Short term insurance has become very popular over the recent years as it is a cheaper and affordable insurance option for many people. When it comes to insurance polices there are many to choose from. There are companies that provide a host of insurance policies and at times it is difficult to choose the ideal one for you. For people over 65 years of age it becomes even more difficult because they are not aware of the right plans for themselves and they fear the amount of premium that they need to pay as the amount for insurance policy increases with age. If you are over 65 years this may sound depressing for you however the good news is that there are many short term health insurance plans that are offered by insurance companies for their benefit and welfare.
The above insurance companies offer the best policies that are less expensive for them. These companies have two sets of health insurance policies that are available for people under 65 and the next set for people over 65. The insurance policies that have been framed for senior citizens by Medicare are short term insurance policies that have been targeted for the welfare of these citizens. There are certain cholesterol levels, blood pressure, family history, height, weight and other considerations that are taken into account for these citizens. In fact, the above policy considerations are more liberal than the ones that are made for younger adults. These citizens can reap the benefits of short term health insurance polices that have been made keeping their needs in mind.
The term insurance policy intended for senior citizens offer the best rates and helps them save significant money. The short term insurance is also called a temporary insurance that provides health insurance for a limited period only. The time period can be as short as a month and can also go up to 6 to 12 months as well. The term health insurance works in the same way as the long term health insurance. The coverage between the two is different and in the case of the former the person gets a health card that will possess limits and the deductibles on the services of the policy. Such a short term insurance policy provides you with the advantages of an insurance against accidents and illnesses only for a limited period.
The short term health insurance plan for senior citizens do not contain pre-existing conditions and preventive care. The pre-existing condition is a medical problem that a person suffers from before he or she goes into insurance. These short term health insurance plans are specially designed to provide protection against major health problems that a senior citizen faces.
Thus, from the above it is evident that the above short term health insurance have been specially designed for the purpose of senior citizens and they can avail all the benefits and the advantages of the polices that have been offered to them with ease.
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