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The Development of Old Age and Related Issues

April 18, 2016 by · Comments Off on The Development of Old Age and Related Issues
Filed under: General 

In traditional Chinese and other Asian cultures the aged were highly respected and cared for. The Igabo tribesmen of Eastern Nigeria value dependency in their aged and involve them in care of children and the administration of tribal affairs (Shelton, A. in Kalish R. Uni Michigan 1969).

In Eskimo culture the grandmother was pushed out into the ice-flow to die as soon as she became useless.

Western societies today usually resemble to some degree the Eskimo culture, only the “ice-flows” have names such a “Sunset Vista” and the like. Younger generations no longer assign status to the aged and their abandonment is always in danger of becoming the social norm.

There has been a tendency to remove the aged from their homes and put them  in custodial care. To some degree the government provides domiciliary care services to prevent or delay this, but the motivation probably has more to do with expense than humanity.

In Canada and some parts of the USA old people are being utilised as foster-grandparents in child care agencies.

SOME BASIC DEFINITIONS

What is Aging?

Aging: Aging is a natural phenomenon that refers to changes occurring throughout the life span and result in differences in structure and function between the youthful and elder generation.

Gerontology: Gerontology is the study of aging and includes science, psychology and sociology.

Geriatrics: A relatively new field of medicine specialising in the health problems of advanced age.

Social aging: Refers to the social habits and roles of individuals with respect to their culture and society. As social aging increases individual usually experience a decrease in meaningful social interactions.

Biological aging: Refers to the physical changes in the body systems during the later decades of life. It may begin long before the individual  reaches chronological age 65.

Cognitive aging: Refers to decreasing ability to assimilate new information and learn new behaviours and skills.

GENERAL PROBLEMS OF AGING

Eric Erikson (Youth and the life cycle. Children. 7:43-49 Mch/April 1960) developed an “ages and stages” theory of human development that involved 8 stages after birth each of which involved a basic dichotomy representing best case and worst case outcomes. Below are the dichotomies and their developmental relevance:

Prenatal stage – conception to birth.

  1. Infancy. Birth to 2 years – basic trust vs. basic distrust. Hope.
  2. Early childhood, 3 to 4 years – autonomy vs. self doubt/shame. Will.
  3. Play age, 5 to 8 years – initiative vs. guilt. Purpose.
  4. School age, 9to 12 – industry vs. inferiority. Competence.
  5. Adolescence, 13 to 19 – identity vs. identity confusion. Fidelity.
  6. Young adulthood – intimacy vs. isolation. Love.
  7. Adulthood, generativity vs. self absorption. Care.
  8. Mature age- Ego Integrity vs. Despair. Wisdom.

This stage of older adulthood, i.e. stage 8, begins about the time of retirement and continues throughout one’s life. Achieving ego integrity  is a sign of maturity while failing to reach this stage is an indication of poor development in prior stages through the life course.

Ego integrity: This means coming to accept one’s whole life and reflecting on it in a positive manner. According to Erikson, achieving integrity means fully accepting one’ self and coming to terms with death. Accepting responsibility for one’s life and being able to review the past with satisfaction is essential. The inability to do this leads to despair and the individual will begin to fear death. If a favourable balance is achieved during this stage, then wisdom is developed.

Psychological and personality aspects:

Aging has psychological implications. Next to dying our recognition that we are aging may be one of the most profound shocks we ever receive. Once we pass the invisible line of 65 our years are bench marked for the remainder of the game of life. We are no longer “mature age” we are instead classified as “old”, or “senior citizens”. How we cope with the changes we face and stresses of altered status depends on our basic personality. Here are 3 basic personality types that have been identified. It may be a oversimplification but it makes the point about personality effectively:

a. The autonomous – people who seem to have the resources for self-renewal. They may be dedicated to a goal or idea and committed to continuing productivity. This appears to protect them somewhat even against physiological aging.

b.The adjusted – people who are rigid and lacking in adaptability but are supported by their power, prestige or well structured routine. But if their situation changes drastically they become psychiatric casualties.

c.The anomic. These are people who do not have clear inner values or a protective life vision. Such people have been described as prematurely resigned and they may deteriorate rapidly.

Summary of stresses of old age.

a. Retirement and reduced income. Most people rely on work for self worth, identity and social interaction. Forced retirement can be demoralising.

b. Fear of invalidism and death. The increased probability of falling prey to illness from which there is no recovery is a continual source of anxiety. When one has a heart attack or stroke the stress becomes much worse.

Some persons face death with equanimity, often psychologically supported by a religion or philosophy. Others may welcome death as an end to suffering or insoluble problems and with little concern for life or human existence. Still others face impending death with suffering of great stress against which they have no ego defenses.

c. Isolation and loneliness. Older people face inevitable loss of loved ones, friends and contemporaries. The loss of a spouse whom one has depended on for companionship and moral support is particularly distressing. Children grow up, marry and become preoccupied or move away. Failing memory, visual and aural impairment may all work to make social interaction difficult. And if this then leads to a souring of outlook and rigidity of attitude then social interaction becomes further lessened and the individual may not even utilise the avenues for social activity that are still available.

d. Reduction in sexual function and physical attractiveness. Kinsey et al, in their Sexual behaviour in the human male, (Phil., Saunders, 1948) found that there is a gradual decrease in sexual activity with advancing age and that reasonably gratifying patterns of sexual activity can continue into extreme old age. The aging person also has to adapt to loss of sexual attractiveness in a society which puts extreme emphasis on sexual attractiveness. The adjustment in self image and self concept that are required can be very hard to make.

e. Forces tending to self devaluation. Often the experience of the older generation has little perceived relevance to the problems of the young and the older person becomes deprived of participation in decision making both in occupational and family settings. Many parents are seen as unwanted burdens and their children may secretly wish they would die so they can be free of the burden and experience some financial relief or benefit. Senior citizens may be pushed into the role of being an old person with all this implies in terms of self devaluation.

4 Major Categories of Problems or Needs:

Health.

Housing.

Income maintenance.

Interpersonal relations.

BIOLOGICAL CHANGES

Physiological Changes: Catabolism (the breakdown of protoplasm) overtakes anabolism (the build-up of protoplasm). All body systems are affected and repair systems become slowed. The aging process occurs at different rates in different individuals.

Physical appearance and other changes:

Loss of subcutaneous fat and less elastic skin gives rise to wrinkled appearance, sagging and loss of smoothness of body contours. Joints stiffen and become painful and range of joint movement becomes restricted, general mobility lessened.

Respiratory changes:

Increase of fibrous tissue in chest walls and lungs leads restricts respiratory movement and less oxygen is consumed. Older people more likelyto have lower respiratory infections whereas young people have upper respiratory infections.

Nutritive changes:

Tooth decay and loss of teeth can detract from ease and enjoyment in eating. Atrophy of the taste buds means food is inclined to be tasteless and this should be taken into account by carers. Digestive changes occur from lack of exercise (stimulating intestines) and decrease in digestive juice production. Constipation and indigestion are likely to follow as a result. Financial problems can lead to the elderly eating an excess of cheap carbohydrates rather than the more expensive protein and vegetable foods and this exacerbates the problem, leading to reduced vitamin intake and such problems as anemia and increased susceptibility to infection.

Adaptation to stress:

All of us face stress at all ages. Adaptation to stress requires the consumption of energy. The 3 main phases of stress are:

1. Initial alarm reaction. 2. Resistance. 3. Exhaustion

and if stress continues tissue damage or aging occurs. Older persons have had a lifetime of dealing with stresses. Energy reserves are depleted and the older person succumbs to stress earlier than the younger person. Stress is cumulative over a lifetime. Research results, including experiments with animals suggests that each stress leaves us more vulnerable to the next and that although we might think we’ve “bounced back” 100% in fact each stress leaves it scar. Further, stress is psycho-biological meaning the kind of stress is irrelevant. A physical stress may leave one more vulnerable to psychological stress and vice versa. Rest does not completely restore one after a stressor. Care workers need to be mindful of this and cognizant of the kinds of things that can produce stress for aged persons.

COGNITIVE CHANGE Habitual Behaviour:

Sigmund Freud noted that after the age of 50, treatment of neuroses via psychoanalysis was difficult because the opinions and reactions of older people were relatively fixed and hard to shift.

Over-learned behaviour: This is behaviour that has been learned so well and repeated so often that it has become automatic, like for example typing or running down stairs. Over-learned behaviour is hard to change. If one has lived a long time one is likely to have fixed opinions and ritualised behaviour patterns or habits.

Compulsive behaviour: Habits and attitudes that have been learned in the course of finding ways to overcome frustration and difficulty are very hard to break. Tension reducing habits such as nail biting, incessant humming, smoking or drinking alcohol are especially hard to change at any age and particularly hard for persons who have been practising them over a life time.

The psychology of over-learned and compulsive behaviours has severe implications for older persons who find they have to live in what for them is a new and alien environment with new rules and power relations.

Information acquisition:

Older people have a continual background of neural noise making it more difficult for them to sort out and interpret complex sensory input. In talking to an older person one should turn off the TV, eliminate as many noises and distractions as possible, talk slowly and relate to one message or idea at a time.

Memories from the distant past are stronger than more recent memories. New memories are the first to fade and last to return.

Time patterns also can get mixed – old and new may get mixed.

Intelligence.

Intelligence reaches a peak and can stay high with little deterioration if there is no neurological damage. People who have unusually high intelligence to begin with seem to suffer the least decline. Education and stimulation also seem to play a role in maintaining intelligence.

Intellectual impairment. Two diseases of old age causing cognitive decline are Alzheimer’s syndrome and Pick’s syndrome. In Pick’s syndrome there is inability to concentrate and learn and also affective responses are impaired.

Degenerative Diseases: Slow progressive physical degeneration of cells in the nervous system. Genetics appear to be an important factor. Usually start after age 40 (but can occur as early as 20s).

ALZHEIMER’S DISEASE Degeneration of all areas of cortex but particularly frontal and temporal lobes. The affected cells actually die. Early symptoms resemble neurotic disorders: Anxiety, depression, restlessness sleep difficulties.

Progressive deterioration of all intellectual faculties (memory deficiency being the most well known and obvious). Total mass of the brain decreases, ventricles become larger. No established treatment.

PICK’S DISEASE Rare degenerative disease. Similar to Alzheimer’s in terms of onset, symptomatology and possible genetic aetiology. However it affects circumscribed areas of the brain, particularly the frontal areas which leads to a loss of normal affect.

PARKINSON’S DISEASE Neuropathology: Loss of neurons in the basal ganglia.

Symptoms: Movement abnormalities: rhythmical alternating tremor of extremities, eyelids and tongue along with rigidity of the muscles and slowness of movement (akinesia).

It was once thought that Parkinson’s disease was not associated with intellectual deterioration, but it is now known that there is an association between global intellectual impairment and Parkinson’s where it occurs late in life.

The cells lost in Parkinson’s are associated with the neuro-chemical Dopamine and the motor symptoms of Parkinson’s are associated the dopamine deficiency. Treatment involves administration of dopamine precursor L-dopa which can alleviate symptoms including intellectual impairment. Research suggests it may possibly bring to the fore emotional effects in patients who have had psychiatric illness at some prior stage in their lives.

AFFECTIVE DOMAIN In old age our self concept gets its final revision. We make a final assessment of the value of our lives and our balance of success and failures.

How well a person adapts to old age may be predicated by how well the person adapted to earlier significant changes. If the person suffered an emotional crisis each time a significant change was needed then adaptation to the exigencies of old age may also be difficult. Factors such as economic security, geographic location and physical health are important to the adaptive process.

Need Fulfilment: For all of us, according to Maslow’s Hierarchy of Needs theory, we are not free to pursue the higher needs of self actualisation unless the basic needs are secured. When one considers that many, perhaps most, old people are living in poverty and continually concerned with basic survival needs, they are not likely to be happily satisfying needs related to prestige, achievement and beauty.

Maslow’s Hierarchy

Physiological

Safety

Belonging, love, identification

Esteem: Achievement, prestige, success, self respect

Self actualisation: Expressing one’s interests and talents to the full.

Note: Old people who have secured their basic needs may be motivated to work on tasks of the highest levels in the hierarchy – activities concerned with aesthetics, creativity and altruistic matters, as compensation for loss of sexual attractiveness and athleticism. Aged care workers fixated on getting old people to focus on social activities may only succeed in frustrating and irritating them if their basic survival concerns are not secured to their satisfaction.

DISENGAGEMENT

Social aging according to Cumming, E. and Henry, W. (Growing old: the aging process of disengagement, NY, Basic 1961) follows a well defined pattern:

  1. Change in role. Change in occupation and productivity. Possibly change in attitude to work.
  2. Loss of role, e.g. retirement or death of a husband.
  3. Reduced social interaction. With loss of role social interactions are diminished, eccentric adjustment can further reduce social interaction, damage to self concept, depression.
  4. Awareness of scarcity of remaining time. This produces further curtailment of activity in interest of saving time.

Havighurst, R. et al (in B. Neugarten (ed.) Middle age and aging, U. of Chicago, 1968) and others have suggested that disengagement is not an inevitable process. They believe the needs of the old are essentially the same as in middle age and the activities of middle age should be extended as long as possible. Havighurst points out the decrease in social interaction of the aged is often largely the result of society withdrawing from the individual as much as the reverse. To combat this he believes the individual must vigorously resist the limitations of his social world.

DEATH The fear of the dead amongst tribal societies is well established. Persons who had ministered to the dead were taboo and required observe various rituals including seclusion for varying periods of time. In some societies from South America to Australia it is taboo for certain persons to utter the name of the dead. Widows and widowers are expected to observe rituals in respect for the dead.

Widows in the Highlands of New Guinea around Goroka chop of one of their own fingers. The dead continue their existence as spirits and upsetting them can bring dire consequences.

Wahl, C in “The fear of death”, 1959 noted that the fear of death occurs as early as the 3rd year of life. When a child loses a pet or grandparent fears reside in the unspoken questions: Did I cause it? Will happen to you (parent) soon? Will this happen to me? The child in such situations needs to re-assure that the departure is not a censure, and that the parent is not likely to depart soon. Love, grief, guilt, anger are a mix of conflicting emotions that are experienced.

CONTEMPORARY ATTITUDES TO DEATH

Our culture places high value on youth, beauty, high status occupations, social class and anticipated future activities and achievement. Aging and dying are denied and avoided in this system. The death of each person reminds us of our own mortality.

The death of the elderly is less disturbing to members of Western society because the aged are not especially valued. Surveys have established that nurses for example attach more importance to saving a young life than an old life. In Western society there is a pattern of avoiding dealing with the aged and dying aged patient.

Stages of dying. Elisabeth Kubler Ross has specialised in working with dying patients and in her “On death and dying”, NY, Macmillan, 1969, summarised 5 stages in dying.

  1. Denial and isolation. “No, not me”.
  2. Anger. “I’ve lived a good life so why me?”
  3. Bargaining. Secret deals are struck with God. “If I can live until…I promise to…”
  4. Depression. (In general the greatest psychological problem of the aged is depression). Depression results from real and threatened loss.
  5. Acceptance of the inevitable.

Kubler Ross’s typology as set out above should, I believe be taken with a grain of salt and not slavishly accepted. Celebrated US Journalist David Rieff who was in June ’08 a guest of the Sydney writer’s festival in relation to his book, “Swimming in a sea of death: a son’s memoir” (Melbourne University Press) expressly denied the validity of the Kubler Ross typology in his Late Night Live interview (Australian ABC radio) with Philip Adams June 9th ’08. He said something to the effect that his mother had regarded her impending death as murder. My own experience with dying persons suggests that the human ego is extraordinarily resilient. I recall visiting a dying colleague in hospital just days before his death. He said, “I’m dying, I don’t like it but there’s nothing I can do about it”, and then went on to chortle about how senior academics at an Adelaide university had told him they were submitting his name for a the Order of Australia (the new “Knighthood” replacement in Australia). Falling in and out of lucid thought with an oxygen tube in his nostrils he was nevertheless still highly interested in the “vain glories of the world”. This observation to me seemed consistent with Rieff’s negative assessment of Kubler Ross’s theories.

THE AGED IN RELATION TO YOUNGER PEOPLE

The aged share with the young the same needs: However, the aged often have fewer or weaker resources to meet those needs. Their need for social interaction may be ignored by family and care workers.

Family should make time to visit their aged members and invite them to their homes. The aged like to visit children and relate to them through games and stories.

Meaningful relationships can be developed via foster-grandparent programs. Some aged are not aware of their income and health entitlements. Family and friends should take the time to explain these. Some aged are too proud to access their entitlements and this problem should be addressed in a kindly way where it occurs.

It is best that the aged be allowed as much choice as possible in matters related to living arrangements, social life and lifestyle.

Communities serving the aged need to provide for the aged via such things as lower curbing, and ramps.

Carers need to examine their own attitude to aging and dying. Denial in the carer is detected by the aged person and it can inhibit the aged person from expressing negative feelings – fear, anger. If the person can express these feelings to someone then that person is less likely to die with a sense of isolation and bitterness.

A METAPHYSICAL PERSPECTIVE

The following notes are my interpretation of a Dr. Depak Chopra lecture entitled, “The New Physics of Healing” which he presented to the 13th Scientific Conference of the American Holistic Medical Association. Dr. Depak Chopra is an endocrinologist and a former Chief of Staff of New England Hospital, Massachusetts. I am deliberately omitting the detail of his explanations of the more abstract, ephemeral and controversial ideas.

Original material from 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

In the lecture Dr. Chopra presents a model of the universe and of all organisms as structures of interacting centres of electromagnetic energy linked to each other in such a way that anything affecting one part of a system or structure has ramifications throughout the entire structure. This model becomes an analogue not only for what happens within the structure or organism itself, but between the organism and both its physical and social environments. In other words there is a correlation between psychological conditions, health and the aging process. Dr. Chopra in his lecture reconciles ancient Vedic (Hindu) philosophy with modern psychology and quantum physics.

Premature Precognitive Commitment: Dr. Chopra invokes experiments that have shown that flies kept for a long time in a jar do not quickly leave the jar when the top is taken off. Instead they accept the jar as the limit of their universe. He also points out that in India baby elephants are often kept tethered to a small twig or sapling. In adulthood when the elephant is capable of pulling over a medium sized tree it can still be successfully tethered to a twig! As another example he points to experiments in which fish are bred on

2 sides of a fish tank containing a divider between the 2 sides. When the divider is removed the fish are slow to learn that they can now swim throughout the whole tank but rather stay in the section that they accept as their universe. Other experiments have demonstrated that kittens brought up in an environment of vertical stripes and structures, when released in adulthood keep bumping into anything aligned horizontally as if they were unable to see anything that is horizontal. Conversely kittens brought up in an environment of horizontal stripes when released bump into vertical structures, apparently unable to see them.

The whole point of the above experiments is that they demonstrate Premature Precognitive Commitment. The lesson to be learned is that our sensory apparatus develops as a result of initial experience and how we’ve been taught to interpret it.

What is the real look of the world? It doesn’t exist. The way the world looks to us is determined by the sensory receptors we have and our interpretation of that look is determined by our premature precognitive commitments. Dr Chopra makes the point that less than a billionth of the available stimuli make it into our nervous systems. Most of it is screened, and what gets through to us is whatever we are expecting to find on the basis of our precognitive commitments.

Dr. Chopra also discusses the diseases that are actually caused by mainstream medical interventions, but this material gets too far away from my central intention. Dr. Chopra discusses in lay terms the physics of matter, energy and time by way of establishing the wider context of our existence. He makes the point that our bodies including the bodies of plants are mirrors of cosmic rhythms and exhibit changes correlating even with the tides.

Dr. Chopra cites the experiments of Dr. Herbert Spencer of the US National Institute of Health. He injected mice with Poly-IC, an immuno-stimulant while making the mice repeatedly smell camphor. After the effect of the Poly-IC had worn off he again exposed the mice to the camphor smell. The smell of camphor had the effect of causing the mice’s immune system to automatically strengthen as if they had been injected with the stimulant. He then took another batch of mice and injected them with cyclophosphamide which tends to destroy the immune system while exposing them to the smell of camphor. Later after being returned to normal just the smell of camphor was enough to cause destruction of their immune system. Dr. Chopra points out that whether or not camphor enhanced or destroyed the mice’s immune system was entirely determined by an interpretation of the meaning of the smell of camphor. The interpretation is not just in the brain but in each cell of the organism. We are bound to our imagination and our early experiences.

Chopra cites a study by the Massachusetts Dept of Health Education and Welfare into risk factors for heart disease – family history, cholesterol etc. The 2 most important risk factors were found to be psychological measures – Self  Happiness Rating and Job Satisfaction. They found most people died of heart disease on a Monday!

Chopra says that for every feeling there is a molecule. If you are experiencing tranquillity your body will be producing natural valium. Chemical changes in the brain are reflected by changes in other cells including blood cells. The brain produces neuropeptides and brain structures are chemically tuned to these neuropeptide receptors. Neuropeptides (neurotransmitters) are the chemical concommitants of thought. Chopra points out the white blood cells (a part of the immune system) have neuropeptide receptors and are “eavesdropping” on our thinking. Conversely the immune system produces its own neuropeptides which can influence the nervous system. He goes on to say that cells in all parts of the body including heart and kidneys for example also produce neuropeptides and neuropeptide sensitivity. Chopra assures us that most neurologists would agree that the nervous system and the immune system are parallel systems.

Other studies in physiology: The blood interlukin-2 levels of medical students decreased as exam time neared and their interlukin receptor capacities also lowered. Chopra says if we are having fun to the point of exhilaration our natural interlukin-2 levels become higher. Interlukin-2 is a powerful and very expensive anti-cancer drug. The body is a printout of consciousness. If we could change the way we look at our bodies at a genuine, profound level then our bodies would actually change.

On the subject of “time” Chopra cites Sir Thomas Gall and Steven Hawkins, stating that our description of the universe as having a past, present, and future are constructed entirely out of our interpretation of change. But in reality linear time doesn’t exist.

Chopra explains the work of Alexander Leaf a former Harvard Professor of Preventative Medicine who toured the world investigating societies where people  lived beyond 100 years (these included parts of Afghanistan, Soviet Georgia, Southern Andes). He looked at possible factors including climate, genetics, and diet. Leaf concluded the most important factor was the collective perception of aging in these societies.

Amongst the Tama Humara of the Southern Andes there was a collective belief that the older you got the more physically able you got. They had a tradition of running and the older one became then generally the better at running one got. The best runner was aged 60. Lung capacity and other measures actually improved with age. People were healthy until well into their 100s and died in their sleep. Chopra remarks that things have changed since the introduction of Budweiser (beer) and TV.

[DISCUSSION: How might TV be a factor in changing the former ideal state of things?]

Chopra refers to Dr. Ellen Langor a former Harvard Psychology professor’s work. Langor advertised for 100 volunteers aged over 70 years. She took them to a Monastery outside Boston to play “Let’s Pretend”. They were divided into 2 groups each of which resided in a different part of the building. One group, the control group spent several days talking about the 1950s. The other group, the experimental group had to live as if in the year 1959 and talk about it in the present tense. What appeared on their TV screens were the old newscasts and movies. They read old newspapers and magazines of the period. After 3 days everyone was photographed and the photographs judged by independent judges who knew nothing of the nature of the experiment. The experimental group seemed to have gotten younger in appearance. Langor then arranged for them to be tested for 100 physiological parameters of aging which included of course blood pressure, near point vision and DHEA levels. After 10 days of living as if in 1959 all parameters had reversed by the equivalent of at least 20 years.

Chopra concludes from Langor’s experiment: “We are the metabolic end product of our sensory experiences. How we interpret them depends on the collective mindset which influences individual biological entropy and aging.”

Can one escape the current collective mindset and reap the benefits in longevity and health? Langor says, society won’t let you escape. There are too many reminders of how most people think linear time is and how it expresses itself in entropy and aging – men are naughty at 40 and on social welfare at 55, women reach menopause at 40 etc. We get to see so many other people aging and dying that it sets the pattern that we follow.

Chopra concludes we are the metabolic product of our sensory experience and our interpretation gets structured in our biology itself. Real change comes from change in the collective consciousness – otherwise it cannot occur within the individual.

Readings

Chopra, D. The New Physics of Healing. 735 Walnut Street, Boulder, Colorado 83002,

Phone. +303 449 6229.

Coleman, J. C. Abnormal psychology and modern life. Scott Foresman & Co.

Lugo, J. and Hershey, L. Human development a multidisciplinary approach to the psychology of individual growth, NY, Macmillan.

Dennis. Psychology of human behaviour for nurses. Lond. W. B.Saunders.

[http://www.psychologynatural.com/DepressionBroch.html]

Dr. Victor Barnes is an Adelaide psychologist and hypnotherapist. He has also had three decades of experience in adult education including serving as Dean of a Sri Lankan college (ICBT) teaching several Australian degrees. His overseas experience includes studies and consulting experience in USA, PNG, Poland and Sri Lanka.

Scholarship for Writers to Become Published Authors

August 19, 2014 by · Comments Off on Scholarship for Writers to Become Published Authors
Filed under: Press-Media Releases 

Leigh St John, author of over 20 published books, has released two free scholarships to a 12 month training and coaching program, the focus of which is to assist writers to become published authors on Amazon.com.

“My absolute passion is for helping writers live their dream of being published and with this program we guarantee that as long as you follow the steps, you will become a published author,” commented Ms St John.

The two scholarships are available – one for a current college student and one for a senior citizen (65yo+).

The Program covers all elements of becoming a self-published author from the early stages of structuring the book, through to the actual publishing on Amazon.com as well as each of the various marketing steps to promote and sell the participant’s book.

Additionally, participants in the program are able to access weekly group coaching calls.

More information on the Program can be found at http://www.guaranteedauthor.com

To apply, send an email to admin@guaranteedauthor.com with a short essay on why the applicant wants to become a published author.

Application is open from August 15th to August 30th, 2014.

Decision will be made strictly on the essay and all applicants will be advised of the outcome.

Nevada Senior Guide – Visiting Angels Reno

April 26, 2014 by · Comments Off on Nevada Senior Guide – Visiting Angels Reno
Filed under: Health and Home Care, Homecare, Reno, Support Services 

www.visitingangels.com/reno

NSGMayJuneJuly2014_Web15

Visiting Angles, serving Reno, Sparks and the surrounding communities

 

Why Elderly Care by Visiting Angels

At Visiting Angels, we realize it is never easy bringing someone into your home to provide elderly care services.  That’s why we strive to make staying at home a positive experience.  We do this by allowing you to select your caregiver from a group of experienced  elderly care providers, allowing you to maintain your schedule and providing you or your loved one with personalized elderly care services.

 

You Are In Charge – We’re On “Your” Schedule

With Visiting Angels, you’re in charge of everything.  Your Visiting Angels elderly care provider will not dictate to you what your schedule is to be (i.e. what time to get up, when to bathe, meal schedules, etc.).  It is our job to adjust to your schedule and to see to it that you remain comfortable in your home.  Visiting Angels – Senior Home Care at its Best!

 

Bonded, licensed and insured

Your locally owned and operated Visiting Angels office is licensed by the state of Nevada and is insured and bonded.  This can give you the peace of mind that a trustworthy elderly care provider will be in your loved one’s home.

 

Monitoring is essential

At Visiting Angels’ we continually monitor our elderly care providers through our system of continued personalized contacts.  Through telephone check-in’s and home visits, we will be checking regularly with your loved one.  We want to ensure that our elderly care recipients receive the best possible care.

 

Tailor your care to your needs

No two people are the same.  Therefore their elderly care needs are going to be very different.  Whether you need respite care, in home care, part time or full time care, or care at an assisted living facility, Visiting Angels can provide an experienced elderly care provider that is right for you.  Our agency tailors your program of elderly care based on your needs.  Your elderly care program is flexible and you can change the program as different needs arise.  We will also work along with any home health agency or nursing agency that may be assisting your loved ones after a recent hospital stay.

 

Visiting Angels Reno

The Visiting Angels office located in Reno Nevada is locally owned and operated by Monica and Robert Pence.  For additional information on how we can help you or a loved one, please contact our office at 775-852-4663 or visit our website at www.visitingangels.com/reno.  We look forward to assisting you with your care needs.

Free Senior Safety Fair – Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP)

March 18, 2014 by · Leave a Comment
Filed under: Press-Media Releases 

The Seniors And Law Enforcement Together – (S.A.L.T.) Council and the Senior Medicare Patrol (SMP) are asking for support at an important annually sponsored event.

 

The SALT Council and SMP will be holding it’s free “Senior Safety Fair” on Wednesday, May 14th 2014 at Clark County’s Paradise Community Center located at 4775 South McLeod Drive 89121.

The SALT Council is comprised of core members to include but not limited to the Las Vegas Metropolitan Police, North Las Vegas Police Department, State of Nevada Elder Protective Services, Southern Nevada Senior Law Program, Nevada Senior Services, Senior Medicare Patrol (SMP), Nevada State Attorney General’s Office, City of Las Vegas, Clark County, City of Henderson, Clark County District Attorney, ITN Las Vegas Valley, S. Nevada Transit Coalition, Nevada 2-1-1, Social Service Providers, Professional Senior Service Providers, and Volunteer Senior Citizens and Clark County Coroner and Medical Examiner’s Office just to name a few.

 

S.A.L.T. is a full non-profit 501c3.

 

The group is looking assistance in getting the word out to all southern Nevada senior citizens about this free safety event to help increase all safety and prevention methods for our seniors residents.

 

If you have any questions please contact Kim Harney-Moore (SMP) or Carol Ferranti (LVMPD) (contact info are listed below):

 

Kim Harney-Moore; SMP Director
Nevada Senior Medicare Patrol (SMP)
Empowering Seniors to Prevent Healthcare Fraud
702-486-4323
kkharneymoore@adsd.nv.gov

 

OR

 

Carol Ferranti; Crime Prevention Specialist
Las Vegas Metropolitan Police Department – South Central Area Command (SCAC)
4860 Las Vegas Blvd. South
Las Vegas, NV 89119
Office: 702-828-8163
C7859F@lvmpd.com

Enjoy life more – your body will age better, study shows

January 21, 2014 by · Leave a Comment
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A new study from the UK and published in the Canadian Medical Association Journal claims that people who enjoy life will have better physical function and faster walking speeds than their more pessimistic counterparts.

We already know there are health benefits associated with a positive outlook on life. A study from 2013 suggested people who have happy marriages also enjoy better physical health than couples in stressful marriages.

In 2012, Medical News Today reported on a study by researchers at University College London (UCL) in the UK, which found seniors who enjoy life more tend to live longer.

As part of a follow-up study testing the link between happiness and physical performance, the UCL researchers have assessed the enjoyment of life of 3,199 participants aged 60 years or older.

Enjoying life makes your body work better?

The participants in the study were asked to rate on a four-point scale how much they subscribed to the following statements: “I enjoy the things that I do,” “I enjoy being in the company of others,” “On balance, I look back on my life with a sense of happiness” and “I feel full of energy these days.”

senior citizens playing video games
The study found that seniors who enjoy life had better physical function than unhappy people.

Interviewing the people in the study, the researchers then assessed to what extent they had difficulty performing daily activities, such as bathing or getting dressed. They also measured the walking speed of the participants.

The study found that people who had a low sense of well-being were more than three times as likely to experience problems in performing daily activities.

“Our results provide further evidence that enjoyment of life is relevant to the future disability and mobility of older people,” says Dr. Steptoe, co-author of the study.

Continue reading here:  http://www.medicalnewstoday.com/articles/271486.php

Keep it simple to move seniors successfully

November 25, 2013 by · Leave a Comment
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According to experts, from 2000 until 2011, senior citizens 65 years and older grew nearly 18 percent, up to 41.4 million. Nearly 81 percent of that age group owned homes at the end of 2011.

Children and families of the Baby Boomer generation — people born between 1946 and 1960 — will soon find themselves helping elderly loved ones move.

Moving a senior family member is challenging. No one wants to upset that person, and everyone wants the move to go as smoothly as possible. This can sometimes seem like an impossible task.

The important thing to remember when moving a senior is to stay organized and calm throughout the move, say the experts at TWO MEN AND A TRUCK®. When moving a senior into a living facility, consider contacting management to find out what can be brought onto the campus, what are appropriate moving hours, and do they have any best practices for the move.

Remember:

  • Start packing several weeks in advance. Pack early to avoid being overwhelmed as moving day draws near.
  • Wrap small items in colored paper. This prevents items such as knick-knacks from becoming lost or thrown out.
  • Label boxes on top and sides. Mark the top and sides of boxes as they’re packed. Make sure to label boxes containing breakable or sentimental items with “fragile.”
  • Pack all electronic equipment in original boxes. Otherwise use low-static bubble wrap when packing these items
  • Always use packing paper. When wrapping fine china and precious items, the ink from printed newsprint may bleed onto valuables.
  • Sealing all boxes with packing tape. This makes it easier to stack and protect belongings.
  • Use boxes designed for the items you are packing. Use dish pack boxes for dishes and wardrobe boxes for clothing.

TWO MEN AND A TRUCK® is the largest franchised moving company both in the United States and internationally. Currently there are more than 240 national locations and 1,500 trucks operating in the U.S.; in total, the company operates 260 locations and 1,600 trucks. TWO MEN AND A TRUCK® has performed more than 4.5 million moves since its inception in 1985. The company has seen consistent monthly growth dating back to December 2009 and more than 20 months of double-digit growth. Each location is independently owned and operated. Visit twomenandatruck.com.

Contact: Dawn Kroeger
dawn.kroeger@twomen.com
(517) 803-2901

Animal-Senior Citizen Companionship Leads to Improved Overall Health

November 20, 2013 by · Leave a Comment
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 The mental and physical benefits of animal companionship have been praised across the world, from seeing-eye dogs to therapy dogs to household pets. According to the US Pet Ownership and Demographics Sourcebook, there are approximately 70 million pet dogs and 74 million pet cats in the United States. Of this number, about 63 percent of pets are considered to be members of the family. Now, pet adoption companies are utilizing the health improvements to better the quality of life for senior citizens.

“The pairing of seniors with calm, manageable adult dogs and cats has yielded amazing vitality and unparalleled effects, the feeling of loneliness dissolves and a reason to be active arises,” affirms Will Post, CEO of Hound & Gatos Pet Food, whose mission is to provide the public with high-quality pet food options for dogs and cats. “The simple presence of animal companionship can provide amazing health benefits that truly lift a senior’s mental and physical state because they have someone to depend on and someone who depends on them.”

The Center for Disease Control and Prevention reports that pets can reduce stress, lower blood pressure and cholesterol levels, in addition to increasing social interaction and physical activity. Add unconditional love, purpose, and that special something to care for and nurture, and you have an elixir for senior citizens.

According to Pet Partners, seniors with pets experience fewer minor health issues when visiting their doctor, and overall better health and mental well-being.  Pets are also praised for reducing loneliness and depression, two major factors that can lead to an unhealthy body and mind. Since dogs live in the present, their focus on ‘today’ tends to rub off on their owners, resulting in managing anxiety levels.

“These positive results of animal companionship for seniors is one more reason to encourage the ownership and nurturing of pets for the seniors of today. We are only beginning to document these facts determining the health benefits of pet ownership for the elderly, though animal lovers have always suspected it. Their contribution to a better quality of life being recognized can only lead to happier and healthier seniors, something we can all be excited about,” says Post.  “The importance of love proves to be a major force in life no matter what age one might be.”

Research continues to show that pets help people of all ages enjoy a much fuller and rewarding life, and the mission of Hound & Gatos Pet Food Corporation is to try to create cat and dog formulas that can ultimately improve our beloved pet’s vitality and longevity. Dubbed as the original Paleolithic pet food company, their recipes are 100 percent protein and zero percent plant protein, with the number-one ingredient being meat. To learn more about Hound & Gatos, including where to buy products, visit their site at: www.houndgatos.com.

About Hound & Gatos Pet Foods Corporation

Hound & Gatos Pet Foods Corporation is based in New York. Their mission is to provide the public with high-quality pet food options for dogs and cats. Their line of pet foods focus on quality ingredients that provide maximum nutrition, and avoid all bi-products and other ingredients that would generally be unnatural to a pet’s diet. For more information on Hound & Gatos visit the site at www.houndgatos.com.

 

# # #

Source: American Veterinary Medical Assocation. US Pet Ownership & Demographics Sourcebook.https://www.avma.org/KB/Resources/Statistics/Pages/Market-research-statistics-US-Pet-Ownership-Demographics-Sourcebook.aspx

Center for Disease Control and Prevention. Health Benefits of Pets.http://www.cdc.gov/healthypets/health_benefits.htm

Pet Partners. Health Benefits of Animals for Seniors. http://www.petpartners.org/page.aspx?pid=312

The Benefits of Medicare Advantage

October 31, 2013 by · Leave a Comment
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Dr. Amir Bacchus

The annual election period during which seniors can enroll in Medicare Advantage plans began on Oct. 15 and ends Dec. 7.  During this open enrollment period, many of Nevada’s senior citizens will assess their health care needs and weigh their options carefully to determine whether a Medicare Advantage plan is right for them.

As a physician and the chief medical officer of HealthCare Partners Medical Group, I have a great deal of knowledge and experience related to Medicare Advantage plans, and I urge seniors to make informed decisions this fall.

Medicare Advantage plans can be an excellent choice for seniors without private supplemental insurance, as many offer improved access to coordinated care and protection against high out-of-pocket expenses. Medicare Advantage is an alternative to what is known as Medicare Fee-For-Service or “original Medicare.”  Medicare Advantage plans typically provide prescription drug coverage and eliminate the need to purchase a Medigap policy. The premiums tend to be lower than you would pay by purchasing original Medicare, Part D (prescription drug coverage) and Medigap separately.

When comparing Medicare Advantage plans, it is essential to consider the costs, benefits and health care provider choices within each available plan. You should take time to learn about the “in-network” providers associated with the health insurance plan.  It is important to know whether the providers have a reputation for offering high-quality, coordinate care and if they have a large enough network to meet your health care needs.  Finally, you should also consider access to the primary care physicians, specialists and other providers you use on a regular basis under each plan. Consistency of care has numerous benefits, especially for those who feel comfortable with their current health care providers.

When considering your coverage options this fall, pick the plan that works best for you. It’s a big decision, and I hope seniors explore their options during this year’s enrollment period.

Dr. Amir Bacchus is the chief medical officer and co-founder of HealthCare Partners Medical Group.  Bacchus received his M.D. from Wayne State University School of Medicine in 1993 and is a diplomat of the American Board of Internal Medicine.

 

 

Specific Ingredients That Senior Citizens Should Look For In A Multivitamin by Michael Walters

October 23, 2013 by · Leave a Comment
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Specific Ingredients That Senior Citizens Should Look For In A Multivitamin

Senior citizens require a different mixture of ingredients in their multivitamins. These multivitamins are geared towards them using a unique combination of important vitamins and the question is whether or not others should use it as well.

Naturally, those multivitamins are beefed up, due in large part to a senior citizen’s far more substantial needs than say, a young adult male. This is why some people are actually considering using them even though they’re not in that demographic.

That doesn’t mean you have to exclusively go for multivitamins targeted at the elderly. There are premium natural multivitamins out there that provide the same levels of health benefits that the elderly targeted alternatives would.

Multivitamins are important for the elderly because they make sure that they don’t end up nutritionally deficient. Young people can get away with not taking multivitamins.

Anti-oxidants are something you should also get in your multivitamins. Flavonoids and carotenoids are other things that should also be in it. There’s more to multivitamins that just, well, the vitamins. There are things that synergize with vitamins that make them doubly effective, if not more.

The internet helped me immensely when I was studying these facts myself. I dug through so many websites as I learned more. That means that you can learn more things about multivitamins without working too hard on it. As for me, I spent a lot of time on it.

Your health is important. The healthier you are, the more comfortable you will be in your twilight of your life. Doctors and scientists around the world have been struggling to make sure that life is more than about just living longer – it’s about living better as well as longer.

So many people could have had one more year if only they took care of themselves. You should take care of yourself.

This author frequently posts his thoughts on electronics like cheap computer speakers and computer speaker cable.

Article Source: http://EzineArticles.com/?expert=Michael_Walters

How To Start Your Own Senior Citizen Events Service by Vince Stead

October 3, 2013 by · Leave a Comment
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Expert Author Vince Stead

You can start your own business and make money helping others have a good time, and have a good time yourself doing it! As the population of baby boomers grows, and more of our population becomes older as time goes by. There are millions of folks 55 and older that have a lot of energy, desire, time and money, to do many things still! Some of the retirement communities that allow only people 55 and older to live their, have some of the most active seniors, with all kinds of wants and needs, and if you can fulfill that market, you can make some money doing it.

Find a way to fulfill this need, with either day trips, bus tours, cruises, vacation scheduling help, or even bingo, and you can set up various outings, where someone will win a big grand prize! You could arrange with local tour operators who are already in business. Find out their prices for certain day trips, and then negotiate for even a better price, so that you can make even more profit. You could make up your own fliers, and offer the same trips, but market it differently than the tour operators do, by going directly to places older folks like to be. You can try places like mobile home parks, senior citizens centers, hospitals, churches, etc…

You could start this business part time, and turn it into a full time business with a little imagination, and by putting lots of free classified ads up on the internet!

Vince Stead has written 9 books so far. You can find his books at places like Amazon, Barnes and Noble, and http://www.vincestead.com

Article Source: http://EzineArticles.com/?expert=Vince_Stead

 

Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth

October 1, 2013 by · Comments Off on Senior Citizen Travel – Baby Boomer Adventure Made Simple by Susan Elizabeth
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Expert Author Susan Elizabeth

Many people think that when they get to the age of retirement that their opportunity for adventure is over. But the baby boomer generation is an entirely different breed of retiree. They are one of the groups that has made senior citizen travel such a huge and growing ever bigger segment of the travel industry.

There are in fact, probably more travel companies now who specialize in taking older travelers on travel adventures than have ever been in existence before. Part of the reason for this is that there are so many baby boomers; and so many baby boomers who think young, act young and live young.

And part of it is because so many of the baby boomer generation have a little bit of extra money to spend on taking cool trips.

One of the growing sub segments of the travel industry, specifically in the senior travel part is genealogical travel. This is where people want to go back to the country of their family origin to see what life is like back there. Although, this kind of travel focuses on foreign destinations, there are plenty of travel opportunities in the genealogical sector that will allow you to travel to the parts of the US where your family was originally from.

Maybe this is so popular because so many baby boomers were so independently minded growing up that they moved away from their family home, and maybe just because many of the parents and grandparents of the people who are boomers came from other countries. Either way, this is a big deal in travel and if it is something you are interested in, you can easily find all sorts of travel agencies who can help you out with a genealogical travel tour to investigate your own roots.

Another kind of travel that is very popular with baby boomer folks is small group travel. Often in regular travel tours, especially the tour packages, there are as many as a hundred people in the same tour group. And if you are not on a cruise, this is way too many.

The tour companies do this to cut down on the amount of overhead they have to pay the tour guides and the hotels. You will still have to pay whatever fees they charge but you will not get the same amount of personal attention that you would in a small group tour situation. Make sure you check out the tour group size before you book your tour.

Senior citizen travel is alive and well and isn’t going anywhere. As a baby boomer traveler, you can find as many travel opportunities online as you can search for. And more just keep appearing each and every day.

Susan is a full fledged baby boomer and avid internet researcher who writes about baby boomer travel and other senior topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

Online Dating Tips for Senior Citizens by Salma Owais

September 30, 2013 by · Leave a Comment
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Dating for senior citizens is something that is very interesting. This means that every human being of any age group needs some special kind of attention from the opposite sex. Well, actually dating of senior citizens is just like dating of any age group because there is nothing wrong to find a true friend to share your feelings with. This is natural and a very healthy sign. In fact this is a very positive step. Online dating is a very good source of searching a perfect match, but it’s always better to get some knowledge before getting into this.

First of all if you are interested to get into this game you must choose a well reputed dating site. Senior citizen should avoid free dating site because of the security reasons, as older singles might be an easy target for the mischievous people to cheat. On the other hand paid sites provide you with the genuine profiles of the people who are seriously interested. A very important thing is that you should select the site of your age group specifically; because it will save the time and make the other person clear about your age. Another advantage for these particular sites is that there would be no competition with younger people. Be honest about your age to have a successful and reliable relationship. Make an impressive profile without exaggeration and upload a good picture of yours and make sure that the picture should not be very old to give a young impression. Find a person according to your requirement and begin the game. There should be no need to tell to be patient and do not share personal things early in your relation. Judge the person by their discussion. Do not tell your financial position in the beginning, if your new partner starts having the problems that require money, immediately cut off with them. This is one of the biggest all time scam to con people out of their money by gaining sympathy.

Do not talk about your previous relationship so quickly and avoid comparing the new person with your older spouse. As you have entered into a mature age so your discussion should be decent but don’t make it boring for the other person so add a little bit of spice and humor in your discussion to show the lively aspect of your personality. Don’t talk about your pains and harsh experiences in life, because the other person might get turn off as they would have had more bitter experiences then you; but want some pleasant change, so leave these things for later meetings and have fun with online dating.

If you are interested in using a dating service then visit our dating service website for membership, dating advice, ideas and stories.

Article Source: http://EzineArticles.com/?expert=Salma_Owais

How to Take Care of a Senior Citizen in the Family – Some Do’s and Don’ts by Ruma Sen

September 26, 2013 by · Leave a Comment
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Expert Author Ruma Sen

Although the idea may sound quaint to some, having a senior citizen in your home is something unavoidable. Yes, it is burdensome. Yes, it means having frayed nerves. Yes, it means sacrificing your privacy. Yes, you should not expect any pay-back from your elderly parents…this is their time in the sun.

From the outset,let me explain, that there is no one who will understand the problems faced by the family when an elderly person is a permanent resident, unless he/she too is in a similar position. Elders grow even older, and with increasing age comes unexpected blows, in the form of health issues, visits to doctors, and mounting medical bills. Realize that no one from the extended family or even the closer family members will be there to pitch in. It’s a fact of life….no one wants to INVITE trouble!

Most articles on Senior Citizen care lay stress on the fact that it is an honourable task that you have undertaken, to look after an old person. Few go on to explain what measures you can take to avoid those inevitable moments of depression, craziness, and having the blues, whilst you’re at the job.

Being a seasoned caretaker of a permanent live-in elderly in-law for the past two decades, I can only say this: forget your Ego, forget your cravings for instant happiness and impulsive actions. Look at the long term benefits only. Do you really want to ignore an old person’s problems by staying away and pretending to have fun? In that case, you are only playing with fire. With their lack of presence of mind, the family elder may either leave the house premises, and roam unattended, or leave the gas or geyser on, leading to gravely dangerous situations.

Be kind to the elderly, even though it may raise your hackles at times. Remember, their insensitivity and memory losses are something beyond their understanding or intention. Sometimes, the elderly get violent…handle the situation appropriately. Nowadays there are n number of forums, support groups etc who cater to specific problems involved in caring for the elderly.

Here are some pointers to follow at home, in the event of having an elderly person to take care of.

 

  1. Do keep your house well-ventilated, clean and dust-free.
  2. Try keeping the bathrooms of the elderly clean and DRY, to avoid cases of slipping.
  3. Provide ample reading material and interesting things to do, customized to suit the individual.
  4. Music is a great mood elevator; keep music of their generation easily accessible, with simple to operate music systems.
  5. Constant reminders are needed for the elderly; sometimes they react negatively to such instructions. Be prepared to face bouts of anger.
  6. Keep a doctor’s number, an ambulance number handy.
  7. Inform all the people living around your house about the elderly relative you are looking after. This will help avoid situations in which you will feel flustered.
  8. Keep all medicines out of their reach, and administer medicine in your presence.
  9. Employ a part-time help at home in cases where you feel helpless.
  10. Try to involve them in family outings and fun.
  11. Make them feel respected, loved and wanted. This is an uphill task, as the next generation has no patience to communicate with the elderly.
  12. Keep all the financial support ready. This may be in the form of medical insurance, pensions, savings and other schemes. One never knows when an emergency situation requiring a sudden lumpsum of money may arise.
  13. Make them carry some form of an identity on their person if they happen to be going out for a walk, by themselves.

 

Lastly, do pay attention to their diet.

It finally does not matter whether the senior citizen you are looking after happens to be an in-law or your own parent. In both cases, remember you are dealing with aging problems, and this is not an easy task. It calls for a lot of patience on your part. And when I say Patience, I mean patience! Try not to shout and express your feelings of disgust, anger, and rage: even though these might feelings may be uppermost on your mind.

Balance your own life out by reading, meditation, having friends over, or going out for a break. A strong family bond will ensure that the stressful moments will be counterbalanced with relaxed ones. Lastly, always boost yourself up by reminding yourself that the present situation could have been worse!

This article is an original one. The contents have been garnered from various sources, online, books and real life experiences. In case the reader wishes to add any new dimension to this, I would welcome it.
http://rumasen77.wordpress.com

Article Source: http://EzineArticles.com/?expert=Ruma_Sen

Reverse Mortgage – A Tax Free Regular Income For Senior Citizens by Ishita Sharma

September 25, 2013 by · Leave a Comment
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When you become old and do not work, your monthly income stops. How to manage your monthly expenses, medical expenses? These questions are common for all senior citizens. In order to get regular incomes, people save money in various forms of investments like retirement plans, provident funds, fixed deposits etc. There is one more option available for senior citizens – Reverse Mortgaging.

What is Reverse Mortgage

Reverse Mortgage is a financial product that enables senior citizens (60 years plus) to mortgage their property with a financial institution and get regular cash every month for a agreed period. The aim is to make illiquid assets like real estate liquid by generating regular cash in flow from the asset. Reverse Mortgage unlocks the liquidity potential of this asset.

Reverse Mortgage Process – How it works?

The property owner surrenders the title of the property to a financial institution. The financial institution does not pay the entire amount to the owner upfront. It pays a fixed sum each month for a specific period of time. The monthly pay out depends on the valuation of the property, tenure of the agreement and rate of return.

As per the agreement, the property owner stays in the house along with his spouse for their life time. This gives an opportunity to the property owner to stay in the house and get monthly cash. The property is transferred to the financial institution rather than his heirs.

In case the property owner survives the agreement period, the financial institution has to bear the risk. After expiry of the agreement period, the financial institution stops the monthly payment to the property owner.

Reverse Mortgage in India

Reverse Mortgage in India is at a very early phase. It will take few more years for this concept to become popular in India. Some of the leading banks are offering this service.

Ishita Sharma has rich experience in the field of investments. She writes articles on investments and also reviews investment related articles. For more information on various investments visit – http://www.investmentbazar.com

Article Source: http://EzineArticles.com/?expert=Ishita_Sharma

Benefits of Cayenne For Senior Citizens’ Diets by Sharon Elrod

September 24, 2013 by · Leave a Comment
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Expert Author Sharon Elrod

Alternative and Complementary treatments are finally getting some long overdue recognition. Senior citizens have been among the groups of people lobbying for non-traditional medical treatment of disease. One of those non-traditional methodologies is the use of herbal medicine. Among the herbs getting appropriate accolades these days is Cayenne.

Most of us think of it as a hot pepper, added to soup and sauces for the tangy taste it offers. But Cayenne has healing power that is now being studied in a variety of medical centers. Aryuvedic medicine has known of its curative power for centuries. Folklore describes its healing effects on heart attacks, open wounds, pain, hemorrhaging and digestion. And now medical science is adding its official stamp on the benefits of the herb with studies focusing on the therapeutic benefit of this hot peppe.

The active component of Cayenne is capsaicin. Do an Internet search on that word alone, and you will be amazed at the results. Clinical studies on Cayenne/capsaicin have found many medicinal benefits including antioxidant activity, cytotoxic action, inhibit some cancer cell growth, alleviate oral mucositis pain, treating psoriasis and pruritus, and other benefits.

The great thing about Cayenne is its nutritional value as well as medicinal. This herb is used extensively in all kinds of culinary dishes. Seniors around the globe are beginning to add this herb to many dishes that do not call for it. The addition creates a delight for most palates! When used in combination with other herbs, it acts as a catalyst that increases the effectiveness of other herbs used in the same dishes.

The nutritional value of Cayenne comes from its very high source of Vitamins A and C, the complete B complexes, and its high levels of organic calcium and potassium, which is one of the reasons it is good for the heart.

Readers are encouraged to check further on the validity of information available on the Internet. Bibliographies offer a comprehensive resource on reports of studies. Readers are always encouraged to read the original source to avoid possible misrepresentation, even that offered in good faith. As always, this article is not intended to offer medical advice or to replace the need for all readers to consult their primary care physicians and specialists about their individual medical needs.

Article provided by Sharon Shaw Elrod. Senior Citizen Journal, Your Partner in Productive Aging, provides current and relevant information on topics of interest to seniors. Please visit my web site at http://www.seniorcitizenjournal.com/.

Article Source: http://EzineArticles.com/?expert=Sharon_Elrod

How The Senior Citizens Can Learn Self Defence by Imran Al

September 17, 2013 by · Leave a Comment
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self

Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defence. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

September 14, 2013 by · Leave a Comment
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Deserving Senior Caregivers to be Rewarded through “Caring for the Caregiver” Program Sponsored by Twilight Wish Foundation and Parentgiving

Caregiver nominations taken online at www.twilightwish.org until October 15

The national nonprofit Twilight Wish Foundation and Parentgiving are pleased to announce the “Caring for the Caregiver” award. According to a recently released Bureau of Labor Statistics survey, over 39 million Americans provide hours of unpaid care to someone over the age of 65. Caregivers often struggle with their own physical, financial and mental needs. This program was created to recognize and reward these deserving senior caregivers who often put their own needs last by providing a respite from caregiving duties.

“Often, caregivers are seen as hidden patients themselves,” said Cass Forkin, founder of Twilight Wish. “Although caregiving is a labor of love to many, the stress and strain of providing around-the- clock care often takes a toll on the caregivers, both mentally and physically.”

According to David Spain, CEO of Parentgiving, many caregivers are often not able to get the break from their responsibilities that they need. “This program offers caregivers the chance to relax and rejuvenate, away from their daily duties,” said Spain. “We want them to know that their selfless contributions and dedication are appreciated.”

Twilight Wish and Parentgiving chose August 21 to launch “Caring for the Caregiver” because it’s National Senior Citizens Day, first proclaimed by President Ronald Reagan in 1988. “Older citizens are reinforcing their historical roles as leaders and as links with our patrimony and sense of purpose as individuals and as a Nation,” said the late president.

Anyone can nominate a deserving caregiver by filling out an application at www.twilightwish.org.  Caregivers can nominate themselves. Entries will be accepted through October 15, 2013. The winner will be notified in early November 2013. The “Caring for the Caregiver” award may be a two-night hotel stay, restaurant meal(s), spa treatment(s), or tickets to an event or any combination of these as chosen by the award winner. The winner will also receive free in-home caregiving services from a local senior homecare organization, ensuring a worry-free getaway.

Twilight Wish Foundation is a 501(c)(3) nonprofit charitable organization whose mission is to honor and enrich the lives of deserving seniors through wish granting celebrations that connect generations. Since its founding in 2003, Twilight Wish has granted over 1,931 individual wishes to deserving, low-income seniors, thanks to volunteers, corporate and community involvement, and donations. Recent wishes granted include a visit from a string band for a nursing home resident’s 89th birthday, transporting a nursing home resident to Christmas Eve dinner with family, and hearing aids for an Army veteran who wished to be able to hear his grandchildren’s voices. For more, visit www.twilightwish.org.

Parentgiving.com is a leading online destination for seniors and their caregivers, offering a wealth of information on eldercare, news, Q&As with experts, and healthy aging resources as well as a store with thousands of homecare products and medical supplies, delivered right to the home. Bestsellers include walkers, bed rails, bath safety bars, incontinence supplies, and daily living aids. For more, visit www.Parentgiving.com. For more about Parentgiving’s mission, contact Julie Davis at 203-984-4424.

For more about the “Caring for the Caregiver Award,” contact Mary Farrell, Twilight Wish Director of Community Relations, 215-230-8777 ext. 103

Read more news from Parentgiving

Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

September 14, 2013 by · Leave a Comment
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Fraudbuster Reports from Fraud Protection Network Can Protect Senior Citizens from Financial Losses

New services are designed to offer added protections for the vulnerable senior citizen market and will provide guidance and help for these at-risk individuals.

The launch of Fraudbuster Reports by leading consumer and investor protection services firm Fraud Protection Network (FPN) is designed to help senior citizens avoid falling prey to common scams and fraudulent schemes in the consumer marketplace. Due to the prevalence of these types of crimes, the National Council on Aging has called scams that target seniors “the crime of the 21st Century.” FPN’s full line of services can provide guidance and support for older individuals and couples in avoiding fraudulent transactions and protecting themselves against financial scammers.

 

Each year, older Americans lose billions of dollars to sham investments, dishonest commercial transactions and outright scams.

Senior citizens may be especially vulnerable to certain types of fraud that include the following tactics:

These fraudulent schemes are among the most common scams that target senior citizens in the U.S. The Fraudbuster Reports service can be used to check out any company that offers services or provides investment opportunities for senior citizens. Fraudbuster Reports from FPN can be used to obtain a wide range of data on potential investments and retirement plans:

Protections for Consumers:

Senior citizens also receive personalized services from their own personal account executive to streamline the investigative process and ensure a comfortable working relationship.

Protections for Investors:

FPN does not evaluate the likely profitability of investments. However, the services rendered by FPN can help senior citizens avoid fraudulent investment schemes that offer no chance of financial gain.

To promote these new services and the launch of Fraudbuster Reports, FPN has begun a major media push that includes advertising spots on major networks that include CNBC, Fox News, Fox Business, MSNBC, CNN and CNN Headline News and Bloomberg TV. The commercial can also be viewed online at https://www.youtube.com/watch?v=ocieWK1hDq8.

About Fraud Protection Network:
Since its founding in 2012, FPN has provided advanced investigative services to help clients avoid being taken in by scammers and fraudulent companies. Because senior citizens are especially vulnerable to these dishonest schemes, FPN provides an exceptional range of services that are specifically designed to prevent scammers from preying on older Americans. The newly released Fraudbuster Reports products will offer even more protection for these at-risk individuals and can ensure a brighter financial future for senior citizens.

Contact:
Fraud Protection Network
Raul Martinez, COO
raulm@fraudprotectionnetworkinc.com
855-203-0683
www.fraudprotectionnetworkinc.com

Video with caption: “Fraud Protection Network TV Ads.” Video available at: https://www.youtube.com/watch?v=ocieWK1hDq8

Treat them like a person, not a patient

September 14, 2013 by · Leave a Comment
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Treat them like a person, not a patient

New living systems developmental model of care shifts the focus of treating Alzheimer’s disease and other debilitating illnesses

STATE COLLEGE, Pa. – Donald H. Ford observed that advanced Alzheimer’s patients, like his mother-in-law, are typically bored and lonely, and often depressed, frightened or angry.  His professional knowledge convinced him it didn’t have to be that way.  When Alzheimer’s struck his wife, he created a scientifically based alternative form of Alzheimer’s care that enabled her to still have a satisfying life.
Ford shares this revolutionary plan he used with his wife, Carol in the new book Carol’s Alzheimer’s Journey: Treat Them Like a Person, Not a Patient. He is an experienced psychology professional and developed a living systems developmental model for care that incorporates an individual’s humanity. It helps patients live a meaningful and pleasurable life, despite their limitations. Carol’s Alzheimer’s Journey is a guide for caregivers of senior citizens with serious limitations to improve their care receivers’ quality of life.
“Traditional medical model caregiving focuses on what’s wrong with a person and tries to fix it. However, when what is wrong can’t be fixed, the caregiver can’t succeed and that’s discouraging,” Ford says. “In Our developmental model of care, the focus is on what the person can still do and on designing experiences from which they get satisfaction.”
As people continue to gain more awareness of Alzheimer’s disease and other seriously debilitating diseases, plans like the model in Carol’s Alzheimer’s Journey become more relevant. Based on his professional research, Ford believes that a person always functions as an integrated unit, so a model was needed that combined the biological, psychological, behavioral, social and contextual aspects of a person’s patterns of behavior when planning for elder care. Carol’s Alzheimer’s Journey asks society to adopt the view that it is not enough to focus on keeping senior citizens alive and “warehousing them” until they die.
Ford’s plan in Carol’s Alzheimer’s Journey is a person-centered quality of care focus.  It replaces the traditional medical emphasis on what is wrong with the person with a positive emphasis on using their remaining capabilities to create a satisfying life, despite limitations.

 

Carol’s Alzheimer’s Journey: Treat Them Like a Person, Not a Patient
By Donald H. Ford
ISBN: 978-1-3008-0321-8 (sc); 978-1-3009-9178-6 (e)
Softcover, $26.55
Ebook, $8.99
Approximately 564 pages
Available at www.LuLu.com, www.amazon.com and www.barnesandnoble.com.

 

About the author
Donald H. Ford earned a Bachelor of Science, Master of Science and doctorate degrees in mathematics and psychology from KansasState and PennsylvaniaStateUniversities.  He spent the first 10 years of his career creating a new kind of psychological and developmental services program at PennState for students and their families.  Then PennState asked him to create a new kind of college called Health and Human Development.  It stimulated other universities to develop similar colleges.  After 10 years as Dean, he resigned and returned to his first love of teaching, scholarly and professional work.  He published seven books about psychotherapy and human development.

Better Health For Senior Citizens by Irene Mori

September 13, 2013 by · Leave a Comment
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People are living longer these days than in years past. The average age of longevity is not as young as it was, and it is not unusual for people to live well into their nineties. Baby boomers started becoming senior citizens several years ago, and they want to have better health. Just as they have been influencing buying patterns for decades, they are now having an impact on the health and nutrition products available on the market.

The health and wellness businesses are expected to grow by leaps and bounds as more baby boomers enter their later years. This is a group of people who have influenced the physical fitness areas of gyms and spas. Although they are likely to be inclined to exercise less as they age, they will undoubtedly be consuming more nutritional supplements to help maintain good health which has been an important aspect of their lives.

New nutritional supplements are introduced to the markets all the time. The drug store and grocery store shelves are full of items to prolong life and improve health. Liquid juices with nutritional benefits are becoming increasingly popular. There are vitamins and pills of all kinds designed to improve health.

As they are trying to maintain and have better health, senior citizens are becoming involved with home based businesses, often in the health and nutritional industry with nutritional supplements sold through network marketing (MLM or multi-level marketing where people are paid for the efforts of those they bring into the business). Although most will not succeed in the business aspect of MLM, they may become good customers for many years as they are willing to spend money for health products.

As the economy and investments have suffered and made life difficult for many senior citizens who are faced with dwindling retirement funds, they may enter home based businesses which have great promise and potential. Since these are businesses which may be entered for a relatively small amount of money, they seem desirable.

Yet many more people may be interested in maintaining good health than in earning money when they are in the autumn of their lives. They want to find ways to enjoy better health as they age. Liquid nutritional supplements have become a popular method of ingesting the vitamins and anti-oxidants which have been touted as being beneficial for health and wellness. Liquids are easier to take than pills, and they are becoming more available and desirable

Better health means taking care of one’s self and doing all in your power to maintain a healthy lifestyle which results in improved mental and physical capabilities. Living longer will be more pleasant if one is able to enjoy good health and well being.

Irene Mori is involved with network marketing. To learn about a savings and earnings program, visit: http://www.moremlmsuccess.com. If you are interested in emergency preparedness and food storage or a home based business in this area, check out: http://www.preparedforlife.net.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

A Crusade to Help Senior Citizens in Car Shopping by Irene Mori

September 12, 2013 by · Leave a Comment
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Seldom is shopping for and buying a new automobile a wonderful experience. Indeed, there is a chance that it could be a horrible encounter with unpleasant consequences. Signing the papers to lease or purchase a car, if one is not ready to do so, can be an event which causes monumental anxiety and stress.

Senior citizens who want to obtain a new car can be vulnerable to the unscrupulous and at times unethical tactics of salespeople who want to make a sale and hence a commission. Insensitive salesmen and saleswomen could be concerned with their own welfare and the money they would make. High pressure and conniving tricks may be used against unsuspecting customers.

Sydney’s husband was willing to sign a lease the day they shopped for a new car although they had previously not expected to do so yet. They still had a lease on the car they were currently driving, and it would not expire for another two months. They had not discussed nor decided upon what course of action to take. They had not made any decisions about whether to keep leasing that car, to purchase it, or to acquire a new car. They were just looking, or so thought Sydney. Unfortunately, Sydney’s husband told the saleswoman that they COULD get a car that day. She said they would pay for the last two months on the present lease. She made it sound like they were getting a good deal on the lease of a new car, which they would not need for another two months.

They decided to take a car for a test drive. They admitted that the car was nice. Then the trouble began. The seemingly nice saleswoman turned to a person with a mission-to sell an automobile. She became a wolf in sheep’s clothing. She turned into a witch underneath a seemingly pleasant demeanor.

Although Sydney repeatedly stated that they needed to discuss the matter, the saleswoman would not let them leave the showroom. She brought in reinforcements such as a sales manager and others. Instead of letting them go out for lunch to discuss the matter, they brought in lunch. She wrote down their name on the board as having already purchased a car.

It was almost as if Sydney and her husband had been chained to the table, but Sydney finally broke loose. She allowed the reasonable thoughts to crowd out the demons. It was not easy to do against such odds, but she stood her ground and got up to leave. The saleswoman tried to bully her into staying with all kinds of strange and irrational statements. Sydney’s guardian angel had eventually come to her aid, and she spoke her mind. She needed to get out of there and think about it. Of course, the saleswoman knew that Sydney and her husband would not be back. There was no way that Sydney would deal with that woman again. She had finally broken loose, and she was extremely satisfied that she had not relented to the pressure.

Sydney recalled the experience of her friend Helen, who had signed a lease against her will. She tried to get out of the deal, but she was stuck. The dealership said she could get out of the deal by paying a $5,000 restocking fee. They basically did not listen. They had found another sucker.

Senior citizens and everyone should buy a car with pleasure only when they are ready. Don’t let a terrible salesperson talk you into something you are not happily ready and willing to do. A car purchase should be a pleasant experience, not an ordeal that brings pain and anguish.

Irene Mori has been involved with network marketing and home based business for a number of years. She works in the food and nutrition areas as well as with a company which offers discounts on everyday purchases and cash back for online shopping. FREE training and marketing tools are readily available with this affordable opportunity with a good profit potential. Get more information on this business by visiting: http://www.moremlmsuccess.com. You can learn about a business in the food storage area by sending an email to: sr.marcia1@gmail.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Diet Management For Senior Citizens by Jane Kim

September 11, 2013 by · Leave a Comment
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As people grow older, they become less active, especially after retirement from an active job. Food is required to maintain the health and state of the body, as in younger age groups, but less energy is needed. Senior citizens can maintain their health by following tips:

– Many elderly women and some men suffer from a condition called osteoporosis, which is result of gradual loss calcium and other minerals from the skeleton. Bones become brittle, may break easily, and are painful.

– To help prevent this problem everyone, but especially women, should have plenty of calcium and vitamin D in their diet when younger, and take regular exercise. There is evidence that taking hormone replacement therapy (HRT) at, and for few years after, menopause can help prevent osteoporosis in women.

– The size of meals should decrease as people become less active, but the quality should not. There is no need for elderly to eat soft or smooth foods only, unless they have a digestive disorder which makes this necessary; they can still enjoy crisps, crunchy; and hard foods, even if they wear dentures, providing that the dentures fit into the gums properly.

– It may be necessary to increase the intake of fiber to avoid constipation, which is common disorder in this age group. Many elderly people resort to using laxatives to prevent or ease constipation. This is undesirable and usually unnecessary if the diet contains sufficient fiber.

– A reduced income may mean that it is not possible to eat much meat or other protein foods, and this poses problems to many senior citizens. Pulses and cereals can be eaten as cheaper alternatives to meat and other and other animal protein foods, or to supplement them.

– Mobility problems may also influence where foods is purchased and how often, and the elderly may require help from the social services department or from willing neighbors.

– The loss of a partner may also affect the motivation to cook and eat well, and this often leads to poor health among the elderly.

– Senior citizen’s luncheon clubs are run by many religious organizations and charities to enable the elderly to meet in social atmosphere, and enjoy a meal together. This is good for their quality of life and happiness. And provide the chance to enjoy a cooked meal which they may not have at home. The meals are usually subsidized.

– Meals on wheels are provided in many areas, and offer daily social contact for elderly people, as well as a regular hot meal. In some areas, people now receive a weekly delivery of frozen meals which they reheat in microwave oven. This saves costs, but limits the important social contact.

Jane Kim writes for Society50 social networking website. You can visit Health and Diet Club of Society50 to ask your questions or just to get advise on any body and health related issue.

Article Source: http://EzineArticles.com/?expert=Jane_Kim

Starting a Home Based Business – Senior Citizens Require Supplemental Income by Jed Tooke

September 6, 2013 by · Leave a Comment
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Expert Author Jed Tooke

The need to have extra earnings is felt more when one retires. It is for this reason that many people become interested in the idea of starting a home based business to increase their income. It is seen that generally younger people are preferred for work over older workers because of the mistaken belief that senior citizens will not be able to perform the work effectively.

Because of an economic downturn, many corporations are forcing employees to retire or they are being laid off, even before they attain retirement age. Now, there is an option in the form of a home business venture for these senior citizens.

One of the best choices available for those who have retired is starting a home business on the Internet. This option will provide these senior citizen retirees an opportunity to make much needed extra income.

This article will guide those who are exploring avenues to earn extra money to supplement their pension.

Learn basic computer skills:

One of the most basic requirements to start your home venture is to have a high-tech computer along with dependable Internet connection. After this, you need to train yourself in basic computer skills.

If you are not able to acquire the computer expertise, you need not dampen your spirits because there are plenty of free computer tutorial websites on the Internet. You can receive excellent guidance from any of these sites and train yourself rather well. Let learning be the ongoing process. Ensure that you keep yourself abreast of the latest developments.

There are lots of changes taking place on the Internet and Information Technology. A sound knowledge of operating your computer will be a big advantage when starting a home business.

Accepting the challenge:

You need to ask yourself if you will be able to take care of your business venture efficiently. Do you have it in you to own and operate your enterprise successfully? You should understand that you will be required to put in a lot of hard work. Also, you should have the patience of a saint. The strength of mind, enthusiasm and discipline will be the added advantage.

Perform diligent research on the Internet. You will find that there are lots of network marketing companies. Find yourself one such company with a good track record and you may consider accepting their offer of a home business opportunity.

Benefits galore:

There are several benefits for setting up a home venture. You can claim tax benefits extended by the IRS to entrepreneurs and all legitimate businesses. Similarly, you can claim deductions for making payments for rent or mortgage and utility bills. It is possible to get a healthy reimbursement for buying computers and other equipment for your home office.

One of the best benefits for running a business venture from home is that you are your own boss and decide your own paycheck. Your home venture gives you the opportunity to remain close to your family while you are working from the comfort of your home.

However, it will be in your best interest to check out everything thoroughly about a company before starting a home based business.

Learn the real truth about starting a home based business [http://homebasedbusinessteam.com/03/starting-a-home-based-business-3/] working with a team. Discover how working with a team in building your own business that yields residual income leading to independence and financial freedom.

Article Source: http://EzineArticles.com/?expert=Jed_Tooke

Senior Citizens to Benefit From Care – Home Adult Education by Sarah Maple

September 5, 2013 by · Leave a Comment
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A newly announced scheme from the government will improve the quality of life for residents of 21,000 care homes in an effort to bring adult education to senior citizens. According to trainingjournal.com, the project has been commissioned by the Department for Business, Innovation and Skills and is in the hands of the National Institute of Adult Continuing Education.

The National Institute of Adult Continuing Education (NIACE) is a non-governmental charity with a number of high profile members, including the BBC, universities, local authorities and the Ministry of Defence. The primary aim of the institute is to ‘encourage all adults to continue in learning of all kinds,’ and set to achieve this by setting up events, support networks, publishing texts, and hosting training courses.

Of course, the idea of adult education for senior citizens is not new. China has been at the forefront of lifelong learning since the establishment of its Agricultural Broadcast and Television School. Before switching over to a primarily ICT-led scheme, the distance learning institution used radio, TV, video, and audio cassette, to ensure those in rural areas had access to learning materials. The scheme is now an integral provider for older learners in an aging society.

The fresh enthusiasm for senior citizen education in the UK is in part due to recent examples of the positive affect it has had when implemented. Tansley House Care Home in Derbyshire has recently won 2009’s NIACE Adult Learners Week after starting an education scheme – resulting with an increase in the levels of health and happiness of the residents.

The next step in the scheme is for NIACE to conduct a report into the best models of learning and the extent by which such schemes improve the lives of care home residents. The scheme also has positive benefits for distance learning and the promotion of continuing education for your whole life – which is a great thing at a time when new learning technologies, open content and proposed broadband for everyone is making education even more accessible.

Sarah Maple is writing for Kaplan distance learning about degree courses online and education in general.

Article Source: http://EzineArticles.com/?expert=Sarah_Maple

Columbus Travel Insurance For Senior Citizens by Lee Jacksonlee

September 4, 2013 by · Leave a Comment
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perfect-travel-insurance-product

Majority of the senior citizens nowadays opt for insurance whenever they plan for any trips, especially when traveling abroad. It does not matter whether they are experienced travelers or have been waiting for the journey of a lifetime, they would still want to have a safe and enjoyable trip. Moreover, senior citizens and the rest of the people would like to travel with a peaceful mind, knowing that any misfortunes along the way would be well taken care of with minimum distractions.

As a matter of fact, most senior citizens are covered with health insurance at home. So it makes it even more sensible to be safely protected with travel insurance while they are away from home. Where health is concerned, irregardless of how fit and healthy you are, you cannot afford to take the risk of not being insured. The reason being, in the event of any sicknesses or accidents, the medical expenses incurred will be very costly, especially if require hospitalization.

Depending on your destination, less developed countries with unfamiliar and perhaps unhygienic food may be hazardous to health, what more with poor quality drinking water…! The climate may also be another factor contributing to health problems, especially when there is a drastic change in temperature. Besides the issue of health, there are other types of mishaps too, such as flight cancellation, lost luggage or personal belongings, delayed flights, thefts and even accidents.

There are many insurance agencies available online with competitive prices. Some rates provided are more lucrative and affordable than the others so it is wise to scout around for better deals. In fact, there is a variety of comprehensive coverage specially catered to meet the requirements and demands of consumers, namely backpacker and adventure travel insurance, pre-existing medical insurance, business insurance, single and group insurance.

Generally, a customer oriented company will pride themselves on providing quick, efficient and hassle-free service. So go ahead and enjoy your golden years by seeing the world. Travel extensively but do it only under the protection of insurance. Ensure to obtain an adequate coverage to give you and your loved ones peace of mind. Then you can “stop worrying about the potholes in the road and celebrate the journey”… as quoted by Fitzhugh Mullan.

So if your parents want enjoy their vocation with good memories, seek travel insurance from Columbus travel insurance. By doing so, you are not just securing your trip from any unforeseen events but also for a surely wonderful vacation with affordable best travel insurance

Article Source: http://EzineArticles.com/?expert=Lee_Jacksonlee

Diversion Safes For Senior Citizens by Carleton Cook

September 3, 2013 by · Leave a Comment
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Expert Author Carleton Cook

Diversion Safe Helps Senior Citizens Keep Valuables Hidden

Diversion safes are perfect for senior citizens. In case you have never heard of a Diversion Safe, it is a small safe disguised as a can of dog food, or shaving cream, or a cleaning supply product. When thieves break into a home, they are looking for cash or jewelry lying around, plus electronic items, such as, televisions, radios, and other gadgets that have value to them.

When thieves enter a home, they don’t have time to go through things that will slow them down, and they aren’t going to bother with cleaning supplies or dog food, after all, it’s heavy and will weigh them down, as well.

A diversion safe, could be a dog food can on the outside, but on the inside is a secret compartment where you can store cash, jewelry, stock certificates, or whatever else you want to hide. The diversion safe can also be a way to have cash stored in your home that you spouse or visiting family members won’t know about. The point is that your privacy is your privacy and no one has a right to invade your privacy OR rob you of these items.

Perhaps you have a visiting nurse or house cleaner that you don’t want to see your jewelry or cash lying around, so the diversion safe can be great for that reason as well. So, whether you are rich or poor, single or married, living alone or with someone, you can safeguard your valuables with a small, inexpensive, discreet, unnoticed diversion safe, in your home, apartment, or room.

Not only are these perfect for senior citizens, but they are perfect for anyone, and they make a great gift item. When you need or want to give someone a gift, and don’t know what to get, why not a diversion safe, so that they can protect and hide their precious, secret belongings? A person can never be “too careful” these days, and a diversion safe is one step in the right direction.

Carleton Cook is a life long military, police, and private security expert. Carleton Cook & Affiliates has a staff of thirteen employees and three warehouses available to serve you.

[http://www.know-selfdefense.com] IF YOU DON’T NEED US NOW YOU MAY IN THE FUTURE

Article Source: http://EzineArticles.com/?expert=Carleton_Cook

Senior Citizen Information – The Social Security Funding Problem by Glen Jensen

September 2, 2013 by · Leave a Comment
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The Baby Boomer generation will begin taking early retirement in 2008. In 2011 they will approach the traditional retirement age of 65. As more and more Baby Boomers retire they will put a tremendous strain on the Social Security system. So far, no significant changes have been implemented to lessen the impact Baby Boomers will have on the Social Security system. The longer any action is delayed the more drastic the changes will be. Will these changes affect you? If you were born between 1946 and 1964, then you are officially a Baby Boomer and will probably be impacted by the Social Security funding problem.

The current and projected future financial status of the Governments’ trust funds is presented in the “The 2007 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds (OASDI).” The good news is that the Social Security Administration (SSA) states that there are no plans to reduce benefits for current retirees. In fact, benefits for current retirees are scheduled to continue growing with inflation. However, the 2007 OASDI Trustees Report also states, “Social Security’s combined trust funds are projected to allow full payment of scheduled benefits until they become exhausted in 2041. This means that unless changes are made soon, benefits for all retirees could be cut by 26 percent in 2040 and continue to be reduced every year thereafter. If you are “younger” senior citizen or a want to-be senior citizen, this is not good news

The Trustees of Social Security, the Comptroller General of the United States and the Chairman of the Federal Reserve Board have said, the sooner we address the problem, the smaller and less abrupt the changes will be. The independent, bipartisan Social Security Advisory Board has also said: “As time goes by, the size of the Social Security problem grows, and the choices available to fix it become more limited.” Addressing the problem now will allow today’s younger workers planning for their retirement to have a better assurance of the future of Social Security. The problem has not been addressed as of 2007.

If Social Security is not changed we have a limited number of options in the future. The options are to increase payroll taxes, reduce the benefits of today’s younger workers or borrow from the general fund. Social Security’s Trustees state, “If no action were taken until the combined trust funds become exhausted in 2040, much larger changes would be required. For example, payroll taxes could be raised to finance scheduled benefits fully in every year starting in 2040. In this case, the payroll tax would be increased to 16.65 percent at the point of trust fund exhaustion in 2040 and continue rising to 17.78 percent in 2080. Similarly, benefits could be reduced to the level that is payable with scheduled tax rates in every year beginning in 2040. Under this scenario, benefits would be reduced 26 percent at the point of trust fund exhaustion in 2040, with reductions reaching 30 percent in 2080.”

Social Security was never meant to be the sole source of income in retirement and that especially applies to the Baby Boomer generation. It is often said that a comfortable retirement is based on a “three-legged stool” of Social Security, pensions and savings. American workers should be saving for their retirement on a personal basis and through employer-sponsored or other retirement plans. If a Baby Boomer is not preparing for retirement with a pension and/or savings to supplement their Social Security benefits, they will have to delay retirement or continue working part-time.

Glen Jensen is a writer for [http://www.SeniorCitizenDirectory.com] which is a site that provides Senior Citizen Information.

Article Source: http://EzineArticles.com/?expert=Glen_Jensen

Healthy Eating – 5 Dietary Requirements For Senior Citizens by Christine Abbate

August 29, 2013 by · Leave a Comment
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Healthy eating, whether as a child or senior citizen is a vital part of a healthy and active lifestyle. Your nutritional needs are pretty much the same at 40, 50, 60 and beyond as they were when you were younger–with some minor variations. As we grow older, our bodies becomes less forgiving, and we will have to make more of an effort to eat well and stay fit.

Here are 5 Dietary Requirements for Senior Citizens:

1. Exercise:
Studies of the elderly indicate that current weight, rather than age, determined energy intake in men and women. The study suggests that changes in lifestyle, not age, resulted in the dietary changes seen in the healthy elderly survey. As you mature, your body will loose muscle mass, decreasing your metabolic rate, which in turn burns fewer calories at a slower rate. A great way to maintain control of your maturing body is to exercise regularly and eat healthy meals in moderation.

2. Eat More Fiber:
Maintaining a regular cycle of all systems in our bodies is very important. Fiber helps maintain regularity to prevent constipation and gastrointestinal diseases like divertculosis (pouches that cause spasm or cramping in the large intestines). You may also want to be extremely selective in your diet and not include gaseous foods.

3. Eat More Calcium:
Around 40 years old, our bones start to lose more minerals quicker than it can replace them. For women, menopause causes a drop in estrogen levels, estrogen helps bones maintain calcium. Menopause is responsible for a greater loss of calcium than in men. You should discuss with your physician a dietary supplement to ensure you are properly maintaining your body.

4. Water:
Water is essential from birth throughout life. It is critical to health-and is chronically overlooked. Second only to air in its steady and relentless necessity, H2O carries nutrients to cells; aids digestion by contributing to stomach secretions; flushes bodily wastes and reduces risk of kidney stones by diluting salts in the urine; ensures healthy function of moisture-rich organs (skin, eyes, mouth, nose); lubricates and cushions joints; regulates body temperature; and protects against heat exhaustion through perspiration. And the list goes on and on. Everybody should consume the minimum eight glasses of water daily to maintain our youthful vigor and pep.

5. Avoid Foods With Too Much Sugar:
Too much sugar causes a number of problems- it suppresses the immune system, weakens eyesight, contributes to obesity and diabetes, causes constipation, leads to all different types of cancers, and the list goes on and on about the effects of sugar intake. Young and old should never binge on sugar.

Eating well can make us feel a lot better. It gives us more energy – and it can actually help slow down the aging process!

Assisted Living New York

http://LakeShoreLI.com/

The Lake Shore Assisted Living Facility, located on beautiful Lake Ronkonkoma in Long Island, New York has been providing seniors with assisted living care, delicious dining, friendly services and award-winning recreational programs for many years.

Submitted by Christine at NewSunSEO Inc.
http://NewSunSEO.com

Article Source: http://EzineArticles.com/?expert=Christine_Abbate

Debt and Senior Citizens by David Cunningham

August 28, 2013 by · Leave a Comment
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We are in a consumer driven world. There are so many things all around us that make our lives easier and, in a way, influence us to think that we must have them. There are always things that we want which we simply cannot afford. As banks and credit card companies mushroom out of control, we are barraged with opportunities to accept so-called help from these financial institutions just so we can buy more merchandise we want but do not need.

The best part is that you do not even have go to them asking for the credit that you want. They will be at your beck and call offering credit cards, store credit cards (from those stores you wanted to purchase from anyway), merchandise cards (you’re given hundreds of dollars in credit to purchase from the company’s specific catalog), and leasing arrangements that allow you to pay over time.

The only problem with buying on credit is paying it off. Using an analogy, it is easier to step into quicksand than it is to get out. There isn’t always a branch lying around attached to a willing helper. Credit may be no problem if your current job earns enough money to repay your debts completely each month. It simply becomes part of your overall expenses. What happens, though, when your debt overextends your pay check?

Unfortunately, retired senior citizens are more susceptible to this pitfall. In prior years, they worked and earned a certain amount of money, but upon retirement are saddled with little more than Social Security – definitely a blow to the pocket book. Their income is not as flexible as it once was. There are solutions, however, from which seniors can benefit. Some are even geared specifically toward them.

As a senior citizen, you can request the help of a professional. Financial advisors are available to help tackle your problems. Asking for the aid of one such professional can save you a great deal of anxiety, credit ruin and, more importantly, stress. Your financial advisor can act as a mediator between you and creditors to develop “payoff amounts” that won’t leave you destitute – and usually at a fraction of your current payments. If you feel that you’re drowning financially, you shouldn’t wait until the water is over your head. Contact a financial advisor now for assistance.

Before meeting with an advisor, there are steps you should take to be best prepared for the discussion. Grab a notebook and pen to list all your creditors. List them in order of importance, starting with your mortgage (or rent or community fees, etc.) and ending with small payments like store credit cards. List their amounts as well. If you owe $50,000 on your home then list $50,000 and your current monthly payment. For example:

ABC Mortgage Company $50,000 (debt), $775 (monthly payment)

Listing the information this way will show your credit advisor that you are serious about getting your debt in order. It also is incredibly useful for the advisor in contacting your creditors since your financial advisor can then, at a glance, see what you owe and to whom. A sample short list follows below.

It is important that you have a clear comprehension of your financial situation. The best solution to debt is to not get into any that you cannot handle. However if you have already reached that “destination,” especially as a retired senior, then utilizing a financial advisor is certainly a great option to help rid yourself of the burden.

And now, the sample I promised:

John Smith

Total Monthly Income: $1200

DEBTS / MONTHLY PAYMENTS

ABC Mortgage $50,000 (debt), $750 (monthly payment)

Car Payment $20,000 (debt), $450 (monthly payment)

Credit Bank #1 $3,000 (debt), $25 (monthly payment)

Credit Bank #2 $1,200 (debt), $15 (monthly payment)

Store Credit Card #1 $5,000 (debt), $75 (monthly payment)

House Phone $50 (monthly payment)

Cell Phone $55 (monthly payment)

Total Debt $79,200

Total Monthly Payments $1,400

As you can see from this example, this person is losing $200 every month ($1400 monthly payments minus $1200 income). A financial advisor can usually negotiate with the credit card companies. They may even suggest that this person discontinue either their home phone or cell phone, for example, as most can probably get along with just one or the other.

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Article Source: http://EzineArticles.com/?expert=David_Cunningham

 

Senior Citizens Should Keep Track of Their Money by Irene Mori

August 27, 2013 by · Leave a Comment
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While it is wise for everyone of any age to keep track of their money and their expenditures, it is something that senior citizens may need to do more than others. Although there are many older people in the world who are millionaires or who at least have enough money to not have to worry, many seniors are living on fixed incomes where money is scarce.

Budgeting has long been touted as something beneficial, but it is a distasteful practice to many in the world. Most businesses and organizations would never think of operating without a yearly budget, but many individuals likely never use a real organized budget but may use some of the attributes of a budget. A good budget helps people live within their means which is a prudent course of action which can be helpful for anyone. Keeping a record of one’s daily expenses is useful for planning and for knowledge of where one’s money is going. Spending less than you take in has always been good advice. It takes planning and discipline to manage your money well, and a budget can help.

Being burdened by unnecessary debt can cause extreme distress and discouragement. It is too easy to spend more than one has, especially with credit card usage. Debt comes so easily and can materialize almost without notice. Too many people place this hardship on themselves by overspending for unnecessary material goods. A careful evaluation of needs and wants can help to remedy the situation of spending too much money.

If a person is keeping track of his money and finds that it is severely lacking, it may be time to make some changes. There are ways for even senior citizens to earn extra income. Most would not need a lot more money, but it would make for a more pleasant existence if a lack of enough money to take care of basic needs were satisfied.

Home based businesses have become a popular avenue for seniors to make some extra money. There are many opportunities available although it is not always easy to find a good fit. If someone is thinking of getting involved with such a business, it would help to talk to people who have actually found some success with the opportunity. There are so many scams being perpetuated which take people’s money without any return. It is easy to lose one’s hard earned money which many seniors can ill afford to do.

For some people, keeping better track of one’s money, curtailing one’s appetite, and cutting expenses may be the most judicious path to take.

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Article Source: http://EzineArticles.com/?expert=Irene_Mori

Ways You Can Get a Senior Citizen Up and Active Again by Kristie Brown

August 26, 2013 by · Leave a Comment
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Expert Author Kristie Brown

Ask almost any senior citizen if they prefer to just sit around and take things easy, and they’re going to tell you “no way”. Mistakenly many of us equate an advanced age with lack of vitality and interest in the world around them, but as people are living longer, they’re retaining these characteristics well into their golden years. It’s possible you may know a senior who is somewhat limited in mobility or crippled up with arthritis, but you’ll find that if you suggest an activity, they’ll be more than willing to go with you. Here are some ideas for getting them up and active again:

1. If the person is lonely and enjoys company, you might be able to interest them in going to a local senior center or joining some type of club. Here they can find the companionship they seek, meet new friends, and enjoy activities with peers. In the beginning it may be difficult to get the person to go, because something new can be a challenge to anyone. Talk to the director of the center or club and find out when a good time to visit might be. Maybe there’s a time when the center isn’t very busy so that your senior wouldn’t be intimidated by a whole room full of strangers. You could invite them to go to dinner with you at a center potluck, or entice them with some of the activities you know they’d particularly enjoy. Once you get them involved, it’s a sure bet they’ll want to go back again and again.

2. Volunteering offers unique experiences for willing seniors. The different types of jobs abound, and your loved one will be sure to find something out there that he or she enjoys doing. Not only do these activities involve working as productive members of the community, but they can also come with perks, such as free dinners, small gifts, and service recognition awards. A senior who has been busy their entire lifetime doesn’t like to feel that they aren’t able to be an active part of the work community any longer. They can begin feeling depressed and worthless. Volunteering will demonstrate to them that they still have plenty to give and that their efforts are appreciated.

3. With the help of your senior, plan a get-together for others in the age group who live nearby in order to establish friendships. This is especially important when the person reaches an age where they are losing friends and need to find other people to share their world. Make sure to allow the senior to help with everything from planning to clean up. You may have to modify tasks to their abilities, but you also might find them working rings around you, because older folks have strong work ethics. Plan a simple menu and a few “get to know you” games to break the ice. They will have a lot to talk about, because they have shared similar experiences, such as the Great Depression, health problems, parenting,and other events from their lifetimes.

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Article Source: http://EzineArticles.com/?expert=Kristie_Brown

When Senior Citizens Become Suddenly Single by Beverly Slover

August 24, 2013 by · Leave a Comment
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Expert Author Beverly Slover

In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Life Insurance Schemes Aimed At Senior Citizens by Bobby E Richardson

August 23, 2013 by · Leave a Comment
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Expert Author Bobby E Richardson

I remember reading a news post once about a man in Florida that was arrested in a Life Insurance scam. It had been estimated that he had stolen millions in Life Insurance money from our senior citizens. Just thinking about the story infuriates me, and inspired me to give a few pointers out to seniors considering the purchase of a policy.

One of the craziest facts about the story aside from the stolen money is that he worked in a large financial group. I know that a scam can happen in any business structure but I was expecting it to be a door to door insurance salesman. When I say that, it’s not to take shots at those type of salesman; I used to be one, but those were my expectations.

First let’s take a look at a few of the reasons why seniors would need Life Insurance, and then how they can make sure they don’t get taken advantage of from a few idiots who call themselves salesmen.

There are several factors that could bring about concerns for seniors to leave money behind to loved ones.It is a way for them to cover final expenses for a proper burial and not leave the responsibility to loved ones, they can leave a lump sum of money to heirs that will be tax-free upon receipt, they could be raising grand babies that will need financial assistance, or it could be to just make sure money is in place to cover excess debts if they were to suddenly pass on.

The only drawback to getting Life Insurance as a senior is that finding a low costing policy is not impossible but it can be difficult.The best thing you can do is see if a trusted family member or friend knows an insurance agent or you can spend some time reading to learn about life insurance yourself.Then, go to a few websites or call around to shop to some of the agencies.

There are a few companies that will not allow seniors to purchase a term policy. With those companies the cut off age is usually about 65 and up. With the companies that do allow it, it will be more expensive.

9 times out of 10 seniors will be required to accept a whole life policy. Seniors should keep in mind that in order for them to pay off a whole life policy, the contract has to be maintained for 10 years.This time commitment does vary with a few of the insurance companies.

Here is a few question seniors should ask when considering a Life Insurance policy:

Does the company require a medical exam?

Are monthly premiums locked in for the life of the policy or will they increase with time?

Can I continually renew the policy for the life of the contract?

What are the specific renewal requirements?

Can the monthly premiums be waived in the event of disability or injury that limits my income?

When will the beneficiary receive the death benefit? (Some policies require the insured to be alive for 3 years before the beneficiaries received the face amount. If the insured dies earlier than the requirement, they will receive all of the premiums paid into the policy plus 10% interest, which is still better than putting the money into a bank account that wouldn’t give as much interest.)

Seniors just need to make they plan and effectively select a good policy, to give themselves that peace of mind in knowing that their loved ones will be protected financially in the event of their death. It’s sick to know that there are scam artist out there that will take advantage of those good intentions. But I do want to point out the fact that there are many good insurance brokers who will sincerely help people with finding the best policy to fit their families needs and more importantly their budget.

It is my pleasure to help Americans enjoy their retirement years with financial security. I care about providing products that protect you and your family. I am committed to ensuring peace of mind for your retirement future. My commitment to unsurpassed service and strong contract owner benefits has allowed me to experience consistent growth within my industry. I’m the one to offer you diverse financial planning choices for your retirement dollars.

We represent over a dozen of the nation’s top rated life insurance and annuity providers. We’ll provide you with information and pricing on every service available at your location and let you choose. No more high-pressure, heavily biased sales pitches from pushy insurance salespeople.

Life’s Protection

Bobby E Richardson

Phone: (386) 308-9626

Fax: (407) 210-1602

bobby.richardson@lifesprotection.com

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Article Source: http://EzineArticles.com/?expert=Bobby_E_Richardson

How Senior Citizens Can Stay In Shape by Mark Warrington

August 21, 2013 by · Leave a Comment
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As we grow older, our bodies undergo many changes. And not all of those changes are good ones. Our bones go weak, our muscles sag and our strength walks out on us. It’s something that we cannot avoid but there is a way to slow down the aging process and that is with exercise. Almost 85 percent of senior citizens fail to exercise regularly even though they know the importance of it. And the reason for that is almost the same as the one younger people have. That being exercise is too tiring, too hard or it takes too long for the results to show. It’s also a problem for older people being at the gym because of the younger people around them. And honestly, we all have our insecurities and when we’re older, being around a lot of younger people doesn’t help out. So, if you’re part of this age group and you want to stay fit, you can start working out at home instead.

The first thing older people need to consider is what exercises they should do. The number one exercise for seniors are cardio exercises. Cardio exercises can help keep the heart healthy. Walking, swimming and bike riding are the recommended exercises for seniors. If you don’t have a pool at home, 2 out of 3 isn’t bad. You can get a treadmill and a stationary bike to get the exercise you need. The next best exercise is strength training with the help of some dumbbells. As we grow older, our muscles grow weaker and they actually shrink. Doing strength exercises can help with preventing this because muscles that are frequently used decline slower. It is critical that before you do any of these exercises that consult your doctor so they could give you a recommendation.

If you’re ready to start working out at home, the next thing to do is to get the equipment you need. Before you get them though, you have to look out for some things. Since seniors are not as strong, the equipment needs to have soft steps or cushions for some equipments such as a treadmill. For dumbbells, you can get those that are made of rubber so it would be safer in case it’s dropped.

Before you start, make sure that you have someone to workout with, if necessary. This person not only ensures that you’re safe, they can also encourage you. It’s just like being in the gym with a trainer except you don’t have to deal with that many people and with that noise which irritates some older people easily making their exercises more uncomfortable. Don’t forget to do some stretching as well as this helps with your flexibility which is also important to keep your joints healthy.

Exercise is good for everyone, young or old. We just have to remember that old saying, no pain, no gain. Go ahead and make a fresh start tomorrow. Don’t be aged, be ageless.

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Article Source: http://EzineArticles.com/?expert=Mark_Warrington

Massage For Senior Citizens – Benefits and Precautions by Eva Gnech

August 20, 2013 by · Leave a Comment
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Probably the most important benefit of massage is the pleasure of human touch, and the companionship provided during massage therapy sessions. This provides a relaxation which alone may relieve some of the loneliness, depression and fears that many seniors suffer from. A recent study found that all senior citizens who were receiving regular massages showed a dramatic improvement in their moods and their attitudes toward life in general. Nearly 50% of the same group tested also showed additional health benefits;a reduction in their rates of breathing, an increase in their range of motion, an improvement of their postures, development of more body awareness, their skin took on healthier colors and their muscle tones were enhanced.

In addition to these general life improvements, some health conditions that may respond positively to regular massage include:

– inflammations in the joints;

– arthritis;

– skin discoloration and other dermatological conditions;

– deteriorating muscles and bones;

– reduced appetite and therefore weight loss;

– poor blood circulation;

– sleep disorders;

– weakened mental capacity,

– tendonitis;

– bursitis;

– asthma;

– emphysema;

– high blood pressures;

– diminished functions of the internal vital organs such as the heart, the liver, the brain, the thyroid, the stomach and the intestines.

Before you make your appointment, make sure you take care of safety first:

– Find a massage therapist that is properly trained;

– Limit your appointments to 30-45 minutes at a time;the elderly appear to respond better to shorter, more frequent sessions.

– Be careful when positioning yourself on the massage table: ask for help or request a chair massage.

– Tell your massage therapist if it is your first massage: request a gentle relaxation massage. Your bones may be thinner and your joints stiffer than other patients; ease into it. Over time you may request a deeper tissue massage if it feels comfortable for you.

– Tell your massage therapist if you are not comfortable being touched in some areas: Many elderly prefer head, hands and feet massages. Even massaging these body parts alone will greatly benefit you.

– Request use of lotions or oils, or bring in your own favorite lotions: senior citizens’ skin tends to be thinner and less pliable, and using oils will help avoid cracking or damaging of your skin. Lotions will also soften and moisturize your skin, making it healthier and more pliable.

Relax and enjoy your massage! With the above precautions massages are perfectly safe regardless of your age. Most importantly, massages help you relax and improve your outlook on life. That alone may alleviate other aches and pains and make this worth your while.

So contact a qualified massage therapist today, and make the appointment that will help you relax and enjoy some TLC, you deserve it!

For a more detailed description of the benefits and precautions of Seniors Massage, see http://massagetherapystartup.com/massage_therapy_for_senior_citizens.html.

For more information regarding massage therapy, setting up your own massage therapy business, or how to make a lucrative living in the massage industry, see http://massagetherapystartup.com

Article Source: http://EzineArticles.com/?expert=Eva_Gnech

Senior Citizens Moving – How to Decide If It’s Time to Move by Jennifer Strong

August 19, 2013 by · Leave a Comment
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At what time rearranging, it is significant to remember that who will be moving, not only when and where the move will be happening. This is very important, as some people need a little bit extra in the approach of preparation and accommodation when it comes to the huge method that is moving. Senior citizens, as, often need additional time and a bit more consideration when going through the procedure than people of a younger generation. Here are five very essential moving tips to make moving with seniors in exacting much easier and simpler.

1. Take a Time Out – The news that you will be moving is a huge shock to the system. You might be able to handle it, but seniors have a hard time adjusting to the thought that their whole world is about to be turned upside down. It can obtain time to get used to the detail that they will be moving before the procedure can move onward. Make sure that you take a time out and explain all of the ins and outs of the move and the reasoning behind it to the senior in question before you ever start down the road to a successful move.

2. Get them Involved – When you do start working on making the overall moving process a successful one, make sure that you get them involved in all of the decisions that have to be made. This is important, as the move will be for them, and they should have a say in how things are done. This will also set out a long way to building the senior in difficulty feel as if they are being useful and adding to the procedure rather than being an obstacle.

3. Research is Everything – Every move requires research in order to find the best deals and the best companies, but when you are moving with a senior, it might take a little bit extra. On occasion, it is an excellent thing to discover a company that will go the additional mile to assist the senior think as if their belongings are going to be cared for with the highest care, and a friendly company is not at all something that will be onwards.

4. Plan Ahead – Seniors are normally on an unchanging income, and so, they might desire to know how they will be paying for the move. This is important, as an out of control senior can suffer when they feel as if their own lives are not within their control. Make sure to write everything out so that it can be easily viewed at any time during the process.

5. Make a Budget – Seniors are often on a fixed income, and as such, they might want to know how they will be paying for the move. It is important that you set of contacts a moving financial plan, even if you will be serving to give for the move. This will assist them see where the funds is coming from, as well as where it is departing and when it is appropriate. It will also help you both locate areas where money might be saved along the way.

Moving is a complex event, especially when you are including seniors or other special needs people in the process. It is possible to have an enjoyable and simple move, no matter who is moving. Confirm to use these simple tips in order to assurance that your move goes effortlessly.

MovingCompanies.us is an official source of moving information. Here you can find local moving company near you. If you are moving to another state, here you can find free online estimate from a Florida moving company in your area.

Article Source: http://EzineArticles.com/?expert=Jennifer_Strong

Senior Citizen Cruise Ship Vacations – You’re Never Too Old by Tim Roseland

August 16, 2013 by · Leave a Comment
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As the members of the Baby Boomer generation have begun to reach retirement age, they have completely turned the traditional idea of the “sunset years” on its ear. The senior citizen of today is nowhere near ready to slow down, and has more opportunities than ever before to continue enjoying life to the full.

If you’re a senior citizen who’s been exploring life’s possibilities, you’ve undoubtedly thought about traveling. Finding vacation packages geared for seniors is easier than you can imagine, whether they be guided tours, travels with a church or other social group, or simply flying solo. But one sometimes overlooked senior travel possibility is the cruise ship vacation.

The cruise vacation industry has grown exponentially over the past ten years, and most cruise lines operate several different ships in a variety of classes. They have made their ships to accommodate, and fill their cruises with so many activities that you’re sure to find the one which is perfect for you.

Here’s a list of just some typical daily activities aboard one of the leading cruise lines:

– Low-impact aerobics
– Sunrise stretch class
– Walkathon
– Napkin folding
– Shopping and island information talks
– Party Bridge
– Golf putting tournament
– Art auction
– Cash prize Bingo
– Island music poolside
– Slots tournament
– Perfume seminar
– Jewelry and Cash Bingo
– Aquadynamics
– Blackjack tournament
– Piano music
– Movie
– Cocktail music
– Karaoke
– Piano bar entertainment
– Dance music
– 50s and 60s Trivia

This list, however, doesn’t include anything about the shipboard stage entertainment, the offshore excursions, or dining. Nor does sit mention the ship’s library, pool tables, onboard shops, and private deck areas along the ship’s stern where you can simply stretch out on a lounge chair and watch the clouds and ocean drift by.

Most cruises will offer lectures and seminars on everything from the culture of your next port-of-call to the wines being offered with the evenings’ entrees. If you love the food, you may be lucky enough to sit in on a cooking lesson with the ship’s chef (or even a visiting celebrity chef!) One cruise line will even let you earn SCUBA certification before you reach the next great coral reef.

The stage show offered of today’s cruise ships are every bit the equal of what you can expect to see in Las Vegas, complete with pyrotechnics, laser lighting, and huge casts of dancers and singers. Royal Caribbean has three ships with ice skating rinks, and even if you think your skating days are behind you, you can still enjoy their version of the Ice Capades! Vaudeville is alive and well on cruise ships, when you’re in the mood for sheer silliness.

Most cruise ships have cocktail mixers at which you can mingle with your shipmates, and most of them also have dance floors where you can strut your stuff. The casinos and Bingo parlors are great for fun on the days you’re at sea, but the ports-of-call you’ll visit are really the highlights of your cruise. Pulling into a tropical bay with balmy breezes and 75° temperatures when the folks back home are bundled up against the snow, and strolling along a deserted beach or playing a round of golf on one of the world’s elite courses are just some of the unforgettable experiences you’ll enjoy on your cruise.

You’ll never have a safer vacation environment than that of a cruise ship. Regardless of whether you’ll be traveling solo or with family or friends, you can relax completely and let yourself be pampered just as you’ve always dreamed. The only thing you won’t like about your senior cruise ship vacation is that you waited so long to take it!

myroadtotravel was created in late 2007 as way for my wife and I to do what we love most…Travel. We love to share our experiences with others and have recently created our first blog [http://www.myroadtotravelblog.com] to help us do just that. Through this blog, we offer travel tips, our own personal experiences/adventures and photos from our vacations. Please stop by and give us your feedback and remember, for all your travel booking needs please visit us athttp://www.myroadtotravel.com

Article Source: http://EzineArticles.com/?expert=Tim_Roseland

Fullfilling Your Dreams, As a Senior Citizen by Eva Fry

August 12, 2013 by · Comments Off on Fullfilling Your Dreams, As a Senior Citizen by Eva Fry
Filed under: Articles 

Senior-Citizen-Health-Care

Today there are 30 million seniors. In 2030 there will be 70 million. The senior years can be an opportunity to fulfill dreams. Think of how happy those 70 million seniors will be if they believe they still have time to live their dreams. Think of how much happier and better our world will be when it is filled with people who are productive, doing good and living fulfilled lives, in their latter-years.

When we were young, we each had dreams of what we wanted to do with our life. Unfortunately many of us have never realized those dreams.

Why? We may have had parents who didn’t provide the opportunities we needed, when we were young. We may have married young, had children and the responsibilities of life took over. Before we knew, it we were seniors and believed we were too old to live our dreams.

I’m happy to report I am not one of those who live with regret or wish they had done more with their lives. Today, I am 67 years old and I am living my dreams.

I had three dreams when I was a young girl. My first, to be married, have children, and be a good mother with a happy family. My second, to be an entertainer and my third dream was to be a missionary.

Thankfully I have accomplished all three of my dreams and I’m starting on new ones.

My husband and I have been married for 48 years. We have three wonderful grown children and nine grandchildren. Why was this dream so important to me? My father was alcoholic and my mother emotionally ill. My childhood was sad and troubled. I desperately wanted a happy family like some of my friends. I was blessed to have that dream come true because I worked hard to make it come true.

Through the years, I never forgot my dreams to become an entertainer and a missionary. I just put them on hold. These dreams took a long time coming, but today my dreams have come true.

How have I accomplished my long-awaited dreams, in my senior years?

Change is the answer! Life doesn’t always stay the same. One door to our life may close but a new door always opens and we must be ready for it. When my children grew up and started their own lives, it left me in an empty nest. I was smart enough to use it as a launching pad to direct me toward my life-long dreams. I now had time to pursue them.

It began with me going back to college and taking a speech class. I took it to overcome my shyness and to learn to be more outgoing to I would have a chance at being an entertainer. You must know that I had no musical training and could not play an instrument so I had big dreams.

The class was a big step toward my dreams. I discovered I was a pretty good speaker and was asked to be on the college speech team. I traveled all over the USA competing with my speeches with intelligent teenagers. It was so much fun and I won a national speaking award. I joined Toastmasters and became president of my club. I took a stand-up comedy class. For many years I spoke for Mother’s Against Drunk Driving, because I had been a victim of a drunk driver when I was a teenager. These all helped me gain confidence in myself and encouraged me to see what I could do as an entertainer.

I began to learn words to old songs and entered a talent contest for the city of San Diego and won another award. For several years now, I have been the master of ceremonies for the same talent show and for their variety show at the San Diego Fair.

At the age of 60 I began entertaining at senior residences and to learn to play the piano and guitar. I began to write my own music. I have produced 60 songs and had my music played on 150 radio stations. For several years now I have entertained with my own show using my own music at many functions.

I feel I have actually accomplished my second dream to become an entertainer. I wrote a book to encourage others to do the same called “You Must Have a Dream.”

Accomplishing my third dream, to become a missionary, has been a wonderful blessing to me. Because I spoke for MADD, I was asked to speak at Juvenile Hall in San Diego. Because of my involvement with incarcerated kids, I began my own program called “Be a Winner in Life.’ which I presented for ten years to over 10,000 young people. From this I wrote two books to help the kids “Be a Winner in Life” and “Letters From Juvenile Hall, Kids Helping Kids.”
This work has helped me be a missionary to these children teaching them true values and principals of life. My books help me share the message of The Gospel of Jesus Christ and the joy that it brings.

I am a senior citizen now and very thankful to God that I was able to fulfill the dreams of my heart.

We can all live to be 100 years old. How will your life turn out? I hope that when your life is over you will have no regrets and you will never have to say “I wish”, “if only”, but rather you will say, ” I fully lived my life and I have no regrets. I loved my life because I lived my dreams! This is how I feel about my life. I am so thankful. The Lord has truly blessed me. I pray He will bless you too.

My books can be purchased at http://www.evafry.com . I hope they will encourage you to live your dreams.

Eva Fry’s mission is to help others become better and happier. She is an inspirational author, singer/songwriter/ motivational speaker and seminar leader. Eva has published three books – “YOU MUST HAVE A DREAM” -for seniors, “BE A WINNER IN LIFE”-for good kids, troubled kids and their parents. “LETTERS FROM JUVENILE HALL, KIDS HELPING KIDS” (Actual letters from kids at Juvenile Hall, intended to save other kids from destroying their lives) She invites you to use the FREE ARTICLES she has written for: at- risk kids Also FREE ARTICLES of inspiration to help meet life’s challenges. http://www.evafry.com She has produced 7 Music CD’s

“Remember” (new music for seniors), “Oh What Joy Christmas” “The Little Things” (inspirational country), “I Love Living The Teachings of The Lord” (Gospel/Christian) “Savior of Mine” – (Christian) “God Gave You Intelligence” (for children)

“Classical Style” (instrumental)

Her music and books can be purchased at http://www.evafry.com Her books can also be ordered at any bookstore. Her articles have been published, all over the world.

Article Source: http://EzineArticles.com/?expert=Eva_Fry

A Senior Citizen In Juvenile Hall by Eva Fry

August 9, 2013 by · Leave a Comment
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It was my first time speaking at Juvenile Hall, I was terrified! I had seen enough movies to know I didn’t want to be there. As I hurried through the metal detectors, and pushed through the big metal doors, my heart was pounding and I was filled with fear. I wondered if I would get out of this place alive.

I passed the holding tanks, rooms with big windows containing kids who had just been arrested. In there were kids pacing, fighting addictions, fearfully waiting to be assigned to a unit. Some kids were right at home. They knew this place! They had been there before.

When I stepped into the inner sanctum I heard sounds that confirmed my fears. Angry kids were screaming, using profane language. I heard loud pounding on the doors, which dotted the narrow hallways. Juvenile inmates were communicating through the thick cement walls. As I scurried along, I saw empty eyes piercing out at me through the small, eye level windows of their rooms. I passed through more metal doors and hallways, until I came to the unit I was to speak in. Inside sat fifty young men, of all nationalities. I knew from their varying hair color. Their backs were toward me. They were juveniles from the age of 15 to 17.

As I slowly walked to the front of the room, I made sure there was a guard on either side, in case one of them grabbed me. I took a deep breath and turned toward them. My heart stopped! I was shocked! They were just kids! I expected them to look like criminals, but they looked like they could be one of my nine grandkids.

Although some did appear tough, and others rough, there was something about them that touched me. At that moment, my life changed! A still small voice inside me said, “you must try to help them!”

Thus began my continuing, nine-year mission, to help kids who are in trouble with the law. These are my kids. “The Forgotten Kid.” The children we think we can lock up, throw away the key, and forget. The ones who learned most of the bad things they have done, from us, the older generation. They are kids, paying the price for the sins of society. Our scapegoats

There are up to 600 kids locked up, in this facility, at any time. The Hall houses kids from the age of 10 to 18, although I saw a nine-year and ten-year-old carrying blankets and pillows. Were they going camping?
No! They were headed to their rooms, to be locked up, for armed robbery.

BE A WINNER IN LIFE IS MY PROGRAM. I help the kids believe they can still be WINNERS. I teach them they have potential to do amazing things with their life. In fact, I believe God sent them to this earth to do good with their lives. I tell them each one is a genius, in their own way, and can do something better than anyone else can do. They must find their genius. They must go to school, obey the law, obey their parents, be honest and work hard. My goal is to share with them the same truths I taught my kids: the basic truths of right and wrong.

I hope to support the parents who are good parents, but their kids got on the wrong track. I try to teach the ones with bad parents, or no parents, values they were never taught: basic principals of good and bad.

How did I start speaking at Juvenile Hall? It began a long time ago, when I was a little girl, the daughter of an alcoholic father who emotionally damaged my mother and us kids. I grew up in circumstances similar to some of these young wards.

I speak to them because I would have loved to have had someone, who cared, talk to me when I was young.

Some of these kids, like me, are the off spring of parents who didn’t care how their actions affected their kids. We were from homes full of contention caused by parents with addictions. Sick parents who were unable to control their own lives, let alone parent a child. So-called parents, who lived in their own hell and created havoc in the lives of their children. Parents who abandoned their kids.

When I talk to the kids, I relate to the ones who hope to fix their parents, and those who must care for their siblings. I relate because I remember pouring my Dad’s alcohol down the drain, thinking it would fix our problems but instead, I got myself into lots of trouble. I remember taking money from my Dad’s pocket, after he passed out, to give to my Mom. Money for food.

I remember the day I realized that whatever I did at home would change nothing. I would never have the loving family I longed for. Like many of these kids, I turned to friends for the family I needed. Like them, they were usually the wrong kids of friends, peers who were doing bad things. I remember drinking alcohol, even though I hated it, so I could fit in.

I hear my same story, over and over again, at Juvenile Hall.

To help them I share a profound truth, which I discovered in my young life. “Bad things happen for a reason!”

My bad thing: after a wasted life, at the age of 57, my Dad died an alcoholic. His drink of choice was 100% over proof rum. The good thing: My Dad’s death led to me realize I didn’t want to end up like him, or give my kids the life he gave me. I eventually made a commitment to stop drinking and change my life. Thankfully I was young and not an alcoholic, like my Father and Grandfather.

My commitment worked! I share with them how wonderfully my life has turned out, because of one small choice. I used my Dad’s mistakes to choose a better life for myself. I now have the life I dreamed about. My husband and I have been happily married for 45 years and with our children and grandchildren, are a close knit, happy, non-drinking family.

I tell them, “you can turn the bad things which have happened in your life into motivation for a better life too.” I help them believe they still have time to change.

Another reason I speak at Juvenile Hall is because I was a victim of a drunk driver. At the age of 17, the car I was riding in was hit head-on by a drunk driver. My head went through the windshield. My nose and part of my ear was torn off. Thankfully doctors put me back together, but I came to realize the terrible carnage alcohol could cause. I’ve had a mission all my life to teach the evils of alcohol use. I was a speaker for Mother’s Against Drunk Driving for several years. In fact, they were the ones who first sent me to speak at Juvenile Hall.

I teach the kids to abstain from alcohol and drugs. I have commitment cards, which I encourage them to sign and honor. I know if I can help them make a commitment not to drink alcohol, or use drugs; they will have a better chance at changing their lives and reaching their potential. They don’t need alcohol or drugs in their life. Most of the kids are locked up because of their first drink of alcohol, which lead to drug use and criminal behavior.

One of the questions people always ask me is “what is it like to talk to young criminals? Do they listen to you?”

My answer is, “at first it took a little time to know what to say and how to say it, so they would accept me. It took me time to overcome my fear of knowing how to communicate with them and have them accept me.”

One night, one of them asked, “why do you come to Juvenile Hall?” I answered, “why do you think?” His response, “for the money!” I replied, “no one pays me, in fact the first time I spoke, someone stole the hub caps from my car.” His mouth fell open and then he really listened to my program.

I’m happy to say I do very well with them! The kids are very attentive. They know I care. I don’t judge them. In most cases, I don’t know what their crime is. I don’t want to know. I tell them that what they have done is wrong and they must pay the price. On the other hand, I hope to stop them from getting deeper into crime. If I can stop them from hurting someone in the future, I feel my time is worthwhile.

I know I won’t get through to all of them, but I hope to plant seeds, which may take root someday when they have choices to make. My dream is to save as many as I can.

It is very gratifying when I feel I have gotten through to them and when they thank me. One boy said. “You told me bad things happen for a reason. Your right!” I never would have gotten an education if I hadn’t come to Juvenile Hall. I just got my GED. I applied to a college and was accepted. I will be going to school to be come an engineer when I get out.”

I am happy when I feel I have helped them look at life in a more positive way.

I try to help them turn their mistakes and bad experiences into something good. My greatest success is that I encourage the kids at Juvenile Hall to write letters to save other kids from the consequences they are experiencing. They have written incredible letters. Their letters have great impact on other kids because they come from their peers. My latest book “Letters from Juvenile Hall, Kids Helping Kids contain the letters.

Here are inserts from some of the letters:

Addiction controlled my life. Don’t let it control you! I wish for all you guys to be safe, and I pray for you kids that don’t know what life is really about, because after that second when you make the bad decision, it goes down hill from there. Only you can change your future. I hope you all understand that there’s a number in prison with your name on it, if you don’t change. Now’s the time to change. Not later. Not when you get out, but now! If you don’t change now you never will.

Gang banging was my worst thing I ever gotten into. If I could take it back, I would. I repeated my Dad’s cycle.

Now I sit here in a one-room cell, facing 25 years to life. I want you to look around and see what kind of situation you’re in. Open you eyes and your minds and soak as much education as you can. I’m 17 years old in a couple of weeks. I will be graduating from high school (in Juvenile Hall). Education is the key to life.

I’m in the Hall, Unit 800. Why? Because I committed a sin while I was on drugs. At the age of 13, I started using drugs because my best friend was asking me to try some. At the age of 16, my charges are DUI, evading a peace officer, driving at an unsafe speed with no license, a firearm in the car and 187 murder.

All the violence that is going on in our community is not solving nothing. The only thing it’s doing is killing us off, one by one. Before you know it the human race will be extinct. Because we are the last of the dying breed. I’m only telling you this so you guys can make the right decision. Your homies probably say they are down for you, but they be faking, and that’s real. The only people that’s going to stick by you is your mama and your family. I seen too much in my life young homies and it’s not what you are thinking. I lost my little homie and that really hit me. All that was on my mind was retaliation but when I thought about it, I knew it wouldn’t bring him back so I thought of another game plan. I prayed!

Eva, I want to thank you for all the help that you have given me. All the little words you’ve spoken in your groups have helped me so much along the way. I have changed in ways that people wouldn’t believe. I have done a whole 360. Without the help of you, I see the change being 100% more difficult. I wish my family was around to see my new life.

As you can see, my experience with my kids, at Juvenile Hall, has been emotionally rewarding and very satisfying to me. These kids give my life meaning. I feel I am making a difference.

I continue to try to help kids. I have written a book called “BE A WINNER IN LIFE”, which I hope to get into the hands of every child in Juvenile Hall’s, all over the country. Also, I want to get it into the hands of parents. I hope to get to kids before they are locked up.

Yes I’m a grateful to be a senior citizen at Juvenile Hall! I’m grateful my senior years have value and that I am doing something with my time, which is worthwhile.

I now know that every senior citizen can use the wisdom they have gained throughout their life to make a difference. We can all do something. I encourage you to find a way to help a child. Our kids need you!

Eva Fry is an author, singer/songwriter and motivational speaker. She had a ten year volunteer program at Juvenile Hall called “Be a Winner in Life” She has three books “You Must Have a Dream” for seniors, “Be a Winner in Life” for kids, troubled kids and their parents, and Letters from Juvenile Hall, Kids Helping Kids” – for all kinds, especially those who are locked up and to help kids from being locked up. She started writing and songwriting at the age of 60. Her goal is to encourage seniors to reach their potential and help kids do the same. She has many free articles on her web site to help young and old. She has six CD’s which are spiritually based and inspire young and old. She is avilable as a speaker or performer. Her work is available on her web site Eva Fry – eva@evafry.com http://www.evafry.com ( She has many free articles on her web site)

Article Source: http://EzineArticles.com/?expert=Eva_Fry

Health Care for Senior Citizens – About Arthritis by KV Gopalakrishnan

August 8, 2013 by · Leave a Comment
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Once you cross the threshold of fifty years, it is best to be aware of some typical diseases which have the potential to diminish your enjoyment of everyday living. Arthritis is certainly one of the ailments that falls into this class. This article offers you, in a nutshell, information about the disease, as well as the lifestyle modifications, which might enable you to prevent it and address it if needed.

What is Arthritis?

Arthritis is typically the swelling and infection of one or more body joints, where a pair of bones meet. Arthritis develop when the cartilage, which protects a joint and enables it to move freely, gets affected. Since the cartilage facilitates in absorbing impact when stress is exerted on the joint like when you walk or jog, its damage affects movement of the joint. When the normal quantity of cartilage material diminishes, the bones may begin rubbing with each other, triggering discomfort, swelling (inflammation), and rigidity, resulting in Arthritis.

Causes for Arthritis

The damage to the cartilage and joint soreness can occur due to a variety of factors. This impairment to the cartilage can occur due to normal wear and tear of joints, a damaged bone, infection in the region caused by bacteria or virus, and in some cases due to an auto-immune condition wherein body immune system erroneously assaults healthy tissues. Generally Arthritis gets cured once the particular trigger goes away or is addressed. At times the disease does not get cured. When this occurs, it is called chronic Arthritis.

Signs and symptoms of Arthritis

The indicators of this illness include joint ache, joint inflammation, restricted movements of one’s joints, soreness on the skin close to a joint, stiffness especially in the early morning and warmth all-around a joint. An early on diagnosis of Rheumatoid Arthritis is definitely a crucial factor in treating it and also preventing it from turning into acute.

Treatment options for Arthritis

The healthcare specialist treating Arthritis is referred to as a Rheumatologist. The comprehensive treatment solution of Arthritis consists primarily of life-style modifications, physical exercise program, and if needed medicines, dietary supplements and surgical procedure. Immediate therapy include things like, heating or cooling, Orthotics (splints) support, water treatment and massage therapy. The objective of treatment is usually to minimize suffering, enhance function, and prevent further harm to the joint. Nevertheless, in a few instances, the root cause can not be remedied.

Cure for Arthritis – Lifestyle changes

Life-style modifications are the favored treatment solution for Arthritis as well as other types of joint inflammation. Primarily, it is important to get rid of any excess weight to reduce the stress on the affected joints. Physical exercise may help alleviate stiffness, minimize suffering and fatigue, and boost muscle and bone strength. It is best to seek advice from your therapist to design a workout plan that may suit your needs.. Work out plans may also incorporate low impact aerobic activity, flexibility workouts and power training for muscular tissues. If necessary, the therapist can recommend usage of some unique devices to help you to drive, dress and do other everyday activities.

Other tips which can enable you to get relief include:

 

  • Having 8-10 hours of sleep,
  • Avoiding remaining in one position.
  • Avoiding extra pressure on joints and
  • Practicing yoga and meditation.

 

So far as nutrition is concerned, it is best to eat healthy diet which include:

 

  • Substantial amount of fruits and veggies,
  • Omega three rich foodstuff such as fish, soybeans and walnuts.
  • Complex carbohydrates with minimal salt, sugar and fat
  • Green tea is claimed to scale back inflammation and degradation of cartilage.

 

Prevention of Arthritis

For prevention of Arthritis, please take care to avoid strain or injury to joints and also to have timely cure of infections in the region of joints. It might be far better to stay away from jogging after you cross fifty years of age mainly because it can result in weakness to knee joints and lower back.. Swimming is an effective alternative for jogging.

The lifestyle adjustments and the dietary recommendations described in the section ‘Cure for arthritis – Lifestyle changes’ are equally relevant in preventing it.

The goal of this short article is to present you with basic information about Arthritis as well as emphasize the significance of lifestyle modifications for curing and preventing it. Having said that, you should invariably seek the advice of a healthcare professional to treat the ailment.

Senor Citizen Consultant

Retired from Government service and enjoying life.

My aim is to help senior citizens by giving useful tips to enable them to enjoy health, wealth and happiness.

http://enjoyafter50.com/ <-Visit this website for tips and tricks to make your retirement life happy and enjoyable.

Article Source: http://EzineArticles.com/?expert=KV_Gopalakrishnan

An Enjoyable Disney World Adventure For Senior Citizens by Herb Leibacher

August 6, 2013 by · Leave a Comment
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You have finally decided to go to Disney World. The difference between you and many of the others who decide to go is that you have been waiting to travel here for most of your life. But, now that you are able to go, you wonder if it is too late. Disney World is a kids place so will there really be enough for you to do as a Senior Citizen? Do not worry and do not hesitate to pack your bags because not only will you have a blast while there, you will leave feeling like a kid again!

Attractions and Shows

Disney World is known for its magic and their shows and attractions are no exception. You could literally fill up each of your days at Disney World by just attending the shows. While they do have traditional dinner and short shows you can enjoy, Disney World goes above and beyond with several of their longer shows such as the Hall of Presidents and Walt Disney’s Carousel of Progress at the Magic Kingdom. Disney’s Hollywood Studios also has two great attractions that you will easily enjoy. Both The Great Movie and Walt Disney: One Man’s Dream offer wonderful historical perspectives of both Walt Disney and movies. Another great place to find attractions you will enjoy will be the Animal Kingdom where you can visit a petting zoo, travel nature trails, and observe animals while learning about their care.

Rides

Trying to decide the kind of ride you will be able to experience may be a little worrisome as well but rest assured there are plenty of rides that are fun for everyone. Many of Disney’s rides are developed so they are safe for people of all ages. In the Magic Kingdom, take the gentle It’s a Small World boat ride to learn about the various cultures, visit the jungle on the Jungle Cruise, fly through Neverland on the magical Peter Pan’s Flight, explore the unknown of outer space on the Astro Orbiter, or discover the sea with your mates on the Pirates of the Caribbean. After that, head over to Epcot to explore the world of energy on Ellen’s Energy Adventure before experiencing the evolution of communication on the slow riding Spaceship Earth. Finally, let your adventurer out to observe animals on the Kilimanjaro Safari at the Animal Kingdom.

Resorts

You have many options for places to stay during your visit to Disney World. All resorts offer rooms with showers wide enough to roll a wheelchair into and that have tub handrails. Additionally, all resorts have handicap accommodated rooms. Just make sure you do ask questions about any specific need you may have when you book the reservation.

Additional Activities

While you are at Disney World, make sure you take the time to see as many of the shows and street events as possible. Not only are these fantastic shows, but they will give you a great opportunity to rest during the day as well. Each park offers a variety of shows during the day and do not forget the night shows with fantastic light and firework displays.

Disney World may seem to be a place for young kids, but really it is a place for the young at heart. Do not let this misconception be a reason you do not go. There is plenty to do and experience as a senior citizen, so book your vacation, pack your bags, and let the adventure begin.

Herb likes to write about Disney World. Please check out his website that contains Disney World Vacation information as well as Disney Fantasmic information.

Article Source: http://EzineArticles.com/?expert=Herb_Leibacher

Senior Citizen Assisted Living Can Help Baby Boomers Keep Their Independence by Susan Elizabeth

August 2, 2013 by · Leave a Comment
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Reaching your golden years is a great accomplishment. It is in fact one of the best things about living in the times that we do. There are so many opportunities and activities available now that did not exist previously, that it is almost impossible to take advantage of them all.

Senior citizen assisted living is one of those ideas that has come of age in a time when there are more people than ever who are retiring. The baby boomer group is the largest demographic group on the planet and many of them are reaching retirement age right now.

This has created a need for all manners of senior retirement arrangements that range all the way from complete and total care, kind of like the nursing homes used to be, through senior assisted living facilities which help seniors maintain all the independence they can for as long as is possible, to active adult retirement communities where often the primary focus is one golf or some other sport.

This range of choices is absolutely unprecedented in our society. Not only that, but with the touch of a few buttons on the computer keyboard, the internet springs to life and brings you tons of information about all these various living arrangements so you can decide exactly what kind of facility you need.

Assisted living facilities do a great job of tailoring specific service plans for their residents. This means that each person gets the care they need on an individual planned out basis. The goal is to not change the senior person’s lifetime of habits or lifestyle but still make it possible for them to receive the care they need to live a great and fulfilling life.

There are many of these facilities in many locations and each of them is a little different in what they have to offer their residents. The types and levels of services offered can be quite different one state to another, and because the industry is overseen more by the individual states rather than the federal government, it is important to make sure that the kind of care you need is available in an assisted living facility in the state that you are thinking of living in.

It is not that any of the care is worse in some states than in others, it’s just that the laws and regulations are a bit different. But as fare as getting the help you might need when you are living in a senior citizen assisted living community, all of them deliver exactly what you need. And not more than you need.

The goal is always is keep the most amount of independence possible and in the retirement community world, the assisted living facilities do the best job overall of juggling between providing care and maintaining independence.

Susan is a full fledged baby boomer and avid internet researcher who writes about active retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

How The Senior Citizens Can Learn Self Defence by Imran Al

August 1, 2013 by · Leave a Comment
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Crime in our society is rapidly growing. Everyone has insecurities for his life and his family. The criminals find it easy to make victims of children, women and old citizens. As they are weak to defend, they are more victims but they can defend easily if they learn self-defense. Old people are quite weak and most of the citizens are living alone and easy prey of the criminals. They can easily enter their home and harass them. They can harm them and take away what they want. If old people can learn self-defence they can easily take over the situation and can secure their life and their home.

Get Rid Of Muggers:
Mugging is very common these days. Old people while walking on the street get victim of muggers, as they are always in search of weak target. If such situation occurs seniors! You can hit the mugger with your stick they are holding or anything they are carrying in your hand. It is recommended not to go alone if you have to go for some important work late night. Take someone much younger who is able to take care of you.

Self Defence Weapons:
It is good habit to carry self-defence weapon every time you leave the home. Stun gun and pepper spray are very helpful when attacker get closer to you.
Self-defence alarm is also helpful. It will make the attacker scared and the other people around will run towards you to help you.

Learn Self Defence Techniques:
Senior’s self defence classes are also held at different institutions. You can join these classes. They teach you techniques according to your age that are not much tough and you can easily apply them.

Precautions At Workplace And At Home:

If you have your own work place try to get it closed on time and make sure you have security alarms at your work place. When leaving the place get confirmed that all the doors are properly locked. It is the case at home. You should have alarms at your windows and doors. It will assure you security. Before going to bed check all the doors and windows and make it a habit to keep one light open of any room, the whole night. It will give a perspective to the attacker that someone is still awake in the home.

I hope all these simple points will make the senior citizens confident when applying them. They will feel free to move anywhere and also feel tension free at home.

Learn more about online self defence training course and check out the cheap martial arts weapons for your self defence.

Article Source: http://EzineArticles.com/?expert=Imran_Al

When Senior Citizens Become Suddenly Single by Beverly Slover

July 30, 2013 by · Leave a Comment
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In today’s society it has become common for a Senior Citizen to become suddenly single. Perhaps their spouse has died or they became divorced or their live in relationship of many years has come to an end. It does not really matter how they become single again, but rather what they choose to do about it.

Many Seniors will want to find a new mate as quickly as possible. Others will wait and finally cave into the loneliness. There are even some who are just lost and there are a few who are all right with their own company. All too often Seniors will seek a new partner to fill the void they feel in their lives. That void can be filled by appreciating themselves as a person and celebrating their own individual uniqueness.

Once a Senior is suddenly single again they do not have the influence of the past partner any longer. They have the freedom to choose based completely on their own wants, desires or needs. This can be a strange concept for many Senior Citizens.

The key to choosing what to do is first finding out what they want to do. Taking the time to find out who they are at this stage of their life and what their expectations may be. Feeling comfortable with their own company before searching for the company of someone else can make a difference in their choice of a partner. Learning to take the responsibility of making themselves happy can be the key to finding happiness in a new relationship. Being comfortable with their own aloneness can keep them from feeling lonely while they take their time entering the dating scene.

The most important thing to remember is that dating is suppose to be fun, not desperate.

Beverly A. Slover

Article Source: http://EzineArticles.com/?expert=Beverly_Slover

Senior Citizens Can Do Well in Network Marketing by Irene Mori

July 29, 2013 by · Leave a Comment
Filed under: Articles, General 

Golden Years

If you have become a senior citizen, you have reached the golden years. It is time to enjoy life. Hopefully, you are healthy enough in mind and body to gain fulfillment in the autumn of your years.

Senior citizens have earned the right to sit back, relax, and enjoy life. Often this is not possible because the financial means are not there. It is a struggle to make ends meet as rising prices and dwindling resources have taken their toll. The bills for your daily needs, including medical and prescription costs, may have increased to the point where they are difficult to pay.

Enjoying life does not necessarily mean retiring from daily employment or work. Some seniors enjoy working well into their eighties and nineties. If they are able to do so, more power to them. Some politicians are good examples of this. They just keep working, serving, and giving even though they are financially able to retire and relax. They put themselves into the line of fire daily because they want to serve. Older entrepreneurs may be in the same boat.

Life has not dealt everyone with the same resources. As has always been true, life is not fair. Yet we take what we have been given and run with it, so to speak. We should make the best of our situation and do what we can to improve it.

As many older people have been forced into taking on menial jobs just to make some extra income or they found employment for the pure enjoyment of being out and seeing people, more senior citizens are working now than in earlier times. At this time in their lives, they may consider joining the network marketing industry for the first time. This can be a good thing or it can be a disaster.

There are hundreds of network marketing companies, and many are similar to each other. They all offer hope, but they often do not deliver. The main thing is to find a sponsor who is willing to help you succeed and to be willing to work hard. You will need to study and learn about all aspects of the company. You need to go in with an open mind and realize that the possibilities are there if you are willing to make it happen.

It is possible to achieve financial success so that you can enjoy your golden years, whether that means relaxing or continuing to work. The hope is alive.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with leads and recruiting for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Spend Time Musing – Suggestions For Senior Citizen Contemplation by Jerry Elrod

July 16, 2013 by · Leave a Comment
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One of the big time blessings of aging is having time to think. Senior citizens indulging in thought is one of the luxuries that has too many enemies. We are bidden by the distractions and temptations which discourage genuine, quiet, and worthwhile contemplation.

The patio at your home offers the silence and serenity necessary for productive or just meandering thought. The front porch allows the mind to wander and flit and the eye to gaze and the heart to be at peace. What more healthy enterprise can one find for engaging oneself than these? What more useful way to allow for the discovery of an idea or a thought, for the development of a series of pure fantasies that give one peace of spirit. Or such may allow one to launch out into new adventures full of exciting inquiries and inventively creative designs.

What if your thinking encouraged you to take up art or sculpting or writing poetry or penning short stories or designing greeting cards? What if watching the clouds opened up vistas beyond inspiring you to see there strange and wonderful childlike adventures?

Maybe you play the piano enough that your thinking could result in a worthy composition. Maybe your meditations could dissolve some great ethical problem. Maybe your mind holds a secret the world has long awaited!

Somewhere out there in the wonderland of our thoughts is a new discovery, a new uncharted course to new unfound lands, a path from our front door to doors previously unopened.

Spend the time in thought that might otherwise go begging for activity. Spend moments meditating over some great and moving inspiration that may unlock puzzles and break down barriers and leap over the impossible.

Your world will become larger…your mind more fruitful…your time well spent. Muse awhile every day and you may meet with some new retirement revelation.

Article provided by Dr. Jerry D. Elrod. Dr Elrod, and his wife, Dr Sharon Shaw Elrod, manage Senior Citizen Journal online. For information on retirement, Baby Boomers and everything related to Seniors, please visit my blog at http://www.seniorcitizenjournal.com/. Links to other Senior Citizen Journal pages can be found on the blog.

Article Source: http://EzineArticles.com/?expert=Jerry_Elrod

 

No One Told Me Being A Senior Citizen Would Be Such Fun by Eva Fry

July 15, 2013 by · Leave a Comment
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choir

I am a late-bloomer singer/songwriter from San Diego. I didn’t know how much fun it would be to be a senior citizen but my senior years have been my most exciting and I hope to inspire other seniors to live their dreams, as I am doing.

Let me tell you of my accomplishments, so you have an idea of what I have done and
why I hope to inspire you.

First, my age is a factor. I am now a Medicare recipient. I am 67. This doesn’t mean much, except seven years ago I began to write music. At the age of 60 I wrote my first
song, something I had no idea I could do. Since that time I have written 60 songs and
had all of them produced. I have completed six CD’s and have four of them on the
market. The amazing thing is, I have had 150 radio stations play my music.

Before I began to write music, I had no musical training. I could not read music and could not
play a musical instrument. I am now learning to play the guitar and piano. During these
seven years I also wrote and published three books. As you can tell, I have been busy,
but I am having the time of my life.

I hope to encourage others to live their dreams too. As I am proving, we can all do more
than we think we can. Your life can be exciting too!

At the age of 67, I am a singer/song writer, author, entertainer, motivational speaker and
comedienne. I am the MC for the City of San Diego Senior talent contests and have my
own shows at the San Diego and Orange County Fairs. I was 1st and 2nd runner up in the
Ms Senior America Pageant here in San Diego in 2005 & 2006
How was I was able to change my life from a stay-at-home Mom to entertainer? I did it
with a dream!

First, let me tell you about my youth. When I was young, I had two dreams. I wanted to
be a missionary and I wanted to be an entertainer, but life didn’t provide opportunities
for my dreams. My father was alcoholic. My childhood was very difficult. I married
young and began a family. My family then became my dream. I wanted to be a good
Mom, give my kids what I didn’t have and help my husband. I was successful. I have
three grown, responsible and righteous children who are now being good parents to my
nine grandchildren. My husband, Al, and I have been married for 47 years. We have a
happy life together.

I’m grateful for my “Mom” stage of life, but life moves on. When my children grew up,
a new stage developed. Time for old dreams! I still enjoy my family, but now I have a
life of my own too.

In my book “You Must Have a Dream” I tell of being in my empty nest and writing down
my old dreams and making plans to live them. I was shy and needed to overcome my
shyness, if I wanted to accomplish my dreams. In my 50’s I decided to go to college and
take a speech class. I was chosen to be on the speech team at Palomar College, in San
Marcos, California. I traveled for two years, all over America, with fun, intelligent
young people, competing in speech competitions. I won a national speaking award!

This accomplishment gave me the confidence I needed. I used my newfound talent to help others. For many years, I spoke for Mother’s Against Drug Driving, because I had
been a victim of a drunk driver, when I was young. I then began a volunteer program at
Juvenile Hall in San Diego, speaking to incarcerated young people, helping them change
their lives. I ultimately wrote my book “Be a Winner in Life”, for at-risk- young people
and their parents. This was part of my missionary dream. I have many letters of thanks
from troubled young people. My book is being used as a manual in a school in
Mississippi, in their drug and alcohol prevention program. My latest book is “Letters
From Juvenile Hall, Kids Helping Kids, A book of letters from the kids to help save
others from their consequences and a book of encouragement and council to the kids.

For my entertainment dream, I now had the confidence to be in front of people. I began to learn the words to old songs, which my mother loved, and entertain at care homes and
senior centers. The sweet souls, in my audience, loved my shows. They also thought I
was young, since most of them were many years older than I. I had such fun with them
and still do.

It was then I wondered if I could write my own songs. My first song was written in the
car, as I drove to my daughter’s home, in Las Vegas. I was age sixty. I could not read
music or play a musical instrument so I just sang into a cassette recorder. I wrote two
more songs and was told to take them to Justin Gray, the Music Director at Lawrence
Welk Theatre, ten minutes from my home. Justin produced my first songs and launched
my career. This was why I wrote my second book – “You Must Have a Dream” to show
others seniors how they can live their dreams, as I am doing.

What is my life like now? I love performing in my shows and making people happy. I
love inspiring others to live their dreams. Recently, a 78-year-old lady gave me two
books she had written and published. She was inspired after reading my book. I am so
proud of her. Her husband also just published a book. I have had many people thank me
for my books and inspiration. It feels good to help others.

I now know that God blesses us, when we choose to use the talents he has given us.

I believe we all need a philosophy for our own lives. My philosophy is this: I believe God
sent each one of us here on a mission. He gave us gifts and talents and potential. It
should be our life’s work to discover those gifts, develop them and reach our potential
and then take what we have learned and share it with others. We must do all we can to
make our world a better place. This is what I try to do and encourage others to do.
Whoever you are or whatever your age, with this philosophy, you will discover the true
meaning of happiness. Someone said, “Happiness lies in following a dream. I know this
is true.

I hope that my life story will inspire you to discover and live your dreams. You can do
more than you think you can! I’m grateful to be a late-bloomer, living my dreams and
having so much fun!

Eva Fry’s mission is to help others become better and happier. She is an inspirational author, singer/songwriter, motivational speaker, and seminar leader. Eva has published three books: “YOU MUST HAVE A DREAM” -for seniors, “BE A WINNER IN LIFE”-for good kids, troubled kids and their parents, and “LETTERS FROM JUVENILE HALL, KIDS HELPING KIDS” (Actual letters from kids at Juvenile Hall, intended to save other kids from destroying their lives). She has produced 7 Music CD’s: REMEMBER (new music for seniors), OH WHAT JOY CHIRSTMAS THE LITTLE THINGS (inspirational country), I LOVE LIVING THE TEACHINGS OF THE LORD (Gospel/Christian), SAVIOR OF MINE – (Christian), GOD GAVE YOU INTELLIGENCE (for children), CLASSICAL STYLE (instrumental).

Her music and books can be purchased at =>http://www.evafry.com Her books can also be ordered at any bookstore. email eva@evafry.com

Her articles have been published, all over the world. She invites you to use the FREE ARTICLES she has written for: at-risk kids as well as FREE ARTICLES of inspiration to help meet life’s challenges. Visit =>http://www.evafry.com

Article Source: http://EzineArticles.com/?expert=Eva_Fry

Information Speed Reader For Senior Citizens – Blog and RSS Readers by Robert McCluskey

July 12, 2013 by · Leave a Comment
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This is a great time to be alive if you are an information junkie, especially if you are a senior citizen and have more time on your hands to indulge your love of information than you did during your younger years. With the Internet you can read, listen and watch to your heart’s content.

But, senior information junkies have even better news! Absorbing and the learning new things from the information that is easily accessible on the Internet is one of the best things you can do to maintain your brain health, especially memory.

More good news! Using information gathering tools available free on the Internet can make your consumption of information easier, faster and more meaningful than randomly surfing from website to website. This article will reveal some of those tools: blog and RSS readers.

First, a little terminology. The word “blog” is a combination of the words “web log.” A blog is a kind of online diary that is published on the Internet. They usually offer subscriptions so that readers can receive and read new entries each time they are published. They also commonly offer the opportunity for readers to comment.

“RSS” is an abbreviation of the words “really simple syndication.” It simply indicates the means by which blogs, and some other forms of Internet information, are commonly published.

When you utilize a blog, or RSS, reader, you are aggregating and organizing many different sources of Internet information to which you have described, in one place. This makes them easier and faster to read, understand and remember.

Many free blog readers are available on the Internet. Some varieties are:

 

  • programs you download to your local computer
  • blog reader websites that display in your web browser
  • blog readers that are built into web browsers. For example, the latest versions of Microsoft Internet Explorer have blog readers built-in.

 

An example of the second type of blog reader is Google Reader. It has an excellent feature set including:

 

  • the ability to search for information by keywords
  • the ability to separate articles that you have read from those who have not
  • recommendations for new information sources based upon the sources you have previously selected

 

you can easily add a browser bookmark to this reader and start aggregating information from all over the World Wide Web for easy review as often as you like.

There is a lot of buzz about recent research indicating that many folks will live to 100 years of age in the foreseeable future. The quality of that long life will depend significantly on our mental health and activity as we age. Using blog readers has information aggregators can be fun and beneficial at the same time. Start using a blog reader today and improve your expertise in things that interest you.

Robert A. McCluskey

Bob McCluskey is a semi retired teacher and school administrator. He has recently been teaching college-level psychology classes and has developed a course in the psychology of aging. Bob teaches courses specifically designed for senior citizens and is especially interested in the mental health of aging, With an emphasis on the preservation and enhancement of memory.

If you would like to learn more about this topic visit our web site: Senior Technology News
Find out everything you would like to know about aging well

Article Source: http://EzineArticles.com/?expert=Robert_McCluskey

Furniture Pieces That All Senior Citizens Need by Monika Kay

July 11, 2013 by · Leave a Comment
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As you get older, the body starts to break down and simple tasks can suddenly become very difficult. Going down the stairs or taking a bath can pose hazards that previously never existed. It might eventually be necessary to purchase furniture and accessories that can help you to get around the house easier. Here are some pieces that senior citizens should consider purchasing in the immediate future.

A Wheelchair

A wheelchair can be purchased for able-bodied and disabled individuals alike. For people who can still walk, using a wheelchair once in a while can take away the strain that is often felt in the joints. For individuals who have great difficulty walking, a wheelchair allows them to travel for long distances and participate in out-of-the-home activities.

A Bath Lift

Bath lifts are great apparatuses for the home because they take away a lot of the danger that can be found in bathrooms. Slippery floors and spills can make entering the tub a precarious activity. Bath lifts, on the other hand, slowly lower individuals from the top of the tub to the bottom. This makes bath time a considerably safer time.

A Lift Chair

Getting up from the couch or the recliner can be much more difficult for senior citizens. A lift chair takes away this difficulty by raising the back end of the apparatus, helping an individual to get up from a sitting position into a standing one. This is a great chair for any living room or den.

A Reclining Bed

These types of beds are very similar to the ones found in hospitals in that they can recline and lift at the headboard and the baseboard. Reclining beds meant for the home are a lot more comfortable and a lot less sterile. This is really good for older individuals who may have difficulty sleeping or who need to rest in a certain position.

A CD Player

This might seem like an odd choice but it has to do with quality of life as opposed to practicality. Several studies have shown that music can enliven and excite even the most comatose individuals. Many senior citizens fight off depression and loneliness and great music is one of the best cures for these conditions.

When it comes to acquiring furniture, older individuals should purchase things according to their needs. Older and more fragile bodies require assistance and all furniture pieces should accommodate this. The better equipped a home is, the more likely an individual can continue to live a full and happy life.

You must absolutely check out and browse the Lift Chair Store if you want to save BIG on mobility furniture, lift recliners and more… http://www.lift-chair-store.com/

Article Source: http://EzineArticles.com/?expert=Monika_Kay

 

Know How Senior Citizens Become Targets for Fraud by Diana R Beam

July 10, 2013 by · Leave a Comment
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Although you and I can’t imagine cheating anyone- especially a sweet-natured senior citizen- thousands of other people can. In fact, they make a career of lurking in the shadows, waiting to the win the trust of your aging mother, beloved grandfather or isolated, elderly neighbor.

According to the National Crime Prevention Council, 56 to 80 percent of fraudulent telemarketers intentionally dial senior citizen’s telephone numbers. This is appalling information, of course. But this statistic hopefully has your full attention. To protect the aging loved ones in your family, you must commit yourself to two goals: one, to consistently stay abreast of fraud and scams directed toward the elderly; and two, make sure to educate your aging loved one about the do’s and don’ts of telephone communication, email responses, door-to-door sales visits and how to safely dispose of important personal information or documents that are no longer necessary to keep.

Aging seniors are often easy targets for criminals because:

  • The senior may be confused easily during telephone contact, either by dementia or hearing impairment.
  • The caller is a smooth talker who wins the trust of the vulnerable lady who lives alone.
  • If the dishonest telemarketer speaks sternly, demanding perhaps, that she absolutely must provide personal information, elderly seniors may feel intimidated, stressed and confused. More often than not, fraud has again been accomplished by the time the phone call ends. The senior may be unsure of how to judge if the call is legitimate, so the more pressured she feels; the more likely she is to give the demanded information.
  • The con artist telemarketer strikes up a conversation and asks many questions which not only builds a trusting relationship for a later con but also, the senior has unknowingly provided personal information to a potentially dangerous stranger. “You sound lonely today, Mrs. Smith. Does your family live in your neighborhood? What day does your daughter stop by? And that’s the only time you see other people? Just on that day? Well no wonder you sound a bit depressed.” You get the picture. By the end of many conversations, seniors have unknowingly placed themselves in danger not only for identity theft but also for burglary or worse.

 

Identity theft is rampant in our country and every person of every age is a potential victim. Keep in mind, though, that career thieves scope out particular trash cans- especially those of aging seniors. They wait for innocent victims to carelessly toss banking information, social security numbers, etc. in the trash can. So make a list of don’t-throw-away documents and tape it to your loved one’s fridge, to help her remember what to keep. Then periodically collect documents that are no longer needed and safely shred the information.

Helping aging loved ones can be a challenge because they can unwittingly become the targets of unscrupulous con artists that neither they, nor you, see coming. Your best defense is a proactive offense- starting with awareness.

Checking on aging loved ones every day to be sure they are safe is a challenge, however, you don’t have to go it alone. You have a valuable resource in Diana Beam, founder and owner of Keeping in Touch Solutions. Diana has ways to help your aging loved ones continue to live independently and safely in their own homes as long as possible while giving family comfort and peace of mind. Learn more at http://www.KeepinginTouchSolutions.com

Article Source: http://EzineArticles.com/?expert=Diana_R_Beam

How to Organize an Outdoor Event for Senior Citizens by Salma Owais

July 9, 2013 by · Leave a Comment
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 Planning an event for senior citizens can be tricky especially if you do not belong to their age group. But if you are close to your parents, grand parents or uncles and aunts you can find different ways to make arrangements for such an event. Usually people become more emotional and touchy when they reach their retirement age and require extra attention. So if you are given the task of arranging an event for them you should know a few things about people of that age group before arranging the event. So before arranging any event like a reunion, a retirement party or even golden jubilee anniversary of a couple note down a few things and make the arrangements accordingly.

  • Search for good and well reputed event Rental Company so you can get good quality equipment for the event. You can find plenty of them on the internet. It would be better if you select the service near you.
  • Having a theme for a party can make it more attractive and interesting, but it is very obvious that you do not need to have a very adventurous and different theme. You need to create a decent and sophisticated ambiance for the gathering but it should not be too dull and boring. So go for a suitable theme. For example you can pick a theme of an old Hollywood movie of their era.
  • Although senior citizens are usually not very busy and have plenty of free time but it would still be better to arrange their event during the day so they can wind up early and go home to rest.
  • Venue should be nearby so they can reach the place easily in time.
  • Your event rental company may have stylish and well designed furniture but for senior citizens comfort comes first. Make sure that the sofas and chairs are comfortable enough for them.
  • There should be an adequate number of tables available with their seats so the guests do not have to look for a place put their belongings like purses, hats etc.
  • Keep the age group in mind before selecting the menu. Most seniors are not permitted to have rich or spicy food, so select food for them accordingly.
  • While serving alcohol keep an eye on the guests and make sure nobody gets more alcohol than they should.
  • Games can make any party more enjoyable; you can arrange bingo for the guests. ‘Play name that tune’ would also be a good option for them. You can play the music of an old song from their teenage era and let them guess the song. This will take them back to their days of youth.
  • Always keep medical help readily available when you arrange such an event, because excitement can sometimes cause medical emergencies in seniors.

 

For more information on Event rental culver-city visit hollywoodeventrentals.com

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Senior Citizens Can Benefit From Network Marketing by Irene Mori

July 8, 2013 by · Leave a Comment
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Senior citizens can seldom make it on a small fixed income such as only social security. Most must have or probably have additional retirement income of some sort such as from past employment, IRA’s, or other retirement vehicles and savings. That may not be enough to offer a secure retirement in their winter years. Earning money is important even to the older generation.

There are many seniors who are working menial jobs in retail or fast food outlets. Although they may be working partly for the social aspect and to keep themselves active, many need that small amount of extra money they are able to earn to supplement their social security benefits. Their cost of living may have decreased, but their medical expenses and prescriptions have likely increased in their later years.

Even the wealthy often work well past the normal retirement age just to keep busy and engaged. Business executives may stay in the work force longer now than in previous years. They may choose to work into their eighties and nineties in some cases. Some do not need the money, but they keep earning.

For those who want to make some money but want to keep their freedom, the network marketing (MLM or multi-level marketing) industry offers people the chance to have a home based business for a small outlay of capital. It gives anyone the opportunity to find financial success through hard work and dedicated effort. Although most people who start a network marketing business never make any substantial money at it, there are senior citizens who are among the leaders in the industry who are finding or have found true financial success. Some had never previously been involved in network marketing until they became senior citizens.

The older generation can find good benefits from many of the products sold through network marketing. There are many health products sold through this medium which might prove beneficial to their health. Liquid nutritional supplements are being sold in increasing numbers as are various vitamins. Cosmetics and skin care products have been marketed through MLM for decades and continue to do so. Many have added anti-aging products to their lines. These products are of interest to those who do not want to look old. They may still feel young and vibrant which makes them want to appear younger than they actually are.

Network marketing allows people to work at their own pace and have their own schedule. Those who want to earn lots of money spend lots of hours working at it to find the success they desire. Those who just want a little extra income can make it work.

Irene Mori invites you to check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income with products which may be beneficial to your health.

If you are interested in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net.

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Great Gifts For Senior Citizens by Scott Moger

July 5, 2013 by · Leave a Comment
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We all know that one person (or couple) in our life that nearly brings us to the brink of a nervous breakdown during the holidays because we absolutely can’t find anything to buy for them. It’s a common problem, as some people just seem to literally have everything. But especially difficult is grandpa and/or grandma.

Luckily, there are still fun, unique gifts out there that can be had for very reasonable prices and that will really elicit a “wow, that’s so neat!” response from your grandparents or even from an unrelated but special “senior citizen.”

One of those unique gifts is the gift of American land. Yes, you can actually purchase one square inch of land in any/every state in the union. This gift is not only fun and original, but it’s also very sincere, as you will actually be issued a legal land deed for your purchase. Yes, a legal deed! Not only that, but the deeds can be personalized for almost any occasion, and will almost guarantee that your gift is the most popular one at the party or wherever you present your gift to your elder.

The gift of land is perfect for grandparents or quite honestly anyone from newborn babies to college students who will brag to their friends that they own land in all fifty states in the good ol’ US of A. This also makes an outstanding gift idea for Real Estate agents, professors, and even your boss. It has the gag gift feel, but with the official land deed and property listings booklet, they’ll know right away that they actually own a real piece of land.

The land deeds can be customized for birthdays, anniversaries, and pretty much any major holiday that you can think of. If you’re in a hurry for a clever, last minute gift idea, you can also have the certificate of land ownership emailed to you for easy printing and gift giving. So you’ll never have to worry about going shopping the night before a holiday or event. You can shop in your pajamas and still show up with the best present in the house!

If you have a little extra time, you can order the “gift of land” in a frame or even on an attractive, highly professional plaque for easy display. You can also just order the individually numbered deed by itself if you want to frame it or display it yourself.

Giving your grandmother, grandfather, a senior, or anyone the opportunity to own a piece of America, one square inch at a time, is not only something they can forever be proud of, but it will create a lasting impression of you as the gift-giver, which will more than likely pay off in the future.

There aren’t many places on the Internet where you can get your own piece of American land but the best place for great gifts for senior citizens might be www.veryclevergifts.com.

Author’s biography

Scott Moger is an Internet entrepreneur and author who has been published internationally. He’s CEO of EmaxVentures and has published a book on Internet marketing which includes chapters about gifts for senior citizens and unusual gifts for seniors. Earlier Mr. Moger held top management positions at Columbia Pictures, ABC TV, and 20th Century Fox TV and has represented Miramax Films and Warner Brothers TV.

Article Source: http://EzineArticles.com/?expert=Scott_Moger

 

Fitness For Senior Citizens by Thomas Shay

July 5, 2013 by · Leave a Comment
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As people grow older, their fitness level goes down due partially to indifference and also due to the aging process. People in the age group of 60 – 80 come under this category.

Their problem relating to physical and mental health can be tackled in a planned and scientific manner. Fitness is affected not only by physical illness but also by mental stress. The problems are universal and similar if not identical, among all senior citizens, irrespective of social or financial standing.

When we talk of physical health it is mostly a matter of proper diet and exercise. A doctor will say “Take plenty of vegetables, fruits, milk with rice or wheat preparations” to vegetarians and will add meat, fish and poultry to non-vegetarians. He will also mention the proportion of each item.

The well to do can follow the doctor’s instructions meticulously, provided they have the inclination to do so on a permanent basis. That will keep them out of harm’s way. They can be free of stomach disorders and other related illness. The problem crops up for people who cannot afford what the doctor prescribes as diet. There is no solution in this case.

Light exercises are recommended for old people. Nothing will strain the aging parts of the body is allowed. The best form of exercise, for a senior citizen is a brisk or ordinary walk, according to his physical condition and strength, both in the morning and evening.

There will be a marked reluctance to do exercises regularly and it cannot be avoided. It will of course affect the fitness level. This goes for the diet also. Most aged people eat what they like but not well for their system and end up in a clinic.

So, it is a bit difficult task to keep themselves fit but the effort should be made by near and dear ones to enforce some sort of discipline at least in the matter of diet. But, there is a very different aspect for aged person losing fitness is mental trouble. It is mostly a feeling of being unwanted by the younger generation and consequent reluctance to take care of their health.

Old age homes though providing food, shelter and medical needs cannot help in this matter. Only love and affection from their children and other members can give solace in this problem. In fact in such a situation the senior citizens may remain physically fit also.

Thomas W. Shay is a long time Author and Computer Consultant. Come visit his latest website about finding the best deals for Radial Arm Saw [http://www.radialarmsawshop.com/] and learn about Radial Arm Saw Safety [http://www.radialarmsawshop.com/radialarmsawsafety.htm] when using them.

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Senior Citizen Housing Choices Are Ready For Today’s Baby Boomer Retirees by Susan Elizabeth

July 3, 2013 by · Leave a Comment
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When it comes time to retire from work, there are some significant choices that you will need to make. One of them is whether you will continue to get up at the same time in the morning as when you had to go to work. Most people opt to not get up as early, but some still like doing that because it is such a habit.

Another choice is about where you want to live after retirement. It isn’t like anyone is saying you have to leave your house if you don’t want to, but many people think that finding an alternative kind of senior citizen housing is more appropriate than where they currently live.

There are so many baby boomers who are retiring right now, that there has been kind of a boom in the amount of places available for seniors to live in. There are a great amount of active retirement communities and assisted living facilities and even more and more nursing homes for people who need a lot of extra help.

But as far as where you are supposed to live, that is something that is completely up to the individual. And that kind of choice is one of the big characteristics of baby boomers; expecting to have a large amount of choice over their lives. That idea of being in charge of your own life certainly has not changed appreciably in any way since back when the boomers were in college.

In general, there are three choices in senior housing. These are identified by the amount of extra nursing and personal care that the residents require throughout the day. The active senior communities are where the folks live who need the least amount of extra personal care during the day. These are often based around sports like golf or tennis and have very active people living there.

The nursing home setups are where the people live who need the most extra assistance. These are staffed by nurses and doctors 24 hours a day and the people who live there need the most amount of extra care during the day.

In the middle are the assisted living facilities where people who need just a small amount of extra personal or nursing care live. This can be a place like a senior apartment complex or an entire community full of small homes where the residents live.

But no matter what amount of extra assistance a person needs after retirement, the internet can certainly help you find the best senior citizen housing option for you and your particular situation.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

A Senior Citizen Community For The Perfect Retirement by Susan Elizabeth

July 2, 2013 by · Leave a Comment
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Many times when people think about retiring from the world of the working, they are left wondering what their options are. For some, what really works out the best for them is o live with one of their children. This is not as common as it used to be, but is still a popular option.

For others, the best choice might be to consider moving to a senior citizen community. There are few kinds of these and most of the difference depends on what you like to do after you retire and move there.

Most of these retirement communities require that you buy a property there. In some there are standalone houses and in others, condos or apartments. But for the most part it is like buying a home anywhere, you need to deal with an agent onsite and have a closing and that kind of legal stuff.

Often, this transaction can be taken care of right there onsite. And some of the communities even have their own financing options through a lender so that once you sign up, the details of the buying the property are taken care of all at once.

They are not all like this, of course, but the days of consolidation are here and sometimes it is just so much easier to deal with one or two people rather than having to go trekking all around town to put all the parts of a deal together.

Some retirement communities feature their activities very heavily. And often these are participant sports like horseback riding or golf or tennis. There is no reason why you have to be interested in those particular things in order to have a residence there. It’s just that if the entire community is centered around that one idea, then you might feel out of place sometimes if that one idea is of no interest to you at all.

Many times, the senior retirement facilities are places that feature very little activity and in these cases living there is a lot like living anywhere else. Neighbors around you all interested in different things in their lives and going to the community center for special events every once in a while.

The big difference, though is that by choosing to live in senior community, you are pretty much limiting your choice of neighbors by age group. And if it suits you that all your neighbors are going to be of retirement age, then a senior citizen community might be the perfect place for you to spend your retirement years.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior retirement communities and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Senior Citizen Dating – Making Matches the Right Way by Susan Elizabeth

July 2, 2013 by · Leave a Comment
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One of the reasons that you hear that people like internet dating is that they can pretend to be somebody they are not. And still manage to get a lot of dates.

But no matter what you hear, or what you read in dating forums, this idea is wrong, false, incorrect, just plain bad and can lead you failure on any senior citizen dating website you decide to join.

Think about it this way for a moment. If you are really going to pretend to be someone you are not, how long do you think you are going to be able to keep up that facade? Are you going to invent an entire other life that only exists in your head. Are you really prepared to create all the details that it takes to be successful at being another person?

Just imagine how difficult this is going to be. Inventing things like a fake birthday, languages you speak, how much you weigh, how tall you are, your hair color or your accomplishments in life.

They train people for a long time at the spy agencies just for them to be believable in a couple of circumstances. And you probably don’t have any of that kind of training. Which will inevitably doom your best efforts at deceit to failure.

And when you’re found out, what have you gained? Its not like you have people to go out on dates with Or a list of phone numbers to call, or people who want to spend any time with you at all. You really have even less than when you stated because you wasted all your time trying to pretend.

The reality is so much easier to deal with. If you are bald, well, then say so. Lots of women like bald men. If you are carrying a couple of extra pounds, own up to it, many people of both sexes don’t mind and even enjoy going out with someone who isn’t stick thin.

It is so easy to be yourself in an online dating situation that the trouble it takes to invent a different person just for the dating sites is just not worth it.

This doesn’t mean you have to compose a tell-all story of your past failed relationships, it just means that it is OK to be the real person that you are. And when you sign up to a senior citizen dating site you will find it so much easier to attract the person you are really looking for if you are truthful that you will never consider being any other way again.

Susan is a full fledged baby boomer and avid internet researcher who writes about senior citizen dating and other baby boomer topics on her site at www.second50years.com.

Article Source: http://EzineArticles.com/?expert=Susan_Elizabeth

 

Senior Citizen Medical Alert Systems and Fall Detectors by Angelo Losavio

July 1, 2013 by · Leave a Comment
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If you are looking for a medical alert system to protect an elderly loved one, be sure to do your homework.  There are a lot of companies out there that offer personal emergency response systems with a number of features and benefits that are very useful and others with serious limitations.  For example medical alert phones may be a practical solution for your elderly loved one if they are comfortable with the technology and you believe that they are not in a great risk of falling in becoming incapacitated. A medical alert phone is more or less a wireless phone that you can program with an auto dial feature.  It allows the user to carry the telephone around and be able to present auto dial button and be connected with friends, relatives or emergency response professionals but it does require them to be able to access the telephone, operate the telephone and communicate with the person that they’re calling.

The trouble with these medical alert phones is that in the event of a sudden illness, fainting or slip and fall the elderly user may not be able to find, use or even remember that they have the phone.  On the plus side, these systems are cheaper than medical monitoring systems as there is no monthly monitoring service to pay for.  By getting your senior citizen a reliable mobile phone and preprogramming personal contact numbers into autodial you pretty much accomplish the same effect. We’re not knocking these phones we just want to point out that while they give the user access to a telephone service remotely the system is only as strong as its weakest link.

When an elderly person falls chances are they are going to be disoriented.  If they are too confused to find and operate a remote medical alert phones they will not be able to use this system to summon help.

A more practical solution is a medical alert system that can be activated using a pushbutton that is worn around the neck as a pendant or on the wrist like a watch. These medical alarm systems will allow your parent to maintain an independent lifestyle because you’ll have the peace of mind of knowing that they can get help simply by pushing a button.

A typical medical alert system has a transmitter which is worn by the user and receiver located somewhere in the house.  The range on these devices generally will cover the interior of an average home but they will not provide any protection once you go outside their radio range. Some systems will alert the monitoring station when the signal is lost in the call will be placed to the home to determine if everything is all right.

The basic system operates under the scenario that the elderly person falls and is unable to get up to reach a phone to call for help. By pushing the panic button on the pendant or wristwatch transmitter a coal box is activated in the house which connects the caller to the monitoring station. The monitoring agent speaks with the user to determine how to best help remedy the situation. If the user is coherent and able to give instructions to the monitoring station those instructions will typically be followed. If the caller can’t be reached or understood, the monitoring station will then follow a predetermined emergency call protocol which may include calling 911 responders, relatives, friends and next-door neighbors.

The worst-case scenario is that an elderly person falls and becomes unconscious, or they suffer a stroke. In this state they are unable to push a panic button. That’s where an auto fall detector can be the difference between life and death.  A senior monitoring system with a fall-alert feature should, in theory, create an alarm at the monitoring station which will prompt an operator to contact the user to see if everything is all right.

Other more elaborate monitoring systems can actually provide richer detail and true fault detection. Sometimes when people fall they don’t fold face down and make a loud thump on the ground.  Sometimes they simply slumped down slowly to the floor or chair.  Most fall detection systems are only activated if the device is violently jarred. A more subtle and advanced system will be able to detect the positioning and inactivity as well as changes in body functions to alert the monitoring station.

These more advanced monitoring systems that are able to monitor heart rate, skin temperature and mobility are slightly more expensive but offer much more protection. The downside is that the device that monitors bodily functions must be worn around the chest and some users may find this too invasive.

There are no simple solutions to providing total safety to a senior citizen living at home.  All medical monitoring and emergency response systems for aging people have their pluses and minuses.  A system that may be right for your grandmother may not work for your grandfather. It’s important that you study the features and benefits of all the top brands to decide which features you can live with and which ones are not worth paying for.

If you’ve had personal experience with a monitoring service that you’d like to recommend or suggest that we take a critical look at please get in touch by leaving a comment below.

Lifestation – Senior Monitoring Service

myHalo – Medical Monitoring – True Fall Detection and Medical Monitor

VRI Medical Alert Systems

Freedom Alert – Medical Alert Phone

Wellcore Personal Emergency Response

Philips Lifeline with AutoAlert

Brickhouse Alert Fall Detection Device

Response Link Medical Alert

Life Guardian Medical Alarm System

Connect America Medical Alert

Find support and discover how you can give your elderly loved one the care they deserve – without burning out or going broke – by visiting ElderKind.com. This site will help make caring for that special senior citizen less stressful. Get fast, free and easy access to elder care resources at ElderKind.com

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Bodybuilding Health – Exercises For Senior Citizens by Machahi John Joel

June 27, 2013 by · Leave a Comment
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Crafting the ideal bodybuilding program

With the special concerns highlighted above, the training program, the bodybuilding exercises, the intensity and frequency of training must be precisely considered before setting up the ideal program. Remember that at this age, most senior citizens have assorted health complications ranging from hypertension, diabetes to kidney failures. The body is particularly susceptible to accumulating fats and the metabolism is usually skewed.

The contemporary health and fitness approach, that is the approach of initiating bodybuilding training as a means to optimal health and physical fitness, requires that everyone remains active in the gym, regardless of age. The idea therefore, is to design a bodybuilding training regimen that counters these age-borne adversities and thus maintains the body at a prime state.

The special features of their training program

The programs for older adults must feature:

 

  • Aggressive weight loss strategies
  • Increased cardiovascular exercises for a healthy cardiovascular system and weight loss
  • Moderate intensity in weight exercises to stimulate muscle growth
  • Endurance training to strengthen the bones
  • Proper diet rich in minerals like iron and calcium
  • Reduced training frequency (Ideally at two days a week)
  • Reduced training duration (Ideally at 35-45 minutes)

Ideal Kinds of Exercises 

There are particular bodybuilding exercises that must be incorporated in the training regimen for senior citizens. Remember that the exercises must be construed as intent on assisting the older adults regain or maintain their health and physical fitness. They should incorporate four distinct types of exercises namely:

 

  • Weight lifting exercises for strength (Maintain an intensity level between low and medium)
  • Balance exercises that stimulate physical fitness (Ideally done using free weights i.e. side leg raises)
  • Stretching exercises for flexibility
  • Endurance exercises that last longer but with a minimal intensity i.e. jogging, walking, swimming or riding a bicycle.

 

For these exercises, two workout sessions of 40 minutes each will be ideal. In most cases, a senior citizen is advised to contract a fitness trainer or at least to consult one regularly. This will ensure that his or her bodybuilding program is comprehensive, safe and beneficial. That means that they can craft a workout schedule like the following:

Monday

· Pre-workout warm up – 5 minutes

· Endurance exercises – 15 Minutes

· balance exercises for – 15 minutes

· Post workout warm up – 5 minutes

Thursday

· Pre-workout warm up – 5 minutes

· Stretching exercises – 15 Minutes

· Weight exercises for – 15 minutes

· Post workout warm up – 5 minutes

Two individuals cannot craft a similar bodybuilding regimen. Older adults must design their own program based on:

· Age

· Body strength

· History in the gym

· Medical status of health

· Body fat ratio

· Daily activity levels

· Diet program

· Diet supplementation

Conclusion

There are some particular issues that need to be considered even as the program takes off. Lets us regard these as safety tips that will assist senior citizens in deriving maximal benefits from bodybuilding training despite advance in age. Here they are:

· Consult the physician before initiating any bodybuilding training and severally while on the program

· The light activities should always begin a training session and the intensity should then increase gradually

· Warm ups are a must before and after a training session

· Keep the body well hydrated before, during and after workouts

· Rest durations must be at least 72 hours long

· Proper dressing and protective gear must always be worn while in the gym or on the track

There is a link between a bodybuilding lifestyle and optimal health. Once an individual strikes that link, he or she attains optimal physical fitness as a by-product. With the right information, you can easily set up a training regimen that is centered on bodybuilding health. From this program, muscle mass and strength will accrue and with it physical fitness.

Machahi John Joel is a successful body builder who has spent the last four years pumping iron. It is from this background that he now writes expert articles trying to expound on the link between bodybuilding, health and physical fitness. Learn more about that critical link at [http://digitalhealthandfitness.com/]. In this information age, you need a digital connection to a happy life.

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Choosing the Right Pet For a Senior Citizen? by Kelly Marshall

June 25, 2013 by · Leave a Comment
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When you are in a place where you are holding a purring cat or playing with a dog in the yard, have you ever noticed that you are often in a good mood? Many people have noticed that pets can give us warm feelings of love and importance, and while these are important no matter what age you are, more people are beginning to notice that the elderly can really benefit from them. There are many studies that show that the owning and handling of animals will significantly benefit the health of the individual, and that owning pets that make them feel loved and important can help the elderly to lead to longer, healthier lives.

Is there an elderly person in your life who could benefit from the love that an animal has to give? While many people are interested in getting a pet for the senior citizen in their life, they often do not know where to start. If this is something that you are thinking about doing, you will find that it is very important to prepare and to make sure that you are going to be able to get them the pet that is right for them. Take some time and consider the matter. Are they in a situation where they are going to be able to take care of the animal and do they like animals? Many people find that they can ease their family into the idea if they introduce them to a pet through a service first.

When you are looking for a pet for a senior citizen, you should start by looking for an older animal, especially if the person in question has some limited mobility. For instance, there are cats and dogs that are adults and ready to be adopted from the animal shelter. There are many advantages to adopting adult animals. For instance, you already know how large the animal is going to get and you also know what their temperament is like. You will not be bringing a bouncy youngster into the home that will need to be trained and you will find that older animals tend to be very laid back. Not only are you going to be giving an older animal a home, you will find that they can be just the perfect fit for the person you have in mind.

If the senior citizen in question has never owned an animal before, you will find that this is something that requires a lot of discussion. Ask them if they have ever considered it, and make sure that they do get to meet the animals in question. Getting a good match in terms of personality and lifestyle is essential, as is making sure that the levels of care that are necessary are going to suit. Take some time and make sure that you consider what your options are when you are thinking about finding the right pet for the senior citizen in your life.

Pets can enhance our lives in so many ways, so make sure that you consider what they can do for the older person in your life!

This article was written by Kelly Marshall of http://www.ohmydogsupplies.com – the only place to go for dog feeders metal, stainless steel, and wrought iron.

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A Guide to Medications For Senior Citizens by David Crumrine

June 24, 2013 by · Leave a Comment
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Although modern medicines have many benefits for senior citizens in treatment of age-related disease, caution needs to be taken when using a combination of medicines. Medicine or “drugs” can refer to any substance you get with a prescription, any oral or topical substance used for pain relief, and dietary supplements. Any substance that has the potential to interact with other substances in the body can be considered in this category. To prevent mixing medicinal substances together that could be harmful, always let your doctor know what medications you take in addition to those prescribed. Senior citizens should keep a list of medications and doses that they take and bring it to every doctor’s appointment.

It is very important to practice safe habits with medication as many drugs can be lethal is taken in the wrong way. Senior citizens should use the following tips to ensure safe use of medication. Companions or caregivers should use these tips to help facilitate and encourage proper medication use.

Tips for when you are Prescribed Medications

When a doctor prescribes a new medication for specified symptoms, remember the following tips for how to proceed afterward:

 

  • Tell your doctor about all other medications you currently take,
  • Remind primary care physicians about allergies that you have or side effects that you experience from other types of medications.
  • Be sure that you understand exactly how all of your medications work and how to properly take them.

 

Here are some helpful questions to get this information:

 

  • What is the name of the medication?
  • Why am I taking it?
  • How many times a day should I take it?
  • Should I take this medication before, during, or after meals?
  • What does “as needed” mean?
  • When should I stop taking the medication?
  • If I forget to take the medication, what should I do?
  • What side effects can I expect?

 

You can also ask your pharmacist these questions and others to get more information about your medication. By having all of your medications filled at the same pharmacy, the pharmacy may be able to predict harmful interactions if all of your medications are kept on file. When getting a prescription filled at the pharmacy, keep these tips in mind:

 

  • Be sure that you can read and understand all directions and writing materials that accompany prescribed medication.
  • Check that you can open the container the medicine is in.
  • Let your pharmacist know if you have difficulty swallowing pills, so that you can get a liquid variety if available – Do not crush or chew medication meant to be swallowed.
  • Ask about the best way to store the medication.
  • Be sure that the label of the medication indicates that it is the correct medication you were prescribed and displays your name.

Tips for Taking Medications 

After filling a prescription for a medication that you received from your doctor, you should be sure that you follow directions for taking that medication. Here are some tips for safely taking a combination of medications:

 

  • Have a list of medications; include the doctor who prescribed it, the name of the medication, the reason you take it, and the directions for use.
  • Read and save all written information that comes with prescribed medication
  • Take your medication exactly in the way that it is meant to be taken.
  • Let your doctor know immediately if you experience any unexpected side effects from the medication.
  • Use charts, calendars, or weekly pillboxes to help you remember which medications to take on a daily basis.
  • Make sure companions or caregivers know when and how you are supposed to take your medication so that they can remind you.
  • Do not skip medication – if you have trouble affording medication, research programs that can aid in funding for needed medications. Medicare, a government program for senior citizens, may be a good place to start.
  • Avoid mixing alcohol and medication – alcohol can cause medications to not work correctly.
  • Take medication until it is finished or your doctor instructs you to stop.
  • Do not take medication prescribed to others.
  • Do not take medication in the dark to avoid making a mistake.
  • Check expiration dates on your pill bottles in case a medication should be replaced.
  • Do not leave your medication in the open where children or pets could get to them.

 

The Caring Space
http://www.TheCaringSpace.com

David Crumrine at the Caring Space
We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

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Starting a Home Based Business – A Consideration For Senior Citizen Retirees by Jed Tooke

June 21, 2013 by · Comments Off on Starting a Home Based Business – A Consideration For Senior Citizen Retirees by Jed Tooke
Filed under: Articles 

Who needs to consider starting a home based business? The answer is YOU and the overwhelming majority of people, due to the Recession. However, in particular and one of the most vulnerable to the affects of the Recession are senior citizen retirees.

Many individuals from age 55 and above who are retired and receiving Social Security or a company pension may have to come out of retirement and find a job. Retired senior citizens face a huge challenge when competing for jobs against those who are younger. Retirees do not want to cut back their lifestyle at this stage of the game.

Recently, a study done by Charles Schwab & Co. estimates that a large number of senior citizen retirees in the United States are considering returning to the workforce on at least a part-time basis.

What Can Senior Citizens do about it?

Since older job seekers, especially those who have been out of the workforce in the recent past will have a difficult time competing. The best option is to start a home business on the Internet.

They need to prepare themselves with the necessary information and skills needed to accept the challenge of starting a business on the Internet. If some retirees already have the needed technical skills and resources they are good to go.

For those who do not, I encourage you to first purchase a state-of-the-art computer and learn basic computer and Internet skills. That can be done by way of the thousands of free online tutorials. You will most likely need a mentor, friend or some other person to guide you from beginning to end. Do not let the idea of training and learning something new cause you to give up. Also, neither age nor gender is a factor in this industry; it is open to everyone.

In addition to those resources, you will need be self-disciplined and self-motivated to get started with building a home business and ultimately become financially secure. If doing it on a part-time basis is sufficient to supplement your income, all well and good. However, you should know that there is no limit on the amount of income you can generate, either part-time or full-time.

Also, for those who think you can simply join a home business opportunity, promote it for a couple of weeks and expect to get rich, is not reality. Dismiss that idea and do it the right way. If you join a legitimate home business opportunity, you will be on the road to starting a home based business and ultimately, financial freedom.

Learn the real truth about starting a home based business [http://homebasedbusinessteam.com/03/starting-a-home-based-business-4/] working with a team. Discover how working with a team in building a business for you that yields residual income which means independence and financial freedom.

Article Source: http://EzineArticles.com/?expert=Jed_Tooke

Memory Loss in Senior Citizens by David Crumrine

June 20, 2013 by · Leave a Comment
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Many senior citizens experience some form of memory loss. Still, there are differences between mild forgetfulness and more serious memory problems. And, it is important that senior citizens and those involved in their elder care address problems with memory, as it may be a sign of a more serious condition.

Mild Forgetfulness

As we age, we lose some of the sharpness of memory we had when we were younger. We may notice that it takes longer to recall facts or information, learn new things, or find or identify familiar objects. In general, these are all signs of mild forgetfulness rather than a more serious medical problem. If you are becoming worried about your memory, schedule an appointment with your doctor to rule out larger problems. Many activities can sharpen your mind and memory, such as picking up a new hobby, visiting friends, eating well, and exercising.

Some more tips for helping your memory are listed below:

 

  • Learn a new skill.
  • Volunteer in a local school, hospital, place of worship, or somewhere else in your community.
  • Spend a lot of time with loved ones.
  • Make use of memory tools such as large calendars, agendas, and notes to yourself.
  • Make an effort to put your wallet, purse, keys, or glasses in the same place each time you set them down.
  • Get ample rest.
  • Exercise and eat a healthy diet.
  • Avoid drinking a lot of alcohol.
  • Seek help if you feel depressed for an extended period of time (more than two weeks).

 

You can also make use of the following:

 

  • Large calendars
  • Agendas for each day
  • Notes about safety in the home
  • Directions for using common items around the house

Serious Memory Problems 

More serious memory problems disrupt your ability to carry on normal activities like driving, shopping, or handling money. Some signs of a serious memory problem include:

 

  • Repeating the same questions over and over.
  • Getting lost in a usually familiar place.
  • Being unable to follow directions.
  • Experiencing confusion about time, people, or places.
  • Taking poor care of yourself (eating poorly, forgetting to bathe, or engaging in unsafe actions or activities).

Causes of Serious Memory Problems 

Medical conditions. Certain medical conditions can lead to serious memory problems that should disappear after treatment. Some things that can cause memory problems are bad reactions to certain medications, depression, dehydration (insufficient amount of fluids in the body), poor diet (insufficient vitamins and minerals), minor head injuries, and thyroid problems. These are all serious medical conditions that should be handled by a physician.

Emotional problems. When senior citizens have certain emotional problems, serious memory problems may develop. Sadness, loneliness, worrying, or boredom can cause confusion and forgetfulness. An active lifestyle, visiting with loved ones, and learning new skills can be helpful, but it may be necessary to seek the help of a doctor or counselor for treatment. If this is the case, getting proper help should minimize memory problems.

Alzheimer’s disease. This disease also causes problems with memory. It begins slowly, but the symptoms get progressively worse as the brain changes. Although it may appear to be mild memory loss at first, people with Alzheimer’s get to a point at which it’s difficult to think clearly. Everyday activities like shopping, driving, cooking, and carrying on a conversation become complicatedTaking medication during the early or middle stages of Alzheimer’s disease can delay memory loss and can be of great help if you have trouble sleeping or are worried or depressed.

Multi-infarct dementia. This is another disease that causes memory problems, where symptoms often appear abruptly. Memory loss and confusion associated with this disease come about through small strokes or short periods of decreased blood flow to the brain. Preventing additional strokes can maintain or improve memory after a stroke, but having more strokes generally leads to more memory loss. To prevent strokes and multi-infarct dementia, maintaining a healthy blood pressure is key.

Diagnosing Serious Memory Problems

As with all health concerns, if you have cause to worry about your memory, you should see your doctor. Be prepared to have a complete checkup if your doctor thinks it is necessary. This checkup may include tests to check memory, problem solving, counting, and language skills, and your doctor may need to take a CAT scan of your brain. A CAT scan is helpful because it shows normal and problem areas in the brain and can help to identify a problem. When your doctor comes to a conclusion as to what is causing your memory problems and makes a diagnosis, ask which treatment options are best for you.

Support

Friends and family members can provide support to help you cope with memory loss. They can help you exercise, visit friends, and continue daily routines and activities. They can also remind you of the time, your location, and what is going on around you.

If memory problems progress to the point that you have difficulty taking care of yourself, in home care for senior citizens can be helpful. Home health care aides can assist with personal care, meal preparation, and health management. And they provide services according to your need, from a few hours a week to 24-hours a day.

The Caring Space
http://www.TheCaringSpace.com

 

Memory Techniques For Senior Citizens – Secrets to a Lasting Memory! by Carson Hill

June 20, 2013 by · Leave a Comment
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The mind is very capable of growing and generating beyond what we give it credit for! Senior citizens can greatly reduce their brains lack of focus by taking time for small brain stimulation sessions each day.

I recommend starting your brain exercise five minutes a day, Monday through Friday and gradually working up to a fifteen minutes a day session. The objective of the brain sessions is to only focus on the minds growth by stretching it beyond it’s normal though capacity.

Brain techniques can consist of anything that stimulates the mind beyond it’s normal thinking capacity. A great place to start is number memorization. The great thing about number memorization techniques is that it is simple and very easy to chart progress. It is also optimal for brain stimulation since numbers are not fairly plain and not distracting. When doing brain stimulation, you do not want to be in the creative, visual mode.

List about three to five numbers on a piece of paper. Now turn the paper over and see if you can remember what numbers you just wrote. Use thicker paper so you can not see the other side. Now add an additional digit until your brain is really having to stretch to remember them all. This is were the benefit results!

Do this for about fifteen minutes a day, five days a week and you will begin to notice additional focus ability and memory strength. These two assets go hand in hand!

You may incorporate other exercises as long as they do not distract you. keep the goal of your exercises mind resistance and not increased intelligence. Work your mind out just like you would a muscle.

Now that you understand the basic principle behind memory technique with an exercise method available, you can start to schedule five minutes of your day aside for this alone. You will be amazed how much this small exercise can help your ability to focus and remember.

If you liked this information you may locate more details at http://www.regrowmybrain.info You can also visit: http://www.squidoo.com/memory-fitness-for-senior-citizens

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Senior Citizens and Cell Phones by John Dondero

June 19, 2013 by · Leave a Comment
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As I speak to more operators and administrators of independent and assisted living facilities in regards to their telephone infrastructure strategy. It is clear that they are no longer providing telephone service as a standard amenity in their homes. This is for two main reasons; First they don’t want to have the hassle of billing like they are a phone company. Also, with all the phone options available today, senior citizens are also taking advantage of cable telephone, VoIP and cellular options. In fact, much like their grandchildren seniors in retirement communities are choosing to only use cellular service instead of having a landline or both. When I first started my sales career fifteen years ago middle aged people would come in and complain about how complicated the cutting edge bag phone and flip phones were. I sometimes laugh at this now because comparing those phones to the Palms, Blackberrys and iPhones of today is like comparing telegraph to the touch tone phone. However, companies like Jitterbug Cellular Phones are focusing on the senior citizen niche and making simple cell phones because not everyone needs a computer in their pocket.

The Jitterbug J, may be the perfect option for seniors wanting independence or who are living in independent and assisted living facilities. It can give their families who are always worried about eldercare, peace of mind, because they know it’s a phone simple enough for their elderly parents to use. We will look at what makes this generation of phone different?

The Jitterbug J, “the phone for everyone,” starts with a large bright color display that uses a large easy to read font with clarity. The keypad has large roomy backlit buttons that are laid out for easy dialing for the elderly. The earphone eliminates background noise, has a dial tone similar to landlines similar to landlines when you open the phone with a powerful speaker. The phone eliminates confusing menus and only requires a yes or a no. They offer 24/7 U.S. based customer service and operators who can update the phone book, connect calls and provide directory assistance.

The rate plans start at $14.99 per month and offer upgrades like the Jitterbug Complete Care Bundle. The bundle provides roadside assistance, handset replacement and Jitterbug LiveNurse through a partnership with FONEMED. LiveNurse gives loved ones 24/7 access to registered nurses in English or Spanish. They can assist in connecting them to a large pre-recorded health information library with current information on a variety of topics. The nurses can also help document a users personal health history.

With technology simplified, better customer service, and cheap and easy billing, it’s no wonder more seniors are using cell phones with assistive technologies for safety and security.

John Dondero has spent ten years in the medical equipment industry. He has sold radiology systems to hospitals, medical hardware and software, and now RFID devices including Senior Safety equipment to Senior Living facilities.

To find more information on senior or family safety and security issues, please visit [http://www.silverlifechoices.com]

for more information on the Jitterbug J please visit [http://silverlifechoices.com/jjitterbug.aspx]

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What Options Are Available to Keep Senior Citizens Safe and Independent in Their Own Home? by Michelle M. Kelly

June 18, 2013 by · Leave a Comment
Filed under: Articles 

There are many options available that can help keep senior citizens safe and secure in their own home while also helping to keep them independent of nursing home facilities, retirement homes and other less personal alternatives. These options can be used independently or in conjunction to customize a solution that makes the most sense in your particular situation.

1) Automated Medical Alert Pendants / Necklaces — Many monitored services are available out there that offer a personal medical alert pendant or necklace that can be worn around the neck and in the event of an emergency (medical, police or fire), the authorities can be signaled at the touch of a button and help can be on its way. When monitored by a security company, this becomes a very valuable piece of equipment and can safe the live of your loved one.

2) Automated Wristwatch Medical Alert — Much like the above option, the personal medical alert watches act in the same manner. The difference is that the watch is worn around the wrist, rather than around the neck. Other than that, the functionality is identical.

3) Medical Alert Bracelets or Necklaces — These are just like ID bracelets or dog tags and list allergies or medical conditions so that if the authorities arrive after an emergency they know how to treat you or your loved one without causing additional problems. This option does not alert the authorities – just gives them more information when they arrive on the scene.

4) A Home Security System — A Traditional Home Security System is great for senior citizens as well. In the event of an intruder, fire or even a Carbon Monoxide leak, a signal can be passed to a central monitoring station for immediate investigation and dispatch. Also, depending upon the options selected with your security system, you can have a Two Way Voice component where 24 hours a day / 7 days a week / 365 days a year, you can talk directly with a live security representative from your alarm panel in the event of an emergency. Also, there are typically Police, Fire and Medical panic buttons on the alarm panels for immediate signaling to the monitoring center.

5) Programmable Keychain Remotes — If you would prefer not to wear a pendant or wristwatch, but would like to know that help is just a button push away, keychain remotes that come with the home security systems, can be programmed to have the panic button signal medical personnel in the event of an emergency, rather than police, which is the default setting. If this option would better suit you, you can discuss your needs with your security company to find the best solution.

The reality of the situation is that you will probably want to consider multiple solutions above since many of these items work together to help protect your loves ones in a myriad of ways. A recommendation would be to decide on whether you would prefer a medical pendant, a wristwatch or a programmable remote for your one push medical alert solution and couple this with the monitoring from your security system. From there, the only question is whether or not you would also like to have a bracelet or other ID indicating any allergies or illnesses in case of emergency. Or you can simply attach this information to your pendant or wristwatch so that everything is in one place.

Security Monitoring prices and packages can vary, but for around $40 per month – some packages are less and some are more, you can have whole house protection along with medical. The peace of mind that comes along with this package is included for no additional charge – regardless of the security vendor that you select. Plus you can save up to 20% on your Homeowners Insurance, which can negate some or all of your monthly monitoring charge.

Regardless, this is a much cheaper alternative to nursing homes or retirement homes and you can keep your elderly loved ones happy, independent and safe in the process.

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Article Source: http://EzineArticles.com/?expert=Michelle_M._Kelly

Senior Citizens Need Their Pets by Debbie Foster

June 17, 2013 by · Leave a Comment
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Most senior citizens who have pets treat them like they are their children. Of course, you don’t need to be a senior to do that, but homes without children of the human kind truly do have children of the furry kind.

In addition to providing companionship, unconditional love and a calming effect, larger pets can also provide a sense of safety to seniors. Its also been shown that people who have pets tend to live longer. Pet ownership, as we all know, also has its responsibilities. Sometimes these responsibilities are more difficult on seniors and keeping their pets can present problems. The escalating cost of veterinary bills and the ability to transport their pets when many don’t drive are very real issues.

Several cities in Colorado have been surveying their veterinarian population to find out which ones offer discounts to senior citizens for pet care, as well as which ones either make home visits or provide some type of transportation assistance and other help. In Fort Collins, their Senior Advisory Board obtained a grant allowing it to start a mobile veterinary service for seniors called Elder Pet Care. What a great idea!! Seniors are charged based on a sliding scale for veterinary services performed at their homes. The program is now self-sustaining after ten years.

Some transit systems, like the city of Loveland, CO are also on board by allowing pets to ride in crates. Transit systems in Boston, Toronto, Seattle and San Francisco allow full size dogs on leashes to come on board as well as ferries in some of these cities.

I think all these programs are worth duplicating across the United States. Next time you’re at your vet, why not ask if they’re involved in any programs that offer discounts or mobile pet care to seniors. After all, it never hurts to ask!

Debbie Foster is the owner of Pet Beds Unlimited and an avid animal lover. You can find a wide selection of quality pet beds, dog crates, dog carriers [http://www.petbedsunlimited.com/dog_carriers.html], dog pens [http://www.petbedsunlimited.com/dog_pens.html], cat beds, cat carriers and pet strollers at [http://petbedsunlimited.com]

Article Source: http://EzineArticles.com/?expert=Debbie_Foster

Senior Citizen Travel Insurance by Kirthy Shetty

June 15, 2013 by · Leave a Comment
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If you’re having a retired life and are looking out for a holiday package then, don’t overlook your insurance cover. It’s indispensable to get yourself insured while you travel so that if you happen to fall sick or break down due to some illness you don’t have to incur a huge medical expense in a foreign country. Avert any astronomical medical expenses. Enjoy your vacation. Look out for your options under Senior Citizen Travel Insurance cover.

o Discount Airfares, Holidays & Vacation Packages

Online travel planning and flight-booking. Purchase airline tickets online, find vacation packages, and make hotel and car reservations, find maps, destination information, travel news and more.

o Travel Information, adventure, travel and luxury tours

African safari with Abacus African Safari vacation – romantic and exciting African safaris adventure travel, exotic honeymoon, family tours or luxury safaris.

o Sales Courses

UK sales training and courses for business and personal sales development. Improve your sales skills with our industry recognised courses.

o Mortgages UK

UK based mortgage supplier offering first time buyer, variable rate and fixed rate mortgage quotes.

Such Insurance covers any illness or accident whilst traveling? You’re at the right place; special insurance policy such as a Senior Citizen Travel’s offers a good insurance cover for senior citizens in the age 65 to 89 years.

Other Travel Insurance covers available are:

Single Trip Insurance:

Cheap holiday insurance is available as and when you need it. Single trip cover is simple to arrange and offered at fantastic prices online.

Annual Travel Insurance:

Ideal for families, annual cover can often be cheaper than arranging single trip insurance every time. Best of all, it means you only have to think about it once and every time you go away you can relax in the knowledge that you’re protected.

Backpackers Insurance:

The longer the trip, the higher the risk of mishap and the more you’ll need to be backed by excellent cover in the event of an emergency. Online backpackers travel insurance won’t blow your budget and covers a wide range of trips – from a month’s jaunt around Europe to your next global adventure.

Business Travel Insurance:

Business travel can be stressful, infinitely worse if something goes wrong. Stay stress-free with our cost effective and tailor made business travel insurance packages.

Golf Insurance:

Golf insurance is vital, and not only for the reasons you may imagine. In addition to the risk to themselves, golfers can accidentally cause injury to others and even damage to property. An excellent insurance deal may make your next game less expensive!

With Senior Citizen Travel Insurance avail annual multi-trip policies for people up to the age of 79. Over 65 tour insurance policies are designed for mature and retired people in UK looking for good all round holiday cover at a competitive price. Try your online route for more options.

Kirthy Shetty, expert author, platinum status

Ski Travel Insurance services online:

Ski Travel Insurance

Online Back Packer Travel Insurance UK:

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Article Source: http://EzineArticles.com/?expert=Kirthy_Shetty

 

Senior Citizen Laser Eye Surgery by Dr. Frank Thomnpson

June 15, 2013 by · Leave a Comment
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Presbyopia is one of the most common conditions affecting senior citizens nowadays. Presbyopia is caused by the eye’s inability to focus in old age, especially with near objects. Thus, blurring of vision occurs, more prominently in the dark. Presbyopia typically presents with blurring of vision when looking at near objects, requiring patients to hold objects far away to be able to see or read. Some people who are nearsighted before they are 40 years old find that their nearsightedness is actually surprisingly advantageous, allowing them to see more clearly when presbyopia starts to set in.

Previously, presbyopia was treated with corrective lenses that are able to compensate for the loss of the eye’s ability to focus effectively. If the patient has an additional refractive error, convex lenses can be used. If corrective lenses aren’t enough, senior citizens can be given a prescription for bifocals or multifocals. The downside to the use of these lenses is that they can occasionally distort the images that you see. Also, the prescription of the glasses changes constantly, as presbyopia progresses.

Senior citizens who would rather not use eyeglasses or contact lenses can opt to undergo laser eye surgery in order to correct presbyopia. Typically, LASIK eye surgery is used in correcting presbyopia. Conventional LASIK eye surgery, however, can further aggravate the senior citizen’s inability to see things up close. Thus, instead of employing the typical LASIK eye surgery, a specific approach, known as monovision, is used.

The monovision approach was initially employed using contact lenses. One contact lens corrects near vision in one eye while the other contact lens corrects distance vision in the other. In time, a more permanent form of monovision was developed. Instead of using contact lenses, laser can be used to permanently change the vision of the eye. One eye can be permanently corrected for near vision while the other eye is permanently corrected for distance vision.

Some people find it very hard to adjust to monovision. Before undergoing monovision laser eye surgery, it is a good idea to first try with contact lenses. This will help you determine whether you can handle permanent monovision or not. If you can’t, laser eye surgery may not be for you. You may want to consider other forms of treatment for presbyopia. These treatments include the use of intraocular lenses and novel techniques, such as the use of scleral expansion bands and the surgical reversal of presbyopia, or SRP.

If you would like to learn more vital information that is critical to your well being then visit the resources below.

Cons of Lasik eye surgery [http://www.correctiveeyesurgery.biz/consoflasikeyesurgery.html]

Laik corrective eye surgery [http://www.correctiveeyesurgery.biz/lasikcorrectiveeyesurgery.html]

Corrective eye surgery [http://www.correctiveeyesurgery.biz]

Article Source: http://EzineArticles.com/?expert=Dr._Frank_Thomnpson

 

Adsense Senior Citizen Affiliates: Why The Road To Success Is Much Harder For Them by Christopher Kyalo

June 14, 2013 by · Comments Off on Adsense Senior Citizen Affiliates: Why The Road To Success Is Much Harder For Them by Christopher Kyalo
Filed under: Articles 

There is no age limit that locks out any senior citizen from being and AdSense affiliate. Still the road to success is much harder for them. The culprit is mostly their past and sticking too rigidly to rules that may have applied better to offline businesses.

Many an AdSense senior citizen affiliate has failed to take advantage of many online opportunities to improve their businesses simply because it goes against everything they have learnt in their long offline experience.

Probably the thing that bothers many AdSense senior citizen affiliates most is how something effective and valuable can be available for free. It is a lot more difficult for the grasp the popular online business model of offering something for free, building up huge traffic and then finding a way to make money by targeting a fraction of your current free users.

This is exactly how Google grew into the huge giant of a company that we know today. This is the exact model they used when they started off with their then revolutionary and powerful new search engine. This is a concept that one needs to not only grasp and understand but to also fully embrace as a probable model that an online entrepreneur can use or their own business, before somebody can stand a good chance of being successful online.

To succeed AdSense senior citizen affiliates need to stop being so rigid to their old ways and beliefs and accept the revolutionary new ways of the World Wide Web.

Learn more about the best home business opportunity from a blogger who rakes in thousands of dollars… and growing from their home business. Also get the bloggers’ amazing free report How I used only free articles marketing to get thousands of hits daily at my site.

Article Source: http://EzineArticles.com/?expert=Christopher_Kyalo

Creating a Senior Citizen-Friendly Environment by Warren Comer

June 14, 2013 by · Leave a Comment
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Now, more than ever, elderly adults opt to stay in the comforts of their homes instead of living in a nursing facility. That is why an increasing number of home owners are beginning to adjust the environments of their houses in order to make it more senior citizen-friendly. This can be a task that would require a great amount of effort, and just like any endeavor that you’d like to accomplish successfully, it requires a lot of efficient planning.

If you’re a concerned relative who wants only what’s best for your elderly member, there are two general tips that you should remember. (Note that every senior experiences a unique condition from the rest and it would be wrong to generalize their particular needs.):

1) As I have mentioned: plan. Though you’d want to take action as soon as possible in order to shorten your loved one’s discomfort, it will be impractical to simply throw in one idea over another without properly considering the most efficient way of doing them.

Planning includes checking every part of your home and making a list from the simple things that may need adjustments to things that you think you may install to make the house more convenient. Some details that you’d want to consider are the width of your door frames — especially if your senior uses a device such as a wheelchair or a walker, the floor — make sure that the surface is not at all slippery and is clear of clutter, and the availability of space in the house — ensure that there is enough of it to allow the senior to move about without bumping on furniture or appliances.

Finally when you’ve made your list, you can proceed to the organizing part. Evaluate your list and see which items go with each other or in which areas of the house should each adjustment be applied. The evaluation will also allow you to realize if you’ve missed some important issues. For instance, in choosing the best materials or brands to utilize and considering your financial needs, you may realize that you need to determine further which ones are affordable for the time being and if you’re going to need to apply for a loan.

A great plan leads to great implementation. When you’ve finally come up with a well thought out plan, made a list of all the adjustments and materials needed, and specialists you may consult, you can finally proceed to putting this plan into effect. Remember that if you keep the well-being of the elderly in your heart, for the entirety of this project, you’ll be able to successfully pull it through.

In performing these tasks, make sure that every adjustment is favorable to your senior. Allow him/her to tag along if you’re going shopping for recliner chairs or walkers and make them try various models and sizes so they could choose which ones are best for them. It is also important to allow them to familiarize with the adjustments you’ve made so they’d be aware of the changes and quickly adapt to them.

Family First HomeCare is the perfect solution for seniors and others in need in New Jersey who are not ready to leave their home for an institutional setting, but because of illness or chronic conditions need support to remain at home. We improve your life by providing compassionate, one-on-one care in the comfort of your own home. Find out more about senior care services in New Jersey.

Article Source: http://EzineArticles.com/?expert=Warren_Comer

 

Grants for Senior Citizens: Why Apply? by Erin Millano

June 13, 2013 by · Leave a Comment
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The crisis-stricken global economy of our era has affected all people, even our seniors, too.

Retirement fund, whether invested in stocks, stored in the banks, or simply piled up in their safety vaults, has been much affected by the global crash. Most of which is spent to augment their emergency and urgent needs. This leaves them with nothing but literally crumbs of bread. Some cling to the vague hope of finding a home that will sufficiently and trouble-freely provide their every need.

But let’s face it, even the shelters for seniors nowadays are finding a hard time making both ends meet with the limited supply of finances they hold. They, too, are vulnerable to the economy as much as the elderly whom they are catering to.

The point here is that, no matter how non-profit organizations give their services for free, they still have to pay for what they give. And there lies the rub. In one way or another, somebody has to ask for help to supplement the elders’ needs. But the good news here is not only the shelter can ask for help, even the elderly are capable of it. All it takes is a bit of cunning to convince charitable companies and government units, and some guts to do it.

Never mind if you don’t have the writing prowess to jot a proposal, somebody else can take care of it.

So, are you too old to find ways to support your needs? Or are you too cliché of an organization to ask for support from the federal government and other agencies? Think again. For non-profit organizations, all it takes is determination, a will to sustain your noble cause in order to find ways for it. As for the seniors, all it takes is a handful of grit, a will to live your sunset days untroubled. Then let the rest take care of itself.

Or if you’re still doubtful whether there is an agency out there that will choose giving their charities to you than to a thousand others, here’s one advice: If you believe you deserve the assistance, just ask. Again just ask. There are people who are specially tasked to write a convincing grants proposal for senior citizens.

The government is spending millions of dollars for grants, mentioning aside what non-government agencies shed for it. If you believe there isn’t enough for you, rethink about it. Your only task here is to believe that you deserve a grant, and that you are fortunate enough that there are people out there who are willing to give them to you, and that senior citizens also have the right to quality life.

The grant for senior citizens, you see, is a privilege just waiting for any deserving person who has the courage enough to request for it. Now if that person is you, why have second thoughts? No one has been too old to be able to pose an appeal for a better life.

Mind you, more than enough are willing to help those who send their proposals.

Erin Millano has always been passionate to improve the quality of life of marginalized, low-income individuals, and families. She is a lobbyist, freelance photojournalist, and proposal writer.

Article Source: http://EzineArticles.com/?expert=Erin_Millano

Senior Citizens Vs Crime by Victor C Swindell

June 13, 2013 by · Leave a Comment
Filed under: Articles 

What can we say about Senior Citizens?

  • They are Old!
  • They are Slow!
  • They have money!
  • They have nice expensive stuff!
  • They make easy targets to rob and beat up.
  • And almost no one seems to care.

 

Lately, you many have seen various news stories where senior citizens were a target of crime. In one of the latest stories in 2012 a WWII veteran was attacked, beaten, and car-jacked during daylight at a busy Detroit gas station and he had to crawl across a concrete parking lot to get help. If this wasn’t tragic enough there were lots of people who walked and drove pass him during this ordeal. What a shame! If you have seen the TV Show WHAT WOULD YOU DO, you know that we have a society of people who choose not to get involved, or treat a crime in progress like watching a reality television show. Some would say that this is a sign of the modern times, but it has happened before. During the same war in which this soldier fought a government decided to lie, round-up and exterminate some of its citizens, while other citizens turned a blind eye and did nothing. So history would prove that, many citizen chose not to get involved. We all hope that when we are in danger that others would come to assist us. Don’t necessarily count on it. The first line of defense in your life is YOU.

7 Things Senior Citizens Can Do

  1. Have a crime preventions specialist or local police give your residence a home security survey. They can tell you of things you can do to decrease you chances of being targeted.
  1. If you are returning home, look around of suspicious-looking strangers, have your key ready. If someone is home, alert them that you are coming home and to keep watch out for you. Don’t linger at the door. If you see someone near your house, go to your neighbor’s house and pretend to be a visitor, and it would be a good time to call the police.
  1. Establish a light up and lock-up routine to make sure all your doors and windows are locked. Be sure to close your drapes and pull down shades when you are retiring for the night.
  1. Jesus sent his disciples out two-by-two. This is an example you should adopt if possible. Whenever you need to go shopping or on an excursion that take you away from home, try to take a friend or relative with you.
  1. Try to vary your routines, you don’t know who is watching you and trying to figure when you are not going to be home.
  1. When parking, Try to park as close to your destination. Younger people should park a little further out to save spaces for elderly people.
  1. Be mindful of strangers, not all of them are really trying to help you- TRUST YOUR GUT!

 

Victor Swindell is a freelance writer of informational blogs on self defense and security countermeasures. PepperEyes.com is dedicated to providing you with the best and most affordable personal protection products on the market to meet your security needs. We believe that in today’s society being equipped mentally and physically is no longer an option.

visit http://www.peppereyes.com

Article Source: http://EzineArticles.com/?expert=Victor_C_Swindell

 

Mobile Phones For Senior Citizens by Kathie R. Dionisio

June 13, 2013 by · Leave a Comment
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Many of the old people I know are fixed in their ways and they have the idea that they’re not up to using new technology. However, a cell phone in the hands of a senior citizen can be a life-saver. It’s pretty useless having a land line if you’re face down in the back yard after falling down.

They have these little devices that senior citizens can wear around their necks, but all they do is summon emergency services and the monthly cost is way higher than the cost of a cell phone. It’s mostly the older generation that keep their land lines anyway, so if you know a senior citizen that may be at risk, try to persuade them to get a cell phone instead, the cost may even be less.

Most senior citizens won’t want to text their BFFs in the assisted living facility so a simple cell phone will be the answer. Most of us have old cell phones somewhere in the house and giving an old cell phone to an old person is a thoughtful way to recycle them. In some areas there are charities where you can drop off your unwanted phone and they are distributed to older folks who may be in poor health or live alone. It’s even a good way to get rid of the charger too, because many cell phone recycling places don’t want the old cases, car or wall chargers.

If the old person can get into the habit of carrying a cell phone in their pocket all the time then help will always be at hand for them. You may have to sit down and show them how to use it including how to plug it up and recharge it, but if you can impress on them how helpful it will be in case they have a problem, then they might listen. Call every day to make sure they’re carrying it.

Many seniors unfortunately suffer from Alzheimer’s or senile dementia and hundreds of them wander off and get lost every year. If you have an elderly friend or relative, you could add a GPS tracking system to their phone, hopefully they will remember to take the phone with them before they go wandering off.

Even if it saves just a few from getting into serious problems it’s a good idea. Chances are they won’t use it much anyway, so a pay-as-you-go plan that costs only $10 a month may be sufficient to keep them safe and give you peace of mind if you can’t visit as often as you like.

Find out more about mobile recycling and recycle iPhone 4 16GB options.

Article Source: http://EzineArticles.com/?expert=Kathie_R._Dionisio

Tips For Senior Citizens To Live Safer And Longer In Their Own Homes by Jamie McAdams

June 13, 2013 by · Leave a Comment
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As people age, they are more prone to injuries occurring in their home. Common injuries that affect senior citizens are falls that occur in the home. In addition, medical emergencies often occur while a person is at home, and can be life threatening especially if immediate medical attention is not taken. Relying on other individuals being around to call for emergency services is a risky proposition, as for example if a fall happens in the shower it may take hours for someone to realize what has happened. Every minute is vital during injuries and medical emergencies.

While falls are a common cause of injury, there are several steps one can take to help prevent falling in the first place. These fall prevention tips include staying fit and active, wearing sensible shoes, removing tripping hazards from the walkways in the home, and ensuring walkways in the home have ample lighting. In addition, ensuring that stairways have hand rails, steps have non-slip treads, toilets are at the appropriate height, and grab bars are in the shower and tub helps to prevent falls.

In addition to the fall prevention tips listed above, it may be important to consider other ways of improving safety at home. To offset the dangers of living or being at home alone as one ages, a home medical alert system could be considered as an important component of living safely and independently at home.

A medical alert system is simply a system that enables a person to push a button, typically waterproof and worn somewhere on the body, which causes the medical alert company to respond typically within 20 seconds. The company is able to provide assistance over the phone, contact friends and relatives, and notify emergency services personnel if required.

Medical alert systems are appropriate for people who live alone, who are 65 years of age or older, have fallen in the past 3 years, who are worried about falling in the shower, and who have any health issues which could potentially require use of an ambulance. A medical alert system can provide peace of mind for seniors and their families, and can help keep seniors living in their own home independently.

Visit [http://www.MedAlertSystems.us] for more information on medical alert systems.

Jamie McAdams has worked in home health care and has worked with senior citizens in-home.

Article Source: http://EzineArticles.com/?expert=Jamie_McAdams

Informative Information for Female Senior Citizens and Purse Snatching by Lawanna Bean

June 12, 2013 by · Leave a Comment
Filed under: Articles 

Female Senior Citizens and Purse Snatching

I have read several articles recently about older women having their purses snatched. I am a 70 year old female senior citizen and realize that women who are older are perfect victims for purse snatchers. Mainly, because they are not able to defend themselves as well as a younger, more alert and strong person. Being a female senior citizen, this concerns me personally.

Did you know that statistics are that the majority of purse snatchers are young men under the age of 18? They are quicker, stronger and more alert, so an older woman would be a prime target for them.

By the way, if you try to hold on to your purse or resist in any way, there is always the possibility that you could fall and break a hip. Older people don’t have the balance they once did when they were younger. And for some reason, we tend to fall differently. When we are younger we are able to think quick enough to try and brace our fall. But as we get older, we don’t always think to do that, therefore we are more prone to broken bones.

There are a lot of challenges being a senior citizen. Just to name a few:

 

  • Balance,
  • Difficulty hearing
  • Impaired vision
  • Forgetfulness
  • Our side peripheral vision is not as good as it once was

 

Personally, I have to admit carrying a purse is just one more thing to keep up with when I’m out and about. And now we have to remember to have our cell phones with us at all times as well as our keys and our and purses. It’s just too much! So it’s very important to eliminate as many opportunities of having your purse snatched as possible.

Scenarios for Purse Snatchers:

 

  • It’s not a good idea to go shopping alone. If possible, go with a friend.
  • I know better, but I have been guilty of walking a few feet away from the grocery cart at the grocery store with my purse in it. NOT a good idea. Never leave your purse open or unattended.
  • Waiting for a bus at a bus stop.
  • Areas that are not well lit at night.

 

Common Sense Ideas:

If it’s at all possible, leave your purse at home. Put the credit card and/or checkbook in your pants or jacket pocket. That way, the opportunity is eliminated entirely. For some reason, we tend to think that we have to have all of our credit cards, checkbooks, etc with us at all times.

 

  • A good investment would be a Fanny or Belt Pack. Granted they certainly aren’t very pretty, and you can’t carry very much in them. But they have the advantage of fitting snugly around your waist and are easily accessible when you need them. You can even wear them under your shirt or jacket. They have just enough room for a little cash, a credit card and your driver’s license, all the things that are necessary for a shopping trip.
  • And for goodness sake, don’t be guilty of putting your name or address on your keys. Then you not only have lost your purse, but you have the added worry of knowing the person now knows where you live.
  • One idea that works for me, if I think of it, is to put my purse at the bottom of the grocery cart before I start shopping. That way, someone would have to literally empty my cart to get to my purse.

 

Carry a Purse if You Must

Some of us old timers think a purse is a necessity. So if you really have to take a purse with you only carry whatever is absolutely necessary. Leave all unnecessary valuable items at home.

If you do carry a credit card, it’s a good idea to make a copy of the number and phone number so you can call and report it as lost or stolen.

Ways to Protect Yourself

 

  • For under $10.00, you can have a small container of Pepper Spray or Mace. Pepper spray often has a quick release key chain that allows you to separate your keys from the pepper spray container. It sprays up to 10 feet and will temporarily blind your attacker.
  • There are inexpensive personal alarms that can be put on your key chain. If you are in harm’s way, just a touch of a button will send off a high decibel crisis alarm and send the perpetrator packing!
  • There is an alarm that fits around your wrist and also attaches to your purse. If someone tries to grab your purse, the pull of the purse will set off an alarm immediately. In most cases, the person will drop the purse and run for their life.

 

Remember, when you carry a purse, it’s always in plain sight. That, in itself gives the purse snatcher a golden opportunity to just grab it and run. Always take precautions and protect yourself!

Don’t be a Victim!

Lawanna Bean is passionate about marketing products that will help people stay safe. The products she found are top quality and competitively priced. Most of us can’t afford an expensive home security system, but that’s no reason we can’t be protected. A canister of mace or Pepper Spray costs under $10.00. Personal safety for you and your family should be your No. 1 priority!

Be sure and visit her website, http://www.peppersprayetcstore.com. Get informed and take action today!

Article Source: http://EzineArticles.com/?expert=Lawanna_Bean

 

Online Home Business is a Good Alternative For Senior Citizens That Still Want to Work by Per Fossum

June 11, 2013 by · Leave a Comment
Filed under: Articles 

Most people looking forward to the day they become senior citizens and the right to enjoy every day. Many do this as well, especially those who have put aside a lot of money for the retirement existence, have a holiday house boat, like to travel or engage in other forms of leisure life and activities.

But, what about those who have not put aside money or do not have any of the other things? For these people, there will be a lot of sitting home and watching TV. One day is equal to the second and with little variation. After a time they want a work again.

To find a job in retirement is not easy, unless you are expert in a field and can start up the service with this in one form or another. For example, information and training, repairs, etc.

Internet business from home can be a good solution, but the problem is that many of these newly established senior citizens have no experience with PC or the Internet. For these are the first to familiarize themselves with basic computer usage and internet through books or courses. If this is right for them, they can invest in a PC and do an Internet connection.

We have learned from the past that we should have patience and not go too fast forward in many different contexts. This applies also to build an online business.

To build up an online business is like going up a ladder, you have to take one step at a time and not try to skip a step. Then you can fall down and have to start over again. I hope you understand the comparison.

Many Senior Citizens and older people have here some problems versus younger people. Most forgets faster, hear and do not look so good anymore and they do not work as quickly as before. Therefore also use the slightly longer time to learn things. They have simply not sufficient time to have patience. They want to get started as soon as possible.

It is then better to buy services in order to get things done, and it is perhaps much better. But, be wise. . . be careful.

Seniors are often targeted by criminals because it can sometimes be easier to gain the trust of a senior, and also because the older ones probably have set aside savings and thus become a more lucrative target.

It can be helpful to keep some of the following tips in mind to help you or your loved one protected against scams and frauds, especially when shopping or working online.

For those seniors who need to make money, considering starting an online business opportunity program, here are some tips.

You do not have to pay hundreds of dollars for nothing! Any company looking for a great deal of money from you to do business, you should stay away completely!

You are strongly urged not to make a move on any kind of internet marketing opportunity that requires the outlay of that kind of money.

Most internet opportunities can be up and running for only a few hundred dollars in a day or two and that would be a fairly big deal.

At last. . . As I said before, older people forget faster, so please try to remember this. If you sign up for a 30 day trial program for $1, then later, after 30 days, you will be charged for $25 per month,

Do not forget to cancel if you do not want to continue.

Per Fossum is from Norway and a former Forex trader.After his retirement,he moved to Thailand where he works with his own online Home Business.
Made his website from Site Sell.

Article Source: http://EzineArticles.com/?expert=Per_Fossum

 

Medicare and Medicaid For Senior Citizens by David Crumrine

June 11, 2013 by · Leave a Comment
Filed under: Articles 

There are two main programs administered by the government that offer benefits to senior citizens – Medicare and Medicaid.  Medicare is available for all senior citizens age 65 or older.  Those under age 65 with certain disabilities may also be eligible for Medicare.  If you are not a U.S. citizen, you must have entered the U.S. lawfully at least five years prior to receiving Medicare benefits. Medicaid is for people with limited income.

Medicare has two parts. Part A is the hospital insurance and Part B is the medical insurance.

Medicare Part A can pay for home health care if the patient meets certain requirements.  Part A is set up mainly to pay for care in a hospital or skilled nursing facility, or by hospice.  Depending on the amount of Medicare taxes paid by the patient and their spouse over their lifetimes, they may not have to pay a monthly fee for Medicare Part A.  Otherwise, the patient may have to enroll and pay a premium.

Medicare Part B is the medical portion which helps pay for medically-necessary doctors’ services and other patient care.  Part B can also pay for some preventative services (like flu shots) or some services to keep certain illnesses from getting worse.  The standard monthly premium for Medicare Part B was $96.40 in 2008.

You have two main options in how you get your Medicare coverage.  

You can choose traditional Medicare coverage, which is managed by the Federal government.  This plan provides Medicare Part A and Part B coverage.  The recipient can choose to have either Part A or Part B or both.  There is a mandatory deductible, and usually coinsurance charges for each time one gets service. A Medicare supplemental insurance policy known as “Medigap,” can also be purchased. This helps pay for some of the “gaps” such as co-payments, coinsurances, and deductibles.

Medicare Advantage Plans, offered by Medicare-approved private insurance companies (called Part C) is another option.  They generally provide services in addition to Part A and Part B services.  Co-payments, co-insurance, and deductibles are likely to be less, but you pay a monthly premium.

Medicare Part D is available for senior citizens with limited income to help pay for prescription costs.

Medicaid

Medicaid is a health insurance program designed for people with low-income.  It is funded by both the Federal and state government.  Each state administers the program for its residents. Rules for eligibility include the potential recipient’s income and assets.  Each state may have slightly different rules for determining financial need and other eligibility requirements.

If the senior citizen you are caring for has limited income, you should apply to find out if he or she is qualified.  Find a qualified caseworker in your state to help you with the application process.  You may have to pay a co-pay for certain medical services, depending on your state’s policies.

Medicare and Medicaid will pay for most of the medical expenses, including nursing home care, for those who qualify.

The Caring Space
http://www.TheCaringSpace.com

David Crumrine at the Caring Space
We are an organization that connects caregivers and care seekers, providing an easy and affordable resource for families seeking care for friends/loved ones and caregivers seeking employment.

Article Source: http://EzineArticles.com/?expert=David_Crumrine

 

Senior Citizens Want to Stay Healthy by Irene Mori

June 11, 2013 by · Leave a Comment
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Of course, everyone wants to stay healthy. Young people are generally in good health. As we age, our bodies are affected. Senior citizens these days seem younger than they used to be, or it is just a matter of perspective that they don’t seem as old as they once did. Health and nutrition are of greater importance today, and more senior citizens want to stay young and healthy. They are willing to do whatever it takes to stay that way. Many older people are exercising and taking care of their bodies. They are interested in good nutrition and are willing to pay good money for products to help maintain youthful lives as much as possible.

Baby boomers have entered the senior years, and they have been having a profound influence on markets for years. As they age, the health and wellness industry is expected to grow by billions of dollars. New nutritional supplements are popping up all over the grocery store shelves. Liquid juices with nutritional benefits are extremely popular.

Many network marketing (MLM or multi-level marketing) companies have jumped on the band wagon to tap into the huge market of liquid nutritional supplements. It seems that new companies emerge regularly. Although their products are generally more expensive, people join these companies because of the hope of earning money while buying products they like at wholesale.

Senior citizens may be looking for a way to supplement the incomes which have dwindled over the years as the bad economy has taken a hit on their retirement funds. Even the normal, though meager, cost of living increase which they had received on social security funds was lacking this year. They may turn to network marketing as a means of earning extra income from a home based business.

Network marketing offers a hope and a promise. New distributors signing up for the chance for substantial income in this industry should realize that 97% of the people who sign up fail. It can be very lucrative and beneficial. However, it is not as easy as they make it sound when a new distributor is recruited. Except perhaps for the few new people who are natural sales people and already leaders in other fields of endeavor, it takes a great deal of hard work, determination, and persistence to find any measure of success in network marketing.

You need to be a leader or get yourself hooked up with a leader who will help you to succeed in this business. It is not easy, but it is possible to build a substantial income or even a small amount of money each month which may be all that is necessary to make life better for some senior citizens.

Irene Mori is a distributor with a network marketing company selling a liquid nutritional supplement made from seven super fruits. If you are interested in receiving help with for building ANY MLM company, check out: http://www.moremlmsuccess.com.

Article Source: http://EzineArticles.com/?expert=Irene_Mori

 

Cremation Or Burial – What Do Senior Citizens Prefer? by Padmanabha Vyasamoorthy

June 10, 2013 by · Leave a Comment
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Society for Serving Seniors, an NGO in Secunderabad recently conducted a small survey asking people (all respondents are retirees above 55) to state how they desire to be disposed off after their death. Out of some 550 people to whom this was circulated, only 26 answered the questionnaire. The main reason for this low response is that old people do not want to discuss death and related issues!

The results for the five options posed are given below:

 

Disposal Method                         Number        %

 

Cremation – wood -Traditional 1 3%
Burial, Cemetery 1 3%
Donated to Medical School 12 46%
Cremation, Electrical 12 46%
Thrown into River for fishes 0 0
Mummified & preserved 0 0

 

In India we continue to have traditional cremation with firewood at burning Ghats and Electric crematoria in State maintained funeral homes. The latter have come up in recent years. We being tradition bound, most people may not like to mess up with death related activities, I thought. However, much to my surprise, I find that 46% of people want to donate their bodies for medical schools and organ donation. Another 46% prefer Electric cremation but only a small percentage prefer to go in for Traditional firewood cremation. Persons opting for burial constitute just 3%.

Burial is fraught with extensive land being put to dead use. Land costs are sky rising and it is difficult to find more and more land to be allocated for burial grounds. At any point of time the total number of dead persons will always be increasing compared to people who are alive. Have you not heard the phrase ‘joining the Majority’ meaning ‘ceasing to be’? Therefore burial as a mode of disposal of the dead body should be done away with. As this is connected with religious sentiments, it is difficult but worth trying.

Electrical cremation is fast and relatively pollution free. Problem of bad smell is also eliminated. But they are power intensive. Findings of this survey call for establishing more electric crematoria. NGOs concerned with organ harvesting should increase their marketing activities and reach the right type of people so that Living Wills could be made properly.

That many persons are willing to donate their bodies after death for useful purposes is very encouraging. As already indicated most people are vary of entertaining any talk about death. And death related customs and rituals are adhered to more out of social pressure than out of free will to follow. Being ready to donate one’s body for medical research involves courage and convictions. This happy trend must be encouraged by proper sensitization of senior citizens. This can be achieved through Senior Citizen Associations and NGOs working for elders.

Dr P Vyasamoorthy is a Retired Librarian turned Information Consultant. Specialist in providing Information to Senior Citizens who are Indians or Indians living abroad. Moderates a Web group for Senior Citizens in India for the past 8 years. Web group: http://groups.yahoo.com/group/sss-global

He blogs at: http://vyasa-kaaranam-ketkadey.blogspot.com/ The posts in his blog are mostly his own writings dealing with retired peoples’ problems.

He has taken to writing recently for the past six months and writes in Merinews, cplash, karmayog, Triond and other sites.

Article Source: http://EzineArticles.com/?expert=Padmanabha_Vyasamoorthy

 

Why is Bankruptcy a Growing Problem For the Senior Citizen Generation by Gerald Lewis

June 10, 2013 by · Leave a Comment
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Today, senior citizens are facing bankruptcy at an alarming rate. Why is that?

The two main reasons is simply time and money. Because of increase prices for our normal goods and the fact that seniors are living longer today more that ever before, seniors are out living there money more and more. Sometimes is poor planning, sometimes is higher medical cost or loss of retirement income from company cutbacks, company closings or jobs going to other countries or a combination of all.

But higher prices for ordinary goods and services have hit the senior citizen community very hard. Plus the older we get the harder it gets. The bankruptcy filings of those 75 and older has quadrupled over the past several years. This information is from a study by “The Consumer Bankruptcy Project” which examined a sampling of noncommerical bankruptcy filing between 1991 and 2007

Again, what do we do? Many take full time, part time jobs in retail, food service, or other service positions that pay low wages just to help make ends meet.

But more and more of us are turning to the computer and the internet looking to start our own home based business. The internet does not ask how old you are or what is your work history, your background or anything else. It does not care. You get rewarded for what you do and know and nothing more.

But because of our age and for the most part, fixed income,we don’t have a lot of time and money to spend on trial and error. We need to know what we are doing the first time around.

I think most of us, when thinking of a home based business, think of multi level marketing,amway, herbelife, etc. But what they teach, going to meetings, in-home showings, etc, takes the two things we don’t have to waste. Time and money.

Again, where do we go and what do we do? There is a new system in town and it called attraction marketing. When done right, it’s designed so your potential clients will come to you instead of having to go after them. You become the hunted instead of the hunter. This in turn will save us all a ton of both time and money.

Do it right, and where you are to day will be only a bad dream from where you could be or at least well on your way a year or so from now.You deserve the financial safety this means to you. It is also something you can teach your children, grandchildren how to do and let them continue with your success long after we are gone. There is an old saying “you can give a man a fish and he eat for the day, teach him how to fish and he and his family eats evermore.” What more could you leave behind.

Thank You

Jerry

My name is Jerry and I am of the senior citizen generation and I am dedicated to showing others like myself who are not ready to roll up the sidewalks and are still active and still eager to learn. The Internet is a great source if your looking to start a home based business. My business is showing other seniors how to succeed, step by step, click by click how to succeed in internet marketing.

[http://renegaderunway.org]

Article Source: http://EzineArticles.com/?expert=Gerald_Lewis

Senior Citizens – If You Cannot Be Your Own Advocate For Your Medications, Get Help! by J Delms

June 7, 2013 by · Leave a Comment
Filed under: Articles 

Senior citizens purchase 35-40% of all prescribed and over-the-counter (OTC) drugs. Seniors between the ages of 65-84 take from 14-to-18 prescriptions annually. Up to 25% of these medications are considered unnecessary or inaccurate.

The Internet offers numerous articles and other information on how senior citizens can protect themselves from over-medication and other unnecessary treatments. Some of these articles are written by physicians who realize that medical drugs are not the answer to all health conditions. Additionally, a recent midwestern newspaper article indicates that less than half of our medical care is supported by adequate scientific evidence. These kind of articles also offer recommendations for protection from the harmful side effects of too much medication.

Recommendations

1. Good insurance pays. Although health insurance is a good thing to have nowadays, do keep in mind that your insurance and drug plans could be prevailed upon for medical business reasons. If you already have medicare and other health insurance, your health condition could inadvertently be targeted for more treatments than really necessary.

2. Common sense. Listen to your best instincts about the treatments you might or might not need. Do not passively accept medication without knowing its exact health goal and purpose first. Ask questions about your prescription and why you need it for your specific condition? Make sure this treatment makes sense to you.

Although senior citizens account for only 13% of the population, they purchase up to 40% of all medications. Therefore, document any side effects from your prescriptions, and report them to your doctor, e.g., headache, cough, drowsiness, dizziness, pain, itching, gas, upset stomach, or constipation. Your doctor can change these medications if they cause you discomfort.

3. Take someone with you to an appointment. Take a friend or family member with you when you see your doctor. This person will add to your advocacy by giving you emotional support, and by helping you thwart questionable prescriptions or treatments. Three heads are better than one. Also, remember that 77% of the seniors between the ages of 65-70 have at least one chronic illness. Thus, you could really need one or two prescriptions of some kind.

Yet, other prescriptions are questionable. For example, if you have a desirable cholesterol level lower than 200-mg/dL, and your doctor prescribes a statin drug to enhance your cholesterol level, you will need to question that recommendation to find out exactly why you need it for your apparent condition. Will it affect your other bodily systems in some way, good or bad? In another reported situation, a study at a northwestern state university found that some doctors were prescribing powerful anti-psychotic drugs to patients for mild depression, anxiety, and insomnia. These drugs are approved only for serious mental and emotional disorders. Otherwise, the effects from these drugs can be harmful.

Still other adverse medical effects can be somewhat innocent. In one case, a senior started taking two common OTC pills daily to help reduce hip pain. However, these pills thinned that person’s blood, which caused his or her small colon fissures to bleed. After the resulting bleeding showed up in the stool, this senior was much relieved to find out it was not caused by cancer.

4. Learn about your medical condition. If you have a computer available, search the Internet for reliable information about your condition, and how to treat it. If not, try a public or medical library to find out as much about it as you can. This kind of knowledge is defensive power in favor of your continued good health.

5. Keep and carry your own set of records. Carry your basic health history and information with you, in writing. List your chronic conditions, medications, allergies, blood type as well as your doctor’s name and phone number. Also keep a copy of these life-saving records in the open at your residence in case of an emergency, or in case you become unconscious and cannot provide this information verbally. Additionally, if possible, add copies of your laboratory test results to these records. Your life could depend on them.

6. Report suspected abuse or fraud. Medicare fraud costs tax payers multiple millions of dollars, and causes health insurance premiums to rise sharply. Study the suspect fraud carefully, and then report it. Such abuse can be reported to a senior-medicare patrol in your area or state if they exist. These offices or patrols are found at the government agencies on aging. For starters, see the links below for prevention and protection.

1. Avoid Medication Problems — http://longevity.about.com/od/optimizemedicalcare/a/medications.htm

2. Report Medicare Fraud — http://www.medicare.gov/fraudabuse/howtoreport.asp

Article Source: http://EzineArticles.com/?expert=J_Delms

 

The Best Gift Ideas for Senior Citizens by Uma Eklund

June 6, 2013 by · Leave a Comment
Filed under: Articles 

It happens every year about this time. We start thinking about creative and thoughtful gifts for our older family members and friends and just can’t get any help. Search on Amazon for senior citizen gift ideas and you’ll be overwhelmed by lots of frankly inappropriate selections.

So what is the magic secret to avoiding the same old flowers, scarves and socks? Let’s look at a few options that we have given to our parents and grandparents that have really gone down well.

Thoughtfully practical

As we get older, everyday tasks become harder. You don’t want to see Grandpa taking out the trash on a winter night holding trash in one hand and a flashlight in the other. The thoughtful solution might be a lighted baseball cap with LEDs to light his way, freeing one hand for stability.

Is Mom having trouble reaching the cat dishes because she has trouble bending? What about a reaching device that is not just useful, but will have everyone in the family playing with it.

Anyone in the family having bathroom issues? A $2,000+ Japanese talking robotic toilet would be great, but did you know that there are several low-cost options for retrofitting automatic toilet seats to your bathroom?

Thoughtfully beautiful

Practical is great, but there are times that a simply beautiful gift is more appropriate. Even here, though, it pays to be sensitive to the challenges of aging.

My Mom has been suffering from arthritis recently, and her ability to fasten buttons and clasps has diminished significantly. So my last gift to her was a set of 30 inch gold and silver chains that she could slip over her head without doing the clasp. We also swapped a few of her pendants from her older chains so that she could wear her favorite pieces all over again.

Thoughtfully personalized

No, we don’t mean a cup with “World’s greatest Dad” on it. We’ve had great success with thoughtfully personalizing gifts, particularly using today’s technology.

Do you know anything that gets older members of the family to reminisce more than music from their “golden age”? One of our favorite recommendations for anyone looking for the perfect senior gift is an MP3 player.

Yes, we know that your parents and grandparents can barely get to grips with the TV remote (ours, too). That’s where the personalization comes in. You add the music beforehand and keep adding to their collection over time. We bought Dad 3 CDs of 50s classics and loaded them on the MP3 player so all he has to do is press play and stop (and on his player that’s the same button).

So this year stay away from the same old tired gifts and get something for your favorite senior citizen that is thoughtfully practical, beautiful or personalized.

Uma Eklund is dedicated to providing products and gifts that allow seniors to enjoy life to the full. Uma researches and selects products to recommend based on her own experience with finding and buying the best gifts for senior citizens.  If you would like more gift ideas for senior citizens please visit our website at http://www.thoughtfulseniorgifts.com.

Article Source: http://EzineArticles.com/?expert=Uma_Eklund

 

Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

June 5, 2013 by · Leave a Comment
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Top 100 Blogs On Senior Rights, Elder Law, And Anti-Ageism

At a time when thousands of Baby Boomers are reaching the age of 65 every day, the issues of senior rights, elder laws, and anti-ageism have never been more important, more volatile, or more questioned. After all, this is the generation that was ready to take down the establishment fifty years ago, and they haven’t lost any of their desire to change the world for the better. And, they have the numbers to do it. Here are our 100 top blogs for seniors dealing with senior rights, law & policy, and anti-ageism.

Boomers Against The Law

  1. Elder Law Plus: lawyer Evan H. Farr blogs about topics concerning elder law, including probate strategies and parental care.
  2. Michigan Elder Law Blog: the attorneys at Barsch & Joswick provide seniors and their loved ones with sage advice on a variety of Elder law issues.
  3. Everything Elder Law: Evan Farr is back at it again, this time focusing on Elder Law news, concepts, and innovations from around the country.
  4. Massachusetts Estate and Elder Law Blog: lawyer and blogger Stephanie Konarski gives tips on estate planning and other elder law topics.
  5. New York Elder Law Attorney Blog: your source for elder law news and comment in New York, this blog analyzes nursing home legislation and elder care costs.
  6. Elder Law Prof. Blog: Elder Law professor Kim Dayton authors a really nice blog that covers a wide range of Elder law issues, from Supreme Court cases to seminars.
  7. The Pop Tort: can a consumer advocates blog dealing with civil justice be cute? This blog proves it can, complete with an adorable “Pop Tort” logo, even while exploring such issues as Medicare and Medicaid lawsuits, nursing home scams, and medical malpractice against the elderly, among other legal issues.
  8. Supportive Senior Solutions: this blog from a geriatric care management practice in New York covers issues related to geriatric care, caregiving, and healthcare laws for the elderly and infirm.
  9. Aging Beats the Alternative: elder care specialist Lorie Ebers uses her blog to talk about overcoming the challenges of aging, caring for aging parents, and the less talked about side of elder law: Boomer divorce.
  10. Elder Law Blog: lawyer Ronald C. Morton’s elder law blog is full of sage advice for seniors looking how to tap into Veteran’s benefits, how to plan for their golden years, and more.
  11. The Best Elder Law Blog: published by the attorneys at Lamson & Cutner, this blog discusses elder law cases, the Affordable Care Act, and same-sex marriage.
  12. Elder Law Tips and News: the lawyers at Cooper, Adel & Associates bring you posts on living trusts, aging issues, and general estate planning.
  13. The Connecticut Elder Law Blog: lawyer Michael Keenan provides his readers with estate planning tips, elder fraud, and Medicare rules.
  14. The Teddy Bear Lawyers: attorney Rick Law gives readers a great resource for Elder Law in the Chicagoland area. Find articles on protecting vulnerable seniors and financial planning.
  15. Oregon Elder Law: attorney Orrin Onken blogs on elder law, estate planning, and probate proceedings in plain, easy to understand language.
  16. Florida Elder Law and Estate Blog: this informative blog includes great articles on VA benefits, estate planning, and trusts.
  17. Golden Law Center: written by attorney Sasha Golden, the Golden Law Center blog discusses elder law, special needs planning, guardianship, wills and trusts, and estate administration.
  18. Kraft Elder Law: attorney Robert Kraft blogs about Medicaid, Medicare, wills, trusts, probate, veterans benefits, and other elder law topics.
  19. Pennsylvania Law Blog: this elder law blog by the attorneys at the law offices of Shober & Rock discusses Medicaid, taxes, Veterans, banks, and annuities.
  20. Long Beach Elder Law Blog: this blog focuses on elder abuse, estate protection, the Cal MediConnect program, and reform of health law.
  21. Houston Elder Law Blog: the folks at Wright Abshire Attorneys blog about care planning, estate planning, Medicaid Planning, Probate & Estate Administration, and and Veteran’s Benefits.
  22. Hauptman Law Blog: readers of this blog can learn more about elder, estate, and special needs law. Includes articles on the Medicare Settlement and VA Aid.
  23. Fulkerson Elder Law Blog: the function of this elder law blog is for the firm to respond to common questions clients have about elder law and review developments in the law impacting elder law and estate planning.
  24. CMLP Estate Planning and Elder Law Blog: readers can look forward to reviewing articles on simplifying their estate plan and elder law news items of note.
  25. Massachusetts Estate Planning and Probate Blog: attorney Matthew Karr keeps readers up to date on estate planning and probate news and information.
  26. Marshall Elder and Estate Planning Blog: the author of this elder law blog has over 30 years experience in estate planning, special needs planning, and estates.
  27. Hartford, CT Elder Law Blog: the attorney’s at Ruggiero Ziogas & Allaire discuss estate planning, care planning, Medicaid, Veteran’s Benefits, and Probate.
  28. El Paso Elder Law Blog: the law firm of Stephanie Townsend Allala and Associates blogs on estate planning, guardianships, Medicaid Planning, Nursing Home Abuse, and Trust & Probate.
  29. Miami Probate Law Blog: the folks at the Byrant law firm keep readers up-to-date on estate administration, probate court, estate litigation, and the nuisances of will and trust disputes.
  30. Elder Law News: attorney Brian A. Raphan is based in New York City and specializes in Wills, Estates, Trusts, and Elder Care issues. His blog is full of great resources.
  31. Aging & Law in West Virginia: this blog contains news in law and aging in West Virginia, written by the West Virginia Senior Legal Aid organization.
  32. Florida Elder Law and Estate Planning: this Florida Certified Elder Law attorney provides in depth insights and news to help Floridians protect themselves and preserve their assets.
  33. Family Law Blog Maryland: while this blog looks at all matters pertaining to Family Law, elder law sneaks in as a prevalent theme in many of the cases discussed. They look at legal matters like when divorce and retirement coincide, or when grandparents wish to take custody of their grandchildren.
  34. Phoenix AZ Family Law Blog: looking at issues older couples face in Arizona, this family law blog explores the specific challenges elders face in divorces and custody battles, complete with the latest policy changes and laws.
  35. Otherspoon: hospice volunteer and blogger Ann Neumann talks about care-giving and the realities, politics, and senior rights involved in death and dying.

Seniors Talk Policy And Politics

  1. Aging in Place: this blog is concerned with seniors who are dealing with shrinking benefits and increasing costs—seniors find answers on how to protect themselves.
  2. Estate in Denial: providing news, analysis, and commentary on abusive practices occurring in probate courts. Features original perspective and direct communication.
  3. Florida Estate Planning Lawyer Blog: this blog covers estate planning legal issues, cases of interest, and news with a focus on Florida elder law.
  4. McGuire Woods: the people at McGuire Woods author this great blog on long term care legal issues, including timely news, articles, and white papers.
  5. Illinois Estate Planning & Elder Law Blog: published by the law office of Wilson & Wilson, this blog covers asset protection, banking, estate planning, and trusts.
  6. Illinois Nursing Home Abuse Blog: covers Illinois nursing home law, including Supreme Court cases and other information relating to residents and family members.
  7. Law Office of Donald D. Vanarelli Blog: provides readers in New Jersey with information on elder law, estate and special needs planning, and mediation services.
  8. Maryland Nursing Home Lawyer Blog: this blog offers insight on nursing home abuse reports, legislation, and legal opinions of elder law in Maryland.
  9. Massachusetts Estate Planning, Probate & Elder Law: elder law attorney Brian Barreira writes on legal issues involving death, taxes, special needs, and long-term elder care.
  10. New Jersey Estate Planning & Elder Law Blog: blog posts explore life and death in New Jersey from a perspective of estate planning, elder law, taxation, probate, and estate administration.
  11. Medina Law Group: postings provide readers with advice on estate planning and management, estate taxes, elder law, and VA benefits.
  12. North Carolina Wills and Trusts: this blog provides readers with estate planning and elder law news with a North Carolina focus.
  13. California Nursing Home Abuse Law Blog: covers nursing home abuse, elder law abuse, and features many quality articles relating to California elder law.
  14. Nursing Home Law Blog: this well written blog discusses elder issues, legislation, legal news, protections of elder rights, and helpful health tips.
  15. PA Elder Estate and Fiduciary Law Blog: focuses on elder law, long-term care, end-of-life and health care surrogate decision-making, and estate planning.
  16. Patti’s Blog: find information about this lawyer’s practice, which concentrates on advocacy for seniors. She shares personal interests and her passions.
  17. Pennsylvania Nursing Home Abuse Lawyer Blog: this blog discusses nursing home abuse laws, cases, and news items from Pennsylvania.
  18. Barbara Cashman Blog: Barbara blogs about elder law and policy issues, and often hosts guest bloggers to share their insights on elder law and news.
  19. NJ Elder Law: lawyer Kenneth Vercammen blogs about topics related to estate planning and elder law. He was once awarded the NJ State Bar Municipal Court Practitioner of the Year.
  20. The Senior Sentinel: a blog compiling news and information for Baby Boomers, the Senior Sentinel concentrates on the intersection of ageism and public policy both nationally and world-wide.
  21. Elder Consult: this geriatric medicine blog not only covers Alzheimers, dementia, financial decision making, and medications, it also discusses related legal issues such as elder financial abuse.
  22. Grey Pride: a UK blog by the Anchor Digital Marketing team is dedicated to keeping older people at the top of the political agenda and petitioning the government to create a Minister for Older People to ensure their needs are met.
  23. Over 65 Blog: project organizers from Harvard, Yale, and The Hastings Center host this blog for “seniors seeking solutions for health care and security, mainly looking at health care system reforms, elder law policies and practices, and how seniors can achieve a stronger role in the future of health care.
  24. Reaping Hope Blog: a blog from an NGO in Nepal promoting dignified aging and elder rights, Reaping Hope explores elder abuse and elder oppression while actively helping elderly people claim their rights and challenge discrimination.

Age Against The Machine: Anti-Ageism

  1. Ageist Beauty: the musings, product reviews, and random thoughts of a woman who is fighting against her age.
  2. Everyday Ageism Project: this blog aims to capture people’s everyday experiences dealing with ageism. The author has discovered that ageism is the most commonly experienced form of prejudice.
  3. The Lonely Gerontologist: professor Kelly Yokum blogs about all things aging—including aging stereotypes and other aging topics that come to mind.
  4. My Elder Advocate: this blog provides comprehensive coverage of ageism, the dangers of nursing homes, elder abuse, and elder care.
  5. The Roaming Boomers: David and Carol are great examples of a couple who doesn’t let age get in the way of living life to the fullest.
  6. The Gypsy Nester: Veronica and David show readers how to rock the empty nest and get the most out of life as you age.
  7. Changing Aging: this multi-blog platform challenges conventional views on aging. The authors believe aging is a strength, rich in developmental potential and growth.
  8. The Elders: founded by Nelson Mandela in 2007, the Elders is a group of seniors committed to addressing global challenges, including child marriage and climate change.
  9. Beauty and Wisdom: the blog of photographer Robbie Kaye, who traveled to salons throughout the US to photograph and interview women in their 70’s, 80’s, and 90’s and discovered that beauty is ageless.
  10. Advanced Style: don’t tell these women they are too old to model hip and alluring fashions. This blog teaches women how to dress to impress and that age is only a number.
  11. RL TV: the only cable network and online destination for folks 50+, features a nice blog that provides tips on elder issues and promotes active living.
  12. The 70-Something Blog: blogger Judy informs readers how to live a full and engaging life as she chronicles her journey of aging.
  13. Retirement is Work: newly retired librarian and blogger resolves to post one good thing about retirement every day for a year, but along the way struggles with senior rights and anti-ageism.
  14. Yo Is This Ageist?: a humorous blog by Ashton Applewhite dedicated to determining whether age-related remarks are offensive, “challenging the stereotypes that segregate us by age.”
  15. This Chair Rocks: a smart and sassy blog by Ashton Applewhite that challenges the ideas of ageism with humor and snark. All stereotypes and insensitive remarks are grounds for brilliant blog posts.
  16. Senior Planet: “aging with attitude” is the tagline of this blog community of older adults using technology to connect with each other and take on the issues of ageism and senior rights.
  17. Changing Aging: a blog founded by Dr. Bill Thomas to promote “a radical reinterpretation of longevity” which focuses on anti-ageism and senior rights, as well as getting the most out of a long life.
  18. Time Goes By: Ronni Bennett takes on aging, ageism and related issues with humor, exploring the truth of “what it’s really like to get old.” She starts by rejecting the “cutesy” terms for old people – they’re called “elders” around here!
  19. The Magic of Middle-Aged Women: author Daniel Even Weiss – a man – blogs on the theme of his latest book, The Magic of Middle-Aged Women, where he challenges the prevailing ageist idea that women don’t get better as they age. They do.
  20. Advanced Style: Ari Seth Cohen, a young-ish photographer, roams the New York City streets photographing stylish and creative elders. Here, art challenges the paradigm that age and beauty can’t co-exist.
  21. The New Old Age: the New York Times blog on aging takes advantage of the newspaper’s top writers to explore the unprecedented intergenerational challenge of the Baby Boomers.
  22. The Little Old Lady Stays Put (or doesn’t): explores the “lives, lifestyles and issues of interesting older people,” touching on the issues surrounding ageism, elder rights, living with dementia, and overcoming the struggles of aging with strength and good humor.
  23. Naked at Our Age: advocate of ageless sexuality, Joan Price, talks about sex and aging, taking on Senior Rights subjects like safer sex for seniors while providing helpful tips.
  24. Aging & Work at Boston College: scholars, academics, and researchers share their findings on ageism in the workplace and the challenges aging workers face in this PhD-heavy blog by The Sloan Center on Aging & Work at Boston College.
  25. Ethnic Elders: this newsy blog by New America Media examines the Senior Rights issues and Elder Law of minority groups such as age discrimination, lawsuits related to Social Security, and elder healthcare reform.
  26. The Everyday Ageism Project: blending blogging and research, this site’s goal is to capture the experience of age discrimination. The forum is full of people sharing their experiences in a supportive environment.
  27. Huffington Post’s Senior Citizens Blog: the Huffington Post’s Senior Citizens sub-blog offers wide ranging posts on issues including senior rights and ageism – with its signature left-wing perspective.
  28. Clinical Geriatrics: created as more of a peer-reviewed clinical journal by the American Geriatrics Society, some of the top scholars in geriatrics converge on this blog to discuss geriatric health and wellness issues, which often cross over into legal and anti-ageism issues.
  29. Age Action Alliance: this organization brings together a network of 300 organizations and individuals committed to helping older people. Its blog is dedicated to improving older people’s lives through advocating against ageism, particularly in Britain.
  30. Manitoba Senior Centres: this Canadian blog covers the rampant ageism in Canada and promotes world elder abuse awareness. It also has a list of resources for older adults.
  31. Fierce with Age: defying ageism goes mainstream at this blog, created by veteran journalist Dr. Carol Orsborn. Having written about the Boomer generation for major newspapers and blogged for the Huffington Post and NPR’s Next Avenue, Orsborn is well equipped to take on the spiritual and policy hurdles of aging.
  32. Live Better Boomer!: a Philadelphia-based blog, by social worker Tiffany Matthews, devoted to helping educate and empower Boomers advocate for their own improved healthcare.
  33. Third Age: billed as “health for Boomers and beyond,” Third Age offers relatively fluffy fare, like “Change your Mood with Color,” to the legal issues surrounding Boomer divorce and care-giving.
  34. The Old Gunhand: one facet of senior citizen rights you don’t see every day is elder gun advocates. This website not only tells you the best types of guns for elderly wielders, it also goes into gun policy and senior self-defense.
  35. Age Discrimination Info: a simple name for a one-stop source of statistics and information on age discrimination, including legislation, cases, news, publications, events and training. The perfect resource for the activist.
  36. Age UK: the largest organization in the United Kingdom for working with and for older people, this website has an entire section dedicated to age discrimination and ageism.
  37. National Youth Rights Association: not just for youngsters, the National Youth Rights Association combats ageism in all its forms. In fact, they probably wouldn’t appreciate being called “youngsters.”
  38. Disability and Representation: a blog by writer, photographer and activist Rachel Cohen-Rottenberg that discusses (and tries to change the discourse about) disability rights and ageism, along with autism.
  39. Over 50: Career coaching and workshops for the over-50 crowd, this blog doesn’t stop at finding a job. This site explores Baby Boomer activism in and out of the workplace.
  40. Activist Post: while this blog deals with many topics requiring advocacy, they often include issues that regard Senior Rights, Elder Law and anti-ageism.
  41. California Booming: an informational blog dedicated to California Baby Boomers, this blog covers everything from sex, to diet, to politics of the Boomer generation, including issues concerning senior rights and ageism in the workplace.

Respecting The Rights Of Senior Citizens – 4 Factors To Pick The Right Care Facility For The Elderly by Abhishek Agarwal

June 4, 2013 by · Leave a Comment
Filed under: Articles 

There is no formal ‘Senior Citizens Bill of Rights’, but as individuals, senior citizens are entitled to their rights. However, the senior citizens have little energy left in them in their old age to fight for their rights and therefore, it is the duty of the children to see that their elderly parents are getting what they are rightfully entitled to.

Every right must be claimed to be deemed as a right. There are laws in existence for the running of nursing homes for the elderly and retirement communities. Even if your elderly mom or dad is in an assisted care facility, there are certain laws that are fundamental and expected to be followed by these care facilities too. It is your duty as a caregiver to see that they are following the laws and living up to the expectations.

There are some factors that you must verify before selecting a facility for your elderly parents:

– Ensure that the facility will provide the basic cleanliness and safety. Check out the evacuation plans in place, in case of an emergency situation. Verify whether the evacuation plan is a workable one, considering the fact that the facility may be full of elderly and invalids who may be slow in moving out of the building in case of a fire. Find out if there is emergency power available to operate the automatic doors and elevators so that everyone can get out safely.

– If food is provided by the facility, ensure that meals will be provided three times a day. The meals should be healthy and the food should be delivered to the room if your parent is disabled or injured. There should be some variety in the diet and since there is a separate charge for the food, it is not wrong to expect some quality and variety in the food.

– If your parent has moved to an assisted care facility, they have every right to live as they wish in that apartment, since they have paid for it. However, they have to observe certain restrictions because they are living in a community setting. They should be able to live without any interference from the staff of the facility and have the freedom to select the décor of the apartment or have family and friends to visit.

– Another fundamental right of a senior citizen is to be treated with compassion, respect and dignity. Although this is not a tangible right, how the staff at the facility treats the elderly is an important aspect in the selection of a facility for your parents. The staff of the facility must be respectful and pleasant in their dealings with your parents. If your parent complains of any emotional or verbal abuse, you must investigate and hold the facility accountable for it.

As a primary caregiver, responsible for the well being of your elderly parents, you have the right to remind the assisted care facility of their responsibilities. Ensure that your parents are getting the service and care that they paid for and that they are comfortable in their living quarters and enjoying their stay there.

Abhishek successfully runs an Old Age Home and he has got some great Eldercare Secrets up his sleeves! Download his FREE 80 Page Ebook, “How To Take Great Care Of Elders” from his website http://www.Senior-Guides.com/560/index.htm. Only limited Free Copies available.

Article Source: http://EzineArticles.com/?expert=Abhishek_Agarwal

Senior Citizens and the Job Search by Mort Ferguson

June 4, 2013 by · Leave a Comment
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Although many employers are looking for new graduates or someone younger with a bit of experience, there are still plenty of jobs that you can secure as a senior citizen. Opportunities in the work force abound for older Americans. On the surface it may seem harder to find such roles; however they are available – you just need to know where and how to approach the search.

There is a great potential among older employees. They have more experience, are (generally) easier to work with, and typically more flexible than the person fresh from college who is more likely to have an implanted ideal of what their job should be like. In other countries such as the Netherlands and Australia, younger employees are losing jobs to the more experienced and mature adults; in North America, this is a growing trend as well.

It is illegal, of course, to have someone ask your age when applying for a job, but hiring personnel can tell from application and resume information whether you may have been in the work force for some time. That is why instead of talking strictly about your age, you need to highlight your experience. When putting together your resume, clearly list your accomplishments over the years and all your previous jobs. In your cover letter, focus on why you would be better suited for the job than a young applicant – even if you committed decades at home to raise children – thus helping employers understand the benefits in hiring you over a recent graduate with no real life experience.

If you have been out of work for a while or entering a field in which you have not had that much experience, consider enrolling in a class that can refresh your memory about that market or a class that can update you on new policies. Businesses are constantly changing, and part of entering the work force again means learning contemporary methods of working rather than continuing the way work was done when you were younger.

The Internet has web sites offering opportunities for senior citizens, and shows relevant vacancies in the city in which you work. There are even specific agencies that work solely with senior citizens to make sure you can find a job in which you would be welcome. Some of the fields that value the knowledge of a senior citizen include healthcare, public speakers, and writers. You simply need to determine what you may be interested in doing and then make the move to apply for jobs in your chosen field.

It is not so difficult to land a job when you are 60; you just need to become a bit savvy at learning where to look.

For practical job hunting & career [http://www.job-hunting-careers.com/medical_billing_and_coding_career.shtml] information, please visit [http://www.job-hunting-careers.com], a popular site providing great insights on your search for just the right job or career, ranging from US Post Office to a travel nurse [http://www.job-hunting-careers.com/travel_nurse_employment.shtml] position and many more!

Article Source: http://EzineArticles.com/?expert=Mort_Ferguson

Senior Citizens Can Have a Home Based Business by Irene Mori

June 3, 2013 by · Leave a Comment
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In this day and age when more senior citizens are finding it difficult to manage with the retirement funds at their disposal, many are seeking outside employment after leaving the regular workforce. They may find themselves greeting customers at a Walmart store, helping people find products at Home Depot, or sweeping floors at a McDonald’s or another fast food restaurant. While it may seem sad to think of older people doing these seemingly menial jobs, some people enjoy the work as they earn a little money to help pay expenses. They feel some sense of fulfillment as they interact with other people in what might otherwise be a dreary life alone in some cases. Some seniors just like being able to get out of the house as they do something meaningful.

There are many seniors who may need extra money but who are reluctant to go to a retail or eating establishment to seek employment. These are the people who just might do well with a home based business of some kind. There are many types of work which people can do in the comfort of their own home without having to dress up, drive somewhere, and see people.

It is important that a person research the opportunity and try to make very sure that it is not a scam. Often it is difficult to tell the good from the bad, but it helps if someone can personally verify that the opportunity is real and that it is possible to earn money with it. There are too many scams which are taking away the hard earned money of senior citizens who may ill afford to lose it. Dishonest people with no scruples are preying on vulnerable older people.

Network marketing (also known as MLM or multi-level marketing) is an area in which some senior citizens, as well as all ages, are finding success. This is a business model which has been in existence for decades from the early days of giants like Amway. It is where people are supposed to help people and where they get paid on the efforts of others. It is a known fact that leveraging one’s efforts with the possibility of earning more is a more effective way of making money than simply being paid for only the efforts of yourself. This is the concept of network marketing.

There are perhaps hundreds of different MLM companies in existence. Some come into being and fall by the wayside quite quickly. Others have endured and become extremely successful. They sell all types of products with lotions and potions being very popular along with liquid nutritional supplements which are also plentiful in this area of business.

It is extremely easy to enter a network marketing company. It does not cost much to become involved. Regular purchases are required. Earning money at it is difficult, but it can be done. Finding success in anything does require hard work and dedication. Indeed, there are many senior citizens who are finding success in network marketing.

Check out http://www.moremlmsuccess.com for information on a home based business opportunity which has the potential to create life changing income.

If you are interested in an opportunity in emergency preparedness and food storage, visit this website: http://www.preparedforlife.net

Article Source: http://EzineArticles.com/?expert=Irene_Mori

Health Insurance for Senior Citizens – How to Get the Best Rate by Brian Stevens

May 31, 2013 by · Leave a Comment
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As a senior citizen, you may find yourself in a health insurance crisis – no longer covered by an employer’s health insurance policy but needing health insurance more than you ever did before. Of course, Medicare covers some of your medical expenses, but how can you get the best rate on health insurance to cover the gaps Medicare leaves?

What Medicare Covers

Once you are 65 years old, you’re eligible to enroll in Medicare. Medicare can include several programs:

* Medicare Part A, which helps cover inpatient hospital care, nursing home care, hospice care, and some home health care. Most people pay for this coverage through taxes, so they do not pay a deductible or monthly premium.

* Medicare Part B, which helps cover doctors’ services, outpatient hospital care, medical equipment, physical and occupational therapy and some home health care. Most people pay an annual deductible and a monthly premium for this health plan.

* Medicare Part C, Medicare Advantage Plan, which offers you more choices among health plans and extends your benefits.

* Medicare Part D, prescription drug coverage.

In addition, you may need MediGap coverage, which is health insurance that covers what Medicare does not.

Affordable Health Insurance for Senior Citizens

As you can see, health insurance for senior citizens can be confusing. Fortunately, insurance comparison websites can help you gain a clear picture of what health insurance you need, as well as help you find that insurance at a reasonable rate.

All you need to do is go to an insurance comparison website and complete a simple form with information about yourself and your insurance needs. Once you submit the form, you will soon receive quotes for affordable health insurance from multiple A-rated insurance companies. And at the best insurance comparison websites, insurance professionals are standing by to talk with you and answer any health insurance questions you have. (See link below.)

Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to get health insurance quotes for senior citizens from top-rated companies and see how much you can save. You can also get more insurance tips there.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on health insurance for senior citizens.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

Life Insurance Planning for Senior Citizens by Natalie Aranda

May 31, 2013 by · Leave a Comment
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Life Insurance has sometimes been described as a bet between you and the Insurance Company. The Insurance Company is betting that you are going to live and you are betting that you are going to die. If you do die, you win the bet. This approach has been the basis of life Insurance policies in the past. Despite the fact that it would seem this does not much benefit an individual, the truth was that the Life Insurance payout was designed to provide for those that you left behind.

Changes in health care and the increasing life span have brought some changes to this concept. The desire for senior citizens to spend their retirement in an active adult community where they can enjoy their golden years to the maximum has prompted many to take a fresh approach to the use of the cash value of life insurance. It has also influenced the type of policies that have become popular. When a payout upon death was the main purpose of an insurance policy, the only thing that mattered was the amount of the death benefit.

Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement. It has become possible to redeem the cash value of an insurance policy prior to death through an annuity settlement. The basic idea is the seller of the annuity provides a cash settlement to you at retirement. In return, they basically become the new beneficiary of your policy.

The annuity settlement changes the conditions of the bet. Now, you are betting that you are going to live, and the new beneficiary of your policy is betting you will die. If you live, you win. Many senior citizens are seeing this as a better idea. It takes some careful planning, and each case must be considered individually. The debt situation and the situation of a spouse and of children must be taken into consideration. The increased popularity of Individual Retirement Accounts has lessened the need for a large death payout to some degree. The best time to plan for your life insurance needs as a senior citizen is long before you ever become one. Sadly, this is not always done until too late. In this case, the options can be considered. It is not a time to be rash and seeking the advice of a trusted Insurance agent or financial advisor is highly recommended. If you plan on spending your last years enjoying a California active adult community, start that planning as early as possible.

Natalie Aranda writes about finance. Today, people in increasing numbers are opting to not spend their last years in their homes. An Arizona active adult community that is located in an area without a harsh winter seems much more attractive. A Florida active adult community situated close to the ocean would be preferably to long cold winters. This is the new dream of senior citizens, but in many cases the funds needed to make this dream come true are not available at the time of retirement.

Article Source: http://EzineArticles.com/?expert=Natalie_Aranda

Thoughtful Gift Ideas for Senior Citizens by Natalie Aranda

May 31, 2013 by · Leave a Comment
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Kids are easily pleased by almost any gifts as the whole world is new to them. Senior citizens may have experienced and owned everything they wanted in their life. That’s what makes a challenge when it comes to choose gifts for your grandmothers or grandfathers.

No matter what time of year it is, personalized yet unique gifts will sure impress them if you listen to they say and look at what they do. Far too often people tend to buy senior citizens items that they’d never want. Consequently, you should first make a list of what type of hobbies they like. Do they enjoy golfing or spending time playing games with their friends? If this is the case, you could purchase a unique game for their Christmas gift. Researching vintage entertainment or new board games on EBay would be a different approach. This way you could give them something one of a kind. Christmas gift ideas may be tricky to come up with, but they should also incorporate how much you are thinking about them. Since you do want them to enjoy what you purchase, you could get them a gift certificate to a spa or a day at a romantic inn. These gifts are wonderful and inspiring items, regardless of what holiday it is. Chances are they will thank you for months, because the majority of gift givers do not think so deeply.

If you are having trouble coming up with birthday gift ideas, you should always remember to avoid joke presents! When we all get older, we cringe at the thought of age being mentioned. Although some senior citizens embrace who they are, some people would rather not make a big deal of their age. Therefore, you should avoid the birthday gift ideas that involve age jokes. You never know when you are going to offend someone. After all, the last thing you want to do is remind them of their life insurance settlements or the life settlement issues they may have to worry about.

If you are trying to find a better birthday idea, you should explore the idea of scrapbooks. By creating a book filled with photos, memories, and comments, it will bring your grandparents to tears. They embrace nostalgia and would love to have a keepsake that they can look through for years. As a result, these special birthday gift ideas are an extraordinary way to say you love them and are happy to be part of their lives.

Senior citizens may seem like they are impossible to buy for, but all they want are unique gifts like everyone else. No matter whom you are buying presents for, the gift ideas need to be out of the ordinary. Discouraged and don’t have a lot of money to spend? Even by taking time to create a memory book or photo album, it would bring a smile to their face. From birthday gift ideas to Christmas gift ideas, anything is possible as long as you put your heart into it. If you are looking for a quick fix and a simple present to buy, sadly you will be like everyone else.

Natalie Aranda writes on home and family [http://www.moonsome.net/Family-1/]. If you are having trouble coming up with birthday gift ideas, you should always remember to avoid joke presents! When we all get older, we cringe at the thought of age being mentioned. Although some senior citizens embrace who they are, some people would rather not make a big deal of their age. Therefore, you should avoid the birthday gift ideas that involve age jokes. You never know when you are going to offend someone. After all, the last thing you want to do is remind them of their life insurance settlements or the life settlement issues they may have to worry about.

Article Source: http://EzineArticles.com/?expert=Natalie_Aranda

Even Senior Citizens Can Make Money From Adsense by Christopher Kyalo

May 30, 2013 by · Comments Off on Even Senior Citizens Can Make Money From Adsense by Christopher Kyalo
Filed under: Articles 

For senior citizens the really good news is that one can never be too old to make money from Adsense. And like any other online opportunity Google Adsense’s strict terms and conditions do not include an upper age limit.

In fact senior citizens willing to learn in their old age and also to shrug off things that they may have believed in too closely, in the past, AdSense is the perfect way for them to make money. This is because when a person has reached that age, there are plenty of useful experiences and skills that they have picked up over the years. It should not be too difficult finding what they experiences and skills that a senior citizen can mine to make money from Adsense.

Senior citizens usually love to reminisce over their long lives and past experiences both good and bad and this can be used to make money from Adsense. This is because this is just the sort of ingredients that can go to setting up a fascinating AdSense blog. These are usually the sort of personal experience blogs that have a huge potential of picking up traffic pretty quickly. Everybody knows that high traffic on an AdSense blog is a license to print money.

Nothing should really be a hindrance to senior citizens joining the ranks of those who make serious money from Adsense.

Find out how you can learn more about the best Adsense make money secrets from an expert who makes over $19,000 a month from Adsense. Or grab my ezine on Adsense secrets for free by sending a blank email now to clickaffiliatesecrets-subscribe@yahoogroups.com

Article Source: http://EzineArticles.com/?expert=Christopher_Kyalo

Why Are Reverse Mortgages Important to Senior Citizens? by Craig Castle

May 30, 2013 by · Leave a Comment
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In Texas and many other parts of the country, senior citizens are being squeezed. They receive, on average, $965 per month in social security. And, while property taxes vary, a senior in many Texas cities with a home valued at $100,000 will pay more than $200 per month in property taxes alone. Add to that the high cost of necessities like health care, prescription medicine, utilities, and mortgage payments, and the financial picture can be very bleak. It’s no wonder that many seniors face foreclosure or tax liens on their homes.

“Reverse mortgages are important to Texas seniors because they allow them to obtain a loan against the equity in their home—often their single largest asset—without making monthly payments to repay that loan. That means that with a government-insured reverse mortgage, a senior will never lose his or her home to a bank simply because he or she could not make a payment,” said Craig Castle, a San Antonio reverse mortgage specialist for the past four years.

So why don’t more Texas seniors take advantage of this financial product?

Castle says that in his experience, seniors shy away from reverse mortgages for three reasons:
◾1. Fear
◾2. Bad advice
◾3. The availability of other, more well-advertised, loan products

“I have had many clients elect not to complete the reverse mortgage process because of fear,” Castle says. “Usually, the additional cash could have improved their lives significantly.”

Seniors’ fear is not unfounded. They are often the targets of scams and fraud. But, reverse mortgages have one important safe-guard built into them to protect even those who are uncomfortable making financial decisions. In order to obtain a government-insured reverse mortgage, a senior must have counseling by a HUD counselor with the local housing authority or the Consumer Credit Counseling Office. This unbiased person can help the senior determine whether a reverse mortgage makes sense for his or her individual situation.

And, sometimes well-meaning family and friends give bad advice.

“I have had ministers tell clients that they heard that you could lose your home with a reverse mortgage,” Castle said. “It isn’t true, but advice isn’t always based on facts.”

The availability of home equity loans also clouds the picture for many seniors. “Home equity loans can be appropriate for people who have an income, but they often spell disaster for seniors,” Castle said. “I talk to potential clients every week who tell me that they are having problems keeping up with their payments.”

“My experience has been that most home equity clients who are over 65 and have taken the maximum 80% of their home value will eventually lose their house—if they live at least 3-5 years beyond the date of loan origination,” Castle added.

With a reverse mortgage, the homeowner can access from 40-60% of the appraised value of their home, but the loan is not repaid until they die or leave the home permanently. Then the home is sold and the proceeds are used to repay the loan, with any remainder going to the owner’s estate.

To find out more about the benefits and requirements for a reverse mortgage, visit [http://www.SouthTexasReverseMortgage.com] and request the free Federal Trade Commission publication, Facts for Seniors about Reverse Mortgages. Or call Castle at 210-789-3685.

“Misinformation has prevented many seniors from getting a reverse mortgage when it would have provided them with greater financial stability—and peace of mind. That’s why I like to have the family involved and why I often spend several hours at my clients’ home explaining and re-explaining how a reverse mortgage works and how the various pay-out options can make their lives better,” Castle said.

Craig Castle is a Reverse Mortgage Specialist with Financial Freedom in San Antonio and the South Texas area. He holds a BA in Economics from the University of Missouri, is a former Licensed Stock Broker, and has worked with reverse mortgages for the past four years. He is also chairman of the Not Forgotten Coalition, a not-for-profit organization that provides services and advocacy for senior citizens in San Antonio. For more information, visit [http://www.SouthTexasReverseMortgage.com] or phone 210-789-3685.

Article Source: http://EzineArticles.com/?expert=Craig_Castle

What You Need to Know About Senior Citizens Travel by Mansi Aggarwal

May 30, 2013 by · Leave a Comment
Filed under: Articles 

Are you drained of sitting at home, doing babysitting of your grandchildren? Have your dreams to explore the world not turned to reality? Are your eyes longing to capture the grandeur of the world around you? If yes, don’t detain yourself from discovering the world. Your age should not be an impediment in living your life to the fullest.

When it comes to traveling, horde of choices are available for the senior citizens too.

From opting a perfect destination that lives up to their tastes to the mode to travel and the place to cuddle, all lie at their discretion.

· The destination

For those who enjoy basking in glory of the sun at the beaches, locations like Hawaii Islands, Bahamas and the like are ideal holiday spots. The connoisseurs of art and architecture can move to the cities like Barcelona, New Orleans etc. that are swarming with the masterpieces of eminent painters and architects. Evergreen places like Switzerland, Germany and so forth are never meant to be overlooked.

· The Decisive Factor

The determination of a destination is directly proportional to factors like budget, mode to transport, the climatic conditions and the food.

Most of the senior citizens prefer and desire to travel according to their pockets. Since the youth bids goodbye at this age, the potential to earn more takes a backseat. The expenditure is by and large made from the savings that mushroom a little. Keeping in mind the state of affairs of senior citizens, numerous travel agencies offer discount packages that can be availed in the peak as well as the off season.

If you propose to make a trip within the periphery of your country, the costs incurred will be significantly minimized. For instance, you can accomplish your destination by traveling via a bus, a rented car or a train. The fare will be relatively low as compared to outlay on air tickets. But bear in mind that money is not prior to life. If the distance is a bit too long and you haven’t got the muscle to sit for long (in a train or bus) take a flight. Your health always precedes your wealth.

A majestic feel of heaven on earth is readily available on the deck of a cruise in a cruise voyage. There are several cruises that can serve you with the best of all amenities, all you have to do is discuss with your travel agent and search online about it.

At this age you should not excuse food as a crucial factor in determining the venue. A little search on the Internet and your travel agent can familiarize you with the cuisine, tastes of people and the luxury plus the budget restaurants at the place you propose to go. Also if you have a petite idea about the cuisine of the place, you can ask the locals the place they throng to gratify their hunger. This definitely will correspond to your pocket.

Try to leave the home when the weather conditions are adverse there and positive and enjoyable. It is always prudent to make an assessment of the climatic conditions beforehand and plan your trip accordingly.

· Some crucial tips

1. The senior citizens and students should be extra vigilant in carrying cash. Avoid moving with lot of cash. Take your credit card along. This safeguards you against uninvited perils.

2. Carry a mobile phone. If that is unaffordable, leave your complete itinerary and all the contact numbers (of the hotel, villa, apartment etc.) with your children.

3. Pack the clothes with your all your essential and even not so significant medicines.

4. Last but not the least, if on the cards get all the reservations done in advance for at this age you should excuse yourself from the last minute anxiety and stress.

Things can be easy in life, all one needs is a little planning and prudence.

Mansi aggarwal writes senior citizens travel topics. Learn more at http://www.seniortravelcentral.com.

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Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers by Barbara Mascio

May 29, 2013 by · Leave a Comment
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Are your clients pleased by the fine quality service that you provide?  Validating your clients’ endorsement of you through Certification as a Senior Approved Service will increase your client base.  Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.

If you serve the older adult, the disabled or those with chronic illnesses you may qualify for an independent consumer-driven survey process leading to certification as a Senior Approved Service.

You will not pay for clients, leads or referrals.  You will not violate HIPAA or the Anti-kickback rulings.  You will not pay for membership or advertising space.

Certifications are offered for medical, non-medical, alternative healing practices, housing, elder-law, and financial planners – virtually any type of business that reaches this population.  “We are building the ultimate one-call solution,” states Barbara Mascio, founder.  “Seniors are need of many kinds of service, including lawn care, handyman services and so on.  We save the headache of shopping around and completely remove the guess work.”

Confident business owners recognize the benefits of being part of an exclusive network of Certified Senior Approved Services.  See [http://www.qualityeldercare.com/senior-services.html]

Jean F. Wales, President of Wales Consulting LLC and Author of “Do It Now! An Organizing Handbook for Families and Senior Citizens writes  Becoming a Senior Approved Service instantly raised the credibility of my book “Do It Now! An Organizing Handbook for Families and Senior Citizens.  [http://www.seniorsapprove.com/organizing.html]

Ester Whitney, owner of Sweet Adeline’s Home writes  I feel I have been given a great opportunity to be the first Residential Home Care Provider to be approved by Senior Approved Services in the Dallas Area … everyone has been impressed …  [http://www.sweetadelineshomes.com/]

Tony Latina and Peggy Schmidt, co-owners of Advanced Laser Solutions writes  We have had nothing but positive feedback from the referrals from Senior Approved Services. They have been excellent to work with and we strongly recommend them.   [http://www.seniorsapprove.com/stop_smoking.html]

Paul Stone, owner of Occasional Help for Seniors a general cleaning and handyman service writes  We are so proud to be Certified as a Senior Approved Service. Putting this on our brochures, business cards and other advertisement pieces has clearly, without a doubt, increased our client base. Barbara is right; seniors need services but are afraid or confused about which one to call. [http://www.seniorsapprove.com/occasional-help.html]

See [http://www.qualityeldercare.com/providers] for details.  Mention Savings Code 0630 when you apply for certification.

Barbara Mascio, Founder of Senior Approved Services – a National Network of Products, Resources and Services Endorsed by Seniors

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Planning Fun Activities for Senior Citizens by Matthew G Young

May 29, 2013 by · Leave a Comment
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Many senior citizens do not want to or cannot leave the house. There are many reasons for this, some are physically impaired and have trouble getting around, and others simply don’t leave because they believe that they have nothing to do. Either way, getting out of the house is important sometimes, if only for the sake of the joys that social gatherings bring. Maintaining existing friendships and creating new ones can mean a lot to elderly folks, especially if they have not left the house for a while.

There are many senior citizen friendly activities out there, the trick is to match an activity with an interest that they hold, and therefore will be more accepting of going out of the comfort zone that is their home. Many people enjoy playing cards or board games. This is a much better solution than something like going to a movie will create; when playing games, it is hard not to be social. Movies are not the best choice because, although fun, there is little opportunity for social exchange. Games foster relationships, especially games like canasta or trivial pursuit where you can play on teams.

Another great activity for senior citizens is craft making. A group of people being instructed in how to put together a scrap book or design simple jewelry for the first time promises to be very fruitful. Not only will they learn a fun new skill, but they will inevitably interact with others at nearby at their table.

Going to a zoo or to a museum is another great choice. If there are any disabilities or hindrances to mobility, this can be a frustrating thing, but most public gatherings and places now allow people to rent wheelchairs. This will make getting around a much easier task, even if the people you are with have difficulty walking. Electric wheelchairs are perhaps the best choice since these require minimal effort in using.

Finally, you can always just go to a coffee shop. Social gatherings don’t need to be big group affair; sometimes people feel more comfortable in an intimate setting. Taking a friend out for coffee is a great way to interact on a one on one basis. It’s hard not to have a good time when you are with a close friend or relative. Coffee shops are great public places to go to with a couple friends because of this.

The most important thing about choosing an activity is to make sure that the person you are with has fun. If the senior citizen you are caring for does not have fun, they will not be likely to give social outings a second chance. As a caretaker, it’s your job to care for them physically as well as emotionally. Making activities fun isn’t hard, but you do need to choose the right activity that will match their desires and wishes.

Matthew G. Young is a freelance writer who specializes in financial, sports, and health-related topics. To learn more about in home health care visit Paradise In Home Care

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Senior Citizens – Victims No More by Chris Bruno

May 28, 2013 by · Leave a Comment
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Violent crime against senior citizens used to be unthinkable. It was rare that a street thug would target an elderly person; however criminals of today have a totally different mindset. They prey upon those they perceive to be weak and an easy target and who will offer the least resistance. In the mind of a street thug, seniors fit this category. This alone is why you need to become informed, and do whatever you can to keep yourself from becoming a victim.

Oftentimes senior citizens are led to believe that they have somehow lost the ability to defend themselves against criminals and crime in general. This belief is totally false and in fact there are many quick and easy things seniors can do to defend themselves.

The first thing you should do is find a senior self defense class in your area. Many organizations provide these free of charge. Check with your local police department, YMCA or seniors club in your area. Many community organizations offer these classes free of charge.

Many seniors are opposed to carrying weapons of any kind. This is a thought process that needs to change. Pepper spray or a stun gun are ideal choices and offer a level of protection that will not only boost your confidence but actually allow you to survive an assault by temporarily incapacitating your attacker. Each of these weapons are extremely easy to operate and take just a few minutes to learn.

Because many seniors are so opposed to carrying something such as pepper spray, if you do use it, the attacker will be caught off guard and the element of surprise will buy you the critical time you need to get to a safe location and notify the police. The effects of either weapon are temporary and will not cause permanent injury.

If you are not willing to carry a traditional weapon consider using a cane if you have one. Swing the cane in an “X” pattern, targeting the knees, elbows and other bony parts of the attackers’ body. These strikes will be effective but in very temporary way. They will probably only distract an attacker, so a secondary plan is definitely needed. I would suggest a Personal Alarm. They are a very small discreet device that you can carry in a pocket, purse or on your belt that when activated sound a very loud ear piercing noise which causes your attacker to flee and forget about attacking you. Many alarms are equipped with flashing strobe lights and a few even contain hidden pepper spray giving you the best of both worlds.

Of course, the best way to defend yourself is to not allow yourself to become a victim in the first place. I know this may sound like an obvious statement but simply by adhering to a few easy to follow best practices you can greatly lower your chances of becoming a victim. When you are going out, try and keep jewelry hidden or simply wear it discreetly. Do not carry large amounts of cash. Remain aware of what is going on around you. If you see or even sense something bad, adjust your actions accordingly. Changing the direction you are walking is far easier than recovering from injuries you sustain in an attack.

Senior safety at home is a whole different ballgame but equally as important. Do not keep large sums of money at home. Consider using a debit card and having any monthly payments due you directly deposited into a bank account.

Do not divulge any personal information over the phone or in person. DO NOT withdraw any money from a bank account unless you are absolutely sure you know who you are giving it to. There are a huge number of scams out there and many target seniors. In fact many seniors are scammed out of their life savings simply because they felt sorry for someone or had their emotions preyed upon. If something seems too good to be true, it most definitely is.

When it comes to defending yourself, anyone can improve their abilities. All it takes is the desire to take a stand, educate yourself, and practice some of the techniques mentioned here. With your new found confidence and some practice you will already have done a great deal to lessen your chances of becoming a victim.

Chris Bruno is a retired police officer and contributing author to Safety Products Depot. His certification as a Pepper Spray [http://www.safetyproductsdepot.com/pepper-spray.html] Instructor gives him unique insight into the effectiveness of this defensive weapon. Chris is offering you a 10% discount off any purchase at [http://www.safetyproductsdepot.com] Visit the site now to claim your discount coupon.

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Note To Criminals: Do Not Mess With Senior Citizens That Carry Pepper Spray by Carl Vouer

May 28, 2013 by · Leave a Comment
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Dear criminals,

We understand your plight, you need money to help fuel your insatiable appetite for drugs and alcohol and because you are morally and ethically bankrupt you would like to attain this money in the easiest and sleaziest way possible; by mugging the decent, hard-working, law-abiding citizens of this country. We also understand that when your depraved, conscious-less mind is choosing an individual to rob you would like an individual that is going to present the least resistance possible while you attempt to relieve them of their money and any valuables that they may have on their person. Senior citizens often fall into this category as they have naturally lost a bit of strength, speed and the general ability to defend themselves in a physical altercation. If we could offer just one bit of advice in this scenario, do NOT mess with a senior citizen that is carrying pepper spray.

See, pepper spray is a highly effective means of self-defense for seniors, women, men, students and just about anyone who doesn’t enjoy handing over their wallets and/or purses to complete low-life strangers like yourself. Pepper spray’s active ingredient is capsaicin, which is a chemical derived from the fruit of plants in the Capsicum genus, including chilis. It is basically just that, a spray made from peppers. Now when we say concentrated, we mean concentrated. The scoville rating system is a measurement used to measure the “hotness” of a pepper. For reference sake, a jalapeno pepper registers about 2,500-8,000 units on this scale, that’s a pretty hot pepper. There is a pepper called the Naga Viper pepper that will absolutely destroy your mouth as it is one of the hottest peppers on earth and this bad boy packs about 855,000 scoville units. Eating one of these Naga Viper peppers raw could put you in a hospital or even worse. So how hot is the average pepper spray? Try about 5 million scoville units. How do you think that will feel in your eyes, nose, throat and lungs after some little old lady sprays you in self-defense? Let’s just say it will have a significantly detrimental effect on the remainder of your day.

It would be in your best interest to steer clear of any senior citizen that may be carrying pepper spray on them. Now I know what you are asking, ‘How do I know which seniors might be carrying a defensive spray in their purse or pocket?’. You don’t. That’s the beauty of pepper spray, it is easily concealable and amazingly easy to carry on your person at all times which makes it ideal for seniors. You also need no special skills or strength to operate a defensive spray device. I guess what we are trying to say is that you should probably not mess with anyone in general as you never know who may be carrying such a spray, as it is going to wind up being you that feels the pain, not them. Maybe it’s time to go back to school and become a doctor.

Yours Truly,

Carl Vouer
Puzek Security Systems

To see more pepper spray for seniors please visit us online at Puzek Security Systems

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Traveling With Senior Citizens by Karissa Price

May 28, 2013 by · Leave a Comment
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Traveling with elderly patients can certainly be a challenge, but there are many things that caregivers and family members can do to make it easier, safer, and less stressful. Planning ahead is essential to make sure everything goes smoothly and also to ensure that the traveler gets the most for their money. Last minute bookings are often expensive and should be avoided if possible.

When flying, here are some tips for easier travel:

1. Arrive at the airport with plenty of time to spare; getting through security can take much longer if the airport is busy or the patient moves slowly, and having to rush will only add to the stress
2. If possible, arrange in advance to have a wheelchair available and access to any special services offered to senior citizens
3. Make sure that the traveler has all of their identification, insurance information, itinerary, money, and medications; have copies of any instructions from physicians about medications or medical devices such as a pacemaker
4. Try not to pack too many clothing or other items; comfortable shoes are definitely necessary
5. To make the actual flight more comfortable, take a pillow and reading material or anything else for entertainment on the flight such as crossword puzzles or card games.

A common theme among senior citizen travel is to visit out of town family members, especially children, grandchildren, or even great grandchildren for a special event or just for a vacation. As soon as a wedding, birthday, or graduation announcement arrives, start planning the vacation! In addition to visiting family, there are many vacation destinations that cater to senior citizens. Many cruise lines have special senior citizen cruises, which can be a wonderful social experience for any seniors who want to enjoy the company of others and make new friends on their trip. Many destinations (such as Branson, Missouri, for example) have tons of specialty tours for senior citizens. Caregivers can find an abundance of information online about these tours, and should also check with the Better Business Bureau to make sure they are legitimate companies before paying for anything.

For more information, please visit http://www.trustedhandsnetwork.com

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Multivitamins For Senior Citizens – Why Some Types Are Better Than Others by Michael Walters

May 18, 2013 by · Leave a Comment
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The effectiveness of multivitamins is due in large part to the fact that they  are targeted towards specific demographics. There are multivitamins just for the  elderly, for women and even specifically for men. The ones targeted towards  senior citizens in particularly raise questions.

It’s fairly simple – people think about multivitamins targeted at senior  citizens because those things seem like they’re inherently stronger. This is  because senior citizens require just a little more than everyone else.

There are other alternatives that have as much of a health kick as senior  multivitamins. Premium class supplements are just as strong, if not stronger  than senior multivitamins, so it’s an option.

Seniors, naturally, find themselves lacking in nutrition more than the young.  It’s important to keep yourself healthy during the golden years. Your comfort  could be drastically improved if you make sure that you enter those years as  healthily as you can manage.

Don’t get fooled by the name – there’s more to multivitamins than you’d  think. There are special ingredients that include resveratol as well as herbal  extracts that are unique to specific multivitamins that you should consider when  picking your multivitamin.

It can get confusing, but luckily the internet is here to help you out. I’ve  researched these things myself for the better part of the decade and believe me,  there’s enough information out there to help you become educated just like  me.

Your health is reliant on what things you give your body. Give it the  nutrition it deserves and it will treat you right. Scientists and doctors can’t  be wrong about it.

So many lives are lost because people don’t take care of themselves. Make  sure to buy the best multivitamins that you can find to make sure that you don’t  become just another statistic. Be a survivor and take the vitamins that you  need.

Read more of this author’s work on electronic topics like cheap computer speakers and computer speaker cable.

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Final Expense Life Insurance: Life Insurance Agent Lures Senior Citizen Inside A Decaying Casket by Donald Yerke

May 18, 2013 by · Leave a Comment
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The sale of final expense life insurance opens up dormant prospects. Final expense life insurance representatives employ intense selling techniques  with a senior.

Looking confident but insecure, the sales agents feature dollar symbol  tattoos etched upon their chests. Typically enlarged eyes like low-cost red neon  glare as their looks show signs of being famished. In spite of this, these  indicated company agents resemble an assassin centering in on the newly  generated money target… a senior citizen.

Just about any older senior citizen has gained ample deep-rooted ability by  encounters with nonstop sellers. Stricken by a sales figure quota, the sales  agent keeps trying to hack continuously for sales closings. Stabilizing in for  improved position gets him shifting backward, bordering on dropping back just  like a gunshot hare.

The sales agent gives his best presentation. All the same, in all certainty  this is absolutely not a quick game, yet this still is an important matter of  life and death..By this time many newer career agents get raindrops of anxiety  arising swifter than the countless stars in the sky.

The retired weakened senior catches his breath and then takes an object out  of his new sweater zippered pocket. Out from an undersized vial of  prescriptions, he removes a singular one, more shrunken than an upsetting bug.  Without water to drink, the speck of the potent nitrate is centered then below  his tongue.

Wonder overwhelms the representative, now aware that this is absolutely  without doubt no chunk of sweet stuff. Making a response, the senior citizen  starts commenting in a gentle scratchy vocal tone. He replies it was a nitrate  pill as previously he had sustained a congestive heart stoppage. Flowing words & phrases bring figures of a full-length account of health circumstances.  Then a smile glows, as a gesture to the agent to dismiss the final expense life  insurance.

No doubt he had completely been outdone. How could this retiree still be  persuaded even if he rips the paperwork form from the agent’s possession?   His  plans of a high demanding canned sales recital turns to a grinding halt. The  newer agent is mum. And then finally he knows that letting a client feel being  in a burial place is absolutely cold.

On this occasion with the mild light wind, the conversation adjusts to one of  interactive mutual interest. The topic is fishing.. This improved topic  activates passion, even if at points the vastness of trophy fish landed most  certainly appeared to be expanded.

This newer agent notices how swiftly the chitchat among the two flows back & forth. Maybe securing the respect of the potential purchaser to approve of  you is much more gainful than fighting disputes? Perhaps confidence evolves into  being as potent as facts and results?

Closely after comes a move surprising the agent, similar to a creepy  cockroach unveiled to a spotlight. The older senior citizen pulls from inside  his wallet a picture of his individual grandchild. Next gently nudging the sales  agent he asks, “Will you tell me of the final expense life  insurance?”

The company agent holds to  his very greedy wants only,. Not at any time does  he inform the senior that the final expense life insurance coverage will  absolutely be turned down. Still, much like a crafty rat in an infested attic,  he scurries finding the insurance application. The good man even asks for being  insured for the greatest amount. Not even finishing the all-important paperwork  form, the trustworthy big-bellied new buyer goes into a far end passageway.  Reappearing, his fist is skintight encircling a roll of cash.

Close to drooling, the agent needs this newest purchaser to merely sign the  policy application. Arriving at the office later, the agent knows the final  expense life insurance application is not truly guaranteed issue. Quickly he  makes an unusual decision. The sales agent, very low on funds, decides to  swindle the $700.00 and destroy the application form.

Two years later to the day, the senior has his bright light turn to final  darkness. After the burial and coupled with grief, the grandchild finds he does  not receive one dime.

Case shut… but not completely. That precise identical time, a young chronic  drunk rams through the metal barrier aside a hill. Someone with identity  comparable to the former agent’s likeness is at once being engulfed in glowing  flames. After his instant cremation, no life insurance coverage is ever  located.

Final Expense Life Insurance was written by professional insurance business  writer, Donald Yerke. His writings will likely be launched right here, and  published in many locations. Find important material at Agents Insurance  Marketing, [http://www.agentsinsurancemarketing.com] right now. During the time  there steal your complimentary personal copy of “The Science of Getting Rich,”  as long as supplies last.

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