Driving took us to a level of independence that we had not experienced before. In an aging society of drivers, those very same feelings exist in many today. Driving gives us a sense of independence and freedom, the ability to go out and socialize, go to work or to church. Safety issues are a concern as many move into the golden years. The life expectancy of seniors is increasing. There are more active senior citizens out on the road today than ever before. Since we all age differently, many aging adults, can drive into their seventies and eighties. As we age, the risks for having a serious car accident that requires hospitalization rises. Statistics show that fatal car accidents rise after the age of seventy.

If you know an aging adult driver who is experiencing difficulty with driving, it is important to carefully monitor the situation. This article can help you determine whether you should take steps to encourage the senior to stop driving.

An aging society and risk

Some key risk factors that affect our aging society are:

Vision declines affecting depth perception and ability to judge speed of oncoming traffic. Night vision becomes a problem as our eyes loose the ability to process light. By age 60, you need three times the amount of light that you did at age 20 in order to drive safely after nightfall. We also become more sensitive to bright light and glare. Signs and road markings can be difficult to see.

With age, flexibility may decrease as response time increases. A full range of motion is crucial on the road. Turning your head both ways to see oncoming traffic, moving both hands and feet can be difficult for those with chronic conditions such a rheumatoid arthritis, or Parkinson’s disease, heart disease and diabetes.

Older adults in an aging society will often need to begin to take medications. Certain medications, as well as a combination of medications and alcohol, can increase driving risk. Be aware and careful about medication side-effects and interactions between medications. It is important to talk to your pharmacist to be aware of interactions that could affect your driving safely. Some medications cause drowsiness.

Aging affects our quality of sleep, resulting in daytime sleepiness. Falling asleep at the wheel is a major concern for those that dose off during the day.

The beginning of dementia or mental impairment can make driving more dangerous. A decreased mental capacity or decrease tolerance to stressful driving situations such as complex and confusing intersections may cause delayed reactions to sudden or confusing situations on the road. An aging brain and body does not have the same response time as we did when we were younger.

Look for warning signs

There are multiple warning signs that an aging adult is becoming or is an unsafe driver. Some of them are small, but if there are multiple concerns it may be time to talk about your concerns with the aging driver. Warning signs of an unsafe driver include

 

  • Abrupt lane changes, braking, or acceleration.
  • Increase in the dents and scrapes on the car or on fences, mailboxes, garage doors, curbs, etc
  • Trouble reading signs or navigating directions to get somewhere
  • Range-of-motion issues (looking over the shoulder, moving the hands or feet, etc.)
  • Becoming anxious or fearful while driving or feeling exhausted after driving
  • Experiencing more conflict on the road: other drivers honking; frustration or anger at other drivers. Oblivious to the frustration of other drivers towards them
  • Getting lost more often
  • Trouble paying attention to signals, road signs, pavement markings, or pedestrians
  • Slow reaction to changes in the driving environment
  • Increased traffic tickets or “warnings” by traffic or law enforcement officers
  • Forgetting to put on a safety belt

 

If you are concerned about an aging adult driver, closely monitor their driving before deciding whether they need a refresher coarse on their driving skills or approaching them to give up their driver’s license altogether. Ongoing and open communication is important to addressing the issue of driving. Studies conducted by Harvard and MIT show that while most drivers preferred to discuss the issue with their spouse, doctor or adult children (in that order), this is not the case for everyone. The right person may not necessarily be the most forceful or outspoken one, but rather someone whose judgment and empathy are especially trusted by the driver.

Talk with other family members, your doctor, and close friends to determine the best person for “the conversation.” Remember driving signifies independence, freedom and being self sufficient to active senior citizens. Realize you may meet with resistance and the aging driver may become defensive. Emotion may get in the way of a rational conversation. Express your concerns and give specific reasons for those concerns.

The goal is to get the aging driver be part of the decision making process

You may begin by asking your loved one to make some concessions because of your concerns.

 

  • Taking a driver refresher course
  • Not driving at night
  • Suggest they not drive on busy thoroughfares or during rush hour
  • Taking shorter trips
  • Not driving under adverse weather conditions
  • Encourage a visit to their primary care physician or pharmacist to go over medications that may affect driving skills. Your physician may be able to recommend a Driver Rehabilitation Specialist. This individual can assess driving safety by an office exam and driving test and make recommendations regarding special equipment or techniques that can improve the driver’s safety. Consider ways to decrease the need to drive. Check out alternatives to shopping by car, including:

  • Arrange for home deliveries of groceries and other goods, and try to arrange for home visits by clergy, medical and personal care providers, and government service providers.
  • Use financial services that don’t require bank visits, like automatic bill paying, direct deposit, and bank-by-phone or on-line banking services.

Fears of those living in an aging society 

Fear of isolation and decrease in socializing is a real concern for the aging driver. It is important to keep spirits high as the aging driver makes the adjustments to becoming a non driver. Be in tune to their need for fun, volunteering, work and religious activities. Create a transportation plan that can make it easier for the aging driver to give up driving. You can create a list of friends and family that are willing to drive, contact the church and the local Area Agency on Aging in regards to transportation programs in the area.

Some seniors may adjust better if they can keep their own car, but have others drive them. Their own car may feel more comfortable and familiar, and the sense of loss from not driving may be lessened. Remember, baby boomers have grown up walking out the door and being able to go where they want to go. We need to keep the aging adult driver and those on the road with them safe.

Diane Carbo RN- As a geriatric care manager, that has cared for her father and mother in law in their homes, she learned first hand how overwhelming, stressful, and time consuming caring for a loved one can be. Staying in their homes was very important to them. As a result, Diane started http://www.aginghomehealthcare.com to assist others age in familiar surroundings and avoid the emotional and frustrating task of maneuvering the medical delivery system

Article Source: http://EzineArticles.com/?expert=Diane_Carbo

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
Filed under: Articles 

Elderly-Couple-Walks-Retirement

Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Local Las Vegas Company Launches New Crowdfunding Website BlessABuck.com

July 25, 2013 by · Leave a Comment
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www.BlessABuck.com

Local Las Vegas Company Launches New Crowdfunding Website BlessABuck.com

 

Website created to bring dreams to fruition for entrepreneurs, charities

 

LAS VEGAS – July 23, 2013 – Local Las Vegas based company launches new crowdfunding website www.BlessABuck.com which is focused on helping people bring their ideas to fruition. The website and platform, created by ShoutLegacy, will help entrepreneurs from start to finish by providing campaigns with the essential tools and feedback needed to begin their progress. The new crowdfunding platform also has a section dedicated specifically to cause-related campaigns which will allow nonprofits to raise funds.

 

CLICK TO TWEET: Have an idea for a business or product but need funding? Does your favorite cause need money for a project? Visit www.BlessABuck.com today. http://clicktotweet.com/bn4ed

 

“Many people have great business ideas, although much of the time these dreams cannot be fulfilled due to lack of funding. BlessABuck was created to help bring dreams to life,” says Michael Durant, Creative Marketing Officer of BlessABuck. “We are people funding people. What makes us different, as a crowdfunding source is that every campaign matters; we also offer the business tools and strategic guidance to actually build and launch campaigns – even after the funds have been raised. Our goal is to provide a robust platform to help businesses and causes alike to grow and become successful.”

 

Starting a crowdfunding campaign on BlessABuck.com is free and easy. Users can log onto the website, create a profile and submit an idea for BlessABuck to review. Once BlessABuck has approved an idea, users can post a video and create campaign objectives and incentives.

In the launch phase, BlessABuck already has four live campaigns including a trip to Washington D.C. to visit historical monuments for Honor Flight Southern Nevada, a non-profit organization created solely to honor America’s veterans for all of their sacrifices. The campaign has received a significant amount of funds since its creation. For more information or to contribute to this campaign visit https://www.blessabuck.com/campaigns/honor-flights-of-southern-nevada/.

 

In 2012, more than $2.8 billion was raised through various crowdfunding platforms. According to an article at Forbes.com, this year global crowdfunding will double in annual revenue to $6 billion.
Crowdfunding is an innovative way to receive funds for an idea as the “crowd” determines which idea or campaign to “fund” by contributing a given amount of money. Funders can receive incentives for their contributions to a campaign based on a tier system. Campaigns remain live and active on the website for a set amount of time, usually 30-90 days.

 

BlessABuck focuses on four main types of campaigns:

 

  • Creative developments such as music, fashion and film

 

  • Tech campaigns such as apps/mobile, web and products

 

  • Cause campaigns such as community, education and environment

 

  • Entrepreneurial campaigns such as small business, food and sports

 

For more information or to create your own campaign please visit www.BlessABuck.com.

 

About BlessABuck

BlessABuck is a “people funding people” crowdfunding platform focused on innovative ideas, products, and social good. The platform was designed to help crowdfunders by providing feedback and services that assist in each campaign’s growth and overall success. Based out of Las Vegas, BlessABuck focuses on campaigns in four main areas: creative, cause, entrepreneurial, and tech. For more information call 702-589-3330 or visit www.BlessABuck.com.

 

About ShoutLegacy

ShoutLegacy is a Las Vegas digital agency focused on everything design such as creating logos, brands, print and media designs, websites, and applications. With an ever-expanding portfolio of in-house developed brands including www.BlessABuck.com, a crowdfunding platform and www.AtTheBlvd.com,  an app for Apple and Android and an online dream community for car and motorcycle lovers. For more information visit www.ShoutLegacy.com or call 702-589-3300.

For more information, contact:
Tana Shivers, Preferred Public Relations

Tana@preferredpublicrelations.com

702-254-5704

Choosing A Nursing Home For Your Parents

July 25, 2013 by · Leave a Comment
Filed under: Articles, Press-Media Releases 

nursing-home-abuse

CHOOSING A NURSING HOME FOR YOUR PARENT

So many of the most important decisions we make in life are made when we are least prepared to make them.   So it is, when the time comes to choose whether, or which nursing home facility in which to place an aging parent.  It’s estimated that 60% of nursing home admissions are made from a hospital, rather than from a home, or an assisted living facility.  Your loved one may have suffered a broken a hip or a stroke, or may be suffering from dementia.  The time constraints in this type of situation press care givers to make a quick decision regarding care of their love one, without the luxury of investigation and due diligence that such a decision deserves.

We will attempt in this post, to review resources which are available to help you make a decision of this kind, whether the situation is a hurried one or not.  Making such a decision depends, in large measure, on the condition of the parent and what types of care or treatment will be required for their individual circumstances.  It will largely depend on whether they are injured due to a broken hip, or other disabling condition, suffering from Alzheimer’s or other form of dementia, or other conditions.

There is a growing amount of information available online to assist in this process.  At the federal government level, there are many resources to assist.  The website, http://www.eldercare.gov/eldercare.NET/Public/index.aspx is a good place to begin.  You can either search by location or by topic to find resources available in your state or city.  There are a large number of resources listed on this site which address many of the concerns and problems faced by care givers to our aging populations.

Additionally, to assist with evaluating potential nursing homes, a publication called, Your Guide to Choosing a Nursing Home, (http://www.medicare.gov/pubs/pdf/02174.pdf)  presents a fairly complete outline of considerations when attempting to evaluate a place for an aging parent.   Subjects such as “Choosing the Type of Care You Need” to “Steps to Choosing a Nursing Home” are included.  The Nursing Home Checklist (http://www.medicare.gov/nursing/checklist.asp) will also provide many ideas for evaluating and screening potential facilities.

The federal government also funds state level Ombudsmen to assist in these matters.  The National Long-Term Care Ombudsman Resource Center website (http://www.aging.state.nv.us/) will allow you to find these resources in your state.  For Nevada, that contact information can be found here. (http://www.aging.state.nv.us/)  The Las Vegas office of the Ombudsman can be called at (702) 486-3545.  Concerns ranging from finding an appropriate care facility to reporting cases of elder abuse can be directed to the State Ombudsman’s office.

Among non-government agencies, there are many advocacy groups that can also provide assistance.  The Consumer Voice provides a Guide to Choosing a Nursing Home .

http://www.theconsumervoice.org/sites/default/files/advocate/A-Consumer-Guide-To-Choosing-A-Nursing-Home.pdf ) This organization also provides private ombudsman services to families and residents of nursing facilities.  Another privately funded website provides a registry and grading of nursing homes is http://www.memberofthefamily.net/.  This site provides listings of Medicare and Medicaid certified nursing homes and grades various aspects of the operations of the nursing home.

Beyond these and other resources that you may uncover in your search for a nursing home, many of the considerations you may want or need to consider have to do with costs.  Medicare will only pay for medically necessary care in a nursing home.  It will not pay for non-medical everyday assistance with normal living.  If your loved one needs assistance with walking or eating, these things are not covered.  Most nursing home costs are paid out of personal savings, social security benefits, Long Term Care (LTC)  insurance benefits, or Medicaid if the patient qualifies.  Nursing home costs are estimated to average $200 per day for patients, and this doesn’t include cost for treatment needed for additional services, such as dementia care, for example.  Long Term Care insurance must be purchased and in force, prior to your loved one’s need for services.

Once you’ve done the initial research, nothing replaces visiting the facility and seeing for yourself.  Visit often and at various unexpected times, to be sure that the facility is the type of environment you would want your parent or loved one to be exposed to.  Considerations include turnover rate of personnel in the home.  Does the home offer “consistent assignment” which means do nurses and aids treat the same patients on most of their shifts.  Consistency and familiarity are important considerations for your loved one.  Relationships built between patient and nursing home staff can provide a measure of security for your loved one.  If a home employs a high number of temporary workers, or turnover is high, that consistency can be lost.

Four items to think about in any nursing home placement include, how convenient is the home to all family members, quality of care for chronic conditions including dementia and/or physical disability, supportive environment for the potential resident, and do costs fall within an affordable range.  And once this decision is made and your parent or grandparent is now in such a facility, keeping an eye open for negligence or even abuse is important.  Unfortunately, this is a growing problem as our population ages and requires higher levels of care.  So if such a thing should happen to your loved one, the services of a trusted attorney may be required.  Our firm does provide such services, and more information can be found here.  (http://www.richardharrislaw.com/personal-injury/nevada-nursing-home-abuse-lawyer.php)

Additional resources:

http://www.medicare.gov/pubs/pdf/02174.pdf

http://www.medicare.gov/nursing/checklist.asp

http://www.theconsumervoice.org/sites/default/files/advocate/A-Consumer-Guide-To-Choosing-A-Nursing-Home.pdf

http://www.memberofthefamily.net/

http://www.eldercare.gov/Eldercare.NET/Public/Index.aspx

http://www.ltcombudsman.org/

http://health.usnews.com/health-news/best-nursing-homes/articles/2013/02/26/how-to-choose-a-nursing-home

http://guides.wsj.com/health/elder-care/how-to-choose-a-nursing-home/

http://www.nytimes.com/2010/03/20/health/20patient.html?ref=health&_r=0

http://www.richardharrislaw.com/personal-injury/nevada-nursing-home-abuse-lawyer.php

 

 

Quality of Nation’s Nursing Homes Improving under Five-Star Quality Rating System

July 10, 2013 by · Leave a Comment
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Quality of Nation’s Nursing Homes Improving under Five-Star Quality Rating System

Three States Lagging, Study Finds

DURHAM, NCThe quality of nursing homes has improved in most states and in the District of Columbia since the 2008 implementation of the Five-Star Quality Rating System by the Centers for Medicare & Medicaid Services (CMS), an Abt Associates’ analysis finds.

The study shows that between 2009 and 2011, the percentage of nursing homes with an overall five-star rating, or much better than average quality, increased in all but three states and the proportion with a one-star rating, or much below average quality, dropped as well. There are more than 15,500 nursing homes in the country, and all of them are rated with between one and five stars.

“Between 2009 and 2011, the percentage of nursing homes with a four- or five-star rating grew in every state except for Hawaii, Montana, and Idaho,” said Alan White, Ph.D., a principal associate at Abt Associates who worked with CMS to develop the rating system. “While we don’t know the extent to which the existence of the rating system itself has led to this improvement, most nursing home operators pay close attention to their ratings and seem to be motivated to improve them. Some use their ratings as part of their marketing efforts, branding their facilities as ‘five-star’ nursing homes.”

White said the Five-Star Quality Rating System was created to help consumers, their families, and caregivers more easily compare nursing homes when visiting CMS’s Nursing Home Compare website.  There they can learn about a facility’s overall performance rating and how it performs in three separate domains—health inspection surveys, staffing, and quality measures. The ratings are updated monthly.

While there has been an 8% increase in four-and five-star facilities in overall performance nationwide between 2009 and 2011, five states stand out as experiencing the greatest change in their proportion of nursing homes with a four- and five-star overall rating. These are Delaware, Tennessee, Georgia, Oregon and Indiana. The percentage of Delaware’s five-star facilities jumped by nearly 23%; Tennessee’s by about 16%; Georgia’s by nearly 15%; and Oregon’s and Indiana’s each by about 14%.

In addition to overall performance, the study provides state ratings in each of the performance domains. Health inspection ratings are drawn from standard and complaint surveys over three years, White said, explaining that nursing homes are inspected every 12 months on average to ensure they are following state and federal regulations.

“The inspection surveys provide a comprehensive assessment of the nursing home, examining such areas as kitchen/food service, medication management, proper skin care, and the safety, functionality, cleanliness and comfort of the environment.” White said.  “If an inspection team finds that a nursing home doesn’t meet a specific standard, it issues a deficiency citation, and the health inspection rating is based on the number and severity of deficiencies cited by surveyors.”

The staffing rating, said White, is based on the number of hours of care on average provided to each resident each day by nursing staff.  “The ratings consider differences in how sick the nursing home residents are in each nursing home, since that makes a difference in how many staff members are needed.”

The quality measures rating is an assessment of nine different physical and clinical measures for nursing home residents that indicates how well nursing homes perform on important dimensions of care related to each resident’s functioning and health status.

While the Five-Star Quality Rating System can help consumers, their families and caregivers compare nursing homes more easily, White cautioned that it cannot address all of the considerations that go into deciding which nursing home is best for a particular individual. “The rating system is an excellent tool but it should be used in combination with other sources of information, including an onsite visit, in making nursing home placement decisions,” he said.

If you would like to interview Dr. Alan White, please contact Sandy Cogan at (301) 347-5913 or (202) 617-0123 or sandy_cogan@abtassoc.com.

About Abt Associates

Abt Associates is a mission-driven, global leader in research and program implementation in the fields of health, social and environmental policy, and international development. Known for its rigorous approach to solving complex challenges, Abt Associates is regularly ranked as one of the top 20 global research firms and one of the top 40 international development innovators.  The company has multiple offices in the U.S. and program offices in more than 40 countries. www.abtassociates.com

CONTACT:

Sandy Cogan

Sandy_Cogan@abtassoc.com

301-347-5913

WestCare Foundation Announces Expanded Veterans Programs

July 8, 2013 by · Leave a Comment
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WestCare Foundation Announces Expanded Veterans Programs

(Las Vegas) – WestCare, a community-based nonprofit providing responsive human services and behavioral health care programs for four decades, announced today that it has expanded its Veterans’ services.

WestCare, founded in Las Vegas 40 years ago, serves approximately 5,000 veterans throughout the United States annually.  America’s returning warriors often face health challenges including substance abuse and mental health disorders, identified as this generation’s “invisible wounds of war.”   Among them are post traumatic stress, brain injury, sexual trauma, anxiety and depression.  Episodes of homelessness, unemployment, and criminal justice involvement are not uncommon among our Veterans.

“These challenges present opportunities for community organizations, led by specially trained, qualified and informed staff, to assist with issues such as social isolation, domestic violence, reintegration and transition, and other problems a Veteran, as well as Veteran family members, may be experiencing,” said veteran and Director of Veteran Services, Dan Bernal. “WestCare is committed to helping Veterans and military family members live positive, productive and healthy lives.”

WestCare’s expanded programs are aimed at addressing a broad range of issues for Veterans and their families through services that  include: treatment for substance abuse and mental health disorders with gender or youth-specific services as appropriate, HIV/AIDS-specific programs, assistance to homelessness  including transitional shelters and permanent housing projects, family counseling, community reintegration, assistance to those who are justice involved, educational and vocational programs for both youth and adults, and case management.

From the top down, starting with WestCare’s President and Vietnam Veteran, Richard Steinberg, more than 10 percent of WestCare’s leadership and staff are Veterans and members of military families. The organization has a deep understanding of military culture at every level and in every program.  “Serving those who have served” is more than a slogan at WestCare.

Since the organization’s inception, Veterans have been welcomed into WestCare programs.  Today, the expanding reach of Veteran-specific programs is aimed at extending services to the men and women who deserve respect for their service, understanding of where they have been and opportunities for their future.

WestCare

WestCare, whose mission “uplifting of the human spirit,” was founded 40 years ago in Las Vegas.  Since its inception, it has grown to more than 100 locations in 16 U.S. States, the US Virgin Islands and the Pacific Islands headquartered in Guam.  The non-profit organization has a variety of programs available in each of the communities it serves.   For more information on the WestCare Foundation and its mission, visit www.WestCare.com.

ALZHEIMER’S SET TO MOVE FROM THE MOST DAUNTING GLOBAL HEALTH CRISIS TO THE 21ST CENTURY’S FISCAL NIGHTMARE

July 8, 2013 by · Leave a Comment
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ALZHEIMER’S SET TO MOVE FROM THE MOST DAUNTING GLOBAL HEALTH CRISIS TO THE 21ST CENTURY’S FISCAL NIGHTMARE

OECD and the Global Coalition on Aging Convene at Harris Manchester College, Oxford University to Shape New Approaches for Solutions

Oxford, UK (26 June 2013) – The Organisation for Economic Cooperation and Development (OECD), Harris Manchester College, Oxford University and Global Coalition on Aging (GCOA) concluded on Friday 21 June, an “Expert Consultation on Unlocking Global Collaboration to Accelerate Innovation for Alzheimer’s Disease and Dementia.”  Aimed at providing input to the OECD action agenda for Alzheimer’s disease and dementia, the Consultation brought together the highest level of global experts across health, economics, public policy, business, biotechnology and beyond.

Its timing is aligned with UK Prime Minister David Cameron’s recent recognition that dementia is fast becoming the biggest pressure on care systems around the world.  “That’s why we’re using our G8 to bring together health ministers, clinical researchers and healthcare companies,” he said.  “If the brightest minds are working together on this then we’ve got a greater chance of improving treatments and finding scientific breakthroughs.  I’ve said before that we need an all-out fight-back against dementia that cuts across society. Now we need to cut across borders and spearhead an international approach that could really make a difference.”

The objectives of the Consultation included:

  • Providing a space for country experts, policy makers, and scientific, medical and academic experts to share views on the main scientific, technological and policy challenges Alzheimer’s and dementia raise in the context of creating a pathway for aging populations to be sources of economic growth in the 21st century; and
  • Creating an opportunity for multidisciplinary exchange on a collective action plan that maps the way forward.

“The impact of Alzheimer’s and dementia on individuals, families, health systems and national economies as populations age will become truly crippling, and no one nation or research organization can solve this global epidemic alone.” said Michael Hodin, Executive Director of GCOA.  “It requires global understanding, sharing and collaboration, and this Consultation was a critical step in our ongoing fight against Alzheimer’s – a fight we must win if we are truly to unlock our aging populations as new sources of economic growth.”

Alzheimer’s afflicts one in eight over 65 and one-half of all those over 85, and the economic, social and personal costs will only increase with age-related demographic change.  In 2010, the global cost of Alzheimer’s and dementias equalled 1 percent of global gross domestic product (GDP), or $604 billion.  The prevalence and cost, combined with the stigma, which prevents recognition of symptoms and subsequent treatments, signal an urgent call to action.

“Traditional strategies around healthcare services and investments in research are not enough to address the growing worldwide onslaught of Alzheimer’s and dementias,” said Marc Wortmann, Executive Director of Alzheimer’s Disease International.

“The global scale of the pending healthcare-economic crisis mandates a bold forward looking action plan to harmonize a multi-nation attack on the problem,” noted  Zaven Khachaturian, recognized at the meeting as the ‘Chief Architect’ of Alzheimer & Brain Aging research in the United States, now the President of the Campaign to Prevent Alzheimer’s Disease by 2020. He indicated the urgent need for a “multinational strategic goal for reducing the prevalence of Alzheimer’s and other chronic brain disorders by 50 percent within a decade” – thus urging the OECD to “identify the framework conditions to accelerate multi-national collaborative R & D.”

George Vradenburg, Chairman of USAgainstAlzheimer’s and convener of the Global CEO Initiative on Alzheimer’s, called for new attention, resources, commitment and collaboration to defeat Alzheimer’s disease. In his keynote speech, coined “The Oxford Accord,” he called for G8 leadership equivalent to the G8 Summit that created the HIV/AIDS Global Fund.

Consultation experts presented their views for proactive public policy and an OECD role in supporting actions to : promote broad-based partnerships; identify incentives, frameworks and infrastructures for enhanced international data sharing; leverage big data as strategies to advance our understanding of Alzheimer’s disease, improve care, promote global exchange of good practice and move toward cure and even prevention.

The Consultation was borne out of the September 2012 OECD workshop, “Anticipating the Special Needs of the 21st Century Silver Economy: From Smart Technologies to Services Innovation,” co-hosted by the Asia-Pacific Economic Cooperation, OECD and Waseda University, with the support of the Japanese government.  The workshop concluded that innovation was needed to meet the challenges and opportunities of global demographic change and mitigate the health, social and economic impacts of aging.

The Consultation was held on 20-21 June, 2013 at The Harris Manchester College (HMC), Oxford University in collaboration with the OECD.

For more information see OECD’s website: oe.cd/innovating-against-alzheimers.

ABOUT THE GLOBAL COALITION ON AGING

The Global Coalition on Aging (GCOA) aims to reshape how global leaders approach and prepare for the 21st century’s profound shift in population aging. GCOA uniquely brings together global corporations across industry sectors with common strategic interests in aging populations, a comprehensive and systemic understanding of aging, and an optimistic view of its impact. Through research, public policy analysis, advocacy and communication, GCOA is advancing innovative solutions and working to ensure global aging is a path for fiscally sustainable economic growth, social value creation and wealth enhancement. For more information, visitwww.globalcoalitiononaging.com.

VETERANS VILLAGE LAS VEGAS OFFERS EMERGENCY ASSISTANCE

July 8, 2013 by · Leave a Comment
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Seeks Food Pantry and Water Donations; Open on July 4

 

WHAT:           Due to food and water shortage, Veterans Village, a temporary housing facility for vets that also offers a comprehensive roster of services to help vets heal and succeed – invites the community to donate bottled water and canned food items to provide relief to veterans and individuals in need.

 

Particularly during the extreme heat of the summer, Veterans Village is running low on supplies as they shelter vets and their families seeking respite from the heat.

                       

                        Veterans Village remains open on July 4 to shelter veterans, serve the community and  accept donations.

 

WHERE:         Veterans Village Las Vegas

                        1150 Las Vegas Blvd. South

                        Las Vegas, Nevada 89104

 

                       

About Veterans Village:

Veterans Village is located at 1150 Las Vegas Boulevard in a repurposed Econo Lodge motel.  It serves as a temporary housing facility for U.S. veterans and their families and provides a comprehensive and holistic roster of services to help vets heal and succeed.  Services are provided through public and private collaborative partnerships with community organizations and government agencies and include housing, nutrition, life skills training, employment training and referrals, continuing education and degree programs, exercise training, medical services, mental health counseling and special veteran-centric activities and events. Veterans Village is managed by SHARE, a 501(c)3 organization founded in 1994 by Arnold Stalk and Karin Rogers to provide affordable housing for individuals in need.  SHARE oversees all operations of services for Veterans Village residents.  www.vvlv.org.

RENOWN HEALTH WELCOMES 71 NURSE GRADUATES

July 8, 2013 by · Leave a Comment
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RENO, Nev. (July 5, 2013) – Renown Health is excited to welcome 100 new
employees, including 71 local registered nurse (RN) graduates, several
experienced RNs, and 20 more employees in front-line patient care and other
roles. The new hires will meet for their first day of orientation at Renown
Regional Medical Center on Monday, July 8.

“We are pleased that so many of the area’s graduates choose Renown as the
place to build their career. Renown nurses and other healthcare
professionals have a tremendous opportunity to develop skills in multiple
areas. The Renown Health network includes three acute care hospitals, a
rehabilitation hospital, a skilled nursing facility and a large physician
practice,” said Michelle Sanchez-Bickley, Vice President Human Resources.
“With the wide range of clinical services we offer at Renown, employees have
a wealth of options to explore.”

As a private employer, Renown has developed programs to train healthcare
professionals and works closely with the university and community colleges
to offer residencies, clinical rotations, mentoring programs and local
faculty. The newly graduated RNs will participate in Renown’s nurse training
programs, which provide clinical support, education and mentoring. According
to Sanchez-Bickley, “Our residency and preceptorship programs are extremely
beneficial for new nurses they transition from the classroom to the
bedside.”

Renown is the region’s largest private employer and according to a recent
report from the Center for Regional Studies at University of Nevada, Reno,
the healthcare sector is a chief driver of western Nevada job growth. In
fact, healthcare employment grew by 9.6 percent over the past five years
while other sectors experienced a decline in jobs.

“We are committed to hiring, developing and retaining local employees,” said
Sanchez-Bickley. “To have a recruitment class of this size is very exciting
for Renown, and I hope for the new employees as well.” In total, Renown
employs 5,200 people and more than 1,400 of those are RNs.

Renown is a strong supporter of regional nursing programs, partnering with
the University of Nevada, Reno Orvis School of Nursing, Truckee Meadows
Community College, Western Nevada College and Carrington College. “Through
these partnerships,” said Sanchez-Bickley, “we are able to strengthen our
community ties, helping to provide education and support to individuals who
are looking to enter into the healthcare industry.”

# # # #

About Renown Health
Renown Health is Reno’s only locally owned, not–for–profit integrated
healthcare network. As the region’s largest private employer with a
workforce of more than 5,000 members, Renown provides more services than all
other local healthcare networks combined. It is comprised of three acute
care hospitals, a rehabilitation hospital, a skilled nursing facility, the
largest medical group and urgent care network and the region’s largest and
only locally owned not-for-profit insurance company, Hometown Health. Renown
also carries a long tradition of being the first in the region to
successfully perform the most advanced procedures.

Renown Regional Medical Center and Renown South Meadows Medical Center
recently achieved the Pathway to Excellence® designation, becoming the first
and only hospital in Nevada to receive this designation by the American
Nurses Credentialing Center. As a Pathway to Excellence designated
organization, Renown is committed to nurses’ satisfaction.

Senior Citizen Dating – Making Matches the Right Way by Susan Elizabeth

July 2, 2013 by · Leave a Comment
Filed under: Articles 

One of the reasons that you hear that people like internet dating is that they can pretend to be somebody they are not. And still manage to get a lot of dates.

But no matter what you hear, or what you read in dating forums, this idea is wrong, false, incorrect, just plain bad and can lead you failure on any senior citizen dating website you decide to join.

Think about it this way for a moment. If you are really going to pretend to be someone you are not, how long do you think you are going to be able to keep up that facade? Are you going to invent an entire other life that only exists in your head. Are you really prepared to create all the details that it takes to be successful at being another person?

Just imagine how difficult this is going to be. Inventing things like a fake birthday, languages you speak, how much you weigh, how tall you are, your hair color or your accomplishments in life.

They train people for a long time at the spy agencies just for them to be believable in a couple of circumstances. And you probably don’t have any of that kind of training. Which will inevitably doom your best efforts at deceit to failure.

And when you’re found out, what have you gained? Its not like you have people to go out on dates with Or a list of phone numbers to call, or people who want to spend any time with you at all. You really have even less than when you stated because you wasted all your time trying to pretend.

The reality is so much easier to deal with. If you are bald, well, then say so. Lots of women like bald men. If you are carrying a couple of extra pounds, own up to it, many people of both sexes don’t mind and even enjoy going out with someone who isn’t stick thin.

It is so easy to be yourself in an online dating situation that the trouble it takes to invent a different person just for the dating sites is just not worth it.

This doesn’t mean you have to compose a tell-all story of your past failed relationships, it just means that it is OK to be the real person that you are. And when you sign up to a senior citizen dating site you will find it so much easier to attract the person you are really looking for if you are truthful that you will never consider being any other way again.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior citizen dating and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Memory Loss in Senior Citizens by David Crumrine

June 20, 2013 by · Leave a Comment
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Many senior citizens experience some form of memory loss. Still, there are differences between mild forgetfulness and more serious memory problems. And, it is important that senior citizens and those involved in their elder care address problems with memory, as it may be a sign of a more serious condition.

Mild Forgetfulness

As we age, we lose some of the sharpness of memory we had when we were younger. We may notice that it takes longer to recall facts or information, learn new things, or find or identify familiar objects. In general, these are all signs of mild forgetfulness rather than a more serious medical problem. If you are becoming worried about your memory, schedule an appointment with your doctor to rule out larger problems. Many activities can sharpen your mind and memory, such as picking up a new hobby, visiting friends, eating well, and exercising.

Some more tips for helping your memory are listed below:

 

  • Learn a new skill.
  • Volunteer in a local school, hospital, place of worship, or somewhere else in your community.
  • Spend a lot of time with loved ones.
  • Make use of memory tools such as large calendars, agendas, and notes to yourself.
  • Make an effort to put your wallet, purse, keys, or glasses in the same place each time you set them down.
  • Get ample rest.
  • Exercise and eat a healthy diet.
  • Avoid drinking a lot of alcohol.
  • Seek help if you feel depressed for an extended period of time (more than two weeks).

 

You can also make use of the following:

 

  • Large calendars
  • Agendas for each day
  • Notes about safety in the home
  • Directions for using common items around the house

Serious Memory Problems 

More serious memory problems disrupt your ability to carry on normal activities like driving, shopping, or handling money. Some signs of a serious memory problem include:

 

  • Repeating the same questions over and over.
  • Getting lost in a usually familiar place.
  • Being unable to follow directions.
  • Experiencing confusion about time, people, or places.
  • Taking poor care of yourself (eating poorly, forgetting to bathe, or engaging in unsafe actions or activities).

Causes of Serious Memory Problems 

Medical conditions. Certain medical conditions can lead to serious memory problems that should disappear after treatment. Some things that can cause memory problems are bad reactions to certain medications, depression, dehydration (insufficient amount of fluids in the body), poor diet (insufficient vitamins and minerals), minor head injuries, and thyroid problems. These are all serious medical conditions that should be handled by a physician.

Emotional problems. When senior citizens have certain emotional problems, serious memory problems may develop. Sadness, loneliness, worrying, or boredom can cause confusion and forgetfulness. An active lifestyle, visiting with loved ones, and learning new skills can be helpful, but it may be necessary to seek the help of a doctor or counselor for treatment. If this is the case, getting proper help should minimize memory problems.

Alzheimer’s disease. This disease also causes problems with memory. It begins slowly, but the symptoms get progressively worse as the brain changes. Although it may appear to be mild memory loss at first, people with Alzheimer’s get to a point at which it’s difficult to think clearly. Everyday activities like shopping, driving, cooking, and carrying on a conversation become complicatedTaking medication during the early or middle stages of Alzheimer’s disease can delay memory loss and can be of great help if you have trouble sleeping or are worried or depressed.

Multi-infarct dementia. This is another disease that causes memory problems, where symptoms often appear abruptly. Memory loss and confusion associated with this disease come about through small strokes or short periods of decreased blood flow to the brain. Preventing additional strokes can maintain or improve memory after a stroke, but having more strokes generally leads to more memory loss. To prevent strokes and multi-infarct dementia, maintaining a healthy blood pressure is key.

Diagnosing Serious Memory Problems

As with all health concerns, if you have cause to worry about your memory, you should see your doctor. Be prepared to have a complete checkup if your doctor thinks it is necessary. This checkup may include tests to check memory, problem solving, counting, and language skills, and your doctor may need to take a CAT scan of your brain. A CAT scan is helpful because it shows normal and problem areas in the brain and can help to identify a problem. When your doctor comes to a conclusion as to what is causing your memory problems and makes a diagnosis, ask which treatment options are best for you.

Support

Friends and family members can provide support to help you cope with memory loss. They can help you exercise, visit friends, and continue daily routines and activities. They can also remind you of the time, your location, and what is going on around you.

If memory problems progress to the point that you have difficulty taking care of yourself, in home care for senior citizens can be helpful. Home health care aides can assist with personal care, meal preparation, and health management. And they provide services according to your need, from a few hours a week to 24-hours a day.

The Caring Space
http://www.TheCaringSpace.com

 

What Options Are Available to Keep Senior Citizens Safe and Independent in Their Own Home? by Michelle M. Kelly

June 18, 2013 by · Leave a Comment
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There are many options available that can help keep senior citizens safe and secure in their own home while also helping to keep them independent of nursing home facilities, retirement homes and other less personal alternatives. These options can be used independently or in conjunction to customize a solution that makes the most sense in your particular situation.

1) Automated Medical Alert Pendants / Necklaces — Many monitored services are available out there that offer a personal medical alert pendant or necklace that can be worn around the neck and in the event of an emergency (medical, police or fire), the authorities can be signaled at the touch of a button and help can be on its way. When monitored by a security company, this becomes a very valuable piece of equipment and can safe the live of your loved one.

2) Automated Wristwatch Medical Alert — Much like the above option, the personal medical alert watches act in the same manner. The difference is that the watch is worn around the wrist, rather than around the neck. Other than that, the functionality is identical.

3) Medical Alert Bracelets or Necklaces — These are just like ID bracelets or dog tags and list allergies or medical conditions so that if the authorities arrive after an emergency they know how to treat you or your loved one without causing additional problems. This option does not alert the authorities – just gives them more information when they arrive on the scene.

4) A Home Security System — A Traditional Home Security System is great for senior citizens as well. In the event of an intruder, fire or even a Carbon Monoxide leak, a signal can be passed to a central monitoring station for immediate investigation and dispatch. Also, depending upon the options selected with your security system, you can have a Two Way Voice component where 24 hours a day / 7 days a week / 365 days a year, you can talk directly with a live security representative from your alarm panel in the event of an emergency. Also, there are typically Police, Fire and Medical panic buttons on the alarm panels for immediate signaling to the monitoring center.

5) Programmable Keychain Remotes — If you would prefer not to wear a pendant or wristwatch, but would like to know that help is just a button push away, keychain remotes that come with the home security systems, can be programmed to have the panic button signal medical personnel in the event of an emergency, rather than police, which is the default setting. If this option would better suit you, you can discuss your needs with your security company to find the best solution.

The reality of the situation is that you will probably want to consider multiple solutions above since many of these items work together to help protect your loves ones in a myriad of ways. A recommendation would be to decide on whether you would prefer a medical pendant, a wristwatch or a programmable remote for your one push medical alert solution and couple this with the monitoring from your security system. From there, the only question is whether or not you would also like to have a bracelet or other ID indicating any allergies or illnesses in case of emergency. Or you can simply attach this information to your pendant or wristwatch so that everything is in one place.

Security Monitoring prices and packages can vary, but for around $40 per month – some packages are less and some are more, you can have whole house protection along with medical. The peace of mind that comes along with this package is included for no additional charge – regardless of the security vendor that you select. Plus you can save up to 20% on your Homeowners Insurance, which can negate some or all of your monthly monitoring charge.

Regardless, this is a much cheaper alternative to nursing homes or retirement homes and you can keep your elderly loved ones happy, independent and safe in the process.

Don’t wait – Get Protection Today – You Won’t Regret the Decision!
Secure Your Family – Your Local ADT Authorized Dealer
http://www.securemyfamily.com/senior_discount.asp
1-866-850-3814

Article Source: http://EzineArticles.com/?expert=Michelle_M._Kelly

Senior Citizens Need Their Pets by Debbie Foster

June 17, 2013 by · Leave a Comment
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Most senior citizens who have pets treat them like they are their children. Of course, you don’t need to be a senior to do that, but homes without children of the human kind truly do have children of the furry kind.

In addition to providing companionship, unconditional love and a calming effect, larger pets can also provide a sense of safety to seniors. Its also been shown that people who have pets tend to live longer. Pet ownership, as we all know, also has its responsibilities. Sometimes these responsibilities are more difficult on seniors and keeping their pets can present problems. The escalating cost of veterinary bills and the ability to transport their pets when many don’t drive are very real issues.

Several cities in Colorado have been surveying their veterinarian population to find out which ones offer discounts to senior citizens for pet care, as well as which ones either make home visits or provide some type of transportation assistance and other help. In Fort Collins, their Senior Advisory Board obtained a grant allowing it to start a mobile veterinary service for seniors called Elder Pet Care. What a great idea!! Seniors are charged based on a sliding scale for veterinary services performed at their homes. The program is now self-sustaining after ten years.

Some transit systems, like the city of Loveland, CO are also on board by allowing pets to ride in crates. Transit systems in Boston, Toronto, Seattle and San Francisco allow full size dogs on leashes to come on board as well as ferries in some of these cities.

I think all these programs are worth duplicating across the United States. Next time you’re at your vet, why not ask if they’re involved in any programs that offer discounts or mobile pet care to seniors. After all, it never hurts to ask!

Debbie Foster is the owner of Pet Beds Unlimited and an avid animal lover. You can find a wide selection of quality pet beds, dog crates, dog carriers [http://www.petbedsunlimited.com/dog_carriers.html], dog pens [http://www.petbedsunlimited.com/dog_pens.html], cat beds, cat carriers and pet strollers at [http://petbedsunlimited.com]

Article Source: http://EzineArticles.com/?expert=Debbie_Foster

NAELA Applauds Overdue Protections for Low-Income Individuals and Individuals with Disabilities

June 5, 2013 by · Leave a Comment
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For Immediate Release
May 3, 2013
Contact: Abby Matienzo, Communications Associate
703-942-5711 #230

NAELA Applauds Overdue Protections for Low-Income Individuals and Individuals with Disabilities
SSI Restoration Act of 2013 Positive Step in Debate Over Benefits for America’s Most Vulnerable Citizens

Washington, DC – The National Academy of Elder Law Attorneys (NAELA) supports Rep. Raul Grijalva (D-AZ) in his dedication to improving the lives of low-income older Americans and individuals with disabilities. Rep. Grijalva recently introduced the Supplemental Security Income Restoration Act of 2013 (H.R. 1601), which includes long overdue efforts to modernize the SSI program.

“Rep. Grijalva and House co-sponsors should be congratulated for their leadership in presenting the SSI Restoration Act. Over the past four decades, SSI has become the most important government program for bare subsistence for the poorest of our aged, blind, and disabled citizens, and yet, the allowable income and resource standards are locked at 1972 levels while inflation has significantly reduced the value of these amounts,” said NAELA member Neal Winston, CELA, an expert in SSI and Social Security.

More than 8 million Americans rely on SSI for their daily survival. Unfortunately, a growing number of older SSI recipients are homeless because of these outdated financial restrictions. The SSI Restoration Act seeks to align the SSI program with modern day financial realities by updating the income disregard and the resource limit and repealing the in-kind support and maintenance provision and SSI transfer penalty.

“Modernizing these benefits to align with today’s cost of living will help improve the quality of life for older Americans and individuals with disabilities. SSI is a critical benefit that protects low-income seniors and individuals with disabilities from absolute poverty but the current benefits and transfer rules make it too difficult for these individuals and their families to handle unpredictable costs and adequately plan for the future. This bill will help older Americans and individuals with disabilities meet their basic living needs,” said NAELA President-Elect Howard Krooks, CELA, CAP.

The SSI Restoration Act enjoys wide support from several leading disability and aging organizations and NAELA joins members of the Consortium for Citizens with Disabilities and the Leadership Council of Aging Organizations in advocating for this important legislation. NAELA urges members of Congress to support Rep. Grijalva’s modest effort to help older Americans and individuals with disabilities.

About NAELA
Members of the National Academy of Elder Law Attorneys (NAELA) are attorneys who are experienced and trained in working with the legal problems of aging Americans and individuals of all ages with disabilities. Established in 1987, NAELA is a non-profit association that assists lawyers, bar organizations and others. The mission of NAELA is to establish NAELA members as the premier providers of legal advocacy, guidance and services to enhance the lives of people with special needs and people as they age. NAELA currently has members across the United States, Canada, Australia and the United Kingdom. For more information, visitNAELA.org.

Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

June 5, 2013 by · Leave a Comment
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Caring.com’s New Referral Program Supported by Leading Assisted Living Operators

Caring.com Named Preferred Provider by Assisted Living Federation of America (ALFA)

SAN MATEO, Calif., May 6, 2013 /PRNewswire/ — A group of the nation’s largest senior living providers — including Brookdale Senior Living (NYSE: BKD), Emeritus Senior Living (NYSE: ESC), Benchmark Senior Living, and Senior Star — have chosen Caring.com as their agency of record for national buying of Internet leads for families looking for housing and care for their elderly loved ones. Separately, the Assisted Living Federation of America (ALFA) named Caring.com as its preferred partner for Internet marketing services.

(Logo: http://photos.prnewswire.com/prnh/20070921/AQF020LOGO)

With surging demand in the U.S. senior housing market, more Americans than ever before are turning to the Internet and online word of mouth to find and select the best senior living providers for their senior loved ones. About 30-50% of the senior living industry’s leads are coming from the Internet and that number is expected to rise, as tech adoption among baby boomers and seniors alike continues to increase. Whether seeking independent livingassisted living, or memory care, about two million consumers every month turn to Caring.com to find expert guidance about their options, research local providers, and get help in making well-informed selection decisions.

The country’s top senior living providers have chosen Caring.com to increase visibility of their senior living communities, optimize inquiry-to-visit rates, and leverage Caring.com’s resources to better nurture leads from the moment the search begins, through the research and decision-making phases, all the way to community selection and move-in.

In Q4-2012, Caring.com expanded its service offering with the launch of a new toll-free referral help line. Available seven days a week to those seeking senior housing, Caring.com’s family advisors explain different types of senior living options, help identify local senior communities matched to the prospective resident’s needs and preferences, schedule tours, share and encourage consumer reviews, and answer a range of senior living questions. With this added consumer support infrastructure, as well as other new and expanded capabilities for lead qualification and nurturing, the group of senior living community partners announced Caring.com as the agency of record for lead qualification and development, starting January 1. The help line is now referring nearly four thousand prospective residents per week.

“Caring.com has been great to work with as they’ve added the referral model to their business,” said Jayne Sallerson, executive vice president of sales and marketing at Emeritus Senior Living. “Emeritus wanted to consolidate our Internet lead buying with a company we could trust, and Caring.com has demonstrated their commitment to consumers, to us, and to the industry. Their new program is showing positive signs of increased tours and conversions.”

“Caring.com has proven themselves to be a strong partner for Brookdale,” said Jim Pusateri, senior vice president of sales at Brookdale Senior Living. “Working with fewer Internet lead sources has improved our operational efficiencies, lowered our marketing costs, and improved consumers’ experience with Brookdale Senior Living.”

Separately, ALFA, the largest national association of providers of professionally managed communities for seniors, signed Caring.com as its preferred provider for Web-based lead services as well as to power the organization’s new ALFA Senior Living Community Directory.

“Caring.com is our preferred provider of Web-based services because they are an exceptional online resource,” said Richard P. Grimes, president and CEO of ALFA, which is the largest national association exclusively dedicated to professionally managed, consumer-driven senior living communities. “Caring.com’s high-quality content, easy-to-use directory, and online reviews help prospective residents and their families find the right solutions for their needs — this is good for consumers and good for senior living.”

“From the beginning, we’ve focused on building the most comprehensive and most credible online resource to help those caring for a senior parent, spouse, or other loved one,” says Andy Cohen, co-founder and CEO of Caring.com. “Unlike some other Internet resources that will only share information about those providers who pay them, we’ve stayed true to our social mission and help connect consumers to a variety of quality resources for their needs. Working with ALFA and the leading senior living communities helps enable our ability to best serve those in need of senior care — and we continue to offer referral to free and low-cost support resources as well.”

More information for senior living providers interested in partnering with Caring.com is available here: http://providerinfo.caring.com/ProviderGetListed.html Consumers can begin their search for senior housing here: http://www.caring.com/local

About Caring.com
Caring.com is the leading website for family caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. Caring.com provides helpful caregiving content,online support groups, and the most comprehensive Senior Care Directory in the United States, with 35,000 consumer ratings and reviews and a toll-free senior living referral line (1-866-824-8174). In January 2012, Caring.com launched the Caring Stars award program recognizing America’s best assisted living communities based on consumer reviews. This year, 383 communities in 40 states were named the Caring Stars of 2013. Based in San Mateo, California, Caring.com is a private company funded by DCM, Intel Capital, Shasta Ventures, and Split Rock Partners. Connect with Caring.com onFacebookTwitterGoogle+, PinterestLinkedIn and/or YouTube.

CONTACT: PR@caring.com, 650-762-8190

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
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Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

Health Insurance for Senior Citizens – How to Get the Best Rate by Brian Stevens

May 31, 2013 by · Leave a Comment
Filed under: Articles 

As a senior citizen, you may find yourself in a health insurance crisis – no longer covered by an employer’s health insurance policy but needing health insurance more than you ever did before. Of course, Medicare covers some of your medical expenses, but how can you get the best rate on health insurance to cover the gaps Medicare leaves?

What Medicare Covers

Once you are 65 years old, you’re eligible to enroll in Medicare. Medicare can include several programs:

* Medicare Part A, which helps cover inpatient hospital care, nursing home care, hospice care, and some home health care. Most people pay for this coverage through taxes, so they do not pay a deductible or monthly premium.

* Medicare Part B, which helps cover doctors’ services, outpatient hospital care, medical equipment, physical and occupational therapy and some home health care. Most people pay an annual deductible and a monthly premium for this health plan.

* Medicare Part C, Medicare Advantage Plan, which offers you more choices among health plans and extends your benefits.

* Medicare Part D, prescription drug coverage.

In addition, you may need MediGap coverage, which is health insurance that covers what Medicare does not.

Affordable Health Insurance for Senior Citizens

As you can see, health insurance for senior citizens can be confusing. Fortunately, insurance comparison websites can help you gain a clear picture of what health insurance you need, as well as help you find that insurance at a reasonable rate.

All you need to do is go to an insurance comparison website and complete a simple form with information about yourself and your insurance needs. Once you submit the form, you will soon receive quotes for affordable health insurance from multiple A-rated insurance companies. And at the best insurance comparison websites, insurance professionals are standing by to talk with you and answer any health insurance questions you have. (See link below.)

Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get health insurance quotes for senior citizens from top-rated companies and see how much you can save. You can also get more insurance tips there.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on health insurance for senior citizens.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

Why Are Reverse Mortgages Important to Senior Citizens? by Craig Castle

May 30, 2013 by · Leave a Comment
Filed under: Articles 

In Texas and many other parts of the country, senior citizens are being squeezed. They receive, on average, $965 per month in social security. And, while property taxes vary, a senior in many Texas cities with a home valued at $100,000 will pay more than $200 per month in property taxes alone. Add to that the high cost of necessities like health care, prescription medicine, utilities, and mortgage payments, and the financial picture can be very bleak. It’s no wonder that many seniors face foreclosure or tax liens on their homes.

“Reverse mortgages are important to Texas seniors because they allow them to obtain a loan against the equity in their home—often their single largest asset—without making monthly payments to repay that loan. That means that with a government-insured reverse mortgage, a senior will never lose his or her home to a bank simply because he or she could not make a payment,” said Craig Castle, a San Antonio reverse mortgage specialist for the past four years.

So why don’t more Texas seniors take advantage of this financial product?

Castle says that in his experience, seniors shy away from reverse mortgages for three reasons:
◾1. Fear
◾2. Bad advice
◾3. The availability of other, more well-advertised, loan products

“I have had many clients elect not to complete the reverse mortgage process because of fear,” Castle says. “Usually, the additional cash could have improved their lives significantly.”

Seniors’ fear is not unfounded. They are often the targets of scams and fraud. But, reverse mortgages have one important safe-guard built into them to protect even those who are uncomfortable making financial decisions. In order to obtain a government-insured reverse mortgage, a senior must have counseling by a HUD counselor with the local housing authority or the Consumer Credit Counseling Office. This unbiased person can help the senior determine whether a reverse mortgage makes sense for his or her individual situation.

And, sometimes well-meaning family and friends give bad advice.

“I have had ministers tell clients that they heard that you could lose your home with a reverse mortgage,” Castle said. “It isn’t true, but advice isn’t always based on facts.”

The availability of home equity loans also clouds the picture for many seniors. “Home equity loans can be appropriate for people who have an income, but they often spell disaster for seniors,” Castle said. “I talk to potential clients every week who tell me that they are having problems keeping up with their payments.”

“My experience has been that most home equity clients who are over 65 and have taken the maximum 80% of their home value will eventually lose their house—if they live at least 3-5 years beyond the date of loan origination,” Castle added.

With a reverse mortgage, the homeowner can access from 40-60% of the appraised value of their home, but the loan is not repaid until they die or leave the home permanently. Then the home is sold and the proceeds are used to repay the loan, with any remainder going to the owner’s estate.

To find out more about the benefits and requirements for a reverse mortgage, visit [http://www.SouthTexasReverseMortgage.com] and request the free Federal Trade Commission publication, Facts for Seniors about Reverse Mortgages. Or call Castle at 210-789-3685.

“Misinformation has prevented many seniors from getting a reverse mortgage when it would have provided them with greater financial stability—and peace of mind. That’s why I like to have the family involved and why I often spend several hours at my clients’ home explaining and re-explaining how a reverse mortgage works and how the various pay-out options can make their lives better,” Castle said.

Craig Castle is a Reverse Mortgage Specialist with Financial Freedom in San Antonio and the South Texas area. He holds a BA in Economics from the University of Missouri, is a former Licensed Stock Broker, and has worked with reverse mortgages for the past four years. He is also chairman of the Not Forgotten Coalition, a not-for-profit organization that provides services and advocacy for senior citizens in San Antonio. For more information, visit [http://www.SouthTexasReverseMortgage.com] or phone 210-789-3685.

Article Source: http://EzineArticles.com/?expert=Craig_Castle

The Amazon Kindle Fire Tablet Is Perfect for Senior Citizens on the Go by Amy B Sycamore

May 29, 2013 by · Leave a Comment
Filed under: Articles 

 

Whether seniors are enjoying time on the golf course, a cruise to the Bahamas, or just visiting the grandkids there are a lot of great new technologies on the market to make their lives easier. The new Amazon tablet known as the Kindle Fire can be ordered right now for $199.00, and ships to consumers November 15, 2011. Users will be able to watch movies, play games, listen to music using a vibrant color touch screen with an extra wide viewing angle. The 199.00 Kindle Fire can be used for web browsing, checking email, and reading books and magazines.

Just think of having all of that computing power in your pocket for only 199.00? Senior citizens can carry only one thin tablet around instead of stacks of heavy books. No more need for a bulky laptop on all of those trips, saving seniors from experiencing shoulder pain. With the easy to use interface seniors only need to touch the screen to surf the web, finally a tablet computer that is easy for the whole family to enjoy. The Amazon tablet weighs in at 14.6 ounces and has a super durable display screen that won’t scratch or break.

Just think of having every Agatha Christie book on one device! The Amazon Kindle Fire has an 8GB internal memory. That is enough for 80 apps, plus 10 movies or 800 songs or 6,000 books. You could have every Humphrey Bogart movie right there to watch on the plane. Many senior citizens are moving onto the Internet as a way to connect and share information with their kids, grandkids, and friends. With the baby boomers retiring soon, there is going to be a huge wave of seniors who have tech skills and the desire to own and operate the latest in technology whether it is a laptop, touch pad, smart phone, or camera. Seniors are moving onto Facebook, using Google, uploading pictures to Picasa and chatting with their friends on Skype or using Google chat. Now, for these seniors who are on the move, they can take all of their entertainment with them, on one small Kindle Fire!

Here are some tips to know if a tablet computer is right for you:

1) If you aren’t using your computer for word processing. Touch screens are not comfortable for typing unless you get an external plug in keyboard.

2) If portability is more important to you than functionality.

3) If you are a new computer user and want something that is easy to use instead of extremely powerful.

If you are interested in buying a new computer and want something cheap but powerful and extremely easy to use, think about the Amazon Kindle Fire. For more information on how to buy a Kindle Fire or for technical help, check your local seniors focused tech help company.

Amy B. Sycamore is a technology specialist who focuses on senior citizens. She works as a computer tech in Naples, Florida helping seniors get on the web.

Article Source: http://EzineArticles.com/?expert=Amy_B_Sycamore

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August 10, 2011 by · Leave a Comment
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The Nevada Senior Guide is your comprehensive resource directory for seniors and those who support them.

Are you looking for something in particular?  

An assisting living facility in a certain area, perhaps?  

Whatever it is, just let us know by filling in the form you see below and we will do our very best to help!

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* Important Note: If you wish us to send you a physical copy of the Nevada Senior Guide, please provide your postal address, including zip *

 

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COMPLETE SENIOR GUIDE LISTING

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The Nevada Senior guide provides information about homes, health, services and leisure activities.

Featuring wonderful health care providers such as Circle of Life:

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The print version of Nevada Senior Guide is free and is available throughout Las Vegas, Henderson, Green Valley, Boulder City, North Las Vegas, Pahrump and Summerlin.

 






The Nevada Senior Guide contains the Senior Services Directory including government and non-profit agencies that offer services to seniors in Nevada. These services include food and housing assistance, transportation for medical appointments and other life enhancing services.

A Level of Care Directory is included to assist in the selection of appropriate services in assisted living faculties.

Previously known as the Las Vegas Senior Guide, Mathis began the publication in 2001 because she recognized the need to inform seniors about services that were available to them. It is distributed in Von’s Grocery Stores, Whole Foods Grocery Stores, all libraries and hospitals through-out southern Nevada.

 


 

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Our Mission Statement:  To Publish the most popular, user friendly, visible, results-based, free publication & website

The publication is filled with informative articles that relate to Senior issues including health care, home health and leisure activities.

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“Seniors are a unique group because they have so many needs that aren’t met as easily as those of the younger generations,” Mathis stated. “They are the largest percentage of our country’s population and are always looking for resources and good deals, no matter what their income level. The directory is also useful to baby boomers who can use it to find resources for their aging parents.”

“I do not know of any other advertisement that gives you so much for the price and not only produces results, but also has a staff that goes out of its way to help their advertisers through education and networking. Megan and her staff WANT you to be successful. To not advertise in Nevada Senior Guide is like giving your competition referrals.”  – Mark A. Simmons, QDCS, Exploring Life Transitions, Memory Care Consultant

 

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  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
    - A time to show gratitude by thanking those who have sent you referrals
    - Announcements around the room
    - One minute commercials
    - Open Discussion on topics of Self Empowerment

    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

    * How Much? It’s free!