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travel insurance | Nevada Senior Guide

Columbus Travel Insurance For Senior Citizens by Lee Jacksonlee

September 4, 2013 by · Leave a Comment
Filed under: Articles 

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Majority of the senior citizens nowadays opt for insurance whenever they plan for any trips, especially when traveling abroad. It does not matter whether they are experienced travelers or have been waiting for the journey of a lifetime, they would still want to have a safe and enjoyable trip. Moreover, senior citizens and the rest of the people would like to travel with a peaceful mind, knowing that any misfortunes along the way would be well taken care of with minimum distractions.

As a matter of fact, most senior citizens are covered with health insurance at home. So it makes it even more sensible to be safely protected with travel insurance while they are away from home. Where health is concerned, irregardless of how fit and healthy you are, you cannot afford to take the risk of not being insured. The reason being, in the event of any sicknesses or accidents, the medical expenses incurred will be very costly, especially if require hospitalization.

Depending on your destination, less developed countries with unfamiliar and perhaps unhygienic food may be hazardous to health, what more with poor quality drinking water…! The climate may also be another factor contributing to health problems, especially when there is a drastic change in temperature. Besides the issue of health, there are other types of mishaps too, such as flight cancellation, lost luggage or personal belongings, delayed flights, thefts and even accidents.

There are many insurance agencies available online with competitive prices. Some rates provided are more lucrative and affordable than the others so it is wise to scout around for better deals. In fact, there is a variety of comprehensive coverage specially catered to meet the requirements and demands of consumers, namely backpacker and adventure travel insurance, pre-existing medical insurance, business insurance, single and group insurance.

Generally, a customer oriented company will pride themselves on providing quick, efficient and hassle-free service. So go ahead and enjoy your golden years by seeing the world. Travel extensively but do it only under the protection of insurance. Ensure to obtain an adequate coverage to give you and your loved ones peace of mind. Then you can “stop worrying about the potholes in the road and celebrate the journey”… as quoted by Fitzhugh Mullan.

So if your parents want enjoy their vocation with good memories, seek travel insurance from Columbus travel insurance. By doing so, you are not just securing your trip from any unforeseen events but also for a surely wonderful vacation with affordable best travel insurance

Article Source: http://EzineArticles.com/?expert=Lee_Jacksonlee

Planning Senior Citizens Trips – The Benefits of Bus Tours by Bronwyn White

May 13, 2013 by · Leave a Comment
Filed under: Articles 

Are you retired, or planning to retire? Would you like to see the world  without the hassle of preparing for a vacation?. Planning your future senior  citizens trips can be hassle free if you decide to consider bus tours Read on to  see how much easier it is to join a bus tour instead of planning your vacation  from scratch.

The Problem With Vacations

The main problem with vacations is the preparation you have to do beforehand.  All that effort put into booking flights, finding hotels, creating an itinerary,  finding travel insurance providers, etc. can really take its toll, which is  ironic when you remember you’re a senior trying to relax!

That’s why bus tours and group tours for seniors are gaining popularity as a  hassle-free alternative to the traditional way of vacationing, particularly  those planning their senior citizens trips in retirement or semi-retirement. All  you need to do is find the tour package that suits your expectations, pay the  price, and then follow the travel agency’s instructions!

The Advantages Of Bus Tours

The main advantage of bus tours is the fact that it’s stress-free and  hassle-free on your part — the travel agencies have done all the work for you!  All you have to do is to choose the package, pay up, be there in time for the  bus, and then start taking photos!

Another advantage of bus tours is the cost. When you plan a vacation the  traditional way, almost every move costs money. When you book your flights —  money. When you make hotel reservations — money. When you take cabs to the six  tourist spots you plan to see today — money!

But when it comes to bus tours, you pay a single fee for the whole package,  which can last several days. What’s more, seniors bus tours often come at a  discount, making the whole vacation even more affordable and enjoyable for you!  Just sign the dotted line, and off you go.

How To Prepare For A Bus Tour

The first step in preparing for a bus tour vacation is choosing your  destination. What part of the world would you want to see? What town or country  has been on your “must-visit” list for the past few decades? Now’s the time to  take your pick without having to think about work when you get back!

Next, find suitable travel agencies that have tour packages in your chosen  destination(s). Choose the travel agency with the package that fits your budget  and schedule perfectly. You can also check if the travel agency offers travel  insurance — very important if you REALLY want to enjoy yourself!

And finally, start packing! Bus tour packages can last several days, so make  sure to pack enough clothes, medicine, and toiletries for the entire trip. Take  a backpack if your back is strong enough, but if you don’t mind having only one  free hand most of the time, take a lighter travel case on wheels.

Don’t Believe The Bad Hype!

Most younger vacationers dismiss bus tours as “boring” and “predictable,” but  they don’t enjoy the sophistication that only age can bring. As seniors, we tend  to enjoy a more relaxed, more cultured pace. So leave the stress to the young  ones and take that vacation you’ve been waiting for all these years!

Bronwyn White has over 20 years experience in the travel industry. She has  gained her experience as a travel agent, with airlines, government tourism  boards and as a professional travel researcher (yes there is such a dream job).  She consults on a regular basis to the travel industry and is often quoted in  the press. Bronwyn has specialized in senior citizen clientele – both as a  travel agent and as a travel researcher. For tons of free travel advice, just  for seniors, visit www.seniorstraveltips.com  [http://www.seniorstraveltips.com/seniors-bus-tours/]

Article Source: http://EzineArticles.com/?expert=Bronwyn_White

Senior Citizen Travel Insurance – Baby Boomer Travelers Need This Protection by Susan Elizabeth

May 13, 2013 by · Leave a Comment
Filed under: Articles 

One of the favorite activities of senior citizens and baby boomers is  traveling. There are large numbers of travel agencies and tour groups that  specialize in providing travel adventures to seniors. And one of the things that  is most important when you are a boomer and you are out traveling around the  country or the world is senior citizen travel insurance.

This kind of insurance helps you if you need medical help when you are on  your trip. In particular if you are overseas, the doctors and the hospitals may  not want to treat you unless you can guarantee that they are going to receive  payment. And sometimes, you just don’t have the amount on your credit card to  afford the treatment you really need.

Just to make it clear, getting senior travel health insurance is a very  important thing to do before you leave n your trip.

Here are a couple of tips when you are asking insurance agents either online  or offline about senor travel insurance.

You want to be sure what age they are calling seniors. It doesn’t help much  if you are 64 and the cutoff age is 65. You are not going to be able to take  advantage of that insurance e coverage no matter what. So it is very important  to get that right out in the open right away. You will probably be able to get  some kind of health coverage from that particular agency but it might not be  senior citizen coverage.

Another point to consider is mode of transportation on your trip. There are  some health insurance policies that have exclusion provisions for particular  modes of travel. Not so much airplanes or cruise liners but odd kinds of things  like mule trains and bicycles. You want to be sure that however you are going to  be traveling on your trip that you get insurance that is going to cover you for  that form of transportation.

None of these things are deal breakers as far as getting travel insurance  goes. You just want to be sure that you have your bases covered before you set  off on your adventure. Oftentimes, the best deals with the best insurance agents  and companies are found on the senior websites. They can offer you excellent  group packages on discount insurance because their membership is so big.

And even though you really need senior citizen travel insurance to cover your  health while you are on your trip, it doesn’t mean you can’t take advantage of  any discount you can find. And that is one thing that the internet is really  good at finding for you – discounts.

Susan is a full fledged baby boomer and avid internet researcher who writes  about baby  boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Senior Citizen Travel Insurance: What You Need To Know by Jane Conway

April 24, 2013 by · Leave a Comment
Filed under: Articles 

Finding travel insurance can be difficult for anyone, but if you are over a  certain age, then you may discover that getting the coverage you need is even  more challenging. This article covers the basics of why finding senior citizen  travel insurance can be more difficult, and what specifics you need to look for  in your plan.

In the world of insurance, money talks. Money, and statistics. And according  to statistics, senior citizens are more likely to make insurance claims than are  younger travelers. This results in less money made and more money paid out by  the insurance companies. The result? They are reluctant to offer insurance plans  to travelers over a certain age. While some insurers cap their age limits at 65,  others may go as high as 70, 75, or even 80. Still, over a certain age, you’ll  be unable to get travel insurance with many agencies, no matter how good your  current health is. Other companies may offer coverage, but at higher costs, and  with fewer benefits.

Not only is travel insurance for seniors more difficult to find, there are  also a lot of needs and issues that you may need to think about in an insurance  plan. For example, older travelers are more likely to have preexisting  conditions that need covered. Many older travelers will also be bringing medical  equipment or medications with them. Things such as walkers, wheelchairs, or  prescription drugs, can be easily lost or stolen, and they can be difficult and  expensive to replace while you are traveling. A good senior citizen travel  insurance plan will have coverage for these things. Another thing to think about  as you are looking for your travel insurance plan is to look out for reduced  benefits. As mentioned above, it is not uncommon for insurers to offer higher  costs and less coverage to seniors. Make sure that you know the exact details of  the plan that you are purchasing,

If you are having trouble finding insurance through regular insurers, then  you may want to consider looking into specialty plans. There are a number of  companies out there that specialize in travel insurance for senior citizens. Not  only do they have no upper age limit, they also give you specific coverage that  is tailored to your needs as an older traveler. With these plans, it is much  easier and hassle-free to get coverage for your preexisting conditions or for  medical equipment. Many people also find that they have some insurance cover  through retirement organizations that they belong to. Check to find out what  coverage you already have.

The most important thing is to make sure that you have coverage when you  travel. You never know what medical problems, injuries, or disasters may happen,  and the last thing that you want is to spend your precious retirement years  burdened with financial debt.

Check out these resources if you need more information about senior citizen travel insurance, or age concern travel insurance.

Article Source: http://EzineArticles.com/?expert=Jane_Conway

 

Senior Citizen Travel Insurance Cover by Kirthy Shetty

April 18, 2013 by · Leave a Comment
Filed under: Articles 

Seniors looking out travel abroad, relax, online travel options have  specially designed travel packages for elderly citizens combined with insurance  package to safeguard you from any unforeseen occurrence. This is useful for  retired persons with holiday homes abroad for example spending the winter in  Europe or Spain, covers all senior citizens up to the age of 99.

Online senior citizen travel insurance is tailored to your unique  circumstances so you only pay for the travel insurance that you need. Such  travel insurance for senior citizens will have the following features and  benefits. Some of the travel agents will find you travel insurance which  combines great value cover with high level.

o Sports and activities option if you require it

o £10 million medical protection as standard.

o £3,000 cancellation cover.

o £25,000 personal accident and legal expenses cover

How does Senior Citizen Travel Insurance help us?

You are protected against any cancellation fine, lost or delayed luggage,  cash and passports plus emergency dental treatment and £10 million medical  cover. This means you can enjoy your holiday safe in the knowledge that you are  fully covered in case anything goes wrong. Not only that, you also have an  option of choosing from a wide array of sports activities.

Choose the place you want to travel, and travel insurance agent can provide  you sound advice with the most flexible packages for you. If you prefer to  choose a multi-pack travel insurance you have the advantage of getting covered  for several trips in a year or if it’s a single trip, then you can opt for  single trip senior citizen travel insurance. The choice is yours and the travel  insurance providers are at your disposal.

Your travel insurance policy can be split into three Areas Europe,  Australia/New Zealand and Worldwide. It’s advisable to cross check with your  provider as some of them do cover pre-existing medical conditions with an  additional cost. However, there are some policies which may not provide cover in  respect of any pre-existing medical condition that you are aware of at the time  of arranging the insurance.

You’re not sure who to speak to or where to go without paying a small fortune  for cover.  Find discount senior citizen packages for yourself.  Uncover all the  best deals and cheap travel insurance for senior citizens. But, just don’t  settle down with the lowest insurance cover you bump into, as it need not be the  right cover or best Senior citizen travel insurance cover for you. So, study  online and find the most reliable one or reach out to experts.

Kirthy Shetty, expert author of travel domains, Platinum status Find  experts on travel insurance: Gap Year Travel Insurance

Your family travel insurance: Group Travel Insurance

Article Source: http://EzineArticles.com/?expert=Kirthy_Shetty

 

Why Do Senior Citizens Need Travel Insurance? by Troy Benning

April 17, 2013 by · Leave a Comment
Filed under: Articles 

There are a lot of senior citizens that love to travel and see the world, but  they don’t know how much they need to be covered while their in the air. Senior  travel insurance is really perfect for seniors who love to always travel, as  they will be protected at all times. They will be fully protected while they are  overseas. If they are in need of medical assistance or simply any kind of  assistance, their travel insurance will be there for them to solve the problem.  So basically, they don’t have to worry about anything when they’re on a  vacation. This is a very important coverage that every senior that loves to  travel needs. If you are a senior citizen that loves to travel, you have to make  sure that you are safe if ever an incident occurs.

  • What is senior travel insurance?

 

Senior travel insurance is a type of insurance coverage that will protect the  senior citizen if any incidents occur while they are overseas. The great thing  about this coverage is that you can have a peace of mind to know that no matter  what happens to you, their will be someone to help you. If you need help to find  your lost luggage, or missing travel documents, there will be special assistance  available for you anywhere around the world.

  • Why do senior citizens need travel insurance?

 

Seniors don’t have an idea of what can happen to them while they are  traveling. If you go to a foreign country, you can accidentally eat or drink  something that your body system cannot manage. If something like this does  occur, your senior travel Insurance will cover and take care of you so that you  can continue your vacation.

  • How much is the coverage for senior travel insurance?

 

The premium is based on the actual age of the senior, health status, and the  area they live in. There are rules and  restrictions, but your insurance agent  will be glad to explain to you what they are so you can avoid any delays. They  can do other different types of coverage that will be perfect for you so that  you will be able to find a coverage that meets your budget.

There are many insurance companies that may offer this type of coverage  online. However, you must make sure that you are dealing with the right company  that will provide you a coverage that is actually needed. Try not to deal with  anyone who isn’t licensed or registered with the Department of Insurance, as  they may not provide any coverage for you if you are actually in need of help.  These people only want to collect your monthly premium and will not give any  service whatsoever. Don’t let these con artists take your money, as they are  very manipulative. It is advisable to contact your nearest Department of  Insurance for more information about unlicensed solicitors. This will give you  an idea of what you should do to avoid getting ripped off.

To learn more about senior citizen travel insurance and travel insurance comparison, visit  TravelInsuranceFacts.net.

Article Source: http://EzineArticles.com/?expert=Troy_Benning

  • Senior Industry Network Group Events

    Monthly SING Meetings are held the first Thursday of every month at our NEW location below:

    Desert Canyon - HealthSouth
    9175 W. Oquendo Rd.
    Las Vegas, NV 89148

    S.I.N.G. Agenda:
    - Coffee and bagels will be served
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    - Announcements around the room
    - One minute commercials
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    * When? The 1st Thursday of every month. Networking starts at: 8:00am | Meeting starts at: 8:30am

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